Long-Term Care Cost Study
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1 Prudential Research Report 2010 Long-Term Care Cost Study Including consumer perceptions and cost trends by state and key metropolitan areas The Prudential Insurance Company of America
2 Welcome We are pleased to introduce our fourth biannual study of long-term care costs in America. In 2004, Prudential teamed up with LifeCare *, an independent Life Event Management Services vendor specializing in Adult Care, to launch this program as a means of monitoring trends in the costs associated with the major forms of long-term care services, including: > Nursing home care (private and semi-private rooms) > Assisted living facilities > Home health care (provided by Home Health Aides, Certified Nursing Assistants, and Licensed Practical Nurses) As in previous years, we continue to see the cost of long-term care services rising but at a somewhat slower rate, due in large part to the economic recession that has gripped the nation the past two years. The struggling economy has not only slowed increases in daily rates but also has forced many facilities out of business, further suppressing cost increases in Since 2004, long-term care costs have grown 4.7% to 6.6% per year, depending on the type of service. By comparison, the Consumer Price Index which is a governmental measure of purchasing power and the inflation rate for various goods and services has increased at an annual compound rate of just 2.5% during this same period. This suggests that CPI-indexed benefits may not be enough to keep pace with the rising costs of long-term care services. New in 2010 With this 2010 edition of the study, we have made a few enhancements to expand our ability to report cost data in certain states and metropolitan areas. We tightened up some definitions used in collecting cost data, particularly from assisted living facilities. Finally, we added a consumer survey to measure American sentiment around the rising cost of long-term care services and to gauge levels of awareness and concern about the future need for such care and ways of funding it. We hope this research gives you new insights into the changing long-term care landscape, including cost trends and other marketplace dynamics that are shaping consumer attitudes. Sincerely, Malcolm Cheung Vice President, Long-Term Care Prudential *LifeCare is not affiliated with Prudential.
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55 Nursing Home Private Room 2010 Long-Term Care Costs Wisconsin Metro Areas Minimum Daily Rate West Virginia - Martinsburg Maximum Daily Rate Nursing Home Average Daily Rate Average Annual Rate Private Room $226 $82,490 Semi-Private Room $217 $79,205 Assisted Living Facility Average Monthly Base Rate Average Annual Base Rate $2,419 $29,028 Average Daily Rate Madison $194 $420 $273 Milwaukee $211 $336 $275 Nursing Home Semi-Private Room Minimum Daily Rate Maximum Daily Rate Average Daily Rate Madison $180 $270 $211 Milwaukee $191 $307 $254 Assisted Living Facility Minimum Monthly Rate Maximum Monthly Rate Average Monthly Rate Madison $1,000 $4,200 $3,866 Milwaukee $2,500 $3,447 $3,042 Home Health Care HHA/CNA Minimum Hourly Rate Maximum Hourly Rate Average Hourly Rate Madison $21 $25 $23 Milwaukee $12 $28 $20 Home Health Care LPN Minimum Hourly Rate Maximum Hourly Rate Average Hourly Rate Madison $40 $105 $73 Milwaukee $25 $65 $45 Home Health Care HHA/CNA Average Hourly Rate LPN Average Hourly Rate $19 $84 Wyoming Nursing Home Average Daily Rate Average Annual Rate Private Room $216 $78,840 Semi-Private Room $188 $68,620 Assisted Living Facility Average Monthly Base Rate Average Annual Base Rate $3,444 $37,400 Home Health Care HHA/CNA Average Hourly Rate LPN Average Hourly Rate $31 $91 Long-Term Care Cost Study 55
56 2010. The Prudential Insurance Company of America, 751 Broad Street, Newark, NJ ALL RIGHTS RESERVED. Prudential and the Rock symbol are service marks of Prudential Financial, Inc. and its related entities, registered in many jurisdictions worldwide.
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