Benefits Of Membership

Size: px
Start display at page:

Download "Benefits Of Membership"

Transcription

1 Benefits Of Membership A quick reference guide Since 1947, the Safety Employees Benefit Association (SEBA) has proudly served the men and women of law enforcement within San Bernardino County. SEBA s mission is to protect and promote the well-being and image of its members in the areas of: Collective bargaining Protection of member rights Political action to promote the goals of the Association Services of benefit to the member Community involvement

2

3 TABLE OF CONTENTS Representation 2 Field Representatives 2 Attorneys 2 Legislative Power 3 Federal 3 State 3 Local 3 Insurance 3 Term Life Insurance 4 Long Term Care 4 AD&D 4 AFLAC 4 Auto & Homeowners Insurance 4 Financial Services 5 Widow and Orphan Fund 5 Scholarships 5 Credit Unions 5 Notary Service 5 Military Members 5 Peace Officer s Relief Fund 6 Emergency Financial Assistance 6 LASIK Vision Correction 6 Long Term Disability Coverage 6 Chiropractic Care 6 $100,000 Accidental Death & Dismemberment Insurance 6 Special Discounts 6 Amusement Parks & Theatres 6 Enterprise Rent A Car 7 Dell Employee Purchase Program 7 Verizon Wireless 7 Publications 7 Star & Shield 7 PORAC News 7 Contact Numbers 8 1

4 Collective Bargaining SEBA represents over 3,200 active, associate, reserve, and retired members. Approximately seventy-five percent of our membership is represented at the bargaining table. Our primary mission to our membership is collective bargaining. Negotiating to protect and improve the wages, benefits, and working conditions of our members is of paramount importance and overrides all other priorities. SEBA is currently comprised of five bargaining units: Safety Unit Safety Management & Supervisory Unit Specialized Peace Officer Unit Specialized Peace Officer Supervisory Unit Specialized Fire Services Unit Contracts, otherwise known as Memorandum of Understanding (MOU), for our bargaining units cover overlapping periods that require SEBA to expend extensive periods at the bargaining table. Representation Field Representatives Safeguarding the jobs and rights of SEBA members has the highest priority, that s why SEBA has a full-time team of professional Field Representatives available 24 hours a day, 365 days a year. We are here to assist members with critical incidents, grievances, Internal Affairs interviews, administrative appeals hearings, contract dispute resolution, and much more. All conversations are kept in the strictest of confidence. Attorneys Members have the benefit of representation through the Peace Officers Research Association of California (PORAC) Legal Defense Fund for job-related civil, criminal, and administrative actions. SEBA retains the legal expertise of the following law firms for issues ranging from member representation to contract negotiations: Law Office of Raines, Lucia and Stern; Law Office of Gaspard, Castillo, Winter & Harper Law Office of Silver, Hadden, Silver, Wexler & Levine; Law Office of Stone Busailah; Law Office of Dawson & Riley For Worker s Compensation, contact Steve Scardino at For Real Estate matters, Probate, Estate Planning, Civil Litigation, or Business Law, call attorney Diana Carloni at For Family Law and Guardianships, call attorney James L. Heywood at From real estate to divorce advice, identity theft and beyond, we have your rights covered. Welcome to total peace of mind. Welcome to LegalShield. or call NOTE: LegalShield is NOT the provider if you have a WORK RELATED incident. Call the SEBA office 24/7 for work related coverage (909) or (800)

5 Legislative Power One of the most important areas that affect you, the member, is politics. Our members are employed by governmental jurisdictions that are political in nature, therefore, one key facet of SEBA is to represent you in the political arena. Through the financial support of our members, SEBA has significantly expanded its political action activities. SEBA supports those candidates and issues that better government as a whole and protect our community. Federal SEBA, through our affiliation with the Peace Officers Research Association of California (PORAC), has the benefit of being represented in Washington, D.C. by the law firm of Patton Boggs. Patton Boggs is recognized as a nationally renowned leader in legislative advocacy at the federal level. In 2004, SEBA established its first ever Federal Political Action Committee. The purpose of this committee is to allow SEBA to participate in a limited role in supporting candidates for federal office. State SEBA has become very active in state politics. We employ the Sacramento based Legislative Advocacy firm of Aaron Read and Associates to represent us on issues critical to the livelihood of our members. SEBA has a well-funded Political Action Committee dedicated for use at the state level. Local Our Local Political Action Committee is pivotal in ensuring our access to local elected officials who are supportive of law enforcement issues and concerns. 3

6 Insurance Term Life Insurance All members initially are provided with $2,500 Basic Life Coverage as part of your SEBA membership. Spouse and dependents are covered for $1,000 each. Additional member coverage up to $500,000, spouse coverage up to $250,000, and dependent child coverage up to $10,000 is available through MetLife Insurance Company. Long Term Care The California Law Enforcement Association (CLEA) offers this excellent voluntary program for all members and their spouse to protect them from the potentially devastating costs of long term care. Included is lifetime coverage, inflation protection, death benefit, return of premium option, and is a fully paid-up plan in 20 years. AD&D Automatically receive a free $1,000 (off the job) and $5,000 (on the job) Accidental Death and Dismemberment Insurance policy through PORAC. Get up to $750,000 additional Voluntary AD&D coverage through SEBA. AFLAC Special law enforcement rates are available for Accident, Intensive Care, Heart, Disability, and Cancer insurance through AFLAC. Auto & Homeowners Insurance Preferred rates are available for auto, home, renters and mortgage insurances through A-Plus California Casualty Insurance Company, and Central City Insurance Agency, Inc., which is a representative for The Hartford, Safeco, Progressive, and Mercury Insurance Companies. Automatic payroll deduction is available. Discounts are also available through MetLife Auto & Home for members, with additional discounts if the member participates in the MetLife Group Life Insurance Program through SEBA. 4

7 Financial Services Widow and Orphan Fund A cash payment of $6,000 is paid to the surviving spouse or children of active sworn members. Payment is usually made within 24 hours. Scholarships Eligible dependents of an active member may apply for the $5,000 Richard E. Scovel Scholarship and the $2,500 SEBA Scholarship. Dependents of Reserve members may apply for the $1,000 Reserve Scholarship. Credit Unions All members are eligible to join the CAHP Credit Union which specializes in serving law enforcement officials, offers electronic payroll deposits, discounted VISA cards, and other services. Members may also join the Alta Vista Credit Union that offers discounted rates to SEBA members. Notary Service Free notary service is available to all members. Military Members For our military members actively serving in the fight on terrorism, basic SEBA dues is waived during the time of their deployment. As a special thank you, care packages are sent to all deployed members on a quarterly basis. The Star & Shield Magazine, our monthly publication, also honors family members who are serving our great country in the fight against terrorism. 5

8 Peace Officer s Relief Fund The Peace Officer s Relief Fund (PORF) was established in 1993 to assist SEBA members during their time of financial difficulties. The following benefits are available through the PORF: Emergency Financial Assistance The Peace Officer s Relief Fund provides financial aid to participating members in case of sickness, accident, or financial distress. Up to 6 months disability payments are available when all other sources of income have been exhausted. Some restrictions apply. LASIK Vision Correction Qualified members can receive up to a $500 rebate for LASIK vision correction. Area vision centers also offer discounts to SEBA members. Some restrictions apply. Long Term Disability Coverage Long Term Disability covers on and off duty illness or injury up to 66-2/3% of member s salary prior to disability. This benefit is County-paid, and is administered through the PORAC Insurance & Benefits Trust. Claims are filed through the third party administrators, Myers-Stevens, & Toohey, Co., Inc. Chiropractic Care Receive up to 40 visits per year with Landmark Healthcare. Choose from a vast network of participating chiropractors throughout the entire country. This PORF-paid benefit is available to all Active members. Enroll your spouse for only $0.53 per pay period! $100,000 Accidental Death & Dismemberment Insurance This PORF-paid benefit is automatic for all Active members and covered through MetLife Insurance Company (effective date 8/1/13). Special Discounts Amusement Parks & Theatres Discount tickets are available at the SEBA office for: Aquarium of the Pacific California Adventure Disneyland K1 Speed Knott s Berry Farm Knott s Halloween Haunt* Knott s Soak City* LEGOLAND Los Angeles County Fair* San Diego Zoo San Diego Wild Animal Park Scandia Amusement Park Sea World Six Flags Magic Mountain Six Flags Hurricane Harbor* Universal Studios Universal Studios Horror Nights* AMC Theatres Cinemark Theatres Edwards & United Artist Theatres Krikorian Luxury Theatres Regal Cinemas Prices and availability are subject to change without notice. Call the SEBA office or click here for current rates. (*seasonal) 6

9 Enterprise Rent-A-Car Through affiliation with the California Law Enforcement Association (CLEA), members are entitled to discounted rates from Enterprise Rent-A-Car. Use the CLEA Corporate ID#32C0416, and pin #CLE. Dell Employee Purchase Program Being a San Bernardino County employee entitles you to a 2-12% discount on Dell computers. Visit Use ID #GS Verizon Wireless Receive a 15% discount on qualified calling plans. Contact Annette Ohlgren at Verizon Wireless, and ask for the Government plan discount. Discount is available only to those members actively employed by San Bernardino County. Publications Star & Shield Official publication of SEBA is mailed directly to all members on a monthly basis. Keep up to date on issues affecting law enforcement with this informative magazine. PORAC News The PORAC News is the official monthly publication of the Peace Officers Research Association of California. Active, sworn SEBA members are automatically PORAC members and will receive this publication. Retired members may still receive the PORAC News by joining the Retired Peace Officers Association of California (RPOAC). 7

10 Contact Numbers AFLAC Debbie Sumpter or Alta Vista Credit Union or CAHP Credit Union California Casualty Jeff Myers ext California Law Enforcement Association (CLEA) Central City Insurance Diana Carloni, Attorney James L. Heywood, Attorney Landmark Healthplan Legal Shield Randy Beasley MetLife Auto Home GET.MET8 MetLife Group Life Insurance ASK.4MET Myers-Stevens, & Toohey, Co., Inc PORAC PORAC Legal Defense Fund PORAC Retired Steve Scardino, Attorney Verizon Wireless Government Plan Annette Ohlgren San Bernardino County Safety Employees Benefit Association 735 E. Carnegie Dr., Ste. 125 San Bernardino, CA or SEBA Fax (v ) 8

DEPUTY SHERIFFS ASSOCIATION OF SAN DIEGO COUNTY

DEPUTY SHERIFFS ASSOCIATION OF SAN DIEGO COUNTY DEPUTY SHERIFFS ASSOCIATION OF SAN DIEGO COUNTY RETIREMENT APPLICATION AND INFORMATION The Deputy Sheriffs Association pays out a one time benefit to Class 1 members upon their retirement from the San

More information

CAHP SERVING CALIFORNIA S FINEST. Retirement Handbook

CAHP SERVING CALIFORNIA S FINEST. Retirement Handbook CAHP SERVING CALIFORNIA S FINEST Retirement Handbook CONGRATULATIONS ON YOUR RETIREMENT FROM THE CALIFORNIA HIGHWAY PATROL WE AT THE CALIFORNIA ASSOCIATION OF HIGHWAY PATROLMEN EXTEND OUR BEST WISHES FOR

More information

ADDITIONAL VOLUNTARY BENEFITS BENEFITS THAT FIT YOUR UNIQUE NEEDS

ADDITIONAL VOLUNTARY BENEFITS BENEFITS THAT FIT YOUR UNIQUE NEEDS ADDITIONAL VOLUNTARY BENEFITS BENEFITS THAT FIT YOUR UNIQUE NEEDS 2ADDITIONAL VOLUNTARY BENEFITS ADDITIONAL VOLUNTARY BENEFITS You re unique. Make sure your benefits package is, too. MGM MIRAGE offers

More information

You never know what can happen on your shift. Is your family financially secure?

You never know what can happen on your shift. Is your family financially secure? You never know what can happen on your shift. Is your family financially secure? Benefits Division Group Life Insurance and Accidental Death & Dismemberment Insurance Group Life Insurance for CSFA Members

More information

How To Understand The Comprehensive Plan

How To Understand The Comprehensive Plan THE COMPREHENSIVE LEGAL PLAN SUMMARY PLAN DESCRIPTION INTRODUCTION The Legal Plan was established to provide personal legal services for eligible Company employees, their spouses and dependent children.

More information

Benefits Summary Sheet

Benefits Summary Sheet Human Resources Management 1000 E. Victoria Street WH C-495 Carson, CA 90747 (310) 243-3771 FAX (310) 516-3595 http://www.csudh.edu/human_res/benefits.htm Benefits Summary Sheet Important!!! Please read

More information

SIMNSA Health Plan & Other Benefits Summary of Coverage For Salaried TEAM Members Effective January 1, 2016

SIMNSA Health Plan & Other Benefits Summary of Coverage For Salaried TEAM Members Effective January 1, 2016 SIMNSA Health Plan & Other Benefits Summary of Coverage For Salaried TEAM Members Effective January 1, 2016 This Summary of Coverage contains only the highlights of the employee welfare benefit plans available

More information

METLAW LEGAL SERVICES PLAN FACT SHEET

METLAW LEGAL SERVICES PLAN FACT SHEET METLAW LEGAL SERVICES PLAN FACT SHEET HOW TO GET LEGAL SERVICES To use your Legal Plan, visit our web site at www.legalplans.com or call Hyatt Legal Plans' Client Service Center at 1-800-821-6400. Be prepared

More information

RIVERSIDE TRANSIT AGENCY FULL-TIME ADMINISTRATIVE EMPLOYEES NEW HIRE ENROLLMENT OVERVIEW 2015

RIVERSIDE TRANSIT AGENCY FULL-TIME ADMINISTRATIVE EMPLOYEES NEW HIRE ENROLLMENT OVERVIEW 2015 RIVERSIDE TRANSIT AGENCY FULL-TIME ADMINISTRATIVE EMPLOYEES NEW HIRE ENROLLMENT OVERVIEW 2015 Riverside Transit Agency (RTA) is extremely proud of the package of benefits available to you. The benefits

More information

HOW TO ENROLL ELIGIBILITY IMPORTANT INFORMATION ABOUT OUR NEW VOLUNTARY BENEFITS PLATFORM

HOW TO ENROLL ELIGIBILITY IMPORTANT INFORMATION ABOUT OUR NEW VOLUNTARY BENEFITS PLATFORM YOUR 2014 VOLUNTARY BENEFITS Protecting your financial well-being is just as important as taking care of your health. In addition to the core benefits Carolinas HealthCare System offers, such as medical,

More information

Contract: Hartford Life and Accident Insurance Company for SRIP II Long- Term Disability Insurance and Basic Life and AD&D Insurance

Contract: Hartford Life and Accident Insurance Company for SRIP II Long- Term Disability Insurance and Basic Life and AD&D Insurance Office of the City Manager December 16, 2014 To: From: Honorable Mayor and Members of the City Council Christine Daniel, City Manager Submitted by: David Abel, Acting Director of Human Resources Subject:

More information

SIMNSA Health Plan & Other Benefits Summary of Coverage For Hourly TEAM Members Effective January 1, 2016

SIMNSA Health Plan & Other Benefits Summary of Coverage For Hourly TEAM Members Effective January 1, 2016 SIMNSA Health Plan & Other Benefits Summary of Coverage For Hourly TEAM Members Effective January 1, 2016 This Summary of Coverage contains only the highlights of the employee welfare benefit plans available

More information

POINT OF CONTACT: Brenda Black, Human Resources Generalist Direct: 864-752-4577 [email protected] HEALTH PLANS FORM

POINT OF CONTACT: Brenda Black, Human Resources Generalist Direct: 864-752-4577 b.black@thegordiangroup.com HEALTH PLANS FORM Corporate Resources New Hire Onboarding BENEFITS OBJECTIVES After this you should be more familiar with: Gordian Health Plans HAS or FSA options Life, Accidental Death & Dismemberment Insurance Long &

More information

METLAW LEGAL SERVICES PLAN FACT SHEET

METLAW LEGAL SERVICES PLAN FACT SHEET METLAW LEGAL SERVICES PLAN FACT SHEET HOW TO GET LEGAL SERVICES To use your Legal Plan, visit our web site at www.legalplans.com or call Hyatt Legal Plans' Client Service Center at 1-800-821-6400. If you

More information

Office of Graduate Medical Education Salary and Benefits Information

Office of Graduate Medical Education Salary and Benefits Information Office of Graduate Medical Education Salary and Benefits Information Salary levels for 2009-2010 will be determined as part of the FY2010 budget process and will be available approximately May or June

More information

Dartmouth-Hitchcock s Total Rewards

Dartmouth-Hitchcock s Total Rewards For Full-Time and Half-Time Staff employed by Mary Hitchcock Memorial Hospital or Dartmouth-Hitchcock Clinic North 2009 Dartmouth-Hitchcock s Total Rewards About Dartmouth-Hitchcock The Dartmouth-Hitchcock

More information

Income Protection Benefits

Income Protection Benefits Income Protection Benefits McAllen Independent School District Information About You Name: Social Security Number / Employee ID Number: Coverage Effective Date: Date of Birth: Date of Hire: Annual Salary:

More information

Benefits Highlights. Health Care Disability Benefits Retirement Life & Other Insurance Programs Work & Family and Other GE Benefits

Benefits Highlights. Health Care Disability Benefits Retirement Life & Other Insurance Programs Work & Family and Other GE Benefits Benefits Highlights Health Care Disability Benefits Retirement Life & Other Insurance Programs Work & Family and Other GE Benefits GE Benefits: Adding value beyond your paycheck The Company offers a wide

More information

Aetna Life Insurance and Accidental Death and Personal Loss (AD&PL) Insurance

Aetna Life Insurance and Accidental Death and Personal Loss (AD&PL) Insurance Quality health plans & benefits Healthier living Financial well-being Intelligent solutions Aetna Life Insurance and Accidental Death and Personal Loss (AD&PL) Insurance HELPING YOU PRESERVE THE LIFESTYLE

More information

Life Insurance Benefits

Life Insurance Benefits Understanding Your Life Insurance Benefits Table of Contents Welcome 1 Eligibility 2 Insurance Types 2 Employee Life Insurance 3 Basic Life Insurance 3 Optional Life Insurance 3 Insurance Benefits - Basic

More information

2015 EMPLOYEE BENEFITS GUIDE 2015 EMPLOYEE BENEFITS. Capital Administrative Services, Inc. February 2015 www.capitaladminservices.

2015 EMPLOYEE BENEFITS GUIDE 2015 EMPLOYEE BENEFITS. Capital Administrative Services, Inc. February 2015 www.capitaladminservices. 2015 EMPLOYEE BENEFITS Table of Contents Life Insurance... 3 Disability Insurance... 6 Accident Insurance... 7 Cancer & Intensive Care Insurance... 8 Hospital Income Insurance... 9 Critical Illness Insurance...

More information

BENEFITS OVERVIEW FOR CALIFORNIA SENIOR EXECUTIVES AND FULL PROFESSORS

BENEFITS OVERVIEW FOR CALIFORNIA SENIOR EXECUTIVES AND FULL PROFESSORS BENEFITS OVERVIEW FOR CALIFORNIA SENIOR EXECUTIVES AND FULL PROFESSORS The Scripps Research Institute (TSRI) offers eligible employees a comprehensive benefits program. The program provides a medical plan,

More information

New Contact for Benefits Administration

New Contact for Benefits Administration New Contact for Benefits Administration Effective July 24, 2014, Pacific Gas and Electric Company (PG&E) is introducing a new partner for benefits administration. The following print version of content

More information

Protecting Families, Finances, and Your Future. Mortgage. Debt. Taxes. Budgets

Protecting Families, Finances, and Your Future. Mortgage. Debt. Taxes. Budgets TM Protecting Families, Finances, and Your Future Debt Mortgage Taxes Budgets 1 1. Accept personal responsibility 2. Know your debts & develop a plan to become debt free 3. Use a budget to control expenses

More information

Benefits of MEA Membership

Benefits of MEA Membership Benefits of MEA Membership Members receive: Benefits found in your collective bargaining agreement Representation on matters pertaining to your collective bargaining agreement Belonging to an organization

More information

Companion Life Insurance Company. Administrative Guide

Companion Life Insurance Company. Administrative Guide Companion Life Insurance Company Administrative Guide Contents Section.Title About Your Companion Life Administrative Guide I. Online Services II. New Enrollments Who is Eligible for insurance? Processing

More information

Benefits Summary for UAB Hospital Management LLC Employees www.uab.edu/benefits

Benefits Summary for UAB Hospital Management LLC Employees www.uab.edu/benefits Benefits Summary for UAB Hospital Management LLC www.uab.edu/benefits HUMAN RESOURCE MANAGEMENT Health Care, Dental, and Vision Plans For new employees, coverage under UAB s group health care, dental,

More information

Group Life Insurance. For Employees of The City of San José (Plan 3 Vantage) Answers To Your Questions About Coverage From Standard Insurance Company

Group Life Insurance. For Employees of The City of San José (Plan 3 Vantage) Answers To Your Questions About Coverage From Standard Insurance Company Group Life Insurance For Employees of The City of San José (Plan 3 Vantage) Answers To Your Questions About Coverage From Standard Insurance Company About This Booklet This booklet is designed to answer

More information

Insurance & Benefits Trust of PORAC

Insurance & Benefits Trust of PORAC Insurance & Benefits Trust of PORAC How Benefits are Funded Percentage of Wages Protected Catastrophic Disability Benefit Maximum Monthly Benefit Maximum Benefit Period Fully self-funded and administered

More information

Benefit Highlights March 1, 2012 February 28, 2013

Benefit Highlights March 1, 2012 February 28, 2013 Benefit Highlights March 1, 2012 February 28, 2013 An Industry Leader With a history dating back to 1925, Alliant Insurance Services, Inc. is a leading distributor of diversified insurance products and

More information

Join CalSTRS? Join CalPERS? Decide which retirement system is best for you

Join CalSTRS? Join CalPERS? Decide which retirement system is best for you Join? Join? Decide which retirement system is best for you 2014 15 Contents Choosing Your Retirement System 5 Your Questions Answered 6 Dual Membership 19 This guide is based on the California Teachers

More information

700 Employee Benefits and Services

700 Employee Benefits and Services 700 Employee Benefits and Services 700.1 Employee Benefits 700.1.1 HEALTH INSURANCE PLAN OPTIONS 700.1.2 DENTAL INSURANCE 700.1.3 UNIVERSITY PROVIDED INSURANCE 700.1.4 ACCIDENTAL DEATH/DISMEMBERMENT INSURANCE

More information

Term Life Insurance. Developed for the Employees of Iona College. 811761 a 06/12

Term Life Insurance. Developed for the Employees of Iona College. 811761 a 06/12 Term Life Insurance Developed for the Employees of Iona College 811761 a 06/12 Who Needs Life Insurance? You do. Single or married. Buying your first home or preparing for retirement. Raising children

More information

2012 Benefits Overview

2012 Benefits Overview Human Resources Benefits Office For Your Benefit 2012 Benefits Overview Registered Nurse Benefits Summary www.montefiore.org/whoweare/nursingstaff HR Recruitment & Staffing 3411 Wayne Ave Bronx, NY 10467

More information

2015 Benefits Summary

2015 Benefits Summary 2015 Benefits Summary University of North Carolina Health Care System UNC Health Care is committed to offering a competitive benefits program for UNC Health Care employees. Our benefits options extend

More information

Benefits Handbook Date January 1, 2010. Choice Auto and Home Insurance Program MMC

Benefits Handbook Date January 1, 2010. Choice Auto and Home Insurance Program MMC Date January 1, 2010 Choice Auto and Home Insurance Program MMC Choice Auto and Home Insurance Program Marsh Global Consumer, an MMC Company formerly known as Marsh Voluntary Benefits, offers you the Choice

More information

We make life better! The Denver Regional Council of Governments (DRCOG) Terrific people Rewarding work Competitive pay Excellent reputation

We make life better! The Denver Regional Council of Governments (DRCOG) Terrific people Rewarding work Competitive pay Excellent reputation We make life better! The Denver Regional Council of Governments (DRCOG) Terrific people Rewarding work Competitive pay Excellent reputation Great benefits! Table of Contents Who Receives Benefits? 1 Key

More information

Group Life Insurance Plan Commentary

Group Life Insurance Plan Commentary Group Life Insurance Plan Commentary TABLE OF CONTENTS YOUR GROUP LIFE INSURANCE PLAN... 3 PROTECTING YOUR PRIVACY... 4 ELIGIBILITY... 6 OVERVIEW... 9 CLAIMS... 13 BASIC LIFE INSURANCE... 14 BASIC AD&D

More information

METLAW SUMMARY PLAN DESCRIPTION. Plan Sponsored by: San Diego & Imperial County Schools Fringe Benefit s Consortium

METLAW SUMMARY PLAN DESCRIPTION. Plan Sponsored by: San Diego & Imperial County Schools Fringe Benefit s Consortium METLAW SUMMARY PLAN DESCRIPTION Plan Sponsored by: San Diego & Imperial County Schools Fringe Benefit s Consortium INTRODUCTION MetLaw was established to provide personal legal services for eligible Company

More information

Planning Your Service Retirement

Planning Your Service Retirement Planning Your Service Retirement California Public Employees Retirement System Planning Your Service Retirement If you re planning to retire, you have some important decisions to make. This brochure includes

More information

Medical... 3 Dental... 4 Life Insurance... 5 Retirement (Defined Benefit and 457(b) Plan)... 5

Medical... 3 Dental... 4 Life Insurance... 5 Retirement (Defined Benefit and 457(b) Plan)... 5 C IT Y OF STATE SBORO TABLE OF CONTENTS BASIC BENEFITS page Medical.......................................................... 3 Dental.......................................................... 4 Life Insurance....................................................

More information

Benefits Highlights. Health Care Disability Benefits Retirement Plans Life & Other Insurance Programs Work & Family and Other GE Benefits.

Benefits Highlights. Health Care Disability Benefits Retirement Plans Life & Other Insurance Programs Work & Family and Other GE Benefits. Benefits Highlights Health Care Disability Benefits Retirement Plans Life & Other Insurance Programs Work & Family and Other GE Benefits HC Option 5 GE Benefits: Adding value beyond your paycheck The Company

More information

Regis University Page 1 Revised 05/01/2011 W:\HR\Benefits\Employee Communications

Regis University Page 1 Revised 05/01/2011 W:\HR\Benefits\Employee Communications BENEFITS OVERVIEW At Regis University, we know that benefits are important to an employee s financial security and sense of well-being. Regis University is pleased to offer employees a competitive benefits

More information

How To Get A Pension In New York

How To Get A Pension In New York Survivors Benefit Book Survivors Benefit Book Table of Contents SUMMARY LISTING OF RELEVANT AGENCIES AND ORGANIZATIONS...3-4 INTRODUCTION...5-16 PERSONAL INFORMATION...17-56 Disclaimer: Information contained

More information

- Hyatt Legal Plans, a MetLife company, is the largest provider of group legal plans in the United States and has been in the business since 1981.

- Hyatt Legal Plans, a MetLife company, is the largest provider of group legal plans in the United States and has been in the business since 1981. FREQUENTLY ASKED QUESTIONS What Is a Legal Plan? A group legal plan is a low-cost and convenient employee benefit designed to meet the personal legal needs of today s workforce. By choosing this benefit,

More information

CFA Survivor s Guide

CFA Survivor s Guide CFA Survivor s Guide May 2003 SOMETHING YOU SHOULD KNOW A GUIDE FOR CFA MEMBERS & THEIR LOVED ONES Unless you are diagnosed with a fatal illness or know someone who has recently died or is dying, most

More information

Visa Inc. MetLife Life and AD&D Insurance Plan. Summary of Benefits for Employees

Visa Inc. MetLife Life and AD&D Insurance Plan. Summary of Benefits for Employees Visa Inc. MetLife Life and AD&D Insurance Plan Summary of Benefits for Employees Effective January 1, 2013 MetLife Life and AD&D Insurance Plan 1 Table of Contents BENEFITS UNDER THE LIFE AND AD&D PLAN...

More information

Cigna Health and Life Insurance Company California Individual and Family Plan Enrollment Application / Change Form

Cigna Health and Life Insurance Company California Individual and Family Plan Enrollment Application / Change Form Section A. Type of Application New Enrollment Application: Applicant Only Applicant and Dependent(s) Child(ren) Only Existing Individual Plan Policy Member requesting a change in coverage: Add Family Member(s)

More information

Basic Life Insurance for Active Employees: $5,000. Your employer pays the premiums for this coverage.

Basic Life Insurance for Active Employees: $5,000. Your employer pays the premiums for this coverage. Section 4: Optional Benefits State of Oregon PEBB offers eligible employees the opportunity to select optional benefits. This section summarizes the following plans. Optional Employee and Spouse or Domestic

More information

What You Need to Know About Your CalPERS. State Safety Benefits

What You Need to Know About Your CalPERS. State Safety Benefits Your Benefits Your Future What You Need to Know About Your CalPERS State Safety Benefits CONTENTS Introduction...3 Your Retirement Benefits...4 Service Retirement or Normal Retirement....4 Disability

More information

Protect your family with the right amount of Supplemental Life Insurance

Protect your family with the right amount of Supplemental Life Insurance Protect your family with the right amount of Supplemental Life Insurance You may have a small amount of Basic Life Insurance, but would it be enough to protect your family if something happened to you?

More information

Summary Plan Description for the Peace Officers Legal Defense Fund (POLDF) and Trust

Summary Plan Description for the Peace Officers Legal Defense Fund (POLDF) and Trust Summary Plan Description for the Peace Officers Legal Defense Fund (POLDF) and Trust Introduction TMPA Legal, Inc., ( TMPA Legal ) has established and maintains a prepaid legal services plan known as the

More information

BENEFITS SUMMARY. Physicians (Unit 1)

BENEFITS SUMMARY. Physicians (Unit 1) BENEFITS SUMMARY Physicians (Unit 1) THE BENEFITS OF WORKING AT THE CSU This summary provides an overview of systemwide benefits generally available to Physician (Unit 1) employees of the California State

More information

Life Insurance and Other Death Benefits

Life Insurance and Other Death Benefits Life Insurance and Other Death Benefits Life insurance death benefits may represent a significant portion of the deceased s estate. It is important to identify what insurance policies may exist and to

More information

January 1, 2009. Group Umbrella Liability Insurance Plan MMC

January 1, 2009. Group Umbrella Liability Insurance Plan MMC January 1, 2009 Group Umbrella Liability Insurance Plan MMC Group Umbrella Liability Insurance Plan This optional insurance provides additional liability coverage above the limits of your personal insurance,

More information

Service, value, and convenience for your business

Service, value, and convenience for your business Service, value, and convenience for your business Alaska USA for your business. It makes great business sense! To learn more about Business Checking Visit any branch Go to alaskausa.org Call (800) 525-9094

More information

Federal Payments That May be Available to Federal Employees and Their Families When Employees are Injured or Die on the Job

Federal Payments That May be Available to Federal Employees and Their Families When Employees are Injured or Die on the Job Federal Payments That May be Available to Federal Employees and Their Families When Employees are Injured or Die on the Job Retirement & Insurance Service Theodore Roosevelt Building 1900 E Street, NW

More information

Supplemental Insurance Plans

Supplemental Insurance Plans Supplemental Insurance Plans Honda offers a number of supplemental insurance programs to meet the varying needs of our associates. For More Information Administrative details and procedures for appealing

More information

LIFE COVER - PROTECTION FOR YOUR FAMILY

LIFE COVER - PROTECTION FOR YOUR FAMILY LIFE COVER - PROTECTION FOR YOUR FAMILY The LGPS provides valuable life cover and financial protection for your family. Where pension terms are used, they appear in bold italic type. These terms are defined

More information

CITY OF DELRAY BEACH FULL-TIME EMPLOYEE BENEFITS SUMMARY GENERAL CIVIL SERVICE EMPLOYEES BENEFITS EMPLOYEE RECEIVES ELIGIBILITY Vacation

CITY OF DELRAY BEACH FULL-TIME EMPLOYEE BENEFITS SUMMARY GENERAL CIVIL SERVICE EMPLOYEES BENEFITS EMPLOYEE RECEIVES ELIGIBILITY Vacation CITY OF DELRAY BEACH FULL-TIME EMPLOYEE BENEFITS SUMMARY GENERAL CIVIL SERVICE EMPLOYEES BENEFITS EMPLOYEE RECEIVES ELIGIBILITY Vacation First to Third Year 12 days per year (8 hours per month) Third to

More information

Caring for those who Care. A Look at the 2015 Benefits and Rewards of Being an HCR ManorCare Employee

Caring for those who Care. A Look at the 2015 Benefits and Rewards of Being an HCR ManorCare Employee Caring for those who Care A Look at the 2015 Benefits and Rewards of Being an HCR ManorCare Employee BENEFITS Your Wellness Matters HCR ManorCare s benefits are a shared investment in your health and well-being.

More information

FINAL DETAILS Practical Considerations and A Guide for Survivors When Death Occurs

FINAL DETAILS Practical Considerations and A Guide for Survivors When Death Occurs FINAL DETAILS Practical Considerations and A Guide for Survivors When Death Occurs The death of a spouse or loved one is a very difficult time. Yet even during this period of grief and emotional readjustments,

More information

Work-Related Injuries and Fatalities What You and Your Family Need to Know About Your Benefits

Work-Related Injuries and Fatalities What You and Your Family Need to Know About Your Benefits Work-Related Injuries and Fatalities What You and Your Family Need to Know About Your Benefits RI 84-2 Revised December 2008 Previous editions are not usable. Additional retirement information and all

More information

Florida State University Summary of Benefits. Benefit Description Cost Effective Date Eligibility Enrollment

Florida State University Summary of Benefits. Benefit Description Cost Effective Date Eligibility Enrollment Sick Leave Accrued paid time off for illness, injury, or appointments with health care providers for the employee or the employee's immediate family member. Each pay period the employee accrues 4 hours.

More information

Summary of Benefits. VidantHealth.com

Summary of Benefits. VidantHealth.com Summary of Benefits VidantHealth.com For additional information, please contact: Human Resources Department Vidant Roanoke-Chowan Hospital 252-209-3418 252-209-3252 fax [email protected]

More information

Definitions: Insurance premium compensate insurance policy insurance broker

Definitions: Insurance premium compensate insurance policy insurance broker 1) Definitions: Insurance is an arrangement in which an insurance company compensates a person or a company for a specified loss caused by e.g. an accident, fire, injury, illness or death in return for

More information

BENEFITS SUMMARY. Academic Support (Unit 4)

BENEFITS SUMMARY. Academic Support (Unit 4) BENEFITS SUMMARY Academic Support (Unit 4) THE BENEFITS OF WORKING AT THE CSU This summary provides an overview of systemwide benefits generally available to Academic Support (Unit 4) employees of the

More information

The Prudential Insurance Company of America

The Prudential Insurance Company of America Basic Term Life Insurance Accidental Death and Dismemberment Insurance Optional Term Life Insurance Dependent Term Life Insurance Optional Accidental Death and Dismemberment Insurance The Prudential Insurance

More information

Financial protection for what matters most

Financial protection for what matters most OAK HARBOR FREIGHT LINES INCORPORATED PO BOX 1469 AUBURN, WA 98071 Don t miss your chance to sign up for this valuable coverage. Enroll by November 30, 2015. Financial protection for what matters most

More information

California Public Employees Retirement System (CalPERS)

California Public Employees Retirement System (CalPERS) About Service How Your Benefit Is Calculated Formulas and Benefit Factor Service retirement is a lifetime benefit. To be eligible for a service retirement, in most cases you must be at least age 50 and

More information

A Guide to CalPERS. When You Change Retirement Systems

A Guide to CalPERS. When You Change Retirement Systems A Guide to CalPERS When You Change Retirement Systems This page intentionally left blank to facilitate double-sided printing. TABLE OF CONTENTS Introduction...2 When You Change Retirement Systems....2

More information