Basic overseas insurance package

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2 Basic overseas insurance package Main coverage Maximal liability limit Up to 6 months (For insured clients of up to 50, with an optional 2 year extension). Medical expense and overseas hospitalization, including medical air transport Up to 500,000$ Emergency dental treatment Up to 400$ Personal accidents Compensation in case of permanent disability for ages Up to 20,000$ Compensation in case of death for ages ,000$ Compensation in case of permanent disability for ages Up to 10,000$ Compensation in case of death for ages ,000$ Shortening the trip, loss of ticket, travel expenses of escort and Up to 6,000$ extra costs Loss of deposit, cancelation of trip, including Tzav 8 Up to 6,000$ (emergency call for duty) Burial expenses and body s shipment to Israel Up to 5,000$ Expenses due to extended stay Up to 100$ a day starting on the second day of said extension, and up to 14 says Liability towards a third party Up to 100,000$ Coverage of existing medical conditions non Coverage for pregnancy defect non (*) taken from liability limit in overseas medical and hospitalization expenses Coverage and extensions against additional premium Personal luggage Up to 1,250$ Digital devices Up to 2,000$ Basic search & rescue Up to 100,000$ Extreme sports Deductible Personal luggage 50$ In all occurrences, except hospitalization 30$ Up to liability limit for medical and hospitalization expenses

3 Basic overseas insurance package Main coverage Maximal liability limit Up to 6 months (For insured clients of up to 50, with an optional 2 year extension). Insured's age Clalit Chul Mushlam clients Charge for insurance for a period of up to 6 months* Up to $ 1.37$ 1.09$ $ 1.81$ 1.51$ $ 2.05$ 1.70$ $ 2.52$ 2.37$ $ 4.39$ 4.14$ $ 7.77$ 7.34$ Over $ 10.68$ 10.08$ Platinum clients Charge for insurance for a period of up to 6 months* Up to $ 1.84$ 1.47$ $ 2.41$ 2.00$ $ 2.69$ 2.24$ * incudes coverage for luggage. can be purchased without luggage. *The premium is for one day or any part thereof. *Minimum charge is equivalent of 5 day trip. *Payment in NIS, according to $ representative rate.

4 Improved Clalit Chul plan For insured clients of up to 50, Main coverage Maximal liability limit Medical expense and overseas hospitalization, including medical air transport Up to 850,000$ Emergency dental treatment Up to 600$ (*) Coverage of existing medical conditions Up to 225,000$ Personal accidents Compensation in case of permanent disability for ages Up to 27,000$ Compensation in case of death for ages ,000$ Compensation in case of permanent disability for ages Up to 13,500$ Compensation in case of death for ages ,000$ extendible up to 2 years Shortening the trip, loss of ticket, travel expenses of escort Up to 8,000$ and extra costs Loss of deposit, cancelation of trip, including Tzav 8 Up to 7,000$ (emergency call for duty) Burial expenses and body s shipment to Israel Up to 10,000$ Extended stay related expenses Up to 100$ a day starting on the second day of said extension, and up to 14 says Liability towards a third party Up to 150,000$ (*) taken from liability limit in medical and hospitalization expenses abroad Coverage and extensions against additional premium Personal luggage Up to 2,000$ Digital devices Up to 2,000$ Coverage for pregnancy defect up to week 26 Up to 200,000$ Coverage for pregnancy defect up to week 30 Up to 50,000$ Basic search & rescue Up to 100,000$ Extreme sports Up to liability limit for medical and hospitalization expenses deductible Personal luggage 50$ In all occurrences, except hospitalization 30$ In the existing medical conditions chapter, except hospitalization 50$ Note: coverage for existing medical conditions The policy also covers in case of a sudden and unexpected deterioration in the insured s health due to an existing medical condition, which had been stabilized in the 6 months prior to the date of insurance commencement, including cancer, provided however that a whole year had elapsed since the insured had been pronounced cured, subject to policy s conditions and abnormalities. Age Up to Over 80 Duration of stay 730 days 110 days 100 days 60 days 45 days

5 Improved Clalit Chul plan For insured clients of up to 50, extendible up to 2 years Insured age Clalit Chul Mushlam clients Platinum clients Charge for insurance for a period of up to 6 months* Up to $ 1.61$ 1.29$ $ 2.34$ 1.95$ $ 2.64$ 2.20$ $ 3.88$ 3.66$ $ 7.83$ 7.40$ $ 11.03$ 10.40$ Over $ 14.65$ 13.84$ Charge for insurance for a period of up to 6 months* Up to $ 2.00$ 1.60$ $ 2.65$ 2.21$ $ 3.46$ 2.88$ * incudes coverage for luggage. can be purchased without luggage. *The premium is for one day or any part thereof. *Minimum charge is equivalent of 5 day trip. *Payment in NIS according to the representative rate of $ on payment date. Pregnancy (in Improved Clalit plan only) Hospitalization and medical expenses due to a pregnancy defect and occurrences up to and including week 26 of pregnancy, up to 200,000$; occurrences as of week 27, up to and including week 30 of pregnancy, up to 50,000$, against an additional 1.90$ a day premium. Clalit Chul underwriting In the event of an existing illness that had not been stabilized in the 6 months prior to insurance commencement date, the option of insurance coverage under medical underwriting can be looked into. For details, turn to Clalit Chul s call center at:

6 Improved Clalit Chul plan For insured clients of up to 50, extendible up to 2 years Paying for an extra premium for extreme sports, search & rescue* Search & rescue of missing persons performed by Clal-Sital Duration Extra charge for the period, for basic search & rescue Up to 100,000$ Up to 7 days 5$ 8-15 days 10$ days 15$ Up to 30 days 10$ 15$ Up to 45 days 15$ 20$ Up to 60 days 20$ 25$ Up to 90 days 30$ 30$ Up to 120 days 40$ 40$ Up to 150 days 60$ 50$ Up to 180 days 80$ 60$ Over 180 days 100$ 80$ Extra charge for period For extreme sports *the cost of this coverage is in accordance with the insured s accumulated stay abroad and not for the coverage period.

7 Extreme Clalit Chul plan Up to 50, Main coverage Medical expense and overseas hospitalization, Maximal liability limit including medical air transport Up to 1,300,000$ emergency dental treatment Up to 500$(*) Personal accidents Compensation in case of permanent disability for ages up to 50 Up to 25,000$ Compensation in case of death for ages for ages up to 50 15,000$ up to 2 years Shortening the trip, loss of ticket, travel expenses of escort Up to 6,000$ and extra costs Loss of deposit, cancelation of trip, including Tzav 8 Up to 4,000$ (emergency call for duty) Burial expenses and body s shipment to Israel and Up to liability limit Extended stay related expenses Up to 100$ a day starting on the second day of said extension, and up to 14 says Liability toward a third party Up to 100,000$ Personal luggage Up to 2,000$ Delayed luggage Up to 120$ Basic search & rescue Up to 150,000$ Extreme sports Up to liability limit for medical expenses and hospitalization Localized diseases Up to 6,500$ Liability towards a third party Up to 100,000$ Coverage of existing medical conditions non Coverage for pregnancy defect non (*) taken from liability limit in medical and hospitalization expenses abroad Coverage and extensions against additional premium Digital devices Up to 2,000$ deductible Personal luggage 50$ In all occurrences, except hospitalization 30$ Charge for insurance* Insured's age Clalit Extreme Per day *premium is or ant part thereof *minimal charge equivalent to a 30 day trip *Payment in NIS, according to $ representative rate. Mushlam clients Per day Up to $ 2.20$ 1.62$ $ 2.47$ 2.01$ Platinum clients Per day

8 Extentions (for all plans) Search & rescue An additional 100,000$ coverage for 0.60$ a day, or an additional 200,000$ coverage for 1.20$ a day can be purchased. Digital devices The insured can chose to extend liability limit to digital devices up to 2,000$, for an additional premium of 12$ for 30 days per device. Accident The compensation for an accident that happened overseas can be extended beyond the compensation set forth in the policy, to an extra 50,000$ for 0.75$ a day of the trip s duration, or to an extra 100,000$ for 1.50$ a day. Vaccines If the destination is in Asia, Africa or South America, the insured must undergo medical care in The Israeli Center for Geographical Medicine & Tropical Diseases, and adhere to its instructions while travelling in those destinations. Mushlam Gold clients traveling abroad enjoy a 75% discount for medical counseling and vaccines in the Clalit clinics (subject to Clalit Mushlam protocol). UnitedHealthCare - for travelers to the US Clal Insurance Company provides Clalit Chul clients who travel to the US a unique and innovative service access to UnitedHealthCare providers. UnitedHealthCare is a leading US insurance company, known for its quality service. With a nationwide network of hundreds of thousands of medical care and service providers, UnitedHealthCare s best doctors, clinics and hospitals can be found wherever you go. In addition, if you show the addendum to the policy, all available professional care will be given to you at no charge (Cash-Less Service), except for deductibles. How to purchase Clalit Chul Call center for credit card or authorization to direct debit payment at *2700 or Access call center using the call stations in Clalit clinics Via internet, go to It is hereby clarified that the selling of insurance is carried out by Clal Insurance Company Ltd. In overseas emergencies, call Femi call center 24/7, at All the aforementioned is subject to policies terms, conditions and exceptions. In case of contradiction, the policy s provisions shall prevail. We recommend that clients thoroughly read the policy upon receipt. It is hereby clarified that Clalit Health Services is in no way an insurance agent, it is not licensed as an insurance agent and non of its actions and operations should be construed as insurance counseling. It is further clarified that the policy prepared by Clalit is only a service to its members, and Clalit is not a party to the insurance contract.

9 Go to And you can purchase overseas insurance 24 hours a day.