Expatline International
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1 Wherever the wind blows International Health Insurance Table of Benefits GIC-EXPISCP Expatline International International health insurance for people living, working or studying abroad
2 Compose your own plan Flexible plan for you, your family, and your company Core plan The core plan covers inpatient treatments, accommodation in semi-private or private room and a complete assistance cover, including repatriation, death & disability benefits. Options You can add 3 additional options to the core plan, outpatient treatments, maternity benefits and dental care. You can choose which cover is the best for you and your family. Discounts If you choose higher deductible, you can reduce the premium. If you apply excluding pre-existing conditions, you have 15% discount. For famillies with 3 persons and more, we offer 10% discount. Standard Comfort Premium Outpatient Maternity Dental Deductibles Conditions Family %
3 Core plan Inpatient, daycare & general care benefits INPATIENT & DAYCARE Annual maximum insurance sum STANDARD COMFORT PREMIUM Accommodation Semi-private Private room Private room Inpatient 100% 100% 100% Intensive care 100% 100% 100% Emergency room 100% 100% 100% Accommodation, Operating theatre & Recovery room 100% 100% 100% Diagnostic 100% 100% 100% MRI PET 100% 100% 100% Nursing 100% 100% 100% Inpatient prescribed medicine and drugs 100% 100% 100% Physicians & Specialists 100% 100% 100% Surgeons & Anaesthetics 100% 100% 100% Surgical appliances 100% 100% 100% Cancer treatment, Radiotherapy, Chemotherapy & Oncology 100% 100% 100% Complication pregnancy 100% 100% 100% Hospital accommodation for new born 100% 100% 100% Organ Transplant 100% 100% 100% Accommodation costs for one parent staying in hospital with an insured child under % 100% 100% Home nursing Rehabilitation/Convalescence Accidental dental treatment 80% 90% 100% GENERAL CARE Prescribed medical aids Eye Surgery - Illness & Accidental only 100% 100% 100% Eyeglasses & Contact lenses
4 Core plan Preventive care, chronic diseases & assistance benefits PREVENTIVE CARE Child preventive care Child vaccination and immunization 100% 100% 100% Child check-ups Adult preventive care Adult vaccination and immunization 100% 100% 100% Adult check-ups 300 CHRONIC DISEASES AND PRE-EXISTING CONDITIONS Chronic diseases Included Included Included Pre-existing conditions annual maximum Pre-existing conditions lifetime maximum ASSISTANCE CARE Emergency & assistance services included included included Search and rescue Medical repatriation Repatriation of mortal remains Transport by land, sea and air 100% 100% 100% Travel expenses to home country for childbirth 50% 50% 80% Compassionate travel & accommodation expenses (where the insured will visit family member) Family emergency travel (family member who will visit the insured) Personal accident cover /7 assistance line included included included
5 Outpatient Physicians, prescribed drugs & mental care Option OUTPATIENT CARE Surgery/Treatment 100% 100% 100% Physicians & Specialists costs 100% 100% 100% X-Ray, Laboratory Tests & Treatment 100% 100% 100% Prescribed drugs 100% 100% 100% Physiotherapy Alternative medicine, chiropractic treatment, osteopathy, homeopathy, chinese herbal medicine and acupuncture 100% max 30 sessions % max 30 sessions % max 30 sessions 1500 Check-ups 50% 80% 100% HIV/AIDS cover lifetime in/outpatient MENTAL CARE Mental health services 100% 100% 100% In/outpatient services Mental illness outpatient annual maximum 15 visits 15 visits 15 visits Mental illness outpatient lifetime maximum 80 visits 80 visits 80 visits Maternity Delivery & childbirth benefits Option MATERNITY & CHILDBIRTH Normal delivery Complication delivery New born benefits
6 Dental care Treatments & check-ups Option DENTAL CARE Annual maximum sum Dental treatment - simple filling 100% 100% 100% 1 check-up - 100% 100% Teeth extraction + root canal treatment 50% 80% 100% Periodontics - 50% 80% Orthodontic treatment and dental prosthesis - 50% 80% Global info General information PLAN INFORMATION Worldwide or Worldwide excluding USA Territoriality Permanent USA resident cannot be insured under this contract. 18 years old for an individual Minimum age of entry Children under 18 years old can be covered with the parents as dependant Maximum age of entry 69 years old From 70 years old Emergency treatments covered only Family discount Discount - 10% Payment rates (quarterly or semester) Charged + 5% Excluding pre-existing conditions Discount - 15 % Available currencies USD - EUR - CHF (depend on location) Duration of the contract Minimum 1 year Deductibles options Outpatient - Maternity - Dental 3 annual maximum insurance sums Claim process Submit by or upload online (scans accepted) Claim turnaround Within 5 (five) working days
7 Swisscare plans What we propose online We offer a full range of worldwide and comprehensive Expatriate Health Insurance Plans. Whether you are looking for individual, family, group or corporate coverage, we have the plans which suit your needs. Worldwide cover Medical and accident Individuals & Groups 3 level of cover 3 options Our plans are specially designed for people who travel abroad for leisure or business purposes. For single trips, multi-trips or specific destinations such as the Schengen countries, we offer an easy, efficient and instant online travel insurance plans that provides the best optimum cover premium. Worldwide cover Holidays & leisure Business Annual travels Cancellation trip Repatriation For students, researchers, PhDs, doctorants, interns, trainees, au pair s and professors. SWISSCARE offers special health insurance plans with worlwide coverage. Special foreign student insurance plans for Finland, Switzerland and other countries are also available. Worldwide cover Medical & accident Global International plan Special Swiss plan Special US plan Special Finland plan
8 Switzerland SWISSCARE Insurance Services (Switzerland) AG Chemin de beaulieu 8 CH-1752 Villars sur Glâne P Singapore SWISSCARE Insurance Services (Singapore) Pte Ltd 16 Purvis Street, 2F Singapore P Liechtenstein SWISSCARE Services Ltd Global Insurance Services Landstrasse Balzers P
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