Life Insurer Financial Report

Transcription

1 Life Insurer Financial Report Includes: Custom Sort Report Sorted By: Ranking Rating Scales Report Stan The Annuity Man P.O. Box 2225 Ponte Vedra Beach, FL Phone: /3/2013

2 1 Teachers Ins & Ann Assoc NY A++ AA+ Aaa AAA Northwestern Mutual Life Ins WI A++ AA+ Aaa AAA New York Life Ins Co NY A++ AA+ Aaa AAA New York Life Ins & Ann DE A++ AA+ Aaa AAA Knights of Columbus CT A++ AA Berkshire Hathaway Life of NE NE A++ AA TIAA-CREF Life Ins Co NY A++ AA+ Aaa AAA Berkshire Life Ins Co of Amer MA A++ AA General Re Life Corporation CT A++ AA Northwestern Long Term Care WI A++ AA+ Aaa AAA USAA Life Ins Co TX A++ AA+ Aa1 AAA USAA Life Ins Co of NY NY A++ AA+ Aa Massachusetts Mutual Life Ins MA A++ AA+ Aa2 AA Thrivent Financial Lutherans WI A++ AA State Farm Life Ins Co IL A++ AA Aa1 AA Guardian Life Ins Co of Amer NY A++ AA+ Aa2 AA Guardian Ins & Ann Co Inc DE A++ AA+ Aa2 AA C M Life Ins Co CT A++ AA+ Aa2 AA MML Bay State Life Ins Co CT A++ AA+ Aa2 AA Thrivent Life Ins Co MN A++ AA State Farm Life & Acc Assur Co IL A++ AA Aa1 AA Western-Southern Life Assur OH A+ AA+ Aa3 AA Western & Southern Life Ins OH A+ AA+ Aa3 AA Integrity Life Ins Co OH A+ AA+ Aa3 AA National Integrity Life Ins Co NY A+ AA+ Aa3 AA Lafayette Life Ins Co OH A+ AA+ AA Columbus Life Ins Co OH A+ AA+ Aa3 AA RiverSource Life Ins Co MN A+ AA- Aa Great-West Life & Ann CO A+ AA Aa3 AA American United Life Ins Co IN A+ AA Penn Mutual Life Ins Co PA A+ AA- Aa RiverSource Life Ins Co of NY NY A+ AA- Aa Metropolitan Tower Life Ins Co DE A+ Aa First MetLife Investors Ins Co NY A+ AA Hannover Life Reassur Amer FL A+ AA State Life Ins Co IN A+ AA Penn Ins & Ann Co DE A+ AA- Aa Banner Life Ins Co MD A+ AA William Penn Life Ins Co of NY NY A+ AA First Great-West Life & Ann NY A+ AA Aa3 AA 96 Page 2 of 20

3 41 Perico Life Ins Co DE A+ AA Sun Life & Health Ins Co US CT A+ AA Metropolitan Life Ins Co NY A+ AA- Aa3 AA Sun Life Assur CN A+ AA- Aa3 AA American Fam Assur Columbus NE A+ AA- Aa2 AA MetLife Investors USA Ins Co DE A+ AA- Aa3 AA MetLife Ins Co of CT CT A+ AA- Aa3 AA Mutual of America Life Ins Co NY A+ AA- AA MetLife Investors Ins Co MO A+ AA- Aa3 AA General American Life Ins Co MO A+ AA- Aa3 AA New England Life Ins Co MA A+ AA- Aa3 AA Transamerica Advisors Life Ins AR A+ AA- AA Munich American Reassur Co GA A+ AA- Aa3 AA Stonebridge Life Ins Co VT A+ AA- AA Transamerica Advisors Life NY NY A+ AA- AA American Family Life Assur NY NY A+ AA- AA Jackson National Life Ins Co MI A+ AA A1 AA Ohio National Life Ins Co OH A+ AA A Jackson National Life Ins of NY NY A+ AA A1 AA Ohio National Life Assur Corp OH A+ AA A HCC Life Ins Co IN A+ AA A1 AA John Hancock Life Ins Co USA MI A+ AA- A1 AA AXA Equitable Life Ins Co NY A+ A+ Aa3 AA Principal Life Ins Co IA A+ A+ Aa3 AA Transamerica Life Ins Co IA A+ AA- A1 AA Monumental Life Ins Co IA A+ AA- A1 AA Minnesota Life Ins Co MN A+ A+ Aa3 AA Transamerica Financial Life NY A+ AA- A1 AA John Hancock Life Ins Co NY NY A+ AA- A1 AA Swiss Re Life & Health America CT A+ AA- A John Hancock Life & Health Ins MA A+ AA- A1 AA MONY Life Ins Co NY A+ A+ Aa3 AA Western Reserve Life Assur of OH OH A+ AA- A1 AA Securian Life Ins Co MN A+ A+ Aa3 AA Principal National Life Ins Co IA A+ A+ Aa3 AA Prudential Annuities Life Assur CT A+ AA- A Midland National Life Ins Co IA A+ A RGA Reins Co MO A+ AA- A Fidelity Investments Life Ins UT A+ A North American Co for L&H IA A+ A+ 92 Page 3 of 20

4 81 Pruco Life Ins Co of NJ NJ A+ AA- A MONY Life Ins Co of Amer AZ A+ A+ AA Globe Life And Acc Ins Co NE A+ AA- A Dearborn National Life Ins Co IL A+ A American Income Life Ins Co IN A+ AA- A United American Ins Co NE A+ AA- A Empire Fidelity Investments Life NY A+ A Companion Life Ins Co NY A+ A United World Life Ins Co NE A+ A Fort Dearborn Life Ins Co NY NY A+ A American Life Ins Co DE DE NR AA- A United of Omaha Life Ins Co NE A+ A+ A Liberty National Life Ins Co NE A+ AA- A1 A Nationwide Life & Ann Ins OH A+ A+ A Mutual of Omaha Ins Co NE A+ A+ A CSI Life Ins Co NE A AA UnitedHealthcare Ins Co CT A AA- A1 AA Allianz Life Ins Co of NY NY A AA Protective Life & Ann Ins AL A+ AA- A Combined Life Ins Co of NY NY A AA- AA Prudential Ins Co of America NJ A+ AA- A2 A Lincoln National Life Ins Co IN A+ AA- A2 A Pacific Life Ins Co NE A+ A+ A1 A Prudential Retirement Ins&Ann CT A+ AA- A2 A Pruco Life Ins Co AZ A+ AA- A2 A Lincoln Life & Ann Co NY NY A+ AA- A2 A Pacific Life & Ann Co AZ A+ A+ A1 A Primerica Life Ins Co MA A+ AA- A2 A Golden Rule Ins Co IN A AA Aetna Life Ins Co CT A A+ A1 AA Combined Ins Co of America IL A AA- A2 AA PacifiCare Life & Health Ins IN A AA Blue Shield of CA Life & Hlth CA A AA US Financial Life Ins Co OH A AA AXA Equitable Life & Ann CO A A+ AA Sierra Hlth & Life Ins Co Inc CA A AA Nationwide Life Ins Co OH A+ A+ A1 A Allianz Life Ins Co N America MN A AA A Protective Life Ins Co TN A+ AA- A2 A Southern Farm Bureau Life Ins MS A+ Api 87 Page 4 of 20

5 121 COUNTRY Life Ins Co IL A+ Api West Coast Life Ins Co NE A+ AA- A2 A American Fidelity Assur Co OK A+ Api Sentry Life Ins Co WI A+ Api Auto-Owners Life Ins Co MI A+ Api Tennessee Farmers Life Ins Co TN A+ Api Federated Life Ins Co MN A+ Api Sentry Life Ins Co of New York NY A+ Api Allstate Life Ins Co IL A+ A+ A1 A Allstate Life Ins Co of NY NY A+ A+ A1 A Lincoln Benefit Life Co NE A+ A+ A1 A Savings Bank Life Ins Co of MA MA A+ A American Heritage Life Ins Co FL A+ A+ A Anthem Life Ins Co IN A A Ameritas Life Ins Corp NE A A+ A Union Central Life Ins Co NE A A+ A Ann Investors Life Ins Co OH A A+ A Acacia Life Ins Co DC A A+ A SCOR Global Life Americas Rein DE A A+ A Ameritas Life Ins Corp of NY NY A A+ A Variable Ann Life Ins Co TX A A+ A2 A American General Life Ins Co TX A A+ A2 A United States Life Ins of NY NY A A+ A2 A AGC Life Ins Co MO A A Standard Ins Co OR A A+ A2 A Great American Life Ins Co OH A A+ A3 A Cincinnati Life Ins Co OH A A A American National Ins Co TX A A National Western Life Ins Co CO A A Life Ins of North Amer PA A A2 A Reliance Standard Life Ins Co IL A A A American Family Life Ins Co WI A A Farm Bureau Life Ins Co of MI MI A Api Gerber Life Ins Co NY A Api United Farm Family Life Ins Co IN A Api First Penn-Pacific Life Ins Co IN A A- A2 A Erie Family Life Ins Co PA A Api Pan-American Life Ins Co LA A A Wilton Reassur Life Co NY NY A A Shelter Life Ins Co MO A Api 80 Page 5 of 20

6 161 Provident Life & Casualty TN A A Cigna Health & Life Ins Co CT A A A First Symetra Nat Life Ins NY NY A A Cigna Life Ins Co of New York NY A A Standard Life Ins of NY NY A A First Reliance Standard Life NY A A American Nat'l Life Ins Texas TX A A American National Life Ins NY NY A A Cigna Worldwide Ins Co DE A A Pan-American Assur Co LA A A Symetra Life Ins Co WA A A A3 A Connecticut General Life Ins CT A A A2 A Unum Life Ins Co of Amer ME A A A2 A SunAmerica Life Ins Co AZ NR A2 A Life Ins Co of Southwest TX A A A2 A National Life Ins Co VT A A A2 A Provident Life & Acc TN A A A2 A Paul Revere Life Ins Co MA A A A2 A Colonial Life & Acc Ins SC A A A2 A First Unum Life Ins Co NY A A A2 A Liberty Life Assur of Boston NH A A Standard Life & Acc Ins TX A A Pacific Guardian Life Co Ltd HI A A USAble Life AR A A Continental Life Brentwood TN TN A A Zurich American Life Ins Co IL A A- A Horace Mann Life Ins Co IL A A A3 A Columbian Life Ins Co IL A- Aa ING USA Ann & Life Ins Co IA A A- A3 A ING Life Ins & Ann CT A A- A3 A Genworth Life Ins Co DE A A- A3 A Genworth Life & Ann Ins VA A A- A3 A ReliaStar Life Ins Co MN A A- A3 A Security Life of Denver Ins Co CO A A- A3 A Genworth Life Ins Co NY NY A A- A3 A ReliaStar Life Ins Co of NY NY A A- A3 A UNICARE Life & Health Ins Co IN A- BBB AA Employers Reassur Corp KS A- A Union Security Ins Co KS A- A- A3 A United Ins Co of America IL A- A A3 A- 69 Page 6 of 20

7 201 American Bankers Life Assur Co FL A- A- A3 A Central Reserve Life OH A- A American Memorial Life Ins Co SD A- A- A Reliable Life Ins Co MO A- A A Union National Life Ins Co LA A- A A Hartford Life Ins Co CT A- A- A3 A Hartford Life & Acc Ins CT A- A- A3 A Humana Ins Co WI A- A- A3 A Commonwealth Ann & Life MA A- A- A Forethought Life Ins Co IN A- A- A Americo Financial Life & Ann TX A- A- A National Guardian Life Ins Co WI A- Api MTL Ins Co IL A- A First Allmerica Financial Life MA A- A- A Trustmark Ins Co IL A- Api Generali USA Life Reassur MO A- A American Republic Ins Co IA A- Api Settlers Life Ins Co WI A- Api Trustmark Life Ins Co IL A- Api Loyal American Life Ins Co OH A- A Hartford Life & Ann Ins CT A- BBB+ Baa2 A Aviva Life & Ann Co IA A- A- Baa Sun Life Assur Co of CA (US) DE A- BBB Baa2 A Time Ins Co WI A- BBB Baa1 A John Alden Life Ins Co WI A- BBB Baa1 A Sun Life Ins & Ann of NY NY A- BBB A Aviva Life & Ann Co of NY NY A- A Midwestern United Life Ins Co IN A- A Columbia Capital Life Reins Co DC A- A First Rehabilitation Life of Am NY A- A Humana Ins Co of KY KY A- A American Equity Invest Life IA A- BBB+ BBB Paul Revere Variable Ann MA B++ A2 A Hartford Internat Life Reassur CT A- BBB American Equity Invest Life NY NY A- BBB Independence Life & Ann Co RI A- BBB Homesteaders Life Co IA A- BBBpi First Investors Life Ins Co NY A- BBBpi Pekin Life Ins Co IL A- BBBpi Vantis Life Ins Co CT A- BBBpi 59 Page 7 of 20

8 241 Government Personnel Mutual TX A- BBBpi Fidelity Security Life Ins Co MO A- BBBpi Lincoln Heritage Life Ins Co IL A- BBBpi AAA Life Ins Co MI A- BBBpi Standard Security Life of NY NY A- BBBpi Central States H&L Co of Omaha NE A- BBBpi Madison Natl Life Ins Co Inc WI A- BBpi Auto Club Life Ins Co MI A- BBpi Motorists Life Ins Co OH A- BBpi Grange Life Ins Co OH A- BBpi American Public Life Ins Co OK A- Bpi Fidelity & Guaranty Life Ins MD B++ BB+ Ba1 BBB Bankers Life & Casualty Co IL B++ BB+ Baa3 BBB Colonial Penn Life Ins PA B++ BB+ Baa3 BBB Continental General Ins Co OH B++ A Investors Ins Corp DE B++ A Washington National Ins Co IN B++ BB+ Baa Bankers Conseco Life Ins NY B++ BB+ BBB Phoenix Life Ins Co NY B+ BB- Ba2 BB Security Benefit Life Ins Co KS B++ A PHL Variable Ins Co CT B+ BB- Ba2 BB MedAmerica Ins Co PA B++ A MedAmerica Ins Co of New York NY B++ A First Security Benefit L&A NY NY B++ A Humana Ins of Puerto Rico Inc PR B++ A MedAmerica Ins Co of Florida FL B++ A Conseco Life Ins Co IN B- B+ Ba1 BB Athene Ann & Life Assur Co DE B++ BBB EquiTrust Life Ins Co IA B++ BBB Kanawha Ins Co SC B++ BBB United Teacher Associates Ins TX B++ BBB Fidelity & Guar Life Ins Co NY NY B++ BBB Pyramid Life Ins Co KS B++ BBB American Progressive L&H NY NY B++ BBB Health Net Life Ins Co CA B++ BBB Union Labor Life Ins Co MD B++ BBpi American Pioneer Life Ins Co FL B+ BBB Phoenix Life & Ann Co CT B+ BB New Era Life Ins Co TX B+ Bpi Guarantee Trust Life Ins Co IL B+ Bpi 37 Page 8 of 20

9 281 New Era Life Ins Co Midwest TX B+ Bpi Equitable Life & Casualty UT B Bpi Western National Life Ins Co TX NR A 284 SunAmerica Ann & Life Assur AZ NR A 285 Union Fidelity Life Ins Co KS A- 286 Reassure America Life Ins Co IN NR 287 CMFG Life Ins Co IA A 288 Modern Woodmen of America IL A+ 289 American General Life & Acc TN NR A 290 Woodmen of the World Life Soc NE A+ 291 American General Life Ins DE DE NR A 292 Farm Bureau Life Ins Co IA A- 293 Farmers New World Life Ins Co WA A 294 Guggenheim Life & Ann Co DE B Brooke Life Ins Co MI A+ 296 Philadelphia Finl Life Assur PA A- 297 Presidential Life Ins Co NY B Kansas City Life Ins Co MO A 299 Continental Assur Co IL A- 300 Beneficial Life Ins Co UT A- 301 Aurora National Life Assur CA 302 Wilton Reassur Co MN A 303 Security Mutual Life of NY NY A- 304 Assurity Life Ins Co NE A- 305 Cigna Arbor Life Ins Co CT NR 306 Aetna Health & Life Ins Co CT A+ 307 Jefferson National Life Ins Co TX B+ 308 Centre Life Ins Co MA 309 Physicians Mutual Ins Co NE A 310 Reinsurance Co of Missouri MO 311 United Life Ins Co IA A- 312 United Investors Life Ins Co NE NR 313 SBLI USA Mutual Life Ins Co NY NR 314 Centurion Life Ins Co IA NR 315 Gleaner Life Ins Society MI A- 316 LifeCare Assur Co AZ 317 AXA Corporate Solutions Life Re DE B Liberty Bankers Life Ins Co OK B- 319 Blue Cross & Blue Shield KS KS A 320 Physicians Life Ins Co NE A Page 9 of 20

10 321 Catholic Financial Life WI NR 322 Columbian Mutual Life Ins Co NY A- 323 Illinois Mutual Life Ins Co IL B Alfa Life Ins Corp AL A 325 American Health & Life Ins TX A- 326 Farm Family Life Ins Co NY A 327 Boston Mutual Life Ins Co MA A- 328 Amica Life Ins Co RI A+ 329 EMC National Life Co IA B GBU Financial Life PA B Baltimore Life Ins Co MD B Catholic Life Ins TX A- 333 Sagicor Life Ins Co TX A- 334 Catholic Order of Foresters IL B Greek Catholic Union of USA PA NR 336 Conseco Life Ins Co of Texas TX 337 Ability Ins Co NE NR 338 Household Life Ins Co of AZ AZ 339 Texas Life Ins Co TX A 340 Funeral Directors Life Ins Co TX A- 341 Royal Neighbors of America IL A- 342 Monarch Life Ins Co MA E 343 United Fidelity Life Ins Co TX 344 Household Life Ins Co MI B Investors Life of North Amer TX B+ 346 Oxford Life Ins Co AZ B Ozark National Life Ins Co MO MO A- 348 First Catholic Slovak Ladies OH A- 349 Protective Life Ins NY NY NR 350 Reliance Standard Life of TX TX 351 WEA Ins Corporation WI BBpi 352 Automobile Club of Sthrn CA Life CA A- 353 Merit Life Ins Co IN B 354 National Slovak Society of US PA NR Household Life Ins Co of DE DE 356 CICA Life Ins Co of America CO 357 First Health Life & Health Ins TX B National Benefit Life Ins Co NY A+ 359 Great Western Ins Co UT B+ 360 Guaranty Income Life Ins Co LA B Page 10 of 20

11 361 Family Heritage Life of Amer OH A 362 Pioneer Mutual Life Ins Co ND A+ 363 United Heritage Life Ins Co ID A- 364 HM Life Ins Co PA A- 365 London Life Reins Co PA A 366 Fidelity Life Association IL A- 367 Employees Life Co (Mutual) IL B 368 American Fidelity Life Ins Co FL B Investors Heritage Life Ins Co KY B+ 370 Farm Bureau Life Ins Co of MO MO A- 371 Mutual Savings Life Ins Co AL A- 372 American-Amicable Life Ins TX TX A- 373 Polish Nat'l Alliance of US NA IL NR Universal Life Ins Co PR B Family Service Life Ins Co TX A 376 Triple-S Vida Inc PR B Security National Life Ins Co UT 378 Harleysville Life Ins Co PA A- 379 Croatian Fraternal Union PA NR Everence Association Inc IN NR Sunset Life Ins Co of America MO A- 382 Cooperativa de Seguros de Vida PR C SCOR Global Life Re Ins Co TX TX A 384 Pacific Beacon Life Reassur HI A- 385 Educators Life Ins of America IL 386 MEGA Life & Health Ins Co OK B Trans World Assur Co CA B Manhattan Life Ins Co NY B+ 389 Sons of Norway MN NR National Teachers Associates TX B Cotton States Life Ins Co GA A- 392 Security Plan Life Ins Co LA 393 Central United Life Ins Co AR B+ 394 American Life & Acc of KY KY 395 Park Avenue Life Ins Co DE A 396 Union Bankers Ins Co TX B+ 397 State Mutual Ins Co GA B+ 398 National Farm Life Ins Co TX B Unimerica Ins Co WI A 400 First Catholic Slovak Union OH Page 11 of 20

12 401 World Ins Co NE A- 402 Occidental Life Ins Co of NC TX A- 403 American Slovenian Cath Union IL NR Church Life Ins Corporation NY A- 405 Western Fraternal Life Assoc IA NR COUNTRY Investors Life Assur IL A+ 407 Great Southern Life Ins Co TX B+ 408 William Penn Association PA B Old American Ins Co MO B Capitol Life Ins Co TX B- 411 National Farmers Union Life TX B+ 412 General Fidelity Life Ins Co SC NR 413 Sons of Hermann in Texas TX Star Life Ins Co LA A- 415 SPJST TX B 416 American Home Life Ins Co KS B United Transportation Union OH NR 418 Best Meridian Ins Co FL A- 419 National Security Life & Ann NY A 420 Degree of Honor Protect Assoc MN 421 Colorado Bankers Life Ins Co CO A 422 United States Letter Carriers TN NR NYLIFE Ins Co of Arizona AZ A Manhattan National Life Ins Co IL A- 425 Nippon Life Ins Co of Amer IA A- 426 Philadelphia American Life Ins TX B+ 427 Slovene National Benefit Soc PA NR 428 Southland National Ins Corp AL NR 429 Companion Life Ins Co SC A+ 430 Polish Roman Catholic Union IL NR 431 IA American Life Ins Co GA A- 432 American General Assur Co IL NR 433 Ukrainian National Assoc NJ 434 Loyal Christian Benefit Assoc PA NR Athene Life Ins Co IN NR Ever Life Ins Co IL A- 437 Union Security Life Ins NY NY A- 438 Continental American Ins Co SC A+ 439 Caterpillar Life Ins Co MO 440 Unified Life Ins Co TX B++ Page 12 of 20

13 441 North Carolina Mutual Life Ins NC C Sentinel Security Life Ins Co UT B LifeSecure Ins Co MI NR 444 Universal Underwriters Life KS A 445 Jamestown Life Ins Co VA 446 Old Republic Life Ins Co IL B First United American Life Ins NY A+ 448 Mid-West National Life of TN TX B Multinational Life Ins Co PR B+ 450 Delaware American Life Ins Co DE A 451 North Coast Life Ins Co WA B- 452 National Catholic of Foresters IL NR Unity Financial Life Ins Co OH B Family Life Ins Co TX B+ 455 CSA Fraternal Life IL NR Charter National Life Ins Co IL B United Security Assur Co of PA PA B- 458 Bankers Fidelity Life Ins Co GA A- 459 Reserve National Ins Co OK A- 460 Police & Firemen's Assoc IN NR Garden State Life Ins Co TX A 462 Berkley Life & Health Ins Co IA A+ 463 Catholic Holy Family Society IL NR Forethought National Life Ins TX 465 HumanaDental Ins Co WI A- 466 Eagle Life Ins Co IA A- 467 Professional Ins Co TX B Portuguese Fraternal Soc of Am CA NR 469 Supreme Council Royal Arcanum MA 470 Atlantic Coast Life Ins Co SC B+ 471 Sears Life Ins Co TX A- 472 Life Ins Co of Alabama AL B+ 473 LifeWise Assur Co WA A- 474 Bankers Life Ins Co FL B 475 Life Ins Co of Boston & NY NY A- 476 Optimum Re Ins Co TX A- 477 Medico Ins Co NE B Southern Life & Health Ins WI 479 Regence Life & Health Ins Co OR A- 480 Atlanta Life Ins Co GA B- Page 13 of 20

14 481 American Underwriters Life Ins AZ B 482 Christian Fidelity Life Ins Co TX B Security Life Ins Co of Amer MN B Luso-American Life Ins Society CA NR 485 American Continental Ins Co TN A 486 Pioneer Security Life Ins Co TX A- 487 National Income Life Ins NY A+ 488 Amalgamated Life Ins Co NY A 489 Central Security Life Ins Co TX 490 Parker Centennial Assur Co WI A+ 491 Old United Life Ins Co AZ A 492 Service Life & Casualty Ins Co TX B+ 493 Southern Financial Life Ins Co LA 494 American Benefit Life OK B- 495 Life of the South Ins Co GA B Celtic Ins Co IL B United Home Life Ins Co IN A- 498 Pharmacists Life Ins Co IA B+ 499 American Medical Security Life WI A 500 American Maturity Life Ins Co CT A- 501 Popular Life Re PR B+ 502 American Modern Life Ins Co OH A- 503 Citizens Fidelity Ins Co AR 504 Woodmen of the World CO 505 MEMBERS Life Ins Co IA A 506 Pioneer American Ins Co TX A- 507 Mutual Beneficial Assoc Inc DE 508 Constitution Life Ins Co TX B+ 509 Polish Womens Alliance of Amer IL 510 LifeShield National Ins Co OK B Germania Life Ins Co TX B EPIC Life Ins Co WI 513 First Central Nat Life of NY NY B Laurel Life Ins Co TX 515 Individual Assur Life Hlth & Acc MO B+ 516 Balboa Life Ins Co CA A- 517 Financial American Life Ins Co KS B Greater Georgia Life Ins Co GA A 519 National Security Ins Co AL B+ 520 Chesapeake Life Ins Co OK B++ Page 14 of 20

15 521 Bluebonnet Life Ins Co MS A 522 Advance Ins Co of Kansas KS A 523 HM Life Ins Co NY NY A- 524 Caribbean American Life Assur PR A- 525 Royal State National Ins Co HI B+ 526 Trans-Oceanic Life Ins Co PR B Fidelity Security Life Ins NY NY A- 528 ACE Life Ins Co CT A- 529 Starmount Life Ins Co LA B Cincinnati Equitable Life OH B+ 531 Vista Life Ins Co MI 532 Champions Life Ins Co TX 533 Landcar Life Ins Co UT A- 534 Workmen's Benefit Fund of USA NY 535 Florida Combined Life Ins Co FL A 536 Freedom Life Ins Co of Amer TX B- 537 Resource Life Ins Co IL NR 538 Sentinel American Life Ins Co TX A 539 Western American Life Ins Co TX 540 CompBenefits Ins Co TX A- 541 Unimerica Life Ins Co of NY NY A 542 Baptist Life Association NY NR First Assur Life of America LA A- 544 Intramerica Life Ins Co NY B National Foundation Life Ins TX B- 546 Lewer Life Ins Co MO B 547 North American Natl Re Ins Co AZ 548 Commercial Travelers Mutual NY B 549 Performance Life of America LA A- 550 CareAmerica Life Ins Co CA A- 551 First Command LIC TX 552 American Indep Network of NY NY NR 553 Brokers National Life Assur AR A- 554 North American Ins Co WI B Cherokee National Life Ins Co GA A- 556 Citizens Security Life Ins Co KY B 557 World Corp Ins Co NE A- 558 American Medical & Life Ins NY C Medical Benefits Mutual Life OH B+ 560 Standard Life & Casualty Ins UT B Page 15 of 20

16 561 Southern Pioneer Life Ins Co AR A- 562 Direct General Life Ins SC B 563 American Republic Corp Ins Co NE A- 564 Investors Growth Life Ins Co AZ 565 American Federated Life Ins MS B+ 566 United Security Life & H Ins Co IL C- 567 Doctors Life Ins Co CA NR 568 Midwest Security Life Ins Co WI A- 569 United Commercial Travelers OH B+ 570 Provident American Life & Hlth OH A- 571 Continental Life Ins Co PA PA 572 Senior American Life Ins Co PA D 573 Preneed Reins Co of Amer AZ 574 Anthem Life & Disability Ins Co NY A 575 American Phoenix Life&Reassur CT B+ 576 American Farmers & Ranchers Life OK 577 IdeaLife Ins Co CT A- 578 Plateau Ins Co TN A- 579 SWBC Life Ins Co TX B Balboa Life Ins Co of NY NY A- 581 Wichita National Life Ins Co OK B+ 582 First Berkshire Hathaway Life NY A+ 583 Sterling Investors Life Ins Co GA B 584 Trans-City Life Ins Co AZ A- 585 Gulf Guaranty Life Ins Co MS B- 586 Servco Life Ins Co TX B+ 587 Great American Life Assur Co OH B Atlantic Southern Ins Co PR C Colonial Life Ins Co of Texas TX 590 Symetra National Life Ins Co WA 591 Physicians Benefits Trust Life IL 592 Allianz Life & Ann Co MN A 593 Investors Consolidated Ins Co NH B+ 594 All Savers Ins Co IN 595 Ullico Life Ins Co TX NR 596 Associated Mutual MI B+ 597 WMI Mutual Ins Co UT 598 Missouri Valley Life & Health MO 599 Kentucky Funeral Directors Life KY B+ 600 BEST Life & Health Ins Co TX B Page 16 of 20

17 601 S USA Life Ins Co AZ NR 602 Westport Life Ins Co AZ B+ 603 Dallas General Life Ins Co TX B Citizens National Life Ins Co TX 605 Mountain Life Ins Co TN B+ 606 Surety Life Ins Co NE A+ 607 Ohio State Life Ins Co TX B+ 608 RightCHOICE Ins Co IL 609 Bankers Life of Louisiana LA B Monitor Life Ins Co NY B All Savers Life Ins Co of CA CA 612 XL Life Ins & Ann Co IL NR 613 Century Life Assur Co OK B 614 Allstate Assur Co IL 615 Life Protection Ins Co TX 616 PEMCO Life Ins Co WA NR 617 Zale Life Ins Co AZ B+ 618 Travelers Protec Assoc of Amer MO 619 Universal Fidelity Life Ins Co OK NR 620 Omaha Ins Co NE NR 621 Omaha Life Ins Co NE NR 622 Pan-American Life Ins Co of PR PR NR 623 Financial Assur Life Ins TX 624 Life of America Ins Co TX NR 625 Patriot Life Ins Co MI A 626 Ohio Motorists Life Ins Co OH 627 Hallmark Life Ins Co AZ 628 United National Life of Amer IL 629 HealthMarkets Ins Co OK 630 Molina Healthcare Ins Co OH 631 Marquette Indemnity & Life Ins AZ 632 State Farm Health Ins Co IL 633 Heritage Union Life Ins Co MN A 634 Commonwealth Dealers Life Ins VA B+ 635 National Health Ins Co TX NR 636 Regal Reins Co MA 637 USAA Direct Life Ins Co NE NR 638 Niagara Life & Health Ins Co NY A+ 639 Life Ins Co of Louisiana LA B+ 640 Commencement Bay Life Ins Co WA Page 17 of 20

18 641 Enterprise Life Ins Co TX NR 642 Heartland National Life Ins Co IN NR 643 Trustmark Life Ins Co of NY NY A- 644 Amalgamated Life & Health IL 645 Vantis Life Ins Co of NY NY A- 646 American Retirement Life Ins OH A- 647 Marquette National Life Ins Co TX B+ 648 Life Assur Co OK 649 Pruco Ins Co of Iowa IA NR 650 Kentucky Home Life Ins Co KY 651 Texas Directors Life Ins Co TX 652 First National Life of USA NE NR 653 Censtat Life Assur Co AZ A- 654 Versant Life Ins Co MS B Securitas Financial Life Ins NC 656 USIC Life Ins Co PR B+ 657 Town & Country Life Ins Co UT 658 Surency Life & Health Ins Co KS NR 659 Emphesys Ins Co TX 660 Philadelphia Finl Life Assur NY NY A- 661 TransAm Assur Co AZ B+ 662 Great Fidelity Life Ins Co IN 663 Island Ins Corp PR NR 664 Jefferson Life Ins Co TX 665 American Financial Security MO 666 Southern Financial Life Ins Co KY B Direct Life Ins Co GA NR 668 North America Swiss Alliance OH NR 669 United International Life Ins OK 670 Gulf States Life Ins Co Inc LA 671 United Benefit Life Ins Co OH 672 Windsor Life Ins Co TX 673 American Farm Life Ins Co TX 674 Colonial Security Life Ins Co TX 675 Magna Ins Co MS NR 676 Sheridan Life Ins Co OK 677 Great Western Life Ins Co MT 678 Univantage Ins Co UT 679 Better Life & Health Co AZ 680 Modern Life Ins Co of Arizona AZ Page 18 of 20

19 681 Southern Security Life Ins Co MS 682 Preservation Life Ins Co MO 683 Memorial Ins Co of Amer AR 684 Southwest Credit Life Inc NM 685 Arkansas Life Ins Co AZ 686 Guarantee Security Life of AZ AZ 687 Tennessee Life Ins Co AZ 688 American Service Life Ins Co AR 689 SEB Trygg Life (USA) Assur Ltd AZ 690 Pekin Financial Life Ins Co AZ 691 Connecticut Life Ins & Ann AZ 692 Capitol Life & Acc Ins Co AR 693 Programmed Life Ins Co AZ 694 Union Life Ins Co AR 695 Ouachita Life Ins Co AR Page 19 of 20

20 List of Possible Ratings Standard & A.M. Best Poor's Moody's Fitch Ratings Weiss 1. A++ AAA Aaa AAA A+ Superior Extemely Strong Exceptional Exceptionally StrongExcellent 2. A+ AA+ Aa1 AA+ A Superior Very Strong Excellent Very Strong Excellent 3. A AA Aa2 AA A- Excellent Very Strong Excellent Very Strong Excellent 4. A- AA- Aa3 AA- B+ Excellent Very Strong Excellent Very Strong Good 5. B++ A+ A1 A+ B Very Good Strong Good Strong Good 6. B+ A A2 A B Good Strong Good Strong Good 7. B A- A3 A- C+ Fair Strong Good Strong Fair 8. B- BBB+ Baa1 BBB+ C Fair Good Adequate Good Fair 9. C++ BBB Baa2 BBB C- Marginal Good Adequate Good Fair 10. C+ BBB- Baa3 BBB- D+ Marginal Good Adequate Good Weak 11. C BB+ Ba1 BB+ D Weak Marginal Questionable Moderately Weak Weak 12. C- BB Ba2 BB D- DWeak Marginal Questionable Moderately Weak Weak 13. D BB- Ba3 BB- E+ Poor Marginal Questionable Moderately Weak Very Weak 14. E B+ B1 B+ E Under State Supervision Weak Poor Weak Very Weak 15. F B B2 B E- In Liquidation Weak Poor Weak Very Weak 16. B- B3 B- F Weak Poor Weak Failed 17. CCC+ Caa1 CCC+ Very Weak Very Poor Very Weak 18. CCC Caa2 CCC Very Weak Very Poor Very Weak 19. CCC- Caa3 CCC- Very Weak Very Poor Very Weak 20. CC Ca CC Extremely Weak Extremely Poor Extremely Weak 21. C C Lowest Distressed Page 20 of 20