Make an Impact With Centra Leasing, Inc.

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1 Make an Impact With C C offers financial solutions for businesses located throughout the United States. Our programs can help you acquire production equipment, technology improvements, software, even titled vehicles. In addition to offering financing for a wide array of equipment classes, we can offer programs that offer deferred payments, extended terms up to 84 months, and low monthly payments. Some types of equipment that we finance include: Air Conditioning Industrial Signs Audio Visual Material Handling Software Automotive Repair Medical Telephone Cash Register/POS Office Equipment Titled Vehicles Computers Packaging Trade Show Booths Construction Printing Used Equipment Furniture Restaurant Welding Experience: The Centra Advantage Most equipment finance companies are filled with inexperienced sales and support personnel. A recent publication found that the average age of most national finance companies employees was under 30 years of age. You often get what you pay for, and inexperience often produces mistakes, delays, and frustration for most vendors of equipment. At Centra, we only employ experienced sales personnel. In fact, our sales personnel averages over 15 years in equipment finance experience. Inexperience can cost you sales and loss of your reputation, Why risk your profits and name to inexperience when your transactions can be processed by proven veterans of the finance industry. Visit Us at www. CentraLeasing.com

2 Close More Sales By Offering Leasing If you sell equipment to businesses, lease financing can be a powerful tool you can use to grow sales. There are many important components to a successful equipment financing program, including competitive rates, flexible terms, fast response and prompt service. Centra Leasing, Inc. offers all of these qualities and can help you achieve your financial offering needs. Generally, when the cost of equipment exceeds $5,000, businesses start to consider alternative options to paying cash. Leasing is attractive because it enables the buyer to spread the acquisition cost over the life of the equipment. Leasing may also provide your customer with significant tax advantages. Here are some of the key reasons why you should offer financing on your equipment: 75% of businesses lease some or all of their equipment. It is easier to sell an affordable monthly payment than a lump sum purchase price. Leasing allows you (the vendor) to easily sell larger items and sell more upgrades to their order. Financing gives your customer the ability to buy now, even if they have cash flow limitations. Lease payments can be a tax-deductible business expense for your customer (consult your accountant). Deferred payment options will give the customer time to get the equipment generating profit before payments begin. Leasing gives customers 100% financing no money down is required. Leasing offers a fast and simple application process Leasing is quick - many leases can be approved in hours! Leasing offers competitive rates compared to bank financing. All leases have fixed monthly payments that will not increase. To build a successful finance program that will drive more sales for your business, call Centra Leasing, Inc. today at.

3 Vendor Financing Programs By Centra C offers numerous features that allows Equipment Vendors to offer convenient terms and payment programs to their customers. By using Centra, you gain access to the following services and programs: Online Payment Calculator - Centra s website ( can give your customers up-to-date monthly payment quotes. Centra also offers customized private label rate calculators which can be placed directly on your website for a professional look and feel. Online Finance Application - Direct your customers to our easy-to-use online finance application and your customers can be on their way to being financed in minutes. Centra also offers a customized private label online application which can be placed directly on your website for a professional look and feel. Existing Business Financing - Centra offers some of the lowest financing rates in the industry for existing businesses. In fact, we are so sure of our low rate programs, that we offer a guarantee (See the Centra Low Rate Guarantee). New Business Financing - Centra can finance not only existing businesses, but also new businesses! Extended Financing Terms - Centra can provide financing terms as 84 months for some equipment. Deferred Payment Terms - Centra offers innovative financing programs such as $25 to start the lease, 60 days - No Payments, 90 days - No Payments, First 6 Payments Only $99, and Annual Payments. These programs make your equipment easy and affordable. Title Vehicle Programs - Many finance companies cannot handle titled vehicles. Centra has extensive experience in financing trucks, delivery vehicles, dump trucks, and trailers! High Residual Programs - Centra can offer finance programs with high back end values which can lower your customer s payments considerably. Come of these finance contracts may have tax advantages (please see your accountant to verify). Application-Only Financing - Most equipment types can be handled only with a simple application that takes roughly 3 minutes to fill out.

4 Getting Started/How Centra Works Step 1: The Application Process - Your first step in providing financing for your customers is having your customer complete a credit application. The credit application takes only about 3 minutes to complete. There are three ways in which to start the application process: By A Centra Representative - Call your Centra Representative and provide him with the contact information for you customer. We will then contact them and handle the entire application process for you. Provide Your Customer with a Centra Application - Give your customer one of our applications and have them submit it back by or fax to Centra. In most cases, this simple application will be all that is needed! Go Online to CentraLeasing,com - (Easiest Way) Have your customer go to CentraLeasing.com and they can obtain a quote and apply online in minutes. The application is immediately is entered into our system and the credit check process starts immediately! Get A Customized Online Application Page - (Easiest Way) An easy way to make financing easier for your customers is to place a finance it now button on your website. Centra can provide you with a customized online application page that maintains the look and feel of your website. Ask your Centra Representative for more details on this great way to offer leasing! Step 2: The Approval and Documentation Process - Upon receipt of an application, Centra will investigate and provide a credit decision in most cases in less than one day. Upon approval, Centra will contact the applicant and send him finance documents. Upon return of those documents, Centra will issue you a purchase order confirming the purchase. Step 3: Verification of Delivery and Payment - Upon verification of delivery, Centra completes the purchase by paying you immediately. Vendors who require payment before delivery can make special arrangements with Centra to arrange a Pre-Funding.

5 LESSEE (Important to list legal name of entity) Company FINANCE APPLICATION Nationwide No. of Employees Billing Address City County State Zip Telephone No. Contact Person Title Nature of Business Type of Business - Inc, Partnership, etc Fed Tax I.D. # Years In Business EQUIPMENT LOCATION (complete only if equipment will not be located at the above address) VENDOR AND EQUIPMENT DESCRIPTION Vendor Name Address Phone Contact Equipment Description Equipment Cost PERSONAL INFORMATION ON OFFICERS, OWNERS, AND GUARANTORS Owner/President Home Address Social Security No. Percent Ownership Officer Home Address Social Security No. Percent Ownership Officer Home Address Social Security No. Percent Ownership COMPANY BANKING AND LOAN REFERENCES Name of Bank Checking Acct. No. Checking Acct. No. Phone No. Contact Name of Bank Checking Acct. No. Checking Acct. No. Phone No. Contact COMPANY TRADE REFERENCES (List any prior lease or finance history if available) Name of Supplier What Do They Supply? Contact Phone Name of Supplier What Do They Supply? Contact Phone CUSTOMER RELEASE - APPLICATION WILL NOT BE PROCESSED WITHOUT SIGNATURE The undersigned represents that all information provided with this Application is true and correct and hereby authorizes C to obtain from third parties, including other financing companies, information it deems necessary to arrive at a decision regarding this Application. By signing below, the undersigned individual(s) as principal of and/or guarantor for the applicant, authorizes C, its designee, assigns or potential assigns, to review his/her personal credit profile provided by a national credit bureau in considering this Application and for the purpose of update, renewal, or extension of credit to the Applicant or the collection of any resultant accounts. I authorize all deposit, borrowing, financial and trade information to be released to C by telephone or fax. A photocopy or fax of this authorization shall be valid as the original. To help fight terrorism and money laundering, the Federal Law requires banks to verify the information you provide, which may include driver s license or other documents, to identify you. Other items needed to process your application: Under $75,000 request - Please include last 3 company bank statements Over $75,000 request - Please include last 2 company tax returns + current interim + last 2 Personal tax returns X Signature