Mackenzie private wealth program. investor Guide

Transcription

1 Mackenzie private wealth program investor Guide

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3 securing your wealth As your financial wealth grows, new possibilities open up in investment strategy, cost effectiveness, tax and estate planning, and philanthropic planning. Working with your advisor, and the right partner, you can begin to build a unified, family-focused wealth strategy tailored to your distinct needs. With Mackenzie Private Wealth Program at the core of your wealth planning strategy, you can achieve a level of wealth management sophistication that reflects your financial position today, and in the future. 1

4 building a stable foundation Now, more than ever, you need assurance that your investments are entrusted with an asset manager of unquestioned reputation and stability. Drawing on 45 years of experience meeting the needs of affluent investors, Mackenzie Investments offers a secure foundation on which to build your family s wealth strategy. We are part of IGM Financial, a TSX-listed company that is one of the largest asset managers in Canada. And IGM itself is one of the Power Financial Group of Companies, with a history dating back to You can be confident building your wealth planning foundation with us. 2

5 tailoring to your needs Mackenzie Private Wealth Program is designed to adapt to your financial needs and goals. Our approach to the investment component of your plan offers you the flexibility to design a tailored portfolio focused on capital protection, tax-efficient income generation and sensible, long-term growth. Your advisor can select from over 60 distinct investment mandates, as well as Symmetry Portfolios, our riskmanaged portfolio program, to construct the optimal investment strategy for your needs. And, as your wealth grows, your advisor and you can choose to consult with a dedicated Mackenzie Investments portfolio manager to build and monitor a portfolio specifically for your family situation and investment ambitions. 3

6 a flexible program that grows with you As your wealth grows, your investment and wealth management needs increase in complexity. We ve built Mackenzie Private Wealth Program to be fully flexible and scalable to grow with you and encompass attributes such as cost effectiveness, tax efficiency, personal tax and estate consultation, philanthropic planning and enhanced reporting. Mackenzie Private Wealth Program at a glance Mackenzie Private Wealth Program at a glance ENTRY POINT: MINIMUM $100K PER MANDATE FEE DISCOUNTS + MINIMUM PER MANDATE REDUCED TO $25K FEE DISCOUNTS + MINIMUM PER MANDATE WAIVED FEES FURTHER REDUCED AT $1M, $3M AND $5M $100K Discounted pricing $250K Householding advantages $500K Access to Mackenzie Private Wealth Counsel 4

7 INVESTMENT SOLUTIONS FOCUS program elements income capital PROTECTION growth RISK MANAGEMENT TAX EFFICIENCY Managing your need for income is crucial especially in retirement. Our range of income solutions fits the bill We manage money with your needs in mind. Capital protection is always the starting point We carefully construct our growth solutions with an eye towards sensible wealth building and management of longevity risk Managing investment risk and reducing volatility are core goals of our managed portfolio solution, Symmetry Portfolios Many of the investment mandates in Mackenzie Private Wealth Program are available in tax-efficient Corporate Class versions Investment Amount $100K $250K $500K Investment choices Over 60 distinct mandates to build customized portfolios Risk management Symmetry Portfolios, customizable rebalancing service Income management Flexible Payout Service - tailored tax-efficient income Tax and estate support Online support/tools to help your advisor save you money Householding options Ability to household assets to qualify for even further management fee discounts Inclusion of non-program assets Inclusion allows program assets to qualify for added fee discounts Mackenzie Private Wealth Counsel Access to a dedicated team specializing in advanced support for your wealth planning needs Portfolio construction Option to have Mackenzie Investments build and manage a custom investment portfolio Customized tax and estate planning Comprehensive annual tax reporting. Bespoke tax and estate strategy development Philanthropic planning Option to create a donor-advised giving program 5

8 Mackenzie Private Wealth Counsel Investors with over $500,000 in assets have the option of selecting the services of Mackenzie Private Wealth Counsel. This is a well-established service for high net worth investors seeking a deeply personalized wealth management platform that rivals the offers of dedicated private wealth firms. Services include: Dedicated account supervision and management Portfolio construction, risk assessment, rebalancing and investment review One-on-one tax and estate planning Philanthropic planning Specialized reporting Comprehensive and convenient tax reporting Two approaches to portfolio construction: Open Architecture Service (OAS) Your advisor can build and manage custom portfolios with as little or as much support from our wealth management professionals as required. Select from a fully diversified investment platform. Portfolio Architecture Service (PAS) Your advisor and you can collaborate with an experienced Mackenzie Investments portfolio manager to structure a custom portfolio. Using proprietary construction techniques, PAS takes a rigorous, institutional-style approach to investment management, with capital preservation as the starting point. 6

9 partnering with professionals Mackenzie Private Wealth Program expands your network of professionals to deliver the tailored wealth experience you demand. Portfolio Management Assets in Mackenzie Private Wealth Program are managed by experienced money management professionals who employ rigorous techniques similar to those used by institutional investors, such as pension funds. Tax and Estate Planning Mackenzie Investments employs an experienced team of tax and estate experts to provide online tax guidance, solutions to common tax challenges, and, for Mackenzie Private Wealth Counsel clients, personalized tax consultations and Tax and Estate Summary Reports. Philanthropic Planning Guided by Mackenzie Investments philanthropy experts, Mackenzie Charitable Giving Fund is a unique and highly effective means for you to meet your long-term philanthropic goals. 7

10 fulfilling your wealth ambitions The fulfillment of your wealth management ambitions starts with a discussion between your financial advisor and you about placing Mackenzie Private Wealth Program at the core of your wealth strategy. Reach out to your advisor today. Or visit mackenzieinvestments.com/privatewealth to learn more. 8

11 Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments and the use of an asset allocation service. Please read the prospectus of the mutual funds in which investment may be made under the asset allocation service before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. 9

12 MACKENZIE Private WEALTH PROGRAM 180 Queen Street West, Toronto, Ontario M5V 3K1 ENGLISH BILINGUAL ASIAN INVESTOR SERVICES TTY FAX WEB mackenzieinvestments.com/privatewealth PW /13