Information Meeting. November 24, 2009
|
|
|
- Deborah Greene
- 8 years ago
- Views:
Transcription
1 Information Meeting ~ Appendix ~ November 24, 2009
2 Table of Contents Our Home Market 2~3 Market Share in Kanagawa 4 Loan Yields 5 Sensitivity Analysis 6 Uncollateralized consumer loan 7 Asset Quality 8 Deferred Tax Assets 9 Transition of Loans 10 Fees & Commissions income 11 Branch Network 12 Alliance Regional Banks 13 Group Strategy 14 Partial revision of the Medium- Term Management Plan 15 Shareholder Return 16 <Data Book> Loans(balance & yield) 18~20 Deposits(balance & yield) 21~22 Securities 23 Non-Deposit Products 24 1
3 Our Home Market (1) Potential of Kanagawa Prefecture Population (Oct-08) 8.91 million (2nd/47Prefectures) (Tokyo Kanagawa Osaka) Number of Businesses 282 thousand (4th) (Oct-06) (Tokyo Osaka Aichi Kanagawa) Gross Prefectural Product JPY31.8trillion (4th) (FY06) (Tokyo Osaka Aichi Kanagawa) Manufacturing Output JPY19.5trillion (2nd) (2008) (Aichi Kanagawa Shizuoka) Retail Sales JPY8.6trillion (3rd) (2007) (Tokyo Osaka Kanagawa) Kanto Area Comparison of GDP (FY2006) Osaka Aichi Tokyo (Note) Source Population & # of Businesses: Ministry of Public Management, Home Affairs, Posts and Telecommunications Gross Prefectural Product: Each Prefecture Manufacturing Output, Retail Sales: Ministry of Economy, Trade and Industry Kanagawa 50 0 Ireland South Africa Greece Kanagawa Denmark Iran Argentina 2
4 Our Home Market (2) Kanagawa s superiority to the rest of the Kanto Area ~ Relative Position ( Indexed Average of Tokyo, Tochigi, Gunma, Ibaragi, Chiba, Saitama and Kanagawa ) = 100 Population Growth (2005~08) 239.1(1.42%) Source:Ministry of Public Management, Home Affairs, Posts and Telecommunications New Business Formation ( ) 110.8(4.88%) Source:Ministry of Public Management, Home Affairs, Posts and Telecommunications Taxable Income(2008) (per tax payer) 110.7(JPY3.96Mn) Source:Japan Marketing Education Center Housing Starts (FY2007) 139.6(83 thousands) Source:Ministry of Land, Infrastructure and Transport Savings(2004) (per household) 106.8(JPY17.26Mn) Source:Ministry of Public Management, Home Affairs, Posts and Telecommunications 3
5 Market Share in Kanagawa Prefecture Market Share in Kanagawa Prefecture<Sep-09> Co-op Banks, 20% Trust Banks etc. 3% 2nd Regionals 5% Regional Banks 4% D Group 7% Loans C Group 5% B Group 13% (BOY Loans:JPY6.8Tn) BOY 30.4% A Group 13% Co-op Banks Trust Banks 19% etc. 5% 2nd Regionals 5% Regional Banks 3% D Group 3% Deposits C Group 18% (BOY Deposits:JPY9.2Tn) BOY 22.5% A Group 11% B Group 14% Co-op Banks 40% Trust Banks etc. 2% 2nd Regionals 10% # of Branches Regional Banks 6% (BOY Branches:178) A Group 6% B Group C Group 6% 7% D Group 3% BOY 19.4% (Note)Bank estimates 4
6 Loan Yields (%) 2.70 Average Contracted Interest Rates (Non-consolidated basis) Average of Major Regional Banks <vs. Regional Banks> % Average of City Banks BoY <vs. City Banks> % 1.30 Mar-98 Mar-99 Mar-00 Mar-01 Mar-02 Mar-03 Mar-04 Mar-05 Mar-06 Mar-07 Mar-08 Mar-09 Sep (Note1) Source: Bank of Japan (Note2) Contracted interest rates for all loans are the average interest rates of each month. 5
7 Sensitivity Analysis Breakdown of Loans Breakdown of Deposits Low Sensitivity Fixed within 1 year 8%(8%) High Fixed 1 to 3 years 10%(10%) Fixed over 4 years 12%(11%) of which Individual Loans 28% (26%) Total Loans JPY8.7Tn Floating Rate (Market based) 26% (26%) Floating Rate(Prime based)44% (44%) High Sensitivity Fixed 1 to 3 years 6%(5%) Fixed over 4 years 1%(2%) Fixed within 1 year 28%(27%) Low Total Deposits JPY10.0Tn Liquidity 65%(66%) As of Sep-09 () represents Mar-09 6
8 Uncollateralized Consumer Loans (JPY Bn, Outstanding) # of holders (Bank Card+QYQY) Card Loans for Consumers (# of holders, thousand) (Non-consolidated basis) Bank Card Loan Amount: JPY0.1~3Mn Interest rate: 8.5~13.6% Next Plan No minimum on salary Amount: 0.5~2Mn Interest rate: 9.8% Loan Balance (QYQY) Quicky (QYQY) Unmanned application Basically same day response Amount: JPY0.1~0.5Mn Interest rate: 17.6% Loan Balance (Bank Card) H 100 (FY) (Note)above terms are as of November 20,2009 7
9 Asset Quality Number and Amount of Loans to Large Borrowers 9 # of Large Borrowers (Nonconsolidated basis) Transition of Borrowers by category (Mar-08 Mar-09) (Loan Amount) Sep-09 Sep-08 A B C Total A 93.6% 5.2% 1.2% 100.0% B 12.4% 79.3% 8.2% 100.0% C 0.2% 6.4% 93.4% 100.0% ( 10 (# of Borrowers) Sep Loans Outstanding Mar-05 Mar-06 Mar-07 Mar-08 Mar-09 Sep Sep-08 A B C Total A 99.8% 0.2% 0.0% 100.0% B 11.2% 81.3% 7.5% 100.0% C 1.9% 9.4% 88.7% 100.0% A: Normal B: In need of special caution C: Possible/Virtual/Legal bankruptcy (Note) Large Borrowers: those categorized as problem claims and claims in need of caution other than in need of special caution with more than JPY5Bn in loans. (Note)Transition is based on change from Sep-08. 8
10 Deferred Tax Assets Deferred Tax Assets (%) (Non-consolidated basis) % Percentage share of DTA versus Shareholders' Equity 4.5% 5.2% 8.1% 9.0% Deferred Tax Assets Core Net Business Profit H 40.0 (FY) (Note) Deferred Tax Assets, excluding net unrealized gains on available-for-sale securities. 9
11 Transition of Loans (JPY Bn, Outstanding Balance) Transition of Loans (Non-consolidated basis) 10, , , % 8, % 8, % 9, , % 6, , % 3, % 3, , % +6.5% Loans to Individuals 4, , , , % 4, % 4, % 4, % 4,746.8 Corporate Loans 0.0 Sep-05 Sep-06 Sep-07 Sep-08 Sep-09 (Note 1) Corporate Loans include loans to public and public related sectors. (Note 2) Individual Loans include a portion that has been securitized. 10
12 Fees and Commissions Income (Domestic Operations) Fees and Commissions income (Non-consolidated basis) % +5.6% Insurance % % Investment trusts Syndicated Loan Private Placement Others 4.4 Bonds Account Transfer ATM Remittance Non- Deposit Products Corporate Settlement Related Business H 06 1H 07 1H 08 1H 09 1H (FY) (Note) Fees and Commissions income represents gross income before subtracting Fees and Commissions expenses. 11
13 Branch Network Strategy (Branches) # of New Branches by Region (cumulative sum) Bank of Yokohama Yokohama Shinkin Top-10(# of Branches in Kanagawa) MUFG Shonan Shinkin Southwestern Tokyo Mizuho FG Kawasaki Shinkin SMFG Mar-05 Mar-06 Mar-07 Mar-08 Mar-09 Sep-09 6 Kanagawa Prefecture 7 8 Miura Fujisawa Shinkin Sagami Shinkin Suruga Bank (Branches) (Note) # of manned branches(sep-09). Bank estimates. 12
14 Alliance - Regional Banks Shared Utilization of Banking System Agreed in Mar-06 Plan to start in Jan-10 Allied banks: 3 ATM Alliance 1Since Jul-06 2 Since Mar-07, Oct-07 Reduction of cross-use ATM fees to zero Allied banks: 13, 26 Regional Financial Marketing Workshop Since Oct-07 Co-research on marketing strategy specialized in regional financing. Participating banks: 20 Enhancement of alliance by taking advantage of the regional bank s strength Strategic Council on Regional Bank Cards Since Jan-09 Co-operative actions for strategic planning toward enhancement of credit card business Participating banks: 10(Initial member) 14(09/3) Regional Leasing Business Workshop Since Feb-08 Development and sharing of leasing expertise Participating banks: 26(08/12) 30(09/5) Housing Loan Workshop Since May-08 Co-develop housing loan products. Co-promotion and so on. Participating banks: 56 Association of Regional Financing Research and Consultation Since Nov-08 Development and sharing of think tank expertise Participating banks: 22(09/6) (Note)# of Allied banks/participating banks includes us.(as of November 20, 2009) 13
15 Group Strategy Reinforcement of Group Management Securities business (Hamagin Tokai Tokyo Securities Co.,Ltd.) Established a subsidiary jointly with Tokai Tokyo Securities(Nov-08) Boy Group Leasing business (Hamagin Finance Co.,Ltd.) Elevated shareholding ratio <40% 100%>(Jul-07) Creditcard business (BANKCARD Service Japan Co.,Ltd.) Venture Capital business (Yokohama Capital Co.,Ltd.) Made the company a subsidiary through acquisition of shares (Mar-09) Mainly Individual Sector Consulting,conducting surveys and researching business (Hamagin Research Institute,Ltd.) Cooperate in the areas of management consulting, economic research and marketing business Cooperate in the areas of venture capital and M&A businesses Corporate Sector 14
16 Partial revision of the Medium-Term Management Plan Revisions made to the Medium-Term Management Plan New Horizon (07~09) Target Figures Profitability Market Share in Kanagawa 1 Gross Operating Income: JPY270Bn 2 EPS: +30% increase 1 Loans: higher than 30% 2 Deposit: higher than 23% 3 Non-Deposit Products Outstanding: +50% increase Revision 1 Gross Operating Income: JPY212Bn 2 EPS: JPY Loans: higher than 30% 2 Deposit: higher than 23% 3 +12% from FY08 Intensification of low-cost operation Measures to be Focused on in the Final Year This was not included when the Medium Term Management Plan was formulated (not initially planned) Addition Enhancement of human resource performance Enhancement of credit control [refer to P.10] 15
17 Shareholder Return 40.0 How Shareholders are Rewarded (50.6%) 33.7 (Non-Consolidated basis) 30.0 Shareholders Return Ratio (39.4%) 26.0 Dividend(linked to business results) (12.5%) (30.9%) (29.4%) Value of shares retired (224.3%) 19.4 (55.5%) Dividend(stably paid) (FY) Dividend Policy ~03 Ordinary Dividend 5yen 04~06 Stable Dividend+Special Dividend 1Ordinary Dividend (stably paid) 7yen 2Special Dividend (linked to business results) 30% of the amount exceeding 50 billion yen in Net Income 07~ Stable Dividend+Special Dividend 1Ordinary Dividend (stably paid) 10yen 2Special Dividend (linked to business results) 35% of the amount exceeding 60 billion yen in Net Income Shareholder Return ratio - higher than 30% higher than 40% 16
18 Data Book 17
19 Loans(Outstanding Balance) Loans <Outstanding Balance> Non-consolidated basis Mar-04 Sep-04 Mar-05 Sep-05 Mar-06 Sep-06 Mar-07 Sep-07 Mar-08 Sep-08 Mar-09 Sep-09 Loans 7, , , , , , , , , , , ,737.5 JOM account Domestic loans 7, , , , , , , , , , , ,737.5 Loans to public sectors Loans to large & medium sized businesses Loans to small and medium-sized businesses, etc Loans to small and mediumsized businesses 1, , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,009.0 Individuals 3, , , , , , , , , , , ,990.7 Housing loans (includes portion securitized) Residential loans 2, , , , , , , , , , , ,645.0 Housing loans 1, , , , , , , , , , , ,463.8 Apartment loans , , , , , , , , ,181.1 Other individual loans , , , , , , , , , , , ,708.5 Portion securitized Loans in Kanagawa Prefecture 6, , , , , , , , , , , ,792.6 Loans to small and medium-sized businesses, etc 5, , , , , , , , , , , ,
20 Loans by Business Sector(Outstanding Balance) JPY1,181.1 billion while that for "others" decreased by the same Loans by Business Sector <Outstanding Balance> Mar-06 Sep-06 Mar-07 Sep-07 Mar-08 Sep-08 Mar-09 Sep-09 share share share share share share share share Manufacturing % % % % % % 1, % Manufacturing 1, % Agriculture,Forestry,Fishery Agriculture,Forestry,Fishery,Mining and and Mining % % % % % % % quarrying of stone and gravel % Construction % % % % % % % Construction % Electric power,gas,heat supply and water supply % % % % % % % Electric power,gas,heat supply and water supply % IT and telecommunication % % % % % % % IT and telecommunication % Transportation % % % % % % % Transport and postal activities % Wholesale and retail % % % % % % % Wholesale and retail % Finance and insurance % % % % % % % Finance and insurance % Real estate and goods rental Real estate 1, % 1, % 1, % 1, % 1, % 1, % 1, % and leasing 2, % Services % % % % % % % Other Services % Local governments % % % % % % % Local governments % Others 3, % 3, % 3, % 3, % 3, % 3, % 3, % Others 2, % Total 8, % 8, % 8, % 8, % 8, % 8, % 9, % Total 8, % (Note)The representation of certain industry sectors has changed from FY09.As a consequence of a review of industry sectors conducted from FY09 to elaborate those industry sector classifications pertaining to individuals, the figure for "real estate and goods rental and leasing" at the end of September 2009 increased by Breakdown of Real Estate Sector <Outstanding Balance> Mar-06 Sep-06 Mar-07 Sep-07 Mar-08 Sep-08 Mar-09 Sep-09 share share share share share share share share business of real property % % % % % % % % Lease of real property % % % % % % % % Maintenance of real property % % % % % % % % Real estate dealing business % % % % % % % % Real estate agency business % % % % % % % % Built-for-sale housing and land agency business % % % % % % % % Others % % % % % % % % Prefectural Housing Corporations % % % % % % % % Total 1, % 1, % 1, % 1, % 1, % 1, % 1, % % (Note)Apartment loans(jpy1,181.1 billion) are excluded from total 19
21 Loans(Average Balance & yield) Loans <Average Balance> Non-consolidated basis FY04 FY05 FY06 FY07 FY08 FY09 1st Half 2nd Half 1st Half 2nd Half 1st Half 2nd Half 1st Half 2nd Half 1st Half 2nd Half 1st Half Loans 7, , , , , , , , , , , , , , , ,882.2 JOM account Domestic loans 7, , , , , , , , , , , , , , , ,882.2 Loans to public sectors Loans to large & medium sized businesses Loans to small and medium-sized businesses, etc Loans to small and mediumsized businesses 1, , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,112.4 Individuals 3, , , , , , , , , , , , , , , ,966.1 Residential loans 2, , , , , , , , , , , , , , , ,619.7 Housing loans 1, , , , , , , , , , , , , , , ,444.0 Apartment loans , , , , , , , , , , ,175.6 Other individual loans Ratio to small and medium-sized businesses, etc. 81.1% 82.0% 80.2% 79.6% 79.5% 79.7% 79.4% 78.4% 80.4% 80.6% 80.7% 80.5% 79.5% 79.9% 79.0% 79.6% Yield on loans and bills discounted (includes international operation) Yield on loans and bills discounted (domestics) (Note) 2.02% 2.05% 2.00% 1.91% 1.94% 1.88% 1.95% 1.86% 2.04% 2.19% 2.17% 2.22% 2.16% 2.18% 2.13% 1.99% 2.02% 2.05% 1.99% 1.91% 1.94% 1.88% 1.94% 1.86% 2.03% 2.19% 2.16% 2.22% 2.15% 2.18% 2.13% 1.99% Loans to corporate 1.98% 2.01% 1.96% 1.83% 1.88% 1.78% 1.86% 1.78% 1.94% 2.10% 2.08% 2.13% 2.02% 2.07% 1.97% 1.82% Loans to individuals 2.22% 2.22% 2.21% 2.16% 2.18% 2.15% 2.18% 2.13% 2.22% 2.37% 2.34% 2.41% 2.38% 2.38% 2.38% 2.13% (Note)Loans from domestic operations represents yen denominated loans in domestic branches. 20
22 Deposit(Outstanding Balance) Deposits <Outstanding Balance> Non-consolidated basis Mar-04 Sep-04 Mar-05 Sep-05 Mar-06 Sep-06 Mar-07 Sep-07 Mar-08 Sep-08 Mar-09 Sep-09 Deposits 9, , , , , , , , , , , ,028.1 JOM account Domestic deposits 9, , , , , , , , , , , ,025.9 Liquid deposits in yen 5, , , , , , , , , , , ,419.5 Fixed deposits in yen 3, , , , , , , , , , , ,485.9 Foreign currency deposits Deposit from corporate 2, , , , , , , , , , , ,889.7 Liquid deposits in yen 1, , , , , , , , , , , ,491.5 Fixed deposits in yen Foreign currency deposits Deposit from individuals 6, , , , , , , , , , , ,724.9 Liquid deposits in yen 3, , , , , , , , , , , ,634.4 Fixed deposits in yen 2, , , , , , , , , , , ,044.5 Foreign currency deposits Deposit from local public Liquid deposits in yen Fixed deposits in yen Foreign currency deposits Deposit from Financial Institutions Liquid deposits in yen Fixed deposits in yen Foreign currency deposits Deposits in Kanagawa Prefecture 8, , , , , , , , , , , ,232.7 Liquid deposits in yen=current deposits+ordinary deposits+savings deposits+deposits at notice+miscellaneous deposits +Tax payment deposits (excluding NCD including non-resident deposits in yen) Fixed deposits in yen=time deposits(including non-resident deposits in yen) 21
23 Deposit(Average Balance & Yield) Deposits <Average Balance> Non-consolidated basis FY04 FY05 FY06 FY07 FY08 FY09 1st Half 2nd Half 1st Half 2nd Half 1st Half 2nd Half 1st Half 2nd Half 1st Half 2nd Half 1st Half Deposits 8, , , , , , , , , , , , , , , ,160.1 JOM account Domestic deposits 8, , , , , , , , , , , , , , , ,157.2 Liquid deposits in yen 5, , , , , , , , , , , , , , , ,495.7 Fixed deposits in yen 3, , , , , , , , , , , , , , , ,495.2 Foreign currency deposits Deposit from corporate 1, , , , , , , , , , , , , , , ,916.4 Liquid deposits in yen 1, , , , , , , , , , , , , , , ,509.0 Fixed deposits in yen Foreign currency deposits Deposit from individuals 6, , , , , , , , , , , , , , , ,768.9 Liquid deposits in yen 3, , , , , , , , , , , , , , , ,674.1 Fixed deposits in yen 2, , , , , , , , , , , , , , , ,048.2 Foreign currency deposits Deposit from local public Liquid deposits in yen Fixed deposits in yen Foreign currency deposits Liquid deposits in yen Fixed deposits in yen Foreign currency deposits Deposit from Financial Institutions Yield on deposits (includes international operation) 0.02% 0.02% 0.02% 0.04% 0.04% 0.05% 0.12% 0.08% 0.16% 0.27% 0.26% 0.29% 0.22% 0.27% 0.18% 0.13% Yield on deposits (domestics) 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.09% 0.04% 0.13% 0.22% 0.21% 0.23% 0.21% 0.24% 0.17% 0.13% Liquid deposits 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.06% 0.03% 0.10% 0.17% 0.17% 0.17% 0.12% 0.17% 0.07% 0.03% Fixed deposits 0.03% 0.03% 0.03% 0.03% 0.03% 0.02% 0.13% 0.07% 0.19% 0.31% 0.29% 0.34% 0.36% 0.38% 0.35% 0.32% Liquid deposits in yen=current deposits+ordinary deposits+savings deposits+deposits at notice+miscellaneous deposits +Tax payment deposits (excluding NCD including non-resident deposits in yen) Fixed deposits in yen=time deposits(including non-resident deposits in yen) Yield on deposits(domestics) does not include non-resident deposits in yen. 22
24 Securities(Outstanding & Average Balance, Yield) Securities<Balance and Interest Margin> Non-consolidated basis Mar-04 Sep-04 Mar-05 Sep-05 Mar-06 Sep-06 Mar-07 Sep-07 Mar-08 Sep-08 Mar-09 Sep-09 Annual Average 1st Half Annual Average 1st Half Annual Average Securities Outstanding 1, , , , , , , , , , , , st Half Average 1, , , , , , , , , , , ,422.6 National government bondsoutstanding Average Local government bonds Outstanding Average Corporate bonds Outstanding Average Stocks Outstanding Average Other securities Outstanding Foreign bonds Foreign stocks Average Outstanding Average Outstanding Average Yield on securities (includes international operation) 1.03% 0.96% 1.25% 1.03% 1.33% 1.10% 1.12% 1.12% 1.24% 1.25% 1.16% 1.18% Yield on securities(domestics) 0.93% 0.86% 1.18% 0.92% 1.24% 0.98% 1.02% 1.06% 1.20% 1.22% 1.14% 1.18% Bonds 0.89% 0.83% 1.15% 0.84% 1.16% 0.87% 0.87% 0.96% 1.08% 1.15% 1.07% 1.16% Stocks 1.16% 1.05% 1.37% 1.37% 1.72% 1.62% 1.91% 1.79% 2.04% 1.74% 1.67% 1.30% Annual Average 1st Half Annual Average 1st Half Annual Average 1st Half <Gains and Losses on Valuation of Securities> Mar-04 Sep-04 Mar-05 Sep-05 Mar-06 Sep-06 Mar-07 Sep-07 Mar-08 Sep-08 Mar-09 Sep-09 Held-to-maturity securities(market value) Available-for-sale securities (market value) Bonds Stocks Other Securities (Note) Floating-rate Japanese government bonds which BoY held as Other securities had been carried on the balance sheet at market values. Such bonds have been carried at their reasonably estimated amounts. As a result, Securities increased by JPY 9.6Bn for Sep
25 Non-Deposit Products for individuals Non-Deposit Products <Outstanding Balance> Non-consolidated basis Mar-04 Sep-04 Mar-05 Sep-05 Mar-06 Sep-06 Mar-07 Sep-07 Mar-08 Sep-08 Mar-09 Sep-09 Investment trusts Insurance(Annuity, Whole life ) Foreign Currency Deposits Public Bonds Total balance of non-deposit products for individuals(a) , , , , , , , , ,485.4 Individual deposits(deposits in yen) 6, , , , , , , , , , , ,679.0 Total individual deposit assets (B) 7, , , , , , , , , , , ,164.4 Share of non-deposit products (A) (B) 10.0% 11.5% 12.6% 13.4% 14.0% 14.8% 15.5% 16.1% 15.4% 15.4% 14.5% 16.2% 24
26 Copyright 2009 The Bank of Yokohama, Ltd. This document may not be reproduced or distributed to any third party without prior written consent of The Bank of Yokohama, Ltd. This document has been prepared for information purposes only and does not form part of a solicitation to sell or purchase any securities. Information contained herein may be changed or revised without prior notice. This document may contain forward-looking statements as to future results of operations. No forward-looking statement can be guaranteed and actual results of operations may differ from those projected.
Tackle for the Dream. April 2013
Medium Term Management Plan Tackle for the Dream April 2013 Table of Contents t 1. Background and Positioning of the Medium Term Management Plan P2 2. Outline of the Medium Term Management Plan P3 3. Financial
Selected Financial Information
Selected Financial Information for the Fiscal Year Ended March 31, 2015 Contents 1. Summarized Balance Sheets P. 1 2. Asset Management Status P. 2 3. Income Analysis P. 3 4. Selected Ratios P. 3 5. Average
Indicators Related to Asset Management (General Account)
Indicators Related to Asset Management (General Account) (1) Portfolio Trends Asset Structure, Increase/Decrease in Assets Cash, deposits and call loans Receivables under resale agreements Receivables
implementing management vision looking forward five years
Results for the interim period of the year ending March 31, The Asahi Bank, Ltd. 1. Strong earnings base : Net operating profit exceeded forecast issued at the beginning of the period Sharp focus on domestic
Consolidated and Non-Consolidated Financial Statements
May 13, 2016 Consolidated and Non-Consolidated Financial Statements (For the Period from April 1, 2015 to March 31, 2016) 1. Summary of Operating Results (Consolidated) (April 1,
Consolidated financial summary
1-8-1 Marunouchi Chiyoda-ku Tokyo 100-8289, Japan (URL http://www.daiwasmbc.co.jp/) Consolidated financial summary (For fiscal year ended March 31, 2005) April 27, 2005 (1)Consolidated Operating results
Sumitomo Trust & Banking. Information Meeting on Financial Results for 1HFY2004
Sumitomo Trust & Banking Co., Co., Ltd. Information Meeting on Financial Results for 1HFY24 December 1, 24 The quality trust bank 1 Aiming to become the quality trust bank The quality trust bank Trust
Interim Consolidated Financial Statements (Unaudited)
Interim Consolidated Financial Statements (Unaudited) For the Six Months Ended, NTT FINANCE CORPORATION This document has been translated and reclassified from a part of the Japanese
Overview of Business Results for the 2nd Quarter of Fiscal Year Ending March 31, 2012 (2Q FY2011)
November 8, 2011 Overview of Business Results for the 2nd Quarter of Fiscal Year Ending March 31, 2012 () Name of the company: Iwatani Corporation Share traded: TSE, OSE, and NSE first sections Company
Financial Results for the First Quarter of Fiscal 2006 (Non-consolidated)
Financial Results for the First Quarter of Fiscal 2006 (Non-consolidated) August 4, 2006 Company Name: Seven Bank, Ltd. (URL http://www.sevenbank.co.jp/ ) Location of Head Office: Tokyo Inquiries: TEL
Highlights of 1H FY2015 Results. November 18, 2015
Highlights of 1H FY2015 Results November 18, 2015 Table of Contents 1. Trend of business results 3. Domestic life insurance Summary of 1H FY2015 results 3 Overview of 1H FY2015 results Himawari Life 27
SUMMARY OF CONSOLIDATED BUSINESS RESULTS for the nine months ended December 31, 2012
SUMMARY OF CONSOLIDATED BUSINESS RESULTS for the nine months ended December 31, 2012 February 8, 2013 ARRK Corporation 2-2-9 Minami Hommachi, Chuo-ku, Osaka, 541-0054, JAPAN 1. Consolidated financial results
Brief Report on Closing of Accounts (connection) for the Term Ended March 31, 2007
MARUHAN Co., Ltd. Brief Report on Closing of (connection) for the Term Ended March 31, 2007 (Amounts less than 1 million yen omitted) 1.Business Results for the term ended on March, 2007 (From April 1,
Summary of Financial Results for the Three Months Ended June 30, 2015
Summary of Financial Results for the Three Months Ended June 30, 2015 (Non-Consolidated) August 7, 2015 Company name: JAPAN POST BANK Co., Ltd. Website: http://www.jp-bank.japanpost.jp/
1-3Q of FY2014 87.43 78.77 1-3Q of FY2013 74.47 51.74
January 30, 2015 Resona Holdings, Inc. Consolidated Financial Results for the Third Quarter of Fiscal Year 2014 (Nine months ended December 31, 2014/Unaudited) Code number: 8308 Stock
Ricoh Company, Ltd. INTERIM REPORT (Non consolidated. Half year ended September 30, 2000)
Ricoh Company, Ltd. INTERIM REPORT (Non consolidated. Half year ended September 30, 2000) *Date of approval for the financial results for the half year ended September 30, 2000, at the Board of Directors'
Consolidated Financial Results for Fiscal Year 2013 (April 1, 2013 March 31, 2014)
Consolidated Financial Results for Fiscal Year 2013 (April 1, 2013 March 31, 2014) 28/4/2014 Name of registrant: ShinMaywa Industries, Ltd. Stock Exchange Listed: Tokyo Code number: 7224 (URL: http://www.shinmaywa.co.jp
Notes to Consolidated Financial Statements Notes to Non-consolidated Financial Statements
This document has been translated from the Japanese original for reference purposes only. In the event of discrepancy between this translated document and the Japanese original, the original shall prevail.
Preliminary Consolidated Financial Results for the Six Months Ended September 30, 2012 (Prepared in Accordance with Japanese GAAP)
November 1, 2012 Sony Financial Holdings Inc. Preliminary Consolidated Financial Results for the Six Months Ended September 30, 2012 (Prepared in Accordance with Japanese GAAP) Tokyo, November 1, 2012
of Fiscal 2006 (Consolidated)
Outline of Financial Results for the 3rd Quarter of Fiscal 2006 (Consolidated) Feb.3, 2006 For Immediate Release Company Name (URL http://www.fhi.co./jp/fina/index.html ) : Fuji Heavy Industries Ltd. (Code
Quarterly Report. (First Quarter of 31st term) From April 1, 2015 to June 30, 2015. NTT Urban Development Corporation
Quarterly Report (First Quarter of 31st term) From April 1, 2015 to June 30, 2015 NTT Urban Development Corporation 4-14-1, Sotokanda, Chiyoda-ku, Tokyo Contents Cover Page Chapter 1 Corporate Information
Data Compilation Financial Data
Data Compilation Financial Data CONTENTS 1. Transition of Significant Management Indicators, etc. Japan Post Group (Consolidated) 122 Japan Post Holdings Co., Ltd. (Non-consolidated) 122 Japan Post Co.,
The items published on the Internet Website upon the Notice of Convocation of the 148 th Ordinary General Meeting of Shareholders
The items published on the Internet Website upon the Notice of Convocation of the 148 th Ordinary General Meeting of Shareholders Notes to Consolidated Financial Statements & Notes to Non-Consolidated
Consolidated Summary Report <under Japanese GAAP>
Consolidated Summary Report for the three months ended June 30, 2014 July 31, 2014 Company name: Mitsubishi UFJ Financial Group, Inc. Stock exchange listings: Tokyo, Nagoya, New York
West Japan Railway Company
(Translation) Matters to be disclosed on the Internet in accordance with laws and ordinances and the Articles of Incorporation NOTES TO CONSOLIDATED FINANCIAL STATEMENTS NOTES TO NON-CONSOLIDATED FINANCIAL
Consolidated Financial Statements
Consolidated Financial Statements For the year ended February 20, 2016 Nitori Holdings Co., Ltd. Consolidated Balance Sheet Nitori Holdings Co., Ltd. and consolidated subsidiaries As at February 20, 2016
Consolidated Financial Report 2009
Consolidated Financial Report 2009 Fiscal year ended March 31, 2009 Management's Discussion and Analysis Forward-looking statements in this document represent the best judgment of the Kagome Group as of
Consolidated Financial Results April 1, 2001 - June 30, 2001
Consolidated Financial Results April 1, 2001 - June 30, 2001 August 3, 2001 In preparing its consolidated financial information, ORIX Corporation and its subsidiaries have complied with accounting principles
The items published on the Internet Websites upon the Notice of Convocation of the 147 th Ordinary General Meeting of Shareholders
The items published on the Internet Websites upon the Notice of Convocation of the 147 th Ordinary General Meeting of Shareholders Notes to Consolidated Financial Statements & Notes to Non-Consolidated
Consolidated Financial Results for the Fiscal Year Ended March 31, 2016 [under Japanese GAAP]
![Consolidated Financial Results for the Fiscal Year Ended March 31, 2016 [under Japanese GAAP]](/thumbs/38/17889463.jpg "Consolidated Financial Results for the Fiscal Year Ended March 31, 2016 [under Japanese GAAP]")
This English version is a translation of the original Japanese document and is only for reference purposes. In the case where any differences occur between the English version and the original Japanese
Consolidated First Quarter Earnings Report[Japan GAAP]
![Consolidated First Quarter Earnings Report[Japan GAAP]](/thumbs/28/12858370.jpg "Consolidated First Quarter Earnings Report[Japan GAAP]")
July 28, 2010 Consolidated First Quarter Earnings Report[Japan GAAP] For the June 30, 2010 Corporate Name: Hitachi Capital Corporation Stock Code: 8586 URL: http://www.hitachicapital.co.jp Stock Listing:
The Hiroshima Bank, Ltd.
Financial results for the 1 st Quarter of FY2009, ending March 31, 2010 Stock exchange listing TokyoCode8379 URL http://www.hirogin.co.jp/ Representative Isao Sumihiro, President For inquiry Koji Ikeda,
Earnings per share (diluted) ( ) ( ) Net assets ( million) Dividends per share ( ) 1Q-end 2Q-end 3Q-end Year-end Full year 0.00-500.00 500.
Please note that this document is a translation of the official announcement that was released on April 5, 2011. The translation is prepared and provided for the purpose of the readers convenience only.
The Sumitomo Trust & Banking Co., Ltd.
Financial Results for the First Quarter of Fiscal Year 2008 July 30, 2008 Tokyo office : GranTokyo South Tower 192 Marunouchi, Chiyodaku, Tokyo, Japan Stock exchange listings : Tokyo and Osaka (code: 8403)
Citibank Japan, LTD ( CJL ) 2-3-14 Higashi-shinagawa, Shinagawa-ku, Tokyo Representative Director, President & CEO Darren Buckley
Financial Publication for Fiscal Year Ended March 31, 2009 June 30, 2009 Citibank Japan, LTD ( CJL ) 2-3-14 Higashi-shinagawa, Shinagawa-ku, Tokyo Representative Director, President & CEO Darren Buckley
Converted Financial Statements - Formulas For the Year 2006
Consolidated Summary Report < under US GAAP> for the Fiscal Year Ended March 31, 2001 Date: August 2, 2001 Company Name (code number) : Mitsubishi Tokyo Financial Group, Inc. (8306) (The Mitsubishi Trust
The Awa Bank, Ltd. Consolidated Financial Statements. The Awa Bank, Ltd. and its Consolidated Subsidiaries. Years ended March 31, 2011 and 2012
The Awa Bank, Ltd. Consolidated Financial Statements Years ended March 31, 2011 and 2012 Consolidated Balance Sheets (Note 1) 2011 2012 2012 Assets Cash and due from banks (Notes 3 and 4) \ 230,831 \
1. Highlights of Consolidated Results through Third Quarter of Fiscal Year ending March 31, 2010 (1) Statements of Income
Financial Results through Third Quarter of Fiscal Year ending March 31, 2010 (All financial information has been prepared in accordance with generally accepted accounting principles in Japan) English translation
HARMONIC DRIVE SYSTEMS INC. AND CONSOLIDATED SUBSIDIARIES CONSOLIDATED FINANCIAL STATEMENTS MARCH 31, 2013
HARMONIC DRIVE SYSTEMS INC. AND CONSOLIDATED SUBSIDIARIES CONSOLIDATED FINANCIAL STATEMENTS MARCH 31, 2013 HARMONIC DRIVE SYSTEMS INC. AND CONSOLIDATED SUBSIDIARIES CONSOLIDATED BALANCE SHEETS ASSETS
Consolidated Balance Sheets March 31, 2001 and 2000
Financial Statements SEIKAGAKU CORPORATION AND CONSOLIDATED SUBSIDIARIES Consolidated Balance Sheets March 31, 2001 and 2000 Assets Current assets: Cash and cash equivalents... Short-term investments (Note
Items Disclosed via the Internet Concerning the Notice of. Convocation of the 117th Annual General Meeting of Shareholders
To our shareholders: Items Disclosed via the Internet Concerning the Notice of Convocation of the 117th Annual General Meeting of Shareholders Notes to Consolidated Financial Statements Notes to Non-consolidated
Notes to Consolidated Financial Statements Notes to Non-Consolidated Financial Statements
This document has been translated from the Japanese original for reference purposes only. In the event of discrepancy between this translated document and the Japanese original, the original shall prevail.
Financial Highlights for the Fiscal Year Ended March 31, 2016 May 13, 2016
Financial Highlights for the Fiscal Year Ended March 31, 2016 May 13, 2016 Japan Post Holdings: Financial Highlights Results of Operations for the Fiscal Year Ended March 31, 2016 Japan Post Holdings (Consolidated)
The 2013 Tailored Resolution Plan
Section 1: Public Section 1 Contents (a) Public Section... 3 (1) The names of material entities... 3 (2) A description of core business lines... 4 (3) Consolidated or segment financial information regarding
Consolidated Financial Results for the nine months of Fiscal Year 2010
Consolidated Financial Results for the nine months of Fiscal Year 2010 (Fiscal Year 2010: Year ending March 31, 2010) Noritake Co., Limited Company Name Stock Exchange Listings Tokyo, Nagoya Code Number
Quarterly Financial Results for the Fiscal Year Ending September 30, 2016 (J-GAAP)
February 10, 2016 Quarterly Financial Results for the Fiscal Year Ending September 30, 2016 (J-GAAP) (1st Quarter / October 1, 2015 December 31, 2015) Company Name Hosokawa Micron Corporation Stock Exchange
Business and Financial Highlights Nine Months Ended December 31, 2014. Shinsei Bank, Limited January 2015
Business and Financial Highlights Nine Months Ended December 31, 214 Shinsei Bank, Limited January 215 Table of Contents Q3 FY214 Results: Key Points ------------------------------------------ Q3 FY214
3 4 5 6 FINANCIAL SECTION Five-Year Summary (Consolidated) TSUKISHIMA KIKAI CO., LTD. and its consolidated subsidiaries Years ended March 31 (Note 1) 2005 2004 2003 2002 2001 2005 For the year: Net sales...
Consolidated Financial Review for the First Quarter Ended June 30, 2004
Consolidated Financial Review for the First Quarter Ended August 9, 2004 Company Name: Head Office: Tokyo, Japan URL: Stock exchange listing: Tokyo Stock Exchange 1ST Section Code number: 6481 Representative:
(50,545) - 3Q F2007 3,428,422 19.8 490,989 (33.9) Diluted Net Income per Share of Common Stock (4,491.99) - 34,149.27 0.00-10,000.00 0.
For Immediate Release: January 30, 2009 Consolidated Financial Statements for the Third Quarter of Fiscal 2008 (Nine months ended December 31, 2008) Mizuho Financial Group, Inc. ("MHFG")
(2)Adoptions of simplified accounting methods and accounting methods particular to the presentation of quarterly financial statements: None
Financial Statement for the Six Months Ended September 30, 2015 Name of listed company: Mipox Corporation Stock Code: 5381 (URL http://www.mipox.co.jp) Name and Title of Representative: Jun Watanabe, President
Net sales Operating income Ordinary income
Consolidated Financial Statements Summary May 10, 2016 (For the year ended March 31, 2016) English translation from the original Japanese-language document (All financial information has been prepared
INFORMATION DEVELOPMENT CO., LTD.
INFORMATION DEVELOPMENT CO., LTD. Financial results of Apr. 2014-Mar. 2015 June 2015 President and Representative Director Masaki Funakoshi TSE 1st section Code:4709 1 Today s Presentation 1. Performance
Consolidated Financial Results
UFJ Holdings, Inc. November 25, 2003 For the Six Months Ended September 30, 2003 UFJ Holdings, Inc. today reported the company's consolidated financial results for the six months ended September 30, 2003.
CONSOLIDATED FINANCIAL REPORT FIRST QUARTER FISCAL 2009
CONSOLIDATED FINANCIAL REPORT FIRST QUARTER FISCAL 2009 (March 1, 2009 to May 31, 2009) July 9, 2009 F&A Aqua Holdings, Inc. is listed on the First Section of the Tokyo Stock Exchange under the securities
Financial Overview INCOME STATEMENT ANALYSIS
In the first half of 2006, China s economy experienced steady and swift growth as evidenced by a 10.9% surge in GDP. In order to prevent the economy from getting overheated and to curb excess credit extension,
February 2, 2016 Consolidated Financial Results for the Third Quarter of Fiscal Year 2015 (From April 1, 2015 to December 31, 2015) [Japan GAAP]
![February 2, 2016 Consolidated Financial Results for the Third Quarter of Fiscal Year 2015 (From April 1, 2015 to December 31, 2015) [Japan GAAP]](/thumbs/34/17006729.jpg "February 2, 2016 Consolidated Financial Results for the Third Quarter of Fiscal Year 2015 (From April 1, 2015 to December 31, 2015) [Japan GAAP]")
February 2, 2016 Consolidated Financial Results for the Third Quarter of Fiscal Year 2015 (From April 1, 2015 to December 31, 2015) [Japan GAAP] Company Name: Idemitsu Kosan Co.,Ltd. (URL http://www.idemitsu.com)
Growth Strategy for the New Stage
September 7, 2005 Merrill Lynch Japan Conference Growth Strategy for the New Stage -Value Creation through Retail Financial Services Business- Teisuke Kitayama President Sumitomo Mitsui Financial Group,
1 CONSOLIDATED FINANCIAL STATEMENTS (1) Consolidated Balance Sheets
1 CONSOLIDATED FINANCIAL STATEMENTS (1) Consolidated Balance Sheets As of March 31,2014 As of March 31,2015 Assets Cash and due from banks 478,425 339,266 Call loans and bills bought 23,088 58,740 Monetary
Consolidated Financial Statements (For the fiscal year ended March 31, 2013)
Consolidated Financial Statements (For the fiscal year ended ) Consolidated Balance Sheets Current assets: Cash and deposits Other Assets Notes receivable, accounts receivable from completed construction
KOREAN AIR LINES CO., LTD. AND SUBSIDIARIES. Consolidated Financial Statements
Consolidated Financial Statements December 31, 2015 (With Independent Auditors Report Thereon) Contents Page Independent Auditors Report 1 Consolidated Statements of Financial Position 3 Consolidated Statements
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (For consolidated balance sheets) (As of March 31, 2007) (As of March 31, 2008) 1. *1 Accumulated depreciation of property, plant and equipment 4,349,349 The
Consolidated Financial Results (Japanese Accounting Standards) for the First Half of the Fiscal Year Ending February 28, 2013
Consolidated Financial Results (Japanese Accounting Standards) for the First Half of the Fiscal Year Ending February 28, 2013 September 27, 2012 Company name Aeon Mall Co., Ltd. Listings The First Section
Data Compilation Financial Data
Data Compilation Financial Data CONTENTS 1. Transition of Significant Management Indicators, etc. Japan Post Group (Consolidated) 124 Japan Post Service Co., Ltd. (Non-consolidated) 125 Japan Post Holdings
SUMITOMO DENSETSU CO., LTD. AND SUBSIDIARIES. Consolidated Financial Statements
SUMITOMO DENSETSU CO., LTD. AND SUBSIDIARIES Consolidated Financial Statements Report of Independent Public Accountants To the Board of Directors of Sumitomo Densetsu Co., Ltd. : We have audited the consolidated
Summary Report of Basic Survey on Wage Structure (starting salary)
Summary Report of Basic Survey on Wage Structure (starting ) 2011 Contents Outline of Survey Page 1 Definitions Page 3 Summary of Results 1. Starting by school career Page 4 2. Starting by enterprise size
(Unofficial Translation) Consolidated Summary Report under Japanese GAAP for the Nine Months Ended December 31, 2011 February 13, 2012
(Unofficial Translation) Consolidated Summary Report under Japanese GAAP for the Nine Months Ended December 31, 2011 February 13, 2012 Company Name: The Dai-ichi Life Insurance Company, Limited Stock exchange
FACT BOOK. For the Nine Months Ended December 31, 2014 February 10, 2015
FACT BOOK For the, 2014 February 10, 2015 1-1, Nihonbashi Muromachi 2-chome, Chuo-Ku, Tokyo, 103-0022, Japan http://www.mitsuifudosan.co.jp/english/ Corporate Data (As of December 31, 2014) Contents Head
SANYO TRADING COMPANY LIMITED. Financial Statements
Financial Statements Year Ended September 30, 2014 English translation from original Japanese-language documents Balance Sheets As of September 30, 2014 ASSETS Current Assets Cash and deposits US$ 18,509,007
Closing Announcement of First Quarter of the Fiscal Year Ending March 31, 2016 [Japanese Standards] (Consolidated)
![Closing Announcement of First Quarter of the Fiscal Year Ending March 31, 2016 [Japanese Standards] (Consolidated)](/thumbs/25/6781302.jpg "Closing Announcement of First Quarter of the Fiscal Year Ending March 31, 2016 [Japanese Standards] (Consolidated)")
Closing Announcement of First Quarter of the Fiscal Year Ending March 31, 2016 [Japanese Standards] (Consolidated) August 4, 2015 Name of Listed Company: Arisawa Mfg. Co., Ltd. Listed on the Tokyo Stock
Notes to the Consolidated Financial Statements for the 92nd Fiscal Term. Notes to the Non-Consolidated Financial Statements for the 92nd Fiscal Term
To Those Shareholders with Voting Rights Notes to the Consolidated Financial Statements for the 92nd Fiscal Term Notes to the Non-Consolidated Financial Statements for the 92nd Fiscal Term The above documents
Japan Exchange Group, Inc. and Consolidated Subsidiaries Consolidated financial results for nine months ended December 31, 2012, unaudited
January 3, 213 Japan Exchange Group, Inc. and Consolidated Subsidiaries Consolidated financial results for nine months ended December 31, 212, unaudited Company name: Japan Exchange Group, Inc. (Previous:
The Sumitomo Warehouse Co., Ltd.
Consolidated Financial Results for the Year Ended March 31, 2014[ Japan GAAP ] May 13, 2014 The Sumitomo Warehouse Co., Ltd. Securities code: 9303 Stock exchange listings: URL: Representative: Inquiries:
KYODO PRINTING CO., LTD. and Consolidated Subsidiaries
KYODO PRINTING CO., LTD. and Consolidated Subsidiaries Interim Consolidated Financial Statements (Unaudited) for the, Interim Consolidated Balance Sheets, as compared with March 31, (Unaudited) ASSETS,
6. Significant Accounting Policies for Preparing Consolidated Financial Statements
6. Significant Accounting Policies for Preparing Consolidated Financial Statements (1) Scope of consolidation (a) Consolidated subsidiaries Principal companies: 327 companies Sumitomo Mitsui Banking Corporation
DTS CORPORATION and Consolidated Subsidiaries. Unaudited Quarterly Consolidated Financial Statements for the Three Months Ended June 30, 2008
DTS CORPORATION and Consolidated Subsidiaries Unaudited Quarterly Consolidated Financial Statements for the Three Months Ended June 30, 2008 DTS CORPORATION and Consolidated Subsidiaries Quarterly Consolidated
CHIYODA CORPORATION Financial Results for Fiscal 2004 Third Quarter Ended December 31, 2004
CHIYODA CORPORATION Financial Results for Fiscal 2004 Third Quarter Ended December 31, 2004 This document has been prepared as a guide to non-japanese investors and contains forwardlooking statements that
FOR IMMEDIATE RELEASE
FOR IMMEDIATE RELEASE FirstMerit Corporation Analysts: Thomas O Malley/Investor Relations Officer Phone: 330.384.7109 Media Contact: Robert Townsend/Media Relations Officer Phone: 330.384.7075 FirstMerit
28.2 FY2005 79 05 78 98. 37.0 (Reference) Investment profit and loss on equity method FY2006 0 million yen FY2005 0 million yen
Member of the Financial Accounting Standards Foundation Consolidated Financial Summary For the Fiscal Year Ended March 31, 2007 April 27, 2007 Company name: Tokai Tokyo Securities Co., Ltd. Listings: first
Nomura Securities Co., Ltd. Non-consolidated Balance Sheets
ASSETS Non-consolidated Balance Sheets Nomura Securities Co., Ltd. (Millions of yen) March 31, 2014 March 31, 2015 Increase/(Decrease) Current Assets 12,488,887 13,949,399 1,460,512 Cash and time deposits
Materials for FY2015 2Q Results Briefing - Conference Call. Nov. 18, 2015 (Wed)
Materials for FY2015 2Q Results Briefing - Conference Call Nov. 18, 2015 (Wed) Contents Summary of FY 2015 2Q Results Consolidated Earnings for FY 2014 2Q Page 1-4 Domestic Non-life Insurance Companies
FY2008 First Quarter Consolidated Financial Results:
FY2008 First Quarter Consolidated Financial Results: For the Three Months Ended June 30, 2007 July 30, 2007 Company name Stock exchange listing Representative URL Contact person : Isuzu Motors Limited
We encourage readers to review our complete legal statement on Disclaimer page.
Company Research and Analysis Report FISCO Ltd. http://www.fisco.co.jp 伪 伪 Considering entering the electricity retailing market with Tokyo Electric Power Co. Based in Shizuoka Prefecture, Japan, Corporation
Financial Statements
Financial Statements Years ended March 31,2002 and 2003 Contents Consolidated Financial Statements...1 Report of Independent Auditors on Consolidated Financial Statements...2 Consolidated Balance Sheets...3
Understanding Bank Ratios
The Directors Education Series Understanding Bank Ratios Bankers Insight Group, LLC JEFFERY W. JOHNSON What Banking Factors Should be Measured? Asset Quality Capital Adequacy Earnings Liquidity 1 Asset
Market Value Information of Securities (General Account)
Value Information of Securities (General Account) (1) Value of Securities 1) Net Valuation Gain/Loss of Trading Securities Japan Post Insurance does not hold securities for trading as of March 31, 2014
Closing Announcement of First Quarter of the Fiscal Year Ending March 31, 2009
Member of Financial Accounting Standards Foundation Closing Announcement of First Quarter of the Fiscal Year Ending March 31, 2009 Name of Listed Company: Arisawa Mfg. Co., Ltd. Listed on the 1st Section
SBERBANK GROUP S IFRS RESULTS. March 2015
SBERBANK GROUP S IFRS RESULTS 2014 March 2015 SUMMARY OF PERFORMANCE FOR 2014 STATEMENT OF PROFIT OR LOSS Net profit reached RUB 290.3bn (or RUB 13.45 per ordinary share), compared to RUB 362.0bn (or RUB
Net income Per share (diluted)
July 31, 2015 Consolidated Financial Results (Japanese Accounting Standards) for the Three Months Ended June 30, 2015 (Q1 FY2015) (English Translation) Company name: KAMEDA SEIKA CO., LTD. Stock exchange:
Overview of Business Results for the Second Quarter of Fiscal Year Ending March 2015 [Japanese Standard Form] (Consolidated)
![Overview of Business Results for the Second Quarter of Fiscal Year Ending March 2015 [Japanese Standard Form] (Consolidated)](/thumbs/38/17889580.jpg "Overview of Business Results for the Second Quarter of Fiscal Year Ending March 2015 [Japanese Standard Form] (Consolidated)")
Overview of Business Results for the Second Quarter of Fiscal Year Ending March 2015 [Japanese Standard Form] (Consolidated) November 6, 2014 Name of the Company: Cosmo Oil Co., Ltd. Shares traded:tse
Consolidated Financial Results for the Six Months Ended September 30, 2013 Japanese Standards
Consolidated Financial Results for the Six Months Ended September 30, 2013 Japanese Standards October 31, 2013 Summary of Quick Financial Announcement of Consolidated Financial Information For the Second
UFJ Holdings, Inc. The 5 th Japanese Financial Service Conference. October 8, 2003
UFJ Holdings, Inc. The 5 th Japanese Financial Service Conference October 8, 2003 - Table of Contents - Management Reform Initiatives ---------------- 2 - Progress on Group Integration ----------------
FOR IMMEDIATE RELEASE
Exhibit 99.1 FOR IMMEDIATE RELEASE FirstMerit Corporation Analysts: Thomas O Malley/Investor Relations Officer Phone: 330.384.7109 Media Contact: Robert Townsend/Media Relations Officer Phone: 330.384.7075
Consolidated Financial Results for the Six Months Ended September 30, 2015 [Japanese GAAP]
![Consolidated Financial Results for the Six Months Ended September 30, 2015 [Japanese GAAP]](/thumbs/26/8778862.jpg "Consolidated Financial Results for the Six Months Ended September 30, 2015 [Japanese GAAP]")
Consolidated Financial Results for the Six Months Ended September 30, 2015 [Japanese GAAP] November 6, 2015 Company name: Shibaura Electronics Co., Ltd. Stock exchange listing: Tokyo Stock Exchange Code
Consolidated Management Indicators
Consolidated Management Indicators Isetan Mitsukoshi Holdings Ltd., Consolidated Subsidiaries and Affiliated Companies Net sales Gross profit Selling, general and administrative expenses Operating income
Progress Report on Strengthening the Financial Base of the Bank
Progress Report on Strengthening the Financial Base of the Bank (Digest version of the original Japanese Report) July 2002 Sumitomo Mitsui Banking Corporation Table of Contents Management Overview 1. Overview
Highlights of Consolidated Financial Results for FY2007 First Quarter (April 1,2006 through June 30,2006)
Highlights of Consolidated Financial Results for FY2007 First Quarter (April 1,2006 through June 30,2006) Company name: TACHI-S Co., Ltd. Stock Exchange Listed: Tokyo Stock Exchange Code Number: 7239 Location
Summarized Business Results Consolidated Financial Statements for Fiscal 2003
Summarized Business Results Consolidated Financial Statements for For Immediate Release May 23, 2003 The management of Focus Systems Corporation (4662 JASDAQ), is pleased to inform you of the Company s
Bank of Ghana Monetary Policy Report. Financial Stability Report
BANK OF GHANA E S T. 1 9 5 7 Bank of Ghana Monetary Policy Report Financial Stability Report Volume 5: No.1/2013 February 2013 5.0 Introduction Conditions in global financial markets have improved significantly
TAKASHIMAYA FINANCIAL STATEMENTS
TAKASHIMAYA FINANCIAL STATEMENTS Years ended February 29, and February 28, 2011 CONSOLIDATED BALANCE SHEETS Takashimaya Company, Limited and Consolidated Subsidiaries February 29, and February 28, 2011