Professional Indemnity Insurance for Solicitors. FINEX Law Division
|
|
- Wilfrid Kelley
- 7 years ago
- Views:
Transcription
1 Professional Indemnity Insurance for Solicitors FINEX Law Division
2 The Willis Approach Experience We believe in providing clear, timely and practical advice and services to our clients. We are sensitive to our clients needs and the importance of providing commercial solutions. Willis is one of the world s leading risk management and insurance intermediaries. We are in the business of identifying, analysing and managing risk. We deliver professional risk transfer, risk and loss management and actuarial services to companies, as well as financial and employee benefits consulting. Our clients are medium-to-large professional firms who require individually designed insurance placements. This means we do not handle substantial volumes of law firms and are not obligated to support specific lineslips and facilities. We will listen to you and spend time understanding your business and individual culture and will then plan and jointly agree an account management strategy. With a common renewal date of 1st October for the overwhelming majority of firms, it is usual practice for both insurers and some of our competitors to employ temporary staff. Willis do not engage in this practice we believe your firm should have a dedicated named service team, from Account Directors and Claims Executives to policy production and accounting specialists. We would propose to undertake a strategic review in order to understand the options available and to maximise the leverage of your firm in the market. This review includes: Analysis of underwriting information Understanding your firm Pricing Security of insurers Creating competition Alternative Risk Transfer including captive overview and recommendations FINEX Law Division Professional Indemnity for Solicitors Professionals appreciate the need to deliver a high level of service to their clients and as established Professional Indemnity Insurance specialists we aim to meet the same standards. Willis is well aware of the dilemmas that confront professionals today. The financial consequences of an increasingly litigious environment continue to grow while simultaneously there is a need to keep the cost of risk transfer and premiums down. Willis aims to provide clients with cost effective solutions to risk. Market Leverage As one of the largest global brokers and Professional Indemnity specialists, Willis is a key trading partner for major insurers and reinsurers worldwide, and has access to the markets and the necessary capacity to meet the demanding needs of our clients. The marketing of our clients risks follows the same philosophy leveraging global resources to deliver products and services locally. With insurance marketers in every office, we are close to our clients; we understand their needs and can develop bespoke solutions, drawing upon our relationships with insurers.
3 Innovation Willis prides itself on the innovation of its services and products. For instance, we were one of the first brokers to place asset protection liability cover for a professional services firm, and have designed unique programmes combining alternative risk financing/transfer, Captive and Protected Cell Company solutions and finite risk management/transfer arrangements. Willis is the second largest captive manager in Europe and manages over 230 captives worldwide with a premium spend of US$2.7 billion. We are experienced in advising on and managing the use of captives in respect of Professional Indemnity risks. We also arrange finite insurance programmes for professional firms when the commercial insurance market proves too expensive, restrictive or cannot provide the required breadth of cover. Service We believe that superior service and ease of doing business are cornerstones of every successful client relationship. As such, each client is assigned a dedicated Account Director and Account Executive. This front line account servicing is strengthened by a large service team who have been with Willis for many years. We are client driven, not just product focused, with a client base representing a wide range of professions and industries, all of which require individually designed insurance placements. This means that our team only handles medium and large risks and we are not obliged to support specific schemes and facilities, which means we are truly independent. We tailor cover to meet the most demanding and sophisticated risks. Our expertise, our ability to utilise worldwide insurance capacity and our responsiveness to your needs combine to make us a valuable partner. We work hard to understand your business, your priorities, and your world of risk. The FINEX Law Division is growing, winning and retaining more clients and attracting the best talent, because our clients trust our people to perform for them. When you need our advice on professional liability, when you entrust to us the mandate to get the best possible deal in the market, you can be confident that we understand your business and that we know the profession. You can be sure we have broad experience of dealing with your peers and yet we can differentiate you from them. Our team has a culture which is centred around: 1. Transparency A great deal has been written in the insurance national and international press concerning commissions earned by brokers. Willis has stated that our policy is to disclose all such income to clients. Our outstanding commitment to clients is set out in our Client Bill of Rights. 2. Confidentiality We recognise the importance of keeping clients affairs confidential. We are also aware that the insurance market does not always adhere to this and our team is experienced in safeguarding clients confidentiality. 3. Removing insurance jargon Willis endeavours to avoid the use of insurance jargon in our dealings with clients. An important example of this can be seen in our compliance procedures where clear terms and conditions must be provided to all our clients before binding cover. FINEX Law Division Professional Indemnity for Solicitors
4 The Willis Client Bill of Rights Our Client Bill of Rights is our commitment to upholding the highest standards of integrity in our industry and explains how we deliver the Willis Value Experience. At Willis, our culture and our actions are guided by the following principles: 1. Willis represents the client s best interests through our client advocacy model. Willis global resources and services are committed to understanding the client s company, its industry and its individual needs. Willis customized recommendations and solutions will be driven by what is in the client s best interests. This is the centerpiece of the value Willis provides its clients. Claims Our claims service is integrated within our client service team reinforcing our joined-up approach to delivering client service and value for money throughout the insurance policy period. With our claims personnel physically located within our servicing team, we provide complete account servicing capabilities under one roof. Our claims management experts play an active role in designing claim procedures, establishing policy liability, and negotiating quantum with insurers leading to settlement. Our claims advisors have responsibility for specific accounts, which ensures that the member of the Willis Claims Team that you speak to understands the nature of your company and the precise status of a claim. Financial Security of Insurers We have strong relationships with all key Professional Indemnity insurers. Owing to the profile of our business, we regularly deal with insurers in London as well as internationally. Just as importantly, our job is to match the resources of the insurance market to your needs and to ensure the involvement of the most appropriate insurers throughout your insurance programme. We have a dedicated market security department of over 30 professionals who independently monitor the financial position of insurers worldwide reviewing insurer ratings, reinsurance contracts and monitoring their ability to meet their claims obligations. Willis was one of the first to establish such a team and consistently maintain this service for clients throughout all phases of the insurance cycle. 2. At the commencement of every new engagement and at renewal thereafter Willis will describe the service and value it provides and how it is compensated for it in plain and simple language as part of our Terms of Business Agreement and our Willis Client Service model. 3. Willis will listen before it acts. Its partnerships with clients will be typified by clear, complete and candid communication. 4. Clients will have a toll-free number to give Willis feedback on the quality of its services. Clients can comment, critique and suggest areas for improvement. Willis values client input. 5. Willis will require that the training its Associates receive includes enhanced emphasis on their duty of care and full disclosure to clients. 6. Willis Associates are prohibited from accepting any gifts, entertainment or trips from insurers that could create the appearance of a conflict of interest with its clients. 7. Willis will not accept contingency compensation from insurers. 8. Willis will conduct its business in accordance with its best practices guidelines, which are incorporated in our Willis Excellence Model. 9. Willis clients will receive the benefits of our glocal approach to service: our global resources delivered locally to help clients realize their highest risk management and business objectives regardless of geography. 10. Adherence to these principles will be enforced by a series of enhanced internal controls, including regular compliance reviews, audits and review by the Audit Committee of the Willis Board of Directors. FINEX Law Division Professional Indemnity for Solicitors 3
5 Global Resources, Local Delivery We have over 15,000 professionals working in a network that spans over 100 countries. We serve 30% of the UK s FTSE 100 companies, 30% of Fortune 500 companies and 30% of Global 500 companies. Through our Client Advocate model, clients access our major global network of resources while always receiving a customised service from a dedicated local team. What Makes Us Different? Willis is a global insurance broker; and broking is all we do. As we are not distracted by involvement in other areas, we channel all our energies into being the world s finest insurance broker for our clients. This single-minded approach is matched by a culture that encourages teamwork and a commitment to excellence. Every day our Client Advocates work with Associates around the world to identify solutions for our clients, created from shared expertise. Wherever our clients are, and whatever they do, we provide exceptional skill to meet their requirements. To maximise the value we deliver, we develop a deep knowledge of our clients and their needs. Through careful analysis we come to understand their strategic and financial objectives and how they intend to meet them, enabling us to highlight the potential risks they face. We then advise on potential solutions in order that they can avoid, or mitigate, those risks. Solutions involve our drawing upon a wide range of specialist knowledge, developing innovative products, accessing global underwriting markets or alternative capital sources, and delivering a range of tailored services. In recognition of Willis ongoing professionalism, innovation and commitment to transparency, Willis has won: Willis voted Reactions magazine s 2006 Broker of the Year and Most Innovative Broker of the Year. Willis voted Strategic RISK magazine s 2006 European Commercial Broker of the Year. Willis voted Insurance Times National Broker of the Year Award FINEX Law Division Professional Indemnity for Solicitors 4
6 Willis Limited FINEX Law Division One Camomile Street London EC3A 7LA Telephone: +44 (0) FIN/3839/07/07 Willis Limited, Registered number: England and Wales. Registered address: Ten Trinity Square, London EC3P 3AX. A Lloyd s Broker. Authorised and regulated by the Financial Services Authority.
WILLIS RETAIL PRACTICE REDUCING THE COST OF RISK
WILLIS RETAIL PRACTICE REDUCING THE COST OF RISK REDUCING THE COST OF RISK As a retailer, you work hard to build and protect your business and the ability to deliver on your brand promises is key to the
More informationWILLIS AUSTRALIA LIMITED FINANCIAL SERVICES GUIDE (Incorporating the Willis Client Engagement Guide)
WILLIS AUSTRALIA LIMITED FINANCIAL SERVICES GUIDE (Incorporating the Client Engagement Guide) ABN 90 000 321 237 AFS Licence No: 240600 Date of issue: 25 January 2006 www.willis.com.au Table of Contents
More informationClient Engagement and Compensation Guide
Aon Risk Solutions Client Engagement and Compensation Guide Risk. Reinsurance. Human Resources. Introduction The aim of this document is to provide a high-level summary of the work that Aon Risk Solutions
More informationSPECIALIST INSURANCE SERVICES TRUCKING WWW.PRICEFORBES.COM
SPECIALIST INSURANCE SERVICES TRUCKING WWW.PRICEFORBES.COM CONTENTS CONTENTS...3 ABOUT US...5 OUR APPROACH...6 CLAIMS...9 TRUCKING...12 OUR EXPERTISE...14 3 ABOUT US Price Forbes & Partners is an independent,
More informationPersonal Financial Planning and Risk Management - Insurance
qüáë=äççâäéí=áë=ééêñçê~íéç=ñçê=é~ëó=ñ~ñáåöi=ëå~ååáåö=çê=åçéóáåök Solicitors Professional Indemnity Insurance mêçéçë~ä=cçêã Challenge Convention At Willis we challenge convention on a daily basis to ensure
More informationPan European Socially Responsible Investment Policy
August 2008 Schroder Pan European Socially Responsible Investment Policy Schroders approach to monitoring and taking action on corporate social responsibility This document is intended to be for information
More informationCaptive & Insurance Management
Aon Risk Solutions Global Risk Consulting Captive & Insurance Management Location of captive parent company 500+ captives 250-500 captives 51-249 captives 10-50 captives
More informationWILLIS RETAIL PRACTICE ADVICE AND PROTECTION FOR THE RETAIL SECTOR
WILLIS RETAIL PRACTICE ADVICE AND PROTECTION FOR THE RETAIL SECTOR CUSTOMER RELATIONSHIPS. BRAND. REPUTATION. PROFIT MARGIN. PROFIT MARGIN. AS A RETAILER YOU WORK HARD TO GROW THEM - AS AN INSURANCE AND
More informationActuarial services that enhance performance. Insurance PRECISE. PROVEN. PERFORMANCE.
Actuarial services that enhance performance Insurance PRECISE. PROVEN. PERFORMANCE. Today s challenges, tomorrow s opportunities In today s ever changing insurance market, companies face more stringent
More informationOur specialist insurance services for Professionals risks
Our specialist insurance services for Professionals risks Price Forbes & Partners is an independent Lloyd s broker based in the heart of London s insurance sector. We trade with all of the major international
More informationFINANCIAL SERVICES GUIDE
FINANCIAL SERVICES GUIDE V-Insurance Group PTY LTD Authorised Representative No. 432898 ABN: 67 160 126 509 Date of issue 1 November 2014 www.vinsurancegroup.com FINANCIAL SERVICES GUIDE This Financial
More informationLawyers Professional Liability Insurance and Risk Management Services
Lawyers Professional Liability Insurance and Risk Management Services International Insurance Brokers Ltd Established in London in 1996, are international insurance brokers specializing in Lawyers Professional
More informationJLT Specialty Limited is a member of the Jardine Lloyd Thompson Group of companies. Jardine Lloyd Thompson Group plc is an international group of
JLT Specialty Limited is a member of the Jardine Lloyd Thompson Group of companies. Jardine Lloyd Thompson Group plc is an international group of Risk Specialists and Employee Benefits Consultants. Listed
More informationDELIVERING OUR STRATEGY
www.lawsociety.org.uk DELIVERING OUR STRATEGY Our three year plan 2015 2018 >2 > Delivering our strategy Catherine Dixon Chief executive Foreword Welcome to our three year business plan which sets out
More informationGLOBAL SPECIALTY LINES GLOBAL EXPERTISE, DELIVERED LOCALLY.
GLOBAL SPECIALTY LINES GLOBAL EXPERTISE, DELIVERED LOCALLY. 02 Global expertise, delivered locally. introducing rsa RSA is one of the world s leading multinational quoted insurance groups. The services
More informationWILLIS GROUP HOLDINGS HOW WE GET PAID
WILLIS GROUP HOLDINGS HOW WE GET PAID WILLIS GROUP HOLDINGS HOW WE GET PAID INTRODUCTION The purpose of this paper is to provide an overview of the ways that Willis is remunerated for the value we deliver.
More informationProfessional Indemnity Division. An Introduction
01 Professional Indemnity Division An Introduction 02 Professional Indemnity Division The Howden way We believe in building relationships based on trust and respect. We work with businesses that take their
More informationCLAIMS SERVICE SOLVING THE TOUGHEST PROBLEMS
CLAIMS SERVICE SOLVING THE TOUGHEST PROBLEMS 02 CLAIMS SPECIALISTS THE EXCEPTIONAL EVERY DAY We believe that a consistent, high-quality claims service is pivotal to a successful client relationship. We
More informationPROFESSIONAL INDEMNITY INSURANCE REDUCING YOUR RISK
PROFESSIONAL INDEMNITY INSURANCE REDUCING YOUR RISK WHY YOU REALLY PURCHASE PROFESSIONAL INDEMNITY INSURANCE Professional Indemnity Insurance (PII) is one of the major expenditures of any accountancy practice.
More informationRenaissance. Members Asset Protection Insurance
Renaissance Members Asset Protection Insurance Renaissance - Members Asset Protection Insurance Introducing a new way of protecting Limited Liability Partnerships - Renaissance Renaissance is the first
More informationFor Smart Insurance Solutions Choose Coverforce
For Smart Insurance Solutions Choose Coverforce Our Capability Issue Date 1st October 2012 A different company Creating smart insurance solutions for clients is what we do. Our determination to genuinely
More informationSPECIALIST INSURANCE SERVICES
SPECIALIST INSURANCE SERVICES energy WWW.PRICEFORBES.COM contents about us...5 our approach...6 five steps to service delivery...8 upstream & Mid-stream operations...13 downstream operations...14 claims...15
More informationFINANCIAL SERVICES GUIDE
FINANCIAL SERVICES GUIDE W0355AU (2014) WWW.WILLIS.COM.AU Willis Australia Limited ABN 90 000 321 237 AFS Licence No 240600 Date of Issue: 1 August 2014 Introduction This Financial Services Guide (FSG)
More informationleisure industry PraCTiCe GrouP
leisure industry PraCTiCe GrouP PerCePTual risk MaPPinG GloBal MarKeTs international Willis will provide you with valuable solutions and execute these in a timely process wherever your business or your
More informationSecure liability solutions. Syndicate 2525 Bespoke liability insurance, for complex and high risk businesses EL PL. insurance
Secure liability solutions Syndicate 2525 Bespoke liability insurance, for complex and high risk businesses & EL PL insurance What we cover 2525 Classes of Business Underwritten: Employer s Liability (including
More informationCOMPENSATION GUIDE FOR US CLIENTS
COMPENSATION GUIDE FOR US CLIENTS ABOUT MARSH Marsh is a global leader in insurance broking and risk management. Marsh helps clients succeed by defining, designing, and delivering innovative industry-specific
More informationWillis Construction Risks
Willis Construction Risks Client: The British Land Company PLC Project: 51, Lime Street. 24 storey development of the most modern office accomodation in the heart of the City of London, adjacent to the
More informationMANAGING EMPLOYEE RISKS
MANAGING EMPLOYEE RISKS FOCUSING ON MULTINATIONAL SOLUTIONS Multinational Benefits, Multinational Risks Building a successful benefits strategy comes with challenges, opportunities and risks, even within
More informationPro-Tect Asset Protection
Pro-Tect Asset Protection Protection for Partner s Dependants against Catastrophic Negligence Claims Developed exclusively for Solicitors by ACE European Markets & Professions PRO-TECT - PROTECTION FOR
More informationWhy captives might be right for your business
Why captives might be right for your business Contents 1 What is a captive? 1 Why would I consider a captive as part of a more modern, flexible approach to risk finance? 1 2 How does a captive work? 2
More informationEMPLOYEE BENEFITS & INVESTMENTS. Willis Risk Services (Ireland) Limited Local Knowledge Global Resources
EMPLOYEE BENEFITS & INVESTMENTS Willis Risk Services (Ireland) Limited Local Knowledge Global Resources WeLCOME For most companies, employee benefits programmes represent not only one of their most significant
More informationMULBERRY INSURANCE, MUNICH RE AND ERGO
MULBERRY INSURANCE, MUNICH RE AND ERGO STRATEGIC PARTNERSHIP Authorised and regulated by the Financial Conduct Authority V4 06/15 OVERVIEW We are one of the UK s leading property insurance specialists.
More informationLETTER TO BROKERS. Today we are launching Reputation Risk Solutions Limited:
LETTER TO BROKERS Today we are launching Reputation Risk Solutions Limited: We are a new and unique independent specialist Reputation Risk Insurance Intermediary. We believe Reputation Risk Insurance is
More informationFP Marine Risks Limited
FP Marine Risks Limited Terms of Business CONTENTS Introduction and Scope... 3 Management and Service Standards... 3 Placing Services... 4 Duty of Disclosure... 6 Solvency of Underwriters... 6 Confidentiality
More informationBespoke portfolios Personalised service. Investment portfolios uniquely tailored to you
Bespoke portfolios Personalised service Investment portfolios uniquely tailored to you 2 Close Close 3 Strong traditions Proven experience About Close Brothers Close Brothers Group plc has been at the
More informationWill A Fund Protect Save You Big Bucks?
FUND PROTECT INNOVATION IN THE PROTECTION OF FUND DIRECTORS PERSONAL LIABILITY FUND PROTECT INNOVATION IN THE PROTECTION OF FUND DIRECTORS PERSONAL LIABILITY Fund Protect Key Benefits Premium Market appraisal
More informationBoutique insurance broker established in 1986 specialising in the arrangement of commercial and corporate insurance.
www.erimusib.com erimus insurance brokers are a division of teesside insurance consultants ltd, who are authorised and regulated by the financial services authority... an introduction key facts Boutique
More informationUNDERSTANDING INSURANCE OPTIONS For start-up Hedge Funds. Tailor made advice
UNDERSTANDING INSURANCE OPTIONS For start-up Hedge Funds Tailor made advice JLT: Understanding insurance options for start-up Hedge Funds INSURANCE DOESN T HAVE TO BE CONFUSING OR TIME CONSUMING As Hedge
More informationRequirements made under the Intermediaries Byelaw
Chapter 2 Requirements made under the Intermediaries Byelaw Section 1 Delegated Underwriting Registers of coverholders and registered binding authorities Part B of the Intermediaries Byelaw Format and
More informationTrust us to protect your business
Trust us to protect your business 2 bpif insurance services Trust us to protect your business BPIF Chief Executive s statement you can receive a tailored offering coupled with exclusive benefits at a competitive
More informationExecutive Liability Insurance
Aon Risk Solutions Financial Services Group Life Sciences Industry Practice Executive Liability Insurance Solutions from Experts in the Life Sciences Industry Challenges on the Rise for Life Sciences Companies
More informationUK Healthcare Team RISK AND INSURANCE SOLUTIONS FOR THE HEALTHCARE INDUSTRY
UK Healthcare Team RISK AND INSURANCE SOLUTIONS FOR THE HEALTHCARE INDUSTRY Healthcare providers need a strategic partner with an in-depth understanding of the complexities of the healthcare industry.
More informationPROFESSIONAL INDEMNITY DIVISION AN INTRODUCTION
PROFESSIONAL INDEMNITY DIVISION AN INTRODUCTION OUR KNOWLEDGE: YOUR ADVANTAGE 02 PROFESSIONAL INDEMNITY DIVISION Howden provide us with excellent practical support and we truly value the service they offer
More informationAgriculture Supply Industry Specialist Insurance
Agriculture Supply Industry Specialist Insurance Towergate Insurance At Towergate Insurance we pride ourselves on delivering a friendly, first-class service and we believe in putting our clients first.
More informationUIBL TOBA. United Insurance Brokers Ltd. Terms of Business Agreement
TOBA United Insurance Brokers Ltd Terms of Business Agreement 1. Introduction and business service United Insurance Brokers Ltd () is an independent international insurance and reinsurance (1) Lloyd s
More informationLexisOne. LexisOne. Powered by Microsoft Dynamics AX 2012. EnterpriseSolutions
LexisOne Powered by Microsoft Dynamics AX 2012 LexisOne LexisOne powered by Microsoft Dynamics AX 2012 from LexisNexis goes beyond traditional practice management software currently available to legal
More informationGUIDELINES ON MARKET CONDUCT FOR INSURANCE INVESTIGATORS AND MOTOR ASSESSORS
GUIDELINES ON MARKET CONDUCT FOR INSURANCE INVESTIGATORS AND MOTOR ASSESSORS JUNE 2012 TO: ALL REINSURANCE COMPANIES ALL INSURANCE COMPANIES ALL INSURANCE INTERMEDIARIES ALL MOTOR ASSESSORS ALL INSURANCE
More informationPAGE 04/ ASSET FINANCE 06/ BRIDGING FINANCE 08/ DEVELOPMENT FINANCE
We understand PAGE 04/ ASSET FINANCE 06/ BRIDGING FINANCE 08/ DEVELOPMENT FINANCE WELCOME TO UNITED TRUST BANK is an established specialist lender providing a wide range of short to medium term secured
More informationRenaissanceRe. Professional Indemnity Insurance
Syndicate 1458 Professional Indemnity Insurance Syndicate 1458 Professional Indemnity Insurance established Syndicate 1458 at Lloyd s in 2009. is a leading global provider of property catastrophe and specialty
More informationTax solutions for financial services firms
Draft Version 1 15/09/2015 Tax solutions for financial services firms PRECISE. PROVEN. PERFORMANCE. Tax solutions for financial services firms The Financial Services tax team at Moore Stephens provides
More informationWealth Management. Instinctively global
Wealth Management Instinctively global In an integrated global economy clients need an integrated global law firm The wealth management landscape is changing and with it the needs of our clients. An instinctively
More informationProperty & Casualty. Flexible insurance for retail chain stores
Property & Casualty Flexible insurance for retail chain stores 1 2 ACE Retail, a comprehensive package insurance, can lift some of the pressure on retailers by addressing issues such as risk management,
More informationOrganization transformation in times of change
Organization transformation in times of change Insurance is sold, not bought is a phrase of unknown attribution, but common wisdom for decades. Thus, insurers and most financial services organizations
More informationC.I.P.D Information Pack. Presented by Frank Glennon Ltd. Charlemont House Charlemont Place Dublin 2
C.I.P.D Information Pack Presented by Frank Glennon Ltd. Charlemont House Charlemont Place Dublin 2 1 Information Pack for Proposed Professional Indemnity Insurance for C.I.P.D. members arranged by Frank
More informationAbout Blythin & Brown. Why choose the right broker?
About Blythin & Brown Blythin & Brown has built up an enviable reputation over 40 years providing unparalleled service to our clients both locally and throughout the UK. Our people are our strength, enthusiastic
More informationTHE COMPANY AND SERVICES
THE COMPANY AND SERVICES CONTENTS About Us... 3 What we do?... 3 Our Associates... 4 Company Details... 4 Test Associates Solutions... 5 Core Strengths... 6 Benefits of Using our Company... 6 Clients from
More informationPantone 814 Pantone 2597. An insurance product, designed, tested, assembled and packaged especially for you!
Pantone 814 Pantone 2597 An insurance product, designed, tested, assembled and packaged especially for you! Reducing your insurance costs, through greater understanding Manufactsure is a facility offering
More informationModern insurance solutions protect innovative technologies RENEWABLE ENERGY
Modern insurance solutions protect innovative technologies RENEWABLE ENERGY Your projects secure the future we ensure they happen Focus on the renewable energy sector has never been higher. Due to the
More informationG20 HIGH-LEVEL PRINCIPLES ON FINANCIAL CONSUMER PROTECTION
G20 HIGH-LEVEL PRINCIPLES ON FINANCIAL CONSUMER PROTECTION October 2011 The high-level principles were developed as a response to the G20 Finance Ministers and Central Bank Governors call in February 2011
More informationTHE LATEST TECHNOLOGY AN EMERGING RISK PROFILE THE WILLIS RENEWABLE ENERGY AND SOLAR CONSTRUCTION TEAMS
SOLAR POWER THE LATEST TECHNOLOGY AN EMERGING RISK PROFILE RISK MANAGEMENT EXCELLENCE THE WILLIS RENEWABLE ENERGY AND SOLAR CONSTRUCTION TEAMS Willis 2 THE SUN IS RISING ON THE SOLAR POWER ALTERNATIVE
More informationOwner managed businesses: Bringing your corporate and personal goals to life
Owner managed businesses: Bringing your corporate and personal goals to life Owner managed businesses PRECISE. PROVEN. PERFORMANCE. Bringing your corporate and personal goals to life Dynamic. Ambitious.
More informationHCC International Information and Communication Technology
HCC International Information and Communication Technology The Growth and Evolution of the ICT Market The Information and Communication Technology (ICT) sector remains one of the fastest growing, most
More informationSPECIALIST INSURANCE FOR ESTATES AND HISTORIC HOUSES. Marsh Private Clients
SPECIALIST INSURANCE FOR ESTATES AND HISTORIC HOUSES Marsh Private Clients 143/130 HIGLIGHT TEXT 60/54 HIGLIGHT TEXT 18/22 OUR CREDENTIALS Marsh is a global leader in insurance broking and risk management.
More informationPROPERTY AND CASUALTY COMPREHENSIVE COMBINED INSURANCE FOR HOTELS
PROPERTY AND CASUALTY COMPREHENSIVE COMBINED INSURANCE FOR HOTELS With currency fluctuations, economic recession, pressure on room rates and occupancy levels, hoteliers face one of the most challenging
More informationWelcome to DUAL Australia
making relationships count Welcome to DUAL Australia Innovative solutions for complex insurances About Us DUAL Australia is a specialty lines underwriting agency focused on providing solutions to the mid
More informationEmployee Benefits Commercial Insurance Medical Insurance Life & Key Man Insurance Personal Insurance Independent Financial Advice
i.e. Security Cathay House, 1st Floor 8/6 North Sathorn Road, Silom Bangrak, Bangkok 10500 Tel: 02 696 8688 Fax: 02 696 8699 E-mail: admin@insurexcellence.com Web: www.insurexcellence.com Employee Benefits
More informationTable of Contents. Foreword... 3. Adopting a Risk Appetite Statement... 5. Linking Risk Appetite to Reinsurance... 8. Focus on Earnings...
Global Reinsurance and Risk Appetite Report 2016 Table of Contents Foreword... 3 Adopting a Risk Appetite Statement... 5 Linking Risk Appetite to Reinsurance... 8 Focus on Earnings... 11 Focus on Capital...
More informationARENA THE WHOLE PICTURE AND THE DETAIL THAT MATTERS
ARENA THE WHOLE PICTURE AND THE DETAIL THAT MATTERS Contents Introducing Arena 1 Foreign Exchange 2 Money Market 3 Economic and Market Insights 4 Customising Arena 7 Reporting and controlling cashflow
More informationCOMMUNICATION POLICY. Adopted by the Board of Directors on 6 March 2008 NORDIC INVESTMENT BANK
COMMUNICATION POLICY Adopted by the Board of Directors on 6 March 2008 NORDIC INVESTMENT BANK Communication policy 1. Purpose... 3 2. Goals... 3 3. Guiding principles... 3 4. Target groups... 4 5. Messages...
More informationInvestment Services. Wealth and Investment Management
Investment Services Wealth and Investment Management Contents Important information 3 A better vantage point for a clearer picture 5 Investment Philosophy 7 Investment Services 9 Advisory Services 10 Discretionary
More informationExceptional protection for the bus and coach industry
Exceptional protection for the bus and coach industry Understanding the bus and coach industry As a bus or coach operator there are many issues you need to consider when selecting your insurance provider.
More informationCharity Accounting and Financial Management (Conversion) Cass Business School Department or equivalent MSc Programme (Cass Business School)
PROGRAMME SPECIFICATION KEY FACTS Programme name Award School Charity Accounting and Financial Management (Conversion) MSc Cass Business School Department or equivalent MSc Programme (Cass Business School)
More informationIndependent insurance brokers and financial advisers. Offering tailored solutions for corporate and personal clients
Independent insurance brokers and financial advisers Offering tailored solutions for corporate and personal clients Innovative solutions, personal service Good insurance brokers should listen carefully
More informationINSURANCE. Adding lasting to success. That s the intelligent enterprise
INSURANCE Adding lasting to success. That s the intelligent enterprise Economic turmoil doesn t have to mean financial setback. Forward-looking insurance companies continue to grow, despite the current
More informationCLIENT TERMS OF BUSINESS AGREEMENT
CLIENT TERMS OF BUSINESS AGREEMENT General Information Seascope Insurance Services Limited (SIS) is an independent Lloyd s broker and is not tied to any one insurer. SIS has received a Grant of Permission
More informationBDO Consulting. Insurance Claim Services. Logo
BDO Consulting Insurance Claim Services Business interruption and property damage claim preparation is our core business exclusively servicing policyholders. We utilize a comprehensive and detailed approach
More informationDelivering Excellence in Insurance Claims Handling
Delivering Excellence in Insurance Claims Handling Guide to Best Practice Delivering Excellence in Insurance Claims Handling Contents Page 1. Introduction 1 2. Executive Summary 2 3. Components of Best
More informationPROFESSIONAL INDEMNITY INSURANCE PROPOSAL FORM FOR INSURANCE INTERMEDIARIES
PROFESSIONAL INDEMNITY INSURANCE PROPOSAL FORM FOR INSURANCE INTERMEDIARIES Howden Insurance Brokers Limited is an official scheme provider of Professional Indemnity for BIBA members Please complete this
More informationG&T Brokers Limited. Terms of Business Agreement ( TOBA )
Terms of Business Agreement ( TOBA ) The purpose of this document is to describe our professional relationship and the services we will provide to you. You should read this document carefully for as well
More informationTransparency, disclosure and conflicts of interest in the commercial insurance market
Transparency, disclosure and conflicts of interest in the commercial insurance market SECTION 1 INTRODUCTION 1.1 The Financial Services Authority s (FSA) increased emphasis on disclosure, transparency
More informationPROFESSIONAL INDEMNITY INSURANCE LEGAL SERVICES PRACTICE GROUP
PROFESSIONAL INDEMNITY INSURANCE LEGAL SERVICES PRACTICE GROUP 2 PROFESSIONAL INDEMNITY INSURANCE LEGAL SERVICES PRACTICE GROUP GROWING FROM STRENGTH TO STRENGTH Willis Legal Services Practice Group is
More informationJLT Mining. Utilising our expert knowledge of the mining industry and through understanding your individual business, JLT Mining can deliver:
Mining Jardine Lloyd Thompson is one of the world s largest providers of insurance, reinsurance and employee benefits related advice, brokerage and associated services. JLT s client proposition is built
More informationFinancial planning. A bespoke plan for your future
Financial planning A bespoke plan for your future ABOUT US Tilney Bestinvest is a leading investment and financial planning firm that builds on a heritage of more than 150 years. We look after more than
More informationMANAGING EMPLOYEE RISKS FOCUSING ON PENSION REFORM
MANAGING EMPLOYEE RISKS FOCUSING ON PENSION REFORM The Countdown to 2012... AUto enrolment Employers are counting down to the biggest change to UK pensions since the State Pension was introduced. The Pensions
More informationThe code: Standards of conduct, performance and ethics for nurses and midwives
The code: Standards of conduct, performance and ethics for nurses and midwives We are the nursing and midwifery regulator for England, Wales, Scotland, Northern Ireland and the Islands. We exist to safeguard
More informationWealth and Investment Management. Captive Insurance. Local knowledge. Global expertise.
Wealth and Investment Management Captive Insurance Local knowledge. Global expertise. Table of Contents At a glance 4 Committed to captive insurance 6 Everything you need 7 Next steps 10 3 At a glance
More informationABOUT PACIFIC LIFE RE
ABOUT PACIFIC LIFE RE WHO WE ARE? We are a life reinsurance company working with our clients to manage their mortality, morbidity and longevity risk. We have built a strong, experienced team with a reputation
More informationNon-Lloyd s Brokers. A guide for Managing agents
Non-Lloyd s Brokers A guide for Managing agents April 2013 2 Contents PART 1 4 Introduction to this Guidance 4 Acceptance of business by Lloyd s syndicates 4 Purpose of this Guidance 4 Additional queries
More informationNATIONAL INSURANCE BROKERS ASSOCIATION OF AUSTRALIA (NIBA) Submission to WorkCover Western Australia. Legislative Review 2013
NATIONAL INSURANCE BROKERS ASSOCIATION OF AUSTRALIA (NIBA) ABOUT NIBA Submission to WorkCover Western Australia Legislative Review 2013 February 2014 NIBA is the peak body of the insurance broking profession
More informationDebt Recovery Scheme. a helping hand. www.salaw.com
Debt Recovery Scheme a helping hand www.salaw.com www.salaw.com 2 We understand that chasing debtors can be complicated, frustrating and time-consuming We recognise the importance of credit control and
More informationUIB UK PROFESSIONAL INDEMNITY
l It is very important that you disclose fully and accurately all material facts. If you require more space please continue on your headed paper, then sign and attach to this form. Material facts are those
More informationTransparency, disclosure and conflicts of interest in the commercial insurance market
AIRMIC Guidance Transparency, disclosure and conflicts of interest in the commercial insurance market 1. Introduction AIRMIC believes that management of potential conflicts of interest in the commercial
More informationproperty owners Property insurance and rental protection
property owners Property insurance and rental protection 1 Between 1990 and 2006 Ireland s property sector grew faster than that of any other developed economy. A period of intense growth in the Irish
More informationNational Standards for Disability Services. DSS 1504.02.15 Version 0.1. December 2013
National Standards for Disability Services DSS 1504.02.15 Version 0.1. December 2013 National Standards for Disability Services Copyright statement All material is provided under a Creative Commons Attribution-NonCommercial-
More informationA new and unique insurance programme for members of Professional Associations or Societies that are subject to statutory or voluntary Regulation
A new and unique insurance programme for members of Professional Associations or Societies that are subject to statutory or voluntary Regulation Key Features - Cover that goes beyond the minimum standard
More informationHoliday and Home Parks Insurance
Holiday and Home Parks Insurance You can t beat experience You can t beat experience We know that the holiday and home parks business is unique, with its own set of challenges and complexities. That s
More informationenergy JLT Specialty Limited Demand Different
energy JLT Specialty Limited Demand Different JLT Specialty Limited Putting clients first JLT Specialty s Energy Division is recognised as a leading energy broker worldwide. In 2012, JLT Group placed more
More informationINTERNATIONAL ASSOCIATION OF INSURANCE SUPERVISORS PRINCIPLES FOR THE CONDUCT OF INSURANCE BUSINESS
Principles No. 3 INTERNATIONAL ASSOCIATION OF INSURANCE SUPERVISORS PRINCIPLES FOR THE CONDUCT OF INSURANCE BUSINESS December 1999 Table of Contents Definitions... 1 I. Background... 2 II.... 3 Principle
More informationACCIDENT AND HEALTH YOUR PEOPLE
ACCIDENT AND HEALTH YOUR PEOPLE The human workforce is the single most important asset in any organisation: it is also the most vulnerable. Providing the best protection for your people against unexpected
More informationTHE WILLIS LAW FIRM PRACTICE
THE WILLIS LAW FIRM PRACTICE There are few professions more demanding than the practice of law. Law firms will tell you that they have zero tolerance for mistakes. Managing risks at law firms requires
More information