Don t lose out if someone has an accident.

Transcription

1 Don t lose out if someone has an accident. Accident Insurance.

2 Everything is getting simpler now. With Sympany. Sympany. The fresh and different insurance company. Sympany is the first insurance company in Switzerland to provide optimal insurance cover that is no more complicated than it has to be. With individual solutions for specific customer groups, Sympany guarantees made-to-measure protection and rapid, unbureaucratic assistance. Irre spective of the type of coverage for companies, associations and private individuals. 2

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4 Accident insurance in accordance with UVG. With Sympany, you protect your employees as required by law. The mandatory accident insurance from Sympany. All employees in Switzerland are legally bound to have accident insurance. In addition, all employees who work for more than eight hours a week with one employer must be covered for non-work-related accidents as well. The mandatory accident insurance from Sympany provides you and your employees with the security and protection required by law: in the event of an accident, it covers the loss of earnings as well as pension and nursing care benefits. Self-employed people have the possibility to voluntarily insure themselves and their family members. The following benefits are insured by Sympany: Salaries up to the UVG maximum Continuation of salary payments (80 per cent) from day three Medical treatment and hospital stays in the general ward (no cost sharing) Pension payouts in the case of disability or death Compensation for loss of bodily functions, depending on the extent of the damage Compensation for helplessness, depending on the extent Redundancy insurance: continued insurance for six months after cessation of the employment relationship 4

5 Particular benefits for SMEs and partnerships. Guaranteed security from one source Regional customer care officers at your disposal for competent advice and problem solving Legal requirements will be fully complied with Individual advice Combination discounts Minimised administrative costs thanks to our electronic absence management tool (Sunet), which enables all claims to be quickly recorded electronically in a range of languages and transmitted to Sympany Our plus factors for national and international companies. Low administrative costs thanks to a centralised organisation and short lines of communication Multilingual customer care (German, French, Italian, English) ensured by a central and personal team Integral Care Management for prevention of accidents as well as accompanied rehabilitation and reintegration of employees who suffered an accident Electronic interface/connection to your HRM systems for simple claims processing «Experience-based tariffs», discounts for payroll totals and combinations 5

6 Supplementary accident insurance. How you can give even more protection to your employees. 100% salary 80% salary Supplementary accident insurance Accident insurance (in accordance with UVG) Day 1 Day 3 Day 730 Supplementary accident insurance allows you to provide for cases that are not covered by statutory accident insurance. Supplementary accident insurance from Sympany. Sympany offers additional insurance protection because there are a large number of cases that are not covered by statutory accident insurance. This supplementary accident insurance extends the coverage provided by mandatory accident insurance in complete accordance with your needs, and is particularly suitable for those employees with salaries above the UVG maximum. The following benefits are insured by Sympany: Daily allowance for the first two days after an accident Cover for loss of earnings extended to 100 per cent Worldwide treatment and hospital stays in the private ward Salaries above the UVG maximum Lump sums payable at death and disability Coverage for statutory reductions and special risks pursuant to UVG 6

7 Particular benefits for SMEs and partnerships. Closing of insurance gaps for high-earners and executives Regional customer care officers at your disposal for competent advice and problem solving Minimised administrative costs thanks to our electronic absence management tool (Sunet), which enables all cases to be quickly recorded electronically in a range of lan guages and transmitted to Sympany Benefits for national and international companies. Multilingual customer care (German, French, Italian, English) ensured by a central and personal team Low administrative costs thanks to centralised organisation and short lines of communication «Experience-based tariffs», discounts for payroll totals and combinations 7

8 2005/0/e/01.12 Telephone