This Memorandum is issued as a matter of information only to authorized viewers for their internal use only and confers no rights upon any viewer of
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1 Memorandum of Insurance MEMORNDUM OF INSURNCE 22 Sep 2015 This Memorandum is issued as a matter of information only to authorized viewers for their internal use only and confers no rights upon any viewer of this Memorandum. This Memorandum does not amend, extend or alter the coverage described below. This Memorandum may only be copied, printed and distributed within an authorized viewer and may only be used and viewed by an authorized viewer for its internal use. ny other use, duplication or distribution of this Memorandum without the consent of Marsh is prohibited. "uthorized viewer" shall mean an entity or person which is authorized by the insured named herein to access this Memorandum via The information contained herein is as of the date referred to above. Marsh shall be under no obligation to update such information. PRODUCER Marsh US Inc. ("Marsh") INSURED Starbucks Corporation, et al* P O Box Seattle Washington United States COMPNIES FFORDING COVERGE Co. Greenwich Ins. Co./XL Ins. Co. SE (Canada GL) Co. B National Union Fire Ins. Co. of P / IG Ins. Co. of Canada (Canada Umbrella) Co. C XL Specialty Insurance Co. Co. D Zurich merican Ins. Co. / Zurich Ins. Co. Ltd. (Canada) COVERGES THE POLICIES OF INSURNCE LISTED BELOW HVE BEEN ISSUED TO THE INSURED NMED BOVE FOR THE POLICY PERIOD INDICTED. NOTWITHSTNDING NY REQUIREMENT, TERM OR CONDITION OF NY CONTRCT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS MEMORNDUM MY BE ISSUED OR MY PERTIN, THE INSURNCE FFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO LL THE TERMS, EXCLUSIONS ND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MY HVE BEEN REDUCED BY PID CLIMS CO LTR TYPE OF INSURNCE POLICY NUMBER POLICY EFFECTIVE POLICY EXPIRTION LIMITS LIMITS IN USD UNLESS OTHERWISE INDICTED GENERL RGO GENERL GGREGTE USD 5,000,000 LIBILITY Commercial C LI15 PRODUCTS COMP/OP GG USD 2,000,000 General Liability Occurrence PERSONL ND DV INJURY USD 1,000,000* ECH OCCURRENCE USD 1,000,000* FIRE DMGE (NY ONE USD 1,000,000* FIRE) MED EXP (NY ONE Not Covered PERSON) UTOMOBILE LIBILITY ny uto RD COMBINED SINGLE LIMIT USD 2,000,000 BODILY INJURY (PER PERSON) BODILY INJURY (PER CCIDENT) PROPERTY DMGE B EXCESS LIBILITY ECH OCCURENCE USD 20,000,000 B Umbrella Form GGREGTE USD 20,000,000 GRGE LIBILITY UTO ONLY (PER CCIDENT) OTHER THN UTO ONLY: ECH CCIDENT 1/5
2 GGREGTE C WORKERS RWD C COMPENSTION / RWR EMPLOYERS LIBILITY THE PROPRIETOR / PRTNERS / EXECUTIVE OFFICERS RE Included WORKERS COMP LIMITS Statutory EL ECH CCIDENT USD 1,000,000 EL DISESE POLICY LIMIT EL DISESE ECH EMPLOYEE USD 1,000,000 USD 1,000,000 D US PROPERTY PPR PER OCCURRENCE USD 1,500,000 D CND PROPERTY PER OCCURRENCE USD 1,500,000 D CND BOILER & MCHINERY PER OCCURRENCE USD 1,500,000 The Memorandum of Insurance serves solely to list insurance policies, limits and dates of coverage. ny modifications hereto are not authorized. MEMORNDUM OF INSURNCE 22 Sep 2015 This Memorandum is issued as a matter of information only to authorized viewers for their internal use only and confers no rights upon any viewer of this Memorandum. This Memorandum does not amend, extend or alter the coverage described below. This Memorandum may only be copied, printed and distributed within an authorized viewer and may only be used and viewed by an authorized viewer for its internal use. ny other use, duplication or distribution of this Memorandum without the consent of Marsh is prohibited. "uthorized viewer" shall mean an entity or person which is authorized by the insured named herein to access this Memorandum via The information contained herein is as of the date referred to above. Marsh shall be under no obligation to update such information. PRODUCER Marsh US Inc. ("Marsh") INSURED Starbucks Corporation, et al* P O Box Seattle Washington United States DDITIONL INFORMTION Named Insured: Starbucks Corporation Starbucks Coffee Company Starbucks Coffee Canada Inc. Seattle's Best Coffee Torrefazione Italia Tazo Tea Company Coffee House Holdings, Inc. Evolution Fresh, Inc. Bay Bread, LLC La Boulange Bakery The New French Bakery Inc. Teavana Holdings, Inc. Teavana Corporation 2/5
3 Teavana Canada, ULC CHH Café LLC s respects GENERL LIBILITY policy numbers RGO and C LI15: Insurer: Greenwich Insurance Company (US) and XL Insurance Co. SE (Canada GL) Limits shown with asterisk (*) are $1,000,000 in excess of $4,000,000 per occurrence self insured retention. LIQUOR LIBILITY: Included in General Liability Policy. CNCELLTION NOTIFICTION TO OTHERS (Manuscript): In the event coverage is cancelled for a statutorily permitted reason, other than nonpayment of premium, advanced written notice will be mailed or delivered per schedule maintained by Starbucks and furnished to insurer. UTOMTIC DDITIONL INSUREDS (Form Manuscript): ny entity the Named Insured is required in a written "Insured Contract" to name as an dditional Insured is an dditional Insured but only with respect to liability arising out of the Named Insured's premises, work for the dditional Insured, or acts or omissions of the dditional Insured in connection with the general supervision of the Named Insured's work, subject to policy terms, conditions, and exclusions. DDITIONL INSURED MNGERS OR LESSORS OF PREMISES (Form CG ): The policy includes as an dditional Insured any person or organization the Named Insured has agreed to include as dditional Insured where required by written contract as respects premises leased to the Named Insured. The insurance does not apply to any "occurrence" which takes place after the Named Insured ceases to be a tenant in the leased premises; structural alterations, new construction or demolition operations performed by or on behalf of the dditional Insured. DDITIONL INSURED MORTGGEE, SSIGNEE, OR RECEIVER (Form CG ): The policy includes as an dditional Insured any person or organziation where required by written contract, but only with respect to their liability as mortgagee, assignee, or receiver and arising out of the ownership, maintenance, or use of the premises by the Named Insured. Insurance does not apply to structural alterations, new construction and demolition operations performed by or for the dditional Insured. DDITIONL INSURED OWNERS, LESSEES OR CONTRCTORS (Form CG ): The policy includes as an dditional Insured any person or organization where required by written contract, but only with respect to liability arising out of the Named Insured's ongoing operations performed for the dditional Insured. DDITIONL INSURED VENDORS (Form CG ): The policy includes as an dditional Insured any vendor for whom the Named Insured has agreed to provide such insurance under written contract, but only with respect to "bodily injury" or "property damage" arising out of the Named Insured's products which are distributed or sold in the regular course of the vendor's business. DDITIONL INSURED STTE OR GOVERNMENTL GENCY OR SUBDIVISION OR POLITICL SUBDIVISION PERMITS OR UTHORIZTIONS (Form CG ): The policy includes as an Insured any state or political subdivision for whom the Named Insured has agreed to include as an additional insured under written contract or agreement, provided such contract or agreement was executed prior to loss. Insurance applies only with respect to operations performed by the Named Insured or on its behalf for which the state, governmental agency, subdivision or political subdivision has issued a permit or authorization. PRIMRY INSURNCE CLUSE (Form XIL ): To the extent insurance is afforded to any dditional Insured, this insurance is primary and not contributing when required by written contract, as respects insurance maintained by the dditional Insured. 3/5
4 WIVER OF TRNSFER OF RIGHTS OF RECOVERY (Form CG ): When the Named Insured is required by a written contract or agreement, which is executed before a loss, to waive their rights of recovery from others, the insurance company agrees to waive their rights of recovery, except where not permitted by law. **** s respects UTO LIBILITY pol #RD : Insurer: Greenwich Insurance Company (US) DESIGNTED INSURED (Form XIC ): dditional Insured status will apply to anyone required by written contract, executed prior to loss, to be named as an dditional Insured but only as respects the Named Insureds operations. ***** s respects WORKERS COMPENSTION: Policy numbers are as follows: XL Insurance merica Inc.: RWD XL Insurance merica Inc.: RWR WIVER OF OUR RIGHT TO RECOVER FROM OTHERS (Form WC ): The Insurer has the right to recover its payments from anyone liable for a covered injury. Insurer will not enforce their right against any person or organization if required to waive such right by written contract executed prior to loss. The waiver shall not operate directly or indirectly to benefit any other person or organization. ** ll endorsements are subject to policy terms, conditions and exclusions. ***** s respects PROPERTY policy number PPR and : Insurer: Zurich merican Insurance Company (US) and Zurich Insurance Company Ltd (Canada) Policy covers Buildings, Personal Property, and Business Interruption/Rental Income for "ll Risks" of Physical Damage or Loss, subject to policy deductibles, terms, conditions and exclusions. Replacement Cost Valuation applies. Plate Glass and Builders Risk coverages are included. LOSS PYEE, OR MORTGGEE: ny party which the Named Insured is contractually required to include as a Loss Payee, or Mortgagee is granted such status under this policy as such interest may appear. Coverage under the policy applies only to the extent of the coverage required by such contractual requirement and for the limits of liability specified in such contractual requirement, but in no event for insurance not afforded by the policy nor for limits of liability in excess of the applicable limits of liability of the policy. The existence of more than one insured or other interests shall not serve to increase the limits of liability of the policy. TRNSFER OF RIGHTS OF RECOVERY GINST OTHERS (Waiver of Subrogation): In the event of an Covered Causes of Loss or Specified Causes of Loss for which payment is made under the Policy, the Insurer shall have the right, but not the obligation, to seek recovery, on behalf of the Insured or otherwise, to the extent of such payment, from any third parties potentially responsible for all of or part of the loss. However, the Insured may waive their rights against another party in writing: 4/5
5 1. Prior to a loss to Covered Property or Covered Business Income. 2. fter a loss to Covered Property or Covered Business Income only if, at the time of loss, that party is one of the following: a. Someone insured by the insurance policy; b. business firm: (1) Owned or controlled by the Insured; or (2) That owns or controls the Insured; or c. tenant of the insured. The Memorandum of Insurance serves solely to list insurance policies, limits and dates of coverage. ny modifications hereto are not authorized. Click here for a printer friendly version of this document. 5/5
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