Benefits of Membership

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1 Benefits of Membership POWERFUL REPRESENTATION AND INFORMATION The primary purpose of the association is representing the home building industry in front of Virginia s legislators, regulators, and lawmakers. HBAV is consistently ranked as one of the most effective professional organizations in Virginia. Our lobbying team is working year-round to promote and protect the housing climate in the Commonwealth. HEALTH INSURANCE & EMPLOYEE BENEFITS The HBAV Insurance Agency and Benefits Group is a full service, independent insurance agency that is dedicated to serving the members of HBAV. Through partnerships with companies like Anthem Blue Cross Blue Shield, the Building Industry Insurance Association, Dominion Dental Service, John Hancock Life Insurance Co., and many others, the agency is committed to providing products and services that truly benefit our members. NETWORKING & PROFESSIONAL LEADERSHIP OPPORTUNITIES Cited as one of the most valuable benefits by builders and associates alike, HBAV has numerous committees, foundations, and councils that offer members the opportunity to get involved and network with their peers within the housing industry. VERIZON WIRELESS DISCOUNT Eligible contractor-members are able to take advantage of discounts up to 22% off their wireless phone service. MEMBER REBATE PROGRAM Builders and Remodelers receive rebates for reporting the products and materials that they use in their projects. Members are able to submit claims for completed homes, remodeling projects, or multi-family units and receive rebates. WORKERS COMPENSATION & GENERAL LIABILITY Special workers compensation and general liability programs are offered through our endorsed partner, The Building Industry Insurance Association, Inc. Our agency partners can help your company to save money on your insurance protection. TIMELY NEWS AND INFORMATION During the General Assembly Session, HBAV reports to our members weekly, through HBAV s Legislative Bulletin. The Virginia evoice provides bi-weekly updates on important issues to the building industry in Virginia, and the HBAV Annual Report provides a year-in-review highlighting accomplishments, achievements, and our important leadership in the Commonwealth. MEMBER ADVANTAGE THROUGH N.A.H.B. Discounts on products and services through the National Association of Home Builders. Companies like HP, GM, Hertz, FedEx, Solveras Payment Solutions, Office Depot, Wyndham Hotel Group, Omaha Steaks, Lowe s, Avis, Budget, Dell, FTD and many more.

2 A Selected Partnership Premier Insurance Agency, Ltd. was founded in 1995 and is located in Midlothian, VA. Our goal is to satisfy all of your insurance needs including business, life, health, long term care, personal home and automobile insurance and much more. We proudly represent over 15 elite insurance companies that share our core values of trust, honesty and integrity. Business Insurance Personal Insurance Bonds Builders Risk Homeowners Performance & Payment General Liability Bid Bonds ERISA Property Personal Auto Fidelity Equipment Risk Jewelry Floater Employee Dishonesty Commercial Auto Boat License & Permit Umbrella Mobile Home Surety Workers Compensation RV and ATV Janitorial Please contact: Chris Hobbs, CIC or Brandy Nickel, CIC, CBIA Phone: Fax: and a newly expanded Individual & Group Benefits Department Individual /Group Health Individual/Group Dental Individual/Group Life Short/Long Term Disability Individual/Group Disability Long Term Care Please contact: Melissa Murchison Phone: Fax: [email protected]

3 HBAV Benefits Group A subsidiary of Home Builders Association of Virginia The HBAV Benefits Group is an independent insurance brokerage which has partnered with Premier Insurance Agency and many of the strongest insurance carriers to provide benefit programs to your company that are second to none. Working with groups large and small, we specialize in Employee Benefits Consulting, Workers Compensation and General Liability coverage for contractors and other businesses. Building Value through Member Benefits The mission of HBAV Benefits Group is to provide customized, comprehensive, and costeffective solutions for our clients through strategic relationships with our association, agency, and company partners. Whether HBAV members take advantage of one of our many strategic partnerships with companies like Anthem Blue Cross Blue Shield, John Hancock Life, Dominion Dental, or the Building Insurance Association, or have us shop-out their group benefits to multiple carriers, we are here for you. The HBAV Benefits Group welcomes groups of all sizes and we look forward to working with you to help your business succeed. HBAV Benefits Group can help your company with: Group Health Insurance Plans for your employees Health Insurance for Individuals (& families) Health Savings Accounts Retirement Plans (IRA s, SIMPLE, SEP, and 401(k) plans) Dental Insurance Life Insurance Group or Individual Long-Term Care Insurance HBAV Sponsored Group Discount Workers Compensation Coverage General Liability Home Buyers Warranty Programs Long-Term or Short Term Disability Insurance For more information Complete the Fax Reply Form on the back side of this page or contact Rhonda Allison at [email protected]

4 REQUEST FOR MORE INFORMATION If you are interested in receiving additional information on any of the topics listed below, please complete the following information. Once completed, please return the form to our office via fax, mail, or . Contact Person: Business Address: City, State, Zip Code: Office Phone: ( ) Cell Number: ( ) Address: Best Time to contact: am pm Group Health Insurance Plans for your employees Health Insurance for Individuals (& families) Health Savings Accounts Retirement Plans (IRA s, SIMPLE, SEP, and 401(k) plans) Dental Insurance Life Insurance Group or Individual Long-Term Care Insurance HBAV Sponsored Group Discount General Liability Workers Compensation Coverage Home Buyers Warranty Programs Long-Term or Short Term Disability Insurance Your information will remain confidential. I look forward to hearing from you and discussing how the HBAV Benefits Group can improve your business and our services can help you, your family and your employees. FAX your Request to (804)

5 Frequently Asked Questions FAQ s Who is eligible to access VZWireless discount? The Verizon Wireless discount is for construction companies and construction trade companies (electrician, plumber, roofer, highway construction, etc...) What is the discount? The corporate discount is 22% off any monthly calling plan that bills $34.99/month or higher. Employee/family is 18% ($34.99 or higher plans). What if I am all ready an existing VZWireless customer? Existing and new Verizon Wireless customer are eligible for the program as long as they meet the eligibility requirements. How long will process take to show up on my bill? The discounts will be recognized on your bill within 2 bill cycles. How will discount look on my bill? The discount will appear as a corporate discount on each line of service. How do employees/family access discount? Employees can purchase service from the company s local account manager. They can also register an existing line for the discount by visiting The employee/family discount is 18%. Do I need to extend my agreement? Your agreement is only extended if you purchase new equipment at a discounted rate. For further questions and prequalification, contact: Denise Sepulveda Verizon Wireless Account Rep fax [email protected]

6 HBAV Member Rebate Program Free Member Benefit that Puts Cash In Your Pocket Introducing Virginia s Builder Member Rebate Program No one likes to leave money on the table. So, what would you think if you could get a rebate for your loyalty to many of the nation s leading housing industry product suppliers? Well, now you can! We re happy to introduce the HBAV Member Rebate Program, aimed at increasing your bottom line. For the minimal effort of informing us about the home construction products you use and when you close on a home or project, you ll be putting money back in your pocket. Both Builder and Remodeler companies, no matter how large or small, qualify for the program. When you participate in the program, you can count on receiving checks every quarter! Please note: Program is only available to current HBAV Members. Participation is easy and free Visit to register & claim. Participating Manufacturers To start receiving your rebate, please register (tells us where to mail the check) and submit the Rebate Claim Form. The Rebate Claim Form lists all participating Manufacturers in the program and what we need in order to process your rebate. You can register & complete the Rebate Claim Form online at: or in our Quarterly Newsletter. Have Questions? Program Administrator: Rich Robinson Toll-free direct: [email protected]

7 DISCOUNTED LONG-TERM CARE INSURANCE Home Builders Association of Virginia has teamed with John Hancock Life Insurance Company to provide members and their eligible family members Long-Term Care Insurance at a discount. Long-Term Care Insurance from John Hancock will help you Protect your retirement from the adverse affects of prolonged care. Have the care you want at home, in an assisted living facility, or in a nursing home. Learn more about how John Hancock can help secure your future today with a phone call to your representative. For more information, contact Rhonda Allison at [email protected] (804) Insurance products offered through Signator Insurance Agency, Inc. an affiliate of John Hancock Life Insurance Company, Boston, MA Individual Long Term Care insurance is underwritten by John Hancock Life Insurance Company, Boston, MA Perimeter Center Terrace, N Terraces, Garden Level, Suite 50 Atlanta GA