Reduced financial risk for your business

Transcription

1 Reduced financial risk for your business

2 If you re thinking about buying a new truck or bus, think about buying a Fuso with the Fuso Agility Finance Programme. At no extra cost, you get a guaranteed future value for your vehicle based around your specific business, so you have the confidence and peace of mind knowing the minimum Guaranteed Future Value of your Fuso truck or bus when the finance loan runs the full term. When your contract term comes to an end, you ll have the option to retain, return or trade your vehicle. Plus with flexible terms, competitive rates and the assurance and backing of the Fuso brand, it s one of the simplest financing decisions you ll ever make. It s your choice PAGE 2

3 How it works Step 1 Step 3 The first step in your Agility journey is the most exciting: choosing your new Fuso vehicle. Step 2 Next it s time to tailor your Agility Programme: You choose the length of your contract term. You advise the maximum kilometres you think the vehicle will do. Based on this information, your Fuso dealer will advise the Guaranteed Future Value (GFV) of the vehicle. When your agreement comes to an end you have three options. It s up to you what to do next. Retain Keep your vehicle, by simply paying out or refinancing the Guaranteed Future Value amount. Return Hand back the keys and walk away once excess kilometre and unfair wear and use obligations are ticked off. Trade Be protected from negative equity and use positive equity towards your new vehicle purchase. PAGE 3

4 When you choose to purchase your Fuso truck or bus on the Agility Progamme, there are no surprises. Fuso Agility is a simple, easy to understand programme that is designed to give you complete confidence in the future value of your vehicle. You will know upfront all the conditions of your contract and any additional charges you could be liable for if you exceed your agreed kilometres. As you approach the end of your Fuso Financial contract term, the next section of this guide will help you through our end of contract process, called The First Class Finish. It will provide you with an overview of the three end of contract options with guidelines on what is considered excess wear and use, and give you a greater understanding of how the entire process works. Simply pay or refinance the Guaranteed Future Value amount and keep the vehicle. For refinance options, please contact our Agility Customer Service Team on PAGE 4

5 Returning or trading in If you choose to return your vehicle, the following steps will help you prepare for returning it to your authorised Fuso Dealership. Three Months Before End of Contract Contact your Fuso Dealer to schedule a Vehicle Condition Review, which will prepare you for the final end of contract inspection. During your Vehicle Condition Review, discuss (if applicable) the cost of any excess wear and use, and consider the option of repairing damage or replacing items before you return your vehicle. Repairs must be carried out by an authorised Fuso repairer. Inspect the new line of Fuso vehicles and ask your Dealer about attractive Fuso Financial offerings. Schedule your final vehicle return and inspection with your Fuso Dealer. When Returning Your Vehicle Bring the maintenance booklet, owner s manual, both sets of keys, tool kit, and any other accessories provided at the beginning of your Agility contract. Have your vehicle s condition evaluated by your Dealer. Afterwards, your Dealer will generate a Vehicle Inspection Report describing the vehicle s condition and any excess wear and use charges. Receive an from your Dealer containing a receipt of return, invoice for any excess wear and use charges and the contract of sale. PAGE 5

6 Excess Wear and Use Responsibilities Our unique Three-Point Inspection will help you understand what is considered excess wear and use. The Vehicle Condition Guidelines on the following pages illustrate how we identify and determine whether or not damage is considered excessive. Three-Point Inspection The Credit Card Test Generally, if exterior and interior damage cannot be seen when a credit card is placed over it, you will not be charged.* Windscreens, Lights, Wheels and Tyres A quick visual check of these areas based on the guidelines on page eight will help you determine what is considered excess damage. Missing Items Check for original equipment items and verify that scheduled maintenance is up to date. *The Credit Card Test does not apply to windscreens, lights, wheels, tyres, exterior cracks, gouges, collective damage, or holes in the sheet metal. PAGE 6

7 1. The Credit Card Test The Credit Card Test is an easy way to determine what will be considered excess wear and use when inspecting your vehicle s exterior and interior. Vehicle Condition Guidelines The following items are considered excess wear and use: Any scratch through the paint larger than the size of a credit card. Any dent that is larger than the size of a credit card. Any damaged safety items, regardless of size (e.g. torn seat belts). Collective damage that is caused by a single event, regardless of size (e.g. hail damage). Any holes, cracks, gouges, tears or cuts in the sheet metal or bumper, regardless of size. Any tears to the interior larger than the size of a credit card. Interior Guideline met Collective dents, dings and bumps caused by a single event (e.g. hail damage) Guideline met Scratch (through paint) Guideline met Bumper scuff and damage Guideline not met PAGE 7

8 2. Windscreen, Lights, Wheels And Tyres Vehicle Condition Guidelines The following items are considered excess damage when inspecting your vehicle s windshield, lights, wheels and tyres: Wheels that are cracked or bent. Wheels that were not originally supplied with the vehicle at the time of delivery (upgraded wheels installed by an authorised Fuso Dealership are acceptable). Tyres that are the incorrect size, have sidewall damage or exposed cords (sidewall damage includes plugs and cuts). Tyre tread should meet state roadworthy standards. Glass and lights that have cracks, stars, holes or plugs (a star is a chip with one or more legs; a plug is considered unsafe for vehicles with supplemental restraint systems). Glass repair is not acceptable. Wheel scuff Guideline met Wheel damage Guideline not met Star in windscreen Guideline not met Cracked windscreen Guideline not met PAGE 8

9 3. Missing Items Vehicle Condition Guidelines Before returning your vehicle, make sure you remove all personal items from the vehicle, complete all scheduled maintenance, and ensure all originally equipped items (if applicable) are returned with your vehicle, including: Maintenance book Owner s manual Second set of keys Spare tyre Kilometre Provision If your odometer reading is over the maximum number of kilometres allowed on your contract, an excess kilometre charge will be assessed at vehicle return (refer to your Agility repurchase agreement for the per-kilometre rate). Contact Us If you have any questions regarding the end of contract guidelines or the vehicle return process, contact our Agility Customer Service Team on or your authorised Fuso Dealer. CONTACT FUSO TODAY! PAGE 9

10 Light duty Who are we? Mitsubishi Fuso trucks have been sold in Australia for more than 40 years. We are a dedicated business unit of Mercedes-Benz Australia/Pacific Pty Ltd with our head office in Liverpool, Sydney. We offer a comprehensive range of approximately 90 truck and bus models covering the light, medium and heavy duty truck and bus markets. We have a national dealer network of approximately 40 dealers who sell and support our products. Why fuso? Fuso have long been known for producing very reliable and highly durable trucks and we are very proud of this well-deserved reputation. Our trucks have everything you need to get the job done in comfort. You re sure to find one from our range that is ideal for your specific application. When you deal with Fuso, you re buying more than just a truck with a competitive price tag, you re buying a business solution and support package designed to always keep you moving. And Fuso Financial can even help make buying and insuring your Fuso truck quicker and easier. PAGE 10 Medium duty Building & maintaining your fleet Tell us what you want to achieve and we ll make it happen. We can manage the entire process; from helping you spec up what you are after to managing body builders, fitting accessories and delivering the completed truck where ever you need it in the country. Fuso financial As a dedicated financer for Fuso, Fuso Financial can offer your business a wide range of flexible options: Tailored finance solutions Comprehensive insurance Contract maintenance Guaranteed Future Value with Fuso Agility

11 WE WON T BE BEATEN ON VALUE! LIGHT DUTY Canter is our light duty truck range covering GVM s from 3,500kg to 8,500kg. We believe Canter is the best light duty truck in its class. But don t just take our word for it. We invite you to check one out for yourself, take one for a test drive and compare it against what our competitors are offering. MEDIUM DUTY Fighter is our medium duty truck range covering GVM s from 10,400kg to 24,000kg. Fuso Fighters are very versatile trucks suited for a wide variety of applications. With a driver ISRI suspension seat and airbag for improved comfort and safety, passenger door transom window for improved vision, class leading 30,000km^ service intervals and Allison automatic transmission on selected models for easier driving, it is easy to see why many customers want a Fuso Fighter in their corner. HEAVY DUTY Heavy duty When your business needs to deliver, Fuso Heavy Duty is your greatest asset. Suitable for a wide range of applications, every truck in the range is a prime example of our thinking in action. At Mitsubishi Fuso, we put drivers first, with your comfort and safety as top priorities. Even after the most demanding day, you ll feel the benefits of a working environment tailored to your needs. FUSO IS GIVING YOU MORE THANKS TO: More than 40 years in Australia. A comprehensive range of quality products supported by a national dealer network. Best service intervals of any Japanese truck. Sat-Nav multimedia unit with Bluetooth and 3 years map updates as standard. Roadside Assistance Support Hotline (for new and existing customers). Protect your vehicle with our SMARTCOVER scheduled service parts and SERVICE PLAN maintenance programmes. EVERYTHING YOU NEED TO GET THE JOB DONE AT A GREAT PRICE. PAGE 11

12 Fuso is distributed by Mercedes-Benz Australia/Pacific Pty Ltd (ACN ) ( MBAuP ) LMCT Fuso Financial is a registered business name of Mercedes-Benz Financial Services Australia Pty Ltd ABN AFSL and Australian credit licence All finance products offered are subject to conditions and standard credit assessment and lending criteria. We recommend you seek independent financial, taxation and legal advice on your individual circumstances before entering into any finance agreement. Bluetooth is a registered trade mark of Bluetooth SIG.