How To Get Health Care In The United States
|
|
|
- Raymond Washington
- 5 years ago
- Views:
Transcription
1 The Commonwealth Fund 2013 International Health Policy Survey in Eleven Countries Robin Osborn and Cathy Schoen The Commonwealth Fund November 2013
2 The Commonwealth Fund 2013 International Health Policy Survey in Eleven Countries 2 Survey of adults age 18 and older in eleven countries. Sample sizes: Australia (2,200), Canada (5,412), France (1,406), Germany (1,125), Netherlands (1,000), New Zealand (1,000), Norway (1,000), Sweden (2,400), Switzerland (1,500), United Kingdom (1,000), United States (2,002). Survey in the field February to June Conducted by Social Science Research Solutions and country contractors (by landline and cell phone). Presentation topics: affordability and cost-related access barriers; access to primary care, emergency department, and specialist care; complexity; and system views.
3 3 Affordability and Cost-Related Access Barriers
4 $US Health Spending per Capita, 2011 Adjusted for Differences in Cost of Living 4 $9,000 $8,508 $8,000 $7,000 $6,000 $5,000 $5,669 $5,643 $5,099 $4,522 $4,495 $4,118 $3,925 $3,800 $4,000 $3,000 $3,405 $3,182 $2,000 $1,000 $0 % GDP US (17.7%) NOR (9.3%) SWIZ (11.0%) NETH (11.9%) CAN (11.2%) GER (11.3%) FR (11.6%) SWE (9.5%) AUS (8.9%)* UK (9.4%) NZ (10.3%) * Source: OECD Health Data 2013.
5 Key National Insurance Design and Cost-Sharing Policies, AUS CAN FR GER NETH NZ NOR SWE SWIZ UK US* Deductible No No No No Yes No No No Yes No Yes Caps on out-of-pocket spending Yes No No Yes No No Yes Yes Yes No No Core benefit Drugs Dental (adults) * Before insurance market reforms take effect in Source: S. Thomson, R. Osborn, D. Squires, and M. Jun, International Profiles of Health Care Systems, 2013, The Commonwealth Fund, Nov
6 Percent 60 Cost-Related Access Barriers and Out-of-Pocket Costs in the Past Year Experienced cost-related access problem* Spent US$1,000 or more out-of-pocket * Did not fill/skipped prescription, did not visit doctor with medical problem, and/or did not get recommended care. Source: 2013 Commonwealth Fund International Health Policy Survey in Eleven Countries.
7 Serious Problems Paying or Unable to Pay Medical Bills in the Past Year 7 Percent UK SWE NOR CAN GER AUS NETH NZ SWIZ FR US Source: 2013 Commonwealth Fund International Health Policy Survey in Eleven Countries.
8 Gaps in Dental Care 8 Percent Did not visit dentist/hygenist/dental clinic in past two years Skipped dental care because of cost in past year GER SWE NOR NETH SWIZ CAN UK FR US AUS NZ Source: 2013 Commonwealth Fund International Health Policy Survey in Eleven Countries.
9 Cost and Access Problems in the Past Year for U.S. Adults, by Insurance Status 9 Experienced costrelated access problem Serious problems/ unable to pay medical bills Uninsured Insured all year Spent $1,000 or more out-of-pocket Percent Source: 2013 Commonwealth Fund International Health Policy Survey in Eleven Countries.
10 10 Access: Primary Care, Emergency Department Use, and Specialist Care
11 Access to Doctor or Nurse When Sick or Needed Care 11 Same-day or next-day appointment Waited six days or more for appointment Percent Note: Question asked differently in Switzerland. Source: 2013 Commonwealth Fund International Health Policy Survey in Eleven Countries.
12 When Calling Regular Doctor with a Question, Always or Often Hear Back on the Same Day 12 Percent GER NETH SWE SWIZ NZ AUS NOR UK US CAN FR Source: 2013 Commonwealth Fund International Health Policy Survey in Eleven Countries.
13 Access to After-Hours Care 13 Percent 100 Adults, 2013 Easy getting after-hours care without going to the ER Primary care physicians, 2012 Practice has arrangement for patients after-hours care to see doctor or nurse Base: Needed care after hours. * In Norway, doctors asked whether their practice had arrangements or there were regional arrangements. Source: 2012 and 2013 Commonwealth Fund International Health Policy Surveys.
14 Used the Emergency Department in Past Two Years 14 Percent AUS GER NETH UK NZ NOR SWIZ FR SWE US CAN US Uninsured Source: 2013 Commonwealth Fund International Health Policy Survey in Eleven Countries.
15 Patients Access to Regular Practice 15 Adults, 2013 Can practice with questions Have ed practice in past two years AUS CAN FR GER NETH NZ NOR SWE SWIZ UK US Primary care doctors, 2012 Patients can practices with questions Source: 2012 and 2013 Commonwealth Fund International Health Policy Surveys.
16 Wait Times for Specialist Appointment 16 Less than four weeks Two months or more Percent Base: Needed to see specialist in the past two years. Source: 2013 Commonwealth Fund International Health Policy Survey in Eleven Countries.
17 17 Complexity
18 Spending on Health Insurance Administration per Capita, 2011 Adjusted for Differences in Cost of Living $US 18 $700 $600 $606 $500 $400 $300 $200 $100 $35 $55 $70 $128 $148 $199 $237 $266 $277 $0 NOR SWE AUS NZ CAN NETH GER SWIZ FR US * Source: OECD Health Data 2013.
19 Insurance Complexity and Restrictions Create Concerns for Patients and Doctors Adults, 2013 Insurance did not cover as expected/ spent a lot of time on paperwork in past year* Percent 75 Primary care physicians, 2012 Insurance coverage restrictions pose major time concern** * Adults spent a lot of time on paperwork or disputes over medical bills and/or insurance denied payment or did not pay as much as expected in the past year. ** Amount of time doctor or staff spend getting patients needed medications/treatments because of coverage restrictions is a major problem. Source: 2012 and 2013 Commonwealth Fund International Health Policy Surveys.
20 Overall Views of Health Care System, Works well, only minor changes Fundamental changes Completely rebuild UK SWIZ NETH AUS NZ NOR SWE GER CAN FR US % 20% 40% 60% 80% 100% Percent Source: 2013 Commonwealth Fund International Health Policy Survey in Eleven Countries.
21 Insights from Global and Domestic Perspectives 21 Insurance coverage and insurance design matter for ensuring access and affordability Insurance and payment policies targeted at primary care can strengthen access, including after-hours care Complexity can pose significant health system costs o U.S. provides a cautionary example Controlling costs while safeguarding access will require vigilance regarding the impact of insurance design changes o Especially for those vulnerable because of chronic disease or limited incomes Varying country insurance approaches provide rich insights looking forward
22 Acknowledgments and Country Partners 22 Thanks to coauthors David Squires and Michelle M. Doty, and to Robyn Rapoport, Eran Ben-Porath, Social Science Research Solutions, and country contractors for conducting the survey. Cofunded by: Australia: New South Wales Bureau of Health Information Canada: Health Council of Canada, Health Quality Ontario, Commissaire à la Santé et au Bien être du Québec, Health Quality Council of Alberta France: Haute Autorité de Santé (HAS), Caisse Nationale de l Assurance Maladie des Travailleurs Salariés (CNAMTS) Germany: Federal Ministry of Health, BQS Institute for Quality and Patient Safety Netherlands: Dutch Ministry of Health, Welfare and Sport, and Scientific Institute for Quality of Healthcare (IQ Healthcare) Norway: Norwegian Knowledge Centre for the Health Services Sweden: Swedish Ministry of Health and Social Affairs Switzerland: Federal Office of Public Health
On the Front Line: Primary Care Doctors Experiences in Eleven Countries
On the Front Line: Primary Care Doctors Experiences in Eleven Countries Findings from the Commonwealth Fund 12 International Health Policy Survey of Primary Care Physicians and Health Affairs article,
Average Health Care Spending per Capita, 1980 2011 Adjusted for Differences in Cost of Living
Average Health Care Spending per Capita, 198 211 Adjusted for Differences in Cost of Living 3 Dollars ($US) 9 8 7 6 5 4 3 2 1 198 1984 1988 1992 1996 2 24 28 * 21 Source: OECD Health Data 213. US ($8,58)
How Does Canadian Health Care Compare Internationally? Eric Schneider, M.D., F.A.C.P. Senior Vice President for Policy and Research November 2015
How Does Canadian Health Care Compare Internationally? Eric Schneider, M.D., F.A.C.P. Senior Vice President for Policy and Research November 2015 1 Views of the Health Care System Works well, only minor
The Commonwealth Fund International Health Policy Surveys
THE COMMONWEALTH FUND The Commonwealth Fund International Health Policy Surveys November 17, 2011 Robin Osborn Vice President and Director International Program in Health Policy and Innovation Commonwealth
Where you live matters: Canadian views on health care quality
JANUARY 14 Canadian Health Care Matters Bulletin 8 Where you live matters: Canadian views on health care quality Results from the 13 Commonwealth Fund International Health Policy Survey of the General
MIRROR, MIRROR ON THE WALL
The COMMONWEALTH FUND 4 UPDATE MIRROR, MIRROR ON THE WALL How the Performance of the U.S. Health Care System Compares Internationally Karen Davis, Kristof Stremikis, David Squires, and Cathy Schoen June
The Commonwealth Fund. What is a High Performing Health System? Why Do We Do Cross-National Comparisons? Why Do We Do Cross-National Comparisons?
The Commonwealth Fund Aiming for a High Performing Health Care System: Opportunities for Cross-National Learning ISQua International Conference Rio De Janeiro October 6, 214 Robin Osborn Vice President
Health Care Systems: An International Comparison. Strategic Policy and Research Intergovernmental Affairs May 2001
Health Care Systems: An International Comparison Strategic Policy and Research Intergovernmental Affairs May 21 1 Most industrialized countries have established hybrid systems in which the public sector,
Multinational Comparisons of Health Systems Data, 2013
Multinational Comparisons of Health Systems Data, 213 David Squires The Commonwealth Fund November 213 2 Health Care Spending and Coverage Average Health Care Spending per Capita, 198 211 Adjusted for
Multinational Comparisons of Health Systems Data, 2014
Multinational Comparisons of Health Systems Data, 214 Chloe Anderson The Commonwealth Fund November 214 Health Care Spending 2 Dollars ($US) Average Health Care Spending per Capita, 198 212 Adjusted for
The German health system: basics and some comparisons with other countries
The German health system: basics and some comparisons with other countries Prof. Dr. med. Reinhard Busse, MPH Department ofhealthcare Management/ WHO Collaborating Centre for Health Systems, Research and
GBMC HealthCare is Building a Better System of Care for Our Community. John B. Chessare MD, MPH President and CEO GBMC HealthCare System
GBMC HealthCare is Building a Better System of Care for Our Community John B. Chessare MD, MPH President and CEO GBMC HealthCare System Agenda The Challenges in our National and Local Healthcare Systems
PUBLIC VS. PRIVATE HEALTH CARE IN CANADA. Norma Kozhaya, Ph.D Economist, Montreal economic Institute CPBI, Winnipeg June 15, 2007
PUBLIC VS. PRIVATE HEALTH CARE IN CANADA Norma Kozhaya, Ph.D Economist, Montreal economic Institute CPBI, Winnipeg June 15, 2007 Possible private contribution Possible private contribution in the health
How Engaged are Canadians in their Primary Care?
SEPTEMBER 2011 CANADIAN HEALTH CARE MATTERS BULLETIN 5 How Engaged are Canadians in their Primary Care? Results from the 2010 Commonwealth Fund International Health Policy Survey About the Health Council
PUBLIC & PRIVATE HEALTH CARE IN CANADA
PUBLIC & PRIVATE HEALTH CARE IN CANADA by Norma Kozhaya, Ph.D. Economist, Montreal Economic Institute before the Canadian Pension & Benefits Institute Winnipeg - June 15, 2007 Possible private contribution
Waiting times and other barriers to health care access
Dr. Frank Niehaus Wissenschaftliches Institut der PKV (Scientific Research Institute of the Association of German Private Health Insurers) Waiting times and other barriers to health care access 31.8 %
Bismarck, Beveridge and The Blues
Bismarck, Beveridge and The Blues The Paul H. Nitze School of Advanced International Studies Bologna, Italy October 14, 2010 Lloyd B. Minor, M.D. Provost and Senior Vice President for Academic Affairs
Private Health insurance in the OECD
Private Health insurance in the OECD Benefits and costs for individuals and health systems Francesca Colombo, OECD AES, Madrid, 26-28 May 2004 http://www.oecd.org/health 1 Outline Q Background, method
Private Health insurance in the OECD
Private Health insurance in the OECD Benefits and costs for individuals and health systems Francesca Colombo, OECD AES, Madrid, 26-28 May 2003 http://www.oecd.org/health 1 Outline Background, method Overview
Issues in International Health Policy
June 2010 Issues in International Health Policy Prescription Drug Accessibility and Affordability in the United States and Abroad Steve Morgan and Jae Kennedy The mission of The Commonwealth Fund is to
Comparison of Healthcare Systems in Selected Economies Part I
APPENDIX D COMPARISON WITH OVERSEAS ECONOMIES HEALTHCARE FINANCING ARRANGEMENTS Table D.1 Comparison of Healthcare Systems in Selected Economies Part I Predominant funding source Hong Kong Australia Canada
Health Care in Crisis
Health Care in Crisis The Economic Imperative for Health Care Reform James Kvaal and Ben Furnas February 19, 2009 1 Center for American Progress Health Care in Crisis U.S. spends twice as much per capita
Swe den Structure, delive ry, administration He althcare Financing Me chanisms and Health Expenditures Quality of Bene fits, C hoice, Access
Sweden Single payer, universal healthcare system, with 21 county councils as the primary payer (reimburser) Administration of healthcare plan is decentralized in the hands of the county councils Central
THE HEALTH CARE SYSTEMS OF GERMANY AND SWITZERLAND. Merely slouching towards Regulated Competition
WWS 597 Reinhardt THE HEALTH CARE SYSTEMS OF GERMANY AND SWITZERLAND Merely slouching towards Regulated Competition SOCIAL INSURANCE WITH PRIVATE PURCHASING THE FINANCING OF HEALTH CARE OWNERSHIP OF PROVIDERS
FINDINGS FROM THE 2014 MASSACHUSETTS HEALTH INSURANCE SURVEY
CENTER FOR HEALTH INFORMATION AND ANALYSIS FINDINGS FROM THE MASSACHUSETTS HEALTH INSURANCE SURVEY MAY 2015 Prepared by: Laura Skopec and Sharon K. Long, Urban Institute Susan Sherr, David Dutwin, and
Experiencing Integrated Care
International Comparisons Experiencing Integrated Care Ontarians views of health care coordination and communication Results from the 2014 Commonwealth Fund International Health Policy Survey of Older
International Profiles of Health Care Systems, 2012
International Profiles of Health Care Systems, 2012 Australia, Canada, Denmark, England, France, Germany, Iceland, Italy, Japan, the Netherlands, New Zealand, Norway, Sweden, Switzerland, and the United
Single Payer Systems: Equity in Access to Care
Single Payer Systems: Equity in Access to Care Lynn A. Blewett University of Minnesota, School of Public Health The True Workings of Single Payer Systems: Lessons or Warnings for U.S. Reform Journal of
International Profiles
International Profiles of Health Care Systems Australia, Canada, Denmark, England, France, Germany, Italy, the Netherlands, New Zealand, Norway, Sweden, Switzerland, and the United States The Commonwealth
APPENDIX C HONG KONG S CURRENT HEALTHCARE FINANCING ARRANGEMENTS. Public and Private Healthcare Expenditures
APPENDIX C HONG KONG S CURRENT HEALTHCARE FINANCING ARRANGEMENTS and Healthcare Expenditures C.1 Apart from the dedication of our healthcare professionals, the current healthcare system is also the cumulative
Medizinische Soziologie. Das Gesundheitssystem II: USA und UK
Vorlesung WS 2013 Medizinische Soziologie Das Gesundheitssystem II: USA und UK Thomas Kohlmann, Sandra Meyer-Moock & You-Shan Feng Institut für Community Medicine Universität Greifswald Models of Health
Tracking Trends in Health system performance
The COMMONWEALTH FUND Tracking Trends in Health system performance NOVEMBER 2014 The mission of The Commonwealth Fund is to promote a high performance health care system. The Fund carries out this mandate
What can we learn from European healthcare?
What can we learn from European healthcare? Yanick Labrie, M.Sc. Economist, Montreal Economic Institute First Thinkers Conference University of Winnipeg, Manitoba February 22, 2013 Plan of the presentation
Running head: NATIONAL INSURANCE 1. National Health Insurance. Marijo Johnson. Ferris State University
Running head: NATIONAL INSURANCE 1 National Health Insurance Marijo Johnson Ferris State University NATIONAL INSURANCE 2 Abstract National insurance is a controversial alternative to health care coverage
The Health of Canada s Health Care System M D, M H A, C C F P, F C F P
The Health of Canada s Health Care System D r. Stewart Kennedy, M D, M H A, C C F P, F C F P E x ecutive Vice President, M edicine and Academics T hunder Bay Regional Health S c i ences Centre Biographical
Improved Medicare for All
Improved Medicare for All Quality, Guaranteed National Health Insurance by HEALTHCARE-NOW! Single-Payer Healthcare or Improved Medicare for All! The United States is the only country in the developed world
The facts about rising health care costs Underlying medical costs drive growth
Quality health plans & benefits Healthier living Financial well-being Intelligent solutions The facts about rising health care costs Underlying medical costs drive growth October 2012 00.03.966.1-L11 A
Improved Medicare for All
Take Action: Get Involved! The most important action you can take is to sign up for Healthcare-NOW! s email list, so you can stay connected with the movement and get updates on organizing efforts near
The Menzies-Nous Australian Health Survey 2010
The Menzies-Nous Australian Health Survey 2010 November 2010 Contents 1 Executive summary...1 1.1 Health and health services...1 1.2 Aged care services...2 2 Background...3 3 Health and health services...5
ASSESSING THE RESULTS
HEALTH REFORM IN MASSACHUSETTS EXPANDING TO HEALTH INSURANCE ASSESSING THE RESULTS March 2014 Health Reform in Massachusetts, Expanding Access to Health Insurance Coverage: Assessing the Results pulls
SWECARE FOUNDATION. Uniting the Swedish health care sector for increased international competitiveness
SWECARE FOUNDATION Uniting the Swedish health care sector for increased international competitiveness SWEDEN IN BRIEF Population: approx. 9 800 000 (2015) GDP/capita: approx. EUR 43 300 (2015) Unemployment
The U.S Health Care Paradox: How Spending More is Getting Us Less
The U.S Health Care Paradox: How Spending More is Getting Us Less Elizabeth H. Bradley Yale School of Public Health Lauren A. Taylor Harvard Divinity School 1 The paradox Then there's the problem of rising
Public and private health insurance: where to mark to boundaries? June 16, 2009 Kranjska Gora, Slovenia Valérie Paris - OECD
Public and private health insurance: where to mark to boundaries? June 16, 2009 Kranjska Gora, Slovenia Valérie Paris - OECD 1 Outline of the presentation Respective roles of public and private funding
Medicare Benefits. As of 2012, approximately 50 million people were Medicare beneficiaries.
Medicare Benefits Medicare is the federal health insurance program for people age 65 and older, and those of all ages with certain disabilities, End-Stage Renal Disease (ESRD), or Lou Gehrig s disease
Out of pocket costs in Australian health care Supplementary submission
Out of pocket costs in Australian health care Supplementary submission The AMA welcomes the opportunity provided by the Senate Community Affairs References Committee to make a supplementary submission
HEALTH CARE DELIVERY IN BRITAIN AND GERMANY: TOWARDS CONVERGENCE?
HEALTH CARE DELIVERY IN BRITAIN AND GERMANY: TOWARDS CONVERGENCE? Background: Two different health care systems Generally speaking, the British and the German health care systems differ not only with respect
A Journey to Improve Canada s Healthcare System
A Journey to Improve Canada s Healthcare System The Quest Can a public/private hospital system coexist and thrive and improve Canada s system? The Journey Visited Australia and New Zealand to find out
Expanding Health Coverage in Kentucky: Why It Matters. September 2009
Expanding Health Coverage in Kentucky: Why It Matters September 2009 As the details of federal health reform proposals consume the public debate, reflecting strong and diverse opinions about various options,
Health Care a Public or Private Good?
Health Care a Public or Private Good? Keith Schenone December 09, 2012 Economics & Institutions MGMT 7730-SIK Thesis Health care should be treated as a public good because it is not an ordinary commodity
Private health insurance: second-best or second-worst solution? Sarah Thomson EHMA VHI MASTERCLASS Milan, 27 June 2013
Private health insurance: second-best or second-worst solution? Sarah Thomson EHMA VHI MASTERCLASS Milan, 27 June 2013 VHI as a policy tool Policy goals Research findings Policy design Regulation Over
california Health Care Almanac
california Health Care Almanac : Slow But Steady august 2012 Introduction In 2014, implementation of the Affordable Care Act (ACA) will cause a spike in US health spending; analysts project an increase
How To Get A New Bronwell Drug Plan
Questions and Answers New Brunswick Drug Plan December 10, 2013 1) What is the New Brunswick Drug Plan? The New Brunswick Drug Plan is a prescription drug insurance plan that provides drug coverage for
Hong Kong s Health Spending 1989 to 2033
Hong Kong s Health Spending 1989 to 2033 Gabriel M Leung School of Public Health The University of Hong Kong What are Domestic Health Accounts? Methodology used to determine a territory s health expenditure
Medizinische Soziologie. Das Gesundheitssystem I: USA und UK
Vorlesung WS 2011 / 2012 Medizinische Soziologie Das Gesundheitssystem I: USA und UK Thomas Kohlmann, Sandra Meyer-Moock & You-Shan Feng Institut für Community Medicine Universität Greifswald Models of
Health. Government of New Brunswick Questions and Answers. Page 1 of 8
Page 1 of 8 Health Government of New Brunswick Questions and Answers 1) What is the New Brunswick Drug Plan? 2) The government s platform committed to a catastrophic drug plan. Is this the same thing?
Transfer issues and directions for reform: Australian transfer policy in comparative perspective
Transfer issues and directions for reform: Australian transfer policy in comparative perspective Peter Whiteford, Social Policy Research Centre, University of New South Wales [email protected] 1
http://mig.tu-berlin.de
Voluntary health insurance in Europe a structured introduction into objectives and status-quo Reinhard Busse, Prof. Dr. med. MPH FFPH Dept. Health Care Management, Technische Universität Berlin (WHO Collaborating
Australia s primary health care system: Focussing on prevention & management of disease
Australia s primary health care system: Focussing on prevention & management of disease Lou Andreatta PSM Assistant Secretary, Primary Care Financing Branch Australian Department of Health and Ageing Recife,
Introduction 70. Who can sponsor under the family class? 70. Who can be sponsored in the family class? 70. Can I sponsor if I live outside Canada?
Introduction 70 Who can sponsor under the family class? 70 Who can be sponsored in the family class? 70 Can I sponsor if I live outside Canada? 72 Do I have to financially support the person/s I sponsor?
HEALTHCARE MODELS ACROSS THE GLOBE A COMPARATIVE ANALYSIS
HEALTHCARE MODELS ACROSS THE GLOBE A COMPARATIVE ANALYSIS Sibu Saha, MD, MBA Professor of Surgery University of Kentucky Alley-Sheridan Fellow Harvard University EDUCATIONAL GOALS Identify major healthcare
Affordable Care Act Policy and Implementation Briefing
HEALTHCARE.GOV Affordable Care Act Policy and Implementation Briefing Family Planning Council s Reproductive Health Conference April 27, 2012 Joanne Corte Grossi,, MIPP Regional Director U.S. Department
Americans Experiences in the Health Insurance Marketplaces: Results from the First Month
TRACKING TRENDS IN HEALTH SYSTEM PERFORMANCE NOVEMBER 2013 Americans Experiences in the Health Insurance Marketplaces: Results from the First Month Sara R. Collins, Petra W. Rasmussen, Michelle M. Doty,
Exchanges and the ACA What You Need to Know for 2014
Exchanges and the ACA What You Need to Know for 2014 How the Affordable Care Act affects the Individual Health Insurance Market This presentation is for informational purposes only and does not constitute
VULNERABILITY OF SOCIAL INSTITUTIONS
VULNERABILITY OF SOCIAL INSTITUTIONS 2 December 2014 Paris Seminar in Demographic Economics Falilou FALL Senior Economist OECD Economics Department 1 Introduction and outline Social institutions and the
Prescription drugs are playing an increasingly greater role in the
TASK FORCE ON THE FUTURE OF HEALTH INSURANCE Issue Brief FEBRUARY 2004 Lack of Prescription Coverage Among the Under 65: A Symptom of Underinsurance Claudia L. Schur, Michelle M. Doty, and Marc L. Berk
The Private Health Insurance Market in Europe
For a clearer market perspective The Private Health Insurance Market in Europe Future trends, emerging opportunities and key players Report Price Publication date 1995/ 2885/$3835 April 2010 H E A L T
Things you need to know about Medicare.
Things you need to know about Medicare. 1 2 3 1OPTION Original Medicare We re here to help. Approaching 65 is an important milestone in life, and becoming eligible for Medicare is part of that. Whether
SHIBA. Statewide Health Insurance Benefits Advisors. Medicare, Health Insurance, & the Affordable Care Act Updates for Summer 2013
SHIBA Statewide Health Insurance Benefits Advisors Medicare, Health Insurance, & the Affordable Care Act Updates for Summer 2013 Liz Mercer Regional Trainer Sponsored by the: 8/8/2013 1 Today s overview
HIP POCKET PAIN IS HITTING AUSTRALIANS HARD
MEDIA RELEASE - EMBARGOED AND NOT FOR USE UNTIL MONDAY APRIL 29TH, 2013 HIP POCKET PAIN IS HITTING AUSTRALIANS HARD New Consumers Health Forum (CHF) campaign reveals Australia has among the highest out
