Vendors/Contractors Liability Program Eligibility List for
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1 HAZARD I CLASSES: Minimum Premium $650 (not including taxes & fees) 2.0% of the Contract value on Contracts under $50,000 Contracts $50,000 - $150, % of Contract Value but Must Submit for Approval minimal exposure. Auctioneers (no livestock) Professional Liability Bingo Games Bookbinding Curator Data Entry Draftsmen Electronic Data Processing Engraving Event Coordinator (subject to underwriting approval on size & type of event) Professional Liability may be required Express Company (no hazardous materials, no bicycle or motorcycle delivery) K9 Training / Dog Training Laundries Mailing /Addressing Companies (no blast faxing or very large bulk mailing must submit for approval and could move to a higher hazard group) Master of Ceremony Notary Services Professional Liability Office Machine Service / / Installation Paper Products Distributors Photographers / Video Photo Copy Services Printers Recording Secretary (record meeting notes/minutes, resumes, etc.) Teaching / Instructor / Training Telephone Answering Services Professional Liability Trailer Park Management (subject to duties performed and could move to a higher hazard group) Transcribers Professional Liability Uniform Suppliers Vending Machine Operations Underwriting has the authority to move any increase in exposure to another Hazard Group V/C Policy Term: March 1, 2016 to March 1,
2 HAZARD II CLASSES: Minimum Premium $700 (not including taxes & fees) 3.0% of the Contract value on Contracts under $50,000 Contracts $50,000 - $150, % of Contract Value but Must Submit for Approval low to medium exposure. Artist (mural / sculptures not to exceed 3 stories) Carpet Cleaning / Installation Caretaker Caterers Chimney Cleaning Communications Equipment Installation Debris Removal Decorating / Interior Design (with space planning) Professional Liability Decorating / Interior Design (without space planning) Distributors Not Food / Drink (submit for approval) Furniture / Fixture Installation / Graffiti Removal Janitorial Service (no floor waxing) Locksmiths (No jails, courts, etc.) Metal Erection (artistic / decorative) Parking Lot Sweeping Pet Waste Removal Power-washing Sign Painting and Lettering (not to exceed 2 stories) Telephone Cable Installation Temporary Employment Agencies Clerical Only Window Cleaning Interior / Exterior (exterior not to exceed 3 stories) Underwriting has the authority to move any increase in exposure to another Hazard Group V/C Policy Term: March 1, 2016 to March 1,
3 HAZARD III CLASSES: Minimum Premium $850 (not including taxes & fees) 3.0% of the Contract value on Contracts up to $150,000 Must Submit All for Approval higher exposure. Applications must be submitted to the company for approval. Accountant Professional Liability Advertising Agencies Professional Liability Alarm Installation / Service / (No jails, courts, etc.) Appliances and Accessories-Installation / Service / Artist (anything over 3 stories) Cabinet Makers Cable Installers (within buildings) or Telephone Installation Carpentry Carpet Cleaning & Installation Ceiling or Wall Installation Metal Communications Equipment Installation (non emergency only) Computer Technology Consultants - Software (including training) - Professional Liability Concrete Construction including Stamping (no foundation work) Conduit Construction (within buildings) Consultants (Professional Liability may be required depending on type of work) Distributors (food or drink) Door, Window or Assembled Millwork Installation Metal Drywall or Wallboard Installation Electrical Apparatus Installation / Service / Electrical Work (within buildings) Employment Agencies Professional Liability Fence Erection Contractors Fence Installation or Fire Extinguisher Service Floor Covering Installation Freight Forwarders Glass Installation (no window installation) Greenhouse Erection Handyman Heating and Air Conditioning Installation / Service / Landscaping / Lawn Mowing / Tree Trimming / Gardening Masonry Work Modular Building Erection Multiple Listing Services Professional Liability Painting Interior / Exterior (exterior not to exceed 3 stories) Paperhanging / Wallpapering Penal / Correctional Facilities (No inmate interaction) Plumbing Rental Companies (no contractor s equipment) Sheet Metal Work Temporary Employment Agencies Tile, Stone, Marble Installation Window Decorating V/C Policy Term: March 1, 2016 to March 1,
4 PURCHASE ORDERS IN LIEU OF CONTRACTS Minimum Premium $550 (not including taxes & fees) On any Hazard Class A detailed scope of work is required Any purchase order over $10,000 will not be accepted in this rating class and must have a formal contract and subject to program Hazard Classes and rating. If there is a contract under $10,000 the program Hazard Classes and rating apply. V/C Policy Term: March 1, 2016 to March 1,
5 INELIGIBLE CLASSIFICATIONS Aircraft Service or Maintenance Airport Control Tower Construction / Service / Airport Control Tower Equipment Installation / Service / Airport Runway or Warming Apron Construction / Service / Airport Security Ambulance Services Architects & Engineers Blasting Operations Boat or Ship Building Bridge or Elevated Highway Construction Building Structure Raising or Moving Caisson or Cofferdam Work Cement & Concrete Flat Work Child / Minor Services Collection Agencies Construction of Building (more than one story) Demolition Dredging Drilling Earthquake Retrofitting (not to include repair or debris removal) Electric Light or Power Line Construction Elevator / Service / Installation Emergency Medical Services Assistants Emergency or Rescue Services Emergency Preparedness Planning Environmental Services Excavation Fire Proofing Fire Suppression Systems Installation / Service / Garbage / Ash / Refuse Collection (not applicable to janitorial operations) Gas Mains or Connection Construction Grading of Land Internet Service Providers Lie Detector Technician / Polygraph Examiners Medical Related (consultants with or without professional liability) Metal Work or Erection Structural or Load Bearing Pest Control Pier or Dock Construction Pile Driving Pipeline Construction or Installation Playground Equipment Installation / Process Services Railroad Construction or Residential Construction Security Guards Sewer Main or Storm Drain Construction Shuttle Bus Terminal Coverage Steam Mains or Connections Construction Street / Road / Highway Construction / Paving / Repaving Surveillance / Investigation Tank Construction or Installation Tow Truck Companies Underpinning of Buildings or Structures/Foundation Veterinarian Services Water or Sewer Main Construction Water Tank Installation / Water Treatment Web-site Designers V/C Policy Term: March 1, 2016 to March 1,
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