VIP INSURANCE OUR MISSION IS YOU. VALUABLE ITEMS POLICY.
|
|
- Blaze Lucas
- 8 years ago
- Views:
Transcription
1 VIP INSURANCE OUR MISSION IS YOU. VALUABLE ITEMS POLICY
2 Our Mission Like those who serve our nation, AFI is dedicated to delivering protection and peace of mind. Our unwavering commitment to personal service is your everyday assurance of competitive rates, easy access to critical information and rapid response to your individual needs. Our History Since 1887, Armed Forces Insurance (AFI) has existed with a single, unwavering purpose: To protect the people who protect our nation. AFI was created and continues to be led by former military leaders. We understand and reflect your commitment to duty, honor, and integrity and we recognize the special needs of Department of Defense employees both military and civilian. Armed Forces Insurance is a reciprocal exchange, a type of cooperative insurer in which the policyholders bear a relationship to each other. In other words, AFI is owned by the policyholders.
3 Valuables Items Policy Maintaining the tradition begun at our founding in 1887, Armed Forces Insurance (AFI) provides property and casualty coverage designed to meet the specific and unique needs of America s military leaders and DoD personnel. For the military component of AFIE s business, frequent relocation places burdens that are unparalleled in civilian life. We understand the critical differences in lifestyles and insurance needs. Protection for the Homeowner Policyholder The Valuable Items Policy (VIP) takes care of your prized possessions anywhere in the world. Its purpose is to help you overcome some of the special limits of conventional homeowner policies. Conventional policies usually limit: (coverage amounts vary by state) Payment for theft of jewelry, watches and furs varies from $500 to $1,500. Payment for any covered loss to coin collections varies from $200 to $250 (Texas has a $100 limit). Payment for any covered loss to stamp collections varies from $1,000 to $1,500 (Texas has a $500 limit). In North Carolina: Payment for theft of firearms is limited to the lesser of 10% of the personal property limit on your homeowner policy or $10,000. Payment for theft of silverware or goldware is limited to the lesser of 25% of the personal property limit on your homeowner policy or $10,000. Under the conventional policy, losses due to the mysterious disappearance of an item must be related to theft. The mere losing or misplacing of an item, for example the loss of a gemstone from its setting is not covered. Nor are you protected if you accidentally break a camera lens, drop a spoon from your silverware into the garbage disposer, or chip/crack a gemstone.
4 Special Limits on Certain Property While the Armed Forces Insurance policy is regarded as excellent coverage, all property policies contain limits on the amount of coverage they provide for certain types of property losses. Listed below are some of these limits. $2,500 for silverware, silver-plated ware, gold ware, gold-plated ware and pewterware. Includes flatware, hollow ware, tea sets, trays and trophies made of or including silver, gold or pewter. $500 on cameras, their cases, lenses, and allied equipment (includes video cameras). $2,500 for musical instruments (this limitation does not apply to pianos or organs). $750 for university, college or service academy class rings. $2,500 for jewelry, watches, furs, precious and semiprecious stones ($250 limit for any one item, pair or set of such property). $2,500 for fine arts and antiques ($500 limit for any one item, pair or set of such property). $2,500 for firearms ($250 limit for any one item of such property). $250 on coins and medals or numismatic property. $500 on stamps or philatelic property. Coverage at a Great Price! The Armed Forces Insurance Valuable Items Policy is designed to allow you to select extra coverage for certain losses. Each $1,000 of coverage costs only $9.00 per year with no deductible. VIP coverage is issued as a supplemental coverage to the following policies: 1: Conventional Homeowner Policy; 2: Conventional Condominium Policy; 3: Comprehensive Household Goods (including Renters package).
5 Listing Items The VIP policy lists separately each item, or sets or pair of items, for which you have coverage. You provide the list and the value and we prepare a schedule of the items with the policy. To schedule means to allocate specific dollar amounts of insurance to individual articles which you list and describe. The following will provide examples of how to describe those items. Payment for loss to any scheduled item does not exceed the amount which you enter in the Amount of Insurance column. The unscheduled personal property insurance of most policies does not provide coverage for any item that you insure separately. Therefore, the figure you place in the Amount of Insurance column should be an accurate representation of the item s value. We recommend that you review your policy annually to maintain current replacement values. Pairs and Sets A pair or set comprises articles which naturally complement each other and the loss of one article may reduce the value of the entire pair or set by a sum greater than the value of the single article lost. Example: A pair of earrings, a pair of candlesticks; an antique silver punch bowl with a set of 18 matching cups. How to Describe Scheduled Items Stamp and Coin Collections Describe the items, groups or classes, with an amount assigned to each group or class. List specifically only those items which individually are valued at $100 or more. Please Note: At the time of loss, we require a detailed, substantiated statement of the items and values involved in the loss. If you cannot provide such a statement, payment will not exceed $250 even if you scheduled the collection for hundreds or even thousands of dollars more. Silverware, etc. This includes items made of silver, gold, pewter, and/or bronze such as tableware, flatware, hollowware, dishes, vases, and ornaments. Give pattern, manufacturer, number of place settings, number of pieces per settings, number of additional serving pieces of the same pattern and manufacturer.
6 Cameras, Projection Equipment, etc. (includes video cameras) Describe and list each camera, projection machine and other articles of equipment pertaining thereto. Specify the amount of insurance for each item. Fine Arts and Antiques This includes paintings, etchings, pictures, tapestries, hand woven rugs, Lladros, Hummels, statuary, marbles, bronzes, antique furniture, rare books, glass, and other bona fide works of art. There are several other factors which help determine if an item is a fine art or antique of any value: condition authenticity rarity age historical significance it is currently fashionable place where found or produced artistic quality (created by skilled crafts person) Prior to any loss, you should clearly identify and establish the value of the fine art or antique. In scheduling the item, describe it in detail. List the title, artist, color, size, type, age and any other designation that would make identification easy. Firearms and Weapons This includes guns and swords and equipment for use with them. Give make, model, grade, serial numbers and any other data which serves to identify. Jewelry, Watches and Furs Give name, color, cut, clarity and carat weight, and kind of metal used for mounting, and add any peculiarities helpful in identifying the item. Give the name of manufacturer, number of jewels, and other identifying data such as serial number. Furs include garments trimmed with fur or consisting principally of fur. Give name of fur, type of article, and other identifying data. Musical Instruments Give name of instrument, manufacturer, model. Class Rings Give name, weight of stone or stone, kind of metal used for mounting, and any peculiarities helpful in identifying the item. If you are uncertain of how to list any particular item, please call us at for assistance in scheduling.
7 Exclusions Some of the exclusions are loss and damage by: wear and tear; deterioration; smog; mechanical breakdown; moth; rodents; vermin; extremes of temperature; marring and scratching; war; nuclear reaction; and while the property is in the custody of a public carrier or storage facility for rough handling, improper packing, and the perils of loading and unloading. The Valuable Items Policy is not available for: Business property Aircraft Securities, deeds, tickets Real estate Water craft Animals, birds, fish Hearing aids Motor vehicles Campers Trailers and semitrailer Money, gold, bullion, silver, (other than silverware) Eyeglasses, Contact lenses Other Coverages Available From AFI Insurance for Boats, Motorcycles, Motor Homes, Antique and Classic Automobiles, High Value Homes, High Value Jewelry, Art, and Antiques. Contact us for more information:
8 Who is Eligible to Join AFI? All active duty, former and retired military, including National Guard and Reserves Widows of the above Active or retired DoD civilian employees Children of AFI members Former AFI members Call for the right answers from a real person. For more information or a free instant quote visit:
HOME INSURANCE OUR MISSION IS YOU. HOMEOWNERS INSURANCE. www.afi.org
HOME INSURANCE OUR MISSION IS YOU. HOMEOWNERS INSURANCE www.afi.org Our Mission Like those who serve our nation, AFI is dedicated to delivering protection and peace of mind. Our unwavering commitment to
More informationRENTERS INSURANCE OUR MISSION IS YOU. www.afi.org
RENTERS INSURANCE OUR MISSION IS YOU. RENTERS INSURANCE www.afi.org Our Mission Like those who serve our nation, AFI is dedicated to delivering protection and peace of mind. Our unwavering commitment to
More informationSafety Insurance Company Safety Indemnity Insurance Company SAFETY SUPREME ENDORSEMENT
Safety Insurance Company Safety Indemnity Insurance Company SAFETY SUPREME ENDORSEMENT SSE 001 01 12 For an additional premium, we will provide the following: SECTION I - PROPERTY COVERAGES Coverage A
More informationTOI: 04.0 Homeowners Sub-TOI: 04.0004 Tenant Homeowners
SERFF Tracking Number: QBEC-127637018 State: Filing Company: Praetorian Insurance Company State Tracking Number: Company Tracking Number: 11-294-007-HO-RI TOI: 04.0 Homeowners Sub-TOI: 04.0004 Tenant Homeowners
More information"Contents" means unscheduled personal property you or a family member owns or possesses.
What Is Covered This part of your Masterpiece Policy provides you with coverage against all risks of physical loss to your contents anywhere in the world unless stated otherwise or an exclusion applies.
More informationAUTO INSURANCE OUR MISSION IS YOU. AUTOMOBILE INSURANCE. www.afi.org
AUTO INSURANCE OUR MISSION IS YOU. AUTOMOBILE INSURANCE www.afi.org Our Mission Like those who serve our nation, AFI is dedicated to delivering protection and peace of mind. Our unwavering commitment to
More informationServing others around the world. A personal insurance plan for Foreign Missionaries
Serving others around the world. A personal insurance plan for Foreign Missionaries GALLAGHER CHARITABLE Foreign Missionary Insurance Plan A personal insurance plan for you. Gallagher Charitable International
More informationAll Risk Protection Coverage for your household goods, personal effects and automobiles moving by land, sea or air. We make it easy.
Thinking Relocation? Think Santa Fe. PLATINUM LUMP SUM INSURANCE ENROLMENT FORM All Risk Protection Coverage for your household goods, personal effects and automobiles moving by land, sea or air. We make
More informationPERSONAL EFFECTS AND HOUSEHOLD GOODS POLICY
PERSONAL EFFECTS AND HOUSEHOLD GOODS POLICY INTEREST INSURED ---------------------------------- HOUSEHOLD GOODS AND PERSONAL EFFECTS OR PRIVATE PASSENGER AUTOMOBILE AND MOTOR CYCLE, AS PER INVENTORY/DECLARATION
More informationHow to Avoid the 10 Deadly Sins of Renters Insurance -- And Provide Better Protection for Yourself and the People You Love!
Here s the information you requested! Special Report for Renters Insurance Insider Reveals Little-Known Secrets: How to Avoid the 10 Deadly Sins of Renters Insurance -- And Provide Better Protection for
More informationStorage Operator s Contract Liability Policy
Storage Operator s Contract Liability Policy AGREEMENT We will provide the insurance described in this policy in return for the premium and compliance with all provisions of this policy. DEFINITIONS We,
More informationSafety Property and Casualty Insurance Company SAFETY CONDOMINIUM UNIT-OWNERS EDGE ENHANCEMENT ENDORSEMENT SEE 014 04 08
For an additional premium, we will provide the following: SECTION I PROPERTY COVERAGE Perils Insured Against Coverage A Safety Property and Casualty Insurance Company SAFETY CONDOMINIUM UNIT-OWNERS EDGE
More informationCoverage that fits your lifestyle
CONDOMINIUM UNITOWNERS Coverage that fits your lifestyle Your condominium (condo) association may include insurance for the building s structure, but covering your unit and personal possessions is up to
More informationRENTERS PROTECTION POLICY - BROAD PERSONAL PROPERTY -
RENTERS PROTECTION POLICY - BROAD PERSONAL PROPERTY - PERSONAL PROPERTY describes the coverage you have in case of loss to your household goods and other personal property. PERSONAL PROPERTY is not complete
More informationAdvantage Elite Extended
Advantage Elite Extended We agree that the following Additional Coverages and Extensions of Coverage are made a part of your Homeowners Policy: SECTION I - PROPERTY COVERAGES EXTENDED DWELLING REPLACEMENT
More informationCondominium Unitowners Insurance
Condominium Unitowners Insurance Coverage that fits your lifestyle Your condominium (condo) association may include insurance for the building s structure, but covering your unit and personal possessions
More informationMONARCH GOLD COVERAGE ENDORSEMENT WITH WATER DAMAGE EXCLUSION
DEFINITIONS THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. MONARCH GOLD COVERAGE ENDORSEMENT WITH WATER DAMAGE EXCLUSION With respect to the provisions of this endorsement only, the following
More informationRenters Insurance. When you want to leave nothing to chance.
Renters Insurance When you want to leave nothing to chance. Property Coverage The Renters Policy protects your possessions in the event of: Fire Lightning Windstorm Hail Explosion Riot Aircraft Damage
More informationPERSONAL CLIENT SERVICES
PERSONAL CLIENT SERVICES Marivel Andreu Vice President, Managing Director 201 S. Biscayne Blvd., 34 th Floor Miami, FL 33131 Phone 305-395-3031 Email: mandreu@celedinas.com Presentation to International
More informationInland Marine Manuel Index
Inland Marine Manuel Index Page General Underwriting... 2 Quick Rate Guide... 3 Cameras/Projectors... 4 Computer... 5 Tools & Equipment... 6 Farm Equipment w/ingestion 7 Fine Arts & Antiques... 8 Silverware...
More informationINFORMATION NOTICE RENTERS POLICY SUMMARY AND RELATED DISCLOSURES
INFORMATION NOTICE RENTERS POLICY SUMMARY AND RELATED DISCLOSURES THIS INFORMATIVE OOKLET, CONTAINING: a) Information notice, including policy summary and related disclosures, and b) Glossary, SHALL E
More informationSmartHome Prestige. The Ultimate Security for your Home
SmartHome Prestige The Ultimate Security for your Home SmartHome Prestige, an All Risks insurance, offers maximum protection for the discerning home owners buildings, fixtures, fittings, renovation, contents,
More informationHow to Avoid the 10 Deadly Sins of Homeowners Insurance And Provide Better Protection for Yourself and the People You Love!
Here s the information you requested! Special Report for Homeowners Insurance Insider Reveals Little Known Secrets: How to Avoid the 10 Deadly Sins of Homeowners Insurance And Provide Better Protection
More informationFARM PROPERTY FARM DWELLINGS, APPURTENANT STRUCTURES AND HOUSEHOLD PERSONAL PROPERTY COVERAGE FORM
FARM FP 00 12 09 03 FARM PROPERTY FARM DWELLINGS, APPURTENANT STRUCTURES AND HOUSEHOLD PERSONAL PROPERTY COVERAGE FORM Various provisions in this policy restrict coverage. Read the entire policy carefully
More informationAXA Exclusive. Information leaflet Home Buildings and Contents Insurance
AXA Exclusive Information leaflet Home Buildings and Contents Insurance February 2016 Contents Why choose AXA Exclusive 3 Features and benefits 3 Important information 7 How much cover do I need? 7 Limits
More informationHOME INSURANCE OUR MISSION IS YOU. HOMEOWNERS INSURANCE ADDITIONAL COVERAGES. www.afi.org
HOME INSURANCE OUR MISSION IS YOU. HOMEOWNERS INSURANCE ADDITIONAL COVERAGES www.afi.org Our Mission Like those who serve our nation, AFI is dedicated to delivering protection and peace of mind. Our unwavering
More informationannounces the Special Personal Property Coverage Endorsement & Additional 50% Coverage A Option
announces the Special Personal Property Coverage Endorsement & Additional 50% Coverage A Option Narragansett Bay Insurance Company ( NBIC ) is pleased to announce two product enhancements: the Special
More informationPERSONAL PROPERTY 05/04
PERSONAL PROPERTY 05/04 TABLE OF CONTENTS 1 1 INLAND MARINE FLOATERS 1 DEFINITION OF INLAND MARINE INSURANCE... 1 INLAND MARINE FLOATERS CHARACTERISTICS... 2 TAILORED COVERAGE... 2 SELECTION OF POLICY
More informationTHINKING RELOCATION? THINK INTERDEAN. Lump Sum Insurance Documentation. We make it easy.
THINKING RELOCATION? THINK INTERDEAN. Lump Sum Insurance Documentation We make it easy. INSURANCE GUIDANCE NOTES Here at Interdean, you can be assured that every care is taken by us to protect your goods
More informationCONDOMINIUM UNIT OWNERS INSURANCE
PERSONAL LINES CONDOMINIUM UNIT OWNERS INSURANCE Your Style. Your Coverage. WHATEVER YOUR STYLE, OUR COVERAGE FITS When you buy home insurance, you re not just protecting your home and belongings, you
More informationKansas Coverage Comparisons
The Universal Security Policy Kansas Coverage Comparisons Comparing some of the coverages offered under our Special, Deluxe and Elite levels of coverage to standard industry homeowners, dwelling fire and
More informationVisit redrivermutual.com for more information and eligibility requirements. Actual policy wordings govern.
Home Insurance Red River Mutual has been providing insurance protection on the prairies for over 135 years and is committed to providing competitive insurance products and equitable claims settlement.
More informationABOUT OURSELVES...2 IT S YOUR MOVE... 3
Last updated February 26, 2014 ABOUT OURSELVES...2 IT S YOUR MOVE... 3 PART 1 - ARRANGING YOUR HOUSEHOLD MOVE Beginning Your Household Move...4 When Your Moving Firm Representative Calls...4 Arranging
More informationBROADENED PROPERTY COVERAGE EXTENSION
COMMERCIAL PROPERTY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. BROADENED PROPERTY COVERAGE EXTENSION This endorsement modifies insurance provided under the following: COMMERCIAL PROPERTY
More informationBook Serial Number: 328763112897 INLAND MARINE INSURANCE TABLE OF CONTENTS
Book Serial Number: 328763112897 INLAND MARINE INSURANCE TABLE OF CONTENTS CHAPTER 1 - ORIGINS OF MARINE INSURANCE 1 Introduction 1 Inland Marine Insurance Expansion 1 The Role of the Homeowner Policy
More informationHome. The Instant Insurance Guide: Info and tips for buying homeowners and renters insurance in Delaware. www.delawareinsurance.
The Instant Insurance Guide: Home Info and tips for buying homeowners and renters insurance in Delaware From Karen Weldin Stewart, CIR-ML Delaware s Insurance Commissioner 1-800-282-8611 www.delawareinsurance.gov
More informationOffices 580 Walnut Street Cincinnati, Ohio 45202 Tel: 1-513-369-5000 ABCDAdministrative CM 76 77 (Ed. 07 04) MOTOR TRUCK CARGO COVERAGE FORM (Carriers' Liability) Various provisions in this policy restrict
More informationSTUDENT PERSONAL PROPERTY CERTIFICATE COVERAGE FORM
CM-7370 (Ed. 8-14) STUDENT PERSONAL PROPERTY CERTIFICATE COVERAGE FORM Various provisions in this policy restrict coverage. Read the entire policy carefully to determine rights, duties and what is and
More informationYour Visa Card Guide to Benefit Purchase Security and Extended Protection Benefits
This benefit and description supersedes any benefit and description you may have received earlier. Please read and retain for your records. Your Visa Card Guide to Benefit and Extended Protection Benefits
More informationFORM TITLE FORM NUMBER EDITION RFC # PAGE(S)
COMPANY: Travelers Home & Marine Insurance Company (27998) LINE OF BUSINESS: Homeowners STATE: Georgia CREATION DATE: 3/22/2010 FORM TITLE FORM NUMBER EDITION RFC # PAGE(S) Actual Cash Value Loss Settlement
More informationChapter 21. Agenda. Personal liability insurance 4/14/2015. Homeowners Insurance, Section II
Chapter 21 Homeowners Insurance, Section II Agenda Personal liability insurance Section II Coverages Section II Exclusions Section II Additional Coverages Section II Conditions Endorsements to a Homeowners
More informationIllinois Insurance Facts Illinois Department of Insurance
Illinois Insurance Facts Illinois Department of Insurance Shopping for Homeowners Insurance Updated January 2014 Note: This information was developed to provide consumers with general information and guidance
More informationAgent/CSR Guide. FAQs. Home Advantage. The Hartford s AARP Home Insurance Program
personal lines Agent/CSR Guide FAQs Home Advantage The Hartford s AARP Home Insurance Program Q&A Here are some frequently asked questions, plus answers, that can give you a better understanding of The
More informationDoes Your Valuables Coverage Meet the Gold Standard?
Does Your Valuables Coverage Meet the Gold Standard? If your insurance hasn t kept pace with skyrocketing gold and other precious metals prices, your jewelry may be at risk. Reprinted with permission for
More informationPlay It Safe. While Moving, Storing or Towing. to protect you, your family and your belongings. Visit us on the web @ uhaul.com
Play It Safe While Moving, Storing or Towing Fivee lo Fi low-cost, cost ccustom stom packages to choose from to protect you, your family and your belongings. Visit us on the web @ uhaul.com RWI-150(Y)CC05.indd
More informationAirports Council International. Property Market Overview. January 14, 2016
Airports Council International Property Market Overview January 14, 2016 Michael DuCharme, CPCU Operations Vice President Client Service Manager St. Louis Operation Airport & Airline Expertise Sampling
More informationHome Insurance Buyer s Guide
NEW JERSEY MANUFACTURERS INSURANCE COMPANY NEW JERSEY RE-INSURANCE COMPANY Home Insurance Buyer s Guide Serving Policyholders For Over 100 Years This booklet contains only general information and is not
More informationCOMMERCIAL PROPERTY ENHANCEMENT ENDORSEMENT
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. COMMERCIAL PROPERTY ENHANCEMENT ENDORSEMENT This endorsement modifies insurance provided under the following: BUILDING AND PERSONAL PROPERTY
More informationHOUSEHOLD INVENTORY HOME INFORMATION
HOUSEHOLD INVENTORY Name Street City & State Date Revised Insurance Co. Policy No. HOME INFORMATION Year Built Builder Square Footage Date Purchased Price Paid Previous Owners Mortgage Company Complete
More informationDWELLING COVERAGE -- SPECIAL FORM
THIS IS A LEGAL CONTRACT Page 1 of 12 -- PLEASE READ IT CAREFULLY -- DWELLING COVERAGE -- SPECIAL FORM The following Table of Contents shows how this Dwelling Coverage is organized. It will help "you"
More informationHOMEOWNERS, AUTOMOBILE, PERSONAL PROPERTY, & UMBRELLA INSURANCE
HOMEOWNERS, AUTOMOBILE, PERSONAL PROPERTY, & UMBRELLA INSURANCE 05/04 i CONTENTS PART ONE - HOMEOWNERS INSURANCE 1 COVERAGE AND LIMITS OF LIABILITY 1 PROPERTY COVERAGE-SECTION I... 2 LIABILITY COVERAGE-SECTION
More informationNORTH CAROLINA GENERAL ASSEMBLY 1981 SESSION CHAPTER 956 HOUSE BILL 89
NORTH CAROLINA GENERAL ASSEMBLY 1981 SESSION CHAPTER 956 HOUSE BILL 89 AN ACT TO REGULATE PRECIOUS METAL BUSINESSES. Whereas, theft of all types of property, particularly theft of precious metals, has
More informationFarm and ranch owners, commercial growers and packers AGRIBUSINESS WE INSURE YOUR GROWING BUSINESS SM
Farm and ranch owners, commercial growers and packers AGRIBUSINESS WE INSURE YOUR GROWING BUSINESS SM Farm and ranch owners have a different lifestyle than other businesses, which translates into unique
More informationINSURANCE INFORMATION Do you have a primary homeowner s, renters, condo owner, or business insurance policy? Yes No
Purchase Protection Claim Form Claim Number (required) Instructions: Please complete and sign the Claim Form and send it along with any other requested documentation to the address or fax number above.
More informationPrestige Home insurance options for your distinctive lifestyle needs
Prestige Home insurance options for your distinctive lifestyle needs www.sgicanada.ca Prestige Home insurance options for your distinctive lifestyle needs You value your home and your lifestyle, and you
More informationUNDERSTANDING PERSONAL PROPERTY INSURANCE
UNDERSTANDING PERSONAL PROPERTY INSURANCE 07/04 PUBLISHER S NOTE Important Notice Every care has been taken to ensure that the information in this course material is as accurate as possible at the time
More informationParagraph A Loss or Damage What you are covered for:
Your Policy Summary Please read this document carefully which provides a summary of cover. It does not show all of the benefits, exclusions or limits. Please refer to your policy booklet and policy schedule
More informationPROPOSAL FORM FOR HOME INSURANCE
United Insurance Company PSC PROPOSAL FORM FOR HOME INSURANCE IMPORTANT NOTES Filling and signing this application form does not automatically result in a contract. Insurance becomes in force once United
More informationCommercial Property Insurance
Commercial Property Insurance Insurance Companies: Alberta School Boards Insurance Exchange Subscribing Insurers Insuring Agreement The Insurer agrees to pay the Insured named on the Coverage Summary for
More informationPersonal Property Inventory Worksheet
Personal Property Inventory Worksheet This workshet is organized on a room-by-room basis, making it easy for you to systematically record the items in each area of your home. Simply walk through each room
More informationCOMBINED MOTOR TRUCK CARGO AND COMMERCIAL AUTOMOBILE PHYSICAL DAMAGE PROPOSAL FORM
COMBINED MOTOR TRUCK CARGO AND COMMERCIAL AUTOMOBILE PHYSICAL DAMAGE PROPOSAL FORM ALL QUESTIONS MUST BE ANSWERED, ANY QUESTIONS LEFT BLANK WILL BE DEEMED TO HAVE BEEN ANSWERED NO OR NOT APPLICABLE DETAILS
More informationTo: Our Valued Clients From: Agency Name Re: Gap Letter
To: Our Valued Clients From: Agency Name Re: Gap Letter From time to time, we mail a notice to our clients (past, current, and potential) called a Gap Letter. The purpose of this letter is to inform you
More informationPersonal Insurance. from Chubb. Coverage Beyond Your Expectations. Chubb Group of Insurance Companies Warren, New Jersey 07059 www.chubb.
Personal Insurance from Chubb Coverage Beyond Your Expectations Chubb refers to the insurers of the Chubb Group of Insurance Companies: Federal Insurance Company, Vigilant Insurance Company, Pacific Indemnity
More informationUtah Homeowners Forms
Utah Homeowners Forms HOMEOWNERS FORMS AND ENDORSEMENTS The first three positions of the contract form numbers indicate the type of contract. The last two positions is the state code: 43 for Utah. Those
More informationPersonal Insurance. from Chubb. Relax. You re insured with Chubb. SM
Personal Insurance from Chubb Relax. You re insured with Chubb. SM Chubb understands what you expect when it comes to insurance. Coverage that suits your lifestyle. A policy that gives you choices. Service
More informationProfessionalsAbroad. Personal Property, Automobile and Health Insurance for the Professional Abroad. 2008 Edition
ProfessionalsAbroad Global Insurance Solutions Insurance for Individuals Automobile Personal Property Worldwide Health Travel Medical Personal Umbrella Personal Accident Kidnap & Ransom Term Life Insurance
More informationgold star homeowners insurance protecting your dreams
gold star homeowners insurance protecting your dreams Home is where the real you lives. You're the type who pays attention to detail. You keep up to date. From the curb to the backyard, you take pride
More informationHome. summary of benefits
Risk Covered Fire, explosion and smoke Lightning and thunderbolt Earthquake Theft or attempted theft Riot, civil commotion, labour and political disturbances, vandalism and acts of malicious persons Water
More informationHomeowners Insurance Life Advice
Homeowners Insurance Life Advice Protecting your home Homeowners insurance protects your financial investment in your home. Based on your individual needs, you choose specific coverage to provide as much
More informationAll Risk Protection Coverage for your household goods, personal effects and automobiles moving by land, sea or air. We make it easy.
Thinking Relocation? Think Santa Fe. STANDARD LUMP SUM INSURANCE ENROLMENT FORM All Risk Protection Coverage for your household goods, personal effects and automobiles moving by land, sea or air. We make
More informationPURCHASE SECURITY & EXTENDED WARRANTY CERTIFICATE OF INSURANCE INTRODUCTION HOW TO OBTAIN ASSISTANCE
WESTJET RBC MASTERCARD PURCHASE SECURITY & EXTENDED WARRANTY CERTIFICATE OF INSURANCE IMPORTANT - PLEASE READ: This Certificate of Insurance is a valuable source of information and contains provisions
More informationThe Consumer s Guide to HOMEOWNERS INSURANCE - 1 -
- 1 - The Consumer s Guide to Homeowners Insurance Whether you are a first-time home buyer, a veteran of many years of mortgage payments and house upkeep, a condo owner or an apartment dweller, your household
More informationOptimum Property Comparison to Property Plus
Optimum Property Comparison to Property Plus Our Optimum Property provides a comprehensive suite of coverages. This document provides a comparison between the Optimum Property coverage form and the Property
More informationHome Insurance Proposal Form
Home Insurance Proposal Form Home Insurance Proposal Form Proposal Form There are conditions, limitations, exclusions and excesses within the wording, a copy of which will be provided on request. A copy
More informationcondo insurance protecting your dreams
condo insurance protecting your dreams Home is more than where you live. it s how you live. Now you need to protect it. Think of how your personal possessions turn the space you own into a place that s
More informationWhat is home insurance? What are perils? Whether you own or rent the roof over your head, that roof and everything beneath it has a value.
Whether you own or rent the roof over your head, that roof and everything beneath it has a value. Have you considered how hard it would be to replace everything if a tornado leveled your home? What if
More informationNH POLICY CUSTOMIZATIONS
BUSINESSOWNER S BP 99 NH 04 15 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. NH POLICY CUSTOMIZATIONS This endorsement modifies insurance provided under the following: BUSINESSOWNER S
More informationAXA ART. Collector and Private Client Insurance
AXA ART Collector and Private Client Insurance AXA ART AXA ART is the world s only art led insurance company, offering tailor-made solutions for private and corporate collections, high value homes, museums,
More informationHome Insurance Questionnaire Republic of Ireland
Home Insurance Questionnaire Republic of Ireland Home Insurance Policy Questionnaire There are conditions, limitations, exclusions and excesses within the wording, a copy of which will be provided on request.
More informationRBC ROYAL BANK VISA CREDITLINE FOR SMALL BUSINESS PURCHASE SECURITY & EXTENDED WARRANTY CERTIFICATE OF INSURANCE INTRODUCTION HOW TO OBTAIN ASSISTANCE
RBC ROYAL BANK VISA CREDITLINE FOR SMALL BUSINESS PURCHASE SECURITY & EXTENDED WARRANTY CERTIFICATE OF INSURANCE IMPORTANT - PLEASE READ: This Certificate of Insurance is a valuable source of information
More informationConsumer s Quick Check Guide Condominium Unit-Owners Policy
Consumer s Quick Check Guide Condominium Unit-Owners Policy Explanation of Coverage Limits and Options: This Consumer s Quick Check Guide to the Condominium Unit-Owners Policy is based, in part, on Insurance
More informationIt s Never Been So Easy
Domestic Transit Protection Lump SumValuation It s Never Been So Easy Protection for Your Household Goods, Personal Effects and Automobiles Administered by Crown Relocations With Additional Underwriting
More informationM. Caroline Cantrell & Associates, PC Attorney at Law
M. Caroline Cantrell & Associates, PC Attorney at Law 8800 SE Sunnyside Road, Suite 207N, Clackamas, OR 97015 (503) 236-9211 549 NW 2nd Avenue, Canby Oregon 97013 (503) 266-0382 Date: PENDING FORECLOSURE,
More informationType II Lump Sum Program with Household Goods Shipment U.S. Domestic Policy
Type II Lump Sum Program with Household Goods Shipment U.S. Domestic Policy Your Relocation Benefit Lowe s is offering support during the moving process with our Type II Lump Sum package with Household
More information2011 Hiscox Ltd WD-HSO-HED-HSWAP-GTC(7) 11078 12/12. Spacehop Ltd Property damage and loss of keys insurance Policy wording
2011 Hiscox Ltd WD-HSO-HED-HSWAP-GTC(7) 11078 12/12 Spacehop Ltd Property damage and loss of keys insurance Property damage and loss of keys insurance An integrated insurance solution for Spacehop members.
More informationAXA Exclusive. Information leaflet Home Buildings and Contents Insurance
AXA Exclusive Information leaflet Home Buildings and Contents Insurance February 2014 Contents Why choose AXA Exclusive 3 Features and benefits 3 Important information 7 How much cover do I need? 7 Limits
More informationTERMS & CONDITIONS OF COMPANY S STANDARD INTERNATIONAL MARINE TRANSIT INSURANCE OF HOUSEHOLD GOODS AND PERSONAL EFFECTS
TERMS & CONDITIONS OF COMPANY S STANDARD INTERNATIONAL MARINE TRANSIT INSURANCE OF HOUSEHOLD GOODS AND PERSONAL EFFECTS Condition 1. 100% Co-Insurance Clause: The Insured shall maintain insurance on the
More informationNATIONWIDE INLAND MARINE DEFINITION
Model Regulation Service July 1996 Table of Contents Section 1. Section 2. Section 3. Purpose Applicability Exceptions Section 1. Purpose The purpose of this instrument is to describe the kinds of risks
More informationRLI Home Business Insurance Policy COVERAGE DETAILS AND EXCLUSIONS
RLI Home Business Insurance Policy COVERAGE DETAILS AND EXCLUSIONS NOTE: This document is a general analysis of the coverages, limitations and exclusions applicable to the RLI Home Business Insurance (HBI)
More informationHome Assisted Living Care and the Hanover Insurance Company
CONNECTIONS HOME Assisted Living Care Coverage Even in a protected environment loved ones need more protection. Did you know More people than ever are residing in assisted living facilities or nursing
More informationHome and Automobile Insurance Guide
Home and Automobile Insurance Guide General Information Finding the best insurance policies to suit your needs can be a complex and confusing business. To help you, we have addressed questions and defined
More informationChapter 22. Buying Insurance
Chapter 22 Buying Insurance Section 1 Insurance Basics I will be able to list some ways to lower insurance costs. The Language of Insurance 1. Insurance policy Policyholder 2. Insurance coverage Exclusions
More informationHOMEOWNERS & AUTOMOBILE
HOMEOWNERS & AUTOMOBILE 05/04 CONTENTS COVERAGE AND LIMITS OF LIABILITY 1 PROPERTY COVERAGE-SECTION I... 2 LIABILITY COVERAGE-SECTION II... 2 POLICY FORMS & ENDORSEMENTS AND CHARGES... 2 TYPES OF HOMEOWNERS
More informationDWELLING COVERAGE -- SPECIAL BUILDING AND CONTENTS FORM
THIS IS A LEGAL CONTRACT Page 1 of 14 -- PLEASE READ THIS CAREFULLY -- DWELLING COVERAGE -- SPECIAL BUILDING AND CONTENTS FORM The following Table of Contents shows how this Dwelling Coverage is organized.
More informationHomeowners Advantage 5 PERSONAL INSURANCE. The protection you need at a price you can afford
Homeowners Advantage 5 PERSONAL INSURANCE The protection you need at a price you can afford More Coverages Built In... Fewer Costs Added On You don t like to think about the bad things that could happen
More informationACE Private Risk Services
ACE Private Risk Services Securing Your Success Customized Protection In One Comprehensive Program A fine home A ski condo Luxury cars and yachts An extensive jewelry or fine art collection Substantial
More informationINVENTORY AND APPRAISEMENT., files this inventory and appraisement of all assets and COMMUNITY PROPERTY
INVENTORY AND APPRAISEMENT OF, files this inventory and appraisement of all assets and liabilities, community and separate estates, as follows: COMMUNITY PROPERTY 1. REAL PROPERTY (including any property
More informationCONDO insurance. protecting your dreams
CONDO insurance protecting your dreams Home is more than where you live. It s how you live. Think of how your personal possessions turn the space you own into a place that s uniquely yours. Now consider
More informationContents. Product Information. Discounts Loss Surcharges. Eligibility. Billing Options. Questions
Contents Product Information Discounts Loss Surcharges Eligibility Billing Options Questions Policy Forms Offered This product is designed to appeal to a broad group of consumers by utilizing the following
More informationHomeowners insurance. protecting your dreams
Homeowners insurance protecting your dreams Your Home is A Dream Come True You ve worked hard for your home. It is a reflection of you and it may serve as the launch pad for your dreams. It s a special
More information