CLASSIFICATION TABLE NOTES

Transcription

1 Cencal Insurance Services / Commercial Lines Solutions CLASSIFICATION TABLE NOTES This classification section should be used as a tool for establishing which classes of business may be submitted, written, have restrictions, require special endorsements or applications, have footnotes or are strictly prohibited. Each class has been separated into four coverage categories: 1. PROPERTY [PROP] 2. PREMISES/OPERATIONS [P/O] 3. PRODUCTS AND COMPLETED OPERATIONS [P/CO] 4. CRIME After each coverage category for a given class you will see one of the following: * This is an acceptable class and can usually be written within our binding authority. Comment Section will reflect if this class can only be written on a non-admitted basis. You may also need to review your State Exception pages. There may be other criteria which make the risk only acceptable on a non-admitted basis. ( ) = Some class codes require prior quote approval from the insurer, and CenCal will need additional time to secure the authorization. Those classes will be noted as Refer to Company. NO = N/A = (a)(b) (c) etc. The class or coverage category is a prohibited risk. Not Applicable. Application Coding: Information Required for a Professional Response Submission Application s: (a) ACORD App. Questionnaires (d) Gen l Contr (d1) Artisan (e) Roofing Cont r (b) Loss History (g) Apartment (h) Auto Repair (i) Bar/Tavern (c) Arson Supplement (j) Bed N Brkfst (k) Lessors Risk (l) Mobile Hme Pr (f) See Write Up (m) Motel (n) Restaurant (o) Retail/Office (x) Mgmnt Resume (p) Photo (q) Plot Plan (r) Rent Roll (s) Financials (t) Day Care (u) Metal Wrkr Please note the coded comments pages following each classification page. We have indicated specific exclusions and rating rules applicable to each classification. The exclusions apply in all cases unless the underwriter has formally waived the requirement prior to binding and apply in addition to all other mandatory endorsements or exclusions. We have attempted to list as many classes as possible. If you cannot locate a particular class, or if none of the classifications adequately describe the insured's operations, please contact us for assistance. We are here to help you grow your business by making you a knowledgeable hero to the customer. Intro CCIS 1

2 Cencal Insurance Services / Commercial Lines Solutions UNDERWRITING NOTES MINIMUM DEDUCTIBLES Property $1,000 Theft $ on Target Commodities CGL $250 MINIMUM PREMIUMS Property Liability $1,000 $350 $100,000 / $200,000 $500 $300,000 / $600,000 $750 $500,000 / $1,000,000 $1,250 $1,000,000 / $2,000,000 ADDITIONAL INSUREDS CERTIFICATES BINDERS PROHIBITED EXPOSURE Can ONLY be added by the Underwriter after consideration of the Insurable Interest Require formal prior approval of the Underwriter Bankruptcy Receivership Contractors in Residential, including Apartments and Condominium Earthquake Difference In Conditions Flood First Loss Property Coverage Petroleum, Chemical, Pharmaceutical Ops Ocean Marine Aviation Livestock Crops Intro CCIS 2

3 ification Table Description Rate Limit Advertising Sign Cos Outdoor No ,000 p (1) (4) Air Conditioning Equipment Mfg. (2) ,000 s (3) Air Conditioning Equipment Dealers or Distribution Only Air Conditioning Systems or Equipment Dealers or Distribution Installation (5) (7) s (6) p (8) Comments & Application Coding CCIS-a-b.Doc CCIS - 1 -

4 ification Table (1) This classification is applicable to risks selling space for advertising purposes and includes shop operation, the erection, painting, repair or removal of signs, sign painting or lettering in or upon buildings or structures and the existence hazard of signs located away from the insured s premises. Advertising Agencies shall be classified and rated under the appropriate Buildings office classification (90089) (2) Heavy metal parts, use Precision parts, use Other metal parts, use Plastic parts, use (3) This classification includes duct work and piping. (51116) The manufacturing of the following shall be separately classified and rated: Heating systems Combined heating and air conditioning systems Refrigerating systems (4) Exclude advertising liability Refer to Insurer if over 3 stories. (5) Use This code applies to sales and/or storage with or without repair. (6) This classification applies to risks engaged in sales of the air conditioning equipment only. This classification includes the sales of ducts and piping. (10010) This classification does not apply to risks engaged in: Sales and installation, servicing, or repair Installation, servicing or repair only. The following shall be separately classified and rated: Sales of heating equipment Sales of refrigeration equipment Sales of combined heating and air conditioning units or systems Sales of household type appliances, including room air conditioners (7) Use This code applies to repair only with no sales or storage. (8) This classification applies to risks engaged in sales and installation, servicing or repair of air conditioning systems or equipment. This classification also applies to risks engaged only in installation, servicing or repair of air conditioning systems or equipment. This classification includes: The sales and installation of ducts and piping Shop and display rooms The sales of household type appliances including room air conditioners shall be separately classified and rated. (91111) CCIS-a-b.Doc CCIS - 2 -

5 ification Table Description Rate Limit Comments & Application Coding Alarms and Alarm Systems Installation, Servicing and Repair Amusement Centers (4) (1) ,000 p (2) 25,000 s (3) (6) and (7) (5) Antique Stores No No s (p) Non-Admitted Only (f) CCIS-a-b.Doc CCIS - 3 -

6 (1) Repair or service only, use With sales or storage, use (2) This classification includes incidental sales. The installation, servicing or repair of fire suppression systems shall be separately classified and rated. (91127) (3) This classification applies to Arcades with coin operated games such a pinball and video or other electronic games. This classification does not apply to risks located in amusement parks. (10015) (4) C Rate 5 SBF, SBR Rate 3. (5) See Guideline class write up Section 1. (6) Attach Assault And Battery Exclusion SL-4. (7) Attach Sexual Abuse Exclusion. CenCal Insurance Services ification Table CCIS-a-b.Doc CCIS - 4 -

7 Apartments Description CenCal Insurance Services ification Table (1) (2) (3) Apartment Buildings (1) (2) (3) Apartment Building Garden Apartment Buildings or Hotels Time Sharing Less Than 4 Stories Apartment Buildings or Hotels Time Sharing 4 Stories or More Apartment Hotels Less Than 4 Stories Apartment Hotels 4 Stories or More (1) (2) (3) (1) (2) (1) (2) (1) (2) (1) (2) Rate (4) (5) (5) (8) 3 (5) (8) 3 (5) (8) 3 (5) (8) 3 (5) (6) 3 (5) (6) Limit 5,000 * * (9) (10) (11) (12) 5,000 u (6) (9) (11) (12) 5,000 u (7) (9) (10) (11) (12) 5,000 u (7) (9) (10) (11) (12) 5,000 u (7) (9) (10) (11) (12) 5,000 u (4a) (9) (10) (11) (12) 15,000 u (4a) (9) (10) (11) (12) Comments & Application Coding * (g) (p) (q) (g) (p) (q) (g) (p) (q) (g) (p) (q) (g) (p) (q) (g) (p) (q) (g) (p) (q) CCIS-a-b.Doc CCIS - 5 -

8 ification Table (1) Apartments Units Occupied by Long Term Tenants For Habitational Purposes With Self-Contained Living Facilities (including cooking facilities) Occupied By One or More Persons. For 1 to 4 family dwellings written in conjunction with a commercial risk or written under a commercial package policy, refer to the Dwellings classifications in these pages. (2) Apartments without Mercantile occupancies. Up to 10 units, use 0311; 11 to 30 units, use 0312; Over 30 units, use Apartments with Mercantile occupancies: Up to 10 units, use 0321; 11 to 30 units, use 0322; Over 30 units, use Also refer to Boarding and Lodging, etc., and Convents, Monasteries, etc. (3) The following applies: Apartment Buildings 4 families or fewer, with no mercantile or office occupancy, use Apartment Buildings over 4 families with no mercantile or office occupancy, use Apartment Buildings 4 families or fewer, with mercantile or office occupancy, use Apartment Buildings over 4 families with mercantile or office occupancy, use Garden apartments No mercantile or office occupancy, use Residential Condominiums, use Garden apartments Mercantile or office occupancy, use Three or four family lessor s risk only No Mercantile or office occupancy, use Three or four family lessor s risk only Mercantile or office occupancy, use (4) Refer to Businessowners Apartment rates of CLM Division Nine Multiple Line Businessowners Policy Subdivision. Refer to State Rates CLM Division Five Fire & Allied Lines for Fire and CPP. (4a)This classification shall apply only to residential hotels in which the average daily room registration is not more than 15% of the total number of rooms available for rental or lease, based upon the records of the insured for the preceding year. (60015) (60016) The following shall be separately classified and rated: Indoor parking Swimming pools Bathing beaches Restaurants (5) E, H Apartment, Excluding restaurant or drugstore operations, wines or liquors, use Exclude Specified Property Endorsement CR 15 01, Rate 1, Limit $5,000. (6) The following shall be separately classified and rated: (60010) Occupancy other than for residential purposes One-to-four family dwellings Boarding or rooming houses Indoor parking Swimming pools Bathing beaches (7) This classification applies to single or multiple dwelling units not exceeding 2 stories in height that have common management, control and community facilities. (60011) The following shall be separately classified and rated: Indoor parking Swimming pools Bathing beaches (8) Contents, Fire - NA. (9) Attach Assault and Battery Exclusion (10) Attach Lead Liability Exclusion (11) Texas habitationals may not be written (12) Refer to Company if over 3 stories CCIS-a-b.Doc CCIS - 6 -

9 ification Table CCIS-a-b.Doc CCIS - 7 -

10 Description Appliances and Accessories Mfg. Household Not Gas Appliances and Accessories Installation, Servicing or Repair Commercial Appliances and Accessories Installation, Servicing or Repair Household Appliance Distributors Household Type Appliance Distributors - Household Type Radio, TV, or Compact Disc CenCal Insurance Services ification Table * (4) (4) (7) (9) 0567 Rate Limit ,000 s (2) (3) (6) 4216 (13) (6) 3 (6) (6) Appliance Stores Household Type (7) (6) 15,000 p (5) 5,000 p (5) 25,000 s (8) 15,000 * * (11) 15,000 s (8) Comments & Application Coding * CCIS-a-b.Doc CCIS - 8 -

11 ification Table (1) NA (2) This classification includes the manufacturing of appliances and accessories powered by liquid fuels. (51221) (51224) (3) The following shall be separately classified and rated: (51224) Manufacturing of all heating equipment Manufacturing of communication equipment, including radios, televisions and stereos (4) Repair and/or service only, use 0922 and CPP PMA C or S. Sales and/or storage with or without repair, use (5) Television or radio receiving set installation or repair shall be separately classified and rated. (91150) (91155) (6) SBF, SBR Rate 2, (does not apply to Contents Fire) (7) Radios and/or TV s with or without repair, use 0567 and CPP PMA M. Others with or without repair, use 0563 and CPP PMA M. Repair only, use 0922 and CPP PMA S. (8) This classification includes radios, televisions, vacuum and sewing machines including parts, as well as cooking ranges, washing machines and household type room air conditioners. (10040) (10042) If Radio, Television, Phonographic Stores (including parts and supplies), use 57326, Rate 10, Rate Number 5. If Sewing Machine Stores, use 57223, Rate 1, Rate Number 1. If Household Appliances and Home Furnishings, NOC, use 57224, Rate 4, Rate Number 1. Watch, Clock or Jewelry Repair, use BP 71941, BP Rate No. 1, BP Rate 10. (9) Including home furnishings, with or without repair, use 0563 and CPP PMA M (10) NA Repair only, use 0922 and CPP PMA S. (11) Please refer to Appliances Distributors household type. (12) NA (13) For gas appliances use code 4217 CCIS-a-b.Doc CCIS - 9 -

12 Description CenCal Insurance Services ification Table Rate Archery Ranges Indoor (2) Archery Ranges Other Than Indoor N/A (2) Limit 15,000 15,000 s (1) s NOC(1) Army and Navy Stores ,000 s (5) (12) Art Galleries Not-For-Profit Only (6) (13) Art Galleries Other Than Not-For- Profit (6) (13) (7) 2 (7) 15,000 s (7) 15,000 s (7) Comments & Application Coding Non-Admitted Only Non-Admitted Only (o) (p) (s) (o) (p) (s) CCIS-a-b.Doc CCIS

13 ification Table (1) The sale of sporting goods shall be separately classified and rated. (10052) (10054) (2) C Rate 5. (3) NA (4) NA SBF, SBR Rate 3. (5) Risks primarily selling clothing shall be separately classified and rated as Clothing or Wearing Apparel Stores (10060) (6) For Art Studios, use 0921 and CPP PMA M. Non-profit, use 1051 and CPP PMA 1. If commercial, use 0567 and CPP PMA M. (7) Painting, picture or frame stores shall be separately classified and rated. (10066) (10065) (8) NA (9) NA (10) NA (11) NA (12) No products liability if guns or knives sold. Use Exclusion /Completed Operational Hazard CG 2104 (13) Refer to theft guidelines: Submit fine arts. CCIS-a-b.Doc CCIS

14 ification Table Description Athletic Games Sponsored by the Insured Not-For-Profit Only Athletic Games Sponsored by the Insured Other Than Not-For-Profit Athletic or Sports Contests In Buildings Lessees Not-For-Profit Only Athletic or Sports Contests In Buildings Lessees Other Than Not- For-Profit Athletic Programs Amateur Not- For-Profit Only Athletic Programs Amateur Other Than Not-For-Profit Auctioneers Sales Conducted Away From The Insured s N/A N/A N/A N/A No Rate Limit No m (1) (2) No m (1) (2) ,000 m (2) (3) (10) ,000 m (2) (3) (10) (9) (10) 5,000 t (2) (4) (10) 5,000 T (2) (4) (10) No p (8) (11) Comments & Application Coding Non-admitted only (s) Non-admitted only (s) Non-admitted only (s) Non-admitted only (s) Non-admitted only (s) Non-admitted only (s) Non-admitted only (s) CCIS-a-b.Doc CCIS

15 ification Table (1) This classification applies when: (a) There is management or supervision by the insured away from the insured s premises (b) A majority of the participants representing the insured are not employed regularly in the insured s business (c) No admission charge is made other than for charitable purposes Basis of premium is each game. (40061) (40059) (2) Coverage does not apply to bodily injury or medical payments to participants in athletic contests sponsored by the insured. Use Exclusion Athletic Or Sports Participants Endorsement CG (40061) (40059) (40064) (40063) (40069) (3) Lessors who operate buildings shall be separately classified and rated as Exhibition or Convention Buildings. (40064) (40063) (4) Sponsors may be included at no additional charge. Use Additional Insured = Designated Person Or Organization Endorsement CG Coverage does not apply to bodily injury and medical payments to participants in athletic contests. Use Exclusion Athletic Or Sports Participants Endorsement CG Basis of premium is each game. (40067) (40066) (5) NA (6) NA (7) NA The following shall be separately classified and rated: Stadiums Exhibition buildings Basis of premium is each game. (40069) (8) Sales conducted on premises owned or rented by the insured shall be classified and rated as Auctions. (91177) (9) Contents, Fire NA. (10) Refer to Company (11) Exclude sale of livestock CCIS-a-b.Doc CCIS

16 Description Auctions On Owned Or Rented By The Insured Auditoriums Automobile Parts and Supplies Distributors CenCal Insurance Services ification Table * Rate Limit (15) (15) --- p (14) (16) ,000 (2) (10) Automobile Parts and Supplies Stores (11) (10) * * (1) 25,000 s (9) 25,000 s (13) Comments & Application Coding * (s) (p) (17) (p) (18) (p) CCIS-a-b.Doc CCIS

17 ification Table (1) Auditoriums operated in conjunction with other business enterprises are included in the governing classification. All other auditoriums shall be classified under a more specific classification. (2) C Rate 5. (3) NA (4) NA (5) NA SBF, SBR Rate 3. (6) NA (7) NA (8) NA (9) Risks which sell to the general public shall be classified and rated as Automobile Parts and Supplies Stores (10) E, H Includes parts and trailer accessories and parts. (11) Use Also refer to Automobile Repair or Service Shops. (12) NA (13) This classification applies to risks which sell to both the general public and commercial operations. Installation, servicing or repair of parts and supplies shall be separately classified and rated as Automobile Repair or Service Shops. (10071) (14) Livestock Sales Co. shall be separately classified and rated. (91179) (15) E, H ify according to merchandise, (not applicable to Contents Fire) (16) Exclude sale of livestock (17) must be submitted if re-labeling or repackaging done (18) Refer to Company if installation is done (19) NA CCIS-a-b.Doc CCIS

18 Description CenCal Insurance Services ification Table Rate Automobile Quick Lubrication Services (2) (3) (4) Automobile Repair or Service Shops (7) (6) (9) (10) Automobile Repair Shops Self- Service (7) (6) (9) (10) Limit 15,000 15,000 s (1) s NOC (8) 15,000 s (8) (11) Comments & Application Coding (f) (h) (p) (f) (h) (p) (f) (h) (p) CCIS-a-b.Doc CCIS

19 ification Table (1) This classification applies to risks which only provide services for quick lubrication, oil change and maintenance of fluids or air levels to serviced vehicles. (10072) This classification includes coverage for operation of customers automobiles on insured s premises. Use Operation Of Customers Autos On Particular Endorsement CG (2) C Rate 3. (3) SBF and SBR Rate 3. (4) E, H Excluding vending machines. Use Exclude Specified Property Endorsement CR (5) NA (6) C Rate 3. (7) Seat cover padding and trimwork or top repair exclusively, use 0512 and CPP PMA M. Auto glass replacement, battery replacement, brake adjustment, tire changing, tune ups (points, plugs and carburetor adjustment) oil changing, lubrications, speedometer adjustments and similar services, use 0932 and CPP PMA S. Major engine repair or body repair, use 0933 and CPP PMA S. Also refer to Car Washes and Gasoline Stations. (8) This classification includes coverage for operation of customers automobiles on insured s premises. Use Operation Of Customers Autos On Particular Endorsement CG Retail operations shall be separately classified and rated. For premium computation purposes, receipts from towel dispensers, vacuum cleaners, etc. are to be included in gross sales. (10073) (10075) (9) SBF and SBR Rate 3. (10) E, H Includes parts and trailer accessories and parts. (11) A $ deductible per claim applies to property damage to customers automobiles. Use Deductible Liability Insurance Endorsement CG (10075) CCIS-a-b.Doc CCIS

20 ification Table Description Rate Limit Comments & Application Coding Bakeries (2) ,000 S (3) Bakery Plants ,000 S (4) Barber Or Beauty Shop Supplies Distributors 0567 Barber Shops (6) Bars and Taverns (7) (15) ,000 S (9) 5,000 S (5) 15,000 * (8) (16) (17) (19) (p) (s) (p) (s) (p) (s) (p) * Non-admitted only (i) (p) (q) CCIS-a-b.Doc CCIS 18

21 ification Table (1) NA (2) Sales only, no baking, use 0532 and CPP PMA M. Baking, with no delivery to other outlets, use 0533 and CPP PMA M. Baking, with delivery to other outlets, use 2200 and CPP PMA IP. (3) This classification includes baking operations at the same location as the store if the products baked are sold principally in that store. (10100) (4) Risks shall be classified and rated as Bakeries if products baked are sold principally in the insured s own retail store at the same location. (51315) (5) Professional services are excluded. Use Exclusion Specified Therapeutic Or Cosmetic Services Endorsement CG Shops engaged in hair dyeing and permanent waving shall be classified and rated as Beauty Parlors and Hair Styling Salons. (10113) (6) E, H Excludes wigs and toupees. Use Exclude Specified Property Endorsement CR This footnote does not apply to Contents, Fire (7) Use 0541, also refer to appropriate restaurant class (8) Also refer to Restaurants. (9) C Rate 4. (10) NA (11) NA (12) NA (13) NA (14) NA SBF, SBR Rate 3. (15) Cooking surfaces such as grills and deep fat fryers must be protected by an automatic extinguishing system if considering property coverage (16) Risks with entertainment must be referred to the company (17) Risks that employ bouncers or security personnel must be referred to the company (18) NA (19) Attach Assault and Battery Exclusion SL-4 (20) For distributors use code 4230 CCIS-a-b.Doc CCIS 19

22 ification Table Description Bazaars Operated By The Insured Not-For-Profit Only Bazaars Operated By The Insured Other Than Not-For-Profit Beach Chairs And Umbrellas Rented To Others NA (8) NA (8) (5) (9) Rate 3 (4) (8) 3 (4) (8) Limit 5,000 s (3) (8) 5,000 s (3) (8) Comments & Application Coding 1 5,000 s (p) (s) (p) (s) CCIS-a-b.Doc CCIS 20

23 ification Table (1) NA (2) NA (3) This classification applies to temporary public sales conducted by an insured not in the retail business. This classification does not apply to risks with amusement devices. Such risks shall be classified and rated as Carnivals. Bazaars conducted on church or club premises are included under the Churches or Clubs classifications. (10132) (10130). (4) E, H Includes Rummage Sales. (5) NA (6) NA (7) NA (8) Refer to company for quote (9) Large Property Deductible Encouraged (10) NA CCIS-a-b.Doc CCIS 21

24 Description CenCal Insurance Services ification Table Rate Beauty Parlors and Hair Styling Salons (2) Beer, Ale Or Malt Liquor Mfg. In Bottles Beer, Ale Or Malt Liquor Mfg. In Cans Beer, Ale Or Malt Liquor Mfg. Not Bottled Or Canned Beverage Bottler Soft Drinks Carbonated In Cans Or Plastic Bottles Beverage Bottler Soft Drinks Carbonated In Glass Bottles Beverage Bottler Soft Drinks In Metal Cylinders Beverage Bottler Soft Drinks - In Paper Containers Beverage Bottler Soft Drinks - Not Carbonated In Bottles Or Cans (11) 3121 (11) 3121 (12) 3121 (12) 3121 (12) 3121 (12) 3121 (12) 3121 (12) 1 (3) (4) 1 (3) (4) 1 (3) (4) 1 (3) (7) 1 (3) (7) 1 (3) (7) 1 (3) (7) 1 (3) (7) Limit 5,000 s (1) (10) 25,000 s (9) 25,000 s (9) 25,000 s (9) 15,000 S (5) (6) 15,000 S (5) (6) 15,000 s (5) (6) 15,000 s (5) (6) 15,000 s (5) (6) Comments & Application Coding (p) (s) Non-admitted only (p) (s) Non-admitted only (p) (s) Non-admitted only (p) (s) Non-admitted only (p) (s) Non-admitted only (p) (s) Non-admitted only (p) (s) Non-admitted only (p) (s) Non-admitted only (p) (s) CCIS-a-b.Doc CCIS 22

25 ification Table (1) This classification includes establishments that do cosmetic services and electrolysis. Professional services are excluded. Use Exclusion Specified Therapeutic Or Cosmetic Services Endorsement CG Sun Tanning Salons shall be separately classified and rated. (10115) (2) E, H Excludes Wigs and Toupees,, Use Excluded Specified Property CR This Footnote does not apply to Contents Fire. (3) E, H Excludes wines and liquors. Use Exclude Specified Property Endorsement CR (4) Including other alcoholic beverages NOC: C Rate 2. (5) This classification includes manufacturing of soft drinks from syrups or flavoring extracts. (51355) (51356) (51358) (51359) (6) Risks engaged exclusively in the manufacturing of syrups, extracts and fruit juices shall be separately classified and rated. (51355) (51356) (7) Manufacturers, Bottler or Distributors C Rate 4. (8) NA (9) This classification includes retail sales of beverages for off-premises consumption only, provided the sales are made at the same premises where the beverages are manufactured. Retail sales of beverages for on-premises consumption shall be separately classified and rated under the appropriate Restaurant classification. (51350) (51351) (51352) (10) Exclude all professional liability (11) For distributors use code 4228 (12) For distributors use code 4230 CCIS-a-b.Doc CCIS 23

26 Description Beverage Distributors Alcoholic Other Than Beer Beverage Distributors Nonalcoholic And Beer CenCal Insurance Services ification Table 0531 (1) (24) 0532 (4) (24) Beverage Stores Liquor And Wine 0531 (8), (24) Beverage Stores Soft Drinks And Beer 0532 (11) (24) (27) Rate 2 (3) 2 (3) (6) (7) 3 (3) (10) Billiard Or Pool Halls (18) (19) Billiard Or Pool Table Mfg. * 3395 (28) Bingo Games In Public Halls Or Theaters Commercially Operated * Limit 50,000 s (2) 25,000 s (5) 25,000 s (9) 1 15,000 s (13) 1 (21) (23) 15,000 25,000 s (17) (26) s (20) 5,000 m (22) Comments & Application Coding (p) (s) (p) (s) (p) (s) (p) (s) (i) (p) (s) (p) (s) Non-Admitted Only (p) (s) CCIS-a-b.Doc CCIS 24

27 ification Table (1) Including beer (2) Bottling, canning or filling of containers shall be separately classified and rated under the appropriate manufacturing classification. (10140) (3) Including beers and other alcoholic beverages NOC. C-Rate 4. (4) If primarily beer, use (5) Bottling, canning or filling of containers shall be separately classified and rated under the appropriate manufacturing or bottling classification. Sales of dairy products shall be separately classified and rated under Distributors food or drink. (10141) (6) E, H Excluding wines and liquors, use Exclude Specified Property Endorsement CR (7) If nonalcoholic C Manufacturers, Bottlers, or Distributors. Rate 4. (8) Also refer to Bars and Taverns. (9) This classification includes incidental sales of soft drinks and beer. (10145) (10) SBF, SBR Rate 3. (11) If principal stock is beer, use (12) NA (13) Stores selling liquor and wine shall be separately classified and rated as Beverage Stores liquor and wine. (10146) (14) NA (15) NA (16) NA (17) Restaurants or refreshment stands shall be separately classified and rated. (10160) (18) C Rate 4 SBF, SBR Rate 2. (19) E, H Excluding restaurant or drugstore operations, wines or liquors, use Rate 1. (20) This classification includes installation. (51380) (21) E, H Includes supplies. (22) Refreshment stands shall be separately classified and rated. (40075) (23) C Rate 5 SBF, SBR Rate 3. (24) Refer to Theft Guidelines. (25) NA (26) Attach Assault and Battery Exclusion SL-4 (27) NA (28) For distributors use code 4210 CCIS-a-b.Doc CCIS 25

28 ification Table Description Rate Limit Comments & Application Coding Boat Repair And Servicing 0922 (2) ,000 p (3) (5) (p) (s) Bolt, Nut, Rivet, Screw Or Washer Mfg (1) 2 15, (1) (6) No (s) CCIS-a-b.Doc CCIS 26

29 ification Table (1) For distributors use code 4210 (2) No sales and storage in the building. (3) The following shall be separately classified and rated: (91235) Boat rentals Boat sales Boat building Boat storage or moorage (4) Metal Extraction shall be separately classified and rated (51500) (5) Attach Exclusion Maritime Operations or Activities (SL38) Attach Exclusion Federal Employees Liability Act (6) Use exclusion, /Completed Operations Hazard CG 4210 CCIS-a-b.Doc CCIS 27

30 ification Table Description Rate Limit Comments & Application Coding Bookbinding Not-For-Profit Only ,000 s Bookbinding Other Than Not-For Profit ,000 s Bookbinding And Printers Supplies ,000 * * (5) Books And Magazines Stores Not- For-Profit Only Books and Magazines Stores Other Than Not-For-Profit Bottle And Jar Mfg. Glass Not For Use Under Pressure * ,000 s ,000 s ,000 s (1) Plastic Non Returnable ,000 s Plastic Returnable ,000 s Bowling Lanes (3) (4) 15,000 s (2) (6) (i) 0r (n) CCIS-a-b.Doc CCIS 28

31 ification Table (1) This classification applies to returnable and non returnable bottles and jars. (51550) (2) The following shall be separately classified and rated. (10220) Restaurants Refreshment stands Retail operations, such as the sale of bowling balls, shirts, gloves, shoes, etc. (3) C Rate 4. SBF, SBR Rate 2. This footnote does not apply to Contents, Fire. (4) E, H Including Lanes or Centers. Excluding restaurant or drugstore operations, wines or liquors, use Exclude Specified Property Endorsement CR 15 01, Rate 1. (5) Please refer to the appropriate Bookbinding classification. (6) Attach Assault and Battery Exclusion SL-4. CCIS-a-b.Doc CCIS 29

32 Description Boxes or Containers Mfg. Corrugated Or Fiberboard CenCal Insurance Services ification Table 4450 Rate Boxes or Containers Mfg. Wood Boy Or Girl Scout Councils NA (12) Limit ,000 s (1) 8133 (12) Brush Or Broom Mfg. (4) (5) Builders Risks Building Material Dealers Other Than Secondhand Material (12) (7) 1 * (12) (9) 5,000 s (2) 5,000 t (3) (12) (13) (14) 15,000 Comments & Application Coding s * (12)(17)(18) 15,000 s (8) Building Material Distributors (7) 4213 * s (11) (15) * (12)(17) (18) CCIS-a-b.Doc CCIS 30

33 ification Table (1) This classification includes corrugating or laminating of paper. Paper or paperboard manufacturing shall be separately classified and rated. (51575) (2) This classification includes box parts manufacturing. (51576) (3) Troops, sponsoring organizations and scout committees, scout masters, and Assistant scout masters are included as additional interests without additional Charge. Use Endorsement CG 2006 Camps shall be separately classified and rated Rates for this classification apply to maximum number of scouts registered at any time during the policy period regardless of turnover. Basis of premium is each scout. (41001) (4) Use applicable code according to the character of the material being manufactured. (5) E, H NOC Includes Bristles (6) NA (7) Noncombustible materials only (bricks, concrete, sand, tile, etc.), use Cement, hydrated or slaked lime, use Lumber, plywood or timbers, lumber products other than furniture, box shook, sash, doors and similar products, use Mixed building material not noted above, use Yard storage, use (8) This classification includes incidental lumberyard operations. (10255) The following shall be separately classified and rated: Renting of equipment Installation work Home Improvement Stores (9) C-Rate group 2 (10) NA E, H NOC Excluding Hardware tools, electrical equipment and supplies and heating and plumbing equipment and supplies. This footnote does not apply to Contents Fire. (11) The following shall be separately classified and rated: (10257) Retail operations Sale of secondhand building material or lumber (12) Refer to company (13) Exclude Assault & Battery SL-4 (14) Exclude Sexual Abuse SL-10 (15) Attach Asbestos Exclusion SL-11 (16) NA (17) General Liability prohibited for any residential or habitational (18) Attach Pre Existing Damage Exclusion SL-63 and contractors supplemental application CCIS-a-b.Doc CCIS 31

34 ification Table Description Rate Limit Comments & Application Coding Buildings Or Bank And Other Financial Institutions Buildings Or Bank Or Office Mercantile Or Manufacturing (Lessor s Risk Only) Not-For-Profit Only Buildings Or Bank Or Office Mercantile Or Manufacturing (Lessor s Risk Only) Other Than Not- For-Profit Buildings Or Bank Or Office Mercantile Or Manufacturing Maintained By The Insured Not- For-Profit Only Buildings Or Bank Or Office Mercantile Or Manufacturing Maintained By The Insured Other Than Not-For-Profit Buildings Or Office Not- For-Profit Only Buildings Or Office Other Than Not-For Profit 0702 (7) (7) (7) (7) N/A 1 (6) 5310 N/A (4) 5310 N/A (4) 5310 N/A (4) 5310 N/A (4) N/A 1 (4) N/A 1 (4) 5,000 a (5) (6) a (5) (9) (10) a (5) (10) (9) a (5) (10) a (5) (10) 5,000 a NOC (5) 5,000 a NOC (5) (o) (p) (q) (r) (k) (p) (q) (r) (k) (p) (q) (r) (k) (p) (q) (r) (k) (p) (q) (r) (o) (p) (q) (r) (o) (p) (q) (r) CCIS-a-b.Doc CCIS 32

35 ification Table (1) NA (2) NA (3) For Businessowners Only: (a) Use when owner-occupied as an office. The Business Personal Property of the owner must also be included in the policy, separately rated. (b) Use Office rates from Businessowners state rates. (4) Refer to State Rates Section of CLM Division Five Fire and Allied Lines for Fire and CPP. (5) For premium computation purposes include the area of private garages. (61223) (61227) (61226) (61216) (61212) (61218) (61217) (6) The following shall be separately classified and rated: (61223) Sales of repossessed goods or merchandise primarily occupied by the employees of the insured and not generally open to the insured s customers or the general public, as an office (7) See specific classification. (8) For Businessowners Only: (a) For Mercantile Lessor s risks, use the first four digits of the otherwise applicable classification code and the fifth digit as O. (b) If owner-occupied as a Retail Store in whole or in part, the business personal property of the retail store must also be included in the policy separately rated. Use the retail store classification code otherwise applicable. (c) For Office Lessor s risks with no apartment occupancy, use (9) This classification applies only if the insured is not responsible for care and maintenance of the buildings. (61216) (61212). (10) Unusual occupancies or hazardous operations must be referred to company. CCIS-a-b.Doc CCIS 33

36 Description Buildings Or Office- Occupied By Employees Of The Insured Not-For-Profit Only Buildings Or Office- Occupied By Employees Of The Insured Other Than Not-For- Profit CenCal Insurance Services ification Table (1) (1) Bus Stations Or Terminals 0567 (5) Rate N/A 2 (4) N/A 2 (4) 4850 (11) 3 (8) Limit 5,000 a (2) (3) 5,000 a (2) (3) 5,000 t (6) (8) (9) Comments & Application Coding Buttons Or Fasteners Mfg. * ,000 s (10) (o) (p) (q) (r) (o) (p) (q) (r) Non-Admitted Only (1) See specific classification. (2) For premium computation purposes include the area of private garages. (61225) (61224) (3) This classification applies to premises primarily occupied by the employees of the insured and not generally open to the insured s customers or the general public. (61225) (61224) (4) Refer to State Rates Section of CLM Division Five Fire and Allied Lines for Fire and CPP. (5) Stores, restaurants, warehouses or other occupancies in terminals shall be considered as separate occupancies. (6) Restaurants and refreshment stands shall be separately classified and rated. Basis of premium is each station or terminal. (41210) (7) C Rate 4. E, H Excluding restaurant or drugstore operations, wines or liquors, use Rate 1. (8) Attach assault and battery exclusion SL-4 (9) Attach sexual abuse exclusion SL-10 (10) Refer to company products (11) For independent terminal operations use code 4880 CCIS-a-b.Doc CCIS 34

37 Description Cable Or Subscription Television Companies CenCal Insurance Services ification Table Rate Cable Or Wire Mfg (6) Camera And Photographic Equipment Stores Camper Or Travel Trailer Sales Agencies * 0567 (15) (10) (11) Limit ,000 p (2) (8) (7) 5, Comments & Application Coding * * * (14) 25,000 s (5) 3 15,000 s (12) (14) (1) NA (2) This classification includes the installation of lines and equipment at the customer s premises. (3) NA (4) NA Cable TV line construction shall be separately classified and rated as Telephone, Telegraph or Cable Television Line Construction. (91315) (5) This classification includes incidental service and repair. (10309) (6) Excluding electrical wire or cable manufacturing. (7) SBF, SBR Rate 3. (8) NA (9) NA (10) Campers or Trailers without motors and without repair, use 0550 and CPP PMA M. Campers or Trailers without motors and with repair, use 0922 and CPP PMA S. (11) This classification includes incidental installation, service and repair. (12) NA (13) NA Self-powered units shall be separately classified and rated under Division One Automobile. (10315) (14) Refer to company products (15) Refer to theft guidelines CCIS-c.Doc CCIS 35

38 Description CenCal Insurance Services ification Table Campgrounds Not-For-Profit Only (1) (2) (6) Campgrounds Other Than Not-For- Profit (1) (2) (6) 7215 (6) 7215 (6) Camps For Profit (6) 7215 (6) Camps Not- For Profit (6) 7215 (6) Rate Limit 5,000 s (3) (6) (7) (8) 5,000 s (3) (6) (7) (8) 5,000 t (4) (6) (7) (8) 5,000 t (4) (6) (7) (8) Can Mfg. Metal ,000 s (5) Comments & Application Coding No Saddle Animals No Saddle Animals No Saddle Animals No Saddle Animals Non-admitted only Candle Mfg ,000 s CCIS-c.Doc CCIS 36

39 ification Table (1) Girl Scout, Boy Scout, Church and YMCA camps, etc. including all buildings on premises (except private dwellings), use 0845 and CPP PMA 1. (2) Recreational Vehicle Parks: Laundries used by general public, offices, repair garages, gasoline stations, grocery stores and other retail stores, see specific occupancies. Laundries for tenants only, use 0922 and CPP PMA S. Property in the open such as pump houses, platforms or pads for mobile home or recreational vehicles, use 1190 and CPP PMA S. Community centers, recreational buildings, shelter houses, locker houses and other auxiliary or subsidiary buildings not provided for above, use 0844 and CPP PMA S. (3) Coverage does not apply to medical payments to campers nor to medical professional services. Use Exclusion Camps Or Campgrounds Endorsement CG (10332) (10331) The following shall be separately classified and rated: Restaurants Saddle animals Swimming pools Bathing beaches Mobile home parks Boats (4) This classification includes coverage for the operation of owned canoes and rowboats. Use Boats Endorsement CG Coverage does not apply to medical payments to campers nor to medical professional services. Use Exclusion Camps Or Campgrounds Endorsement CG The following shall be separately classified and rated: Saddle animals Boats (other than canoes or rowboats) Campgrounds Basis of premium is each camper day. The total number of camper days shall be the sum of the daily number of campers for each day in which the camp is in operation during the policy period. (41421) (41422) (5) Aerosol container manufacturing shall be separately classified and rated. (51734) (6) Refer to company (7) Exclude Assault And Battery SL-4 (8) Exclude Sexual Abuse SL-10 CCIS-c.Doc CCIS 37

40 ification Table Description Candy or Confectionery Mfg (10) Candy or Confectionery Stores 0532 (2) 4452 Rate 1 3 (4) Car Washes Self-service (7) Car Washes Other Than Self-Service (7) Carbon Paper or Inked Ribbon Mfg (11) 1 Limit 5,000 s (1) 5,000 s (3) 5,000 5,000 s (6) (8) s (5) (6) 5,000 s (9) Comments & Application Coding (p) (p) (p) CCIS-c.Doc CCIS 38

41 ification Table (1) If products are sold principally in the insured s own retail store at the same location, classify and rate as Candy or Confectionery Stores. (51752) (2) Sole occupancy and over 15,000 square feet, use (3) This classification includes candy or confectionery manufacturing at the same location as the store if the products are sold principally in that store. (10352) (4) C Including Tobacco, use Rate 2. E, H Excluding Tobacco, use Rate 1. (5) This classification includes coverage for operation of customers automobiles on insured s premises. Use Operation Of Customers Autos On Particular Endorsement CG (10367) (6) For premium computation purposes, receipts from towel dispensers, vacuum cleaners, etc. are to be included in gross sales. (10367) (10368) (7) C Rate 3. E, H Excluding Vending Machines, use Exclude Specified Property Endorsement CR (8) This classification applies to risks where customers physically wash their own vehicles. A $ deductible per claim applies to property damage to customers automobiles. Use Deductible Liability Insurance Endorsement CG (10368) (9) Paper Manufacturing shall be separately classified and rated. (51767) (10) For distributors use code 4230 (11) For distributors use code 4221 CCIS-c.Doc CCIS 39

42 ification Table Description Rate Limit Comments & Application Coding Carpentry (1) (3) 2350 * p (10)(12)(13) (14)(15) Carpentry Interior (1) 2350 * p (4) (10) (12)(13)(14) (15) Carpentry Shop Only ,000 p (5) (10)(12) (13)(14)(15) Carpet or Rug Mfg. (6) ,000 s (11) Carpet, Rug, Furniture Or Upholstery Cleaning On Customers Carpet, Rug Or Upholstery Cleaning Shop Only Catalog Or Coupon Redemption Stores Caterers (7) (8) (10)(12) (13)(14) (15) (4)(10)(12 (13)(14) (15) (5)(10)(12 (13)(14) (15) (11) 5617 N/A p ,000 s Commercial Work Only (d1) Commercial Work Only (d1) Commercial Work Only (d1) 4520 * s ,000 s (9) (n) CCIS-c.Doc CCIS 40

43 ification Table (1) Contractors equipment storage, use 0567 and CPP PMA C. Equipment in the open, use 1190 and CPP PMA C. Office, use 0702 and CPP PMA C or O. Vehicle storage or repair, refer to Automobile classifications. (2) NA (3) Carpentry shop, use 3959 and CPP PMA IP. (4) This classification includes the installation of doors, floors, windows, cabinets and hardwood or parquet flooring. This classification is not applicable to contractors engaged in any other carpentry operations at the same job or location. (91341) (5) The following shall be separately classified and rated: (91343) Lumberyards Building material dealers Home improvement stores (6) Use 2800 and CPP PMA IP for carpet or rug manufacturing. Carpet sales, use 0520 and CPP PMA M. (7) For storage of cleaning equipment and supplies, use (8) Refer to Laundries and Dry Cleaning classifications. (9) This classification applies to risks serving food away from the insured s premises only. Concessionaires selling beverages or food at exhibitions, parks, shows, sports contests or theaters and store operations shall be separately classified and rated. (11039) (10) California contractors prohibited (11) Refer to company (12) Attach Pre Existing Damage Exclusion SL-63 (13) Attach Indoor Air Quality Exclusion EPA-353 (14) Attach Residential Projects Exclusion EAA-148 (15) Attach Contractors Supplemental Application NAA-110 CCIS-c.Doc CCIS 41

44 ification Table Description Rate Limit Comments & Application Coding Ceiling Or Wall Installation Metal (1) (3) Cellophane and Cellophane Mfg. Cement, Concrete Mix Or Plaster Mfg. Packaged Cement Or Plaster Mfg. Bulk 6009 (10) 5,000 p (2)(12)(13) (14)(15) (2)(12) (13)(14) (15) Commercial Work Only (d1) ,000 s (10) ,000 s (4) (10) 3270 (10) 1 5,000 s (4) (10) Cemeteries Not-For-Profit Only (5) ,000 t (6) (11) Cemeteries Other Than Not-For- Profit Ceramics (5) ,000 t (6) (11) (10) (10) (7) ,000 N/A Chairs Rented To Others (9) 5320 s Non-Admitted Only CCIS-c.Doc CCIS 42

45 ification Table (1) Contractors equipment storage, use 0567 and CPP PMA C. Equipment in the open, use 1190 and CPP PMA C. Office, use 0702 and CPP PMA C or O. Vehicle storage or repair, refer to Automobile classifications. (2) Ceiling or wall installation other than metal shall be separately classified and rated as Dry Wall or Wallboard Installation: or Carpentry. (91436) (3) Ceiling or Wall Installation not plastering., (4) The following shall be separately classified and rated: (51808) (51809) Dredging Excavation Mining Quarrying (5) Tombstones only, use 1190 and CPP PMA 1. All other buildings (except private dwellings and mausoleums), use 1070 and CPP PMA1. Also refer to Mausoleums. (6) This classification includes all buildings on the property other than mausoleums owned and operated by the cemetery. Professional services are excluded. Use Exclusion Funeral Services Endorsement CG The following shall be separately classified and rated: Mausoleums owned or operated by the cemetery Crematory operations Basis of premium is each acre. (41604) (41603) (7) Sales and/or storage only, use 0567 and CPP PMA M. With shop work (hobby or instructional), use 0921 and CPP PMA M. With shop work other than above, use 6009 and CPP PMA IP. (8) NA (9) For storage of chairs, use (10) Refer to company (11) Attach Professional Liability Exclusion (12) Attach Pre Existing Damage Exclusion SL-63 (13) Attach Indoor Air Quality Exclusion EPA-353 (14) Attach Residential Projects Exclusion EAA-148 (15) Attach Contractors Supplemental Application NAA-110 CCIS-c.Doc CCIS 43

46 ification Table Description Children s Play Center Indoor 0844 (11) 7130 Rate 3 (10) Limit 215,000 s (1) (13) Chimney Cleaning (2) 5617 N/A p (17)(18)(19) (20) China, Porcelain Or Earthenware Mfg ,000 s (3) Churches Or Other Houses Of Worship 0900 (4) (9) 5,000 a (5) (13) (14) Comments & Application Coding Non-Admitted Only Commercial Work Only (d1) (p) Clay Mfg ,000 s (7) Cleaning Outside Surfaces Of Buildings (2) ,000 p (8) (16)(17) (18)(19)(20) Clock Mfg. * ,000 s (12) (15) Commercial Work Only CCIS-c.Doc CCIS 44

47 ification Table (1) This classification applies to commercially operated indoor play facilities for children. This classification does not apply to a children s play center operated in connection with the insured s business and on the same premises, if the classification to which the insured is assigned is rated on a gross sales basis. (11120) (2) Contractors equipment storage, use 0567 and CPP PMA C. Equipment in the open, use 1190 and CPP PMA C. Office use 0702 and CPP PMA or O. Vehicle storage or repair, refer to Automobile classifications. (3) This classification includes construction or reconstruction of sheds or kilns. (51869) The following shall be separately classified and rated: Clay or shale digging Sand digging Mining Quarrying Manufacturing of building materials (4) 0900 also applies to all auxiliary buildings other than academic schools, habitational buildings, or dwellings. (5) Burial sites located in the same premises are included at no additional charge. Church members are included as additional insured. Use Additional Insured Church Members, Officers And Volunteer Workers Endorsement CG (41650) The following shall be separately classified and rated: Camps Private residences, as dwellings except that no charge shall be made for private residences occupied full-time and used exclusively for residential purposes by clergy or other religious members and their families. (6) This classification includes milling and preparing of clay and shale. (91507) The following shall be separately classified and rated: Canal, sewer or cellar excavation Underground mining (7) The following shall be separately classified and rated: (51877) Clay or shale digging Sand digging Mining Quarrying (8) This classification applies to risks primarily engaged in cleaning the outside surfaces of buildings, including power washing with water or laser-beam techniques. Sandblasting operations shall be separately classified and rated. (91523) (9) C Rate 3. (10) C Rate 5. SBF, SBR Rate 3. (11) With cooking facilities, use (12) This classification does not include clock or clock works used for the operation, timing, regulation or control of machinery or equipment other than household type appliances. Time devices of this nature shall be separately classified and rated as Instrument Mfg.. (51889) (13) Attach -Exclusion Sexual Abuse SL-9 (14) Exclude professional liability (15) Refer to company (16) Refer to company work on buildings over 3 stories (17) Attach Pre Existing Damage Exclusion SL-63 (18) Attach Indoor Air Quality Exclusion EPA-353 (19) Attach Residential Projects Exclusion EAA-148 (20) Attach Contractors Supplemental Application NAA-110 CCIS-c.Doc CCIS 45

48 ification Table Description. Rate Limit Clothing Mfg (2) (3) s (8) Clothing Or Wearing Apparel Distributors Clothing Or Wearing Apparel Stores Not-For-Profit Only Clothing Or Wearing Apparel Stores Other Than Not-For-Profit 0567 (4) 0520 (4) 0520 (4) (1) 4 (1) 4 (1) 15,000 s (5) 25,000 s (5) (6) 25,000 s (5) (6) (8) Comments & Application Coding (Exclude Children s) (p) (o) (p) (o) (p) CCIS-c.Doc CCIS 46

49 ification Table (1) SBF and SBR Clothing Ladies and Girls (Coats, Suits and Dresses); Haberdashery and Men s furnishings, Ladies Specialty Stores and Men s and Boy s Clothing (Coats and Suits), SBF, SBR Rate 2. (2) Refer to the following table: BP BP Rate No. BP Rate Crime Crime And Contents, Fire Rate Crime And Contents, Fire Limit Clothing Ladies and Girls (Coats, Suits and Dresses) ,000 Furs (Including Pelts) * Haberdashery and Men s Furnishings ,000 Hosiery Ladies Specialty Stores ,000 Ladies Undergarments and Lingerie ,000 Leather * * * 2301 * Men s and Boys Hats and Caps * Men s and Boys Clothing (Coats & Suits) ,000 Millinery and Trimmings ,000 Shoes Ladies, Men s and Children s * Wigs Children s and Infants Wear (3) E, H Haberdashery and Men s Furnishings excluding Topcoats, Overcoats, and Suits, use Exclude Specified Property Endorsement CR Rate 3. (4) If over 5 employees engaged in sewing, use 3009 and CPP PMA IP. (5) This classification includes tailoring, clothing alterations and repair work but excludes manufacturing. Manufacturing of clothing shall be separately classified and rated. (11126) (11128) (11127) (6) Professional services are excluded. Use Exclusion Specified Therapeutic Or Cosmetic Services Endorsement CG (11128) (11127) (7) NA (8) Refer to Company accounts that manufacture children s sleepwear CCIS-c.Doc CCIS 47

50 ification Table Description Club Civic, Service Or Social Having Buildings Or Owned Or Leased Not-For-Profit Only Club Civic, Service Or Social Having Buildings Or Owned Or Leased Other Than Not-For-Profit Clubs Civic, Service Or Social No Buildings Or Owned Or Leased Except For Office Purposes Not-For-Profit Only Clubs Civic, Service Or Social No Buildings Or Owned Or Leased Except For Office Purposes Other Than Not-For-Profit (1) (1) (1) (1) Rate (3) (3) Limit 15,000 a (2) (5) (6) (7) 15,000 a (2) (5) (6) (7) 8133 N/A t (4) (5) (6) (7) 8133 N/A t (4) (5) (6) (7) Comments & Application Coding (p) (p) (p) (p) CCIS-c.Doc CCIS 48

51 ification Table (1) Clubs such as golf clubs, tennis clubs and similar sports facilities: With cooking, use Without cooking, use Clubs, NOC, including fraternal and union halls, use Also refer to Recreational Facilities and Clubs horseback riding, swimming pools, etc.. (2) Club members are included as additional insureds. Use Additional insured Club Members Endorsement CG This classification does not apply to parks or other grounds where admission is charged. (41668) (41667) The following shall be separately classified and rated: Camps Motorboats or sailboats Saddle animals Skeet shooting or trap shooting ranges Ski lifts or tows Stadiums, grandstands or bleachers outdoor permanent or portable Grounds in excess of 5 acres, as Vacant Land Swimming pools Bathing beaches Toboggan slides Activities conducted by the insured to which the public is admitted for an admission charge Restaurants (3) C Clubs Serving Food, Beers, Wines, Liquor or Other Alcoholic Beverages, use Rate 4. E, H Excluding restaurant or drugstore operations, use Limit Coverage To Specified Portion Of Endorsement CR 15 08, Rate 1. If excluding wines or liquors, use Exclude Specified Property Endorsement CR 15 01, Rate 1. SBF, SBR Clubs Rate 3. (4) Club members are included as additional insureds. Use Additional Insured Club Members Endorsement CG This classification includes clubs and organizations such as: Advertising, Business and Professional Women s lodges, Civitan, Exchange, Fraternities or Sororities, Kiwanis, Lions, Optimist, Rotary and Round Table which hire or rent premises only for specified days for meeting purposes. The following shall be separately classified and rated: Activities conducted by the insured to which the public is admitted for an admission charge Buildings or premises, other than offices, owned by or rented to the insured, except premises hired or rented only for specified days for meeting purposes. occupied by the insured for purposes other than meetings of members and guests Basis of premium is each member. (41690) (41669) (5) This classification applies only to clubs which charge a membership fee to join, may assess fees to cover expenses and/or liabilities, and provide that members oversee activities or elect directors, officers or management. (41667) (41668) (41669) (41670) (6) Clubs such as VFW, American Legion, etc. can be considered. All others must be referred to Company. Watch special events exposure. (7) Attach Assault and Battery Exclusion SL-4 CCIS-c.Doc CCIS 49

52 ification Table Description Rate Clubs Country Or Golf (1) (2) Limit 25,000 s (3 ) (4) (5) (10) (11) (12) Comments & Application Coding Clubs Racket Sports And Handball (1) (2) 15,000 s (4) (5) (8) (10) (11) (12) CCIS-c.Doc CCIS 50

53 ification Table (1) Clubs such as golf clubs, tennis clubs and similar sports facilities: With cooking, use Without cooking, use Clubs, NOC, including fraternal and union halls, use Also refer to Recreational Facilities and Clubs horseback riding, swimming pools, etc. (2) C, - Clubs Serving Food, Beers, Wines, Liquor or Other Alcoholic Beverages, use Rate 4. E, H Excluding restaurant or drugstore operations, use Limit Coverage To Specified Portion of Endorsement CR 15 08, Rate 1. If excluding wines or liquors, use Exclude Specified Property Endorsement CR 15 01, Rate 1. SBF, SBR Clubs Rate 3. (3) This classification includes Golf Carts rented to others. Use Additional Insured Users of Golf Carts Endorsement CG (11138) (4) The following shall be separately classified and rated: (11138) (41665) Swimming pools Bathing beaches Restaurants and refreshment stands Sales of sporting goods (5) Club members are included as additional insureds. Use Additional Insured Club Members Endorsement CG (11138) (41664) (41665) (41666) (6) NA (7) NA (8) Coverage does not apply to medical payments. Use Exclusion Coverage C Medical Payments Endorsement CG (41665) (9) NA (10) For premium computation purposes do not include one time initiation fees in gross sales. (11138) 41665) (41666) (11) This classification applies only to clubs which charge a membership fee to join, may assess fees to cover expenses and/or liabilities, and provide that members oversee activities or elect directors, officers or management. (11138) (41664) (41665) (41666) (12) Attach Exclusion Participants And Contestants SL - 8 CCIS-c.Doc CCIS 51

54 ification Table Description Rate Limit Coffins Or Caskets Mfg. * ,000 s Collectibles and Memorabilia Stores 0567 (4) (15) 4530 Commission Merchants Produce * (8) Communication Equipment Installation Industrial Or Commercial Communication Or Recording Systems Or Equipment Mfg. Industrial Or Commercial Communication Or Recording Systems Or Equipment Mfg. Other Than Industrial Or Commercial (9) (12) (12) (11) (11) (11) 4 15,000 s (4) 5,000 * (7) (16) 25,000 p (10) 25,000 s (14) 25,000 s NOC (13) Comments & Application Coding (o) (p) (16) Non Admitted Only (d1) (16) Non Admitted Only (16) Non Admitted Only CCIS-c.Doc CCIS 52

55 ification Table (1) NA (2) Distributors Use BP 50261, Rate No. 4, Rate 7. (3) NA (4) The classification does not apply to stores engaged in the sale of antique furnishings. (11155) (5) NA (6) NA (7) Refer to Manufacturers Representatives. (8) C Rate 2. (9) Sales and/or storage with no repair use 0567 and CPP PMA C or M. Repair only with no sales or storage use 0922 and CPP PMA C or S. (10) The following shall be separately classified and rated: (91551) Outside electrical power line construction Telephone, telegraph or cable TV line construction Household communication equipment, appliances household (11) E, H NOC. (12) Electronic components use Heavy metal, use Other metal, use Plastic parts use (13) This classification includes the manufacturing of televisions, radios, stereo equipment, tape or cassette recorders, telephones, intercom systems, telephone answering equipment, home video equipment, etc. (51927) (14) This classification includes the manufacturing of data communication equipment, paging or signaling equipment, radio or television transmitting equipment, sound equipment, monitors, scanners, etc. (51926) (15) Property on building or office contents only (16) Refer to company products CCIS-c.Doc CCIS 53

56 ification Table Description Community Recreational Facilities Not Operated By Governmental Agency 0844 Computer Consulting Or Programming 0702 (11) Computer Data Processing Time Sharing * Rate (9) (10) Limit 5,000 a (1) (12) (13) 5,000 (10) p (5) ,000 s (3) Computer Data Processing Operations (4) ,000 a (7) Computer Mfg ,000 s (3) Computer Service Or Repair ,000 p (6) Comments & Application Coding Non-Admitted Only (p) (d1) (o) (o) (p) CCIS-c.Doc CCIS 54

57 ification Table (1) This classification applies to any community recreational facility operated by the private sector. Social services, other than services of a recreational nature, provided by the insured shall be separately classified and rated. (41678) (2) This classification includes fiberboard and acoustic tile. (51934) (3) This classification includes the development or manufacturing of computer operating systems and component parts. Liability arising out of the selling, licensing, franchising or furnishing of computer operating systems developed by the insured is excluded. Use Professional Liability Exclusion Computer Software Endorsement CG The installation, inspection, service or repair of computers, word or data processors or similar equipment shall be separately classified and rated as Office Machines or Appliances Installation Development of computer software shall be separately classified and rated. (51941) (4) Governmental, use 0701 and CPP PMA 1. Other than Governmental, use 0702 and CPP PMA O or S. (5) This classification applies to risks providing computer consulting services to others, including custom designed computer programs, instruction or data retrieval services, on or off the insured s premises. Computer instructions conducted at the insured s premises open to the general public for a fee should be classified and rated under an appropriate Schools classification. Professional services are excluded. Use Professional Liability Exclusion Electronic Data Processing Services And Computer Consulting Or Programming Services Endorsement CG For premium computation purposes, include the payroll of all employees. (41675) (6) This classification applies to risks specializing in installation, service or repair of computers or computer-related equipment not sold by the insured. An insured who sells computers and computer related equipment and also does installation, service or repair work on computers or computer related equipment, whether or not such work is limited to the products sold by that insured, shall be classified and rated as Computer Stores. (91555) (7) This classification applies to risks that provide time-sharing on their own computer systems. (43152) (8) NA (9) This classification applies to risks which use their own computer systems to provide a full range of services to others. Liability arising out of errors and omissions is excluded. Use Professional Liability Exclusion Computer Data Processing Operations Endorsement CG Risks that develop software packages to be used with customers computer systems shall be referred to company. (43151) (10) C Rate 3. SBF, SBR Rate 2. This footnote does not apply to Contents Fire. (11) This classification applies to Offices only. (12) Refer to State Rate Section of the CLM Division Five Fire and Allied Lines. (13) Attach Exclusion Participants And Contestants SL-8 (14) Exclude operations of swimming pools. CCIS-c.Doc CCIS 55

58 ification Table Description Computer Stores 0570 (8) Concessionaires Concessionaires Checkroom, Shoeshine, Or Toilet Concessions In Hotels, Restaurants, Railroad Stations, Etc Rate Limit 3 25,000 s (6) * N/A s NOC (7) * N/A s Concrete Construction (3) ,000 p (9) Concrete Mixed in Transit N/A s (2) (9) Concrete Or Plaster Mfg. Not Structural 6009 (9) (9) (9) (9) Comments & Application Coding (o) (p) (o) (p) (o) (p) (9) (d1) (9) (d1) CCIS-c.Doc CCIS 56

59 ification Table (1) NA (2) This classification includes operations at the insured s permanent yard maintained for the storage of material or the storage and maintenance of equipment. (51956) (3) For contractor s office, use 0702, CPP PMA C or O. For electrical, plumbing, heating, air conditioning or sheet metal contractors storage facilities, use 0563, CPP PMA C. For all other contractor s storage facilities, use 0567, CPP PMA C. For contractors equipment in the open, use 1190, CPP PMA C. Vehicle storage or repair, refer to Automobile classifications. (4) NA (5) NA (6) This classification applies to risks which predominantly sell computers, computer accessories and computer- related or peripheral products, including pre-packaged computer software. This classification includes installation, service, repair or leasing of computers and computer-related or peripheral apparatus, accessories or equipment, including pre-packaged computer software for or to others, regardless of whether such apparatus, accessories or equipment were sold by the insured. This classification does not apply to risks whose sales of computers, computer accessories or computer-related or peripheral products is incidental to the insured s business. Incidental sales of such products is included in the appropriate Stores or Dealers classification. (11160) (7) This classification applies to concessionaires selling beverages or food by means of hawking or peddling at exhibitions, parks, shows, sports contests or theaters, including the incidental selling or renting of other merchandise, and restaurants operated by the insured, at the same location. This classification does not apply to concessionaires selling or renting primarily merchandise other than beverages or food. Such risks shall be referred to company. Concessionaires operating restaurants or refreshment stands only, with no hawking or peddling, at exhibitions, parks, shows, sports contests or theaters shall be classified and rated as Restaurants refreshment stands and drive-ins with tray service. (11168) (8) See Theft guidelines (9) Refer to company (10) NA CCIS-c.Doc CCIS 57

60 ification Table Description Condominiums Commercial Bank Or Mercantile, Manufacturing Or Office (Association Risk Only) Condominiums Commercial Shopping Centers (Association Risk Only) Condominiums Commercial Warehouses Manufacturing Or Private (Association Risk Only) Condominiums Residential (Association Risk Only) * * * (6) Rate (4) (4) (4) (4) (7) Limit 15,000 a (2) (3) (12) 15,000 a (2) (5) (12) 15,000 a (2) (3) (12) 15,000 u (2) (8) (12) Comments & Application Coding (k) (p) (q) (k) (p) (q) (k) (p) (q) Must Provide CC of D&O (k) (p) (q) CCIS-c.Doc CCIS 58

61 ification Table (1) For Office Condominium Associations, use BP and refer to Condominiums Office rates. (2) This classification includes coverage for each individual unit owner of the condominium for liability arising out of the ownership, maintenance or repair of that portion of the premises which is not reserved for that unit owner s exclusive use or occupancy. Use Additional Insured Condominium Unit Owners Endorsement CG (62000) (62001) (62002) (62003) (3) For premium computation purposes the area shall include the area of each unit and indoor parking areas. (62000) (62002) (4) E, H Excluding restaurant or drugstore operations, wines or liquors, use Rate 1. (5) For the purpose of this classification a shopping center must consist of at least 5 stores and at least 25,000 square feet of area for automobile parking at each location. Events or exhibitions at shopping centers, sponsored or operated by the Condominium Association shall be referred to company. For premium computation purposes, the area shall include the area of each unit and the total area of the public parking lot including lawns, dividers, malls, etc., within the outer boundaries of the lot and shall also include any access roads to or form the parking area which are maintained by the Condominium Association, but shall not include restricted delivery truck parking areas or areas restricted to pickup only. (62001) (6) Apartments or tenements: Up to 10 units, use to 30 units, use Over 30 units, use (7) Refer to State Rates Section of CLM Division Five Fire and Allied Lines for Fire and CPP. (8) The following shall be separately classified and rated: (62003) Commercial condominiums Swimming pools Bathing beaches Indoor parking Boat moorage facilities (9) This classification applies to risks who provide consulting services to others, regardless of whether such services are provided on the insured s own premises or the premises of others. For premium computation purposes, include the payroll of qualified consultants; and the payroll of employees performing support functions for those consultants at clients premises, whether or not directly working with clients of the insured. (41677) The following type of consultation shall be separately classified and rated: Architectural Engineering Legal Medical Computer consulting (10) This classification applies to Offices only. (11) Refer to State Rates Section of the CLM Division Five Fire and Allied Lines. This classification applies to Offices only. (12) Refer to Company Condominiums with recreational facilities including pools, and those that are over 3 stories (13) Use Exclusion /Completed Operations Hazard. CG2104 CCIS-c.Doc CCIS 59

62 Contractors Description Contractors Executive Supervisors Or Executive Superintendents Contractors Subcontracted Work - In Connection With Building Construction, Reconstruction, Repair Or Erection Apartment Or Office Buildings Over Four Stories Contractors Subcontracted Work - In Connection With Construction, Reconstruction, Erection Or Repair Not Buildings Contractors Subcontracted Work - In Connection With Construction, Reconstruction, Repair Or Erection Of Buildings For Industrial Use CenCal Insurance Services ification Table Rate Limit (1) * p (4) (6)(7)(8) (9)(10) (1) (1) (1) (1) N/A p (2) (6)(7)(8) (9)(10) 2330 * c (3) (6)(7) (8)(9)(10) 2330 * c NOC (3) (6) 2330 * c (3) (6) (4)(6)(7) (8)(9)(10) (2)(6)(7) (8)(9)(10) (3)(6)(7) (8)(9)(10) Comments & Application Coding Commercial Work Only (d) (s) Commercial Work Only (d) (s) Commercial Work Only (d1) (s) (d1) (s) (d1) (s) CCIS-c.Doc CCIS 60

63 ification Table (1) Contractors Not otherwise classified: Equipment storage, use 0567 and CPP PMA C. Equipment in the open, use 1190 and CPP PMA C. Office use 0702 and CPP PMA C or O. Vehicle storage or repair, refer to Automobile classifications. (2) This classification only applies to executive supervisors or executive superintendents having administrative or managerial responsibility for construction or erection projects and exercising supervisory control through job superintendents or foremen. This classification includes products coverage only when concurrent liability insurance for products/completed operations is provided for other contracting operations of the insured. This classification does not apply to any person who is directly in charge of daily construction operations. Such person shall be separately classified and rated under the appropriate contractors classification. This is an N.P.D. classification. For premium computation purposes, the payroll of employees assigned to this classification may not be divided with another classification. (91580) (3) This classification applies to that portion of the operations performed by adequately insured subcontractors of the insured. Operations performed by subcontractors without adequate insurance shall be classified and rated under the specific classification description for each operation. Determination of the adequacy of insurance shall be made in accordance with criteria established by the company prior to policy inception. (91588) (91582) (91583) (91581) (91584) (4) This classification applies only where there is no other appropriate classification assignable to the risk. For Increased Limits Tables assignment, refer to company. (94444) (5) Refer to Businessowners Special Trade Contractors rates of CLM Division Nine Multiple Line Businessowners Subdivision. (6) Refer to Write Up Section General Contractors (7) Attach Pre Existing Damage Exclusion SL-63 (8) Attach Indoor Air Quality Exclusion EPA-353 (9) Attach Contractors Supplemental Application NAA-110 (10) Attach Residential Projects Exclusion EAA-148 CCIS-c.Doc CCIS 61

64 Description Contractors Subcontracted Work In Connection With Construction, Reconstruction, Repair Or Erection Of Buildings Contractors Subcontracted Work In Connection With Pipeline (Other Than Oil Or Gas) Or Communication Or Power Line Construction, Reconstruction Or Repair Contractors Subcontracted Work - Other Than Construction-Related Work CenCal Insurance Services ification Table (1) (1) 0702 (5) Rate Limit 2330 * c (2) (8) (9) (10)(11)(12) 2330 * c (2) (8)(9) (10)(11)(12) (7) 5,000 c (4) (8) (2)(8)(9) (10)(11) (12) (2)(8)(9) (10)(11) (12) 91591S Comments & Application Coding Commercial Work Only (d1) (s) Commercial Work Only (d1) (s) (d1) (s) CCIS-c.Doc CCIS 62

65 ification Table (1) Contractors not other wise classified: Equipment storage, use 0567 and CPP PMA C. Equipment in the open, use 1190 and CPP PMA C. Office, use 0702 and CPP PMA C or O. Vehicle storage or repair, refer to Automobile classifications. (2) This classification applies to that portion of the operations performed by adequately insured subcontractors of the insured. Operations performed by subcontractors without adequate insurance shall be classified and rated under the specific classification description for each operation. Determination of the adequacy of insurance shall be made in accordance with criteria established by the company prior to policy inception. (91585) (91586) (91587) (91589) (3) This classification includes oil or gas pipeline construction, reconstruction or repair. (91586) (4) This classification applies to any insured contractor who is assigned to any contracting classification for non-construction related work only when such insured contractor subcontracts all or a portion of his/her work to an adequately insured subcontractor or subcontractors. Operations performed by subcontractors without adequate insurance shall be classified and rated under the specific classification assignable to contracting risks for such operations. Determination of the adequacy of insurance shall be made in accordance with criteria established by the company prior to policy inception. If an insured contractor is involved in construction work and subcontracts such work or a portion of such work, to subcontractors, such subcontracted work shall be classified and rated under an appropriate Contractors-subcontracted work - classification for construction work only. (91591) (5) This classification applies to Offices only. (6) Refer to State Rate Section of the CLM Division Five- Fire and Allied Lines. This classification applies to Offices only. (7) Refer to State Rates Section of the CLM Division Five Fire and Allied Lines for Fire and CPP. (8) Refer to Write Up Section General Contractors (9) Attach Pre Existing Damage Exclusion SL-63 (10) Attach Indoor Air Quality Exclusion EPA-353 (11) Attach Contractors Supplemental Application NAA-110 (12) Attach Residential Projects Exclusion EAA-148 CCIS-c.Doc CCIS 63

66 Description CenCal Insurance Services ification Table Rate Convenience Food Stores (4) Convenience Food/Gasoline Stores Full Service Convenience Food/Gasoline Stores Self-Service Convenience Food/Gasoline Stores Self And Full Service Combined Conventions (Sponsor s Risk Only) Not-For-Profit Only (8) 0931 * (8) * (9) (7) (7) 4470 * (9) 2 (7) Limit 15,000 * (5) 15,000 * (6)(10) 15,000 * (6)(10) 15,000 * (6)(10) * (9) 5,000 t+ * (9) * (5) (o) (p) * (6) (o) (p) * (6) (o) (p) * (6) * (9) Comments & Application Coding Conventions (Sponsor s Risk Only) Other Than Not-For-Profit * (9) * (9) * (9) 5,000 t+ * (9) * (9) CCIS-c.Doc CCIS 64

67 ification Table (1) This classification is applicable only to a permanent yard maintained by a contractor for the storage of material or the storage and maintenance of equipment. It is not available for division of payroll at the place where construction operations are carried on. This classification includes products coverage only when concurrent liability insurance for products/completed operations is provided for other contracting operations of the insureds. Mill operations or fabrication shall be separately classified and rated. (91590) (2) Basis of risk is each convention day. (41673) (41672) (3) C Rate 5. SBF, SBR Rate 3. (4) Contents, Fire NA. (5) Refer to Grocery Stores. (6) Refer to Grocery Stores and Gasoline Stations. (7) C, E, H, SBF and SBR Gasoline Dealers including all places vending gasoline. Wholesale C Rate 2. Retail C Rate 3. SBF, SBR Rate 3. E,H, SBF and SBR Include Automotive in Outside Containers Endorsement CR is to be used to include loss from or damage to containers located outside the premises for: Automobile supplies and equipment and oil and gasoline. (8) No repair, use With repair limited to auto glass replacement, battery replacement, brake adjustments, tire changing, tune ups (points, plugs and carburetor adjustments), oil changing, lubrications, speedometer adjustments and similar services, use With major engine repair, use (9) Refer to company (10) Attach Assault and Battery Exclusion SL-4 CCIS-c.Doc CCIS 65

68 Description CenCal Insurance Services ification Table Rate Limit Convents Or Monasteries (6) ,000 a (7) Copying And Duplicating Services Retail Cosmetic, Hair Or Skin Preparation Stores (8) ,000 s (11) (10) Cosmetics Mfg (10) 15,000 s (9) (12) 15,000 s (14) Cotton Or Wool Merchants (3) ,000 s (4) (13) Cutlery (Not Powered) And Flatware Mfg (15) (16) (13) No 15,000 s Comments & Application Coding (o) (p) (o) (p) 1 (13) CCIS-c.Doc CCIS 66

69 ification Table (1) Cotton waste, use Cotton batting and wadding, use (2) This classification includes warehousing. (51985) (3) Cotton cloth, use Cotton batting, use (4) This classification includes warehousing. (11248) (5) This classification applies to the following type of cotton gin operators only: Ginning cotton without a fee and obtaining the right to broker the cotton and/or seeds for a commission Ginning cotton without a fee and keeping the cotton seeds Cotton gin operations with a fee per bale shall be classified and rated as Cotton Gin Operations. Basis of premium is per 1,000 bales. (41679) (6) Up to 10 units, use units, use Over 30 units, use (7) The following shall be separately classified and rated: (41680) Schools, other than schools for novitiates Public chapels or churches Operations conducted for commercial purposes (8) Copying and Duplicating Services, use Sale of copying and duplicating equipment with or without repair, use Repair of copying and duplicating equipment with no sales or storage, use (9) This classification includes stores with incidental application of products for demonstration purposes. Professional services are excluded. Use Exclusion Specified Therapeutic Or Cosmetic Services Endorsement CG Beauty Parlors and Hair Styling Salons shall be separately classified and rated. (11234) (10) E, H NOC. For perfumes and essential oils, refer to Extracts Mfg.. (11) This classification includes stores in which customers drop off film for development and pick up photographs, whether or not the developing is done on premises. Photo Finishing Laboratories shall be separately classified and rated. (11222) (12) Exclude all professional services (13) Refer to company for quote (14) Use Exclusion /Completed Operations Hazard CG2104 (15) Cutlery sharpening, use 0922 and CPP PMA S. (16) E, H Cutlery only. CCIS-c.Doc CCIS 67

70 Description CenCal Insurance Services ification Table Rate Dairy Mfg (1) Dairy Or Butter And Egg Stores Not-For-Profit Only Dairy Or Butter And Egg Stores Other Than Not-For-Profit Dance Halls, Ballrooms Or Discotheques Not-For-Profit Only Dance Halls, Ballrooms Or Discotheques Other Than Not-For Profit 0532 (2) 0532 (2) 0846 (6) 0846 (6) (1) 1 (1) 4 (8) 4 (8) Limit 5,000 s ,000 s (3) 5,000 s (3) 15,000 s (7) (12)(13) 15,000 s (7) (12)(13) Comments & Application Coding (o) (p) (o) (p) (12) Non Admitted Only (i) (p) (q) (12) Non Admitted Only (i) (p) (q) CCIS-d-f.Doc CCIS 68

71 ification Table (1) C, E and H Excluding Supermarkets as defined in the Supermarkets classification. C Rate 4. (2) Sole occupancy and over 15,000 square feet, use (3) This classification is not applicable to stores serving food or beverages for consumption on premises nor to stores selling products other than dairy products and eggs. (11259) (11258) (4) Basis of premium is each dam, levee or dike. (41700) (5) This classification applies to all operations other than blasting. (91618) (6) No cooking. Refer to Restaurants classifications if cooking is done on premises. Refer to Schools Trade or Vocational for Dance Schools. (7) This classification applies to establishments with incidental food or drink facilities but no table services. This classification does not apply to dance schools, nightclubs, cabarets or other similar establishments. (11274) (11273) (8) C Rate 5. SBF, SBR Rate 3. (9) Coverage does not apply to medical payments to attendees. Use Exclusion Medical Payments To Children (Day Care Centers) Endorsement CG Basis of premium is per person. Per person should be determined by using the average daily attendance. (41716) (41715) (10) Contractors storage, use 0567 and CPP PMA C. Equipment in the open, use 1190 and CPP PMA C. Office, use 0702 and CPP PMA C or O. Vehicle storage or repair, refer to Automobile classifications. (11) This classification applies to those risks solely engaged in the removal of debris in connection with construction or erection. Salvage operations shall be separately classified and rated. (91629) (12) Refer to Company (13) Attach Assault and Battery Exclusion SL-4 CCIS-d-f.Doc CCIS 69

72 Decorating Delicatessens Description CenCal Insurance Services ification Table Rate Limit * ,000 * (1) (2) ,000 (4) (5) (6) Department Or Discount Stores (8) Diagnostic Testing Laboratories (10) 25,000 5,000 s (3) s (7) s (9) * Comments & Application Coding (n) (p) (q) (3) (n) (p) (q) (7) (o) Non-Admitted Only CCIS-d-f.Doc CCIS 70

73 ification Table (1) Refer to Consultants NOC. (2) With cooking, use Without cooking, use (3) If food is served for consumption on premises, classify and rate under the appropriate restaurant classification. (11288) (4) SBF, SBR Rate 2. (5) C, E and H Retail Excluding Supermarkets as defined in the Supermarket classification. C Rate 4. (6) C Wholesale dealers, use Rate 2. (7) Professional services are excluded. Use Exclusion Special Therapeutic Or Cosmetic Services Endorsement CG This classification must apply to each location of a risk at which all the following conditions exists: (a) The insured must employ an average of at least twenty-five employees (full-time or the equivalent thereof) excluding drivers and their helpers. (b) The merchandise must include: (i) Wearing apparel (ii) Household furnishings (other than furniture) (iii) One or more of the following: Cosmetics Drugs Furniture Groceries or meats Hardware Jewelry Luggage Musical Instruments Sporting goods Toys (c) The total annual sales of Items b.(i) and b.(ii) must exceed 50% of the total annual sales. This classification is not applicable to Variety Stores. Restaurants shall be separately classified and rated. (12356) (8) Department Stores Excluding Supermarkets as defined in the Supermarkets classification (applicable only in towns of 3000 or more population)., to qualify for this classification the insured must maintain departments for dealing in not less than 5 of the following classes of merchandise: Boots and Shoes, Carpets and Rugs, Clothing, Furniture, Groceries, Hardware, House Furnishings, Jewelry, Kitchen Utensils, Musical Instruments, Textiles, Trunks and Bags. C Rate 5. (9) Professional services are excluded. Use Exclusion Diagnostic Testing Laboratories Endorsement CG If professional coverage is desired, classify and rate in accordance with the Professional Liability Division. (46112) (10) Excludes Drug Distributors and Stores. CCIS-d-f.Doc CCIS 71

74 ification Table Description Rate Limit Distributors Food Or Drink (4) * * --- s NOC Distributors No Food Or Drink * * * --- s NOC Door Or Window Mfg. Wood ,000 s (7) Door Or Window Mfg. Other Than Wood Door, Window Or Assembled Millwork Installation Metal * (8) ,000 s NOC (7) (10) 5,000 p (9) Comments & Application Coding CCIS-d-f.Doc CCIS 72

75 ification Table (1) Contractor s office, use 0702 and CPP PMA C or O. For all other occupancies, use CPP PMA C. (2) This classification applies to all operations other than blasting. (91641) (3) The following shall be separately classified and rated: (52150) Asphalt or tar distillation Food manufacturing Liquor manufacturing Oil or fuel refineries (4) Wholesale or warehouse stock of farm products other than grain, seeds, beans, cotton or tobacco, use Wholesale or warehouse stock of alcoholic beverages, use Wholesale or warehouse stock when the principal stock is not alcoholic beverages or farm products, use (5) This classification applies to risks engaged in commercial diving operations only. (91666) (6) This classification includes the bulk loading or unloading of barges or vessels and stevedoring. Grain elevator operations shall be separately classified and rated. (91722) (7) This classification includes frame, sash, molding or trim. (52315) (52134) (8) Use This code applies to metal or wood. (9) The installation of doors or windows not metal shall be classified as Carpentry. (91746) (10) C Building Materials Dealers, Rate 2. E and H Excluding hardware, electrical equipment and supplies, and heating and plumbing equipment and supplies. (11) Refer to Boarding or Rooming Houses. (12) Refer to State Rates Section of CLM Division Five Fire and Allied Lines for Fire and CPP. (13) Dormitories operated in conjunction with any risk other than Schools are included in the governing classification. School dormitories shall be classified and rated as Schools dormitory facilities. (14) E, H Fraternities or Dormitories Excluding restaurant operations, wines or liquors, use Rate 1. CCIS-d-f.Doc CCIS 73

76 ification Table Description Driveway, Parking Area Or Sidewalk Paving Or Repaving * Rate Limit ,000 p (1)(3)(4)(5) (1)(2) (3)(4) (5) Comments & Application Coding Commercial Work Only (d1) (s) (1) No street or road construction (2) Use Exclusion /Completed Operations Hazard CG2104 (3) Attach Pre Existing Damages Exclusion SL-63 (4) Attach Contractors Supplemental Application NAA-110 (5) Attach Residential Projects Exclusion EAA 148 CCIS-d-f.Doc CCIS 74

77 Drugstores Description Drugstores No Table Or Counter Service For Beverage Or Food CenCal Insurance Services ification Table Rate Limit ,000 (2) (3) (2) (3) s NOC (1) 25,000 s (1) Comments & Application Coding (o) (p) (o) (p) Drums Or Containers Mfg. Metal ,000 s Non-Admitted Only Drums Or Containers Mfg. Plastic ,000 s (11) Dry Goods Dealers Retail (Including Fabrics, Yarn And Piece Goods) (5) 15,000 * (4) Dry Wall Or Wallboard Installation (6) ,000 p (12)(13)(14) (15) Non-Admitted Only * (4) (o) (p) Commercial Work Only (d1) (s) CCIS-d-f.Doc CCIS 75

78 ification Table (1) coverage under this classification includes professional coverage. Use Druggists Endorsement CG If products coverage is not provided, use Exclusion And Professional Services (Druggists) Endorsement CG (12375) (12374) (2) C Rate 4. SBF, SBR Including Druggist Sundries, use Rate 2. (3) E, H If excluding narcotics, prescription drugs, wines, liquors, tobacco products and smokers articles, use Rate 1, Limit $15,000. (4) Refer to Stores no food or drink NOC. (5) E, H Dry Goods Excluding furs. (6) Contractors storage, use 0567 and CPP PMA C. Equipment in the open, use 1190 and CPP PMA C. Office, use 0702 and CPP PMA C or O. Vehicle storage or repair, refer to Automobile classifications. (7) Coverage does not apply to medical payments. Use Exclusion Coverage C Medical Payments Endorsement CG (43117) The following shall be separately classified and rated: Swimming pools Bathing beaches Skeet shooting or trap Shooting ranges Saddle animals Motor or Sailboats (8) If low hazard (non-combustible), use If moderate hazard (combustible or free burning), use If high hazard (rapid burning),use (9) This classification includes manufacturing of ingredients. Manufacturing of biological products shall be separately classified and rated. (52342) (52343) (10) For Businessowners Limited Cooking and Fast Food Restaurants, refer to Restaurant ifications rates of CLM Division Nine Multiple Line Businessowners Subdivision. (11) No reconditioning (12) Attach Pre Existing Damage Exclusion Sl-63 (13) Attach Indoor Air Quality Exclusion EPA-353 (14) Attach Contractors Supplemental Application NAA-110 (15) Attach Residential Projects Exclusion EAA-148 CCIS-d-f.Doc CCIS 76

79 ification Table Description Dwellings One-Family (Lessor s Risk Only) Dwellings Two-Family (Lessor s Risk Only) Dwellings Three-Family (Lessor s Risk Only) Dwellings Four-Family (Lessor s Risk Only) 0196 (1) (3) 0197 (1) (3) 0198 (1) (3) 0198 (1) (3) Rate Limit (7) t (3) (4) (8) (9) (10) (11) (7) t (4) (5) (8) (9) (10) (11) (7) t (4) (5) (8) (9) (10) (11) (7) t (4) (5) (8) (9) (10) (11) Comments & Application Coding Non-Admitted Only (k) (p) (q) Non-Admitted Only (k) (p) (q) Non-Admitted Only (k) (p) (q) Non-Admitted Only (k) (p) (q) CCIS-d-f.Doc CCIS 77

80 ification Table (1) This classification refers to dwellings (and appurtenant structures such as garages) written in conjunction with a commercial risk or written under a commercial package policy. If the above class code, and corresponding rates, are not provided in the state pages of the CLM Division Five (Rule 85.), refer to the Dwelling Policy Program and use (2) Eligible if not eligible to Homeowners or Farmowners/Ranchowners programs. (3) This classification includes dwellings or apartments owned by corporations and similar insureds who allow employees or others to occupy the dwelling with or without leasing or renting. This classification also includes time-sharing apartment units owned by corporations for use exclusively by their executives or other employees. (63010) (4) This classification does not apply to buildings designed or occupied for both dwelling and business purposes, except incidental office, professional, private school or studio occupancy. Basis of premium is each dwelling. (63010) (63011) (63012) (63013) (5) This classification includes dwellings owned by corporations and similar insureds who allow employees or others to occupy the dwelling with or without leasing or renting. (63011) (63012) (63013) (6) No mercantile occupancy, use With mercantile occupancy, use Residential Condominiums, use (7) Not applicable to Crime. For Contents, Fire, use the Apartments and Condominiums Special Form contents rate in the CLM Division Five, for lessor s contents. For Businessowners, refer to CLM Division Nine State Rates. (8) Attach Exclusion Water Damage SL-3 (9) Attach Exclusion Injuries Caused By Animals SL-2 (10) Attach Exclusion Lead Liability SL-31 (11) Referred to company schedules covering five or more dwellings. Texas habitationals prohibited CCIS-d-f.Doc CCIS 78

81 Description Electrical Apparatus Installation, Servicing Or Repair CenCal Insurance Services ification Table (7) Rate Limit ,000 p (12)(15)(18) (19)(20)(21) (12)(15) (18)(20) (21) Comments & Application Coding Commercial Work Only (d1) Electrical Contractors (9) Electrical Equipment Distributors Electrical Equipment Mfg. Other Than For Direct And Indirect Application To The Body (7) (16) * No * (10)(18)(20) (21) 4216 * s (17) (11) (12) 15,000 s NOC * Commercial Work Only (d1) (s) (17) CCIS-d-f.Doc CCIS 81

82 (1) Offices, use 0702 and CPP PMA O or S. Electric Generating Stations Public Utilities, use 7350 (CPP PMA not applicable). Electric Generating Stations Private, code the same as the building to which the power is provided. (2) This classification includes maintenance and new construction except for the construction of buildings, dams or reservoirs. This classification excludes injury and damage resulting from brownouts or blackouts. Use Exclusion Failure To Supply Endorsement CG The following shall be separately classified and rated: Store operations Installation, servicing or repair of appliances and fixtures Appliances and other property rented to others Construction of buildings Dam or reservoir construction For premium computation purposes include the payroll of outside salesmen, collectors and meter readers. (92445) (92453) (3) E, H If nuclear, use Rate 4, Limit $50,000. (4) Superintendents, easement solicitors and project coordinators from the time of project initiation to the energizing of any portion of the system must be assigned to the classification Real Estate Agents except that the entire payroll of such employees must be assigned to this classification from the beginning of the project if the local cooperative does the preliminary line construction. (92453) (5) This classification is N.P.D. with Electric Light or Power Companies or Electric Light or Power Line Construction. (92446) (6) This classification is N.P.D. with Electric Light or Power Cooperatives or Electric Light or Power Line Construction. (92447) CenCal Insurance Services ification Table (7) Repair or service with no sales or storage, use 0922, CPP PMA S. Repair or service with sales or storage, use 0563, CPP PMA M. (8) Power line construction shall be separately classified and rated. (92451) (9) Contractors storage, use 0563 and CPP PMA C. Equipment in the open, use 1190 and CPP PMA C. Offices, use 0702 and CPP PMA C or O. Vehicle storage or repair, refer to Automobile classifications. (10) Refer to Electrical Apparatus installation, servicing or repair or Electrical Work within building. (11) SBF, SBR Rate 2. (12) E, H NOC (a) Refrigerators, Dryers, Stoves, Washing Machines, Sewing Machines, Vacuum Cleaners and Accessories (excluding other electrical equipment and appliances), use Rate 1, Limit $15,000. (b) Electrical Equipment, Parts and Supplies, NOC, Rate 2. (13) This classification includes the manufacturing of heating pads or blankets, vibrators, massagers, exercisers, curling irons, hairdryers, electric toothbrushes or razors and infrared, ultraviolet or sunray lamps. X-ray, fever or other diathermy machines or equipment shall be separately classified and rated under Medical, Dental or Surgical Diagnostic Treatment Machines or Devices Mfg. (52433) (14) Watch, Clock or Jewelry Repair, use BP 71941, Rate No. 1, BP Rate 10. (15) No power line construction (16) Refer to theft guidelines (17) Refer to company (18) Attach Pre Existing Damages Exclusion SL-63 (19) Attach Indoor Air Quality Exclusion EPA-353 (20) Attach Contractors Supplemental Application NAA-110 (21) Attach Residential Projects Exclusion EAA-148 CCIS-d-f.Doc CCIS 82

83 ification Table Description Electrical Parts, Components Or Accessories Mfg. (3) Rate (1) (2) Electrical Wire Or Cable Mfg (1) (2) Electrical Work Within Buildings NA (15) Limit 15,000 s NOC (4) 25,000 5,000 s (5) p (6) Electronic Components Mfg ,000 s (7) Electronic Games Mfg. (8) (22) Electronics Store 0570 (23) (10) Employment Agencies (17) (19) 25,000 s (9) 3 25,000 s (16) 5,000 a (20) (24) (25) (22) (22) Comments & Application Coding Commercial Work Only (d1) (s) (22) (22) (o) (p) Non-Admitted Only (f) (1) SBF, SBR Rate 2. (2) E, H NOC (a) Refrigerators, Dryers, Stoves, Washing Machines, Sewing Machines, Vacuum Cleaners and Accessories (excluding other electrical equipment and appliances), use Rate 1, Limit $15,000. (b) Electrical Accessories, Equipment, Parts and Supplies, NOC, Rate 2. (3) Electrical parts, use (10) Juke Boxes, use (11) ify by metal used. (12) Equipment repair only, use Equipment sales or storage, with or without repair, sue (13) Coverage for inspecting, installing, servicing or repairing of elevators manufactured by the insured is available only when concurrent premises/operations and products/completed operations liability insurance for such elevator manufacturing operations is carried in the same company. (92593) (14) Installation, inspection, servicing or repair shall be separately classified and rated. (52581) CCIS-d-f.Doc CCIS 83

84 Electronic components, use (4) Electronic components shall be separately classified and rated. (52438) (5) This classification includes wire drawing and incidental wire stranding. (52467) (6) This classification applies to risks engaged in wiring in buildings and includes installation or repair of electrical fixtures and appliances and incidental outside work. Installation of alarms or alarm systems and electrical machinery or auxiliary apparatus shall be separately classified and rated. (92478) (7) This classification includes the manufacturing of resistors, condensers, inductors or chokes, diodes, transistors, microchips, thermistors, printed circuits and potentiometers. Electrical parts or accessories manufacturing shall be separately classified and rated. (52469) (8) Electronic components, use Metal parts, heavy, use Metal parts, light, use Plastic parts, use (9) This classification includes juke boxes, slot machines, pinball machines, video games, etc. Video games designed for operation in conjunction with television sets shall be separately classified and rated as Communication or Recording Systems or Equipment Mfg. NOC. (52505) CenCal Insurance Services ification Table (15) Contents, Fire NA. (16) This classification applies to stores which carry a variety of electronic products, such as audio, video, communication-related products (wire or wireless telephones or pagers), camcorders, auto-focus cameras or electronic calculators, data or information organizers or language related electronic devices, but not major household appliances. Electronics stores which also carry major household appliances shall be classified and rated as Appliance Stores. (12393) (17) Governmental, use 0701 and CPP PMA 1. Other than Governmental, use 0702 and CPP PMA O. (18) Refer to Businessowners Office rates of CLM Division Nine Multiple Line Businessowners Policy Subdivision. (19) Refer to State Rates Section of CLM Division Five Fire and Allied Lines for Fire and CPP. (20) Personal and Advertising Injury are excluded. Use Exclusion Personal And Advertising Injury Endorsement CG This classification does not apply to agencies which furnish workers to others and maintain an employer-employee relationship with those workers. Such agencies shall be classified and rated as Sales Or Service Organizations. (43200) (21) Attach Exclusion Personal And Advertising Injury Endorsement BP (22) Submit to company for quote (23) Refer to theft guidelines (24) See Temporary Employment Agency Guidelines (25) Designate premises only. CG-2144 (26) Use Exclusion /Completed Operations Hazard CG2104 CCIS-d-f.Doc CCIS 84

85 ification Table Description Entertainment Performed On Others Equipment, Fixtures Or Supplies For Bars, Hotels, Offices, Restaurants Or Stores Distributors Excavation Exhibition Or Convention Buildings Not-For-profit Only Exhibition Or Convention Buildings Other Than Not-For-Profit NA (10) Rate Limit 7110 t (16) ,000 s (11) * ,000 p (12) (19) (19) 5,000 a (18) (20) 5,000 a (18) (20) Comments & Application Coding Non-Admitted Only Commercial Work Only (d1) (20) (20) (k) (q) (p) (k) (q) (p) CCIS-d-f.Doc CCIS 85

86 ification Table (1) Governmental, use 0701 and CPP PMA 1. Other than Governmental, use 0702 and CPP PMA O. (2) Refer to Businessowners Office rates of CLM Division Nine Multiple Line Businessowners Policy Subdivision. (3) Refer to State Rates Section of CLM Division Five Fire and Allied Lines for Fire and CPP. (4) Use 6810 and CPP PMA IP except that for small engine repair shops only, use 0922 and CPP PMA IP or S. (5) This classification applies to risks in the business of providing architectural or engineering consulting services but not engaged in actual construction. Use Exclusion Engineers, Architects Or Surveyors Professional Liability Endorsement CG to exclude coverage for liability arising out of the insured professional services. Draftsmen shall be separately classified and rated. This is an N.P.D. ification. If the insured is also engaged in actual construction and is assigned, in addition to this classification, to any other contracting classification(s) to reflect the exposure of the insured s construction operation, do not use Exclusion Engineers, Architects Or Surveyors Professional Liability Endorsement CG Refer to Rule 28.E. under Division Six General Liability of the CLM to exclude the insured s professional services. (92663) (6) E, H Engineers Equipment and Material, excluding hardware, electrical equipment and supplies, and heating and plumbing equipment and supplies, use Rate 1. (7) Photoengraving, use Engraving other than Photoengraving, use (8) ify by metal used or object engraved. (9) Photoengraving 2790, Rate 1, Limit $15,000. (10) With furniture, use Without furniture, use (11) This classification does not apply to risks dealing principally in furniture. (12467) (12) This classification includes borrowing, filling and back filling. (94007) (13) Engraving, use BP CSP 71842, BP Rate No. 9. Photoengraving, use BP CSP 71888, BP Rate No. 9. (14) For Contents, Fire refer to Health or Exercise Clubs. (15) Refer to Health or Exercise Clubs. (16) This classification applies to entertainers, such as musicians, magicians, dancers, disk jockeys, singers and clowns, etc., who perform entertainment on others premises for a special private occasion, such as a wedding, birthday, anniversary or other kind of party. Entertainers performing on stage for the general public as pre-engaged entertainment on others premises shall be classified and rated as Theatrical Companies traveling. Basis of premium is per show. (43215) (17) This classification includes the making of trophies and plaques. (52660) (18) This classification includes arenas and auditoriums. Refreshment stands shall be separately classified and rated. (63216) (63215) (19) C Rate 5. SBF, SBR Rate 3. (20) Refer to company (21) Use Exclusion /Completed Operation Hazards. CG-2104 CCIS-d-f.Doc CCIS 86

87 ification Table Description Exhibitions In Buildings No Admission Charged Not-For-Profit Only Exhibitions In Buildings No Admission Charged Other Than Not- For-Profit NA NA Rate (5) Limit 5,000 s (3)(4)(5) ,000 s (3)(4)(5)(6) Comments & Application Coding (k) (q) (p) (k) (q) (p) CCIS-d-f.Doc CCIS 87

88 ification Table (1) C Rate 5. SBF, SBR Rate 3. (2) This classification includes athletic or sports events, trade or educational exhibitions, concerts, meetings and theatrical performances with admission charges. (63218) (63217) (3) Coverage does not apply to bodily injury and medical payments to participants in athletic contests sponsored by the insured. Use Exclusion Athletic Or Sports Participants Endorsements CG (63218) (63217) (63220) (63219) (43421) (43422) (43424) (4) Lessors shall be classified and rated as Exhibition or Convention Buildings. (63218) (63217) (63220) (63219) (5) Basis of premium is each exhibition. (63220) (63219) (6) This classification applies only to sponsors of individual exhibitions but not to owners or general lessees of the premises. (43421) (43422) (43424) (7) Contents, Fire NA CCIS-d-f.Doc CCIS 88

89 Description CenCal Insurance Services ification Table Rate Extracts Mfg. (3) (5) Limit 5,000 s (4) Eye Glass Lens Mfg. * ,000 s (6) (4) (7) Comments & Application Coding Non-Admitted Only CCIS-d-f.Doc CCIS 89

90 ification Table (1) This classification includes the manufacturing of caps, primers and detonators. (52876) (2) For premium computation purposes include the payroll of terminal employees, dispatchers and garage or repair persons. (94099) (3) With no flammable solvents used in process, use With flammable solvents used in process, use (4) This classification includes dyewood, flavoring, licorice, medicinal, perfume or tanning extracts and also includes the distillation of essential oils. (52911) (5) E, H Includes essential oils. (6) This classification includes incidental frame manufacturing (52967) The following shall be separately classified and rated: Contact lens manufacturing Optical good manufacturing (7) Refer to company CCIS-d-f.Doc CCIS 90

91 ification Table Description Rate Limit Fabric Distributors (1) s (2) Fabric Stores ,000 s Fence Dealers ,000 s (12) Fence Erection Contractors (13) ,000 p (14) (17) Fiberglass Mfg ( (7a) 5,000 s (16) (16 Comments & Application Coding (o) (q) (p) (d1) CCIS-d-f.Doc CCIS 91

92 ification Table (1) ify by type of fabric. (2) This classification applies to new goods or textile fabrics only. (12509) (3) Restaurants, use 0542 and CPP PMA M or S. Other Buildings, use 0844 and CPP PMA S. Amusement equipment in the open, use 1190 and CPP PMA S. Exhibit stands, booths and tents in the open, use 1190 and CPP PMA S. (4) Basis of premium is each fair ground. (43517) (5) C Rate 5. SBF, SBR Rate 3. (6) This classification applies to temporary outdoor exhibitions. Coverage does not apply to injury or damage arising out of mechanically operated amusement devices or to bodily injury or medical payments to participants in athletic contests sponsored by the insured. Use Exclusion Described Hazards (Carnivals, Circuses And Fairs) Endorsement CG (43518) The following shall be separately classified and rated: Amusement devices Amusement parks Carnivals Fair grounds nonoperating season Sponsors of fairs, as Carnivals (sponsor s risk only) (7) Offices, use 0702 and CPP PMA C or O. Storage, use 0563 and CPP PMA C. Equipment in the open, use 1190 and CPP PMA C. Vehicle storage or repair, refer to Automobile classifications. (7a) Exclude finished products. ify finished products by commodity. CCIS-d-f.Doc (8) Stores with or without occasional grinding, use 0567 and CPP PMA M. Stores with processing, grinding or milling, use 2150 and CPP PMA IP. Feed or grist mills, use 2150 and CPP PMA IP. Feed warehouses on premises of processing plants, use 1252 and CPP PMA IP. Feed warehouses not on premises of processing plants, use 0567 and CPP PMA M. (9) Grain elevator operations shall be separately classified and rated. (12583) (10) C, E and H Wholesale or Retail. C Rate 2. E, H Includes seeds. (11) Pet Food shall be separately classified and rated. (53001) (12) This classification includes the installation or erection of fences. (12651) (13) Storage, use 0567 and CPP PMA C. Equipment in the open, use 1190 and CPP PMA C. Office, use 0702 and CPP PMA C or O. Vehicle storage or repair, refer to Automobile classifications. (14) This classification applies to risks that only install or erect fences. (94276) Risks that sell fences to the general public shall be separately classified and rated as Fence Dealers. (15) No more than 25% of gross annual sales may be derived from retail operations and no more than 25% of the total floor area may be open to the public. (16) Refer to company (17) Refer to company electrical or barbed wire fence erection contractors (18) Use Exclusion /Completed Operations Hazard. CG210 CCIS 92

93 ification Table Description Rate Limit Floor Covering Distributors (4) ,000 s Floor Covering Installation Not Ceramic Tile Or Stone Floor Covering Mfg. Not Carpets, Rugs, Ceramic Or Stone Tiles (5) * ,000 p ,000 s (14) Floor Covering Stores (6) ,000 s (7) Floor Waxing NA (9) Florists (10) (11) 5,000 p (8) (14) 5,000 s Comments & Application Coding (d1) (7) (o) (p) (14) (o) (p) CCIS-d-f.Doc CCIS 93

94 ification Table (1) This classification does not apply to an insured who actually sets up the fireworks. Basis of premium is per location/per day. (43629) (43628) (2) The following shall be separately classified and rated: Sale of sporting goods Sale of clothing Basis of premium is each pier. (43754) (3) This classification applies to risks which permit fishing on premises for a charge and includes boats furnished or rented to customers. Use Boats Endorsement CG (43760) (4) Use 0567 except that if linoleum, vinyl and plastic carpets are included, use (5) Contractors storage, use 0567 and CPP PMA C. Office, use 0702 and CPP PMA C or O. Vehicle storage or repair, refer to Automobile classifications. (6) Carpets, use Tiles or linoleum, use Mixed merchandise, use (7) This classification applies to stores selling carpets, rugs, tiles, linoleum or any similar floor covering material. (12805) (8) This classification does not apply where the insured performs janitorial services at the same location. (94590) (9) Contents, Fire NA. (10) Sales outlets, use Greenhouses, use (11) Contents, Fire: Greenhouses Refer to Rule 72. in Division Five of the CLM for information on eligibility on the Special Form. (12) Retail Distributors (13) Distributors No more than 25% of gross annual sales may be derived from retail operations and no more than 25%of the total floor area may be open to the public. (14) Refer to company CCIS-d-f.Doc CCIS 94

95 ification Table Description Food Mfg. Dry (1) (2) Food Mfg. Frozen (1) (2) Food Mfg. Not Dry In Glass Containers Food Mfg. Not Dry In Other Than Glass Containers Formal Wear Or Costumes Rented To Others (1) (2) (1) (2) (7) Rate 1 (4) 1 (4) 1 (4) 1 (4) Limit 15,000 s (3) (11) 15,000 s (3) (11) 15,000 s (3) (11) 15,000 s (3) (11) (11) (11) (11) (11) ,000 s Comments & Application Coding (o) (p) CCIS-d-f.Doc CCIS 95

96 ification Table (1) Seafood products, use Fish oils mfg., use Fruits processing, use Vegetables processing, use Nut processing, use Spices processing, use Meat processing, use Flavor Extracts Mfg. With no flammables, use With flammables, use Molasses, sugar, honey and syrup mfg., use Tobacco products, use Yeast factories, use Malt mills other than breweries, use Food NOC, use (CPP PMA IP applies to all occupancies listed above.) (2) Food products sales, storage and distributors. If sole occupant and over 15,000 sq. ft. use 0432 and CPP PMA M. Otherwise, use 0532 and CPP PMA M. See also Dairy, Tobacco, Beverage Bottlers, Beer Mfg. and Liquor Mfg.. (3) This classification does not supply to meat, fish, seafood or poultry processing. (53374) (53375) (53376) (53377) (4) E, H NOC Food Frozen mg. or wholesale. If retail, Rate 2. (5) This classification includes cruising timber, firefighting, forest management plans and reforestation. (43822) (6) This classification applies to risks which perform operations on specific orders from others and where the finished products cannot be more appropriately classified under a more specific manufacturing classification. (53403) (7) Use This code applies to rental agencies only. (8) Refer to Boarding or Rooming Houses. (9) Refer to appropriate Clubs classification. (10) Fraternities or Dormitories E, H Excluding restaurant operations, wines or liquors, use Rate 1. (11) Refer to company for quote CCIS-d-f.Doc CCIS 96

97 ification Table Description Freight Forwarders Or Handlers Other Than Packing, Handling Or Shipping Explosives Or Ammunition Under Contract 1211 Rate (2) Frozen Food Distributors (3) (5) Fruit Or Vegetable Dealers (3) (6) (9) Fruit Or Vegetable Distributors (3) (7) (9) Fruit Or Vegetable Juice Mfg. No Bottling Of Carbonated Beverages Fuel Dealers Or Distributors Coal Or Wood * 0570 Limit 5,000 p NOC (1) (11) 15,000 5,000 5,000 s (4) s s * s ,000 s Comments & Application Coding CCIS-d-f.Doc CCIS 97

98 ification Table (1) The following shall be separately classified and rated: Wharf and waterfront property owned by or rented to the insured Stevedoring (Prohibited) If the insured has office exposure only, classify and rate as offices under the appropriate Building or classification. (94617) (94638) (2) E, H NOC Includes Freight Forwarders and Freight Consolidators. (3) Use 0532 unless sole occupancy and over 15,000 sq. ft. in total floor area. If sole occupancy and over 15,000 sq. ft. in total floor area, use (4) This classification does not apply to meat, fish, seafood or poultry distributors. (13049) (5) E, H NOC If retail, use Rate 2, Limit $5,000 Frozen Food Lockers, use Rate 2. (6) C, E and H Retail Excluding Supermarkets as defined in the Supermarkets classification. C Rate 4. (7) C Wholesale, use Rate 2. (8) Produce Handling or Packaging shall be separately classified and rated. (43840) (9) Contents, Fire: Refer to Rule 72. in Division Five of the CLM for information on eligibility to the Special Form. (10) No more than 25% of gross annual sales may be derived from retail operations and no more than 25% of the total floor area may be open to the public. (11) Refer to company CCIS-d-f.Doc CCIS 98

99 ification Table Description Rate Fuel Oil Or Kerosene Dealers (1) (2) Fuel Oil Or Kerosene Distributors (1) (2) Limit 5,000 15,000 t (10) (11) t (3) (10) (11) Funeral Homes Or Chapels ,000 s (6) Fur Garment Mfg (7) Fur Garments And Pelts Distributors (7) Fur Or Pelt Processing (7) Furniture Mfg. Or Assembling Infants (12) (16) Furniture Mfg. Or Assembling Other Than Wood - (16) Furniture Mfg. Or Assembling Wood 3959 (16) Furniture Or Fixtures Installation In Offices Or Stores Portable Metal Or Wood * , s ,000 s (9) 50, s ,000 s (13) (16) 2 15,000 s (13) (14) * s (13) (14) ,000 p No Comments & Application Coding (15) (15) CCIS-d-f.Doc CCIS 99

100 ification Table (1) Use This code applies to mixed merchandise. Refer also to Tanks. (2) C, E, H, SBF and SBR Gasoline Dealers including all places vending gasoline. Wholesale C Rate 2 Retail C Rate 3. SBF, SBR Rate 3. E, H If vending machines or tires and tubes are excluded. E, H, SBF and SBR Include Automotive in Outside Containers Endorsement CR is to be used to include loss from or damage to containers located outside the premises for: automobile supplies and equipment and oil and gasoline. (3) Retail operation shall be separately classified and rated. (13205) (4) Fumigants storage, use 0570 and CPP PMA C. Mixed materials storage, use 0570 and CPP PMA C. Equipment in the open, use 1190 and CPP PMA C. Office, use 0702 and CPP PMA C or O. (5) Coverage is included for herbicide/pesticide operations. Use Pesticide Or Herbicide Applicator Coverage Endorsement CG (43860) (6) Professional services are excluded. Use Exclusion Funeral Services Endorsement CG (43869) (7) Dealers, Jobbers or Manufacturers Raw, undressed, dressed or finished skins, pelts, furs or fur garments provided such merchandise comprises more than 50% of the entire stock. C Rate 2. E, H This classification includes articles containing fur which represents their principal value. Sheep Skins (excluding other skins). Use Rate 1. SBF, SBR Rate 3. (8) Retail only, use 56814, Rate Number 3, Rate 8. (9) Retail operations shall be separately classified and rated as Clothing or Wearing Apparel Stores. (13314) (10) This classification excludes injury or damage resulting from a failure to supply. Use Exclusion Failure To Supply Endorsement CG (13204) (13205) (11) Basis of premium is per 1,000 gallons. When products coverage is afforded, this classification includes coverage for bodily injury or property damage arising from the delivery of any liquid product into a wrong receptacle or to a wrong address or the erroneous delivery of one liquid product for another. If the bodily injury or property damage occurs after delivery has been completed. Use Misdelivery Of Liquid Coverage Endorsement CG (13204) (13205) (12) Use This code applies to wood products only. (13) This classification includes furniture stock manufacturing. (53731) (53732) (53733) (14) Step or stool ladder manufacturing or assembling shall be separately classified and rated. (53732) (53733) (15) Refer to company (16) Use Exclusion /Completed Operations Hazard. CG2104 CCIS-d-f.Doc CCIS 100

101 ification Table Description Furniture Or Woodwork Stripping, Refinishing Or Repairing Shop Only (1) Rate Limit ,000 s Furniture Stores - Not-For-Profit Only ,000 s (3) (4) Furniture Stores - Other Than Not-For- Profit ,000 s (3) (4) Comments & Application Coding (o) (p) (o) (p) (1) Use This code applies to stripping, painting or refinishing only. For furniture repair, refer to specific product being repaired. (2) Furniture, Upholstered Retail use 57121, Rate Number 1, Rate 6. Furniture, Wood or Metal Retail use 57128, Rate Number 1, Rate 1. (3) This classification includes house furnishings. (13352) (13351) Furniture repair shall be separately classified and rated. (4) Refer to company children s furniture stores CCIS-d-f.Doc CCIS 101

102 Description Gardening And Light Farming Supply Distributors Gardening And Light Farming Supply Dealers Retail CenCal Insurance Services ification Table Rate Gasoline Stations Full Service (6) (3) Gasoline Stations Self-Service (3) Gasoline Stations Self And Full Service Combined (6) Limit ,000 * * (2) ,000 * * (1) (3) 15,000 15,000 t (4) (5) (7) (8) t (4) (8) (9) 15,000 t (4) (7) (8) (10) * (2) * (1) Comments & Application Coding (o) (p) (o) (p) (o) (p) CCIS-g-h.Doc CCIS 102

103 ification Table (1) Refer to Stores not food and drink. (2) Refer to Distributors no food or drink. (3) C, E, H, SBF and SBR Gasoline Dealers including all places vending gasoline. Wholesale C Rate 2. Retail C Rate 3 SBF, SBR Rate 3. E, H, SBF and SBR Include Automotive In Outside containers Endorsement CR is to be used to include loss from or damage to containers located outside the premises for: Automotive supplies and equipment and oil and gasoline. (4) Basis of premium is per 1,000 gallons. (53907) (13453) (13454) (13455) (5) This classification applies to retail gasoline or oil fuel stations where customers automobiles are solely serviced by attendants. (13453) (6) No repair, use With repair limited to auto glass replacement, battery replacement, brake adjustments, tire changing, tune ups (points, plugs and carburetor adjustments), oil changing, lubrications, speedometer adjustments and similar services, use With major engine repair or body repair, use (7) This classification includes coverage for the operation of automobiles on premises owned by, rented to or controlled by the named insured or the ways immediately adjoining, if such automobiles are not owned by, rented to or loaned to the named insured. Use Operation Of Customers Autos On Particular Endorsement CG (13453) (13455) (8) The following shall be separately classified and rated: (13453) (13454) (13455) Retail store operations Car washes Self-service car washes (9) This classification applies to retail gasoline or oil fuel stations without garage operations where the customer services his automobile and service attendants are not customarily present. (13454) (10) This classification applies to retail gasoline or oil fuel stations with both self and full service operations. (13455) CCIS-g-h.Doc CCIS 103

104 ification Table Description Rate Gift Shops Not-For-Profit Only (3) Gift Shops Other Than Not-For-Profit (3) Limit 15,000 15,000 s s Glass Dealers And Glaziers (4) ,000 s (6) (17) Glass Or Glassware Manufacturing (14) Golf Courses Miniature (8) (12) Golf Courses Municipal Or Public Not Golf Or Country Clubs (9) (9) (12) Golf Driving Ranges NA (12) 5,000 5,000 s (7) s ,000 s (10) (11) 5,000 s Comments & Application Coding (o) (p) (o) (p) CCIS-g-h.Doc CCIS 104

105 ification Table (1) C Rate 2. SBF, SBR Rate 3. (2) This classification includes lessees of land who, as any part of their duty, perform work similar to that undertaken by oil or gas geologists or scouts. For premium computation purposes, include the payroll of all employees. (95358) (95357) (3) E, H NOC. (4) With no grinding, polishing or glazing or with grinding, polishing or glazing but limited to 5 employees or less performing such operations, use 0567 and CPP PMA IP or M. With more than 5 employees engaged in grinding, polishing or glazing, use 6009 and CPP PMA IP. (5) Retail only, use (6) This classification includes bending, grinding, beveling or silvering of plate glass. (13590) (7) This classification includes cut, polished plate, rolled, ribbed, colored, figured, wire and machine or manually blown sheet window glass. (54077) The following shall be separately classified and rated: Sand or gravel digging Quarrying (8) Use This code applies to enclosed buildings only. Amusement equipment in the open, use (9) Refer to Clubs for Fire and Allied Lines. (10) This classification includes golfmobiles rented to others. This classification also includes golf driving ranges operated in connection with golf courses. Restaurants shall be separately classified and rated. (44070) (11) Users of golfmobiles are included as additional insured. Use Additional Insured Users Of Golfmobiles Endorsement CG (44070) (44072) (12) E, H Includes renters and retailers of golf supplies. SBF, SBR Rate 2. C Rate 3. (13) Refer to Automobile classifications. (14) Crystal and other fine glassware Rate 3, Limit 25,000. (15) Contents, Fire NA. (16) Refer to company (17) Refer to company work on buildings over 3 stories (18) Use Exclusion /Completed Operations Hazard. CG2104 CCIS-g-h.Doc CCIS 105

106 ification Table Description Rate Grading Of Land NA (10) Limit 5,000 p (1)(13)(14) (15) Greenhouse Erection * ,000 p (7) Greenhouses 0580 (8) (12) (11) 5,000 * * (9) (13)(14) (15) * Comments & Application Coding Commercial Work Only (d1) (d1) CCIS-g-h.Doc CCIS 106

107 ification Table (1) This classification includes borrowing, filling or back filling. (95410) The following shall be separately classified and rated: Excavation of canals or cellars Landscaping Street or road construction Tunneling (2) Use 1550 when primarily serviced by railroad or water transportation and use 1610 when primarily serviced by road transportation. (3) For premium computation purposes include the payroll of local managers. (95455) (4) Preparation of animal feed shall be separately classified and rated. (13621) (5) In buildings, use In the open, use (6) Basis of premium is each grandstand or bleacher. (44194) (44193) (7) This classification applies to all operations. (95487) (8) Also applies to attached or detached boiler rooms, packaging or potting sheds located on the premises of the greenhouse. (9) Greenhouses are included in the governing classification. (10) Contents, Fire NA (11) Contents, Fire: Refer to Rule 72. in Division Five of the CLM for information on eligibility to the Special Form. (12) Refer to company for quote (13) Attach Pre Existing Damage Exclusion SL-63 (14) Attach Contractors Supplemental Application NAA-110 (15) Attach Residential Projects Exclusion EAA-148 CCIS-g-h.Doc CCIS 107

108 ification Table Description Rate Grocery Distributors (1) (3) (4) (13) Grocery Stores (1) (3) (6) Limit 25,000 15,000 s (2) s NOC (15) Comments & Application Coding (o) (p) Guniting or Shot-crete (8) ,000 p (9) (d1) Gymnasiums (11) ,000 * * * (12) (17) (18) (17) (18) CCIS-g-h.Doc CCIS 108

109 ification Table (1) Use 0532 except if sole occupancy, and over 15,000 sq. ft. in total floor area. If sole occupancy, and over 15,000 sq. ft. in total floor area, use (2) Distributing of the following shall be separately classified and rated (13670) Frozen food Meat, fish, seafood or poultry Fruits and vegetables (3) SBF, SBR Rate 2. (4) C Excluding Supermarkets as defined in the Supermarkets classification. C Rate 2. (5) For Businessowners use 54127, Rate Number 8, Rate 6 for risks with an area of at least 4,000 sq. ft. and use 54136, Rate Number 7, Rate 5 for risks with an area of less than 4,000 sq. ft. (6) C, E and H Excluding Supermarkets as defined in the Supermarkets classification. C Rate 4. (7) This classification applies to outfitters that take persons on hunting, fishing or other outdoor expeditions for a charge. It does not apply to operators of charter or party boats. Coverage does not apply to medical payments. Use Exclusion Coverage C Medical Payments Endorsement CG (44222) (8) Contractors storage, use 0567 and CPP PMA C. Equipment in the open, use 1190 and CPP PMA C. Office, use 0702 and CPP PMA C or O. Vehicle storage or repairs, repairs, refer to Automobile classifications. (9) This classification applies to the spray application of concrete at a high velocity for the purpose of repairing concrete, building swimming pools, conduits, etc. (95505) (10) This classification includes incidental sales of firearms and ammunition. This classification does not apply to risks involving mass production of firearms. (95620) (11) Commercial gymnasiums, use 0843 and CPP PMA S. School gymnasiums, refer to Schools Academic. (12) Gymnasiums operated in conjunction with other business enterprises are included in the governing classification. Gymnasiums operated independently shall be classified and rated as Health or Exercise Clubs or Health or Exercise Facilities Commercially Operated. (13) Excluding beer, liquor and tobacco products. (14) Contents, Fire NA. (15) This classification does not apply to supermarkets. (13673) (16) No more than 25% of gross annual sales may be derived from retail operations and no more than 25% of the total floor area may be open to the public. (17) Refer to Company (18) See Health Clubs CCIS-g-h.Doc CCIS 109

110 Description CenCal Insurance Services ification Table Rate Limit Halls Not-For-Profit Only 0843 * * a (1) (13)(14)(15) Halls Other Than Not-For-Profit 0843 * * a (1)(13)(14) (15) Hardware And Tool Distributors ,000 S Comments & Application Coding Hardware Stores ,000 S (10) (o) (p) CCIS-g-h.Doc CCIS 110

111 ification Table (1) This classification applies to premises operated by the insured for the purpose of hiring them to others for various functions such as parties or meetings. It does not apply to auditoriums, dance halls, exhibition buildings, sports arenas or theaters. Restaurants operated by the insured shall be separately classified and rated. (44277) (44276) (2) Refer to CLM Division Four Farm. (3) Retail only. (4) Refer to Feed, Grain or Hay Dealers. (5) C, E and H Wholesale or retail. C Rate 2. E, H Includes seeds. (6) This classification applies only to risks engaged in removal, replacement, repair, enclosure or encapsulation of any material from a building or structure because the material is harmful to human health. Use Hazardous Material Contractors Endorsement CG This classification does not apply to any risk specializing in waste management or engaged in testing, monitoring, cleaning, removing, containing, treating, detoxifying or neutralizing pollutants at any waste storage, disposal, treatment or dump site. (95630) The following operations shall be separately classified and rated: Debris removal at a construction site Installation of insulation of any kind Salvage (7) Contractors equipment storage, use 0567 and CPP PMA C. Equipment in the open, use 1190 and CPP PMA C. Office, use 0702 and CPP PMA C or O. Vehicle storage and repair, refer to Automobile classifications. (8) Contents, Fire NA. (9) This classification applies to an insured who is not licensed in a particular trade or trained as a professional artisan, but is in the business of being hired to do a variety of miscellaneous work for others, usually involving minor repairs in a household environment. For clarification of the premium base, please refer to Rule 24.E.2.m. of the Division Six General Liability of the. (95625) (10) This classification includes the incidental sales of home improvement products and building supplies other than lumber. Installation, repair or other services performed for customers away from the insured s premises shall be classified and rated under an appropriate Contractor classification. (13716) (11) Carpentry shop, use 3959 and CPP PMA IP. (12) No more than 25% of gross annual sales may be derived from retail operations and no ore than 25% of the total floor area may be open to the public. (13) Attach Assault And Battery Exclusion SL 4 (14) Auditoriums, dance halls, exhibition buildings, sports arenas, theatres, etc. must be referred to the Company (15) Refer to theft guidelines CCIS-g-h.Doc CCIS 111

112 Description CenCal Insurance Services ification Table Rate Limit Health Or Exercise Clubs ,000 s (1)(12)(14) Health Or Exercise Facilities Commercially Operated 0844 Health Or Natural Food Stores (5) (7) ,000 s (3) (12) 15,000 s (4) Hearing Aid Distributors ,000 * * (9) (13) Hearing Aid Stores ,000 s (2) (13) Heating Or Combined Heating And Air Conditioning Equipment Dealers Or Distributors Only ,000 s (10) Comments & Application Coding (o) (p) (4) (o) (p) * No No CCIS-g-h.Doc CCIS 112

113 ification Table (1) Professional services are excluded. Use Professional Liability Exclusion Health Or Exercise Clubs Or Commercially Operated Health Or Exercise Facilities Endorsement CG The sale of used exercise equipment shall be separately classified and rated. For premium computation purposes, do not include one time initiation fees in gross sales. (44311) (2) coverage under this classification includes professional coverage. Use Optical And Hearing Aid Establishments Endorsement CG If products coverage is not provided, use Exclusion and Professional Services (Optical And Hearing Aid Establishments) Endorsement CG (13759) (3) This classification applies to any health or exercise facility open to the general public. This classification does not apply to Health or Exercise Clubs. Professional services are excluded. Use Professional Liability Exclusion Health Or Exercise Clubs Or Commercially Operated Health Or Exercise Facilities Endorsement CG (44315) The following shall be separately classified and rated: Sales of used exercise equipment Sales of sporting goods Restaurants and refreshment stands (4) This classification applies to risks specializing in selling health, nutrition or diet related products, such as low fat, or low or no salt, food or drinks; vitamins; minerals, amino acids; exotic fruit or plant juices; honey or honey-related products; herbs or herb-related products and dietary supplements of any kind. This classification does not apply to the incidental sales of these types of products by any retail establishment which is assignable to another classification. Incidental sales of such products is included in the governing classification of such retail establishment. (13720) (5) Use 0532 except if sole occupancy, and over 15,000 sq. ft. in total floor area. If sole occupancy, and over 15,000 sq. ft. in total floor area, use (6) Use class 54127, Rate Number 8, Rate 6 for risks with an area of at least 4,000 sq. ft. and use 54136, Rate Number 7, Rate 5 for risks with an area of less than 4,000 sq. ft. (7) SBF, SBR Rate 2. C, E and H Excluding Supermarkets as defined in the Supermarkets definition. C Rate 4. (8) No more than 25% of gross annual sales may be derived from retail operations and no more than 25% of the total floor area may be open to the public. (9) Refer to Distributors no food or drink. (10) This classification only applies to risks engaged in sales of heating or combined heating and air conditioning equipment of all types regardless of their energy source. (13930) This classification does not apply to risks engaged in: Sales and installation, servicing or repair Installation, servicing or repair only (11) This classification is applicable to distributors only. No more than 25% of gross annual sales may be derived from retail operations and no more than 25% of the total floor area may be open to the public. (12) Refer to company (13) Use Exclusion /Completed Operations Hazard CG 2104 (14) This classification applies only to clubs which charge a membership fee to join, may assess fees to cover expenses and/or liabilities, and provide that members oversee activities or elect directors, officers or management. (44311) CCIS-g-h.Doc CCIS 113

114 Description Heating Or Combined Heating And Air Conditioning Systems Or Equipment Dealers Or Distributors And Installation, Servicing Or Repair Heating Or Combined Heating And Air Conditioning Systems Or Equipment Dealers Or Distributors And Installation, Servicing Or Repair No Liquefied Petroleum Gas (LPG) Equipment Sales Or Work CenCal Insurance Services ification Table Rate Hide Dealers And Distributors Raw (10) Hobby, Craft Or Artists Supply Distributors (1) (1) 0567 Limit ,000 p NOC (2) (3) (14)(15)(16) ,000 p (2) (4)(15)(16) 25,000 s (10) ,000 * * (12) Hobby, Craft Or Artists Supply Stores ,000 s (13) (2) (3) (14)(15) (16) (2) (4)(15) (16) (10) Comments & Application Coding Commercial Work Only (d1) (s) Commercial Work Only (d1) (s) Non-Admitted Only * (12) (o) (p) (13) (o) (p) CCIS-g-h.Doc CCIS 114

115 ification Table (1) Without sales and/or storage, use 0922 and CPP PMA S. With sales and/or storage, use 0563 and CPP PMA M. For Heating and Air Conditioning Contractors: Contractors equipment, use 0563 and CPP PMA C. Equipment in the open, use 1190 and CPP PMA C. Office, use 0702 and CPP PMA C or O. Vehicle storage or repair, refer to Automobile classifications. (2) This classification includes: (95648) (95647) The sales and installation of ducts and piping Shop and display rooms (3) This classification applies to risks who are engaged in: Sales and installation, servicing or repair of heating or combined heating and air conditioning systems or equipment if any such system or equipment uses LPG as an energy source Installation, servicing or repair of heating or combined heating and air conditioning systems or equipment if any such system or equipment uses LPG as an energy source This classification does not apply to risks engaged in the sales and installation, servicing or repair of heating or combined heating and air conditioning systems or equipment if none of such systems or equipment uses LPG as an energy source. (95648) (4) This classification applies to risks engaged in: (95647) Sales and installation, servicing or repair of heating or combined heating and air conditioning systems or equipment excluding any equipment using LPG as an energy source Installation, servicing or repair of heating or combined heating and air conditioning systems or equipment excluding any equipment using LPG as an energy source This classification does not apply to risks engaged in: Sales and installation, servicing or repair of any equipment using LPG as an energy source Installation, servicing or repair of any equipment using LPG (5) Heavy metal working, use 6810 and CPP PMA IP. Light metal working, use 6850 and CPP PMA IP. (6) For contractor s construction and installation of heating equipment: Contractors equipment storage, use 0563 and CPP PMA C. Contractors equipment in the open, use 1190 and CPP PMA C. Office, use 0702 and CPP PMA C or O. Vehicle storage or repair, refer to Automobile classifications. (7) Installation, servicing or repair shall be separately classified and rated. (55010) (55011) (55012) (55013) (8) E, H Includes parts and supplies. (9) This classification includes combined heating and air conditioning equipment manufacturing. (55011) (55013) (10) The sale of furs or pelts shall be separately classified and rated. (14068) (11) No more than 25% of gross annual sales may be derived from retail operations and no more than 25% of the total floor area may be open to the public. (12) Refer to Distributors no food or drink. (13) This classification applies to stores selling such items as yarns, embroidery floss, model cars, trains and airplanes, dolls and dollhouses. This classification includes incidental instruction or classes for customers. (14101) (14) Risks with LPG sales or work are prohibited. (15) Attach Residential Projects Exclusion EAA-148 (16) Attach Contractors Supplemental Application NAA-110 CCIS-g-h.Doc CCIS 115

116 Description CenCal Insurance Services ification Table Rate Limit Home Improvement Stores ,000 s (4) Home Oilstone Or Whetstone Mfg ,000 s (5) (13) Honey Extracting ,000 s (6) Hotels And Motels With Pools Or Beaches Less Than Four Stories Hotels And Motels With Pools Or Beaches Four Stories Or More (7) (8) (7) (8) (11) 3 (11) 5,000 s (9) (10) 15,000 s (9) (10) Comments & Application Coding (o) (p) (5) (13) (o) (p) (6) (m) (p) (q) (m) (p) (q) CCIS-g-h.Doc CCIS 116

117 ification Table (1) If governmental, use If non-governmental, use (2) This classification only applies to health care services provided by qualified medical professionals, such as registered nurses, in patients homes. Health care services provided by the insured at the insured s own premises shall be classified and rated under an appropriate Health Care Facilities classification or as Medical Offices. Professional services are excluded. Use Exclusion Services Furnished By Health Care Providers Endorsement CG If professional liability coverage is desired, refer to company. For premium computation purposes, payroll shall be limited to those employees who actually perform health care services in patients homes. (44500) (44501) (3) Excluding narcotics and controlled drugs, Rate 2. (4) This classification is applicable to risks whose operations include the sale of building materials, hardware, appliances, automobile parts and accessories, plumbing supplies, paints, tools, lighting fixtures, gardening supplies, etc. This classification includes incidental lumberyard operations. (14279) The following shall be separately classified and rated: Renting of equipment and appliances Installation work (5) Quarrying shall be separately classified and rated. (55214) (6) This classification includes apiaries. (55371) (7) Primarily catering to transients with individual rooms or suites (units) for sleeping accommodations and with housekeeping services provided by management. (8) With Restaurants: Up to 10 units, use to 30 units, use Over 30 units, use Without Restaurants: Up to 10 units, use to 30 units, use Over 30 units, use (9) This classification includes motor inns, tourist courts, tourist cabins and other similar risks whose business is primarily providing lodging accommodations for transients, but this classification does not apply to apartment hotels. (45190) (45191) (10) This classification includes coverage for the operation of owned watercraft. Use Boats Endorsement CG Users of golfmobiles are additional insureds. Use Additional Insured- Users of Golfmobiles Endorsement CG Professional services are excluded. Use Exclusion Specified Therapeutic Or Cosmetic Services Endorsement CG (45190) (45191) The following shall be separately classified and rated: Gasoline or oil supply stations Health or exercise facilities for which a charge is made, as Health or Exercise Clubs Restaurants Ski lifts or tows (11) C, E and H Hotels C Hotels which do not have at least a fire-resistive safe shall be subject to B Safe rates provided: (a) The premises are continuously open 24 hours daily for the regular conduct of business and (b) There is in the premises a key-locked steel container of the safe deposit box type locked by a two-key lock, with each key in the possession of a different employee. E, H Includes Inns. Excluding food, liquor, wine, beer, and tobacco products Rate 1, Limit $5,000. (12) Refer to the CLM Division Five Manual Rules for Rates. (13) No quarries CCIS-g-h.Doc CCIS 117

118 ification Table Description Hotels And Motels Without Pools Or Beaches Less Than Four Stories Hotels And Motels Four Stories Or More Hotels And Motels (Lessor s Risk Only) Less Than Four Stories Hotels And Motels (Lessor s Risk Only) Four Stories Or More (1) (2) (1) (2) (1) (2) (1) (2) Rate 3 (5) 3 (5) 3 (5) 3 (5) Limit 5,000 s (3) (4) 15,000 s (3) (4) 5,000 a (3) (6) 15,000 a (3) (6) Comments & Application Coding (m) (p) (q) (m) (p) (q) (m) (p) (q) (m) (p) (q) CCIS-g-h.Doc CCIS 118

119 ification Table (1) Primarily catering to transients with individual rooms or suites (units) for sleeping accommodations and with housekeeping services provided by management. (2) With Restaurants: Up to 10 units, use to 30 units, use Over 30 units, use Without Restaurants: Up to 10 units, use to 30 units, use Over 30 units, use (3) This classification includes motor inns, tourist courts, tourist cabins and other similar risks whose business is primarily providing lodging accommodations for transients, but this classification does not apply to apartment hotels. (45192) (45193) (64074) (64075) (4) This classification includes coverage for the operation of owned watercraft. Use Boats Endorsement CG Users of golf carts are additional insureds. Use Additional Insured Users of Golf Carts Endorsement CG Professional services are excluded. Use Exclusion Specified Therapeutic Or Cosmetic Services Endorsement CG (45192) (45193) The following shall be separately classified and rated: Gasoline or oil supply stations Health or exercise facilities for which a charge is made, as Health or Exercise Clubs Restaurants Ski lifts or tows (5) C, E and H Hotels C Hotels which do not have at lease a fire-resistive safe shall be subject to B Safe rates provided: (a) The premises are continuously open 24 hours daily for the regular conduct of business and (b) There is in the premises a key-locked steel container of the safe deposit box type locked by a two-key lock, with each key in the possession of a different employee. E, H - Includes Inns. Excluding food, liquor, wine, beer, and tobacco products Rate 1, Limit $5,000. (6) This classification includes coverages for the operation of owned canoes or rowboats. Use Boats Endorsement CG This classification does not apply to Dude Ranches. (64074) (64075) The following shall be separately classified and rated: Private residences Ski lifts or tows Swimming pools Bathing beaches Saddle animals Boats (other than canoes or rowboats) CCIS-g-h.Doc CCIS 119

120 ification Table Description House Furnishing Installation NA * (2) Rate Limit p NOC (1) (1) (d1) Comments & Application Coding (1) This classification includes incidental upholstering and floor covering installation. (96053) (2) Contents, Fire, - NA CCIS-g-h.Doc CCIS 120

121 Description CenCal Insurance Services ification Table Rate Limit Ice Cream Stores (1) ,000 s (2) Ice Dealers And Distributors (3) (5) Importers 5,000 s (4) (10) (10) (10) s (9) Comments & Application Coding (2) (o) (p) (4) (13) Ink Mfg ,000 s Inspection And Appraisal Companies Inspecting For Insurance Or Valuation Purposes * (7) p (8) (14) Instrument Mfg ,000 s NOC Instrument Mfg. Analytical, Calibrating, Measuring, Testing Or Recording 6900 No (o) (p) (13) ,000 s (13) Instrument Mfg. Control ,000 s (13) CCIS-i-l.Doc CCIS 121

122 ification Table (1) No cooking, use 0532 With cooking, use (2) This classification applies to risks selling only ice cream and related products. Coverage applies to bodily injury or property damage arising out of the products hazard whether such bodily injury or property damage occurs on the insured s premises or elsewhere. Use /Completed Operations Hazard Redefined Endorsement CG (14401) (3) Ice Houses storage only, no manufacturing, use 1230 and CPP PMA M. Ice Houses, ice manufacturing, use 2000 and CPP PMA IP. (4) This classification includes ice harvesting and manufacturing. (14405) (5) C Rate 2. (6) Refer to Businessowners Office rates of CLM Division Nine Multiple Line Businessowners Policy Subdivision. (7) Refer to State Rates Section of CLM Division Five Fire and Allied Lines for Fire and CPP. (8) Professional services are excluded. Use Exclusion Inspection, Appraisal And Survey Companies Endorsement CG (96317) (9) For products/completed operations liability coverage, importers shall be rated as a manufacturer based on the actual imported products(s). For premises/operations coverage, importers shall be rated based on an appropriate Wholesalers or Distributor classification. This classification does not apply to any risk which operates on a commission only basis and which does not take physical possession and title of the imported goods at any time. Such risk shall be classified and rated as Manufacturers Representatives. (55410) (10) ify by type of merchandise. (11) Offices use CPP PMA Office or Industrial and Processing Risk. Warehouses use industrial and Processing Risk. (12) For Businessowners Limited Cooking and Fast Food Restaurants, refer to Restaurant ifications rates of CLM Division Nine Multiple Line Businessowners Subdivision. (13) Refer to company (14) Attach Contractual Liability Limitation CG 2139 CCIS-i-l.Doc CCIS 122

123 Description CenCal Insurance Services ification Table Rate Limit Insulation Work Mineral (1) ,000 p (2)(14) (15)(16) Insulation Work Organic Or Plastic In Solid State (1) ,000 p (2)(14) (15)(16) Insulation Work Plastic (1) ,000 p (2)(14) (15)(16) Insurance Agents (4) Interior Decorators (6) (4) Irrigation Or Drainage System Construction (1) (13) ,000 5,000 a (5) (2)(14) (15)(16) (2)(14) (15)(16) (2)(14) (15)(16) p ,000 p (8) (13) Comments & Application Coding Commercial Work Only (d1) Commercial Work Only (d1) Commercial Work Only (d1) (o) (d1) (13) (d1) CCIS-i-l.Doc CCIS 123

124 ification Table (1) Contractors storage, use 0567 and CPP PMA C. Equipment in the open, use 1190 and CPP PMA C. Office, use 0702 and CPP C or O. Vehicle storage or repair, refer to Automobile classifications. (2) This classification applies to the installation or application of acoustical or thermal insulating material in buildings or within building walls. This classification applies only when insulation or acoustical work is performed as a separate operation, not part of or incidental to any other construction operation performed at the same job or location. (96410) (96409) (96408) (3) Refer to Businessowners Office rates of CLM Division Nine Multiple Line Businessowners Policy Subdivision. (4) Refer to State Rates Section of CLM Division Five Fire and Allied Lines for Fire and CPP. (5) Professional services are excluded: Use Exclusion Insurance And Related Operations Endorsement CG (45334) (6) Office, use (7) This classification includes insulation made with cellulose, rags or wood. (55716) (8) This classification includes pile driving or dredging. The following shall be separately classified and rated: (96702) Tunneling Dam or sewer construction (9) Equipment storage, use 0567 and CPP PMA S. Equipment in the open, use 1190 and CPP PMA S. Office, use 0702 and CPP PMA S or O. Vehicle storage or repair, refer to Automobile classifications. (10) Construction of irrigation systems shall be separately classified and rated. (96703) (11) This classification includes fiberglass, rock wool, vermiculite and perlite. Asbestos insulation manufacturing shall be separately classified and rated. (55715) (12) ify by type of material manufactured. (13) Refer to company (14) Attach Pre Existing Damage Exclusion SL-63 (15) Attach Contractors Supplemental Application NAA-110 (16) Attach Residential Projects Exclusion EAA-148 CCIS-i-l.Doc CCIS 124

125 ification Table Description Rate Janitorial Services NA 5617 * (10) Janitorial Supplies Dealers Or Distributors (2) Limit p (1) (14) ,000 s Comments & Application Coding Non Admitted Only (d1) Jewelry Mfg (15) Jewelry Stores Or Distributors 0565 (15) (5) 4 (5) (8) 50,000 s (16) 50,000 s (7) Kennels Breeding, Boarding Or Sales (17) ,000 t (18) (o) (p) (p) CCIS-i-l.Doc CCIS 125

126 ification Table (1) Window cleaning, painting, maintenance or repair at any location where such contractor does not also perform janitorial services shall be separately classified and rated. (96816) (2) Use This classification includes contractors storage. For vehicle storage or repair, refer to Automobile classifications. (3) Contractors storage, use 0567 and CPP PMA C. Equipment in the open, use 1190 and CPP PMA C. Office, use 0702 and CPP PMA C or O. Vehicle storage or repair, refer to Automobile classifications. (4) This classification applies to all operations other than blasting. Blasting operations shall be separately classified and rated. (96872) (5) Jewelers Manufacturers or repairers of or dealers imitation and novelty only excluding gems, precious stones, articles which contain precious metals or articles which contain one of more gems. E, H Use 3960 for manufacturers. E, H Rate 1 for manufacturers, repairers and dealers, class limit $25,000. (6) Jewelry Stores retail, use BP 59715, BP Rate No. 1 Watch, Clock or Jewelry Repair, use BP 71941, BP Rate No. 1. (7) Professional services are excluded. Use Exclusion Specified Therapeutic Or Cosmetic Services Endorsement CG (14655) (8) SBF and SBR dealers in jewelry, watches, precious or semi-precious stones. SBF, SBR Rate 3. (9) This classification applies only to those risks engaged in collecting or handling various secondhand materials such as bottles, rags, paper, rubber, nonferrous metals and ferrous scrap metals. (45380) The following shall be separately classified and rated: Salvage operations Wrecking operations (10) Contents, Fire NA. (11) Retail Stores only. Use BP Distributors only, use BP (12) Distributors only, use BP (13) Distributors No more than 25% of gross annual sales may be derived form retail operations and no more than 25% of the total floor area may be open to the public. (14) Submit services providing floor waxing and/or window cleaning. (15) Property on building and office content only no coverage for stock (16) Refer to company (17) Sales, use Breeding, boarding, use (18) This classification applies to the boarding, breeding or sales of any domestic animal. The following shall be separately classified and rated: Pet grooming Pet training For premium computation purposes the term kennel shall mean each compartment used for housing an animal. Basis of premium is each kennel. (45450) CCIS-i-l.Doc CCIS 126

127 ification Table Description Rate Labor Union Offices 0702 (11) 1 (2) Lakes Or Reservoirs Existance Hazard Only- Not For Profit Lakes Or Reservoirs Existance Hazard Only Other Than Not-For- Profit N/A N/A Limit 5,000 a (3) N/A N/A t+ (9) N/A N/A t+ (9) Lamp Shade Mfg. * ,000 s Comments & Application Coding (o) CCIS-i-l.Doc CCIS 127

128 ification Table (1) Refer to Businessowners Office rates of CLM Division Nine Multiple Line Businessowners Policy Subdivision. (2) Refer to State Rates Section of CLM Division Five Fire and Allied Lines For Fire and CPP. (3) Personal and Advertising Injury are excluded. Use Exclusion Personal And Advertising injury Endorsement CG (65007) (4) Dental, use X-Ray, use Medical, use General Research Testing, use (5) Professional services are excluded. Use Exclusion Testing Or Consulting Errors And Omissions Endorsement CG (97003) (97002) The following shall be separately classified and rated: Analytical Chemists Medical Laboratories Medical X-ray Laboratories This is an N.P.D. classification. For premium computation purposes include the payroll of laboratory and outside employees. (6) This classification includes step, stool or chair ladders. (55919) (55918) (7) Basis of premium is each lake or reservoir. (45524) (45523) (8) Attach Exclusion Personal And Advertising Injury Endorsement BP (9) Refer to company (10) Use Exclusion /Completed Operation Hazard CG-2104 CCIS-i-l.Doc CCIS 128

129 Description CenCal Insurance Services ification Table Rate Lamps Or Lanterns Mfg. Electric * (14) Lamps Or Lanterns Mfg. Other Than Electric Land-Occupied By Persons Other Than Insured For Business Purposes (Lessors Risk Only) * N/A (13) Limit 15,000 s ,000 s NOC N/A t (1) Landscape Gardening (2) ,000 p (3) (17) Laundries And Dry Cleaners Self Service (15) Laundries And Dry Cleaning Plants (6) (5) Laundries And Dry Cleaning Or Dyeing Receiving Stations (8) (5) Laundry And Dry Cleaning Stores (5) Laundry Rental Service (11) (5) 5,000 s (4) 5,000 s (7) (18) 5,000 s (9) 5,000 15,000 s (10) s (12) Comments & Application Coding (19) (k) (d1) (o) (o) (o) (o) CCIS-i-l.Doc CCIS 129

130 ification Table (1) Basis of premium is per acre. (45539) (2) Contractors storage, use 0567 and CPP PMA C. Equipment in the open, use 1190 and CPP PMA C. Office, use 0702 and CPP PMA C or O. Vehicle storage or repair, refer to Automobile classifications. (3) This classification includes: (97047) Laying out grounds, planting trees, shrubs, flowers or lawn Interior landscaping The following shall be separately classified and rated: Excavation Risks providing lawn care services only (4) This classification applies to laundries and dry cleaners equipped with household type automatic washing machines or dry cleaning machines which serve customers on a while-you-wait basis. This classification applies whether or not the customers insert or remove the laundry or dry cleaning form the machines and whether or not the machines have coin meters. Property damage to laundry or dry cleaning is excluded. Use Exclusion Laundry and Dry Cleaning Damage Endorsement CG If coverage for this hazard is desired, refer to company. (14731) (5) C Laundries other than those engaged solely in apron, coat or towel pickup and delivery service. C Rate 4. SBF, SBR Rate 2. This footnote does not apply to contents, Fire. (6) Commercial Laundries, use Dry Cleaning including dyeing, use (7) This classification includes dyeing. (45678) The following shall be separately classified and rated: Laundry and dry cleaning receiving stations Self-service laundry establishments Laundries using only household type power machinery (8) No pressing, use With pressing, use (9) This classification only applies to those stations with no laundry, dry cleaning or pressing machinery on the premises. (14732) (10) This classification applies to store type operations where washing, cleaning and pressing are done on premises. (14733) (11) Laundries, use Dry Cleaning, use Rental service with no laundry or dry cleaning on premises, use (12) This classification applies to those services which rent towels, uniforms, linens, diapers and towel cabinets. This classification includes laundry or cleaning operations in connection with rental services. (14734) (13) E, H For Flashlights only, use Rate 1, 3600, Limit $15,000. (14) E, H For Light Bulbs and Fluorescent Tubes only, Rate 1, Limit $5,000. (15) SBF, SBR Rate 3. (16) Using petroleum solvents (petroleum solvents include Stoddard type solvents and other combustible hydrocarbon solvents) and having less than three pick-up stations. Use Using synthetic solvents (synthetic solvents include perchloroethylene or other synthetic solvents) and having less than three pick-up stations. Use (17) Attach Exclusion Herbicide or Pesticide Applications SL-29 (18) Attach Exclusion Laundry And Dry Cleaning Damage CG2253 (19) Refer to company CCIS-i-l.Doc CCIS 130

131 Description CenCal Insurance Services ification Table Rate Limit Lawn Care Services (1) ,000 p (2) Lawyers Offices Not-For-Profit-Only Lawyers Offices Other Than Not-For- Profit Leather Goods Mfg. (4) (18) Libraries 1051 (19) (13) (13) (7) 5,000 a (14) (16) (17) 5,000 a (14) (16) (17) 15,000 s NOC (6) No No ,000 a Light Bulb Or Tubes Mfg ,000 s (20) Lighting Fixtures Mfg. * ,000 s NOC Comments & Application Coding (d1) (o) (o) CCIS-i-l.Doc CCIS 131

132 ification Table (1) Contractors storage, use 0567 and CPP PMA C. Equipment in the open, use 1190 and CPP PMA C. Office, use 0702 and CPP PMA C or O. Vehicle storage or repair, refer to Automobile classifications. (2) This classification applies to risks which provide services for lawn care, such as mowing, fertilizing, edging or cleaning lawns, including removal of leaves, or preventing growth of, or killing weeds. Coverage is included for incidental application of over-the-counter herbicides or pesticides on lawns under the insured s regular care. This classification does not apply to risks which apply herbicides or pesticides if the insured is required to obtain a license or permit to apply. (97050) (3) E, H Includes Lead or Lead NOC. (4) Leather goods manufacturing, use 3409 and CPP PMA IP. Finished leather products storage or sales, use 0567 and CPP PMA M. Raw stock or unfinished skins not on premises of manufacturer, use 3409 and CPP PMA IP. For Leather or Hide Stores, use 0567 and CPP PMA M. (5) For Leather or Hide Stores Retail, use 56992, Rate Number 1, Rate 2. (6) This classification includes manufacturing of goods from artificial leather. (56202) (7) E, H (a) Boots and Shoes, See Shoes. (b) Clothing Rate 4, Limit $25,000. This footnote does not apply to contents, Fire. (8) Mining, use Processing or manufacturing operations in building, use Processing or manufacturing operations not part of the building, use (9) This classification includes quarrying. (56427) (10) The following shall be separately classified and rated: (56488) Beer, ale or malt liquor mfg. Wine mfg. (11) Manufacturers or Bottlers Includes Beers or other Alcoholic Beverages NOC. C Rate 2. E, H Includes Jobbers, Manufacturers, Wholesalers or Bottlers. Non-finished product, use Rate 2. Limit $25,000 (12) Refer to Businessowners Office rates of CLM Division Nine Multiple Line Businessowners Policy Subdivision. (13) Refer to State Rates Section of CLM Division Five Fire and Allied Lines for Fire and CPP. (14) Personal and Advertising Injury are excluded. Use Exclusion Personal And Advertising Injury Endorsement CG (66123) (66122) (15) Attach Exclusion Personal And Advertising Injury Endorsement BP (16) Attach Exclusion /Cooperation Hazard CG-2104 (17) Attach Professional Liability Exclusion (18) Refer to theft guidelines (19) Refer to Company coverage for valuable papers and books (20) Refer to company CCIS-i-l.Doc CCIS 132

133 Locksmiths Description CenCal Insurance Services ification Table Rate Limit ,000 s (10) (16) (10) (16) Logging And Lumbering No No No No Comments & Application Coding Lubricants Mfg. Grease 5050 (17) Luggage Mfg. * (4) Lumberyards 1650 (7) (3) (8) 5000 s (2) (17) * (4) 15,000 s (7) (2) (17) * (4) (7) CCIS-i-l.Doc CCIS 133

134 ification Table (1) This classification includes: Construction, maintenance, operation and extension of logging railroads Ownership, operation and use of teams Construction of service roads in connection with logging and lumbering operations Coverage is excluded for property damage due to fire or property damage, however caused, to any vehicle while being loaded or unloaded. Use Exclusion Logging And Lumber Operations Endorsement CG Saw or planing mill operations shall be separately classified and rated. (97111) (2) This classification applies to grease or oil mixing or blending. Petroleum refining shall be separately classified and rated. (56567) (3) E, H Excluding Essential Oils, use Exclude Specified Property Endorsement CR (4) Refer to Leather Goods, Plastic Goods or Textile classifications. (5) E, H Excludes Luggage, Leather or Leather Goods Excludes Boots and Shoes NOC. For Leather luggage, see leather goods manufacturing. (6) Wood Retail, NOC, use 50943, Rate Number 4, Rate 1. (7) This classification includes the incidental sales of building material. (45819) The following shall be separately classified and rated: Building material dealers Home Improvement Stores (8) The following footnotes apply: C Building Materials Dealers. C Rate 2. E and H. NOC Excluding Hardware, Tools, Electrical Equipment and Supplies, and Heating and Plumbing Equipment and Supplies. (9) This classification applies to risks which assume physical possession in the transfer of livestock. This classification includes sales stables. (45771) (10) This classification includes retail store operations. (14913) (11) Contents, Fire NA. (12) This classification applies to risks which do not assume physical possession in the transfer of livestock. This classification does not apply to risks operating farms, ranches, livestock sales companies or sales stables. (14855) (13) C Rate 2. (14) Contents, Fire: Refer to Rule 72. in Division Five of the CLM for information on eligibility to the Special Form. (15) Refer to Printing. (16) Attach Professional Liability Exclusion. (17) Refer to company CCIS-i-l.Doc CCIS 134

135 Description CenCal Insurance Services ification Table Rate Limit Machine Shops ,000 p NOC (8) Machinery Or Equipment Farm - Installation, Servicing, Repair Or Erection Machinery Or Equipment Industrial Installation, Servicing, Repair Or Erection Machinery Or Equipment Installation, Servicing Or Repair (1) (1) (1) (9) Comments & Application Coding Non Admitted Only (u) ,000 p (9) Non Admitted Only (u) ,000 p (2) ,000 p NOC (3) Machinery Or Equipment Dealers (4) ,000 s NOC (5) Machinery Or Equipment Dealers Mobile Construction Or Industrial Machinery Or Equipment Dealers Farm Type Machinery Or Equipment Dealers Yard Or Garden Type (4) (4) (4) ,000 s (5) ,000 s (6) ,000 s (7) (9) Non Admitted Only (u) (9) Non Admitted Only (u) (9) (9) (9) (9) (u) (u) (u) (u) CCIS-m-o.Doc CCIS 135

136 ification Table (1) Contractors storage, use 0567 and CPP PMA C. Equipment in the open, use 1190 and CPP PMA C. Office use 0702 and CPP PMA C or O. Vehicle storage or repair, refer to Automobile classifications. (2) This classification includes millwright work and incidental rigging work. (97222) The following shall be separately classified and rated: Risks involved solely in rigging operations Installation, servicing or repair of office machinery and appliances Installation, servicing or repair of farm machinery (3) Installation, servicing or repair of the following shall be separately classified and rated: (97223) Office machinery and appliances Farm machinery (4) Light machinery without motors or with motors 6 HP or less: Without repair, use With repair, use Heavy machinery without motors or with motors over 6 HP: Without repair, use With repair, use (5) Installation, servicing or repair shall be separately classified and rated. (15062) (15060) (6) The following shall be separately classified and rated: (15061) Installation, servicing or repair Leasing of machinery or equipment (7) This classification includes: (15063) Sales of lawn mowers, rototillers, edgers and chain saws Servicing or repair of small engines, including lawnmowers, rototillers, edgers and chain saws, whether or not sold by the insured (8) This classification is designed for risks making items based on the design and specifications of their customers. Usually, items are made from raw stock and become a part of their customers finished product. Risks specialized in affecting a physical change of materials through structural, mechanical or chemical means shall be separately classified and rated as Welding or Cutting, Electroplating, Metal Heat Processing, etc., depending on the operation. This classification applies only when there is no other appropriate classification. (97220) (9) Refer to company CCIS-m-o.Doc CCIS 136

137 Description CenCal Insurance Services ification Table Rate Limit Machinery Or Machinery Parts Mfg. (1) ,000 s NOC Machinery Or Machinery Parts Mfg. Construction, Mining, Materials Handling Type Machinery Or Machinery Parts Mfg. Construction, Mining, Materials Farm Type Machinery Or Machinery Parts Mfg. Construction, Mining, Materials Industrial Type Machinery Or Machinery Parts Mfg. Construction, Mining, Materials Metalworking (1) (1) (1) (1) Mail Box Or Packaging Stores 0921 (16) Mail Order Houses 0567 (16) (15) Comments & Application Coding Non Admitted Only (u) ,000 s (15) Non Admitted Only (u) ,000 s (15) Non Admitted Only (u) ,000 s (15) Non Admitted Only (u) ,000 s (15) Non Admitted Only (u) ,000 s (9) (3) (15) (15) Mailing Or Addressing Companies ,000 s Manufacturers * (15) (o) (p) (15) (15) (15) Manufacturers Representative (15) 3270 (15) (15) (15) (o) Marble (10) N/A CCIS-m-o.Doc CCIS 137

138 ification Table (1) Heavy metalworking, use Precision products, use Light metalworking, use Plastic parts, use (2) Catalog or premium coupon redemption stores shall be separately classified and rated. (45901) (3) ify by type of merchandise. (4) Use This classification applies to Offices only. (5) Refer to Businessowners Office rates of CLM Division Nine Multiple Line Businessowners Policy Subdivision. (6) Refer to State Rates Section of CLM Division Five Fire and Allied Lines for Fire and CPP. (7) For the purpose of this classification, a manufacturer s representative is an independent contractor who sells the products of one or more manufacturers on a commission basis. The manufacturer s representative is not on the payroll of the manufacturer and is not eligible for any employee benefits. Manufacturers Representatives are usually involved in one of more of the following: (a) They may employ salespersons of their own and pay them either salary or commission without affecting the relationship with the involved manufacturers; (b) They may stock a small supply of samples used for display or demonstration but not for sale; (c) They may demonstrate the product or supervise its installation; (d) They may train customers employees in the use of the product. This classification includes the insured s office. Risks with storage or warehouse facilities are not considered manufacturers representatives and shall be separately classified and rated. (45993) (8) This classification applies only when there is no other appropriate classification assignable to the risk. For Increased Limits Tables assignment, refer to company. (54444) (9) This classification applies to risks specializing in performing packing and mailing services for others. This classification includes the incidental sales of packing products and mailing accessories, as well as the incidental faxing and copying of materials. This classification does not apply to shipping services provided by the insured. Shipping operations shall be separately classified and rated. (15070) (10) Sales or storage, use 0511 and CPP PMA M. Manufacturing, use 6009 and CPP PMA IP. (11) Retail only, use 59999, Rate number 6. (12) Reserved For Future Use. (13) Reserved For Future Use. (14) Professional services are excluded. Use Exclusion Inspection, Appraisal And Survey Companies Endorsement CG (97308) (15) Refer to company (16) Refer to theft guidelines CCIS-m-o.Doc CCIS 138

139 ification Table Description Markets Not Open Air (LRO) Not- For-Profit Only Markets Not Open Air (LRO) Other Than Not-For-Profit Markets Open Air (LRO) Not-For- Profit Only Markets Open Air (LRO) Other Than Not-For-Profit Masonry * * * * Rate Limit 5310 N/A s N/A s N/A s N/A s (2) ,000 p (7)(8)(9) Mausoleums Not-For-Profit ,000 a (6) Mausoleums Other Than Not-For- Profit ,000 a (6) (7)(8)(9) Comments & Application Coding (o) (p) (o) (p) (o) (p) (o) (p) Commercial Work Only (d1) CCIS-m-o.Doc CCIS 139

140 ification Table (1) ify by type of occupancy. (2) Contractors storage, use 0567 and CPP PMA C. Equipment in the open, use 1190 and CPP PMA C. Office, use 0702 and CPP PMA C or O. Vehicle storage or repair, refer to Automobile classifications. (3) Logging and lumbering operations shall be separately classified and rated. (56690) (4) Use 2800 and CPP PMA IP. For sales outlets, use 0564 and CPP PMA M. (5) This classification includes quilts, pillows or cushions. (56699) (6) This classification includes mausoleums in cemeteries or those operated by cemetery companies. This classification excludes professional services. Use Exclusion Funeral Services Endorsement CG (46005) (46004) (7) Attach Pre Existing Damage Exclusion SL-63 (8) Attach Contractors Supplemental Application NAA-110 (9) Attach Residential Contractors Exclusion EAA-148 CCIS-m-o.Doc CCIS 140

141 ification Table Description Meat, Fish, Poultry Or Seafood Curing Meat, Fish, Poultry Or Seafood Distributors Meat, Fish, Poultry Or Seafood Processing In Airtight Containers Meat, Fish, Poultry Or Seafood Processing Not In Airtight Containers 2059 (2) Rate Limit ,000 s (1) (3) Meat, Fish, Poultry Or Seafood Stores (5) (14) 15,000 s (14) ,000 s (4) (14) ,000 s (14) 5,000 s Comments & Application Coding (o) (p) CCIS-m-o.Doc CCIS 141

142 ification Table (1) Packing houses shall be separately classified and rated. (56758) (2) If sole occupancy, and over 15,000 sq. ft. in total floor area, use Otherwise, use (3) C, E, H, SBF and SBR Wholesale. (a) C Fish or Seafood Dealers. C Rate 2. (b) E, H Excluding hatcheries poultry. (c) SBF and SBR Rate 2. (4) This classification does not apply to products packed in paper, plastic wrap or cellophane unless vacuum packed. (56759) (5) C, E, H, SBF and SBR Retail Excluding Supermarkets as defined in the Supermarkets classification. C Rate 2. SBF, SBR Rate 2. E, H Excluding hatcheries poultry. (6) This classification includes items such as adhesive tape, absorbent cotton, bandages or dressings, sponges, swabs, tongue depressors, ligatures and sutures, hypodermic needles, specimen containers, rubber gloves, plastic and rubber sheeting or tubing, splints and elastic stockings and supporters. (56805) (7) This classification includes items such as hospital beds, examining or operating room tables or chairs, basins or trays, wheeled litters, bed pans and urinals, heating pads, vaporizers, operating room lights, pails and buckets, medication and chart carts, oxygen canopies or tents, traction apparatus, patient lifts or hoists, x-ray film viewers, hot water bottles and ice packs. Orthopedic, ambulation or prosthetic devices or surgical instruments shall be separately classified and rated. (56806) (8) E, H For Dental Equipment and Supplies, use Rate 2. (9) Precision metal parts, use Other metal parts, use Plastic parts, use (10) This classification includes items such as hemostats, forceps, retractors, cauteries, sphygmomanometers, bronchoscopes, hypodermic syringes, scalpels, trachea tubes, opthalmoscopes, phoropters, stethoscopes, tonometers, specula and trepans. (56807) (11) This classification includes items such as anesthesia apparatus, inhalation therapy machines, x-ray and fluoroscopy machines, cardiac defibrillators, resuscitation equipment, radiation therapy machines, metal and foreign body locators, kidney machines, audiometers, E.K.G. machines, diathermy machines, suction or irrigation apparatus, oscilloscopes and monitoring devices (all types). (56808) (12) If including drugs, use Rate 4, Limit $15,000. (13) No more than 25% of gross annual sales may be derived from retail operations and no more than 25% of the total floor area may be open to the public. (14) Refer to company CCIS-m-o.Doc CCIS 142

143 Description CenCal Insurance Services ification Table Rate Medical Offices ((3) (7) (8) Limit 5,000 a (4) (5) Comments & Application Coding (o) (p) Mercantile Not Otherwise ified (10) --- (11) * * (o) (p) Metal Dealers Or Distributors Non- Structural Metal Dealers Or Distributors Structural (12) (12) ,000 s (13) ,000 s (13) (15) (15) Non Admitted Only CCIS-m-o.Doc CCIS 143

144 ification Table (1) Rental of equipment shall be separately classified and rated. (15314) (2) Refer to Businessowners Office rates of CLM Division Nine Multiple Line Businessowners Policy Subdivision. (3) Refer to State Rates Section of CLM Division Five Fire and Allied for Fire and CPP. (4) Professional services are excluded. Use Exclusion - Services Furnished By Health Care Providers Endorsement CG (66561) (5) If professional coverage is desired, classify and rate in accordance with the Professional Liability Division. (66561) (6) Excludes Drug Distributors and Stores. (7) Excludes Dental Laboratories. (8) If including drugs, use Rate 4, Limit $15,000. (9) Contents, Fire NA (10) Low Susceptibility, use Moderate Susceptibility, use High Susceptibility, use (11) ify by type of occupancy. (12) Ingots, pigs, pipe, bars, rail, rods, plates, sheets, and uninsulated wire, use Other metal products, use (13) Metal scrap dealers shall be separately classified and rated. (15404) (15405) (14) Retail stores only. Use BP 59999, Rate No. 6, Rate 5. (15) Refer to company CCIS-m-o.Doc CCIS 144

145 Description CenCal Insurance Services ification Table Rate Limit Metal Erection Decorative Or Artistic N/A 2350 p (4) (12) Metal Erection Frame Structures Iron Work On Outside Of Bldgs. Metal Erection - In The Construction Of Dwellings Not Exceeding 2 Stories In Height N/A N/A 2330 p (1) (5) (12) (4) (12) (d1) (1) (5) (12) 2330 No No Metal Erection Nonstructural N/A 2350 p (5) (12) Metal Erection Steel, Lock Gates, Gas Holders, Standpipes, Water Towers, Smoke Stacks, Tanks, Silos, Prison Cells, Fire Or Burglar Proof Vaults N/A 2330 p (5) (12) Metal Erection Structural N/A 2330 p (2) (5) (12) Metal Foil Mfg (10) Metal Goods Mfg. (7) (8) (9) (10) Metal Goods Mfg. Stamping Not Signs ,000 15,000 Comments & Application Coding (d1) (d1) (5) (12) (d1) (5) (12) (2) (5) (12) Non Admitted Only (d1) s (12) s NOC Non Admitted Only (d1) (12) (u) 3320 (6) s (12) (u) Metal Heat Processing (6) s (11) (11) (12) (u) CCIS-m-o.Doc CCIS 145

146 ification Table (1) This classification includes erecting or repairing balconies, fire escapes, railings, staircases, coal chutes or fireproof shelters. (97651) (2) Bridge erection shall be separately classified and rated. (97655) (3) Contents, Fire NA. (4) This classification applies to risks whose predominant operation is the installation or erection of metal work. This classification includes shop operations in connection with metal work installed or erected by the insured. Shop operations in connection with metal work not installed or erected by the insured shall be separately classified and rated. (97650) (5) Shop operations shall be separately classified and rated. (97651) (97652) (97653) (97654) (97655) (6) E, H Refer to Metal Goods Mfg.. (7) Heavy metalworking, use Precision products, use All other metalworking, use (8) E, H For Assayers and Refiners, classify by type of metal, if precious or rare metals are excluded. (9) E, H Metals precious or rare metals (including gold, platinum, silver, beryllium, cesium, lithium, tantalum and other similar metals). If precious metals, use 3910, Rate 4, Limit $50,000. (10) If magnesium, use (11) This classification applies to insureds engaged in annealing, hardening, heat treating or tempering metals for others. The manufacturer of fabricated metal products shall be separately classified and rated. (56913) (12) Refer to company CCIS-m-o.Doc CCIS 146

147 ification Table Description Rate Limit Comments & Application Coding Metal Works Shop Decorative Or Artistic Metal Works Shop Structural - Load Bearing Metalworks Shop Structural Not Load Bearing (2) No (2) (11) ,000 s (4) (7) No No No s (4) (8) (11) (12)(13)(14) Milk Depots Or Dealers ,000 s (15) (16) Milk Processing ,000 s (4) (7) (u) (u) Non Admitted Only Commercial Work Only (u) (15) (16) CCIS-m-o.Doc CCIS 147

148 ification Table (1) This classification includes collection of scrap metals. (15406) The following shall be separately classified and rated: Wrecking Salvaging operations (2) Heavy metalworking, use Precision products, use All other metalworking, use (3) ify by type of metal. If iron or steel, use 5080, Rate 1, Limit $15,000. (4) This classification applies to the manufacturing, fabricating or assembling of decorative or artistic brass, bronze or iron work. (59914) (5) The manufacturing of doors, window frames, sashes, molding and trim shall be separately classified and rated. (56916) (6) For the purpose of this classification, load bearing means structural metal work designed to support weight. (56915) (7) This classification applies to risks whose predominate operations is metal work to be installed or erected by others. This classification includes incidental installation or erection. (59914) (8) Installation and erection shall be separately classified and rated. (56915) (56916) (9) This classification includes all rolling mill operations when done in conjunction with metal extraction or refining. Rolling mills not operated in conjunction with metal extraction or refining shall be separately classified and rated. (56900) (56917) (56918) (56919) (56920) (10) E, H Metals If precious or rare metals (including gold, platinum, silver, beryllium, cesium, lithium, tantalum and other similar metals), use 3910, Rate 4, Limit $50,000. (11) Refer to company (12) Attach Pre Existing Damages Exclusion SL-63 (13) Attach Contractors Supplemental Application NAA-110 (14) Attach Residential Projects Exclusion EAA-148 (15) This classification includes milk processing conducted on the same premises. (57001) Operations conducted in connection with and on the same premises with a diary or general Farm shall be separately classified and rated. See Division Four of the CLM. (16) When products coverage is afforded, this classification includes coverage for bodily injury or property damage arising from the delivery of any liquid product into a wrong receptacle or to a wrong address or the erroneous delivery of one liquid product for another, if the bodily injury or property damage occurs after delivery has been completed. Use Misdelivery Of Liquid Coverage Endorsement CG (57001) CCIS-m-o.Doc CCIS 148

149 ification Table Description Rate Limit Comments & Application Coding Mobile Home Parks Or Courts (07) (12) (13) (9) Mobile Home Sales Agencies (10) (9) Model Homes (1) (3) 5,000 s (8) (12) (13) 15,000 15,000 s (11) t (2) (l) (p) (11) (p) (p) CCIS-m-o.Doc CCIS 149

150 ification Table (1) Use 0702 and CPP PMA O when used as an office. When not used as an office, refer to Dwelling Policy Program. (2) Basis of premium is each home. (46362) (3) E, H Includes exhibition homes, house furnishings and fixtures. (4) Use This applies to metal units only. If not metal, classify according to material used. (5) Manufacturing of the following shall be separately classified and rated: (57090) Camper trailers Camper bodies Self-powered camping vehicles (6) E and H Includes parts and accessories. (7) Laundries used by general public, offices, repair garages, gasoline stations, grocery stores and other retail stores, see specific occupancies. Laundries for tenants only, use 0922 and CPP PMA S. Property in the open, such as pump houses, platforms or pads for mobile home or recreational vehicles, use code 1190 and CPP PMA S. Community centers, recreational buildings, shelter houses, locker houses and other auxiliary or subsidiary buildings not provided for above, use 0844 and CPP PMA S. (8) This classification applies to permanent residential facilities. (46202) The following shall be separately classified and rated: Restaurants Saddle animals Bathing beaches Campground Swimming pools (9) E and H C Rate 2. SBF, SBR Rate 2. (10) Office, use 0702 and CPP PMA M or O. Also refer to Automobile ifications. (11) This classification applies to risks whose primary operations are the sales of vehicles which are used for dwelling purposes and are permanent and stationary. (15488) (12) Refer to company (13) This class refers to permanent residentials facilities. The following exposures need to be addressed: restaurant, boats, campground, swimming pools, saddle animals, lakes, ponds, bathing beaches, ski-lifts, or tows, sale of LPG, maintenance Program. CCIS-m-o.Doc CCIS 150

151 ification Table Description Rate Money Exchanges (1) (2) (4) Limit 5,000 * * (3) Monuments, Tombstones, And Statuary (5) ,000 * * (6) Motion Pictures Development Of Negatives, Printing And All Subsequent Operations Film Distribution Or Exchanges Not Located At Motion Picture Studios 0921 (14) 0570 (14) ,000 p (7) (14) 3 15,000 p (8) (14) Museums Not-For-Profit Only (12) ,000 a (13) Museums Other Than Not-For-Profit (12) ,000 a (13) * * Comments & Application Coding CCIS-m-o.Doc CCIS 151

152 ification Table (1) Office only, use 0702 and CPP PMA O. (2) Refer to State Rates Section of CLM Division Five Fire and Allied Lines for Fire and CPP. (3) ified and rated as a financial institution. Money exchange booth operated in connection with a financial institution is included in the governing classification. (4) C, E and H (a) C Rate 5. (b) SBR Rate 2. SBF Rate 3. (5) Sales and/or storage, use 0511 and CPP PMA M. Associated property in the open, use 1190 and CPP PMA M. Monument works, use 6009 and CPP PMA IP. Associated property in the open, use 1190 and CPP PMA IP. Other property in the open, use 1190 and CPP PMA 1 or S. (6) Monuments, tombstones or statuary are included in the governing classification. (7) Marketing of the product through film exchanges at locations other than the studios shall be separately classified and rated. (98090) (8) For premium computation purposes include the payroll of clerical employees. (98091) (9) Refer to Automobile classifications. (10) This classification includes assembling. (57202) (11) E and H Includes motor bicycles.. (12) Other than Commercial, use 1051 and CPP PMA 1. If Commercial, use 0567 and CPP PMA S. (13) The following shall be separately classified and rated: (46427) (46426) Restaurants Gifts shops (14) Refer to company CCIS-m-o.Doc CCIS 152

153 Description CenCal Insurance Services ification Table Music Stores Pre-Recorded (5) (10) 4510 Rate 2 (7) Limit 25,000 s (6) Musical Instrument Mfg ,000 s (1) Musical Instrument Stores (3) (10) (2) Musical Mfg. Pre-Recorded (9) 25,000 s (4) 25,000 s (8) (6) (o) (p) (1) (4) (o) (p) (8) Comments & Application Coding CCIS-m-o.Doc CCIS 153

154 ification Table (1) Electrical amplifying equipment or accessories shall be separately classified and rated as Communication Equipment Mfg.. (57257) (2) C Rate 2. SBF, SBR Rate 2. (3) For musical instrument stores, use 0567 and CPP PMA M. For music studios, use 0921 and CPP PMA S. (4) This classification applies to risks which sell or rent musical instruments. This classification includes: (15538) The incidental sales of sheet music and musical instrument accessories The incidental offering of music lessons (5) Compact discs, records and tapes, use Sheet music, use (6) This classification applies to stores primarily selling prerecorded music. This classification includes the incidental sales of sheet music and the incidental sales or rental of musical and audio equipment. Stores selling musical instruments or audio equipment primarily shall be separately classified and rated. This classification does not apply to stores that primarily sell or rent video tapes. (16676) (7) C Rate 3. E and H For Wholesalers, use Rate 2. SBF, SBR Rate 3. (8) Recording studios shall be separately classified and rated. (58627) (9) Records only, Rate 1, Limit $5,000. (10) Refer to theft guidelines CCIS-m-o.Doc CCIS 154

155 Description CenCal Insurance Services ification Table Rate Limit Nails Or Spikes Mfg ,000 s (10) (u) Nail Salons ,000 s (7) (7) (o) (p) Needles, Pins, Or Tacks Mfg ,000 s (10) (u) Newspaper Or Magazine Distributors ,000 Newsstands ,000 (6) Nursery Garden (3) (4) 15,000 s s s (5) Nurses Homes (8) 7215 (8) (8) Comments & Application Coding (o) Nursery Schools Refer To Day Care Centers * * (11) * (f) (t) CCIS-m-o.Doc CCIS 155 Copyright, Insurance Services Office, Inc., 1996

156 ification Table (1) This classification applies to establishments primarily engaged in entertainment and dancing. (15656) The following shall be separately classified and rated: Taverns Restaurants Dance halls (2) C Rate 5. SBF, SBR Rate 3. (3) Sales outlets, use Greenhouses, use (4) Contents, Fire: Refer to Rule 72. in Division Five of the CLM for information on eligibility to the Special Form. (5) Landscape gardening shall be separately classified and rated. (15699) (6) C Rate 3. SBF, SBR Rate 2. (7) This classification applies to risks specializing in the beautification or maintenance of customers nails for cosmetic purposes. This classification does not apply to nail services provided to customers in conjunction with a beauty salon or similar operations. Nail service is included in the operations of a beauty salon and is not separately classified. Professional services are excluded. Use Exclusion Specified Therapeutic Or Cosmetic Services Endorsement CG (15600) (8) Refer to Convents or Monasteries. (9) Student Nurses Homes are classified and rated as Schools dormitory facilities. All other Nurses Homes are included in the governing classification. (10) Refer to company (11) Refer to Write Up Section in Guidelines (12) Use Exclusion /Completed Operations Hazard CG-2104 CCIS-m-o.Doc CCIS 156 Copyright, Insurance Services Office, Inc., 1996

157 Description CenCal Insurance Services ification1 Table Rate Office Machines Mfg (4) Office Machines Or Appliances Installation, Inspection, Adjustment Or Repair Office Machines Or Appliances - Retail No Repair Office Machines Or Appliances Retail Or Wholesale With Repair Office Machines Or Appliances Wholesale No Repair Offices (1) Limit 25,000 s (4) ,000 p (5) ,000 * (2) (4) ,000 * * ,000 * (3) (6) (9) 5,000 * * Comments & Application Coding * (2) (o) (p) (o) (p) * (3) (o) (p) (o) (p) CCIS-m-o.Doc CCIS 157

158 ification1 Table (1) Sales or storage, with no repair, use 0563 and CPP PMA M. With repair, use 0922 and CPP PMA S. (2) Refer to Stores no food or drink. (3) Refer to Distributors no food or drink. (4) This classification includes adding, calculating, dictating, photocopying and typewriting machines. Computer manufacturing shall be separately classified and rated. (57572) (5) This classification includes shop operations. (98111) (6) Governmental, use 0701, CPP PMA 1. All other, use 0702, CPP PMA O. (7) Lessor s Risk, use All other, use (8) Refer to Businessowners Office rates in CLM Division Nine Multiple Line Businessowners Policy Subdivision. (9) Refer to State Rates Section of CLM Division Five Fire and Allied Lines for Fire and CPP. (10) Including Stock, use Excluding Stock, use (11) This classification includes salt water disposal operations. (98150) (98151) (98152) (12) Coverage does not apply to property damage arising out of the underground resources and equipment hazard. Use Exclusion Underground Resources And Equipment Endorsement CG (98150) (98151) (13) Coverage does not apply to property damage to oil, gas, water, or other material substances caused by saline substance contamination. Use Exclusion Saline Substances Contamination Endorsement CG (98150) (98151) The following shall be separately classified and rated: Oil still erecting or repair Oil rig or derrick erection Drilling Installation or recovery of casing Well shooting Cementing Tank building Topping operations Gasoline recovery (14) Use Exclusion Oil Or Gas Producing Operations Endorsement CG (98150) (98151) (98152) (98153) (15) This classification also includes the clearing of land, building of lease roads, slush pits, levees or fire walls, the laying or taking up of flow lines and water lines, installing of central pumping units and lease beautification work. (98152) The following shall be separately classified and rated: Pipeline construction Tank building Rig or derrick erecting or dismantling Installation or recovery of casing Drilling Cementing Acidizing Cleaning or swabbing of wells Well shooting (16) This classification applies to operations by owners, operators or contractor. (98153) (17) No more than 25% of gross annual sales may be derived from retail operations and no more than 25% of the total floor area may be open to the public. CCIS-m-o.Doc CCIS 158

159 Description CenCal Insurance Services ification1 Table Rate Limit Optical Goods Distribution (10) ,000 r (12) (12) Comments & Application Coding Optical Goods Manufacturing ,000 s (6) Optical Goods Stores (10) (14) 15,000 s (13) (6) (13) (o) (p) CCIS-m-o.Doc CCIS 159

160 ification1 Table (1) This classification includes incidental reconditioning or repairing. Installation, erection, dismantling or salvage operations shall be separately classified and rated. (15188) (2) This classification includes the refining of kerosene, gasoline, diesel or jet fuel. Oil producing shall be separately classified and rated. (15733) (3) Contractors equipment storage, use 0567 and CPP PMA C. Equipment in the open, use 1190 and CPP PMA C. Office, use 0702 and CPP PMA C or O. Vehicle storage or repair, refer to Automobile classifications. (4) This classification includes construction of foundations or structures or installation of equipment. This classification applies to all operations including construction of foundation or structures or installation of equipment. Use Exclusion Oil Or Gas Producing Operations Endorsement CG (98163) (5) This classification applies to the erection or repair of oil stills and incidental structures or connections which are integral parts of the distillation units such as control, pump and compressor house. It does not apply to the erection or repair of office buildings, warehouses, storage tanks, power plants or other structures incidental to an oil refinery but not integral parts of the distillation units. Pile driving shall be separately classified and rated. (98164) (6) This classification includes the manufacturing of binoculars, telescopes, microscopes, magnifying glasses and light filters. (57600) Manufacturing of the following shall be separately classified and rated: Contact lens Eye glass lens Photographic lens (7) Coverage does not apply to property damage arising out of the underground resources and equipment hazard. Use Exclusion Underground Resources And Equipment Endorsement CG (98162) (8) Use Exclusion Oil Or Gas Producing Operations Endorsement CG (98162) (9) This classification applies to operations by owners, operators or contractors. (98162) (10) Use 0567 and CPP PMA M except, if over 5 employees engaged in grinding or polishing, use code 6009 and CPP PMA IP. (11) No more than 25% of gross annual sales may be derived from retail operations and no more than 25% of the total floor area may be open to the public. (12) Refer to Distributors no food or drink. (13) This classification primarily applies to stores selling eye glasses and prescription lenses. coverage for this classification includes professional coverage. Use Optical And Hearing Aid Establishments Endorsement CG If products coverage is not provided use Exclusion And Professional Services (Optical And Hearing Aid Establishments) Endorsement CG (15839) (14) E and H Optometrist Offices 8000, Rate 1, Limit 5,000. CCIS-m-o.Doc CCIS 160

161 Description CenCal Insurance Services ification Table Rate Limit Packing House * s (1) Paint, Wall Paper Or Wallcovering Stores Painting Exterior-Buildings Or Structures Exceeding Three Stories In Height Painting Exterior Buildings Or Structures Three Stories Or Less In Height Painting Interior Buildings Or Structures 0570 (11) (3) (3) (2) (12) (11) 15,000 s ,000 p (4) (7) (11) (13)(14)(15) ,000 p NOC (4) (7) (13)(14)(15) ,000 p (4)(13)(14) (15) Painting Shop Only (5) ,000 p (6) Comments & Application Coding (o) (p) (11) Commercial Work Only (d1) NOC (4) (7) (4) (6) Commercial Work Only (d1) Commercial Work Only (d1) (d1) Painting Steel Structures Or Bridges (3) ,000 p Non-Admitted Only (d1) Painting, Picture Or Frame Stores ,000 s (9) Paper Coating Or Finishing ,000 s (10) (9) (o) (p) (11) CCIS-p-r.Doc CCIS 161

162 ification Table (1) The following shall be separately classified and rated: (57651) Stockyards Rendering work (2) C Rate 2. SBF, SBR Rate 2. (3) Contractors storage, use 0570 and CPP PMA C. Equipment in the open, use 1190 and CPP PMA C. Office, use 0702 and CPP PMA C or O. Vehicle Storage or repair, refer to Automobile classifications. (4) For spray painting operations a property damage deductible of $ per claim applies. Use Deductible Liability Insurance Endorsement CG (98303) (98304) (98305) (98306) (98307) (98309) (5) Use 0922 and CPP PMA C except if auto body repair with spray painting, use 0933 and CPP PMA S. (6) N.P.D. in manufacturing plants or with other painting classifications. (98308) (7) Separately classify and rate painting of steel structures and bridges. (98303) (98304) (8) Separately classify and rate painting of oil or gasoline tanks. (98309) (9) This classification applies to risks whose operations primarily involve the sale of prints, posters, reproductions, paintings, photographs and frames and which have a large amount of merchandise on display. On-premises assembly by employees or customers is included. (15993) (10) This classification includes corrugating, creping, laminating, oiling, paraffining, parchmentizing or waxing. Paper manufacturing shall be separately classified and rated. (57716) (11) Refer to Company (12) Attach Exclusion /Completed Operations Hazard CG-2104 (13) Attach Pre Existing Damages Exclusion SL-63 (14) Attach Contractors Supplemental Application NAA-110 (15) Attach Residential Projects Exclusion EAA-148 CCIS-p-r.Doc CCIS 162

163 Description CenCal Insurance Services ification Table Rate Limit Paper Goods Mfg ,000 s NOC (1) NOC (1) Paper Mfg ,000 s Paper Distributors (2) ,500 s Paperhanging (5) ,000 p (d1) Comments & Application Coding Parades N/A 7130 N/A t (6) (11) Parking Private N/A (7) (10) Parking Public Open Air (7) (10) Parking Public Shopping Centers Maintained By The Insured (Lessor s Risk Only) 0931 Parking Public Not Open Air (7) (10) 5,000 5,000 a s (8) (12) (13) 5310 (10) a (9) (12) (14) 5,000 s (8) (12) (13) Non-Admitted Only (f) (h) Non-Admitted Only (f) (h) (f) (h) Non-Admitted Only (f) (h) CCIS-p-r.Doc CCIS 163

164 ification Table (1) The manufacturing of the following shall be separately classified and rated: (57725) Paper Corrugated containers (2) Paper decorations, papier-mâché, sensitized paper, wall paper, waxed paper, use Other products, use (3) Waste materials, use (4) Laundry operations performed by wiping cloth or rag dealers shall be separately classified and rated. (16009) (5) Contractors storage, use 0567 and CPP PMA C. Office, use 0702 and CPP PMA C or O. Equipment in the open, use 1190 and CPP PMA C. Vehicle storage or repair, refer to Automobile classifications. (6) This classification does not apply to parades organized or sponsored by a governmental body. Basis of premium is each parade. (46590) (7) C Rate 3. SBF, SBR Rate 2. (8) Servicing of automobiles shall be separately classified and rated. (46604) (46603) (9) For premium computation purposes, area shall include the total area of the public parking lot including lawns, dividers, malls, etc., within the outer boundaries of the lot and shall also include any access roads to or from the parking area which are maintained by the insured, but shall not include restricted delivery truck parking areas or areas restricted to pickup only. (46607) (10) Contents, Fire NA. (11) Refer to Company (12) Attach Assault and Battery Exclusion SL-4 (13) Attach Sexual Abuse Exclusion SL-10 CCIS-p-r.Doc CCIS 164

165 Description Parking Public- Shopping Centers Maintained By Lessee (Lessor s Risk Only) CenCal Insurance Services ification Table NA Rate Limit a (1) (14) (15) Parks Or Playgrounds No No t (16) Pattern Mfg. Metal 6850 * s (6) Comments & Application Coding (f) (h) (16) (u) Pattern Mfg. Paper 4450 * s (16) Pattern Mfg. Other * * s NOC Pawn Shops (14) (19) 5224 (7) (14) (16) (17) (19) Penal Institutions No No (9) Pencil, Pen, Crayon Or Chalk, Mfg. * (10) 5, (16) (16) (19) Non-Admitted Only (f) (o) (p) s Pet Food Mfg ,000 s (11) Pet Grooming ,000 s (18) (11) CCIS-p-r.Doc CCIS 165

166 ification Table (1) For premium computation purposes, area shall include the total area of the public parking lot including lawns, dividers, malls, etc., within the outer boundaries of the lot and shall also include any access roads to or from the parking area which are maintained by the insured, but shall not include restricted delivery truck parking areas restricted to pick-up only. (46606) (2) This classification includes parks and playgrounds owned by a governmental body. (3) Enclosed buildings used for recreational purposes, use Equipment in the open, use (4) This classification does not apply to parks or playgrounds owned by a governmental body. Basis of premium is each park or playground. (46671) (5) C Rate 3. SBF, SBR Rate 2. (6) This classification is not applicable to the manufacturing of metal jigs, fixtures or dies. (57808) (7) Refer to Stores no food or drink. (8) C, SBF and SBR Pawnbrokers (a) C Rate 4 (b) SBF, SBR Rate 3. (9) This classification includes correctional institutions, penitentiaries, prisons and reformatories. Professional Services are excluded. Use Exclusion Services Furnished By Health Care Providers Endorsement CG If professional liability coverage is desired, refer to company. Medical Payments are excluded. Use Exclusion Medical Payments Coverage (Inmates, Patients Or Prisoners) Endorsement CG (46700) (10) E and H Fountain Pens, Rate 3, Limit $5,000. (11) Feed Manufacturing shall be separately classified and rated. (57913) (12) Office, use 0702 and CPP PMA C or O. Miscellaneous storage, use 0567 and CPP PMA C. Chemicals Storage, use 0570 and CPP PMA C. Equipment in the open, use 1190 and CPP PMA C. Vehicle storage or repair, refer to Automobile classifications. (13) This classification includes termite control but excludes the use of gas of any kind. Coverage is included for herbicide/pesticide operations. Use Pesticide Or Herbicide Applicator Coverage Endorsement CG (43470) The following shall be separately classified and rated: Fumigating Crop spraying (14) Attach Assault And Battery Exclusion SL 4 (15) Attach Sexual Abuse Exclusion SL 10 (16) Refer to company (17) Attach Exclusion Firearms SL 21 (18) Attach Exclusion Injuries Caused By Animals SL 2 (19) Refer to Write Up Section in Guidelines CCIS-p-r.Doc CCIS 166

167 Description CenCal Insurance Services ification Table Rate Pet Stores (2) Limit 15,000 s (1) (19) (1) (19) (o) (p) Pet Training 0921 * No No Photo Finishing Laboratories Photographers ,000 s (15) ,000 s (3) (16) Photographic Equipment Mfg. (4) ,000 s (6) (17) Photographic Supplies Mfg. * ,000 s (7) (17) Piano Tuning * 8112 * p Comments & Application Coding Picnic Ground Commercially Operated (8) (10) 5,000 t (9) (18) Non-Admitted Only CCIS-p-r.Doc CCIS 167

168 ification Table (1) This classification includes incidental pet grooming and training. (16403) (2) C Rate 2 SBF, SBR Rate 2. (3) This classification includes the use of video cameras and studios. The operation or use of aircraft in connection with aerial photography is subject to the aircraft exclusion in the policy. Camera or Photographic Equipment Stores shall be separately classified and rated. (16471) (4) Precision metal parts, use Other metal parts, use Plastic parts, use (5) Photographic Equipment Retail, use 59955, Rate Number 4, Rate 5. (6) This classification includes cameras, camera lenses, photographic enlarging equipment, projectors, light meters, developing tanks and mounting equipment. (57998) The following shall be separately classified and rated: Chemical manufacturing Photographic supplies manufacturing (7) This classification includes film and photographic paper. (57999) The following shall be separately classified and rated: Chemical manufacturing Photographic equipment manufacturing (8) Use This code applies only to enclosed buildings used for recreational purposes. For restaurants, snacks stands and other buildings, classify according to occupancy. (9) The following shall be separately classified and rated: Boats Refreshment stands Restaurants Basis of premium is each picnic ground. (46773) (10) C Rate 3. SBF, SBR Rate 2. (11) Contractors storage, use 0567 and CPP PMA C. Equipment in the open, use 1190 and CPP PMA C. Office, use 0702 and CPP PMA C or O. Vehicle storage or repair, refer to Automobile classifications. (12) The making of concrete piles at the job location or the pouring of concrete into hollow steel piles shall be classified and rated as Concrete Construction. (98413) (98415) (98414) (13) This classification includes the building of timber wharfs. (98414) (14) This classification applies when sonic method is the only pile driving method used by the insured at the job site. (98415) (15) If providing property coverage, chemicals must be stored in UL approved cabinets (16) Exclude aerial photography (17) Refer to theft guidelines (18) Refer to company (19) Attach Exclusion Injuries Caused By Animals SL 2 CCIS-p-r.Doc CCIS 168

169 Description CenCal Insurance Services ification Table Rate Pipes Or Tubes Mfg. Metal (1) Limit 15,000 s (12) Pipes Or Tubes Mfg. Plastic ,000 s (12) Plastering Or Stucco Work (2) ,000 p (13)(14)(15) Plastic Or Rubber Goods Mfg. Household Plastic Or Rubber Goods Mfg. Other Than Household Plastic Or Rubber Supply Goods Distributors (5) (5) (6) ,000 s NOC ,000 s NOC (12) (12) 4226 * s (12) Plumbing Commercial And Industrial (7) ,000 p (8) (9) Comments & Application Coding (u) Commercial Work Only (d1) (8) (9) (d1) Plumbing Fixtures Mfg. (11) ,000 s CCIS-p-r.Doc CCIS 169

170 ification Table (1) E and H Tubing or Hose Flexible Metal. ify according to kind of metal. (2) Contractors storage, use 0567 and CPP PMA C. Equipment in the open, use 1190 and CPP PMA C. Office, use 0702 and CPP PMA C or O. Vehicle storage or repair, refer to Automobile classification. (3) Noncombustible chemicals, use Combustible, free burning chemicals, use Rapid burning chemicals, use (4) This classification applies to the manufacturing of powder, liquid or resin. (58056) (5) Plastic, use Also refer to Rubber Manufacturing. (6) Plastic, use Also refer to Rubber Manufacturing. (7) Contractors storage, use 0563 and CPP PMA C. Office, use 0702 and CPP PMA C or O. Vehicle storage or repair, refer to Automobile classifications. (8) This classification includes: (98482) (98483) The installation, service or repair of sanitary gas, steam, hot water, pipe or other pipe fittings including building connections and gas or liquid fuel appliances The incidental sales of plumbing fixtures and supplies to be used in connection with the insured s installation, service or repair operations The following shall be separately classified and rated: Sales of appliances Installation, servicing and repair of heating systems or units or liquefied petroleum gas systems and piping Sales of fixtures and supplies which are not to be used in connection with the insured s installation, service or repair operations. (9) This classification also includes shops and display rooms. (98482) (10) This classification applies to insureds whose principal operations are in connection with 1-4 family dwellings. This classification also includes house connections, shop and display rooms. (98483) (11) Use This code applies to metal fixtures only. (12) Refer to company (13) Attach Pre Existing Damages Exclusion SL-63 (14) Attach Contractors Supplemental Application NAA-110 (15) Attach Residential Projects Exclusion EAA-148 CCIS-p-r.Doc CCIS 170

171 Description Plumbing Supplies And Fixtures Dealers And Distributors CenCal Insurance Services ification Table 0563 Rate Limit ,000 s (9) Plumbing Supplies Mfg. (2) ,000 s NOC (3) Precision And Scientific Tools And Instruments Retail Precision Metal Manufacturing Including Highly Polished Metal Sheets, Cameras, Photographic Equipment, Electrical Parts And Equipment (Other Than Motors) 0567 (10) Prefabricated Building Erection (11) (13) Prefabricated Building Mfg. (14) (13) (9) NOC (3) * * (19) (19) * * (19) 15,000 p (12)(20)(21) (22) 15,000 (18)(20)(21) (22) (12)(20) (21)(22) (18) (19)(20) (21)(22) Comments & Application Coding (u) (u) Commercial Work Only (d1) Commercial Work Only (d1) CCIS-p-r.Doc CCIS 171

172 ification Table (1) C Rate 3. (2) Use This code applies to metal fixtures only. (3) This classification includes the manufacture of irrigation equipment. Plumbing Fixtures Manufacturing shall be separately classified and rated. (58096) (4) This classification includes log processing. (58301) (5) Refer to Businessowners Office rates in CLM Division Nine Multiple Line Businessowners Policy Subdivision. (6) Refer to State Rates Section of CLM Division Five Fire and Allied Lines for Fire and CPP. (7) This classification includes all premises and operations. Personal and Advertising Injury are excluded. Use Exclusion Personal And Advertising Injury Endorsement CG Basis of premium is each campaign headquarters or office. (46822) (8) Retail BP 50741, BP Rate No. 2, BP Rate 5. Distributors BP 50721, BP Rate No. 1, BP Rate 2. No more than 25% of gross annual sales may be derived from retail operations and no more than 25% of the total floor area may be open to the public. (9) This classification includes the sale of irrigation equipment. (16527) (10) Use This classification also includes radios, TV s, phonographs and their parts, tubes, relays, transistors, scientific equipment, clocks, watches and jewelry. (11) Contractors storage, use 0567 and CCP PMA C. Equipment in the open, use 1190 and CPP PMA C. Office, use 0702 and CPP PMA C or O. Vehicle storage or repair, refer to Automobile classifications. (12) The following shall be separately classified and rated: (98502) Electric wiring Plumbing work Heating or cooling systems installation (13) E and H Excluding Electrical Equipment and Supplies and Heating and Plumbing Equipment and Supplies. (14) Metal, use Wood, use (15) Erection of prefabricated buildings shall be separately classified and rated. (58397) (16) Attach Exclusion Personal And Advertising Injury Endorsement BP (17) Attach Exclusion /Co operations Hazard CG-2104 CG2104 (18) Refer to company (19) Commercial buildings only (20) Attach Pre Existing Damages Exclusion SL-63 (21) Attach Contractors Supplemental Application NAA-110 (22) Attach Residential Projects Exclusion EAA-148 CCIS-p-r.Doc CCIS 172

173 Description Printers Or Electrotypers Supplies Distributors CenCal Insurance Services ification Table 0567 Rate Limit ,000 s Printing Not-For-Profit Only (1) ,000 s (2) (6) (7) Printing Other Than Not-For-Profit (1) ,000 s (2) (6) (7) Produce Handling Or Packing (3) (5) Professional And Trade Associations No Buildings Or Owned Or Leased Except As Offices Not-For- Profit Only Professional And Trade Associations No Buildings On Owned Or Leased Except As Offices Other Than Not-For-Profit Publishers Books Or Magazines Not-For-Profit Only Publishers Books Or Magazines Other Than Not-For-Profit Publishers Newspapers Not-For- Profit Only Publishers Newspapers Other Than Not-For-Profit * * ,000 s (4) ,000 t (6) (7) ,000 t (6) (7) ,000 s (6) (7) ,000 s (6) (7) ,000 s (6) (7) ,000 s (6) (7) Comments & Application Coding (4) (o) (o) CCIS-p-r.Doc CCIS 173

174 ification Table (1) Addressing, blueprinting and duplicating services, use Other printing services, use (2) Retail stores shall be separately classified and rated. (58409) (58408) (3) Packing or processing, use 2250 and CPP PMA IP. Storage, use 0532 and CPP PMA M unless sole occupant and over 15,000 sq. ft. then use 0432 and CPP PMA M. (4) This classification includes those risks which buy, pack, or otherwise prepare general produce for shipment or transportation but not caring for produce during transport. (16604) (5) C Rate 2. SBF, SBR Rate 2. (6) Personal and Advertising Injury are excluded. Use Exclusion Personal And Advertising Injury Endorsement CG The following shall be separately classified and rated: Activities conducted by the insured to which the public is admitted if an admission fee is charged by the insured. Buildings or premises, other than offices, owned by or rented to the insured, except premises owned or rented only for specified days for meeting purposes occupied by the insured for purposes other than meetings of members and guests Basis of premium is each member. (46882) (46881) (7) Attach Professional Liability Exclusion CG2116. CCIS-p-r.Doc CCIS 174

175 ification Table Description Racquet Sports And Handball Facilities Commercially Operated Radio Or TV Broadcasting Stations Not-For-Profit Only Radio Or TV Broadcasting Stations Other Than Not-For-Profit Radio, Television Or Sound System Mfg (1) 5135 (3) (1) Rate Limit ,000 s (8) 5135 (3) 2 (3) 2 (3) Real Estate Agents (17) (14) (4) 25,000 p (2) (6) (7) 25,000 p (2) (6) (7) ,000 (5) 5,000 p (10) (15) Real Estate Development Property NA 5310 NA t (11) (8) Real Estate Property Managed NA 5312 NA s (12) (8) Recording Studios 0832 (16) ) 15,000 a (13) Comments & Application Coding Non-Admitted Only Non-Admitted Only (k) CCIS-p-r.Doc CCIS 175

176 ification Table (1) Without stage and without scenery storage, use 0702 and CPP PMA O or S. With stage or scenery storage, use 0832 and CPP PMA S. Also refer to Communications Equipment. (2) For premium computation purposes include the payroll of all employees including salespersons and clerical. (98598) (98597) (3) E and H Radio Broadcasting Stations, use Rate 1, Limit $5,000. (4) Electronic components, use Metal parts, heavy, use Metal parts, light, use Plastic parts, use (5) Refer to the appropriate Communication or Recording Systems or Equipment Mfg. classification. (6) Attach Personal Injury and Advertising Injury Endorsement CG 2138 (7) Excluded Broadcasters E & 0 (8) Refer to company (9) Refer to State Rates Section of CLM Division Five Fire and Allied Lines for Fire and CPP. (10) This classification includes property listed with the insured for rent or sale and advertising signs thereon. owned, operated or managed by or in the care, custody or control of the insured for any purposes other than for use primarily as offices in conducting the named insured s general business and renting offices located in buildings managed by the insured shall be separately classified and rated. If the insured does not desire to obtain coverage for exposures assignable to the separately rated classification, Limitation Of Coverage Real Estate Operations Endorsement CG must be attached to the insured s policy. For premium computation purposes include the payroll of clerical employees and salesmen. (47050 (11) This classification applies solely to the existence and maintenance of property exclusive of buildings. It applies to land in any stage of active development. Active development includes site preparation work as well as actual construction activities. (12) This classification applies to property managed by Real Estate Agents or Property Managers. It does not apply to premises listed with the insured for rental or sale but not managed or owned by or rented to the insured. This classification provides excess coverage over any other valid or collectible insurance. Use Real Estate Property Managed Endorsement CG used for offices in the conduct of the named insured s business shall be separately classified and rated as Real Estate Agents. For premium computation purposes use only the receipts from buildings and premises managed by the insured. (47052) (13) This classification includes sound editing. Motion Picture Studios shall be separately classified and rated. (47103) (14) Records only, Rate 1, Limit $5,000. (15) Use Exclusion /Completed Operations Hazard CG2104 (16) Refer to Theft Guidelines. (17) Use 0702 and CPP PMA O. This classification applies to offices only. CCIS-p-r.Doc CCIS 176

177 ification Table Description Recreational Facilities (1) NOC Rectories 7130 Rate Limit * * * Comments & Application Coding (2) 8131 (2) 5,000 * (3) Refrigeration Equipment Mfg. * ,000 s (4) Refrigeration Equipment Dealers And Distributors Only Commercial Refrigeration Systems Or Equipment Dealers And Distributors And Installation, Servicing Or Repair Commercial (5) ,000 s (6) (7) ,000 p (8) (4) (6) Rendering Works No No No No (8) (d1) Renovating Outside Surfaces Of Buildings (16) (11) ,000 p (9)(12)(13) (14)(15) Commercial Work Only (d1) CCIS-p-r.Doc CCIS 177

178 ification Table (1) Use 0844 and CPP PMA S, for Billiard and Pool Halls, Ice Rinks, Stadiums, Amusement Parks, Bandstands, Fair Grounds and ball Parks. Also refer to Golf Courses, Clubs, Theaters, Bowling Lanes, Halls, Camps and Special Rates. (2) Refer to Convents or Monasteries. (3) Rectories are included in the governing classification. (4) This classification includes the manufacturing of ducts and piping. Installation, servicing or repair shall be separately classified and rated. (58663) (5) Use 0563 and CPP PMA M. For Contractors: Contractors storage, use 0563 and CPP PMA C. Equipment in the open, use 1190 and CPP PMA C. Office, use 0702 and CPP PMA C or O. Vehicle storage or repair, refer to Automobile classifications. (6) This classification applies to risks engaged in the sales of refrigeration equipment only. This classification includes the sales of ducts and piping. (16705) This classification does not apply to risks engaged in: Sales and installation, servicing or repair Installation, servicing or repair only The sales of air conditioning equipment shall be separately classified and rated (7) Repair and service only, use 0922 and CPP PMA S. Sales and storage with or without repair, use 0563 and CPP PMA M. For Contractors: Contractors storage, use 0563 and CPP PMA C. Equipment in the open, use 1190 and CPP PMA C. Office, use 0702 and CPP PMA C or O. Vehicle storage or repair, refer to Automobile classifications. (8) This classification applies to risks engaged in: Sales and installation, servicing or repair of refrigeration systems or equipment Installation, servicing or repair of refrigeration systems or equipment only This classification includes: (98636) The sales and installation of ducts and piping Shop and display rooms (9) This classification applies to risks that exclusively renovate the outside surfaces of buildings for others. This classification does not apply to risks involved in actual construction or masonry work. (98640) (10) Wholesalers use BP Rate NO. 6 and Rate 2. (11) This classification does not apply to masonry work or actual construction work. (12) Refer to company work performed on buildings over three stories (13) Attach Pre Existing Damages Exclusion SL-63 (14) Attach Contractors Supplemental Application NAA-110 (15) Attach Residential Projects Exclusion EAA-148 (16) Contractors equipment storage, use 0567 and CPP PMA C. Equipment in the open, use 1190 and CPP PMA C. Office, use 0702 and CPP PMA C or O. Vehicle storage or repair, refer to Automobile classifications. CCIS-p-r.Doc CCIS 178

179 ification Table Description Rate Limit Rental Stores (8) s NOC (1) (8) Rental Stores Machinery Or Equipment Rented To Others On A Long-Term Basis Restaurants Operated By Concessionaires Not-For-Profit Only Restaurants Operated By Concessionaires Other Than Not-For- Profit Restaurants Refreshment Stands Or Drive-Ins With Tray Service Not-For- Profit Only Restaurants Refreshment Stands Or Drive-Ins With Tray Service Other Than Not-For-Profit Restaurants Self-Service Or Self- Ordering Including Cafeterias And Smorgasbords Not-For-Profit Only Restaurants Self-Service Or Self- Ordering Cafeterias & Smorgasbords Other Than Not-For-Profit (8) (3) (3) (3) (3) (3) (3) s (2) (8) (6) (6) (6) (6) (6) (6) 15,000 s (4) (5) (9) (190) 15,000 s (4) (5) (9) (10) 5,000 s (5) (7) (9) (10) 5,000 s (5) (7) (9) (10) 5,000 s (5) (9) (10) 5,000 s (5) (9) (10) Comments & Application Coding Non-Admitted Only (o) (p) Non-Admitted Only (o) (p) (4) (5) (9) (10) (n) (p)(q) (4) (5) (9) (10) (n) (p)(q) (5) (7) (9) (10) (5) (7) (9) (10) (5) (9) (10) (5) (9) (10) (n) (p)(q) (n) (p)(q) (n) (p)(q) (n) (p)(q) CCIS-p-r.Doc CCIS 179

180 ification Table (1) This classification applies to risks who rent a variety of items to the general public, predominantly on a short-term basis. Goods sold shall be separately classified and rated. (16722) (2) The following shall be separately classified and rated: (16723) Goods sold Contractors equipment rented to others (3) With Cooking, use Without Cooking, use (This classification includes sale of food products, including retail bakeries and beverages excluding alcoholic beverages). Also refer to Bars and Taverns. (4) This classification applies only to restaurants or cafeterias operated by concessionaires in industrial plants, office buildings or elsewhere used exclusively by employees and guests of the concern granting the concession. (16820 (16819) (5) Coverage applies to bodily injury or property damage arising out of the products hazard whether such bodily injury or property damage occurs on the insured s premises or elsewhere. Use /Completed Operations Hazard Redefined Endorsement CG (16820) (16819) (16822) (16821) (16824) (16823) (6) C Includes lunchroom or cafeterias excluding hotels. C Rate 4. SBF and SBR Includes hotels. SBF, SBR Rate 2. (7) This classification applies to risks having less than 500 square feet, or no seating. This classification includes restaurants which have no seating on their premises but share common seating with other restaurants. (16822) (16821) Risks that do any selling by means of hawkers or peddlers shall be classified and rated as Concessionaires. (8) Refer to company (9) Attach Assault And Battery exclusion SL 4 (10) Refer restaurants with entertainment or dancing. When considering property coverage, cooking surfaces such as grills and deep fat fryers must be protected by an automatic extinguishing system. CCIS-p-r.Doc CCIS 180

181 Description Restaurants With Sale Of Alcoholic Beverages less than 30% With Dance Floor Restaurants With Sale Of Alcoholic Beverages less than 30% Without Dance Floor Restaurants With Sales Of Alcoholic Beverages That Are Less Than 75% Of The Total Annual Receipts Of The Restaurants With Dance Floor Restaurants With Sales Of Alcoholic Beverages That Are Less Than 75% Of The Total Annual Receipts Of The Restaurants Without Dance Floor Restaurants With Sales Of Alcoholic Beverages That Are 75% Or More Of The Total Annual Receipts Of The Restaurants With Dance Floor Restaurants With Sales Of Alcoholic Beverages That Are 75% Or More Of The Total Annual Receipts Of The Restaurants Without Dance Floor CenCal Insurance Services ification Table (1) (1) Rate (7) (4) (1) (3) (1) (1) (1) (7) (3) (7) Limit 15,000 s (2) (5) (8) (9) 15,000 s (2) (5) (8) (9) 25,000 s (2) (5) (6) (8) (9) 15,000 s (2) (5) (6) (8) (9) 25,000 s (2) (5) (6) (8) (9) 15,000 s (2) (5) (6) (8) (9) (2) (5) (8) (9) (2) (5) (8) (9) (2) (5) (6) (8) (9) (2) (5) (6) (8) (9) (2) (5) (6) (8) (9) (2) (5) (6) (8) (9) Comments & Application Coding (n) (p)(q) (n) (p)(q) (n) (p)(q) (n) (p)(q) (n) (p)(q) (n) (p)(q) CCIS-p-r.Doc CCIS 181

182 ification Table (1) With Cooking, use Without Cooking, use (This classification includes sale of food products, including retail bakeries and beverages excluding alcoholic beverages). Also refer to Bars and Taverns. (2) Coverage applies to bodily injury or property damage arising out of the products hazard whether such bodily injury or property damage occurs on the insured s premises or elsewhere. Use /Completed Operations Hazard Redefined Endorsement CG (16813) (16814) (16815) (16816) (16817) (16818) (3) C Rate 5. SBF, SBR Rate 3. (4) C Includes lunchroom or cafeterias excluding hotels. C Rate 4. SBF and SBR Includes hotels. SBF, SBR Rate 2. (5) Nightclubs, cabarets or discotheques or other similar establishments shall be separately classified and rated. (16813) (16814) (16815) (16816) (16817) (16818) (6) This classification includes bars, restaurants, beer pubs or taverns with or without entertainment. This classification also includes microbreweries, which sell their own products on their premises for consumption on their premises only. Microbreweries which sell their products for off premises consumption shall be classified and rated under the appropriate Beer, Ale or Malt Liquor Mfg. classification. (16815) (16816) (16817) (16818) (7) C Rate 4. SBF, SBR Rate 3. (8) Attach Assault And Battery exclusion SL 4 (9) Refer restaurants with entertainment or dancing. When considering property coverage, cooking surfaces such as grills and deep fat fryers must be protected by an automatic extinguishing system. CCIS-p-r.Doc CCIS 182

183 ification Table Description Rate Limit Roofing Commercial (1) ,000 p (2) Rubber Mfg. (2) (3) (4) ,000 s (6) (2) (9) Comments & Application Coding Non-Admitted Only (d1) (f) Non-Admitted On Rubber Stamp Mfg. Or Assembling (7) ,000 s (8) (8) CCIS-p-r.Doc CCIS 183

184 ification Table (1) Contractors storage or sales outlet, use 0567 and CPP PMA C. Equipment in the open, use 1190 and CPP PMA C. Office, use 0702 and CPP PMA C or O. Vehicle storage or repair, refer to Automobile classifications. (2) Refer to Write Up Section in Guidelines (3) Bulk Rubber Manufacturing. If low hazard (noncombustible), use 5000 and CPP PMA IP. If moderate hazard (combustible or free burning), use 5050 and CPP PMA IP. If high hazard (rapid burning), use 5100 and CPP PMA IP. (4) Manufacturing Rubber, use 5759 and CPP PMA IP. (5) Rubber tires, sales and/or storage, use 0512 and CPP PMA M. Crude rubber, heavy industrial goods and belts sales and/or storage, use 0511 and CPP PMA M. Other Rubber sales and/or storage, use 0567 and CPP PMA M. (6) The following shall be separately classified and rated: (58756) Manufacturing of finished rubber products Oil refining Gasoline recovery Acetyline gas manufacturing Alcohol manufacturing (7) Rubber stamp manufacturing, use 5659 and CPP PMA IP. (8) Manufacturing of frames, backs of handles shall be separately classified and rate. (58759) (9) Refer to company CCIS-p-r.Doc CCIS 184

185 Description Saddles, Harnesses Or Horses Furnishings Mfg. * CenCal Insurance Services ification Table Rate Limit ,000 s (8) Safes Or Safe Vaults Mfg ,000 s (1) Sail Making 2800 (5) ,000 s (2) Sales Or Service Organizations (3) ,000 p (4) (7) Salvage Operations (6) (6) No (6) (6) (6) (6) Comments & Application Coding (o) (d1) Sandblasting (6) 2350 (6) (6) (d1) Saw Mills Or Planing Mills (6) 3210 (6) (6) CCIS-s.Doc CCIS 185

186 (1) This classification includes servicing and repair. (58813) (2) This classification applies to shop operations only. (58822) (3) Use 0702 and CPP PMA O. This classification applies to offices only. Refer to the State Rates Section of the CLM Division Five Fire and Allied Lines. (4) This classification applies only to risks the majority of whose employees are chiefly engaged away from premises owned, rented or controlled by the insured as (1) salespersons, canvassers or (2) employees furnished at a charge to perform services for others, namely clerical office employees, collectors, messengers, draftspersons, auditors, accountants and models. For premium computation purposes, payroll is limited to such employees only. Do not include the payroll of employees engaged principally in inside activities at the insured premises. (47367) The following types of firms shall be separately classified and rated: Architectural Engineering Legal Medical Computer consulting Consulting (5) In Massachusetts, use 2805 (6) Refer to Company (7) Attach Professional Liability Exclusion (8) Attach Exclusion-/Completed Operations Hazard CG-2104 CenCal Insurance Services ification Table CCIS-s.Doc CCIS 186

187 Description CenCal Insurance Services ification Table Rate Limit Schools Not-For-Profit Only * * (2) (2) Schools Other Than Not For Profit * * (2) (2) Schools Colleges, Universities, Junior Colleges Or College Preparatory Not- For-Profit Only Schools Colleges, Universities, Junior Colleges Or College Preparatory Other Than Not-For-Profit (1) (1) (13) (14) (13) (14) 25,000 (2) (2) 25,000 (2) (2) Schools Correspondence (1) ,000 (2) (2) Comments & Application Coding Schools Private Elementary, Kindergarten Or Junior High Not- For-Profit Only Schools Private- Elementary, Kindergarten Or Junior High Other Than Not-For-Profit Schools Public Elementary, Kindergarten Or Junior High Schools Private High Not-For- Profit Only Schools Private High Other Than Not-For-Profit (3) (3) (3) (3) (3) (11) (12) (11) (12) (11 (12) (11 (12) (11) (12) 5,000 (2) (2) 5,000 (2) (2) 5,000 (2) (2) 15,000 (2) (2) 15,000 (2) (2) CCIS-s.Doc CCIS 187

188 ification Table (1) Commercial Trade School, use Other, use (2) Refer to company (3) Commercial Trade School, use Other, use CCIS-s.Doc CCIS 188

189 Description CenCal Insurance Services ification Table Rate Schools Public High (1) (9) (10) Schools Trade Or Vocational (1) (9) (10) Seed Merchants Excluding Erroneous Delivery, Error In Mixture And Germination Failure Seed Merchants Erroneous Delivery, Error In Mixture And Resulting Germination Failure Seed Merchants Erroneous Delivery, And Error In Mixture (Excluding Germination Failure) Limit 15,000 15, ,000 s (3) ,000 s (4) ,000 s (8) (2) (2) (2) (2) (3) (4) (8) Comments & Application Coding No Animal Feed No Animal Feed No Animal Feed Septic Tank Systems Cleaning (5) 5620 * p (d1) Septic Tank Systems Installation, Servicing, Or Repair (6) ,000 p (7) (7)(9) (10)(11) Commercial Work Only (d1) CCIS-s.Doc CCIS 189

190 ification Table (1) Commercial Trade School use code 0921 Other, use 1052 (2) Refer to company (3) Use Exclusion Erroneous Delivery Or Mixture And Resulting Failure Of Seed To Germinate Seed Merchants Endorsement CG (16890) (4) Use Seed Merchants Coverage For Erroneous Delivery Or Mixture And Resulting Failure Of Seed To Germinate Endorsement CG (16891) (5) Contractors storage, use 0567 and CPP PMA S. Equipment in the open, use 1190 and CPP PMA S. Office, use 0702 and CPP PMA S or O. Vehicle storage or repair, refer to Automobile classifications. (6) Contractors storage, use 0567 and CPP PMA C. Equipment in the open, use 1190 and CPP PMA C. Office, use 0702 and CPP PMA C or O. Vehicle storage or repair, refer to Automobile classifications. (7) This classification includes house connections, shop and display rooms. (98806) (8) Use Seed Merchants Coverage For Erroneous Delivery Or Mixture (Resulting Failure Of Seed To Germinate Not ) Endorsement CG (16892) (9) Attach Pre Existing Damage Exclusion SL-63 (10) Attach Contractors Supplemental Application NAA-110 (11) Attach Residential Projects Exclusion EAA-148 CCIS-s.Doc CCIS 190

191 Description Rate Limit CenCal Insurance Services ification Table Sewing Machines Mfg. Commercial (2)(3) ,000 s Sewing Machines Mfg. Household (2)(3) ,000 s Sheet Metal Work Outside (1) ,000 p (4) Sheet Metal Work Shop Only ,000 s (5) Ship Chandler Stores (6) 15, (4) s Comments & Application Coding Commercial Work Only (d1) (5) (d1) Shoe, Boot Or Slipper Mfg. * ,000 s Shoe Repair Shops (7) ,000 s (8) Shoe Stores (9) (10) Shopping Centers Blds. Or Not Occupied By Insured (LRO) Shopping Centers Indoor Malls Bldgs Or Not Occupied By Insured * * 15,000 s (11) a (12) 5310 (11) a (12) Siding Installation (13) ,000 p (15)(19)(20) (21) Sign Erection, Installation, Or Repair (16) ,000 p (17) Sign Mfg. Electrical * ,000 s (18) Other Than Electrical * ,000 s NOC (18) (o) (p) (8) (o) (p) (15)(19) (20)(21) (o) (p) (k) (p) (q) (r) (k) (p) (q) (r) Commercial Work Only (d1) (17) (d1) (18) (18) CCIS-s.Doc CCIS 191

192 (1) Contractors storage, use 0567 and CPP PMA C. Equipment in the open, use 1190 and CPP PMA C. Office, use 0702 and CPP PMA O or C. Vehicle storage or repair, refer to Automobile classifications. (2) Metal parts, use 6850 and CPP PMA IP. Precision parts, use 6900 and CPP PMA IP. Plastic parts, use 5500 and CPP PMA IP. (3) For sales outlets, storage buildings not on premises of manufacturer, use 0567 and CPP PMA M. (4) This classification includes incidental shop work. Roofing work shall be separately classified and rated. Duct work in connection with the installation of air conditioning or heating systems shall be separately classified and rated under the appropriate Air Conditioning or Heating Installation, servicing or repair classification. (98884) (5) This ification does not apply to risks which do outside sheet metal work. (58922) (6) C Rate 2. SBF, SBR Rate This footnote applies to Contents, Fire. (7) Use Shoe shine stands, use (8) This classification includes shoe shining and the sale of accessories. (18109) (9) No repair, use 0520 and CPP PMA M. With repair, use 0922 and CPP PMA M or S. (10) C-Rate 2. SBF, SBR Rate Grp 2, does not apply to Contents (11) ify according to type of risk CenCal Insurance Services ification Table (12) This classification does not apply to buildings or portions of buildings occupied by the insured for mercantile or office operations other than such premises which are incidental to the operation of the mall. For the purpose of this classification, a shopping center indoor mall must consist of at least 5 stores with a common indoor passageway between all stores. (67634) The following shall be separately classified and rated: Parking area Events or exhibitions at the mall sponsored or operated by the insured Buildings or premises occupied by the insured and not incidental to the operation of the mall. (13) Contractors storage (including wood siding), use 0567 and CPP PMA C. Equipment in the open, use 1190 and CPP PMA C. Office, use 0702 and CPP PMA C or O. Vehicle storage or repair, refer to Automobile classifications. (14) Contractors storage (including wood siding), use 0567 and CPP PMA C. Equipment in the open, use 1190 and CPP PMA C. Office, use 0702 and CPP PMA C or O. Vehicle storage or repair, refer to Automobile classifications. (15) Wood siding installation shall be separately classified and rated as Carpentry. (98967) (16) Contractors storage, use 0567 and CPP PMA C. Equipment in the open, use 1190 and CPP PMA C. Office, use 0702 and CPP PMA C or O. Sign painting, use 0922 and CPP PMA C. Woodworking repair, use 3959 and CPP PMA IP. Vehicle storage or repair, refer to Automobile classifications. (17) This classification includes shop operations. (98993) (18) Sign erection, installation or repair shall be separately classified and rated. (59057) (59058) (19) Attach Pre Existing Damage Exclusion SL-63 (20) Attach Contractors Supplemental Application NAA-110 (21) Attach Residential Projects Exclusion EAA-148 CCIS-s.Doc CCIS 192

193 ification Table Description Sign Painting Or Lettering Inside Of Buildings Sign Painting Or Lettering On Buildings Or Structures (1) (2) NA 5419 Rate (4) Limit 1 5,000 p (3) 5,000 p (3) Slate Splitting Or Slate Roofing Mfg. (5) ,000 s (6) (3) (d1) (3) (8) (d1) (7) Comments & Application Coding Non-Admitted Only (d1) Snow And Ice Removal Contractor (15) (15) (15) Non-Admitted Only (d1) Soap Box Derbies N/A (12) Social Gatherings + Meetings On Not Owned Or Operated By Insured Not-For-Profit Social Gatherings + Meetings On Not Owned Or Operated By Insured Other Than Not-For-Profit N/A N/A 8133 (14) 1 (13) 8133 * (12) 5,000 t (9) 5,000 t (10) t (10) Solar Energy Contractors (16) 2350 * p (11) (11) Non-Admitted Only Commercial Work Only (d1) CCIS-s.Doc CCIS 193

194 ification Table (1) Contractors storage: Paint, use 0570 and CPP PMA C. Other equipment, use 0567 and CPP PMA C. Equipment in the open, use 1190 and CPP PMA C. Office, use 0702 and CPPPMA C or O. Vehicle storage or repair, refer to Automobile classifications. (2) Shopwork, use 0922 and CPP PMA S. (3) This classification includes shop operations and the existence hazard of signs located away from the insured s premises. For spray painting operations, a property damage deductible of $ per claim applies. Use Deductible Liability Insurance Endorsement CG This is an N.P.D. classification with Advertising Sign Companies outdoor or Sign Erection or Repair. (99003) (99004) (4) Contents, Fire NA. (5) Use For quarrying, use For processing or manufacturing operations not part of a building, use (6) This classification includes quarrying. (59189) (7) Refer to company (8) Refer to company work performed if over 3 stories (99004) (9) Coverage does not apply to bodily injury and medical payments to participants in athletic contests sponsored by the insured. Use Exclusion Athletic Or Sports Participants Endorsement CG If coverage is desired, refer to company. Soap box derbies with seating arrangements shall be referred to company. (10) This classification includes concerts, dances, outings, picnics and theatrical performances. Social gatherings or meetings for periods of four days or more shall be referred to company. Basis of premium is each location. (48558) (48557) (11) This classification applies to all works including heating, cooling and power generation. (99080) The following shall be separately classified and rated: Insulation of buildings or dwelling Sales of solar heating/energy equipment (12) Contents, Fire NA. (13) Refer to the state Rates Section of the CLM Division Five Fire and Allied Lines. (14) This classification applies to Offices only. (15) Refer to Company. (16) Contractors Storage, use 0563 and CPP PMA C or O. Equipment in the open use code aa90 and CPP PMA C. Office use code 0702 and CPP PMA C or O. Vehicle Storage or repair refer to Automobile classifications. CCIS-s.Doc CCIS 194

195 ification Table Description Sporting Goods Or Athletic Equipment Distributors Sporting Goods Or Athletic Equipment Mfg. Sporting Goods Or Athletic Equipment Stores Stationery Or Paper Distributors 0566 * Rate (1) (2) (5) (1) (2) (5) (1) (2) (5) Limit 50,000 s (4) Comments & Application Coding 15,000 s (4) Non-Admitted Only 25,000 s (4) ,000 (3) (3) (o) (p) Stationery Or Paper Stores ,000 s (o) (p) Steel Work Or Wire Wool Mfg ,000 s (4) Stone Crushing (10) 2150 (10) (10) Stone Cutting Or Polishing (6) (8) Stores Food Or Drink Not-For- Profit-Only Stores Food Or Drink Other Than Not-For-Profit (9) (9) 5,000 s (7) 4451 * s NOC 4451 * s NOC (d1) (o) (p) (o) (p) CCIS-s.Doc CCIS 195

196 ification Table (1) SBF and SBR Rate 2. (2) C Rate 2. This footnote does not apply to Contents, Fire (3) Refer to Distributors no food or drink. (4) Refer to company (5) Refer to theft guidelines (6) Use For quarrying, use For processing or manufacturing operations not part of a building, use (7) The following shall be separately classified and rated: (59482) Quarrying Mining Stone cutting in quarries Gemstone cutting or polishing (8) Excluding gemstone cutting or polishing. (9) Use 0532 except if sole occupancy and over 15,000 sq. ft. in total floor area. Otherwise, use (10) Refer to Company CCIS-s.Doc CCIS 196

197 Description Stores No Food Or Drink Not-For- Profit-Only Stores No Food Or Drink Other- Than-Not-For-Profit CenCal Insurance Services ification Table Rate Limit 4530 * s NOC 4530 * s NOC Street Cleaning N/A N/A p (1) Streets, Roads, Highways, Or Bridges Existence And Maintenance Hazard Only Street Or Road Construction Or Reconstruction Street Or Road Paving Or Repaving, Surfacing Or Resurfacing Or Scraping N/A (3) (4) (3) (4) N/A t (2) (4) Comments & Application Coding (o) (p) (o) (p) Non-Admitted Only (d1) Non-Admitted Only 1 5,000 (4) (4) Non-Admitted Only (d1) 1 5,000 (4) (4) Non-Admitted Only (d1) Supermarkets (4) 4451 (4) (4) (o) (p) Surveyors Land Not Engaged In Actual Construction (5) ,000 p (6) Swimming Pools No No (8) No See Min Note Swimming Pool Servicing (5) ,000 p (9) (7) Syrups Or Molasses Refining, Blending, Or Mfg ,000 s (4) (d1) CCIS-s.Doc CCIS 197

198 ification Table (1) This classification includes snow removal from streets, highways or parking lots. (99303) (2) For the purpose of this classification: The existence hazard includes the existence of the following: Sidewalks, culverts, parking meters, traffic lights and signs, street benches and decorations, public refuse receptacles, safety Zone stanchions, light and telephone poles, trees, water hydrants, alarm boxes The maintenance hazard includes operations such as: Ditch cleaning, dragging, dust laying, dusting, erection or removal of snow fences, road markers, signs or guard rails, maintenance of guard rails and posts, oiling, patching, planting on right-of-way, removal of brush, repair or maintenance of culvert, road marking, snow removal, spraying and fumigating, spreading of gravel, street cleaning, street or road maintenance, street or road paving or repaving, surfacing or resurfacing or scraping, tarring or sanding, tree pruning, weed or grass cutting The following shall be separately classified and rated: New construction Toll bridges Drawbridges Basis of premium is each mile. (48727) (3) Contractors storage, use 0567 and CPP PMA C. Equipment in the open, use 1190 and CPP PMA C. Office, use 0702 and CPP PMA C or O. Vehicle storage or repair, refer to Automobile classifications. (4) Refer to company (5) Contractors storage, use 0567 and CPP PMA C. Equipment in the open, use 1190 and CPP PMA C. Office, use 0702 and CPP PMA C or O. Vehicle storage or repair, refer to Automobile classifications. (6) This classification applies to risks in the business of providing surveying services but not engaged in actual construction. Use Exclusion Engineers, Architect Or Surveyors Professional Liability Endorsement CG to exclude coverage for liability arising out of the insured s professional services. Draftsmen shall be separately classified and rated. This is an N.P.D. classification. If the insured is also engaged in actual construction and is assigned, in addition to this classification, to any other contracting classification(s) to reflect the exposure of the insured s construction operations, do not use Exclusion Engineers, Architects Or Surveyors Professional Liability Endorsement CG Refer to Rule 28.E. under Division Six General Liability of the CLM to exclude the insured s professional services. (99471) (7) Attach Exclusion /Completed Operations Hazard CG2104 (8) Acceptable but only when written in conjunction with other classes (i.e. hotels, motels or apartments. Minimum premium per pool $1500, if this price cannot be done in the admitted rating, must write non-admitted only. (9) This classification applies to risks engaged in routine maintenance of swimming pools, such as cleaning filters, vacuuming and maintaining proper ph level, but not involved in any major repair work. (99505) CCIS-s.Doc CCIS 198

199 Description CenCal Insurance Services ification Table Rate Limit Tailor Merchants Men Or Boys (1) 4480 * s Tailoring Or Dressmaking Establishments Custom (1) ,000 s (2) (2) Comments & Application Coding Tanning Animal Hides ,000 s Non-Admitted Only Taxidermists ,000 s Telecommunication Equipment Mfg ,000 s (9) (10) Telecommunication Equipment Providers (7) (8) Telecommunication Service Providers (7) (8) Telegraph Companies (7) (8) (3) 15,000 s (6) (8) 15,000 p (7) (8) 15,000 p (5) (13) No (8) (d1) CCIS-t-v.Doc CCIS 199

200 ification Table (1) With 10 employees or less engaged in custom alterations or custom tailoring of wearing apparel after sale to customer, use 0520 and CPP PMA M. Over 10 employees engaged in sewing or tailoring other than above, use 3009 and CPP PMA IP. (2) This classification includes tailoring, clothing alteration and repair work, pressing and spot cleaning of garment. Laundry or dry cleaning stores shall be separately classified and rated. (18507) (3) For Offices, refer to State Rates Section of CLM Division Five Fire and Allied Lines for Fire and CPP. (4) Office, use 0702 and CPP PMA O or S. Vehicle storage or repair, refer to Automobile classifications. Also refer to Communication Equipment for sales, storage or repair occupancies. (5) Telephone and telegraph line construction shall be separately classified and rated. For premium computation purposes include the payroll of outside salespersons, collectors, messengers and clerical. (99614) (6) This classification applies to risks that sell, service, repair or lease telecommunication devices, apparatus and equipment of all kinds. It also applies to risks that provide consulting services for others in reference to their specific needs on telecommunication equipment. Coverage for liability because of errors or omissions arising out of the insured s evaluation, consultation or advice provided to others is excluded. Use Exclusion Telecommunication Equipment Or Service Providers Errors And Omissions Endorsement CG (18575) (7) This classification applies to risks operating as a carrier or the supporter of telecommunication messages or information to others. The risk may be referred to as a telecommunication service vendor, aggregator, reseller, rebiller, etc. Operations include transmitting of customers local or long-distance calls through conventional, cable or optical wire or wireless communications, and paging, Faxing, answering or ID (identifying caller s name or number) services. Operations also include the installation of any equipment on customers premises which is essential for the insured to transmit local or longdistance calls for such customers and necessary wire connections. This classification applies to such risks whether or not the insured bills its customers directly or the billing is made by means of another telecommunication carrier. Coverage for liability because of errors or omissions arising out of the insured s evaluation, consultation or advice provided to others is excluded. Use Exclusion Telecommunication Equipment Or Service Providers Errors And Omissions Endorsement CG Telecommunication line construction (conventional, cable, or optical wire) or construction of relay stations, including towers or disc antennae or cell sites of all kinds for wireless telecommunication services, shall be separately classified and rated. (99600) (8) Refer to Company for quote. (9) This classification applies to risks engaged in the manufacturing of telecommunication products of all kinds including any telecommunication devices, equipment, accessories, apparatus and related parts. This classification includes installation, service or repair of telecommunication products sold to others by the insured. Leasing of such equipment either on a long term or short term basis is also included. (59695) (10) Attach Exclusion /Completed Operations Hazard CG-2104 CCIS-t-v.Doc CCIS 200

201 Description Telephone, Telegraph Or Cable Television Line Construction CenCal Insurance Services ification Table (1) (14) Teleproduction Studios 0921 (14) Television Or Radio Receiving Set (3) Installation Or Repair Rate (14) (14) (5) Limit 15,000 p (2) (14) 15,000 p (6) (14) 15,000 p (4) Television Picture Tube Mfg. * ,000 s (15) Tent Or Canopy Mfg ,000 s (7) Tent Or Canvas Goods Erection, Removal Or Repair Away From Shop Tents Or Canopies Loaned Or Rented To Others Textile Bleaching, Dyeing, Mercerizing, Printing, Finishing Or Silk Screening New Goods (8) (14) 1190 (14) (9) Textile Coating Or Impregnating 2800 (14) Textile Mfg. Impregnated Or Coated 2800 (14) Textile Mfg. Fabricated (12) (14) Textile Spinning, Weaving Or Knitting Mills 2800 (14) 5320 (14) ,000 p (14) 1 15,000 p (14) 3130 (11) s (10) (14) (d1) Comments & Application Coding (4) (o) (p) No (7) (14) (14) (14) (11) s (14) Non-Admitted Only (11) s (14) Non-Admitted Only (11) s (14) Non-Admitted Only (11) (14) s (13) (14) (14) Non-Admitted Only CCIS-t-v.Doc CCIS 201

202 ification Table (1) Constructors storage, use 0567 and CPP PMA C. Equipment in the open, use 1190 and CPP PMA C. Office, use 0702 and CPP PMA C or O. Vehicle storage or repair, refer to Automobile classifications. (2) This is an N.P.D. classification with Telephone or Telegraph Companies, Telecommunication Service Providers and Cable or Subscription Television Companies. (99613) (3) Use 0922 and CPP PMA S for repair only. Also refer to Communication Equipment. (4) This classification includes the erection of antennas. (99650) (5) SBF and SBR Service Rate 2. (6) This classification applies only to post production film to tape transfers, including video editing, computer graphics an character generation and broadcast standards conversion processing. (99620) This classification does not apply to: Motion picture production operations performed prior to the film to tape transfer. Such operations shall be classified and rated as Motion Pictures production studios or outside all operations prior to the development of negatives Development of negatives. Such operations shall be classified and rated as Motion Pictures development of negatives, printing and all subsequent operations Film distribution or exchange. Such operations shall be classified and rated as Motion Pictures film distribution or exchanges not located at motion picture studios (7) The following shall be separately classified and rated: (59713) The manufacturing of recreational or camping tents as Sporting Goods or Athletic Equipment Mfg.. Tents or canopy erection, repair or removal (8) Contractors storage, use 0567 and CPP PMA S. Equipment in the open, use 1190 and CPP PMA S. Office, use 0702 and CPP PMA O or S. Vehicle storage or repair, refer to Automobile classifications. (9) Printing and silk screening, use 4809 and CPP PMA S. Bleaching and dyeing, use 0911 and CPP PMA S. (10) Cleaning or dyeing of garments shall be separately classified and rated. (59722) (11) ify by type of fiber. (12) Wearing apparel, use Other, use (13) This classification includes incidental bleaching, dyeing, mercerizing or finishing. (59726) (14) Refer to Company for quote (15) Attach Exclusion /Completed Operations Hazard CG2104 CCIS-t-v.Doc CCIS 202

203 ification Table Description Rate Theaters Not-For-Profit Only (1) (2) Theaters Other Than Not-For-Profit Only (1) (2) Theaters Drive-In (3) (2) Theaters Motion Pictures (1) (2) Theatrical Companies Traveling NA No * (9) Ticket Agencies (2) (7) Tile, Stone, Marble, Mosaic Or Terrazzo Work Interior Construction (11) Limit 15,000 m NOC 15,000 m NOC 15,000 15,000 5,000 m (4) m p (5) a (8) ,000 p (12)(17)(18) (19) Tire Dealers (13) ,000 s (14) (15) (12)(17) (18)(19) (16) Comments & Application Coding (p) (q) (p) (q) (p) (q) (p) (q) (o) (p) Commercial Work Only (d1) Non-Admitted Only (o) (p) CCIS-t-v.Doc CCIS 203

204 ification Table (1) Use If motion pictures or television studios, use (2) C Rate 4 SBF, SBR Rate 3. (3) Use 0833 and CPP PMA S. This classification includes projection booths, speakers and screens. Other buildings and structures to be classified according to occupancy. (4) The following shall be separately classified and rated: Amusement devices Refreshment stands Where admission is charged per car and records are not available of the actual number of persons admitted, for premium computation purposes the number of cars shall be multiplied by 2.5 to obtain the number of admissions. (49181) (5) Operation at premises owned, leased or controlled by the insured or where the insured supervises seating arrangements or supplies ushers, ticket takers or ticket sellers, shall be separately classified and rated as Theaters. For premium computation purposes include the payroll of producers, musicians, entertainers and all other employees. (99718) (6) Refer to Businessowners Office rates of CLM Division Nine Multiple Line Businessowners Policy Subdivision. (7) Refer to State Rates Section of CLM Division Five Fire and Allied Lines for Fire and CPP. (8) This classification only applies to ticket agencies primarily selling tickets for sports and entertainment events. Travel ticket sales agencies shall be separately classified and rated. (68439) (9) Contents, Fire NA. (10) This classification includes preserving operations. (59738) (11) Contractors storage, use 0567 and CPP PMA C. Office, use 0702 and CPP PMA C or O. Equipment in the open, use 1190 and CPP PMA C. Sales outlets, use 0567 and CPP PMA M. Vehicle storage or repair, refer to Automobile classifications. (12) This classification includes incidental exterior work. Exterior construction work shall be separately classified and rated as Masonry. (99746) (13) Sales or storage, use 0512 and CPP PMA M. Tire changing, wheel alignment, use 0932 and CPP PMA S. (14) This classification includes repairing, vulcanizing and adjustment of tires to vehicles away from the premises of the insured. Coverage is included for the operation of automobiles on premises owned by, rented to or controlled by the named insured or the ways immediately adjoining, if such automobiles are not owned, rented or loaned to the named insured. Use Operation Of Customers Autos On Particular Endorsement CG (18616) (15) Retreading or recapping of aircraft tires shall be separately classified and rated. (49239) (16) Refer to company. (17) Attach Pre Existing Damages Exclusion SL-63 (18) Attach Contractors Supplemental Application NAA-110 (19) Attach Residential Projects Exclusion EAA-148 CCIS-t-v.Doc CCIS 204

205 Description Tobacco Stores CenCal Insurance Services ification Table Rate Limit ,000 (15) (1) s (14) Tool Mfg. Accessories (8) ,000 s NOC (9) (10) (13) Tool Mfg. Hand Type Not Powered (8) ,000 s (10) (13) Tool Mfg. Hand Type Powered (8) ,000 s (10) (13) Tool Mfg. Power Equipment Household Type Outdoor Or Workshop (8) ,000 s (10) (11) (13) No (13) (13) Comments & Application Coding Pers Prop-Basic Form Only (o) (p) Non-Admitted Only (u) Non-Admitted Only (u) (13) Non-Admitted Only (13) Non-Admitted Only CCIS-t-v.Doc CCIS 205

206 ification Table (1) C Rate 2. SBF, SBR Dealers Rate 2. (2) Unprocessed tobacco in cases or hogsheads exclusively, use Sales warehouses and rehandling or sorting with no drying or with drying other than by natural air method, use Warehouses other than above, use (3) Auction sales warehouses shall be separately classified and rated. (99760) (4) Basis of premium is per 1,000 vehicles crossing the toll bridge regardless of direction. (49292) (5) C Rate 2. (6) Not finished products. (7) Contents, Fire NA. (8) Use 6850 except for precision parts and plastic parts manufacturing. Precision parts manufacturing, use Plastic parts manufacturing, use (9) This classification applies to the manufacturing of dies, drill bits, fixture jigs, reamers, taps, etc. (59781) (10) This classification includes forging, trimming and machining. (59781) (59782) (59783) (59784) (11) Power Tool manufacturing not household type or hand type shall be separately classified and rated as Machinery or Machinery Parts Mfg.. (59784) (12) No more than 25% of gross annual sales may be derived from retail operations and no more than 25% of the total floor area may be open to the public. (13) Refer to Company (14) Attach Exclusion /Completed Operations Hazard CG-2104 (15) Refer to theft guidelines CCIS-t-v.Doc CCIS 206

207 Description CenCal Insurance Services ification Table Rate Limit Townhouses Or Similar Associations (1) ,000 u (15) (Association Risk Only) (15) (3) (2) (15) (16) (p) (q) Toy Distributors ,000 s (15) Toy Stores ,000 s (15) (o) (p) Comments & Application Coding Toys Or Games Mfg. * ,000 s (4) Travel Agency Tours (6) (15) Tree Pruning, Dusting, Spraying, (8) Repairing, Trimming Or Fumigating Truckers 5615 * t (7) (15) ,000 p (12) (16) (17) NA No * (13) p (10) (18) (19) (15) (15) (5) (15) Non-Admitted Only (d1) CCIS-t-v.Doc CCIS 207

208 ification Table (1) Refer to Apartments. (2) This classification applies to risks that meet the following qualifications: (a) The individual owners own a fee simple title to the unit, including the inside walls, outside walls and the land on which his or her unit sits. (b) The individual owner generally has an undivided interest in the common element of the project along with other unit owners. Common elements would include parking areas, recreational facilities, etc., but would not include the land on which each individual unit sits or the outer perimeter walls and common walls of each individual unit (c) The individual owner is generally responsible for repair and maintenance of the unit, both interior and exterior including the roof. The following shall be separately classified and rated: Swimming pools Bathing beaches Indoor parking This classification does not apply to condominium associations. Additional Insured, Use Additional Insured Townhouse Associations Endorsement CG (68500) (3) Excluding restaurant or drugstore operations, wines or liquors, use Rate 1, Limit $5,000. (4) This classification includes the manufacturing of dolls. Electronic games shall be separately classified and rated. (59790) (5) The following shall be separately classified and rated: (59798) Campers manufacturing Camper bodies or trailers manufacturing Mobile homes manufacturing (6) Travel Agency, use 0702 and CPP PMA O. (7) This classification applies to travel agencies which organize tours. Travel Agencies shall be separately classified and rated as Buildings or bank or office. Worldwide coverage is excluded. Use Amendment Travel Agency Tours (Limitation Of Coverage) Endorsement CG Basis of premium is per 1,000 passenger days. (49333) (8) Contractors storage, primarily chemicals, use 0570 and CPP PMA S. Other storage, use 0567 and CPP PMA S. Equipment in the open, use 1190 and CPP PMA S. Office, use 0702 and CPP PMA O or S. Vehicle storage or repair, refer to Automobile classifications. (9) This classification applies only to manufacturing or assembling of entire vehicles or major customizing. (59806) (10) Storage warehouse operations shall be separately classified and rated. For premium computation purposes include the payroll of terminal employees and garage or repair persons. The payroll of employees engaged in collection and delivery of merchandise on foot shall not be used in computing the premium. (99793) (11) This classification applies to all operations except blasting. Subway construction shall be separately classified and rated. (99798) (12) This classification includes stump grinding and removal. Coverage is included for herbicide/pesticide operations. Use Pesticide Or Herbicide Applicator Coverage Endorsement CG (99777) (13) Contents, Fire NA. (14) No more than 25% of gross annual sales may be derived from retail operations and no more than 25% of the total floor area may be open to the public. (15) Refer to company (16) Exclude D&O Professional Liability (17) Exclude Dusting, Spraying or Fumigating. Do not attach CG2264. (18) Attach Contractual Limitation Endorsement (19) Attach Total Auto Exclusion (20) Attach Exclusion /Completed Operations Hazard CG2104 CCIS-t-v.Doc CCIS 208

209 Description CenCal Insurance Services ification Table Rate Limit Umbrella Or Cane Mfg. * ,000 s Comments & Application Coding Upholstering ,000 p NOC Upholstering Shop Only ,000 p (1) Vacant Buildings Factories 1180 (8) (9) (10) (11) (12) Vacant Buildings Not Factories Not-For-Profit Only Vacant Buildings Not Factories Other Than Not- For-Profit Vacant Land Not-For-Profit Only Vacant Land Other Than Not- For-Profit Variety Stores Not-For-Profit Only Variety Stores Other Than Not-For-Profit 1180 (8) (9) (12) (11) (12) (13) (14) 1180 (9) (10) (11) (12) (13) (14) NA NA Vegetable Oil Mfg (15) N/A N/A N/A N/A a (2) (11) N/A a (2) (11) N/A a (2) (11) N/A N/A t (3) N/A N/A t (3) (5) (7) (5) (7) 3110 (15) 1 (6) 15,000 s (4) 15,000 s (4) 15,000 s NOC (15) (17) Non-Admitted Only (p) (q) Non-Admitted Only (p) (q) Non-Admitted Only (p) (q) (o) (p) (o) (p) CCIS-t-v.Doc CCIS 209

210 ification Table (1) This classification includes incidental furniture refinishing or repairing. (99827) (2) This classification applies to buildings which are entirely vacant (with or without occupancy by caretakers). It also applies to that portion of partially vacant buildings above the second floor level, provided that (1) all floors above the grade floor are vacant and (2) if there are any elevators in such buildings, all hoistway entrances above the second floor level are locked in such a manner as to deny access to floor landings. (68604) (68607) (68606) (3) This classification applies solely to the existence and maintenance of property exclusive of buildings. Property which is actively being developed shall be classified and rated as Real Estate Development Property. The following shall be also separately classified and rated: Vacant land used by persons other than the insured for business purposes Hunting preserves Basis of premium is each acre. (49452) (49451) (4) This classification is applicable to store locations which sell a variety of small wares such as stationery, giftware, toilet articles, light hardware, toys, housewares, confectionery, ready-to-wear clothing and accessories, etc. Sales are usually for cash without delivery services. Stores are sometimes distinguished by advertising price ranges of 54 to 104 or 54 to $1. Professional services are excluded. Use Exclusion Specified Therapeutic Or Cosmetic Services Endorsement CG Department or discount stores shall be separately classified and rated. (18912) (18911) (5) C Rate 4. SBF, SBR Rate 2. (6) E and H Excluding essential oils. (7) This classification is applicable to store locations which sell a variety of small wares such as stationery, giftware, toilet articles, light hardware, toys, housewares, confectionery, ready-to-wear clothing and accessories, etc. (8) Maximum property limit: $350,000. No contents. (9) Minimum monthly property rate.15/100 (10) Minimum policy premium = $500 (11) Six month maximum term (12) must be properly secured, adequately maintained. (13) Vacant dwelling owned by financial institutions, estates and trust are acceptable (14) Maximum property limit $150,000 (15) Refer to Company CCIS-t-v.Doc CCIS 210

211 Description Vegetable Oil Mfg. By Solvent Extraction CenCal Insurance Services ification Table (7) Rate (8) Limit 15,000 s Vending Machine Operations (1) ,000 s NOC (5) Vending Machine Operations Confection, Food, Beverage Or Ice (1) ,000 s (5) Comments & Application Coding No Crime on ATM s Vending Machines Mfg ,000 s Venetian Blinds Mfg. Or Assembling * ,000 s Veterinarian Or Veterinary Hospitals (2) (4) 25,000 p (3) (10) Video Stores ,000 s (o) (p) No CCIS-t-v.Doc CCIS 211

212 ification Table (1) Sales with or without storage, no repair, use 0563 and CPP PMA M. Repair, with or without sales or storage, use 0922 and CPP PMA S. Machines in the open, use 1190 and CPP PMA S. (2) Hospitals or Offices with no stabling or commercial boarding kennels in the building: Govt., use 0701 and CPP PMA 1. Other, use 0702 and CPP PMA O or S. Stabling or commercial boarding kennels in the building with or without hospital or office, use 0921 and CPP PMA S. (3) Professional services are excluded. Use Exclusion Professional Veterinarian Services Endorsement CG (4) E and H Including narcotics. If no narcotics Rate 2, Limit $5,000. (5) This classification applies to the ownership, maintenance and operation of vending machines located away from the insured s premises. (49617) (49618) (49619) (6) This classification applies to stores which primarily rent video tapes, disks or electronic game cartridges. (18920) This classification also includes the incidental sales of : New and used tapes, disks or game cartridges Prepackaged computer software Video equipment Packaged food or drinks and novelty items, such as collector cards, posters, magazines and tee-shirts The following shall be separately classified and rated: Sales of electronic equipment, other than video equipment, and computer Installation, service or repair of video or electronic equipment (7) If low hazard (non-combustible), use If moderate hazard (combustible or free burning), use If high hazard (Rapid Burning), use (8) E and H Excluding essential oils. (9) Veterinarians Offices only. Use 65721, Refer to Businessowners Office rates of Division Nine Multiple Line Businessowners Policy Subdivision. (10) Attach exclusion /Completed Operation Hazard CG2104 CCIS-t-v.Doc CCIS 212

213 ification Table Description Warehouse Cold Individual Storage Lockers Rate Limit (1) (14) Warehouse Cold Storage Public (3) (14) Warehouses Warehouses Occupied By Multiple Interests (Lessors Risk Only) Warehouses - Occupied By Single Interest (Lessors Risk Only) (14) (5) (6) (14) (5) (6) (14) (5) (6) Warehouses Mini-Warehouse (14) (5) (6) Warehouses Private Not-For- Profit Only Warehouses Private Other Than- Not-For-Profit Washing Machines Dryers Or Ironers Coin Meter Type (14) (12) (14) (12) * (14) 4930 (14) 4930 (14) 4930 (14) 5310 (14) 5310 (14) 4930 * 4930 * ,000 s (2) (15) (16) 2 5,000 p (14) (15) (16) * p NOC (7) (15) (16) * a (8) (15) (16) * a (15) (16) 2 (9) 5,000 s (2) (9) (15) (16) a (10) (15) (16) a (10) (15) (16) ,000 s (13) No No No No No No No No Comments & Application Coding (k) (p) (q) (k) (p) (q) CCIS-w-z.Doc CCIS 213

214 ification Table (1) If sole occupant and over 15,000 sq. ft., use 0432 and CPP PMA M. Otherwise, use 0532 and CPP PMA M. Also refer to Warehouses. (2) Property entrusted to the insured is excluded. Use Exclusion Property Entrusted Endorsement CG (49763) (18991) (3) Use 1230 and CPP PMA M or S. Also refer to Warehouses private. (4) Portions of premises used for individual cold storage lockers shall be separately classified and rated. (99917) (5) On the premises of manufacturing occupancies, code the same as main building and use CPP PMA IP, except Whiskey and Liquor Warehouses in connection with Distilleries, use 1450 and CPP PMA M. (6) Public Warehouses (occupancies used for the storage of general merchandise where the warehouseman acts as bailee for the general public), code as follows: (a) Cold storage, use 1230 and CPP PMA M or S. (b) Warehouses with household furniture but with no storage of fibers, oils, petroleum products, rags, fireworks, matches or explosives, use 1220 and CPP PMA M or S. (c) Freight terminals, freight depots, including airport, railroad, truck, transfer stations, etc., use 1211 and CPP PMA M or S. (d) Mini-warehousing of personal property, use 1213 and CPP PMA M or S. (e) Public Warehousing other than above, use 1212 and CPP PMA M or S. (f) Storage buildings not mentioned above, classify according to merchandise stored. (7) This classification includes packing or handling household goods away from insured s premises. (99938) The following shall be separately classified and rated: Private warehouse Cold storage warehouses (8) This classification applies to buildings occupied entirely by interests other than the insured for warehousing purposes exclusively or to premises leased to others in buildings occupied exclusively for warehousing purposes by the insured and others. (68702) (9) This classification applies to warehouse operators leasing individual storage compartments within a building. (18991) (10) This classification applies to buildings or premises used exclusively for storage purposes by the insured. Private warehouse buildings or premises other than wharf and waterfront property whether or not located on the insured s premises must be assigned to the applicable governing classification if the governing classification is rated on a payroll or gross sales basis. (68707) (68706) (11) If eligible, use and Rate Number of principal occupancy. (12) See appropriate classification according to the type or character of the material stored or the associated occupancy. (13) This classification applies to the ownership, maintenance and operation of washing machines located away from the insured premises. Property damage coverage excludes injury or destruction of laundry. Use Exclusion Laundry And Dry Cleaning Damage Endorsement CG Self-service laundries shall be separately classified and rated. (19007) (14) Refer to company (15) Exclude storage of hazardous materials (16) Attach - Exclusion /Completed Operation Hazard CG2104 CCIS-w-z.Doc CCIS 214

215 Description CenCal Insurance Services ification Table Rate Watch Or Watch Case Mfg. (3) (4) Limit 25,000 s Water Bottling - In Siphons ,000 s (16) Water Bottling Spring Or Well Not ,000 s (16) Sparkling Or Carbonated Water Bottling Spring Or Well ,000 s (16) Sparkling Or Carbonated Water Companies (16) (16) (16) Water Mains Or Connections Construction Water Softening Equipment Installation, Servicing Or Repair Water Softening Equipment Rented To Others Waterproofing (16) (16) (16) (d1) (12) (14) (16) (10) Waterproofing By Pressure Apparatus (16) (10) Waterproofing By Trowel Exterior (16) (10) ,000 p (13) * 5320 s (15) ,000 (16)(17)(18) (19) NOC ,000 (16)(17)(18) (19) ,000 (16)(17)(18) (19) (16)(17) (18)(19) (16)(17) (18)(19) (16)(17) (18)(19) Comments & Application Coding Commercial Work Only (d1) Commercial Work Only (d1) Commercial Work Only (d1) CCIS-w-z.Doc CCIS 215

216 ification Table (1) Use 1400 and CPP PMA M or S. Also refer to Junk Dealers, Recycling Collection Centers and Sewage Treatment Plants. (2) ify by type of materials. (3) Use 6900 for watches only. ify watch cases according to material used. (4) E, H Watches, including cases, and movements. Include importers and distributors. Dealers and Stores, see jewelry. (5) Use 0701 and CPP PMA 1 for office only. ify other buildings according to occupancy. Also refer to Water Treatment Plants. (6) Refer to Businessowners Office rates of CLM Division Nine Multiple Lines Businessowners Policy Subdivision. (7) This classification includes maintenance of water mains or connections. This classification excludes injury or damage resulting from a failure to supply. Use Exclusion Failure To Supply Endorsement CG The following shall be separately classified and rated: Existence hazard of dams, reservoirs, dikes and levees Installation, servicing or repair of appliance Construction of aqueducts, buildings, dams and reservoirs Store operations Fixtures or appliances rented to others For premium computation purposes include the payroll of outside salespersons, collectors and meter readers. (99943) (8) Refer to State Rates Section of CLM Division Five Fire and Allied Lines for Fire and CPP. (9) Contents, Fire NA. (10) Contractors storage, use 0567 and CPP PMA C. Equipment in the open, use 1190 and CPP PMA C. Office, use 0702 and CPP PMA C or O. Vehicle storage or repair, refer to Automobile classifications. (11) This is an N.P.D. classification with Water Companies. All tunneling other than at street crossings shall be separately classified and rated. (99946) (12) Sales and/or storage, no repair, use 0567 and CPP PMA M. Repair, with or without sales or storage, use 0922 and CPP PMA S. Vehicle storage or repair, refer to Automobile classifications. (13) This classification includes: (99948) Incidental plumbing Sales of water softening equipment to be used in connection with the insured s installation, service or repair operations The following shall be separately classified and rated: Sales of water softening chemicals Sales of Water Softening Equipment which is not to be used in connection with the insured s installation, service or repair operations, as Plumbing Supplies and Fixtures Dealers and Distributors (14) Contractors storage, use 0567 and CPP PMA S. Equipment in the open, use 1190 and CPP PMA S. Office, Use 0702 and CPP PMA O or S. Vehicle storage or repair, refer to Automobile classifications. (15) Installation, servicing or repair shall be separately classified and rated. (19051) (16) Refer to company (17) Attach Pre Existing Damages Exclusion SL-63 (18) Attach Contractors Supplemental Application NAA-110 (19) Attach Residential Projects Exclusion EAA-148 CCIS-w-z.Doc CCIS 216

217 ification Table Description Waterproofing By Trowel Interior Or Insulation Work (1l) (1) 2350 Rate Wax Or Wax Mfg (4) Wax, Wax, Or Polish Mfg Floor Limit 1 5,000 p (11)(12)(13) (14) ,000 s NOC (4) (11)(12) (13)(14) (11) ,000 s (11) Welding Or Cutting (6) ,000 p (7) (11) Comments & Application Coding Commercial Work Only (d1) (d1) CCIS-w-z.Doc CCIS 217

218 ification Table (1) Contractors storage, use 0567 and CPP PMA C. Equipment in the open, use 1190 and CPP PMA C. Office, use 0702 and CPP PMA C or O. Vehicle storage or repair, refer to Automobile classifications. (2) Water Treatment Plants, pumping stations, water tanks and auxiliary building, use 1070 and CPP PMA 1. Water life pumps enclosed (not in buildings) or open, use 1190 and CPP PMA*. (3) Refer to Water Companies classification. (4) This classification includes shoe, stove, harness, furniture, automobile or metal wax, polish or dressing. Candle manufacturing shall be separately classified and rated. (59931) (5) This classification includes mending or repacking of damaged containers. Warehouse operations shall be separately classified and rated. (99963) (6) Welding shops, use 6850 and CPP PMA IP or S. Contractors equipment storage, use 0567 and CPP PMA C (including incidental welding). Equipment in the open, use 1190 and CPP PMA C. Office, use 0702 and CPP PMA C or O. Vehicle storage or repair, refer to Automobile classifications. (7) This is an N.P.D. classification except for the following: (99969) Work under air pressure shall be separately classified and rated as Caisson Work Work in connection with demolition jobs shall be separately classified and rated as Wrecking Work in connection with the erection of iron or steel frame structures or bridges shall be separately classified and rated (8) Use 1200 and CPP PMA M or S. Docks Commercial marinas, use 1190 and CPP PMA S. (9) Stevedoring, freight handling and work not directly involved in the operation of the premises as wharf and waterfront property, performed by or for the insured, shall be separately classified and rated. For premium computation purposes, area includes the entire area of the premises used for purposes of offices, receiving and shipping baggage and freight or accommodating passengers. Other areas shall be separately classified and rated. (49800) (49802) (49801) (49803) (10) The following shall be separately classified and rated: (59941) Automobile wheels Aircraft wheels Railroad wheels (11) Refer to company (12) Attach Pre Existing Damages Exclusion SL-63 (13) Attach Contractors Supplemental Application NAA-110 (14) Attach Residential Projects Exclusion EAA-148 CCIS-w-z.Doc CCIS 218

219 Description Wicker, Rattan, Willow Or Twisted Fiber Mfg. CenCal Insurance Services ification Table (1) Wigs Or Hair Pieces Mfg. (3) 3395 Window Cleaning (5) (14) 5617 Window Decorating (6) * 5617 Rate Limit ,000 s (13) (2) 3 15,000 s (13) 1 5,000 p (14) (d1) s (d1) Wine Mfg. Sparkling ,000 s (13) (7) Wine Mfg. Still ,000 s (13) (7) Wire Cloth Mfg (8) s (13) Wire Drawing (8) s (13) (9) Wire Goods Mfg (8) s (13) NOC Wire Rope Or Cable Mfg. Metal (13) 3320 (13) No Comments & Application Coding CCIS-w-z.Doc CCIS 219

220 ification Table (1) Manufacturing, use 3959 and CPP PMA IP. Sales outlets, use 0567 and CPP PMA M. (2) This classification includes upholstering. (59947) (3) Manufacturing, use 2800 and CPP PMA IP. Sales outlets, use 0570 and CPP PMA M. (4) Wigs, retail, use 59993, Rate Number 3, Rate 4. (5) Contractors storage, use 0567 and CPP PMA C. Equipment in the open, use 1190 and CPP PMA C. Office, use 0702 and CPP PMA C or O. Vehicle storage or repair, refer to Automobile classifications. (6) Sales and/or storage, use 0567 and CPP PMA M. Office, use 0702 and CPP PMA M or O. (7) C Rate 2. SBF, SBR Rate 3. (8) Refer to Metal Goods Mfg.. (9) Wire rope or cable manufacturing shall be separately classified and rated. (59973) (10) This classification includes wire drawing. Electrical cable manufacturing shall be separately classified and rated. (59977) (11) This classification includes yard or incidental woodworking operations. Saw or planing mills shall be separately classified and rated. (59984) (12) Excluding Electrical wire and cable. (13) Refer to company (14) Refer to company if over 3 stories CCIS-w-z.Doc CCIS 220

221 Description CenCal Insurance Services ification Table Rate Limit Wood Mfg. (8) 3210 (8) (8) Wood Turned Mfg. (8) 3210 (8) (8) Wool Pulling ,000 s (8) Comments & Application Coding CCIS-w-z.Doc CCIS 221

222 ification Table (1) Charcoal manufacturing, use 5000 and CPP PMA IP. Excelsior mills, use 3809 and CPP PMA IP. Plywood, laminated wood, veneer manufacturing, wood floor mills and wood preserving plants, use 3809 and CPP PMA IP. Other Wood Mfg. NOC, use 3959 and CPP PMA IP. Storage buildings on premises, code the same as the manufacturer and CPP PMA IP. (2) Wood products NOC Retail, use 50943, Rate number 4, Rate 1. (3) This classification includes woodenware. (59986) (4) Contractors storage, use 0567 and CPP PMA C. Equipment in the open, use 1190 and CPP PMA C. Office, use 0702 and CPP PMA C or O. Vehicle storage or repair, refer to Automobile classifications. See also Junk Dealers and Recycling Collection Centers. (5) The sale of salvaged merchandise shall be separately classified and rated. (99986) (99987) (99988) (6) For premium computation purposes include the payroll of clerical at the site of wrecking and salespersons. (99986) (7) This classification includes salvage operations. (99988) (8) Refer to company CCIS-w-z.Doc CCIS 222

223 ification Table Description Rate Limit Comments & Application Coding THERE ARE NO X CLASSIFICATIONS AT THIS TIME. CCIS-w-z.Doc CCIS 223

224 Description CenCal Insurance Services ification Table Rate YMCA, YWCA Or Similar Institutions (5) Youth Recreation Programs Not-For- Profit-Only Youth Recreation Programs Other- Than-Not-For-Profit (5) (7) (5) (7) Limit 5,000 Comments & Application Coding (8) (8) Non-Admitted Only 5,000 (8) (8) Non-Admitted Only 5,000 (8) (8) Non-Admitted Only CCIS-w-z.Doc CCIS 224

225 ification Table (1) Building Supply Yards, Lumber Yards, Coal Yards, use 1650 and CPP PMA M or S. Mill Yards, use 1700 and CPP PMA IP. Cotton and Cotton Seed Storage Yards, use 1300 and CPP PMA M or S. Waste and Reclaiming Material Yards, use 1400 and CPP PMA M or S. Other Yard Storage including property in the open, use 1190 and CPP PMA*. (2) in the governing classification. (3) ify according to type of material. (4) Professional services are excluded. Use Exclusion Specified Therapeutic Or Cosmetic Services Endorsement CG (49870) The following shall be separately classified and rated: Athletic games away from insured s premises Amusement devices Camps Restaurants (5) C Rate 3. SBF, SBR Rate 2. (6) Athletic Programs amateur shall be separately classified and rated. Basis of premium is each registrant. (49891) (49890) (7) Excluding narcotics. Rate 1, Limit $5,000. (8) Refer to company CCIS-w-z.Doc CCIS 225

226 ification Table Description Rate Zoos Not-For-Profit-Only (1) (3) (4) Zoos Other Than Not-For-Profit (1) (3) (4) Limit 15,000 15,000 t+ (5) t+ (5) Comments & Application Coding CCIS-w-z.Doc CCIS 226

227 ification Table (1) Use 0844 and CPP PMA S. Animal shelters and other buildings to be classified according to occupancy. (2) The following shall be separately classified and rated: Amusement devices Restaurants Basis of premium is each zoo. (49903) (49902) (3) C Rate 3. SBF, SBR Rate 2. (4) Excluding narcotics. Rate 1, Limit $5,000. (5) Refer to company CCIS-w-z.Doc CCIS 227