Absolutely unique. Entirely rewarding. Your Ameriprise Rewards program

Transcription

1 Absolutely unique. Entirely rewarding. Your Ameriprise Rewards program

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3 Everyone rewards spending. We also reward saving, investing and more. It s time to start earning rewards for the things you already do with Ameriprise Financial. Simply activate your Ameriprise Rewards if you haven t done so already. A unique rewards program especially for savers. Ameriprise Rewards is the only program that rewards activities other programs don t reward, including when you: Deposit money Get an insurance quote Manage your account online And, of course, you also earn points for everyday purchases with the Ameriprise MasterCard credit card. Cash back of up to 1.50% 1 plus many other rewards. Not only do you earn points for more types of transactions, your points convert to cash back at a rate as high as 1.50%. For example, you can get up to $450 to reinvest in a qualifying Ameriprise account with just 30,000 points. You can also treat yourself to free or discounted airline tickets, gift cards, merchandise and much more. That s entirely rewarding. That s Ameriprise Rewards. Activate your Ameriprise Rewards today. You can enroll by activating your Ameriprise Financial MasterCard credit card. Don t have a card? Talk to your advisor or apply online at ameriprise.com/card to enjoy the rich rewards you deserve. Redeeming points for rewards is really easy. Online: ameriprise.com Redeem or check your points balance anytime. By phone: a.m. to 9 p.m. ET weekdays 9 a.m. to 9 p.m. ET weekends 3

4 EARN Earn a little extra on things you do with Ameriprise, every day. Together with your Ameriprise financial advisor, the Ameriprise Rewards program can help you save toward your financial goals. It s easy, because unlike typical programs, you earn reward points for many other transactions with Ameriprise. a Invest a Direct Deposit a Insure Plus, you earn points for purchases with merchants that accept MasterCard. The result: You can earn points and rewards much faster with Ameriprise Rewards. 4 Actual client experiences will vary. For full program terms and conditions go to ameriprise.com/rewards.

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6 EARN Qualify for exclusive opportunities to earn reward points. Ameriprise Rewards members who attain Ameriprise Achiever Circle * or Ameriprise Achiever Circle Elite ** status are eligible to earn hundreds of additional points that can be reinvested or redeemed for cash back or other valuable rewards. Refer to the chart on the next page to see how quickly points can add up for you. Follow your financial plan, reinvest your rewards, and soon your goals will be more within reach. As an Achiever Circle client, I earned 25,000 points just for depositing $50, That s over $300 cash back. * Achiever Circle requires $100,000 $499,999 in eligible assets ** Achiever Circle Elite requires over $500,000 in eligible assets 6

7 More ways to earn = more rewards for you. Earning activity Invest $50,000 in new non-qualified assets 2 Direct Deposit: Set up a monthly ongoing direct deposit into an eligible account 3 Insurance quote for auto, home, condo or renters insurance 4 Pay insurance: Ameriprise auto and home premiums with an Ameriprise financial MasterCard credit card 4 Ameriprise MasterCard credit card early purchase bonuses 5 Ameriprise MasterCard credit card 6 Online bill pay: Activate the Ameriprise ONE Financial Account Bill Pay feature 7 Enroll in My Accounts online account management 8 Sign up for electronic document delivery 9 Achiever Circle or Achiever Circle Elite status 25,000 points 500 points each quarter 500 points 2 points for every $1 of insurance premium 10,000 points 1 point for every $1 spent 500 points 1,000 points 2,000 points All other clients NA NA NA 2 points for every $1 of insurance premium 10,000 points 1 point for every $1 spent NA 500 points 1,000 points Business or trust accounts are not eligible for the Ameriprise Rewards program. 7

8 Sweet deal Cash back can help you get where you want to go this summer or someday.

9 REWARDS Enjoy rich cash-back rewards of up to 1.50% to reinvest. If you like your rewards in cash, you ll love the rich cash-back rewards you can earn every day with Ameriprise Rewards. Quickly earn hundreds in cash back to reinvest. 1.50% cash back 1 with the Ameriprise World Elite MasterCard 1.25% cash back with the Ameriprise World MasterCard Simply activate, earn reward points for card purchases, then redeem them directly into a qualifying Ameriprise account. 1 Cash back POINTS UP TO 30,000 $450 60,000 $900 90,000 $1350 Pay for your financial plan with points. Points earned with your Ameriprise credit card have 1.50% cash back value toward financial planning services. 1 Just 10,000 points gets you a $150 discount certificate. Or redeem for other great rewards. Gift cards, travel, brand-name merchandise and more. Explore all your exciting options. We paid for our financial plan with cash back. Love the flexibility. Cardholders are solely responsible for any taxes that may be owed as a result of Ameriprise Rewards points earned and/or redeemed. Clients should consult their tax advisor if they have tax questions about the Program. 9

10 REWARDS Gift cards for your favorite things. Treat yourself, family or friends to gift cards for Target, Best Buy, Applebee s, Sports Authority and dozens of other top retailers, restaurants and entertainment options. Shopping Gift Cards ($25 $1,000) Redeem points for gift cards and get almost anything you want or need, from today s most popular merchants. Amazon.com, Banana Republic, Barnes & Noble, Bath & Body Works, Bed Bath & Beyond, Belk, Best Buy, Callaway Golf, Dick s Sporting Goods, Dillard s, Gap, The Home Depot, JCPenney, Kay Jewelers, Kohl s, L.L.Bean, Lands End, Macy s, Men s Wearhouse, Nike, Nordstrom, Old Navy, The Orvis Company, PetSmart, Pier 1 Imports, Pottery Barn, Restoration Hardware, Saks Fifth Avenue, Sports Authority, Staples, Talbots, Target, Toys R Us, Wine.com and more Dining Gift Cards ($25 250) Whatever you crave steaks, seafood, Italian, Mexican or all-american classics we have gift cards for the restaurants and coffee houses you love. Applebee s, Bahama Breeze, Bonefish Grill, Chart House, Chili s, Cracker Barrel Old Country Store, Legal Sea Foods, LongHorn Steakhouse, Maggiano s Little Italy, Olive Garden, Omaha Steaks, On The Border, Outback Steakhouse, Rainforest Cafe, Red Lobster, Romano s Macaroni Grill, Ruth s Chris Steak House, Seasons 52, Starbucks, T.G.I. Friday s and more Entertainment (Gift cards from $25 $300) Your points can get you tickets to movies, sporting events, theater, concerts and special attractions. Have fun! AMC Theatres, itunes Gift Card, Regal Entertainment Group, TicketsNow.com and more 10 Merchants and restaurants subject to change. The Bullseye Design, Target and Target GiftCards are registered trademarks of Target Brands, Inc. All rights reserved. Terms and conditions are applied to GiftCards. Target is not a participating partner in or sponsor of this offer.

11 Great games Score tickets to see her favorite team. Redeem points for a TicketsNow.com gift card.

12 Adrenaline rush Take the trip of a lifetime together: the Costa Rica Big Adrenaline Rush Adventure.

13 REWARDS Travel to all points with your points. Whether you re planning a memorable family vacation, romantic weekend getaway or the trip of a lifetime, your Ameriprise Rewards points can help make it happen. Enjoy exclusive packages and free and discounted travel with leading airlines, car rentals, cruises, hotels and spas around the globe all with no blackout dates, hidden fees or travel restrictions. Travel checks, discount vouchers and exclusive package offers ($25 $5,000) Hertz, Avis, Fairmont Hotels & Resorts, Grand Xcaret Occidental, Hyatt Hotels & Resorts, Marriott Hotels & Resorts, The Ritz-Carlton and SpaFinder. Roundtrip airline ticket vouchers start at just 25,000 points for World Elite and World MasterCard cardholders, and 30,000 points for all other cardholders. Discounted hotel stays are available at luxury hotels and resorts worldwide. Cruise savings. Enjoy special discounts on cruise vacations to warm and wonderful destinations. Car rental deals. Get away for a week or the weekend for less with discount vouchers from Avis and Hertz. Build your own dream vacation Whether you prefer heliskiing in the Chilean Andes, golfing at St. Andrews or even taking a grand tour of Italy, your Ameriprise Financial MasterCard credit card can help to make it happen. Ultimate adventures ($500 $25,000) These are the trips of a lifetime, the adventures that will change you and the way you see the world. Take one soon! NCAA Final Four Package Masters Golf Badge Inn on Biltmore Estate Fly to the Edge of the Earth Experience Splendors of Italy Tour Explore Egypt Vacation Tour Travel providers and destinations subject to change. 13

14 REWARDS Merchandise for me. Great gifts for you. Reward yourself or surprise someone special with a gift that will wow them every time they use it. Choose from high-quality apparel, electronics, beauty products, toys, tools, kitchen accessories and more. Top-brand merchandise ($25 $5,000) Bose, Callaway, Canon, Coleman, Cuisinart, Dyson, Garmin, Hoover, ipod, JVC, Keurig, LG Electronics, Nike, Nikon, Nintendo, Sony, Titleist, Weber and more 14 Merchandise subject to change and availability.

15 Full-on-flavor Stop and smell the steaks: Redeem points for a world-famous Weber grill.

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17 REWARDS Create your own reward with You Name It. You ve dreamed about it, now do it. Get that private lesson from your idol and current Olympic champion. Give your spouse something that leaves him or her speechless. A round of golf with a PGA pro or a trip to Paris trendiest boutiques assisted by a personal shopper should do the trick. Or throw your child the best birthday bash ever. You name it. We ll help you do it. You name it rewards start at 10,000 points for a $100 credit $1 credit for every 100 points you redeem Use points to pay for all or part of your dream reward Charitable giving to 1.8 million worthy causes. Use your points to support your favorite cause. Redeem for gift certificates from JustGive.org and contribute to any of 1.8 million registered 501(c) or 501(c)3 nonprofit organizations. Categories include: Human Rights Education Animals Healthcare Environment Children Peace Arts & Culture Disaster Relief Women s Issues JustGive is not a sponsor or co-sponsor of this promotion. Terms and conditions apply; for more information please visit justgive.org/gc/gc_tc.jsp. JustGive is not responsible for any alleged or actual claims related to this offer. JustGive is not responsible for any information which is given by the customer/client to any third party or vendor via this promotion. 17

18 The following Terms and Conditions apply to the Ameriprise Rewards card points program ( Program ) of Ameriprise Financial, Inc. Please read these Terms and Conditions carefully. This Program is administered by TSYS Loyalty, Inc. ( TLI ), an independent company that is not affiliated with Ameriprise Financial, Inc. All Ameriprise Financial MasterCard credit cards ( Credit Card ) accounts are eligible to enroll in the Program. Subject to Ameriprise Rewards program terms and conditions. For full program terms and conditions, go to ameriprise. com/ameripriserewards. Program eligibility is restricted to Cardholders with Accounts in good standing as determined in our sole discretion. Your Ameriprise Financial MasterCard Credit Card account will not be in good standing for reasons that include, but are not limited to, (a) your account has been closed; (b) a payment has not been made when due; (c) a payment made to Barclays Bank Delaware is not honored by your bank; or (d) if you do not maintain the level of credit performance you maintained when approved. We reserve the right to alter, substitute or terminate all or any part of the Program or any Program Reward ( Reward ), or to modify the Terms and Conditions of the Program or Points previously earned therein for any reason in our sole discretion. In accumulating Points, you may not rely upon the continued availability of any Rewards or Point redemption level for a Reward. You may not be able to obtain all offered Rewards. Any Reward may be withdrawn or subject to increased Point redemption requirements and/or new restrictions at any time. Should we decide to terminate the Program, we will provide not less than 30 days prior written notice to current Cardholders and reasonable options for redemption of such outstanding Points. Business or trust accounts are not eligible for this program. If all Cards associated with the Account are canceled, you will no longer earn Points or be allowed to redeem outstanding Points. However, if your Card is reinstated within 15 days of closure, all outstanding Points will be reinstated. 1 Points for cash-back redemption into a qualifying account must be redeemed in 30,000-point increments. Points are redeemed in increments of 10,000 when being redeemed toward financial planning certificates worth $150. Planning certificates are nonrefundable and are not redeemable for cash. You may redeem points (1.5% for World Elite MasterCard, 1.25% for World MasterCard and 1.0% for Ameriprise MasterCard) for cash back into the following eligible Ameriprise Accounts: Active Portfolios Account, Ameriprise Strategic Portfolio Services (SPS) Advantage Account, Ameriprise ONE Financial Account, and the Ameriprise Brokerage Account. 2 New money bonus points offer. Achiever Circle and Achiever Circle Elite members can earn 25,000 Ameriprise Rewards points when they add $50,000 or more of new funds to an eligible non-qualified account. Eligible accounts include Ameriprise Strategic Portfolio Service (SPS) Advantage, SPS Advisor, Ameriprise ONE Financial Accounts and Ameriprise Brokerage Accounts. Examples of accounts that are NOT eligible would include any account which is an IRA, any form of retirement account and/or IRS approved pension plan. Eligible funds are cash or cash equivalents. Asset transfers, exchanges and direct at fund transactions are not eligible. This promotional offer is limited to one per household. To be eligible, a client s overall Ameriprise Financial account activity in a calendar month must result in a net increase of at least $50,000. Transferring funds from an existing Ameriprise Financial account to another within 90 days of the eligible deposit are not considered an eligible increase. The client s Ameriprise Financial account must remain open with the qualifying funding for two years from the date that the qualifying assets are first received in the eligible account. Ameriprise Financial reserves the right to charge a fee of $ if these funds are withdrawn from the Firm within the two year time frame. 3 Direct Deposit bonus points offer. Achiever Circle and Achiever Circle Elite clients earn 500 Ameriprise Rewards points per quarter for maintaining $300 or more per month in direct deposits to an existing Ameriprise ONE Financial Account for three consecutive months. 4 Auto and home insurance bonus points offer. Achiever Circle and Achiever Circle Elite clients earn 500 Ameriprise Rewards points for completing an auto insurance quote and another 500 Ameriprise Rewards points for completing a home insurance quote. Auto and home insurance are not available in AK, LA, ME, ND, RI, WV and WY. Home, condo or renters insurance is not available in NY counties of Kings, Queens, Nassau, Richmond and Suffolk, and in the state of FL. Condo and renters insurance are not available in TX. Insurance coverage varies by region or state. Certain restrictions and limitations apply. This Ameriprise Rewards points offer is not valid in GA, MA, NJ or UT. Clients can earn the Ameriprise Rewards points under this offer once per year per household. 5 For the Ameriprise World Elite MasterCard, the Ameriprise World MasterCard and the Ameriprise MasterCard: Cardmembers will be awarded ten thousand (10,000) bonus points after at least $ in Net Purchases, Balance Transfers and/or Cash Advances (that are not later returned or rescinded) have been charged to the new account in the first 90 days after account opening. There is a fee for Balance Transfers and Cash Advances. The bonus points will appear on the monthly billing statement within 1 to 2 billing cycles after the qualifying transactions have posted. 6 Points earned for everyday purchases on the cards. One (1) Ameriprise Rewards point will be awarded for every $1 of Net Purchases made on any Ameriprise Financial MasterCard credit card. Net Purchases means the transaction amount, made by a cardholder or any authorized user, minus any credits, returns or other adjustments, as reflected on the cardholder s monthly account statements. Transactions that are not eligible include, but are not limited to, cash advances (including ATM withdrawals), money orders, balance transfers, convenience checks, drafts, fees, finance charges, purchases made on a line of credit and traveler s check purchases. International transactions may take up to 30 days to post. 7 Online Bill Pay bonus points offer. Achiever Circle and Achiever Circle Elite clients earn 500 Ameriprise Rewards points for activating the Online Bill Pay feature associated with an existing Ameriprise ONE Financial Account. Clients are enrolled in Online Bill Pay after agreeing to the terms and conditions of the site, and activation occurs when clients make their first payment using the system. Clients can earn the 500 Ameriprise Rewards points once for each qualifying Ameriprise ONE Financial Account. 8 Online Account Access. Achiever Circle or Achiever Circle Elite clients earn a one-time incentive of 1,000 Ameriprise Rewards points for signing up for online account access on ameriprise.com. All other clients can earn a one-time incentive of 500 Ameriprise Rewards points for signing up for online account access on ameriprise.com. If the client is already signed up for online account access, they do not qualify for this offer. Clients can earn the Ameriprise Rewards points for signing up for online account access only once per client per account under this offer. Clients need to be at least 18 years of age to sign up for online account access. 9 Online Document Delivery. Achiever Circle and Achiever Circle Elite Program clients with an existing Ameriprise account earn a one-time incentive of 1,000 Ameriprise Rewards points for signing up for e-delivery of shareholder documents such as prospectuses and annual reports and earn another 1,000 Ameriprise Rewards points if they sign up for e-delivery of financial confirmations, consolidated statements and future document types. All other clients with an existing Ameriprise account earn 500 Ameriprise Rewards points for signing up for e-delivery of shareholder documents and earn another 500 Ameriprise Rewards points if they sign up for e-delivery of financial confirmations, consolidated statements and future document types. Clients need to be at least 18 years of age to sign up for e-delivery and must have access to a computer to qualify for this offer. Clients can earn the maximum of 2,000 Ameriprise Rewards points only once per client per account under this offer. To be eligible for online document delivery bonus points, a client must have at least one nonqualified account registration and have e-delivery activated for that account. Amazon.com Gift Cards ( GCs ) sold by National Gift Card, an authorized and independent reseller of Amazon.com Gift Cards. Except as required by law, GCs cannot be transferred for value or redeemed for cash. GCs may be used only for purchases of eligible goods on Amazon.com or certain of its affiliated websites. For complete terms and conditions, see GCs are issued by ACI Gift Cards, Inc., a Washington corporation.,, Amazon.com Inc. and/or its affiliates, Use of this AMC card constitutes acceptance of the following terms and conditions. These terms and conditions are governed by and construed in accordance with the laws of the State of Arizona as they pertain to contracts executed and performed wholly within such state. The value stored on this card may be applied toward a purchase at any AMC, AMC Showplace, 18

19 Loews, Cineplex Odeon, Magic Johnson and Star theatres in the U.S. This card can not be used to purchase another gift card unless required by law. This card can not be refunded or redeemed for cash (except in CA, MA, CO and WA or as required by law). This card will be replaced, without charge, at the remaining balance with proof of purchase; the card s value will not be replenished if used without your permission. It will be voided if altered or defaced. No value until purchased. This card is transferable. This card does not have an expiration date or any fees associated with it. If you have any questions about your gift card, please visit any AMC theatre or call Applebee s and the Applebee s logo are used with permission of Applebee s IP LLC and such marks constitute registered trademarks or service marks of Applebee s IP LLC. Applebee s IP LLC is not affiliated with Ameriprise and is not a sponsor or co-sponsor of this program. Applebee s IP LLC is not liable for delivery of any gift cards promised, earned, purchased or otherwise offered through this program. Please see the Applebee s gift card for additional terms and conditions, which are subject to change at the sole discretion of Applebee s IP LLC. Darden Restaurants, Inc. owns Red Lobster, Olive Garden, LongHorn Steakhouse, Bahama Breeze, and Seasons 52 and is not affiliated with Ameriprise Financial. Darden is not a sponsor or co-sponsor of this program. Use of our restaurant names, logos or trademarks requires written approval from Darden. See backside of gift card for additional terms and conditions or visit Barnes & Noble is not a sponsor or co-sponsor of this promotion. Please see back of gift card or visit for terms and conditions of use. Barnes & Noble is not liable for any alleged or actual claims related to this offer. Bath & Body Works is not a sponsor of this promotion and is not affiliated with Ameriprise Bank FSB company. The Bath & Body Works name and logo are registered trademarks of Bath & Body Works Brand Management, Inc. Bed Bath & Beyond is not a sponsor of this promotion. Terms and conditions apply to gift cards. Bed Bath & Beyond is a registered trademark. Bed Bath & Beyond Inc. and its subsidiaries. Best Buy does not sponsor, endorse, approve or have any responsibility for this promotion. BEST BUY, the BEST BUY logo and the tag designs are trademarks of BBY Solutions, Inc. Chili s, Macaroni Grill, On The Border and Maggiano s are not sponsors or co-sponsors of this promotion. Restaurant Partners, LLC (Outback Steakhouse of Florida, LLC, Carrabba s Italian Grill, LLC, Bonefish Grill, LLC) is not a sponsor or co-sponsor of this promotion. Please see back of gift card for terms and conditions of use. Bose products are not intended for resale and are only intended as awards, rewards or prizes in an incentive and promotional program. Ameriprise is not affiliated with The Home Depot. The Home Depot is a registered trademark of Homer TLC Inc. The Home Depot is not a sponsor of this promotion. itunes Gift Card is a registered trademark of Apple Inc. All rights reserved. Apple is not a participant in or sponsor of this promotion. Terms and Conditions for JCPenney Gift Cards are listed on the back of the Gift Cards and also at jcp.com. JCPenney is not a sponsor of this promotion. The JCPenney name and logo are registered trademarks of J. C. Penney Company, Inc. Kohl s is not a sponsor of this promotion. KOHL S and KOHL S brand names are trademarks of Kohl s Illinois, Inc. Macy s is not a sponsor or co-sponsor of this promotion. Macy s terms and conditions apply to all gift cards; see back of card for details. The Macy s name and logo are registered trademarks of Macy s Inc. Nordstrom, Inc. is not a participant, sponsor or co-sponsor of this promotion. Please see back of gift card for terms and conditions of use. Use this Pier 1 Imports Gift Card to purchase merchandise at Pier 1 Imports Stores. This Gift Card has no expiration date and value may be added at any time. This Gift Card may not be redeemed for cash or applied as payment to any charge account, unless required by law. To check your Gift Card balance, visit or call Gift Card Services at Can t find your unused gift card? Notify Gift Card Services immediately. Card may be replaced with a new Gift Card for the remaining balance. Valid purchase information required. Issued by Pier 1 Value Services, LLC. Pier 1 Imports is not affiliated with Ameriprise. Pier 1 and Pier 1 Imports are registered trademarks of Pier 1 Services Company. Regal Cinemedia Corporation is not a sponsor or co-sponsor of this promotion and is not affiliated with this program. Please see back of the ticket or gift card or visit www. REGmovies.com for terms and conditions of use. Regal Entertainment Group is not liable for any alleged or actual claims related to this offer All rights reserved Regal Entertainment Group, Inc. Ruth s Chris Gift Card is subject to the terms and conditions of use printed on the gift card. Ruth s Chris Steak House is not affiliated with Affinion Loyalty Program nor is it a sponsor or co-sponsor of this promotion. Ruth s Chris name and logo are registered trademark of Ruth s Chris Steak House. This Saks Fifth Avenue Gift Card may be used only to purchase merchandise and services sold at Saks Fifth Avenue stores, through or at saks.com. It may not be used to purchase Gift Cards. This Gift Card may not be returned, redeemed for cash or used as payment or credit toward any credit card accounts. This Gift Card may only be returned by the purchaser with the presentation of proof of purchase. Lost, stolen or damaged Gift Cards may be cancelled and replaced with a new Gift Card in the amount of the then-remaining balance upon proof as required by Saks Fifth Avenue. Merchandise Credit, LLC issued this Gift Card. For balance inquiry, call Proof of Purchases cannot be provided for lost or stolen gift cards unless the participant is able to provide the serial number which is printed on the back of each gift card. SpaFinder is not a sponsor or co-sponsor of this promotion. SpaFinder and the SpaFinder logo are registered trademarks of SpaFinder, Inc. and are used only by permission. Terms and conditions apply to SpaFinder gift certificates/cards Sports Authority is not a sponsor of this program. Use of Sports Authority names and/or logos are by permission of TSA Gift Card, Inc. All rights reserved. Terms and conditions are applied to gift cards. This rewards program is a program provided by your card provider. Staples is neither a sponsor of the rewards program nor an affiliate of your card provider. See Staples Gift Card for complete terms and conditions of use. Starbucks, the Starbucks logo and the Starbucks Card design are either trademarks or registered trademarks of Starbucks U.S. Brands, LLC. Starbucks is not a participating partner or sponsor in this offer. T.G.I. Friday s is not affiliated with this program and is not a sponsor or co-sponsor of this promotion. T.G.I. Friday s is a registered trademark of TGI Friday s of Minnesota, Inc. and is used with permission TGI Friday s of the Rockies, Inc. Please refer to the back of the gift card for terms and conditions. Toys R Us, Inc. is not a sponsor or co-sponsor of this promotion and is not liable for any actual or alleged claims related to this offer. See back of card for terms and conditions and use. The listed gift card or certificate retailers are not participants, sponsors or cosponsors of this Program and are not liable for any alleged or actual claims related to this Program. All gift cards or certificates are subject to the terms and conditions stated on the card, certificate, vouchers or retailer s website. All trademarks are the property of their respective owners and used with their permission. 19

20 For more information about Ameriprise Rewards, visit ameriprise.com/rewards. To check your balance or redeem points, visit ameriprise.com. Ameriprise Financial 837 Ameriprise Financial Center, Minneapolis, MN ameriprise.com Property and casualty insurance is underwritten by IDS Property Casualty Insurance Company and Ameriprise Insurance Company, both in De Pere, Wisconsin. Each company is a subsidiary of Ameriprise Financial, Inc. Investment products made available through Ameriprise Financial are not federally or FDIC insured, are not deposits or obligations of, or guaranteed by, any financial institution, and involve investment risks, including possible loss of principal and fluctuation in value. Brokerage, investment and financial advisory services are made available through Ameriprise Financial Services, Inc. Member FINRA and SIPC. Some products and services may not be available in all jurisdictions or to all clients. The Ameriprise ONE Financial Account is a brokerage account with cash management features. The Ameriprise Financial MasterCard credit cards are issued by Barclays Bank Delaware. MasterCard is a registered trademark of MasterCard International Incorporated, and is used pursuant to a license Ameriprise Financial, Inc. All rights reserved J (6/13)