A team approach to financial planning.

Transcription

1 A team approach to financial planning. Meet our team

2 Our people make the difference. Gregory L. Kozerski, CPA, CFP, AIFA Owner/President Greg has a broad range of experience in providing comprehensive financial planning and investment advisory services to both individual and business clients. Greg earned his Bachelor of Science degree (Magna Cum Laude) in accounting and a Master s degree (Cum Laude) in business administration from Canisius College in Buffalo, New York. Greg s professional designations and memberships include: Certified Public Accountant (CPA) Accredited Investment Fiduciary Analyst (AIFA ) American Institute of Certified Public Accountants (AICPA) New York State Society of Certified Public Accountants (NYSSCPA) Greg s consultative approach to financial planning and investment advisory services is a key ingredient in the success of the firm s collaborative team environment. Outside of Waterford, Greg has an active lifestyle and is an outdoor sports enthusiast who is passionate about fly fishing. Greg keeps fit by cycling, swimming, and running; and during 2012, he trained for and participated in his first sprint triathlon. Contact Greg at [email protected] or , ext. 115.

3 An experienced team committed to achieving your goals. The entire staff of Waterford Advisors LLC is committed to the successful execution of our firm s mission statement: Waterford Advisors is a relationship-driven firm that delivers highly personalized services to a limited number of families as they grow, manage, and protect their wealth. We are goal-focused and plan-driven wealth managers in a culture that will always be market-focused and performance-driven. We will provide independent, objective, and unbiased financial planning advice. Our only allegiance will be to our clients. We will have an unyielding commitment to the achievement of our clients financial goals and objectives. To that end, we are committed to continually improving our people, processes, services, and facilities. We will never lose sight of the basic premise that an uncompromising commitment to service and, above all, unquestionable ethics, is the only true path to success. Our goal is developing a lifetime relationship with every client we serve, and that relationship extends to each member of the Waterford team. By taking a team approach to your financial planning, we ensure that there is always someone ready to help you who fully understands your personal needs and the details of your long-term financial plan.

4 Christina M. Michalczak, CFP, QPFC Owner/Financial Planner Christina joined the firm in May She works closely with clients on financial planning issues, prepares financial plans, and oversees the implementation of client recommendations. She is a CERTIFIED FINANCIAL PLANNER professional and an Enrolled Agent with the IRS. She earned her Bachelor of Science degree in financial planning from the State University of New York at Alfred. Christina enjoys walks with her dogs and participates in local animal rescue group events. Christina s professional designations and memberships include: Enrolled Agent (EA) Qualified Plan Financial Consultant (QPFC) American Society of Pension Professionals and Actuaries (ASPPA) 2014 Buffalo Business First 30 Under Thirty Honoree Notary Public Contact Christina at [email protected] or , ext Michael D. Harmer, CFP Financial Planner Mike graduated from Canisius College in Buffalo, New York with a Bachelor of Science degree in finance. He works closely with clients on financial planning issues, prepares financial plans and helps implement client recommendations. Mike obtained his CERTIFIED FINANCIAL PLANNER and Enrolled Agent designations. In his spare time, Mike is a sports enthusiast and enjoys travel and golf. Mike s professional designations and memberships include: Enrolled Agent (EA) Contact Mike at [email protected] or , ext. 105.

5 Elaine M. Lechanski, RP Registered Paraplanner/Office Manager Elaine has been with Waterford Advisors for over 10 years. Her primary responsibilities include client relations and firm compliance. Elaine is married with three sons. She loves the outdoors, sports, and traveling. Elaine s professional designations include: Registered Paraplanner (RP ) Notary Public Contact Elaine at [email protected] or , ext Christine M. Koniarczyk, CPA Tax Manager Chris has over 20 years of experience in public accounting, primarily servicing closely held businesses and their owners. Chris provides tax and accounting consulting and compliance services to Waterford s individual and business clients. Prior to joining Waterford, she served in the tax department of Tronconi Segarra & Associates, CPAs and was formerly a tax manager with a CPA firm in Florida. Chris earned her Bachelor of Science degree in business administration from the State University of New York at Buffalo. Chris enjoys sewing and crafts, golf and spending time with family. Christine s professional designations and memberships include: Certified Public Accountant (CPA) Contact Christine at [email protected] or , ext. 101.

6 Walter J. Koniarczyk, CPA/PFS, CFP Tax Consultant Walt has represented clients before the Internal Revenue Service, New York State Department of Taxation and Finance, New York State Sales Tax Department, Florida Department of Revenue, and the Florida Sales Tax Department. Walt s professional designations and memberships include: Certified Public Accountant (CPA) Personal Financial Specialist (PFS) American Institute of Certified Public Accountants (AICPA) New York State Society of Certified Public Accountants (NYSSCPA) Contact Walt at [email protected] or , ext David T. Hore Owner/Director of Business Development Dave earned a Bachelor of Science degree in business administration, with a concentration in accounting, from the State University of New York at Buffalo in 1987 (Magna Cum Laude). In 1994, he became the managing partner for one of the largest accounting firms in WNY and, in 2003, became the co-president of PCB Group, Inc. Very active in the WNY charitable community, Dave is the former president and CEO of Big Brothers Big Sisters of Erie County. Contact Dave at Waterford Advisors LLC 6225 Sheridan Drive, Suite 214, Williamsville, NY Fax: Securities offered through Cadaret Grant & Co., Inc., member FINRA/SIPC. Waterford Advisors and Cadaret Grant & Co., Inc., are separate entities.