Private Wealth Solutions

Transcription

1 INVESTOR GUIDE Private Wealth Solutions Preferred Pricing Private Wealth Pools Private Wealth Counsel

2 Cultivating and preserving wealth in a world of accelerating change You have higher expectations, which is the reason your advisor has recommended Mackenzie s Private Wealth Solutions. With a full complement of exclusive investment solutions, preferred pricing and specialized services, Mackenzie builds efficient pathways to all of your financial goals, from growth and preservation, to estate planning and philanthropy. Private Wealth Solutions responds to pricing, tax and risk management goals with: Exclusive investments that cover a wide range of asset classes across the risk/return spectrum Preferred pricing to help maximize your investment dollar Tax efficient growth and cash-flow options Enhanced commentary and reporting Tailored portfolio management options 2

3 Three Unique Solutions That Build & Preserve Wealth Preferred Pricing reduces fees, providing an opportunity to grow wealth more quickly. Tiered fee reductions and a market-leading house-holding policy provide the opportunity to achieve more significant fee reductions more quickly. Private Wealth Pools are exclusive, institutional-style investment opportunities that span a wide range of objectives that include capital preservation, growth and income. Private Wealth Counsel provides a host of enhanced services and a greater level of tailored solutions, planning, reporting and advice to meet your needs and those of your entire household. Preferred pricing/fee reductions available on Mackenzie mutual funds at $100K $250K, $500K, $1M, $3M & $5M* Enhanced reporting with personal rate of return and market commentary Tax and estate guidance Customizable portfolio rebalancing Preferred Pricing Private Wealth Pools One-on-one tax, estate and philanthropic planning Consolidated household portfolio construction, risk assessment, rebalancing and investment review Private Wealth Counsel Account supervision, oversight and management Additional fee reductions Specialized, consolidated reporting $100K $150K $250K $500K $1M + Access to 8 Private Wealth Pools and 4 class versions Investment minimums per fund generally waived *Preferred pricing tiers are not monitored by Mackenzie Investments. If your investments qualify for fee discounts please contact your financial advisor. 3

4 Mackenzie Preferred Pricing Maximize Every Dollar Invested Preferred Pricing provides an opportunity to reduce the cost of investing as your wealth grows. A $100K investment in any single Private Wealth series of a fund offered by Mackenzie qualifies for Preferred Pricing, so your investment builds more quickly right from the start. With $250K in assets, minimums are generally waived in any one series or fund, providing an opportunity to invest more broadly at a lower cost. Additional fee reductions generally apply at subsequent aggregated investment thresholds of $250K, $500K, $1M, $3M and $5M, so that as your investments grow, you gain further efficiencies that help your wealth build even faster. Mackenzie s flexible aggregation and house-holding policies make it easier to maximize the value of every investment dollar. Aggregation allows investors to combine all Mackenzie assets at the fund or series level to reach higher thresholds, and potentially benefit from more advantageous pricing. House-holding also allows assets held by family members living at the same address to be combined, so higher thresholds and potentially more significant price reductions are achieved more quickly.** 4 **Please refer to the applicable simplified prospectus for more information on Mackenzie Investments house-holding and aggregation policies.

5 As a member of Private Wealth Solutions, you can also benefit from: Enhanced reporting that helps you stay abreast of your investments. Tax expertise and guidance that is designed to help reduce tax liabilities. Tailored portfolio rebalancing that ensures your portfolio is optimally aligned to your goals. 5

6 Mackenzie Private Wealth Pools Built for Managing and Maintaining Wealth Private Pools are exclusive investment opportunities that address the risk/return and tax objectives of affluent investors like you. Key Benefits Exclusivity Only available to high net worth investors with at least $150,000 to invest. Tax-Efficient Options For building wealth and providing cash-flow. Carefully Constructed Risk-Conscious Approach Multi-manager investments that combine strategically allocated active portfolios. Investment grade fixed income within the fixed income and balanced pools. Dedicated low-volatility exposure to U.S. equities within the equity focused pools. Preferential Pricing Including market-leading house-holding policies to help manage the cost of investing. 6

7 7 7

8 Mackenzie Private Wealth Counsel Exclusive Benefits for High Net Worth Investors Mackenzie Private Wealth Counsel is dedicated to serving affluent individuals and their families by providing a deeply personalized wealth counselling service to households with $500K or more of investable assets. Our portfolio management experts and Tax and Estate Planning Team work closely with your advisor to create an optimal wealth management solution specifically tailored to meet your needs. 8

9 With Private Wealth Counsel, you receive exclusive benefits, including: Institutional style investment management that uses rigorous techniques similar to those employed by pension funds and other institutional investors to meet the broad range of investor s needs, risk tolerance and circumstances. A personal Tax and Estate Summary Report that discusses the tax implications of your investment activities, potential strategies to reduce your tax bill, preparing a will, creating a power of attorney, a general discussion of your insurance needs, and much more. Access to the Mackenzie Charitable Giving Fund, a donor advised charitable giving program that combines potential tax benefits with the ability to support your favourite charities now and in the future. Consolidated household solutions that allow asset allocation, tax planning, rebalancing and client reporting to be performed on a household level. The spectrum of value added services offered by Private Wealth Counsel help to ensure that no matter what your financial objectives are, a strategy is designed, implemented, and managed to meet them in a timely and efficient manner. 9

10 A Comprehensive Approach to Wealth Private Wealth Solutions bring together the products and services needed to successfully reach your financial goals. In addition to investments and cost management strategies, Mackenzie offers ancillary services that may further support your goals. Tax and Estate Planning Mackenzie Investments employs an experienced Tax and Estate Planning Team that provides ideas and solutions to difficult tax challenges as well as personalized Tax and Estate Summary Reports specifically for Mackenzie Private Wealth Counsel clients. Philanthropic Planning The Mackenzie Charitable Giving Fund is a unique and highly effective means for investors to meet philanthropic goals guided by in-house experts in giving and taxation. 10

11 Why Invest With Mackenzie Mackenzie Investments is one of Canada s leading independent asset managers, distributing investment services to individual Canadians through their advisors, and to institutions globally. In business since 1967, Mackenzie is known for innovative investment solutions, proven investment management expertise across all asset classes and investment styles, and a deep commitment to the value of professional investment advice for individual investors. We are committed to the financial success of investors through their eyes. Proudly Canadian, Mackenzie is part of IGM Financial the world s ninth largest publicly-traded asset manager owned by the Power Financial Group of Companies. For more information, call your financial advisor. 11

12 180 Queen Street West Toronto, ON M5V 3K1, Canada mackenzieinvestments.com Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund and pool investments. Please read the prospectus before investing. Mututal funds and pools are not guaranteed, their values change frequently and past performance may not be repeated. The content of this brochure (including facts, views, opinions, recommendations, descriptions of or references to, products or securities) is not to be used or construed as investment advice, as an offer to sell or the solicitation of an offer to buy, or an endorsement, recommendation or sponsorship of any entity or security cited. Although we endeavour to ensure its accuracy and completeness, we assume no responsibility for any reliance upon it. The use of the term or phrase "institutional style investing ( phrase ) should not be misconstrued as a claim of compliance with the Pension Benefits Standards Act of Canada. Mackenzie developed the Mackenzie Charitable Giving Fund program with the Strategic Charitable Giving Foundation, a registered Canadian charity. Donations under the program are irrevocable and vest with the Foundation. The information is general in nature and is not intended to be professional tax advice. Each donor s situation is unique and advice should be received from a financial advisor. Please read the program guide for complete program details, including fees and expenses, before donating. PW /