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1 WORTH TALKING ABOUT.
2 YOU. WHERE DO YOU WANT TO HEAD IN LIFE? In today s world where everything is at your fingertips you can easily find all the information you need regarding insurance and financial products. The hard bit is making the right decision and having someone you trust to guide you along the way. That s when having someone to talk to who really knows their stuff and has been around for a while can make a world of difference. At Lifetime all our experienced advisers have a special skill. Listening. We don t just take you through a paint by numbers approach to planning your life and financial goals. By taking the time to understand what makes you tick and where you are in life we can genuinely offer you the right advice. It sounds simple, but when you combine this with proven experience and a market leading range of services, we really can help make a difference in your life.
3 YOUR INCOME AND HEALTH. $ RISK INSURANCE ARE THEY PROTECTED? Let s face it, life can be a risky business and the unexpected does happen. Risk Insurance is all about covering those moments and protecting yourself, your assets and your business from potential setbacks. Our advisers have access to all the information you need to make an informed decision on the following areas of insurance cover: + Life Insurance + Health Insurance + Trauma (Living Assurance) + Disability + Income Protection We will help you to review your current risk and determine which insurance solution will suit you best. Something that is often not thought about is what happens if you ever need to make a claim? That s one of the real benefits of working with our experienced Lifetime Advisers. They will be there beside you every step of the way making sure everything goes smoothly and that your policy delivers all the benefits it should.
4 YOUR WORLDLY ARE THEY PROPERLY COVERED? POSSESSIONS. Fire and General Insurance There is nothing general about the home you live in and your prized possessions! The key with this type of insurance cover is to make sure we have you adequately covered we often find that people are under insured when looking at many of the following areas in their life: + Home, contents, private vehicles, boats, motorcycles, caravans and camper vans + Travel + Rental properties and landlords protection + Rural & farm + Commercial + Marine + Goods in transit We can help you stay up to date with your policies as your life and situation changes that way you re always covered. + Liability risks + Construction FIRE & GENERAL INSURANCE
5 YOUR HOME. DO YOU HAVE A MORTGAGE THAT SUITS YOU? HOME LOANS A good mortgage should be like a piece of well tailored clothing a custom fit that is never too tight! Our mortgage solutions specialists have long term strategic relationships with lenders. This enables them to find the right option tailored to meet your individual requirements. We take the hassle out of securing a mortgage that is right for you our expertise covers the following areas: + Home loans + Business loans + Mortgage refinance + Debt reduction + Home equity release + Mortgage reduction
6 YOUR MONEY. IS IT WORKING HARD FOR YOU? $ You ve worked hard for your money now it s our turn to make it work hard for you. Building a strong investment portfolio takes skill and experience in the market. We can help you work out the most effective investment strategies so you can: + Establish your goals and financial plan + Build wealth and accumulate assets + Protect and maximise your assets + Consolidate wealth for the future By takng the time to really understand your medium and long term financial goals we can design an investment portfolio that will sit comfortably with you from both a risk and return perspective. PERSONAL INVESTMENTS + Reap the rewards and enjoy the life you want
7 THE LIFETIME DIFFERENCE Our ability to really listen and take a 360 degree view on your life is what makes us unique. Our specialists can advise you on all areas of your financial life. We take a wholistic overview that lets us help design your life maximising benefits where they matter to YOU most. $ + Life insurance + Health Insurance RISK INSURANCE + Trauma (Living Assurance) + Disability + Income protection DESIGN YOUR LIFE WITH US. $ + Home, contents, private vehicles, boats, motorcycles, caravans and camper-vans + Travel + Home loans + Business loans + Mortgage Refinance + Asset Allocation & Monitoring + Debentures FIRE & GENERAL INSURANCE + Rental properties and landlords protection + Rural & farm + Commercial HOME LOANS + Debt Reduction + Home Equity Release PERSONAL INVESTMENTS + Employee Benefits + Kiwisaver + Marine + Goods in transit + Liability risks + Construction + Mortgage Reduction
8 LET S TALK. AUCKLAND AUCKLAND WELLINGTON Level 6, Takapuna Towers Level Como Street, Takapuna 142 Lambton Quay Auckland 0622 Wellington 6145 T: T: NELSON BLENHEIM Unit 3, 11 Buxton Square 3 Main Street NELSON WELLINGTON Nelson 7040 T: Blenheim 7240 T: BLENHEIM RANGIORA CHRISTCHURCH RANGIORA 5 Durham Street Rangiora 7440 CHRISTCHURCH 192 Moorhouse Avenue Christchurch 8144 TIMARU Ballantynes Building Canon Street QUEENSTOWN TIMARU T: T: Timaru T: INVERCARGILL DUNEDIN lifetime.co.nz QUEENSTOWN Level 2, Sofitel Hotel 8 Duke Street Queenstown 9348 T: DUNEDIN Ground Floor, Plaza House 243 Princes Street Dunedin T: INVERCARGILL 80 Kelvin Street Invercargill 9840 T:
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