Professional Service Exclusion. projects. Professional $1,000,000. Liability = Air Conditioning Systems or Equipment - dealers or

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1 , Auto and an Umbrella Limit requirement. Workers Auto Accounting Services Advertising Services Air Conditioning Systems or Equipment - dealers or distributors and installation, servicing or repair Airport Runway or Warming Apron - paving or repaving, surfacing, resurfacing or scraping = Alarms and Alarm Systems - installation, servicing or repair Appliances and Accessories installation, servicing or repair - commercial Architects or Engineers - consulting - not engaged in actual construction = Service Exclusion See Risk regarding small architectural projects Armored Car Service Companies Asbestos testing = $500,000 Exclusion (this is for natural elements) Asbestos - abatement/removal applies only to risks engaged in removal, replacement, repair, enclosure or encapsulation of any material from a building or structure because the material is harmful to human health. Athletic Programs Attorney Office Auctioneers - sales conducted away from the insured s premises Automobile Repair or Service Shops Garage Keepers Beach Chairs and Umbrellas rented to others Bicycles rented to others Blasting Operations Boat, Canoe, Watercraft for hire Coverage usually afforded through P&I insurance. See Safety and Risk

2 , Auto and an Umbrella Limit requirement. Workers Boat Repair and Servicing Auto Marina Keepers Legal Marina Keepers Boat Storage and Moorage Legal Boiler Inspection, Installation, Cleaning or Repair Bridge or Elevated Highway Construction concrete Bridge or Elevated Highway Construction iron or steel Building Structure raising or moving commercial properties Building Structure raising or moving (1 4 family dwelling) residential properties Cable Installation in Conduits or Subways Caisson or Cofferdam Work foundations for buildings Caisson or Cofferdam Work not foundations for buildings Carpentry construction of residential property not exceeding three stories in height Carpentry NOC Carpentry interior This classification includes:the installation of doors, floors, windows, cabinets and hardwood or parquet flooring Carpentry shop only Carpet, Rug, Furniture or Upholstery Cleaning Caterers Ceiling or Wall Installation metal Chimney Cleaning Cleaning outside surfaces of buildings Ceiling or wall installation other than metal shall be separately classified and rated as "Dry Wall or Wallboard Installation" or "Carpentry". applies to risks primarily engaged in cleaning the outside surfaces of buildings, including power washing with water or laser-beam techniques.

3 , Auto and an Umbrella Limit requirement. Workers Auto Communication Equipment Installation industrial or commercial Computer Consulting or Programming = applies to risks providing computer consulting services including custom designed computer programs, instruction or data retrieval services. services are excluded Computer Service or Repair installation, service or repair of computers or computer-related equipment not sold Collection Agencies Concessionaires (no liquor) applies to concessionaires selling beverages or food by means of hawking or peddling at exhibitions, parks, shows, sports contests or theaters Concessionaires (liquor) Liquor = applies to concessionaires selling beverages or food by means of hawking or peddling at exhibitions, parks, shows, sports contests or theaters Concrete Construction includes foundations, making, setting up or taking down forms, scaffolds, false work or concrete distributing apparatus. Conduit Construction for Cables or Wires Consultants Also see Computers, Ergonomics, Feasibility, Financial, Marketing, Planning, Wellness and Zoning NOC may be required Contractors Contractors Equipment cranes, derricks, power shovels and equipment incidental thereto rented to others with operators Contractors Equipment cranes, derricks, power shovels and equipment incidental thereto rented to others without operators classification applies only where there is no other appropriate classification assignable

4 , Auto and an Umbrella Limit requirement. Workers Contractors Equipment earth moving equipment other than cranes, derricks and power shovels rented to others with operators Contractors Equipment earth moving equipment other than cranes, derricks and power shovels rented to others without operators Contractors Equipment excluding automobiles rented to others with operators Contractors Equipment excluding automobiles rented to others without operators Contractors Equipment hod or material platform hoists and equipment incidental thereto rented to others with operators Contractors Equipment hod or material platform hoists and equipment incidental thereto rented to others without operators Contractors Equipment ladders, scaffolds, scaffolding, sidewalk bridges, towers and equipment incidental thereto rented to others Contractors Equipment scaffolds, sidewalk bridges, hod or material hoists towers rented to others installation, repair or removal operations only Contractors Equipment steam boilers, compressors, air pressure tanks, pneumatic tools and equipment incidental thereto rented to others with operators Auto NOC NOC Contractors Equipment steam boilers, compressors, air pressure tanks, pneumatic tools and equipment incidental thereto rented to others without operators Copying and Duplicating Services Credit Reporting Agencies Crop Spraying by contractors

5 , Auto and an Umbrella Limit requirement. Workers Auto Dam or Reservoir Construction applies to all operations other than blasting Debris Removal construction site applies to those risks solely engaged in the removal of debris in connection with construction or erection. Detective or Investigating Agencies Personal and Advertising Excluded Diagnostic Testing Laboratories = $500, Service Exclusion Dike, Levee or Revetment Construction Diving marine Door, Window or Assembled Millwork installation metal Draftsmen = $500, Service Exclusion Dredging includes exploration operations, erection, maintenance and repair of dredges Drilling water Drilling other than water NOC Driveway, Parking Area or Sidewalk paving or repaving Dry Wall or Wallboard Installation Electric Light or Power Line Construction NOC Electrical Apparatus installation, servicing or repair Electrical Contractors Refer to "Electrical Apparatus - installation, servicing or repair" or "Electrical Work - within building". Electrical Work within buildings applies to risks engaged in wiring in buildings and includes installation or repair of electrical fixtures and appliances and incidental outside work.

6 , Auto and an Umbrella Limit requirement. Workers Elevator or Escalator Inspecting, Installation, Servicing or Repair Auto Employment Agencies Engineers or Architects consulting not engaged in actual construction = applies to risks in the business of providing architectural or engineering consulting services but not engaged in actual construction. Exclusion. Engraving Entertainment Performed on Others' Premises Ergonomics Consulting Escrow Agencies Excavation Farm Machinery Operations by contractors Feasibility Studies/Consultants Fence Erection Contractors Financial Planning Consultant Fire Extinguishers servicing, refilling or testing Fire Suppression Systems installation, servicing or repair Fireproofing structures Fireworks Exhibitions sponsor's risk only Not For Profit only Floor Covering Installation not ceramic tile or stone includes incidental sales and the installation, servicing or repair of alarms which are part of the system Floor Waxing does not apply where the insured performs janitorial services at the same location. Fumigating Funeral Homes Furniture or Fixtures installation in offices or stores portable metal or wood Garbage, Ash or Refuse Collecting

7 , Auto and an Umbrella Limit requirement. Workers Auto Gas Mains or Connections Construction Geophysical Exploration All methods NOC Glass Dealers and Glaziers Grading of Land Grandstands or Bleachers Greenhouse Erection Guniting or Shot crete Handyperson Hazardous Material Contractors applies only to risks engaged in removal, replacement, repair, enclosure or encapsulation of any material from a building or structure because the material is harmful to human health. Heating or Combined Heating and Air Conditioning Systems or Equipment installation, servicing or repair Inspection and Appraisal Companies inspecting for insurance or valuation purposes NOC Instructors, non-medical auto needed, IF auto is used in the course of the work, NOT just to drive to the location Instructors, medical = Exclusion Auto needed, IF auto is used in the course of the work, NOT just to drive to the location Insulation Work organic or plastic in solid state Insulation Work plastic Interior Decorators Internet Service Providers Irrigation or Drainage System Construction Janitorial Services Jetty or Breakwater Construction applies to all operations other than blasting Laboratories research, development or testing Other than Not For Profit = $500, Exclusion this is for natural elements not medical

8 , Auto and an Umbrella Limit requirement. Workers Auto Landscape Gardening/ Weed and Veg Control $1mil pest/herb pollution liability Laundry and Dry Cleaning Laundry Rental Service Lawn Care Services Leases w/tenants on County Property Refer to Risk for Habitational Properties Locksmiths Machine Shops NOC Machinery or Equipment farm installation, servicing, repair or erection Machinery or Equipment industrial installation, servicing or repair Mailing or Addressing Companies Marine Appraisers or Surveyors = $500,000 Marketing Consultant Masonry Metal Erection decorative or artistic Metal Erection frame structures iron work on outside of buildings Metal Erection nonstructural NOC Metal Erection steel lock gates, gasholders, standpipes, water towers, smokestacks, tanks, silos, prison cells, fire or burglarproof vaults Service Exclusion Metal Erection structural NOC Hold Harmless Agreements may be Motion Picture Production All Inside or Out required Office Machines or Appliances installation, inspection, adjustment or repair Office Machine or Appliance Stores * *Stores NOC Oil or Gas SEE SAFETY AND RISK MANAGEMENT Painting exterior buildings or structures exceeding three stories in height

9 , Auto and an Umbrella Limit requirement. Workers Painting exterior buildings or structures three stories or less in height Auto Painting interior buildings or structures Painting oil or gasoline tanks Painting steel structures or bridges Paperhanging Parking public open air Garage Keepers Legal Parking public not open air Garage Keepers Legal Payroll Accounting Services Pest Control Services Photographers Pile Driving building foundation only Pile Driving other Pipeline Construction gas or oil Pipeline Construction other NOC Planning Consultants Plastering or Stucco Work Plumbing Includes lift station rehabilitation Prefabricated Building Erection Printing Other than Not For Profit Real Estate Property Managed Recreational Activities- County Sponsored 2 see notes refer to Risk, auto exposures varies Refrigeration Systems or Equipment dealers and distributors and installation, servicing or repair commercial

10 , Auto and an Umbrella Limit requirement. Workers Auto Renovating outside surfaces of buildings Restaurants operated by concessionaires Other than Not For Profit (no liquor) Restaurants operated by concessionaires Other than Not Liquor = For Profit (liquor) Rigging not ship or boat Roofing commercial Roofing residential Sales or Service Organizations applies only to risks the majority of whose employees are chiefly engaged away from premises owned, rented or controlled Salvage Operations includes incidental wrecking, shoring or other structural work, and the handling of machinery in damaged buildings Salvage Operations removing, sorting, reconditioning and distributing of merchandise in damaged buildings Sand or Gravel Digging Sandblasting Scientific Services # #see Labs Security and Patrol Agencies/Card Access Secur, Security Guards-Armed Septic Tank Systems cleaning Septic Tank Systems installation, servicing or repair Sewer Cleaning/Sewer Lining Sewer Mains or Connections Construction Shaft Sinking Sheet Metal Work outside Sheet Metal Work shop only Siding Installation Sign Erection, Installation or Repair

11 , Auto and an Umbrella Limit requirement. Workers Auto Sign Painting or Lettering inside of buildings Sign Painting or Lettering on buildings or structures Solar Energy Contractors Speakers, Entertainers, Trainers Special Events on County Property/Buildings, low risk 1 see notes 0 refer to Risk, auto exposures varies Special Events on County Property/Buildings, high risk 2 see notes 0 refer to Risk, auto exposures varies Steam Mains or Connections Construction Steam Pipe or Boiler Installation Stevedoring Street Cleaning Street or Road Construction or Reconstruction Street or Road Paving or Repaving, Surfacing or Resurfacing or Scraping Surveyors land not engaged in actual construction = $500,000 Swimming Pools installation, servicing or repair Swimming Pool Servicing Tank Construction, Installation, Erection or Repair metal not pressurized NOC Tank Construction, Installation, Erection or Repair metal not pressurized within buildings exclusively Tank Construction, Installation, Erection or Repair metal pressurized Tank Construction, Installation, Erection or Repair metal pressurized within buildings exclusively Telecommunication Equipment Providers Telecommunication Service Providers Service Exclusion Telephone, Telegraph or Cable Television Line Construction Tent or Canvas Goods erection, removal or repair

12 , Auto and an Umbrella Limit requirement. Workers Auto Theaters Not For Profit only Theaters Other than Not For Profit Theatrical Companies traveling Tile, Stone, Marble, Mosaic or Terrazzo Work interior construction Towing Services boats NO GL Classes, See Marine in CLM Towing Services motor vehicles NO GL Classes, See Auto Section in CLM Tree Pruning, Dusting, Spraying, Repairing, Trimming or Fumigating Tunneling Underpinning Buildings or Structures Utility Locator Service Vending Machine Operations Warehouses Water Mains or Connections Construction Water Softening Equipment installation, servicing or repair Waterproofing All applications Web Site Designers Welding or Cutting Wellness Consultant Window Cleaning (ground level) Window Cleaning (above ground level) Window Decorating Wrecking buildings or structures Zoning Consultant ** Autos used in business must be commercially insured. No permissive use from Personal Lines Policies NOC