Average Health Care Spending per Capita, Adjusted for Differences in Cost of Living

Size: px
Start display at page:

Download "Average Health Care Spending per Capita, 1980 2011 Adjusted for Differences in Cost of Living"

Transcription

1 Average Health Care Spending per Capita, Adjusted for Differences in Cost of Living 3 Dollars ($US) * 21 Source: OECD Health Data 213. US ($8,58) NOR ($5,669) SWIZ ($5,643) NETH ($5,99) CAN ($4,522) DEN ($4,495)* GER ($4,495) FR ($4,118) SWE ($3,925) AUS ($3,8)* UK ($3,45) JPN ($3,213)* NZ ($3,182)

2 Health Care Spending as a Percentage of GDP, Percent * 21 GDP refers to gross domestic product. Source: OECD Health Data 213. US (17.7%) NETH (11.9%) FR (11.6%) GER (11.3%) CAN (11.2%) DEN (11.1%)* SWIZ (11.%) NZ (1.3%) JPN (9.6%)* SWE (9.5%) UK (9.4%) NOR (9.3%) AUS (8.9%)*

3 Health Care Spending per Capita by Source of Funding, 211 Adjusted for Differences in Cost of Living 5 Dollars ($US) 9, 8,58 8, 987 Out-of-pocket spending 7, Private spending Public spending 6, 3,454 5,643 5, 4, 3, 1, ,522 4,495 4, , ,925 3, , ,213 3, , 1, 4,66 3,661 3,183 3,827 3,436 3,161 3,24 2,578 2,821 2,638 2,631 US SWIZ CAN DEN* GER FR SWE AUS* UK JPN* NZ * 21. Source: OECD Health Data 213.

4 Retail Price Indexes for Basket of In-Patent Pharmaceuticals, 21 Price level US is set at US GER SWIZ FR CAN AUS UK Note: Calculations weighted relative to U.S. consumption patterns. U.S. retail prices were discounted from manufacturer prices according to the rebates obtained by the Medicaid program. Source: P. Kanavos, A. Ferrario, S. Vandoros et al., "Higher U.S. Branded Drug Prices and Spending Compared to Other Countries May Stem Partly from Quick Uptake of New Drugs," Health Affairs, April (4):

5 Diagnostic Imaging Prices, MRI scanning and imaging fees CT scanning and imaging fees (head) $1,2 $1,121 $6 $566 $1, $928 $5 $8 $4 $6 $554 $3 $252 $31 $328 $4 $319 $335 $363 $2 $124 $175 $183 $2 $1 $ NETH UK FR NZ SWIZ US $ CAN UK FR NETH NZ SWIZ US Notes: US refers to the commercial average. MRI refers to magnetic resonance imaging; CT refers to computed tomography. Source: International Federation of Health Plans, 212 Comparative Price Report.

6 Dollars ($US) 24, 21,18 2, Hospital Spending per Discharge, 211 Adjusted for Differences in Cost of Living 29 16, 15,433 13,25 12, 8, 11,968 11,374 11,36 9,894 9,611 8,478 8,363 7,842 5,339 4, US* CAN* NETH SWIZ DEN* NOR* SWE* AUS* NZ FR OECD Median GER * 21. Source: OECD Health Data 213.

7 Dollars ($US) $1,8 $1,634 $1,6 $1,4 Physician Fee for Hip Replacement, 28 Adjusted for Differences in Cost of Living Public payers Dollars ($US) $4,2 $3,6 $3,996 Private payers 3 $1,2 $1, $8 $6 $1,251 $1,181 $1,46 $674 $652 $3, $2,4 $1,8 $1,2 $2,16 $1,943 $1,34 $4 $2 $6 $ US GER UK AUS FR CAN $ US UK AUS FR Source: M. J. Laugesen and S. A. Glied, Higher Fees Paid to U.S. Physicians Drive Higher Spending for Physician Services Compared to Other Countries, Health Affairs, Sept (9):

8 Physician Incomes, 28 Adjusted for Differences in Cost of Living 31 Dollars ($US) 5, 442,45 45, Orthopedic surgeons Primary care doctors 4, 35, 3, 324,138 25, 2, 15, 1, 28,634 22, ,69 154,38 186, , ,89 125,14 95,585 92,844 5, US UK CAN GER AUS FR US UK GER CAN FR AUS Source: M. J. Laugesen and S. A. Glied, Higher Fees Paid to U.S. Physicians Drive Higher Spending for Physician Services Compared to Other Countries, Health Affairs, Sept (9):

9 Number of Practicing Physicians per 1, Population, SWE* GER SWIZ NOR DEN** AUS OECD Median FR UK NZ US JPN* * 21. ** 29. Source: OECD Health Data 213.

10 Spending on Health Insurance Administration per Capita, 211 Adjusted for Differences in Cost of Living $US 18 $7 $6 $66 $5 $4 $3 $2 $1 $35 $55 $7 $128 $148 $199 $237 $266 $277 $ NOR SWE AUS NZ CAN NETH GER SWIZ FR US * 21. Source: OECD Health Data 213.

11 Insurance Complexity and Restrictions Create Concerns for Patients and Doctors Adults, 213 Insurance did not cover as expected/ spent a lot of time on paperwork in past year* Percent 75 Primary care physicians, 212 Insurance coverage restrictions pose major time concern** * Adults spent a lot of time on paperwork or disputes over medical bills and/or insurance denied payment or did not pay as much as expected in the past year. ** Amount of time doctor or staff spend getting patients needed medications/treatments because of coverage restrictions is a major problem. Source: 212 and 213 Commonwealth Fund International Health Policy Surveys.

12 Percent 6 Cost-Related Access Barriers and Out-of-Pocket Costs in the Past Year Experienced cost-related access problem* Spent US$1, or more out-of-pocket * Did not fill/skipped prescription, did not visit doctor with medical problem, and/or did not get recommended care. Source: 213 Commonwealth Fund International Health Policy Survey in Eleven Countries.

13 Serious Problems Paying or Unable to Pay Medical Bills in the Past Year 7 Percent UK SWE NOR CAN GER AUS NETH NZ SWIZ FR US Source: 213 Commonwealth Fund International Health Policy Survey in Eleven Countries.

14 Gaps in Dental Care 8 Percent 75 6 Did not visit dentist/hygenist/dental clinic in past two years Skipped dental care because of cost in past year GER SWE NOR NETH SWIZ CAN UK FR US AUS NZ Source: 213 Commonwealth Fund International Health Policy Survey in Eleven Countries.

15 Cost and Access Problems in the Past Year for U.S. Adults, by Insurance Status 9 Experienced costrelated access problem Serious problems/ unable to pay medical bills Uninsured Insured all year Spent $1, or more out-of-pocket Percent Source: 213 Commonwealth Fund International Health Policy Survey in Eleven Countries.

16 Access to Doctor or Nurse When Sick or Needed Care 11 Same-day or next-day appointment Waited six days or more for appointment Percent Note: Question asked differently in Switzerland. Source: 213 Commonwealth Fund International Health Policy Survey in Eleven Countries.

17 Wait Times for Specialist Appointment 16 Less than four weeks Two months or more Percent Base: Needed to see specialist in the past two years. Source: 213 Commonwealth Fund International Health Policy Survey in Eleven Countries.

18 Percent 1 Flu Immunization Among Adults Age 65 or Older, AUS** NETH** UK US NZ CAN GER** OECD Median FR JPN* SWIZ* DEN* NOR * 21. ** 29. Source: OECD Health Data 213.

19 Percent Breast Cancer Five-Year Relative Survival Rate, (or nearest period) US JPN CAN NOR SWE NZ NETH GER DEN UK Source: OECD Health Data 213.

20 In-Hospital Mortality After Admission for Acute Myocardial Infarction per 1 Patients, DEN NOR SWE** AUS NZ CAN US* SWIZ* OECD Median UK NETH** GER JPN* In-hospital case-fatality rates within 3 days of admission. Age-sex standardized rates. * 28. ** 27. Source: OECD Health Data 213.

21 Foreign Object Left in Body During Procedure per 1, Hospital Discharges, DEN** SWE GER US* FR UK NZ CAN AUS SWIZ* Note: Age-sex-SDX standardized rates. * 28. ** 21. Source: OECD Health Data 213.

Multinational Comparisons of Health Systems Data, 2013

Multinational Comparisons of Health Systems Data, 2013 Multinational Comparisons of Health Systems Data, 213 David Squires The Commonwealth Fund November 213 2 Health Care Spending and Coverage Average Health Care Spending per Capita, 198 211 Adjusted for

More information

Multinational Comparisons of Health Systems Data, 2014

Multinational Comparisons of Health Systems Data, 2014 Multinational Comparisons of Health Systems Data, 214 Chloe Anderson The Commonwealth Fund November 214 Health Care Spending 2 Dollars ($US) Average Health Care Spending per Capita, 198 212 Adjusted for

More information

How To Get Health Care In The United States

How To Get Health Care In The United States The Commonwealth Fund 2013 International Health Policy Survey in Eleven Countries Robin Osborn and Cathy Schoen The Commonwealth Fund November 2013 The Commonwealth Fund 2013 International Health Policy

More information

On the Front Line: Primary Care Doctors Experiences in Eleven Countries

On the Front Line: Primary Care Doctors Experiences in Eleven Countries On the Front Line: Primary Care Doctors Experiences in Eleven Countries Findings from the Commonwealth Fund 12 International Health Policy Survey of Primary Care Physicians and Health Affairs article,

More information

How to Integrate Private and Public Actors in Health Care: the Swiss Answer

How to Integrate Private and Public Actors in Health Care: the Swiss Answer AHIA 2010 9 November 2010 Sydney PRIVATE HEALTH / PUBLIC GOOD How to Integrate Private and Public Actors in Health Care: the Swiss Answer Prof. Dr. Thomas Zeltner Advanced Leadership Initiative, Harvard

More information

Health at a Glance: Europe 2014

Health at a Glance: Europe 2014 Health at a Glance: Europe 2014 (joint publication of the OECD and the European Commission) Released on December 3, 2014 http://www.oecd.org/health/health-at-a-glance-europe-23056088.htm Table of Contents

More information

GBMC HealthCare is Building a Better System of Care for Our Community. John B. Chessare MD, MPH President and CEO GBMC HealthCare System

GBMC HealthCare is Building a Better System of Care for Our Community. John B. Chessare MD, MPH President and CEO GBMC HealthCare System GBMC HealthCare is Building a Better System of Care for Our Community John B. Chessare MD, MPH President and CEO GBMC HealthCare System Agenda The Challenges in our National and Local Healthcare Systems

More information

The Commonwealth Fund International Health Policy Surveys

The Commonwealth Fund International Health Policy Surveys THE COMMONWEALTH FUND The Commonwealth Fund International Health Policy Surveys November 17, 2011 Robin Osborn Vice President and Director International Program in Health Policy and Innovation Commonwealth

More information

Health Care Systems: An International Comparison. Strategic Policy and Research Intergovernmental Affairs May 2001

Health Care Systems: An International Comparison. Strategic Policy and Research Intergovernmental Affairs May 2001 Health Care Systems: An International Comparison Strategic Policy and Research Intergovernmental Affairs May 21 1 Most industrialized countries have established hybrid systems in which the public sector,

More information

OECD Health Data 2012 U.S. health care system from an international perspective

OECD Health Data 2012 U.S. health care system from an international perspective OECD Health Data 2012 U.S. health care system from an international perspective Released on June 28, 2012 http://www.oecd.org/health/healthdata Why is the US health spending so high? 5 388 5 270 5 056

More information

THE HEALTH CARE SYSTEMS OF GERMANY AND SWITZERLAND. Merely slouching towards Regulated Competition

THE HEALTH CARE SYSTEMS OF GERMANY AND SWITZERLAND. Merely slouching towards Regulated Competition WWS 597 Reinhardt THE HEALTH CARE SYSTEMS OF GERMANY AND SWITZERLAND Merely slouching towards Regulated Competition SOCIAL INSURANCE WITH PRIVATE PURCHASING THE FINANCING OF HEALTH CARE OWNERSHIP OF PROVIDERS

More information

How Does Canadian Health Care Compare Internationally? Eric Schneider, M.D., F.A.C.P. Senior Vice President for Policy and Research November 2015

How Does Canadian Health Care Compare Internationally? Eric Schneider, M.D., F.A.C.P. Senior Vice President for Policy and Research November 2015 How Does Canadian Health Care Compare Internationally? Eric Schneider, M.D., F.A.C.P. Senior Vice President for Policy and Research November 2015 1 Views of the Health Care System Works well, only minor

More information

The German health system: basics and some comparisons with other countries

The German health system: basics and some comparisons with other countries The German health system: basics and some comparisons with other countries Prof. Dr. med. Reinhard Busse, MPH Department ofhealthcare Management/ WHO Collaborating Centre for Health Systems, Research and

More information

The Commonwealth Fund. What is a High Performing Health System? Why Do We Do Cross-National Comparisons? Why Do We Do Cross-National Comparisons?

The Commonwealth Fund. What is a High Performing Health System? Why Do We Do Cross-National Comparisons? Why Do We Do Cross-National Comparisons? The Commonwealth Fund Aiming for a High Performing Health Care System: Opportunities for Cross-National Learning ISQua International Conference Rio De Janeiro October 6, 214 Robin Osborn Vice President

More information

Expanding Health Coverage in Kentucky: Why It Matters. September 2009

Expanding Health Coverage in Kentucky: Why It Matters. September 2009 Expanding Health Coverage in Kentucky: Why It Matters September 2009 As the details of federal health reform proposals consume the public debate, reflecting strong and diverse opinions about various options,

More information

MIRROR, MIRROR ON THE WALL

MIRROR, MIRROR ON THE WALL The COMMONWEALTH FUND 4 UPDATE MIRROR, MIRROR ON THE WALL How the Performance of the U.S. Health Care System Compares Internationally Karen Davis, Kristof Stremikis, David Squires, and Cathy Schoen June

More information

The Three Myths of Single-Payer Health Care

The Three Myths of Single-Payer Health Care The Three Myths of Single-Payer Health Care Health Care Forum August 26, 2007 Brian Urban, CEO Corporate Resource Group, Inc. Legislative Chairman, NAHU, Nebraska Three Myths of Single-Payer Systems A

More information

Bismarck, Beveridge and The Blues

Bismarck, Beveridge and The Blues Bismarck, Beveridge and The Blues The Paul H. Nitze School of Advanced International Studies Bologna, Italy October 14, 2010 Lloyd B. Minor, M.D. Provost and Senior Vice President for Academic Affairs

More information

Health Care Reform Legislation and You

Health Care Reform Legislation and You (Customizable space for CPA Firm Logo to go here) Health Care Reform Legislation and You Timelines and Implications of the New Law for Individuals Updated as of January 2011 The Health Care Reform Legislation

More information

PPACA, COMPLIANCE & THE USA MARKET

PPACA, COMPLIANCE & THE USA MARKET PPACA, COMPLIANCE & THE USA MARKET INTRODUCTION The USA healthcare market is the largest in the world followed by Switzerland and Germany It consists of broad services offered by various hospitals, physicians,

More information

Patient Experience Data and Patient Reported Outcome Measures in Canada

Patient Experience Data and Patient Reported Outcome Measures in Canada Patient Experience Data and Patient Reported Outcome Measures in Canada Current state and future plans OECD HCQI Expert Meeting 7-8 th of November, 2013 Jeanie Lacroix Canadian Institute for Health Information

More information

Single Payer 101 Training Universal Health Care for Massachusetts

Single Payer 101 Training Universal Health Care for Massachusetts Single Payer 101 Training Universal Health Care for Massachusetts http://masscare.org What s Wrong With Our Health Care System? (the easy part) U.S. Has Lowest Life Expectancy in the Industrialized World

More information

The O rg a n iz ati on f or Economic

The O rg a n iz ati on f or Economic In Search Of Value: An International Comparison Of Cost, Access, And Outcomes The still spends more and fares worse on health indicators than most industrialized nations do. by Gerard F. And erso n The

More information

Cigna Open Access Plans for Tennessee

Cigna Open Access Plans for Tennessee Individual & Family Plans Insured by Connecticut General Life Insurance Company Cigna Open Access Plans for Tennessee medical & PHARMACY INSURANCE with the ONE-AND-ONLY YOU IN MIND. 858436 a 12/12 Services

More information

The Health Care Law and You

The Health Care Law and You The Health Care Law and You The health care law enacted in 2010 brings a number of benefits to all Americans, including people over 50. Some of these benefits you can get right now. Others phase in over

More information

The Health of Canada s Health Care System M D, M H A, C C F P, F C F P

The Health of Canada s Health Care System M D, M H A, C C F P, F C F P The Health of Canada s Health Care System D r. Stewart Kennedy, M D, M H A, C C F P, F C F P E x ecutive Vice President, M edicine and Academics T hunder Bay Regional Health S c i ences Centre Biographical

More information

Health Insurance A GUIDE TO UNDERSTANDING, GETTING AND USING HEALTH INSURANCE. The. HL-14-001 Rev. 08/2015

Health Insurance A GUIDE TO UNDERSTANDING, GETTING AND USING HEALTH INSURANCE. The. HL-14-001 Rev. 08/2015 A GUIDE TO UNDERSTANDING, GETTING AND USING HEALTH INSURANCE The of Health Insurance wahealthplanfinder.org 1-855-WAFINDER 1-855-923-4633 HL-14-001 Rev. 08/2015 THE ABC S OF HEALTH INSURANCE: WHY IS HEALTH

More information

Obama Administration Record on Health Care

Obama Administration Record on Health Care Obama Administration Record on Health Care Today, two years after we passed health care reform, more young adults have insurance, more seniors are saving money on their prescription drugs, and more Americans

More information

2014 OPEN ENROLLMENT & BENEFIT GUIDE

2014 OPEN ENROLLMENT & BENEFIT GUIDE 2014 OPEN ENROLLMENT & BENEFIT GUIDE This guide contains important information about Wheaton College s annual benefits open enrollment for our medical, dental and flexible spending accounts plan. Also

More information

How To Understand The Health Care System In The United States

How To Understand The Health Care System In The United States Medicare Payments And Its Relationship To The U.S. Healthcare System Stuart H. Altman, Ph.D. Sol C. Chaikin Professor of National Health Policy Brandeis University Should Medicare Focus Only on The Functioning

More information

THE ELDERLY S EXPERIENCES WITH HEALTH CARE IN FIVE NATIONS

THE ELDERLY S EXPERIENCES WITH HEALTH CARE IN FIVE NATIONS THE ELDERLY S EXPERIENCES WITH HEALTH CARE IN FIVE NATIONS FINDINGS FROM THE COMMONWEALTH FUND 1999 INTERNATIONAL HEALTH POLICY SURVEY Cathy Schoen, Erin Strumpf, Karen Davis, Robin Osborn, Karen Donelan,

More information

How the New Health Care Law Benefits You

How the New Health Care Law Benefits You How the New Health Care Law Benefits You Congress enacted a new health care law which brings a number of benefits to all Americans, including people over 50. Some of these changes you will see this year.

More information

The Commonwealth Fund 2001 International Health Policy Survey shows

The Commonwealth Fund 2001 International Health Policy Survey shows May 2002 Issue Brief Comparison of Health Care System Views and Experiences in Five Nations, 2001 Findings from The Commonwealth Fund 2001 International Health Policy Survey Cathy Schoen, Robert J. Blendon,

More information

Prescription drugs are playing an increasingly greater role in the

Prescription drugs are playing an increasingly greater role in the TASK FORCE ON THE FUTURE OF HEALTH INSURANCE Issue Brief FEBRUARY 2004 Lack of Prescription Coverage Among the Under 65: A Symptom of Underinsurance Claudia L. Schur, Michelle M. Doty, and Marc L. Berk

More information

PHYSICIANS. 202.420.7896 888 16 th St. NW, Suite 800, Washington DC 20006 www.npalliance.org

PHYSICIANS. 202.420.7896 888 16 th St. NW, Suite 800, Washington DC 20006 www.npalliance.org N A T I O N A L PHYSICIANS A L L I A N C E My name is Dr. Valerie Arkoosh. I am an Anesthesiologist at the University of Pennsylvania School of Medicine and the President of the National Physicians Alliance.

More information

Aetna Medicare Advantage PPO ESA 15 SHBP Summary of Benefits and Coverage: What this Plan Covers & What it Costs

Aetna Medicare Advantage PPO ESA 15 SHBP Summary of Benefits and Coverage: What this Plan Covers & What it Costs This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.state.nj.us/treasury/pensions/health-benefits.shtml or

More information

Personal Blue PPO QHDHP $5,000/$10,000

Personal Blue PPO QHDHP $5,000/$10,000 This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at capbluecross.com or by calling 1-800-962-2242. Important

More information

Comparative Health Care Systems. Folland et al Chapters 22

Comparative Health Care Systems. Folland et al Chapters 22 Comparative Health Care Systems. Folland et al Chapters 22 Chris Auld Economics 317 March 23, 2012 Health Care Systems. There are many different forms of health care delivery in place in different countries.

More information

2003 FIRST MINISTERS ACCORD

2003 FIRST MINISTERS ACCORD 2003 FIRST MINISTERS ACCORD ON HEALTH CARE RENEWAL 1 In September 2000, First Ministers agreed on a vision, principles and action plan for health system renewal. Building from this agreement, all governments

More information

ROCHESTER INSTITUTE OF TECHNOLOGY 2014 Medical Benefits Comparison Chart Medicare-Eligible Retirees in the Rochester Area

ROCHESTER INSTITUTE OF TECHNOLOGY 2014 Medical Benefits Comparison Chart Medicare-Eligible Retirees in the Rochester Area Contacting the Carrier Voice: (877) 883-9577 TTY: (585) 454-2845 Website: Voice: (800) 665-7924 TTY: (800) 252-2452 Website: www.excellusbcbs.com www.mvphealthcare.com Deductible Carry Over None None Deductible,

More information

A GUIDE TO UNDERSTANDING, GETTING AND USING HEALTH INSURANCE. The. Health Insurance

A GUIDE TO UNDERSTANDING, GETTING AND USING HEALTH INSURANCE. The. Health Insurance A GUIDE TO UNDERSTANDING, GETTING AND USING HEALTH INSURANCE The of Health Insurance THE ABC S OF HEALTH INSURANCE: WHY IS HEALTH INSURANCE IMPORTANT? Even if you are in GOOD HEALTH, you will need to

More information

Programs. Summary of State Programs and Laws Highlighted in Faces of Maryland s Newly Insured. Medical Assistance for Families (SB 6)

Programs. Summary of State Programs and Laws Highlighted in Faces of Maryland s Newly Insured. Medical Assistance for Families (SB 6) Programs Summary of State Programs and Laws Highlighted in Faces of Maryland s Newly Insured Medical Assistance for Families (SB 6) Medical Assistance for Families provides full health care insurance to

More information

Alternate PPO/Alternate Rx

Alternate PPO/Alternate Rx This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at capbluecross.com or by calling 1-866-802-4761. Important

More information

Single Payer Systems: Equity in Access to Care

Single Payer Systems: Equity in Access to Care Single Payer Systems: Equity in Access to Care Lynn A. Blewett University of Minnesota, School of Public Health The True Workings of Single Payer Systems: Lessons or Warnings for U.S. Reform Journal of

More information

Ronald Riner, MD. The Riner Group, Inc. 5811 Pelican Bay Blvd., Suite 210 Naples, FL 34108 800.965.8485 www.rinergroup.com

Ronald Riner, MD. The Riner Group, Inc. 5811 Pelican Bay Blvd., Suite 210 Naples, FL 34108 800.965.8485 www.rinergroup.com Impact of Healthcare Reform on Small Business January 12, 2011 Ronald Riner, MD The Riner Group, Inc. 5811 Pelican Bay Blvd., Suite 210 Naples, FL 34108 800.965.8485 www.rinergroup.com Healthcare Reform

More information

The facts about rising health care costs Underlying medical costs drive growth

The facts about rising health care costs Underlying medical costs drive growth Quality health plans & benefits Healthier living Financial well-being Intelligent solutions The facts about rising health care costs Underlying medical costs drive growth October 2012 00.03.966.1-L11 A

More information

Understanding Health Insurance Options in Retirement

Understanding Health Insurance Options in Retirement Understanding Health Insurance Options in Retirement A White Paper by Manning & Napier www.manning-napier.com 1 Over the past several years, the spike in the cost of health care and insurance premiums

More information

UNIVERSITY OF VIRGINIA HEALTH PLAN 2015 SCHEDULE OF BENEFITS CHOICE HEALTH

UNIVERSITY OF VIRGINIA HEALTH PLAN 2015 SCHEDULE OF BENEFITS CHOICE HEALTH UNIVERSITY OF VIRGINIA HEALTH PLAN 2015 SCHEDULE OF BENEFITS CHOICE HEALTH SERVICES PROVIDED Direct Access through UVa Provider Network 1. PLAN COINSURANCE Applies to all expenses unless otherwise stated.

More information

Frequently Asked Questions about Fee-for-Service Medicare For People with Alzheimer s Disease

Frequently Asked Questions about Fee-for-Service Medicare For People with Alzheimer s Disease Frequently Asked Questions about Fee-for-Service Medicare For People with Alzheimer s Disease This brochure answers questions Medicare beneficiaries with Alzheimer s disease, and their families, may have

More information

Harvard Pilgrim s Stride SM. (HMO) Medicare Advantage Plan. Value Rx Plus Annual Notice of Change

Harvard Pilgrim s Stride SM. (HMO) Medicare Advantage Plan. Value Rx Plus Annual Notice of Change HP15ANOCMNEPLUS 2015 Harvard Pilgrim s Stride SM (HMO) Medicare Advantage Plan Value Rx Plus Annual Notice of Change Maine Cumberland and York Y0098_15092 Accepted Harvard Pilgrim Stride Value RX Plus

More information

Small Employer Health Insurance Survey South Carolina State Planning Grant

Small Employer Health Insurance Survey South Carolina State Planning Grant Small Employer Health Insurance Survey South Carolina State Planning Grant So that we can ensure our survey sample is geographically representative of the state, it is very important that you provide the

More information

S e c t i o n 4 - P S E R S P o s t e m p l o y m e n t H e a l t h c a r e P r o g r a m s

S e c t i o n 4 - P S E R S P o s t e m p l o y m e n t H e a l t h c a r e P r o g r a m s S e c t i o n 4 - P S E R S P o s t e m p l o y m e n t H e a l t h c a r e P r o g r a m s Health Options Program... Tab 17 Premium Assistance Program... Tab 18 This page intentionally left blank Pursuant

More information

The Commonwealth Fund Health Care Opinion Leaders Survey March 2006 Introduction

The Commonwealth Fund Health Care Opinion Leaders Survey March 2006 Introduction The Commonwealth Fund Health Care Opinion Leaders Survey March 2006 Introduction The Commonwealth Fund Health Care Opinion Leaders Survey was conducted by Harris Interactive on behalf of The Commonwealth

More information

A GUIDE TO UNDERSTANDING, GETTING AND USING HEALTH INSURANCE. The. Health Insurance

A GUIDE TO UNDERSTANDING, GETTING AND USING HEALTH INSURANCE. The. Health Insurance A GUIDE TO UNDERSTANDING, GETTING AND USING HEALTH INSURANCE The of Health Insurance THE ABC S OF HEALTH INSURANCE: WHY IS HEALTH INSURANCE IMPORTANT? Even if you are in GOOD HEALTH, you will need to

More information

Medical Mutual : Dublin City Schools HSA Family Plan 2

Medical Mutual : Dublin City Schools HSA Family Plan 2 This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at MedMutual.com/SBC or by calling 800.525.5957. Important Questions

More information

Problems with Health Care. Sociology 230 Dr. Babcock Chapter 2b

Problems with Health Care. Sociology 230 Dr. Babcock Chapter 2b Problems with Health Care Sociology 230 Dr. Babcock Chapter 2b U.S. Health Care From 1987 through 2014 a growing number of Americans had no medical insurance Health Insurance one in four adults (49.5 million)

More information

... for your interest in a Medicare Supplement plan from Blue Cross and Blue Shield of Georgia.

... for your interest in a Medicare Supplement plan from Blue Cross and Blue Shield of Georgia. Thank you...... for your interest in a Medicare Supplement plan from Blue Cross and Blue Shield of Georgia. With a Medicare Supplement plan, you can have peace of mind knowing you have reliable coverage

More information

Ambetter Silver 5 Summary of Benefits and Coverage: What this Plan Covers & What it Costs

Ambetter Silver 5 Summary of Benefits and Coverage: What this Plan Covers & What it Costs This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at http://ambetter.superior healthplan.com/ or by calling 877-687-1196,

More information

What is the overall deductible? Are there other deductibles for specific services?

What is the overall deductible? Are there other deductibles for specific services? Small Group Agility MS200 Coverage Period: Beginning on or after 01/01/2015 This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or

More information

2015-2016. New England Conservatory. Student Health PPO Plan. Policy Number: SP100104. Underwritten by Tufts Insurance Company.

2015-2016. New England Conservatory. Student Health PPO Plan. Policy Number: SP100104. Underwritten by Tufts Insurance Company. New England Conservatory Student Health PPO Plan Underwritten by Tufts Insurance Company. Policy Number: SP100104 2015-2016 Form Number: 100104-1-1R3 New England Conservatory Health and Counseling Services

More information

Quick Guide 2016. Peoples Health Choices 65 #14 (HMO) Jefferson, Orleans and Plaquemines parishes

Quick Guide 2016. Peoples Health Choices 65 #14 (HMO) Jefferson, Orleans and Plaquemines parishes Quick Guide 2016 $0 mium* Plan Pre Peoples Health Choices 65 #14 (HMO) Jefferson, Orleans and Plaquemines parishes *You must continue to pay your Medicare Part B premium. H1961_PH16C65S1QG Accepted Thank

More information

Emerging Benefits of EMR Use in Community-Based Settings

Emerging Benefits of EMR Use in Community-Based Settings Emerging Benefits of EMR Use in Community-Based Settings Simon Hagens, Clinical Adoption Partnership 2013 Outline Approach to EMR Benefits Evaluation EMR use in Primary Care EMR Benefits Pan-Canadian Study

More information

Undergraduate Student Health Insurance Plan (USHIP) Benefits 2015-2016

Undergraduate Student Health Insurance Plan (USHIP) Benefits 2015-2016 Undergraduate Student Health Insurance Plan (USHIP) Benefits 2015-2016 For your insurance ID card or additional information on this plan, visit: www.4studenthealth.com/uci How USHIP Works For UC Irvine

More information

Nationwide Life Insurance Co.: University of Phoenix NJ Coverage Period: 9/24/13-8/23/14

Nationwide Life Insurance Co.: University of Phoenix NJ Coverage Period: 9/24/13-8/23/14 This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.chpstudent.com or by calling 1-800-633-7867. Important

More information

STANDARD AND SELECT NETWORK PRODUCTS FROM TUFTS HEALTH PLAN

STANDARD AND SELECT NETWORK PRODUCTS FROM TUFTS HEALTH PLAN STANDARD AND SELECT NETWORK PRODUCTS FROM TUFTS HEALTH PLAN 2015 PLAN OPTIONS Standard Network: The Standard Network plans provide members with a choice of more than 25,000 participating doctors and 90

More information

State Health Plan: High Deductible Health Plan 50/50 Coverage Period: 01/01/2016 12/31/2016

State Health Plan: High Deductible Health Plan 50/50 Coverage Period: 01/01/2016 12/31/2016 This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at http://www.shpnc.org and click on High Deductible Health

More information

May 2012 HEALTH CARE COSTS

May 2012 HEALTH CARE COSTS HEALTH CARE COSTS A Primer May 2012 KEY INFORMATION ON HEALTH CARE COSTS AND THEIR IMPACT HEALTH CARE COSTS: A Primer KEY INFORMATION ON HEALTH CARE COSTS AND THEIR IMPACT May 2012 TABLE OF CONTENTS

More information

The Impact of Prescription Drug Prices on Seniors

The Impact of Prescription Drug Prices on Seniors The Impact of Prescription Drug Prices on Seniors Over the years medicine has changed, particularly with respect to prescription drugs: more drugs are available, they are more frequently prescribed, and

More information

Aetna Savings Plus plan guide

Aetna Savings Plus plan guide Quality health plans & benefits Healthier living Financial well-being Intelligent solutions Aetna Savings Plus plan guide New health plans designed with Florida businesses in mind For businesses with 2-100

More information

Exhibit 1. Nearly Two of Five Young Adults Spent Some Time Uninsured in the Past Year

Exhibit 1. Nearly Two of Five Young Adults Spent Some Time Uninsured in the Past Year Exhibit 1. Nearly Two of Five Young Adults Spent Some Time Uninsured in the Past Year Percent of adults ages 19 29 75 70 Insured now, time uninsured in past year Uninsured now 21 48 39 25 0 17 22 48 21

More information

HIPAA NOTICE OF PRIVACY PRACTICES

HIPAA NOTICE OF PRIVACY PRACTICES HIPAA NOTICE OF PRIVACY PRACTICES Human Resources Department 16000 N. Civic Center Plaza Surprise, AZ 85374 Ph: 623-222-3532 // Fax: 623-222-3501 TTY: 623-222-1002 Purpose of This Notice This Notice describes

More information

Deductible: $500/$1000* Out-of-Pocket Max: $2,000/$4,000** including deductible

Deductible: $500/$1000* Out-of-Pocket Max: $2,000/$4,000** including deductible First State Basic Plan (highmark delaware) Description of Benefit Deductible: $500/$1000* Out-of-Pocket Max: $2,000/$4,000** Deductible: $1,000/$2,000* Out-of-Pocket Max: $4,000/$8,000** Inpatient Room

More information

Out of pocket costs in Australian health care Supplementary submission

Out of pocket costs in Australian health care Supplementary submission Out of pocket costs in Australian health care Supplementary submission The AMA welcomes the opportunity provided by the Senate Community Affairs References Committee to make a supplementary submission

More information

Jacksonville University s Healthcare Policy Conference November 13, 2013

Jacksonville University s Healthcare Policy Conference November 13, 2013 Jacksonville University s Healthcare Policy Conference November 13, 2013 How Healthy is Northeast Florida? The Ranking Model Northeast Florida Overall Rankings St Johns 1 Clay 7 Flagler 23 Nassau 29 Duval

More information

NYU HOSPITALS CENTER. Retirement Plan. Your Health & Welfare Plan Benefits

NYU HOSPITALS CENTER. Retirement Plan. Your Health & Welfare Plan Benefits NYU HOSPITALS CENTER Retirement Plan Your Health & Welfare Plan Benefits 1 What s Inside Welcome to the NYU Hospitals Center Retiree Health & Welfare Program Retiree Health & Welfare Benefits At-A-Glance...

More information

Wait Times for Priority Procedures in Canada, 2014

Wait Times for Priority Procedures in Canada, 2014 March 2014 Wait Times for Priority Procedures in Canada, 2014 Types of Care Canadians have indicated that waiting too long for care is the largest barrier to accessing health services. 1 As a result, policy-makers

More information

kaiser medicaid uninsured commission on The Role of Medicaid for People with Behavioral Health Conditions November 2012

kaiser medicaid uninsured commission on The Role of Medicaid for People with Behavioral Health Conditions November 2012 on on medicaid and and the the uninsured November 2012 The Role of Medicaid for People with Behavioral Health Conditions Introduction Behavioral health conditions encompass a broad range of illnesses,

More information

Large group benefit comparison

Large group benefit comparison Large group benefit comparison effective January 1, 2015 A guide to choosing the right plan for your business San Diegans choose Health Plan With a range of plans and provider networks, we have the right

More information

Tracking Employment-Based Health Benefits in Changing Times

Tracking Employment-Based Health Benefits in Changing Times Tracking Employment-Based Health Benefits in Changing Times by Brian Mauersberger Bureau of Labor Statistics Originally Posted: January 27, 2012 Most Americans obtain their health care coverage through

More information

Western Health Advantage: Gateway 5500B HSA Coverage Period: 12/1/2015-11/30/2016

Western Health Advantage: Gateway 5500B HSA Coverage Period: 12/1/2015-11/30/2016 This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.westernhealth.com or by calling 1-888-563-2250. Important

More information

AUBURN UNIVERSITY. Employee Benefits Policies. (Administrative/Professional and University Staff)

AUBURN UNIVERSITY. Employee Benefits Policies. (Administrative/Professional and University Staff) 9.0 Employee Benefits AUBURN UNIVERSITY Employee Benefits Policies (Administrative/Professional and University Staff) 9.1 Unemployment Compensation - Unemployment Compensation coverage is provided for

More information

Annual Notice of Changes for 2015

Annual Notice of Changes for 2015 Kaiser Permanente Senior Advantage Essential Plus plan (HMO) offered by Kaiser Foundation Health Plan, Inc., Hawaii Region Annual Notice of Changes for 2015 You are currently enrolled as a member of Kaiser

More information

california Health Care Almanac

california Health Care Almanac california Health Care Almanac : Slow But Steady august 2012 Introduction In 2014, implementation of the Affordable Care Act (ACA) will cause a spike in US health spending; analysts project an increase

More information

Northeastern University 2015 Medical Benefits

Northeastern University 2015 Medical Benefits Northeastern University 2015 Medical Benefits Northeastern s 2015 Open Enrollment Effective Date: January 1, 2015 2015 Medical Plan Options Blue Choice New England Core POS Plan New Plan Blue Choice New

More information

Key Features of the Affordable Care Act, By Year

Key Features of the Affordable Care Act, By Year Page 1 of 10 Key Features of the Affordable Care Act, By Year On March 23, 2010, President Obama signed the Affordable Care Act. The law puts in place comprehensive health insurance reforms that will roll

More information

A Journey to Improve Canada s Healthcare System

A Journey to Improve Canada s Healthcare System A Journey to Improve Canada s Healthcare System The Quest Can a public/private hospital system coexist and thrive and improve Canada s system? The Journey Visited Australia and New Zealand to find out

More information

Important Questions Answers Why this Matters: What is the overall deductible?

Important Questions Answers Why this Matters: What is the overall deductible? This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.anthem.com/ca/sisc or by calling 1-800-825-5541. Important

More information

The Patient Protection and Affordable Care Act. Implementation Timeline

The Patient Protection and Affordable Care Act. Implementation Timeline The Patient Protection and Affordable Care Act Implementation Timeline 2009 Credit to Encourage Investment in New Therapies: A two year temporary credit subject to an overall cap of $1 billion to encourage

More information

UnitedHealthcare Choice Plus. UnitedHealthcare Insurance Company. Certificate of Coverage

UnitedHealthcare Choice Plus. UnitedHealthcare Insurance Company. Certificate of Coverage UnitedHealthcare Choice Plus UnitedHealthcare Insurance Company Certificate of Coverage For the Health Savings Account (HSA) Plan 4X8 of Southern State Community College Enrolling Group Number: 755032

More information

Insurance Markets Ready or Not: Consumers Face New Health Insurance Choices. Employer-based. Insurance Premium. Contribution.

Insurance Markets Ready or Not: Consumers Face New Health Insurance Choices. Employer-based. Insurance Premium. Contribution. Insurance Markets Ready or Not: Consumers Face New Health Insurance Choices Introduction Not long ago, most working Californians, at least those working for large or midsize companies, could expect a standard

More information

Do more of what you love. HealthPartners Wisconsin Freedom (Cost) 2016 Plan Comparison Guide

Do more of what you love. HealthPartners Wisconsin Freedom (Cost) 2016 Plan Comparison Guide Do more of what you love. HealthPartners Wisconsin Freedom (Cost) 2016 Plan Comparison Guide H2462_ 82767 Accepted 9/14/2014 H2462_91699_01 Accepted 8/30/2015 WIPlanComp Table of contents Introducing HealthPartners...................................

More information

California Ironworkers Field Welfare Plan 1/1/2014 Open Enrollment Benefit Plan Comparison Non-Medicare Retired Participants Residing in Nevada

California Ironworkers Field Welfare Plan 1/1/2014 Open Enrollment Benefit Plan Comparison Non-Medicare Retired Participants Residing in Nevada Non- Choice of Providers Calendar Year Deductible *The Fund s Calendar Year Deductible is never waived. However, some services are not subject to the Deductible. If you live in Nevada, your network of

More information

Maximize Your Benefits & Minimize Your Costs

Maximize Your Benefits & Minimize Your Costs Maximize Your Benefits & Minimize Your Costs April 4, 2016 Joint Health Management Board Maximize Your Benefits & Minimize Your Costs Health Care is very expensive Health Insurance is very expensive Complex

More information

International Private Medical Insurance

International Private Medical Insurance A Guide to Private Medical Insurance A Guide to International Private Medical Insurance Protecting your biggest asset your employees 02 Citrus Healthcare Consulting Limited www.citrushealthcare.co.uk Private

More information

Lessons from Abroad. A Series on Health Care Reform. Health Care Lessons from. Germany. by Nadeem Esmail

Lessons from Abroad. A Series on Health Care Reform. Health Care Lessons from. Germany. by Nadeem Esmail Lessons from Abroad A Series on Health Care Reform Health Care Lessons from Germany by Nadeem Esmail Lessons from Abroad A Series on Health Care Reform May 2014 Health Care Lessons from Germany by Nadeem

More information

Swe den Structure, delive ry, administration He althcare Financing Me chanisms and Health Expenditures Quality of Bene fits, C hoice, Access

Swe den Structure, delive ry, administration He althcare Financing Me chanisms and Health Expenditures Quality of Bene fits, C hoice, Access Sweden Single payer, universal healthcare system, with 21 county councils as the primary payer (reimburser) Administration of healthcare plan is decentralized in the hands of the county councils Central

More information

UnitedHealthcare Choice Plus. UnitedHealthcare Insurance Company. Certificate of Coverage

UnitedHealthcare Choice Plus. UnitedHealthcare Insurance Company. Certificate of Coverage UnitedHealthcare Choice Plus UnitedHealthcare Insurance Company Certificate of Coverage For the Health Savings Account (HSA) Plan 7PD of Educators Benefit Services, Inc. Enrolling Group Number: 717578

More information

UnitedHealthcare Choice Plus. UnitedHealthcare Insurance Company. Certificate of Coverage

UnitedHealthcare Choice Plus. UnitedHealthcare Insurance Company. Certificate of Coverage UnitedHealthcare Choice Plus UnitedHealthcare Insurance Company Certificate of Coverage For the Plan 7EG of Educators Benefit Services, Inc. Enrolling Group Number: 717578 Effective Date: January 1, 2012

More information

Health Care Reform and You

Health Care Reform and You Health Care Reform and You Timelines and Implications of the Law for Individuals Updated as of December 2013 Health Care Reform and You The Patient Protection and Affordable Care Act and the Health Care

More information

Annual Notice of Changes for 2016

Annual Notice of Changes for 2016 Kaiser Permanente Senior Advantage Core (HMO) offered by Kaiser Foundation Health Plan of Colorado Annual Notice of Changes for 2016 You are currently enrolled as a member of Kaiser Permanente Senior Advantage

More information