All Risk Protection Coverage for your household goods, personal effects and automobiles moving by land, sea or air. We make it easy.

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1 Thinking Relocation? Think Santa Fe. STANDARD LUMP SUM INSURANCE ENROLMENT FORM All Risk Protection Coverage for your household goods, personal effects and automobiles moving by land, sea or air. We make it easy. Standard Lump Sum Insurance Underwritten Pack by: HDI-Gerling Industrie Versicherung AG Page 1 of 9 Administered by Pac Global insurance Brokerage Inc.

2 Here at Santa Fe, you can be assured that every care is taken by us to protect your goods from the uncertainty of international transit. Despite this, experience has taught us that sometimes the unexpected can happen and accidental loss and/or damage to your goods may occur and as such we are able to offer transit insurance. We recommend that you give careful consideration to this matter and take insurance cover for all shipments, including storage. How do I enroll in Santa Fe s All Risk Protection Policy? Step 1: Read this document in its entirety Step 2: Complete the enclosed enrolment form Step 3: Value your goods Use the Lump Sum method of valuation Each cubic meter (cbm) of goods are given a fixed value. You do not need to complete a valued inventory in detail. You are only required to list high value items. Should you feel the form is too restrictive, or if you would prefer to compile your own list, that is allowed. Step 4: Once you have completed the form please sign and date it Step 5: Return your signed enrolment form to your Santa Fe Move Coordinator (this must be prior to packing) Standard Lump Sum Insurance Pack Page 2 of 9

3 KEY INFORMATION ABOUT THIS PROTECTION COVERAGE Replacement cost at destination Your personal effects must be covered at the replacement retail cost at destination. Even when using the lump sum method you should ensure that the total insured amount is sufficient to cover the full replacement cost of your entire shipment at destination. Declare your high valued items Any item worth more than EUR 1500 (or equivalent in other currencies) must be specifically valued and listed separately. Please note that Underwriters of our All Risk Protection Policy may require proof of ownership and/or value of any items claimed missing or damaged. Do not undervalue your shipment In the event of a claim, under valuation, known as co-insurance, will be applied. As an example only, if EUR 5000 of insurance is purchased for a table where the replacement cost is EUR and there is a claim against the table. The claim will be limited to the same proportion of the loss as the declared value bears to the value of the goods should have been insured, in this example 50% of the repair cost or 50% of the insured replacement value. It is in your interest to provide as much detail as possible When completing your high value list, please provide as much detail about the item as possible. For example instead of painting you can specify Blue beach scene oil painting by artist. Insuring your shipping/ moving costs You can insure the cost of your move for added peace of mind. This will also cover the shipping costs for any replacement items that cannot be purchased in the destination country. Storage Cover Extension Your coverage under our All Risk Protection Policy begins from the time your goods are professionally packed at your residence and continues during the ordinary course of transit, including customary transhipment, until the goods are finally delivered at the agreed final destination.. The above duration of cover is deemed to include thirty (30) days storage immediately after collection at origin warehouse and thirty (30) days warehouse storage prior to delivery at final destination, provided always that the goods are stored at a premises of Santa Fe and/or their agents. Please note that Self-storage ends delivery and any coverage.storage cover can be extended beyond this period upon your written instruction and in consideration of an additional premium. In the case of long term storage, you may wish to review and update your cover periodically to ensure that it remains adequate. Please note that there is no free storage coverage period for storage shipments, local moves, local office moves or origin packing shipments. Standard Lump Sum Insurance Pack Page 3 of 9

4 Making a Claim Step 1: Notify Santa Fe in writing within (14) fourteen days of delivery, you will be sent a claim form to complete. IMPORTANT NOTE: You must retain all damaged item until your claim has been settled failure to do so may result in your claim being declined. Step 2: Complete and return your claim form with supporting documentation to Santa Fe within (60) sixty days from the date of first notification. These timescales can be extended with prior agreement from Santa Fe. Concerns In the event that you have a concern about Santa Fe as an intermediary you should address your complaint to: The Insurance Department, Santa Fe HQ, 15 Central Way, Park Royal, London, NW10 7XW, United Kingdom. Claimsdepartment@santaferelo.com Any complaints regarding this cover should be addressed to: Pac Global Insurance Brokerage Inc. 898 Sepulveda Blvd, Suite 700, El Segundo, CA 90245, United States of America. general@pacglobalins.com EXCLUSIONS Consequential loss This policy does not cover consequential losses (i.e. resulting losses) arising from the delay, damage or non-delivery of your consignment, including loss of data. An example, of a consequential loss is the creasing or wrinkling of clothing. Creasing and wrinkling of clothing may occur as consequence of clothes being packed and transported, as such this is not covered under the policy. Owner packed goods Any items packed by the owner are classified as owner packed goods (or abbreviated as PBO). Any damage or missing items in the owner packed cartons or packages are excluded from All Risk coverage. Excluded items In no case shall this insurance cover bank & treasury notes, firearms, furs, jewellery (including precious metals and stones), money, perishables, plants, securities, stamps, watches or weapons. Excluded damage and losses due to: Ordinary wear & tear and/or gradual deterioration, seizure or confiscation by authorities (e.g. customs agents), climatic conditions or extremes of temperature, vermin or moth damage. Motor vehicles Whilst under own power, scratching/denting/marring unless vehicle condition report is completed, non-factory accessories, goods packed in motor vehicles Standard Lump Sum Insurance Pack Page 4 of 9

5 OPTIONAL COVER EXTENSIONS Electrical and mechanical derangement, mould and mildew and pairs and sets damage and losses are excluded under this policy. Cover can be arranged for each extension at an additional premium. Electrical & Mechanical Derangement Electrical and Mechanical Derangement cover provides protection to any electrical item that is being moved e.g. blenders, toasters, TV s, DVD players, computer s. This cover protects your item if it arrives at destination and doesn t work but has no visible external damage. Goods must have been subject to testing/assessment by Santa Fe or its agents prior to transit and confirmed to be in good working order. Goods must have been packed by Santa Fe or its agents. Not applicable to motor vehicles, boats and trailers. The maximum amount recoverable is limited to either EUR or EUR as indicated on the enrolment form. Pairs & Sets Limited to the reasonable reduction in value of the pair or set by reason of the loss of or damage to the affected items having regard to the importance of the affected items within the pair or set. Pairs and sets cover provides protection for items which form part of a set. As an example only, if you had six dining chairs and one chair was damaged beyond repair during transit, insurers would seek to replace the damaged chair. If insurers are unable to find an exact replacement, insurers will reimburse the cost of all 6 chairs to ensure that your set remains intact. The maximum amount recoverable under pairs and sets cover is EUR or EUR as indicated on the enrolment form. Mould & Mildew Goods must have been packed by Santa Fe and or its agents. This specifically covers against damages resulting in mould and mildew. The maximum amount recoverable under the mould and mildew cover is EUR Standard Lump Sum Insurance Pack Page 5 of 9

6 STANDARD LUMP SUM ENROLMENT FORM Name of Applicant Packing Date Owner Packed Professionally Packed Mode of Transport Yes/ No Yes/ No Air/ Land/ Sea/ Store Origin City and Country Destination City and Country Please ensure you read through the instructions below: 1. Declare the replacement cost at destination of all items in your shipment. Note: Every item that you intend to move must be included in the cover. 2. Do not include cash, watches, jewellery, plants, stamps or similar valuable articles, as these items are excluded from the protection cover. 3. Please ensure that any item or set valued individually at more than EUR1500 (or equivalent in other currencies) is listed separately. 4. It is required that this form is signed and dated for protection coverage. IMPORTANT NOTE: This cover allows for up to EUR 150 of wines/liquors cover. Should you wish to insure more than EUR 150 of wine/ liquors please speak to your move co-ordinator who will be able to arrange cover separately. Please indicate the cover extensions you require and the limitation amounts Mould and Mildew up to EUR of cover Electrical and Mechanical Derangement up to EUR of cover Pairs and Sets up to EUR of cover Electrical and Mechanical Derangement up to EUR of cover Pairs and Sets up to EUR of cover Standard Lump Sum Insurance Pack Page 6 of 9

7 LUMP SUM PROTECTION COVERAGE Please read the below important remarks for the Lump Sum Protection coverage. The chargeable scale is based on cubic meter (i.e. CBM). One (1) cubic meter is equivalent to cubic feet. Each cubic meter of goods is given a fixed value at the minimum of EUR 2500 (or equivalent in other currencies). You may declare at a higher value if required but cannot declare at the value less than EUR 2500/cubic meter. Minimum volume is at one (1) cubic meter (or EUR 2500). Any item or set valued in excess of EUR 1500 (or equivalent in other currencies) must be separately listed and are in addition to the minimum EUR 2500 per cubic meter calculation. Final chargeable scale will be based on the actual measurement of the shipment after packing and crating has been completed (A) Total Cubic Capacity of your shipment (One cubic meter is equivalent to cuft) = Cubic meters EUR 2500 per cubic meter (i.e. Section A x EUR 2500 = Section B) = (C) Plus the total of any items valued in excess of EUR 1500 as listed on this inventory (You can make use of the itemized valued inventory form at next page or you can use your own list for any items valued at over EUR1,500.00) = (D) Household Goods Total (i.e. Section B + Section C = Section D) = (E) Automobile = (F) Shipping Costs If you wish to insure your shipping costs please enter the cost of your move = GRAND TOTAL: (i.e. Section D + Section E = GRAND TOTAL) = Standard Lump Sum Insurance Pack Page 7 of 9

8 HIGH VALUE ITEM DECLARATION ITEM VALUE TOTAL HIGH VALUE ITEMS TOTAL COVER AMOUNT INSURED CURRENCY Declaration of the Proposer I declare that I have disclosed all material facts and understand that failure to do so could render my enrolment and coverage void. I declare that the amounts stated above are the full value of the goods at destination. I confirm that I have declared all items that I wish to be covered with all details requested. I have read the conditions stated overleaf and understand that these shall form the basis of my enrolment in the All Risk Protection Policy. Signature Date Standard Lump Sum Insurance Pack Page 8 of 9

9 TERMS AND CONDITIONS CAUTION: BE SURE YOU READ AND UNDERSTAND IT AND COMPLY WITH ALL TERMS AND CONDITIONS. FAILURE TO COMPLY WITH ANY OF THE TERMS AND CONDITIONS MAY RESULT IN REDUCTION OF THE RECOVERABLE AMOUNT OR COULD INVALIDATE YOUR COVERAGE UNDER OUR ALL RISK PROTECTION GROUP POLICY ENTIRELY 1. PROPERTY COVERED: Household Goods and Personal Effects, Antiques, Fine Arts, Automobiles, Boats, Motorcycles, Campers and Trailers as declared and valued on this and supporting Documents. 2. SCOPE OF COVER: Always subject to the due premium having been paid and the funds collected and subject to all terms and conditions of the All Risk Protection Group Policy - new and/or used household goods and personal effects, under deck, are covered against ALL RISK of direct physical loss or damage from any external cause, irrespective of percentage (Current American Institute Cargo Clauses, including "War Risk" Insurance and S.R. & C.C.Endorsement Warehouse to Warehouse Transit Clauses and Marine Extension clauses), including General Average and Salvage Charges, and transshipment, if involved. Shipments on deck and subject to an "On Deck" Bill of Lading are covered for FPA coverage only. Containerized shipments on deck are covered per under deck "All Risk" clauses. 3. METHOD OF TRANSIT: Per approved vessel and/or steamer and/or air carrier and/or held covered and/or conveyances. Date of dispatch to be declared as soon as practicable to Insurer of the All Risk Protection Group Policy or its representative with the following details: name of vessel, voyage number, date of sailing and/or date of arrival. 4. FREIGHT FORWARDER NOT INSURANCE AGENT: Santa Fe is the owner of the All Risk Protection Group Policy, and is not an agent of the Underwriters of the policy. There is no separate policy between the covered person and the Underwriters. Santa Fe is not authorized to make any representation what so ever concerning coverage under the All Risk Protection Group Policy. All questions concerning coverage shall be directed exclusively to the lead Underwriter, HDI-Gerling industrie Versicherung AG., or the administrator of the policy, Pac Global Insurance Brokerage, Inc. 5. R.A.C.E. CLAUSE: This coverage is subject also to the Current London Institute Radioactive Contamination Exclusion Clause and related U.S.A. Endorsement. 6. TERRITORIAL CONDITIONS: A. Coverage is to apply from such time as packing shall commence at origin residence and be continuous during normal course of transit until unpacking is completed at destination residence or departure of moving personnel from destination residence (whichever shall occur first), provided that all other Terms and Conditions of the All Risk Protection Group Policy are met. B. Coverage at warehouse of country of origin is provided for up to 30 days, and for up to 30 days after arrival at warehouse of final destination is provided, warranted that the property is stored in enclosed protected warehouses. Coverage for local moves and local office moves exclude any storage coverage unless specifically purchased by shipper. C. Storage coverage extension may be granted subject to prior notice and payment of additional premiums to the Underwriters, as per the Storage Coverage Extension Form, forming part of this Policy. Extension is subject to approval and validation by the J. Other Insurance: The All Risk Protection Group Policy does not cover to the extent of any other insurance, whether prior to subsequent hereto in date and by whomsoever affected directly or indirectly covering the same property, and the Underwriters shall be liable for loss or damage only for the excess value beyond the amount due from such other insurance. K. EXCLUSIONS: i. Marring, scratching, chipping and denting of used electrical appliances and used furniture. This exclusion will be deleted if a "Statement of Condition" is reflected on the packing list or assured's inventory list signed by both the mover's agent and the Applicant. ii. Loss or damage due to mechanical, electric or electronic derangement if the covered items are under a manufacturer's warranty. iii. Loss or damage due to seizure or confiscation by authorities, consequential loss or damage. iv. Owner Packed Effects - breakage's, scratching, denting, marring, chipping, staining, and tearing owner packed effects, including trunks, suitcases and the like. Also, excluding claims for missing items. v. Cash, notes, stamps, coins, deeds, tickets, traveler's cheques, watches, jewellery, trinkets or similar valuable articles, furs, wine and liquors are excluded. vi. Claims for partial loss (shortage) of goods from theft, pilferage, mysterious loss or disappearance or any cause whatsoever are excluded unless reported written exception is made with moving personnel at the time of delivery at destination residence. The time of delivery is the period between arrival of goods at destination residence and departure of moving personnel from the destination residence. L. OPTIONAL COVER EXTENSIONS (Must be purchased prior to inception of cover and subject to an additional premium) i. Electrical & Mechanical Derrangement Extension: Subject always to the relevant Goods being packed by Santa Fe and or its Agents, cover is extended to include damage to the Goods caused by electronic and/or electrical and/or mechanical derangement provided the items have been subject to testing/assessment by Santa Fe prior to transit and confirmed to be in good working order. This extension does not apply to Motor Vehicles, Boats, and Trailers. The maximum amount recoverable under this clause is either EUR 10,000 or EUR 20,000 as reflected on Certificate of Insurance. Underwriters. 7. CONDITIONS AND EXCLUSIONS: A. 100% Co-Insurance Clause: The applicant shall at all times maintain coverage on 100% EUR 10,000 or EUR 20,000 as reflected on the Certificate of Insurance. value of his shipment to the extent of the replacement cost at destination (replacement iii. Mold and Mildew Extension: Subject always to the relevant Goods being packed by value at today's replacement cost), at the time of loss or damage and failure to do so, the Santa Fe and or its Agents and notwithstanding the atmospheric and/or climatic covered person shall to the extent of such deficit, bear his or their proportion of any loss conditions exclusion clause, cover is hereby extended to include damage to the Goods or damage including labor charges. resulting in mould and/or mildew. The maximum amount recoverable under this clause B. Valuation Clause: The personal and household effects covered hereunder must be is EUR 10,000. valued at the replacement cost at destination at a minimum of EUR 2500 per cubic meter. 8. AUTOMOBILES, MOTORCYCLES OR MOBILE HOMES Coverage requires that high valued items be specifically declared and valued. The Coverage is to apply for the time the vehicle is given into the custody of the freight forwarder settlement based on full replacement value coverage will be the lesser of repair or steamship company, for up to 30 days whilst stored at warehouse of origin, and continues cost/replacement value or as stated on the valued inventory. The Underwriters reserve until the vehicle is delivered to the point of final destination, and whilst stored for up to 30 days the right to replace the damaged or missing items of like kind and quality. only at the warehouse of destination, always provided that it is not operated on public or C. Agreed Value Clause: Notwithstanding anything to the contrary herein, it is hereby private roads under its own power for the whole period defined above UNLESS: Operation declared and agreed that in case of a claim arising in respect of all or any item or items under its own power occurs for distances not exceeding 10 statute miles during transit appearing on the enrolment form, the value reflected against such item or items shall not between conveyances. Operation under own power occurs whilst on premises of loading or be regarded as and agreed value between the Underwriters and the Applicant, unloading port and subject to the following exclusions/conditions: notwithstanding that an Enrolment Certificate has been issued in respect of the total A. Vehicle to be loaded on board vessel in strict compliance with all safety measures of amount or amounts of such enrolment form. The actual value and amount recoverable in carriage. respect of each and every item lost or damaged will have to be provided by the Applicant B. Excluding all third party risks whist being driven under own power and this coverage to the Underwriters - the maximum amount recoverable being the sum covered or the does not extend to any damages, injury or liability to third party under any law requiring replacement value at destination, whichever is the lower. vehicles to be covered against third party risks or liability. D. High Value Items Clause: High value items and/or items not normally shipped in a C. Scratching, denting or marring of automobile or motorcycle or mobile home unless the household goods shipment and valued at over EUR 1500 per item or set must be freight forwarder and the owner of the automobile or motorcycle or mobile home both specifically declared and valued prior to issuance of the Enrolment Certificate. Failure to agree and sign a "Certificate of Condition", or a similar document, stating the condition of comply with the requirements will limit recovery to a maximum of EUR 1500 per item or the automobile or motorcycle or mobile home at the time the same entered the custody set. High Value Items are defined as, but not limited to the following: Antiques, objects of of the freight forwarder or steamship company, noting all defects, if any. art, valuable carpets, china, crystals, jewelry, silver and gold items, firearms, collection of D. Coverage in respect of non-factory installed accessories or removable items on records, tapes, pictures, paintings and other like goods. automobile or motorcycle or mobile home unless specified. E. Pairs and Sets Clause: This insurance excludes pairs and sets. (See optional cover E. Any coverage whilst on deck specifically excluded: Apart of the specific conditions extension L ii) mentioned above, coverage in respect to automobiles, motorcycles or mobile homes is F. Electrical & Mechanical Derangement Clause: This insurance excludes mechanical subject to the general terms and conditions of the All Risk Protection Group Policy, where and/or electrical and/or electronic derangement and/or breakdown of the Subject-matter they do not conflict with the specific conditions. insured or any part thereof unless caused by a peril insured against. (See optional cover 9. PROCEDURE OF CLAIM: There are definite time limitations for claim submission, review the extension L, i.) Claims Reporting Procedure Form attached to this Enrolment Certificate. Immediate notice G. Mold and Mildew Clause: This insurance excludes mold and mildew. (See optional must be given to either Santa Fe or the policy administrator, Pac Global Insurance Brokerage, cover extension L, iii) Inc. Subject to exclusion point 7 (K) (vi) above, failure to give notice to Santa Fe or Pac Global H. Repair and Replacement Clause: The Underwriters shall be entitled at its sole option Insurance Brokerage, Inc. within 14 days after delivery of the shipment will void coverage. to replace, with like kind and quality, or repair any article damaged (whether wholly or in Further it is mandatory for all supporting documents to be provided in a timely fashion not to part), or to pay cash, in any event not exceeding the covered value thereof. Always exceed 60 days from the first notice. All the damage items must be retained until the claim provided that in the event of replacement or cash payment for actual or constructive total has been settled otherwise Underwriters can decline your claim. damage, the item is surrendered to and becomes the property of the Underwriters. 10. APPORTION VALUE CLAUSE: Where the subject matter covered is under one valuation, Underwriters may require proof of ownership and/or value of any items claimed missing for the purpose of loss assessing, Underwriters reserve the right to apportion the value or damaged. Shipping Costs: The applicant has the option of increasing the Insured overeach item and then over each quantity. Value to allow for the costs of duty, shipping costs and/or similar charges.depreciation: 11. DEDUCTIBLE CLAUSE: This All Risk Protection Group Policy is subject to a nil Underwriters liability is restricted to the reasonable cost of repair and no claim is to deductible. attach hereto for depreciation consequent thereon. 12. DISPUTE RESOLUTION: No action or suit against the Underwriters or its agents for recovery I. General Average and Salvage Charges: General Average and Salvage Charges of any claim by virtue of this insurance shall be sustained in any Court of Law, Equity or payable as provided in the contract of airfreightment. For the purpose of claims for Arbitration unless commenced within (1) year from the time loss occurred, or, if such limitation general average contribution and salvage charges recoverable hereunder the is not valid by the law of the place where the policy is issued, within the shortest contractual subject matter Standard covered shall Lump be deemed Sum Insurance to be covered Pack for its full contributory value. period of limitation provided by such law. All such suits when timely filed shall be resolved in Page 9 of 9 General average deposits only payable on General Average deposits receipts. ii. Pairs and Sets Extension: In the event of loss or damage recoverable to any item or items forming part of a pair or set, the indemnity afforded by this policy shall be limited to the reasonable reduction in value of the pair or set by reason of the loss of or damage to the affected items having regard to the importance of the affected items within the pair or set. All the articles constituting the pair or set shall, at the Insurers option, become their property in the event that the Insurers agree to pay the total loss of the pair or entire set. The maximum amount recoverable under this clause is either mandatory arbitration at Los Angeles pursuant to commercial rules of the American Arbitration Association or before the Transportation ADR Counsel, Inc., or pursuant to the rules of the International Chamber of Commerce, if outside the United States. It is agreed that this policy is a contract of marine insurance and the law applicable to any interpretation of this policy and the rights and obligations of the Insurer and Insured hereunder shall be U.S. federal maritime law