Committed to Responsible Wealth Management Since 1849

Transcription

1 Committed to Responsible Wealth Management Since 1849

2 One belief has carried us through time. From the very beginning, our founders believed that matters of finance are highly personal and deserve an equally personal service. That was true in 1849 and it is still true today. We are guided by the belief that every client deserves portfolio advice, planning solutions and service completely tailored to his or her unique needs and circumstances. Because each individual situation is different, we set out to create personalized solutions. For the past 160 years, we have avoided the conflicts of interest that result from internal packaged products. To best meet the needs of clients and their families, we build custom plans the old fashioned way, with portfolios specifically tailored to meet their current and future needs. We strive to honour the principle of customization for each client we serve. This commitment has allowed us to avoid the conflict of product incentives while maintaining the freedom to serve our clients with unbiased advice. After 160 years, we continue to follow this central principle, not only because it was the belief of our founders, but because history has proven this to be the best way to serve our clients and their families.

3 Our history has taught us that it s all about the future. Plan Your Life, then Your Wealth We believe the advisory relationship is about more than products and returns. It s about understanding the goals our clients have for their future and the future of their families, while trusting in our ability to keep them on the right path. To fulfill our commitment to individual client service, we know that it s not enough for us to learn about your wealth; we must learn about the lives and goals that wealth supports. This understanding is the basis of a strong client relationship, a suitable investment strategy and a successful overall plan. We apply it to our time-tested objectivity in developing strategies with the longevity and consistency to carry you to your ideal future. Life isn t one-dimensional, and neither is the plan that supports it. A financial plan must work in tandem with the other aspects of your wealth and the aspects of your life that are most affected by it. Our responsibility is to understand your goals and build a customized plan that is in line with them. The result is a financial plan that suits your life now and offers clear steps to your vision for the future. The focused services encompassed by our planning process include: Custom portfolio design Financial planning Retirement planning Education funding Tax management Wealth management services aligned with your plans Proof of a successful plan isn t on paper it s in the successful lives of our clients. Judy Cochrane Chief Operating Officer, Head Trader

4 What does retirement mean to you? For some, it is the opportunity to pursue neglected interests, the freedom from a restrictive schedule or the reward for a lifetime of hard work. Only one thing is true for all Canadians: those who plan for their retirement are much better prepared for it. Retirement initiates an important financial shift and we ve come to understand what it means as a life stage. We have been successfully guiding our clients through this shift for decades, and we use that knowledge to construct your personalized retirement plan. The Power of Personalization We also recognize that as life expectancy continues to rise, highly customized retirement plans are more essential than ever. Personalization can be the difference between meeting your retirement goals and compromising on them. As customized planning takes on an increasingly important role, so does the value of objective advice. Without the influence of a dealer or product incentives, we commit to providing only what is right for each client, and each client s retirement. The nature of our industry is such that, when a client is served well, the result is a relationship that endures across generations. Randy Ambrosie, President & CEO Judy Cochrane, Chief Operating Officer, Head Trader Randy Ambrosie President & CEO

5 Part of our legacy is serving yours. A lasting legacy requires insight that goes beyond the financial demands of the present and sees far into the future. At any given time, our advisors are managing wealth management strategies that represent the interests of multiple generations of Canadian families. Our relationships with clients are lasting, and we understand their desire to leave a legacy that embodies their values and supports their families. We help you determine your hopes and intentions for your legacy, and when the time comes, we facilitate the transition. Our custom solutions ensure that your legacy goals, and the values that inform them, are consistently upheld. family wealth Making Your Legacy a Reality wealth services wealth transfer investment management financial Planning retirement planning education funding asset protection estate planning intergenerational transfer of wealth investment strategy customized portfolio design portfolio monitoring Our aim is to fulfill your intentions for family wealth succession, charitable support and other goals. We combine this commitment with our expertise, so that we can limit taxation and simplify the overall process. This means that your legacy goals are always first, and they are pursued with the strategies that are right for you. Legacy Planning process includes and often proceeds alongside: Understanding our client s legacy goals Connecting the legacy plan with the overall financial strategy Where appropriate, defining a charitable giving strategy Intergenerational tax management

6 Why 3Macs? In the financial industry, innovative strategy is important, but there are also truths that will never become obsolete. That s why we provide a foundation of unchanging principles on which our Investment Advisors and Portfolio Managers can stand firmly. Our commitment to creating personalized, superior plans and portfolios through complete objectivity is the platform for long term, successful client relationships. For over 16 decades, we have worked hard to build a core philosophy to provide our Investment Advisors and Portfolio Managers a solid foundation on which they apply their individual skills, knowledge and experience. The combination of our bedrock philosophy and our advisors commitment allows our clients to be confident in the quality of our services and advice. Our core philosophy has enabled us to endure over time, but the skill of our individual advisors is what enables us to offer truly superior services to our clients. Timothy Price Chairman, Director, Portfolio Manager

7 Montreal Toronto Quebec London Kingston (514) (800) (416) (800) (418) (888) (519) (800) (613) (866) [email protected] MacDougall, MacDougall & MacTier Inc., Member Canadian Investor Protection Fund. 3Macs is a trade-mark of MacDougall, MacDougall & MacTier Inc. Used under license by MacDougall, MacDougall & MacTier Inc. Copyright All rights reserved.