TREASURER S DIRECTIONS CASH MANAGEMENT BANKING Section C2.1 : Central Banking Arrangements
|
|
|
- David O’Neal’
- 7 years ago
- Views:
Transcription
1 TREASURER S DIRECTIONS CASH MANAGEMENT BANKING Section C2.1 : Central Banking Arrangements STATEMENT OF INTENT The whole of Government central banking arrangements facilitate effective cash management through the provision of a competitive fee structure, access to a wide range of banking products and services, while reducing internal operating costs due to centralised processes and infrastructure. This Section provides information regarding the central banking arrangements. MAIN FEATURES Section 38 of the Financial Management Act requires every Accountable Officer and every employee of an Agency to comply with the Treasurer s Directions. Central Banking Arrangements The Northern Territory Government s banking arrangements are centralised under a whole of Government Banking Contract. Banking Products and Services Agencies are to only use those banking products and services provided under the central Banking Contract. An Agency is to seek prior approval from the Under Treasurer to use banking products and services not included in the central Banking Contract. Payment of Bank Fees and Charges Payment of fees and charges associated with the provision of banking products and services is the responsibility of the Agency receiving the benefit of the product or service. For authoritative instruction and guidance, reference should be made to related Treasurer's Directions and associated commentary.
2 CONTENTS Central Banking Arrangements Banking Products and Services Payment of Bank Fees and Charges C2.1.1 C2.1.2 C2.1.4 Appendix A Key Central Banking Contract Products and Services AUTHORITIES Financial Management Act REFERENCES Related Treasurer s Directions: F3.3 Framework Legislative Structure : Delegations C1.1 Cash Management Introduction : Overview C2.2 Cash Management Banking : Bank Accounts C3.1 Cash Management Transaction Management : Receipting C3.2 Cash Management Transaction Management : Payments
3 CENTRAL BANKING ARRANGEMENTS C2.1.1 The Northern Territory Government s banking arrangements are centralised under a whole of Government Banking Contract. (iii) Banking services for all Territory Agencies are managed under a central Banking Contract. This arrangement facilitates effective cash management and is a key fiscal strategy for the Territory. The central Banking Contract is a legally binding agreement between the Northern Territory Government and the Banking Provider. The central Banking Contact establishes performance criteria, describes the fee structure and specifies the products and services available under the central Banking Contract. The Banking Provider is responsible for the provision of the products and services specified in the central Banking Contract. The central Banking Contract provides significant benefits to the Territory and Agencies including: a competitive fee structure with reduced transaction and banking charges and administration costs; access to a wide range of competitively priced banking products and services; a centralised bank account structure taking advantage of economies of scale in processes and infrastructure; a Set-Off facility whereby credit and debit balances in Agency bank accounts are aggregated on a daily basis enabling the investment of overall surplus cash balances and efficient management of cash flows; and a dedicated communications link between the Banking Provider and Territory systems that provides fast, highly secure, electronic processing. (iv) (v) Treasury manages the central Banking Contract and is responsible for whole of Government banking policy. Day to day operational banking functions are managed for Agencies by the Department of Corporate and Information Services. The Financial Management Act provides the legislative basis for banking arrangements. Treasurer s Directions Sections C2.2, C3.1, C3.2 and F3.3 provide instruction and guidance in relation to bank accounts, receipting, payments and delegations by the Treasurer.
4 BANKING PRODUCTS AND SERVICES C2.1.2 Agencies are to only use those banking products and services provided under the central Banking Contract. The central Banking Contract provides access to a wide range of products and services to suit Agency requirements. Agencies may utilise the banking products and services provided under the central Banking Contract that are relevant to Agency needs. Agencies are not permitted to use banking products and services from alternative providers without prior approval. A list of the key products and services provided under the central Banking Contract is at Appendix A. C2.1.3 An Agency is to seek prior approval from the Under Treasurer to use banking products and services not included in the central Banking Contract. Treasury is responsible for liaison with the Banking Provider regarding the establishment of new banking products and services and the Banking Provider is required by the central Banking Contract to ensure that all approaches to an Agency regarding new products or services are coordinated and endorsed by Treasury. Where an Agency has a requirement to use banking products and services provided by the Banking Provider that are not included in the central Banking Contract, approval from the Under Treasurer is required prior to commencing negotiations with the Banking Provider. Where an Agency has a requirement to use banking products and services from an alternative provider, approval from the Under Treasurer is required prior to negotiations commencing with that provider. The central Banking Contract does not limit the Territory s right to obtain banking products and services from alternative providers where those products and services are not included in the central Banking Contract.
5 PAYMENT OF BANK FEES AND CHARGES C2.1.4 Payment of fees and charges associated with the provision of banking products and services is the responsibility of the Agency receiving the benefit of the product or service. Fees and charges relating to the operation of Agency bank accounts and banking products and services provided under the central Banking Contract will be charged at the rates designated in the central Banking Contract. Transaction fees relating to the provision of banking products and services to an Agency will be automatically debited to the Agency and recorded on bank statements issued by the Banking Provider. Examples of services for which transaction fees are charged include: account keeping; electronic debits; electronic credits; stop payments; and deposit books. (iii) Banking products and services that also attract fees and charges include: Corporate Credit Card annual card fees; Merchant facilities terminal rental and merchant fees for credit card, debit card and Electronic Funds Transfer Point Of Sale (EFTPOS) transactions; BPay transaction and merchant fees; and NetDirect establishment, transaction and merchant fees.
6 APPENDIX A KEY CENTRAL BANKING CONTRACT PRODUCTS AND SERVICES PAYMENT PRODUCTS Payments Processing Service (PPS) an automated service for processing Agency payments to suppliers and others, through either electronic funds transfers (EFT) or cheques. Corporate Credit Cards a payment method that allows for the direct payment for goods and services by Agencies. RECEIPTING PRODUCTS Merchant Facilities an automated receipting product used for processing credit card and EFTPOS receipts. BPay receipting facility for receipts from customers either over the phone or on line. NetDirect on line receipting facility for customers relating to invoice/billed amounts. PhoneDirect an automated voice response system for credit card receipts from customers over the phone. Direct Debit Facility processes electronic receipts directly to Agency bank accounts from registered customers bank accounts. Business Express Deposits facility that provides for the safe, secure and efficient deposit of money with the Territory s Banking Provider. OTHER PRODUCTS AND SERVICES Set-Off and Sweep Facilities facility that aggregates credit and debit balances in Agency bank accounts on a daily basis enabling the investment of surplus funds. Deskbank electronic banking software, comprising Direct Entry Transmission, Account Information and EFT. Document Storage Service facility that provides for the secure storage of important and confidential documents.
TREASURER S DIRECTIONS CASH MANAGEMENT INTRODUCTION Section C1.1 : Overview
TREASURER S DIRECTIONS CASH MANAGEMENT INTRODUCTION Section C1.1 : Overview STATEMENT OF INTENT Cash management is an important element in the efficient and effective management of public money. This Section
Transactional Banking and Merchant Services 1 December 2008 to 30 November 2017
Contract No. 140807 Transactional Banking and Merchant Services 1 December 2008 to 30 November 2017 About the Contract How do I use this Contract? What s on Offer? Who is the Contractor? Need more Information?
TREASURER S DIRECTIONS ACCOUNTING ASSETS Section A2.9 : Prepayments
TREASURER S DIRECTIONS ACCOUNTING ASSETS Section A2.9 : Prepayments STATEMENT OF INTENT Accurate recording of prepayments allows costs to be apportioned over more than one reporting period rather than
Bill Payment Policy 2014
Bill Payment Policy 2014 Table of Contents 1. Purpose of the Policy... 3 2. Application and objectives of the Policy... 3 3. Roles and responsibilities of Directorates... 4 4. Government Policy Principles...
Using Cash Flow Tracker
Using Cash Flow Tracker About this guide This guide helps you understand the information provided in the Cash Flow Tracker. Important information This data is available to all CommBiz services, but user
TREASURER S DIRECTIONS ACCOUNTING LIABILITIES Section A3.2 : Accounts Payable and Accrued Expenses
TREASURER S DIRECTIONS ACCOUNTING LIABILITIES Section A3.2 : Accounts Payable and Accrued Expenses STATEMENT OF INTENT Complete and accurate information on accounts payable and accrued expenses enables
Management of Accounts Receivable
Management of Accounts Receivable December 1997 Contents Preface Introduction The Accounts Receivable Process Re-Engineering Accounts Receivable Risk Management Use of Advanced Technology Debt Collection
Report to: General Committee Date: March 23, 2015
SUBJECT: PREPARED BY: Banking and Merchant Services Contract Extension Shane Manson - Senior Manager, Revenue & Property Tax RECOMMENDATION: 1) THAT the report Banking and Merchant Services Contract Extension
State of Oregon Office of the State Treasurer 3 rd Party Service Provider Application
State of Oregon Office of the State Treasurer 3 rd Party Service Provider Application As documented in Oregon State Treasury s Cash Management Policy 02 18 14.PO, the Office of the State Treasurer (OST)
EXPANDING THE USE OF PURCHASING CARDS
EXPANDING THE USE OF PURCHASING CARDS The Government has approved the use of a purchasing card in its purchasing processes. The purchasing card is intended to provide an efficient and convenient alternate
2.1. This policy ensures that the Town is pursuing the following objectives in terms of its bank accounts:
POLICY INDEX Policy: BANK ACCOUNTS Policy No.: FINAN-AC-POL08 Department: Financial Services By-Law No: N/A Division: Accounting Draft Completed: September 14, 2015 Prepared By: Justin Rousseau Approval
Australian Unity Home Loans Fees, Charges and Transaction Limits for Personal Accounts
Australian Unity Home Loans August 2015 Please read this document to understand transaction fees, charges, and limits that may apply based on your account relationship with Australian Unity Home Loans.
TREASURER S DIRECTIONS CASH MANAGEMENT TRANSACTION MANAGEMENT Section C3.3 : Corporate Credit Cards
TREASURER S DIRECTIONS CASH MANAGEMENT TRANSACTION MANAGEMENT Section C3.3 : Corporate Credit Cards STATEMENT OF INTENT The use of Corporate Credit Cards can provide an efficient and effective payment
TREASURER S DIRECTIONS ACCOUNTING ASSETS Section A2.7 : Receivables
TREASURER S DIRECTIONS ACCOUNTING ASSETS Section A2.7 : Receivables STATEMENT OF INTENT Agency receivables require efficient and effective management as they represent future claims to cash. This Section
PEOPLESOFT CASH MANAGEMENT
PEOPLESOFT CASH MANAGEMENT Oracle s PeopleSoft Cash Management is a cash management solution that optimizes enterprise-wide liquidity and cash control. KEY FEATURES Increase efficiency by performing cash
Financial Management & Audit Act 1990 Governance Level Principle Responsible Organisational Financial Services
Invoicing and Receivables Policy Responsible Officer Chief Operating Officer Approved by Vice-Chancellor Approved and commenced March, 2012 Review by March, 2012 Relevant Legislation, University of Tasmania
Virginia Community Criminal Justice Association Financial and Purchase Authorization Policy Date of Issue: February 17, 2013
Virginia Community Criminal Justice Association Financial and Purchase Authorization Policy Date of Issue: February 17, 2013 Policy: It is the policy of the Virginia Community Criminal Justice Association
How To Use A Corporate Credit Card
Corporate Credit Card Policy June 2012 1. PURPOSE The purpose of this policy is to provide authority for the use of corporate credit cards. 2. SCOPE This Policy applies to all Council Officials as defined
Chapter 40 - E-Commerce: Electronic Acceptance and Disbursement of State Funds/Benefits
Chapter 40 - : Electronic Acceptance and Disbursement of State Funds/Benefits 40.10 General Provisions 40.10.10 Policies in this chapter are minimum standards July 1, 2010 40.10.20 Authority for these
Federal Reserve Banks Operating Circular No. 4 AUTOMATED CLEARING HOUSE ITEMS
Federal Reserve Banks AUTOMATED CLEARING HOUSE ITEMS Effective November 4, 2013 FEDERAL RESERVE BANKS OPERATING CIRCULAR NO. 4 Effective November 4, 2013 AUTOMATED CLEARING HOUSE ITEMS (Click CTRL + section
American Express. Merchant Services. Grow your business With POS terminals from American Express
American Express Merchant Services Grow your business With POS terminals from American Express POS Terminals Electronic Devices for fast, efficient and reliable card transaction processing to suit all
BANK SECRECY ACT POLICY
BANK SECRECY ACT POLICY The purpose of this policy is to ensure that the Credit Union is in full compliance with the Treasury Department regulation governing Currency Transaction reporting for any cash
STATE OF NEW JERSEY. SENATE, No. 1033. 216th LEGISLATURE
SENATE, No. STATE OF NEW JERSEY th LEGISLATURE INTRODUCED JANUARY 0, 0 Sponsored by: Senator LORETTA WEINBERG District (Bergen) Senator STEVEN V. OROHO District (Morris, Sussex and Warren) Co-Sponsored
Financial Management Policy
Financial Management Policy POLICY STATEMENT: Hastings Early Intervention Program Inc. is required by the Associations Incorporation Act 2009 to keep proper financial records, ensure financial probity
Financial Policy and Procedure Manual
Table of Contents Scope... 2 Financial Authorisation Policy... 3 Purpose of the Policy... 3 Procedure... 3 Bank Account Policy... 4 Purpose of the Policy... 4 Procedure... 4 Variations to Bank Account
TREASURER S DIRECTIONS ACCOUNTING LIABILITIES Section A3.4 : Employee Benefits
TREASURER S DIRECTIONS ACCOUNTING LIABILITIES Section A3.4 : Employee Benefits STATEMENT OF INTENT Employee benefit liabilities invariably constitute a major liability for Agencies and the Government and,
BDO OUTSOURCING. Outsourcing services
BDO OUTSOURCING Outsourcing services OUR IDENTITY IS MANIFESTED IN OUR SERVICES, BECAUSE BESIDES BEING GLOBALS WE UNDERSTAND BETTER THAN ANY ONE WHAT MEANS TO BE LOCAL. WE SERVE THE NEEDS OF A MARKET IN
Merchant Service Agreement - General Terms
Tyro Payments Limited ABN 49 103 575 042 Merchant Service Agreement - General Terms Tyro s relationship with the Merchant is governed by two documents: the Application and these General Terms (together
The Probus Club of Mountain View Event Planner Guideline
The Probus Club of Mountain View Event Planner Guideline Details of a new event idea must be presented at a Social Committee meeting. The committee will determine if the event is viable and the best time
CORPORATE CREDIT CARD POLICY
Policy Manual No: 1.15 CORPORATE CREDIT CARD POLICY Related Legislation Related Council Documents Scope and Application Issue and use of Credit Cards is not specifically mentioned in the Local Government
Administrative Regulations POLICY STATUS: POLICY NUMBER: POLICY ADDRESS:
CATEGORY: POLICY STATUS: Administrative Regulations POLICY TITLE: POLICY NUMBER: POLICY ADDRESS: POLICY PURPOSE: APPLIES TO: SUB-SECTIONS: POLICY STATEMENT Debt Policy In support of its mission, the University
BANKING AND CASH MANAGEMENT APPENDICES TABLE OF CONTENTS
BANKING AND CASH MANAGEMENT APPENDICES TABLE OF CONTENTS APPENDIX CODE APPENDIX A APPENDIX B APPENDIX TITLE Translation Matrix from Provincial Treasury ORCS (Schedule 890168) to Banking and Cash Management
Prepared by Treasury Office. This is a new policy. A8.711 September 2009 A8.700 TREASURY. P 1 of 5. A8.711 Electronic Payments via University Websites
Prepared by Treasury Office. This is a new policy A8.711 September 2009 A8.700 TREASURY P 1 of 5 A8.711 Electronic Payments via University Websites 1. Purpose To establish uniform policies and procedures
SOUTH AUSTRALIA FINANCIAL INSTITUTIONS DUTY REGULATIONS 1998
SOUTH AUSTRALIA FINANCIAL INSTITUTIONS DUTY REGULATIONS 1998 SUMMARY OF PROVISIONS 1. Citation 2. Commencement 3. Revocation 4. Interpretation 5. Non-dutiable receipts 6. Non-ADI financial institutions
District and Provincial Treasuries will pay the following accounts:
SECTION 8: PROCESSING PAYMENTS AND ACCOUNTS All claims for payments for a Local-level Government shall be processed either in a District/Provincial Treasury or at a Cash Office situated in the vicinity
Options for the Council s Debit & Credit Card (Merchant Acquirer) Contract Not a Key Decision
Cambridge City Council Item To: Report by: Relevant scrutiny committee: Wards affected: Executive Councillor for Strategy: Councillor Julie Smith Julia Minns Strategy & Resources Scrutiny Committee All
4/13/2016. Cash Handling & Deposits Informational Session Presented by Wendall Ho. Contact Information. Staff. Financial Management Office
Financial Management Office Cash Handling & Deposits Informational Session Presented by Wendall Ho Contact Information Treasury Office 2444 Dole St., Bachman Annex 13 Honolulu, HI 96822 Phone: 956 8527,
AUDIT OF THE MACOMB COUNTY SHERIFF S OFFICE EQUITABLE SHARING PROGRAM ACTIVITIES MOUNT CLEMENS, MICHIGAN EXECUTIVE SUMMARY*
AUDIT OF THE MACOMB COUNTY SHERIFF S OFFICE EQUITABLE SHARING PROGRAM ACTIVITIES MOUNT CLEMENS, MICHIGAN EXECUTIVE SUMMARY* The Department of Justice (DOJ) Office of the Inspector General (OIG) conducted
University of Pretoria. E-commerce facility disclaimer
University of Pretoria E-commerce facility disclaimer By accessing this e-commerce facility and by continuing to use the service, the user acknowledges that he/she has read this agreement, understands
University of Kentucky
University of Kentucky Debt Policy Purpose To fulfill its mission, the University of Kentucky must make ongoing strategic capital investments in academic, student life, healthcare, and other plant facilities
NHS (Scotland and North England) Credit Union Ltd
NHS (Scotland and North England) Credit Union Ltd Job Description Position: Finance Officer Salary Scale: Organisations Background A credit union is a financial, not for profit, co-operative owned by its
Direct Marketing Officer, Senior Direct Marketing Officer (retention), Senior Direct Marketing Officer (acquisition)
Job description Job title Responsible to Responsible for Department Team Remit of post covers Salary Hours of work Located at Type of contract: Direct Marketing Manager Head of Public Fundraising Direct
Banking Services Request for Proposal
Banking Services Request for Proposal GENERAL INFORMATION The Treasurer of the ACCESS, Mahoning County, Ohio is soliciting proposals for banking services for a period of not less than five (5) years. The
Bahamas Automated Clearing House (BACH) What is it? Why do we need it? How will it affect me?
Bahamas Automated Clearing House (BACH) What is it? Why do we need it? How will it affect me? The Dry Details What is it? A network connecting the seven Clearing Banks and the Central Bank to facilitate
CASH: CASH CONTROLS C-173 ACCOUNTING MANUAL Page 1. Contents. I. Introduction 2. II. General Description of Cash Operations 2
ACCOUNTING MANUAL Page 1 CASH: CASH CONTROLS Contents I. Introduction 2 II. General Description of Cash Operations 2 III. Bank Account Controls 3 A. Regulations Governing Bank Accounts 3 B. Establishment
Effective: 2015-03-27 Page 1 of 7
Applicability 1 Section 502.4 applies to: (a) (b) (c) (d) (e) (f) the legal owner of a generating unit; the legal owner of an aggregated generating facility; the legal owner of a transmission facility;
IT04 UO ACH Security Policy
IT04 UO ACH Security Policy Effective 1 July 2009 Last Revised Who Should Read This Policy Employees who have access to and, therefore, responsibility for safeguarding customer bank account and Automated
Accounting Guideline
Accounting Guideline GAP 2 Cash Flow Statements All rights reserved. No part of this publication may be reproduced, stored in retrieval system, or transmitted, in any form or by any means, electronic,
A Guide to Business Current Account Fees
A Guide to Business Current Account Fees Help for what matters This brochure tells you about: Section Page 1. Services you don t pay for 4 2. Overdraft Arrangement Fees 4 3. Interest payable on agreed
Position Description
Position Description Title Corporate Information Officer Directorate Corporate Resources Department Information Technology Location Camberwell office Classification Band 4 Position code CRITCIXXCIO Position
SENATE APPROPRIATIONS COMMITTEE FISCAL NOTE
BILL NO. House Bill 911 PRINTER NO. 1756 AMOUNT See Fiscal Impact DATE INTRODUCED April 13, 2015 FUND 911 Fund PRIME SPONSOR Representative Barrar DESCRIPTION AND PURPOSE OF BILL House Bill 911 amends
FUTURE TRADER ZAR Cost Profile
FUTURE TRADER ZAR Cost Profile 1 Future Trader Cost Profile The rates, fees and charges detailed below, along with the relevant notes, explain the charges applicable to your trading account with GT247.com,
6 Plastic and Electronic Banking
Plastic and Electronic Banking 137 6 Plastic and Electronic Banking Objectives By the end of this chapter, you should be able to: Outline the functions of online and telephone banking. Describe what is
St.George 360 Online Account.
Effective Date: 20 March 2013 ST20268_03/13_315612_D1 St.George 360 Online Account. Terms and Conditions, Fees and Charges and General Information This page is left blank intentionally. This booklet sets
23 Credit Control and Debt Management
23 Credit Control and Debt Management 23.1 Introduction 23.2 Scope of this Policy 23.3 General Information 23.3.1 Payment Methods 23.3.2 Refund Methods 23.3.3 Bank Charges on Payments Received or Refunds
Ministry of Public Safety and Solicitor General Disaster Financial Assistance Q&A
Ministry of Public Safety and Solicitor General Disaster Financial Assistance Q&A What kind of disaster relief can residents expect? The Province continues to support the recovery efforts of the local
TREASURER S DIRECTIONS ACCOUNTING ASSETS Section A2.11 : Construction (Work in Progress)
TREASURER S DIRECTIONS ACCOUNTING ASSETS Section A2.11 : Construction (Work in Progress) STATEMENT OF INTENT Costs associated with the construction or development of an asset can be significant and should
Simplify your national and international transactions with AccèsD Affaires
g00 Simplify your national and international transactions International Funds Transfers g01 How it works Nothing could be more simple worldwide! AccèsD Affaires makes business easier by letting you transfer
august09 tpp 09-05 Internal Audit and Risk Management Policy for the NSW Public Sector OFFICE OF FINANCIAL MANAGEMENT Policy & Guidelines Paper
august09 09-05 Internal Audit and Risk Management Policy for the NSW Public Sector OFFICE OF FINANCIAL MANAGEMENT Policy & Guidelines Paper Preface Corporate governance - which refers broadly to the processes
Chapter 1. Why Study Money, Banking, and Financial Markets?
Chapter 1 Why Study Money, Banking, and Financial Markets? Why Study Money, Banking, and Financial Markets To examine how financial markets such as bond, stock and foreign exchange markets work To examine
BENDIGO AND ADELAIDE BANK GROUP
HomeLend Line of Credit (Unregulated) Home Loan Booklet National Mortgage Market Corporation Pty Ltd ABN 52 006 325 640 120 Harbour Esplanade, Docklands Vic 3008 Phone: 1800 061 091 Fax: (03) 8414 7252
CONDITIONS OF USE. for GREATER BUSINESS VISA CREDIT CARDS
Head Office: 103 Tudor Street, Hamilton NSW 2303 PO Box 173, Hamilton NSW 2303 Phone: 1300 651 400 Fax: (02) 4921 9112 Web: www.greater.com.au Email: webenquiry@greater.com.au ABN 88 087 651 956 Australian
UPDATED DRAFT DEBT AND CREDIT CONTROL POLICY
UPDATED DRAFT NALEDI LOCAL MUNICIPALITY Council resolves to adopt the following proposal as the Debt and Credit Control Policy of the Naledi Local Municipality Policy effective date: [30 May 2012] Approved
Table of Contents The Revenue Division s Cash Controls Report Number 2007-01
i Table of Contents The Revenue Division s Cash Controls Report Number 2007-01 EXECUTIVE SUMMARY iii PRELIMINARY Introduction 1 Objective 1 Audit Scope 1 Citywide Ramification 2 CONCLUSIONS 1. REVENUE
Credit Card Conditions of Use. Credit Guide.
Credit Card Conditions of Use Credit Guide. Effective Date: September 2015 This document contains the terms and conditions that apply to St.George Bank Business Visa Debit Card cardholders and to all transactions
SEND ME NO PAPER! S P E C I A L R E P O R T. Western Australia. Electronic commerce purchasing of goods and services
SEND ME NO PAPER! S P E C I A L R E P O R T Electronic commerce purchasing of goods and services by the Western Australian public sector Report No 10 November 1998 A U D I T O R G E N E R A L Western Australia
CardLink Merchant Services
CardLink Merchant Services w w w. b u t t e r f i e l d b a n k. k y C a r d L i n k M e r c h a n t S e r v i c e s S t a c k i n g t h e c a r d s i n y o u r f a v o u r Butterfield Bank's all-inclusive
ANZ PERSONAL BANKING
ANZ PERSONAL BANKING ACCOUNT FEES AND CHARGES 01.07.2016 Thank you for banking with ANZ. We are proud of our products, and believe they are amongst the best in the industry. Many have received industry
APES 310 Dealing with Client Monies
M EXPOSURE DRAFT ED 01/10 (April 2010) APES 310 Dealing with Client Monies Proposed Standard: APES 310 Dealing with Client Monies (Supersedes APS 10) [Supersedes APES 310 Dealing with Client Monies issued
Bankwest. Account Access. Conditions of Use 19 May 2015. making banking easier
Bankwest Account Access Conditions of Use 19 May 2015 making banking easier Product Disclosure Statement If you are opening a Bankwest-branded Investment and Transaction Account with us, or are applying
City of Prineville Request for Proposal (RFP) RFP #1002-14-15 For Banking Services
Request for Proposal (RFP) RFP #1002-14-15 For Banking Services January 2015 TABLE OF CONTENTS Introduction Page 3 Background Page 4 Proposal Procedures Page 5 Required Banking Services Page 6 Other Requirements
C. Application Service Provider (ASP): Web hosting arrangement of an application for a specific agency purpose or operation.
1 MISSISSIPPI DEPARTMENT OF FINANCE AND ADMINISTRATION ADMINISTRATIVE RULE PAYMENT BY CREDIT CARD, CHARGE CARD, DEBIT CARDS OR OTHER FORMS OF ELECTRONIC PAYMENT OF AMOUNTS OWED TO STATE AGENCIES The Department
9.1 Banking Services Policy
9.1 Banking Services Policy Policy Statement This Banking Services Policy (the policy ) has been developed to facilitate centralized control of all bank accounts, banking services, and negotiations of
News from your personal tax advisor
News from your personal tax advisor Issue #5 International Assignments Services (IAS) PwC Russia 5 edition, April 2016 http://www.pwc.ru/ru/tax consulting services/individual taxplanning/publications.html
GOVERNMENT GAZETTE OF THE REPUBLIC OF NAMIBIA. N$4.00 WINDHOEK - 29 August 2014 No. 5544
GOVERNMENT GAZETTE OF THE REPUBLIC OF NAMIBIA N$4.00 WINDHOEK - 29 August 2014 No. 5544 CONTENTS Page GENERAL NOTICE No. 295 Bank of Namibia: Determination under the Payment System Management Act, 2003
NAB Commercial Card Facility. Applicable to: NAB Qantas Business Card Facility NAB Business Access Card Facility NAB Business Card Facility
NAB Commercial Card Facility Applicable to: NAB Qantas Business Card Facility NAB Business Access Card Facility NAB Business Card Facility Lost/stolen card reporting In Australia Call toll-free, 24 hours
BUSINESS BANKING SWITCH KIT. Follow these simple steps to move your business checking relationship to 1st Source Bank.
BUSINESS BANKING SWITCH KIT Follow these simple steps to move your business checking relationship to 1st Source Bank. Did you know... You have a team of bankers at 1st Source ready to help make each of
Oklahoma State University Policy and Procedures
Oklahoma State University Policy and Procedures COLLECTIONS, DEPOSIT AND CONTROL OF CASH OR CHECKS RECEIVED IN THE NAME OF OKLAHOMA STATE UNIVERSITY 3-0331 ADMINISTRATION & FINANCE May 2008 POLICY AND
AGENDA REPORT. SUBJECT: TREASURER S REPORT Tenth Month of Fiscal Year 2015
AGENDA REPORT Meeting Date: June 2, 2015 Agenda Item # City Manager Approval: TO: FROM: Honorable Mayor and Members of the City Council D J Gordy, City Treasurer City Manager Approval: SUBJECT: TREASURER
Cash/Equivalent Receipt Handling Procedures Appendix to: Cash/Equivalent Receipt Handling Policy
Cash/Equivalent Receipt Handling Procedures Appendix to: Cash/Equivalent Receipt Handling Policy Purpose Departments handling cash/equivalents must have the appropriate procedures in place to prevent loss,
Schedule of Fees and Charges for other Suncorp Business Accounts
Schedule of Fees and Charges for other Suncorp s Effective Date: 22 November 2014 The following are no longer available for new accounts or for account changes. Fee description Monthly account keeping
payment statistics half of year
Credit institution Report on credit institution UPDK 0620562 payment statistics half of year (5 pages) to be submitted to the Bank of Latvia Code of the credit institution (last day of the reporting period
Presented by: Sam Campisi, Business Relationship Manager, OECM Bruce Averill, Account Executive Sales, Chase Paymentech Kevin Brock, National Sales
Presented by: Sam Campisi, Business Relationship Manager, OECM Bruce Averill, Account Executive Sales, Chase Paymentech Kevin Brock, National Sales Director Sales, Chase Paymentech Today you will learn
LIANZA Code of Practice - Part Four
LIANZA Code of Practice - Part Four Financial Guidelines and Practices for Regions and Special Interest Groups (SIGs) updated July 2011 following all accounts being streamlined into the LIANZA Trust Management
CREST. Bank and Cash Financial Procedures
CREST Bank and Cash Financial Procedures Contents 1.1 Introduction.. 2 1.2 Opening/Closing of College Bank Accounts. 2 1.3 Bank Accounts in Operation 2 1.4 Maximising Return on Surplus Funds 2 1.5 Treasury
Estate agent trust accounts
Estate agent trust accounts A reference guide consumer.vic.gov.au Estate agent trust accounts A reference guide Disclaimer Because this publication avoids the use of legal language, information about the
Asset Management Strategy (2013-2017) Doing things Differently A New Approach for a sustainable future
Asset Management Strategy (2013-2017) A New Approach for a sustainable future Contents Introduction... 2 The Asset Management Vision, Policy Statement & Strategic Themes... 5 Part B The Asset Management
Business Corporate MasterCard
1 Business Corporate MasterCard Terms and Conditions 25 May 2015 Contents 1. Definitions 1 2. Code of Banking Practice 5 3. About your contract 5 4. Opening the Facility 7 5. Activation and acceptance
Online Fixed Rate Cash ISA Range
Online Fixed Rate Range This document provides you with key information about s so that you can make an informed and confident choice about saving with a Skipton. s protect your savings interest from Personal
Guide to the Electronic Payment Alternatives to Cheque Acceptance
Guide to the Electronic Payment Alternatives to Cheque Acceptance This document has been prepared by the Programme Office of the National Payments Plan for the purpose of informing interested parties about
Box 1: Four party credit card schemes
The relevant sections of the Payment Systems (Regulation) Act 1998 are provided in Attachment 1. The Reserve Bank did not designate the three party card schemes, the American Express card system and the
Travel Expense Guidelines. Manual: Human Resources Approved By: President & C.E.O. Reviewed/Revised Date: Revised Reviewed
Travel Expense Guidelines Manual: Human Resources Approved By: President & C.E.O. Section: Salary Administration and Wage Compensation Original Date Issued: February 1980 Reviewed/Revised Date: Revised
Cash Management Handbook for Departments and Agencies
Cash Managem ment Handbo ook forr Departments and Agencies Updated March 2014 Fiscal Strategy Division Queensland Treasury and Trade (Treasury) Cash Management Handbook Page 2 Table of Contents Overview...
Business Vantage Visa Credit Card. Conditions of Use. Effective Date: 20 May 2016
Business Vantage Visa Credit Card Conditions of Use 1 Effective Date: 20 May 2016 Business Vantage Visa Conditions of Use Bank of Melbourne This document does not contain all the terms of this agreement
South Australia PUBLIC CORPORATIONS (BIO INNOVATION SA) REGULATIONS 2001
South Australia PUBLIC CORPORATIONS (BIO INNOVATION SA) REGULATIONS 2001 REGULATIONS UNDER THE PUBLIC CORPORATIONS ACT 1993 Public Corporations (Bio Innovation SA) Regulations 2001 being No. 129 of 2001:
CASH: DISBURSEMENTS PROCESSING C-173-15.2 ACCOUNTING MANUAL Page 1 CASH: DISBURSEMENTS PROCESSING. Contents
CASH: DISBURSEMENTS PROCESSING ACCOUNTING MANUAL Page 1 CASH: DISBURSEMENTS PROCESSING Contents I. Introduction 2 II. Disbursements Processing 2 Page A. Vendor Payments 2 1. Vendor Checks 2 2. Roles in
Act means the Electronic Transfer of Funds Crime Act, No. 87 of 2000 of the laws of the Republic of Trinidad and Tobago.
SCOTIACARD CARDHOLDER AGREEMENT 1. DEFINITIONS Definitions you need to know: Act means the Electronic Transfer of Funds Crime Act, No. 87 of 2000 of the laws of the Republic of Trinidad and Tobago. Automated
Business On Line. The complete online package for your business
Business On Line The complete online package for your business Manage your cash flow wherever you are Controlling your cash flow is crucial to the success of your business. At Bank of Ireland we understand
City of Madras. Request for Proposal (RFP) Banking Services. Date of Issuance: April 8, 2014 Proposals Due: May 14, 2014
City of Madras Request for Proposal (RFP) Banking Services Date of Issuance: April 8, 2014 Proposals Due: May 14, 2014 City of Madras 125 SW E Street Madras, OR 97741 541-475-2344 An Equal Opportunity