Aon s insurer partners?

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1 Want to know more about Aon s insurer partners? A guide to Aon s Defigo Business Insurer Panel Six insurers providing greater choice and quality cover

2 Aon is delighted to be able to offer you our Defigo Business Insurance policy. The policies have been designed to meet the business insurance needs of Australian small to medium businesses. To do this we have partnered with a number of reputable and quality insurers who: meet Aon s stringent Market Security Requirements; offer a good blend of quality cover and price, and provide cover across regional, capital city and rural Australia. In choosing an insurer, you will likely consider a number of factors Aon s recommendation regarding your insurance needs, insurers reputations, claims experience, price and your own situation. To assist you in this decision, we have provided this brochure where each of our panel of insurers has provided an outline of their services.

3 Allianz Australia Limited (Allianz) is a part of the worldwide Allianz Group, one of the world s largest insurance providers. Servicing more than two million customers in Australia and New Zealand, Allianz offers a unique blend of global insight and local knowledge. A trusted partner and insurer of choice for many Australian consumers and business partners, Allianz prides itself on understanding its business customers. With a 24 hour claims service, Allianz is responsive to the needs of businesses. In 2009, Allianz processed 220,000 property and motor vehicle claims and paid $1.4 billion. In July 2009 Allianz was named General Insurance Company of the Year at the Australia and New Zealand Insurance Industry Awards in recognition for its customer focus, innovation, market growth and strong financial performance. Our commitment to continuously improve our product offerings and implement sustainable work practices, saw Allianz achieve an excellent rating of 79% with the 2009 Dow Jones Sustainability Index (DJSI) Rating. on Allianz please visit their website allianz.com.au alternatively read the specific policy details in your correspondence.

4 Why choose CGU? CGU has been protecting the Australian way of life for almost 150 years by providing a comprehensive range of market-leading products that encompass commercial, rural, personal and workers compensation insurance needs. CGU is one of Australia s largest intermediary-based insurers, and a proud partner of Aon. We know that you, our customer, is the foundation of our business. We offer high-quality policies that can be tailored to your insurance requirements, so you can choose the cover that s right for you, and only pay for what you need. If you re making an insurance claim, chances are you ve already been through a stressful incident. We ve made the claims process simple and hassle-free to help resolve your claim quickly. This value for money approach and dedication to promptly paying valid claims, provides you with security that your most important assets are properly protected. That s how We put the You in CGU. on CGU please visit their website cgu.com.au alternatively read the specific policy details in your correspondence.

5 Chartis has proudly provided innovative risk management solutions to Australian businesses and individuals since 1957, including approximately 70% of ASX 200 companies. Whether your business is large or small, you can be sure you have a dedicated partner in Chartis. We will take on your challenges as if they were our own, drawing on our local expertise combined with over 90 years global experience and the most extensive property-casualty insurance network of any insurer. Behind each policy is our commitment to deliver prompt claims service that meets your unique needs, whenever and wherever a loss occurs. Our ability to answer customers insurance needs today while anticipating tomorrow s, allows more than 40 million clients, in over 160 countries and jurisdictions, to confidently pursue a secure course towards their goals. We can do the same for your business. on Chartis please visit their website chartisinsurance.com.au alternatively read the specific policy details in your correspondence.

6 QBE has been providing peace of mind to Australians for 125 years. Our offices span each state and territory in Australia, and nearly 50 countries worldwide all supported by the financial security of being Australia s largest international insurance and reinsurance group. Over the years, we have been the proud recipient of our industry s highest accolades, including the National Insurance Brokers Association s award for General Insurer of the Year for nine consecutive years. Today we deliver a broad competitive product range, high levels of service, and a degree of flexibility our competitors find difficult to match. Our enviable reputation is a reflection of the dedication of our people and the close working relationships we enjoy with all our partners. Together, we look forward to being able to meet your needs and becoming your first choice for insurance. on QBE please visit their website qbe.com.au alternatively read the specific policy details in your correspondence.

7 Strength, stability, understanding and experience. That s what you look for in an insurer. Vero has origins dating back over 180 years, and a long history of helping Australian businesses and individuals with their insurance needs. Today, we re one of Australia s largest and most successful intermediated general insurance companies. But that s not all. Our expertise allows us to understand the risks you face which means we deliver superior risk solutions and more efficient responses to enquiries, quotes and claims. At Vero, we re committed to providing insurance solutions and service two things that are important to you and the success of your business. So you can expect: expertise in underwriting responsive and streamlined claims services, and products and services designed for you and your needs. We know that you expect more from your insurer. With our strength, size, experience and range of insurance products, we are in a great position to exceed your expectations. on Vero please visit their website vero.com.au alternatively read the specific policy details in your correspondence.

8 Zurich Financial Services Australia Limited (Zurich Australia), a member of the Swiss-based worldwide Zurich Financial Services Group, is the only global financial services company operating in Australia under a single brand in the core business lines of general insurance, life risk, investment and superannuation solutions. Serving customers for 135 years and operating in over 170 countries, we employ over 60,000 people including approximately 1300 people in Australia and New Zealand. Our general insurance business reputation has been built on strong risk management, security and an intermediarybased distribution strategy. We offer insurance packages and business risk solutions to small to medium-sized enterprises, large corporations and multinational companies. Our products include business insurance, commercial motor (including fleet), industrial special risks, liability, financial lines, accident & health, engineering and marine. Add to the mix our enviable reputation in claims services and you have the total solution for all your business and commercial motor insurance needs. on Zurich please visit their website zurich.com.au Alternatively read the specific policy details in your correspondence.

9 This brochure is intended to provide general information about our Defigo Business Insurer Panel as at the date of printing and contains information prepared by panel members. It should not be relied on as advice (personal or otherwise). Aon takes no responsibility for any inaccuracies, errors or omissions and if necessary, readers should obtain their own specific professional advice in relation to any information set out in this brochure. Aon Risk Services Australia Limited ABN AFSL No Level 33 Aon Tower 201 Kent street Sydney NSW 2000 aon.com.au Aon is a leading provider of risk management services, insurance and reinsurance broking, financial planning and employee benefit and risk solutions. Aon professionals meet the diverse and varied needs of our clients through our industry knowledge, technical expertise and global resources. RRIS