Tradesmen. Mid Term Adjustment Confirmation. Policy number: ZE PCL AXA Insurance UK Plc 3 Atlantic Quay PO Box 182 Glasgow G2 8JH

Size: px
Start display at page:

Download "Tradesmen. Mid Term Adjustment Confirmation. Policy number: ZE PCL 2562726. AXA Insurance UK Plc 3 Atlantic Quay PO Box 182 Glasgow G2 8JH"

Transcription

1 David Cheetham Trading As D-Tec Fire Systems 89,Chertsey Road,Addlestone SURREY KT15 2EA AXA Insurance UK Plc 3 Atlantic Quay PO Box 182 Glasgow G2 8JH Tel: Fax: Date of Issue: 14th March 2011 Tradesmen Mid Term Adjustment Confirmation Dear David Cheetham Trading As D-Tec Fire Systems Policy number: ZE PCL Thank you for notifying us about the changes to your policy and please find below your revised policy details including the Reason for Issue and your revised premium breakdown. What to do next Please read the information contained within this letter and the accompanying Policy Schedule carefully and let us know immediately should any more details need to be changed If you want to see a copy of the Tradesmen Policy Booklet, it is available on request. We would like to take this opportunity to thank you for your continued customer with AXA Insurance. If there is anything else we can do to help you, please do not hesitate to contact us on Yours sincerely is authorised and regulated by the Financial Services Authority. ZE PCL

2 ZE PCL is authorised and regulated by the Financial Services Authority.

3 Tradesmen Policy Schedule About Your Schedule This schedule shows your cover details and any applied endorsements and should be read in conjunction with the: Statement of Fact Policy Booklet Employer's Liability Certificate Important Information This Policy is issued on the basis that the Annual Turnover is under 500,000. Your Details Insured: Address: Post Code: David Cheetham Trading As D-Tec Fire Systems 89,Chertsey Road,Addlestone SURREY KT15 2EA Your Policy Details Policy No: ZE PCL Policy Form Reference Number: CL239P Effective Date: 14/03/2011 Renewal Date: 21/07/2011 Expiry Date: 20/07/2011 Reason for Issue Alarm installation and maintenance Alarm installation and maintenance Cover change Your Premium Your adjustment premium based on this change is: Adjustment Premium: ZE PCL Page 1 of 4

4 Insurance Premium Tax at the current rate: 9.80 Total Adjustment Premium: Your new annual premium based on this change is: New Annual Insurance Premium: Insurance Premium Tax at the current rate: Total New Annual Insurance Premium: DETAILS OF COVER Business Description Main Business Activity: Secondary Business Activity: Basis of Rating Number of Partners/Principals/Directors - Manual 1 Number of Partners/Principals/Directors - Non-Manual 0 Number of Other Persons working for the Insured - 2 Manual Number of Other Persons working for the Insured - 0 Non-Manual Alarm installation and maintenance Not Applicable OPERATIVE SECTIONS Section 1 - Public Liability Insured Section 2 - Personal Accident (Benefit A) Insured Personal Accident (Benefit B) Not Insured Section 3 - Employer's Liability Insured Section 4 - Tools, Business Equipment and Own Not Insured Plant Section 5 - Hired in Plant Not Insured Section 6 - Contract Works Not Insured Section 1 - Public Liability Limit of Indemnity 5,000,000 Excess 250 Section 2 - Personal Accident Cover applies to Principals/Partners/Directors only under 75 years of age and will be for occupational Death and Capital Benefits ZE PCL Page 2 of 4

5 Benefit A Death 2,000 Total and irrecoverable Loss of Sight in One or both eyes 2,000 Loss of one or more limbs 2,000 Permanent Total Disability (other than by Loss of 2,000 Limbs or sight) which after 104 weeks from the Date of Injury prevents the Insured Person from following, engaging in or giving attention to any kind of profession or occupation Section 3 - Employer's Liability Limit of Indemnity 10,000,000 Endorsements Applicable to Your Policy Alarm installation and maintenance Endorsement Burning or welding equipment What is not covered - General Exclusion We will not pay for any injury loss or damage arising out of the use of oxy-acetylene burning or welding equipment. Endorsement Alarm / security device failure What is covered - Section 1 (Public Liability) If you become legally liable to pay damages in respect of loss of or damage to property arising out of the failure of any alarm system security system or security device sold supplied or maintained by you or which forms part of any work that you have completed to perform as intended or expected cover is provided subject to the following: a) the maximum amount we will pay for all such claims during the period of insurance is 1,000,000 b) the excess you must pay is 2500 ZE PCL Page 3 of 4

6 What You Need to Do We recommend that you read this Schedule along with your Policy Booklet to ensure that it meets your requirements. If you have any queries, please contact us. Ensure that your details in this schedule are correct. If not please contact us. Please sign the Statement of Fact and retain for your records. AXA: AXA Insurance UK Plc 3 Atlantic Quay PO Box 182 Glasgow G2 8JH Telephone No: PLEASE KEEP THIS SCHEDULE SAFELY WITH YOUR POLICY BOOKLET is authorised and regulated by the Financial Services Authority. ZE PCL Page 4 of 4

7 Registered Office 5 Old Broad Street London EC2N 1AD Registration England No CERTIFICATE OF EMPLOYERS' LIABILITY INSURANCE (a) (Where required by regulation 5 of the Employers' Liability (Compulsory Insurance) Regulations 1998 (the Regulations), one or more copies of this certificate must be displayed at each place of business at which the policyholder employs persons covered by the policy) POLICY No ZE PCL NAME OF POLICYHOLDER David Cheetham Trading As D-Tec Fire Systems 2. DATE OF COMMENCEMENT OF INSURANCE POLICY 14/03/ DATE OF EXPIRY OF INSURANCE POLICY 20/07/2011 We hereby certify that subject to paragraph 2 :- 1. the policy to which this certificate relates satisfies the requirements of the relevant law applicable in Great Britain (b) Northern Ireland, the Isle of Man, the Island of Guernsey, the Island of Jersey and the Island of Alderney; and 2. (a) the minimum amount of cover provided by this policy is no less than 5 million (c) Signed on behalf of (Authorised Insurer) Philippe Maso y Guell Rivet Chief Executive Notes (a) Where the employer is a company to which regulation 3(2) of the Regulations applies, the certificate shall state in a prominent place, either that the policy covers the holding company and all its subsidiaries, or that the policy covers the holding company and all its subsidiaries except any specifically excluded by name, or that the policy covers the holding company and only the named subsidiaries. (b) (c) Specify applicable law as provided for in regulation 4(6) of the Regulations. See regulation 3(1) of the Regulations and delete whichever of paragraphs 2(a) or 2(b) does not apply. Where 2(b) is applicable, specify the amount of cover provided by the relevant policy. is authorised and regulated by the Financial Services Authority. ZE PCL

We are pleased to enclose the renewal documents. The renewal premium is shown in the enclosed documentation.

We are pleased to enclose the renewal documents. The renewal premium is shown in the enclosed documentation. A-PLAN INSURANCE THE CLOCK HOUSE CARTERTON OXON OX18 3AA AXA Insurance UK Plc Partner Centre PO Box 2191 Bristol BS99 7JA Tel: 0845 600 1837 Date of Issue: 06th August 2013 Tel: 01993 841841 Tradesmen

More information

A Guide to Choosing the Right AXA Insurance

A Guide to Choosing the Right AXA Insurance Mark Wrighton 139,Borden Lane Sittingbourne KENT ME10 1BY AXA Insurance UK Plc 3 Atlantic Quay PO Box 182 Glasgow G2 8JH Tel: 0845 758 1076 Fax: 0870 333 2548 Date of Issue: 24th April 2014 Tradesmen Hold

More information

RECRUITMENT AGENCIES AND ASSOCIATED ACTIVITIES INSURANCE

RECRUITMENT AGENCIES AND ASSOCIATED ACTIVITIES INSURANCE RECRUITMENT AGENCIES AND ASSOCIATED ACTIVITIES INSURANCE Renewal Documents in respect of: Insured: Tradeline Recruitment Ltd Policy Number(s): INT14/000206 Dear Sirs, Please find attached documentation

More information

Schedule - Tradesman Insurance Essentials

Schedule - Tradesman Insurance Essentials Schedule - Tradesman Insurance Essentials The Insured The Insured's Business Mr Arthur Dube Arthur Contracting Services Cleaning - general services Landscaping and drainage The Insured's Postal Address

More information

Schedule for Your Performing Arts Policy

Schedule for Your Performing Arts Policy Policy Number 23835600CHC/7289 Page 1 Schedule for Your Performing Arts Policy Produced on 17/07/2015 Introduction This Schedule forms part of Your policy and replaces the previous schedule. Please keep

More information

Contractors Combined Insurance

Contractors Combined Insurance Contractors Combined Insurance SCHEDULE TO THE POLICY Policy Number B1053BAGL027 XLTS0258 Insurance Broker Camberford Law Plc Lygon House 50 London Road Bromley, Kent BR1 3RA Assured: TreeAbility Ltd Of:

More information

Residential Property Owners Policy Schedule for Insurance

Residential Property Owners Policy Schedule for Insurance Residential Property Owners Policy Schedule for Liability ZURICH@ Insurance The Schedule, Specification(s), Policy and Endorsements form one document. The Schedule replaces any previous Schedule Insurer

More information

An insurance package suitable for small to medium sized businesses in the construction industry with a:-

An insurance package suitable for small to medium sized businesses in the construction industry with a:- Contractors Choice Summary of Cover An insurance package suitable for small to medium sized businesses in the construction industry with a:- Turnover up to 1.5m at new business and 2m at renewal Maximum

More information

CERTIFICATE OF EMPLOYERS LIABILITY INSURANCE

CERTIFICATE OF EMPLOYERS LIABILITY INSURANCE ACE European Group Ltd. UK Head Office: The ACE Building 100 Leadenhall Street London EC3A 3BP 020 7173 7000 tel 020 7173 7800 fax www.aceeurope.co.uk CERTIFICATE OF EMPLOYERS LIABILITY INSURANCE (Where

More information

"CERTIFICATE OF EMPLOYERS' LIABILITY INSURANCE (a)

CERTIFICATE OF EMPLOYERS' LIABILITY INSURANCE (a) "CERTIFICATE OF EMPLOYERS' LIABILITY INSURANCE (a) (Where required by regulation 5 of the Employers' Liability (Compulsory Insurance) Regulations 1998 (the Regulations), one or more copies of this certificate

More information

THE SCHEDULE CAMBERFORD LAW PLC TOUR OPERATORS AND TRAVEL AGENTS INSURANCE SCHEDULE

THE SCHEDULE CAMBERFORD LAW PLC TOUR OPERATORS AND TRAVEL AGENTS INSURANCE SCHEDULE CAMBERFORD LAW PLC TOUR OPERATORS AND TRAVEL AGENTS INSURANCE SCHEDULE Binding Authority Agreement Number Section 1 Section 2 Section 3 Section 4 Section 5 Section 6 B1053BA15072 B1053BA15072 Policy Number

More information

An Insurance package suitable for businesses in the professional services industry for example solicitors, accountants etc.

An Insurance package suitable for businesses in the professional services industry for example solicitors, accountants etc. OFFICE INSURANCE Summary of Cover June 2005 Edition An Insurance package suitable for businesses in the professional services industry for example solicitors, accountants etc. Why choose AXA s Offices

More information

Enclosures. What to do next. Important Information. 3rd Floor, 100 Holdenhurst Road, Bournemouth BH8 8AQ. 08000 929394 info@deacon.co.

Enclosures. What to do next. Important Information. 3rd Floor, 100 Holdenhurst Road, Bournemouth BH8 8AQ. 08000 929394 info@deacon.co. 3rd Floor, 100 Holdenhurst Road, Bournemouth BH8 8AQ 08000 929394 info@deacon.co.uk www.deacon.co.uk Sirs St Pauls Court Management Company Limited c/o Pedersen & Company Temple House 17 Dukes Ride Crowthorne,

More information

An Insurance package suitable for businesses in the professional services industry for example solicitors, accountants etc.

An Insurance package suitable for businesses in the professional services industry for example solicitors, accountants etc. Office Insurance Summary of Cover September 201 Edition An Insurance package suitable for businesses in the professional services industry for example solicitors, accountants etc. Why choose AXA s Offices

More information

Certificate of Employers Liability Insurance (note a)

Certificate of Employers Liability Insurance (note a) Certificate of Employers Liability Insurance (note a) Where required by regulation 5 of the Employers Liability (Compulsory Insurance) Regulations 1998 (the Regulations), one or more copies of this certificate

More information

Motor Fleet Insurance

Motor Fleet Insurance Motor Fleet Insurance Summary of Cover A commercial motor insurance package available for Partnerships or Companies who require more than four vehicles to be insured under the one Policy. Why choose the

More information

Summary of Cover September 2013 Edition

Summary of Cover September 2013 Edition Surgeries Insurance Policy Summary Surgeries Insurance Summary of Cover September 201 Edition An insurance package for doctors, dentists and vets. Why choose AXA s Surgeries Insurance Package? AXA s Surgeries

More information

Schedule to the Policy

Schedule to the Policy Schedule to the Policy 1 Policy Number: SALSALIA/R79242/0332/15 2 Form Number: SJC2010SAUA 3 Insured Name: Just Sow Ltd t/a The Hive 4 Insured Address: The Hive, 86-90 Paul Street, London,EC2A 4NE 5 Policy

More information

The Professionals policy is available for small businesses with up to 8 people and a turnover of 500,000 or less.

The Professionals policy is available for small businesses with up to 8 people and a turnover of 500,000 or less. PROFESSIONALS Summary of Cover The Professionals policy is available for small businesses with up to 8 people and a turnover of 500,000 or less. Why choose AXA s Professionals policy? Tailor-made for your

More information

A business insurance package available for self employed persons and small businesses (including limited companies) with up to 5 employees.

A business insurance package available for self employed persons and small businesses (including limited companies) with up to 5 employees. 6758_WLI354NZ_POL.qxd 17/8/04 8:49 Page 1 VENTURE PLUS Summary of Cover A business insurance package available for self employed persons and small businesses (including limited companies) with up to 5

More information

To ensure that this Policy continues to meet your needs you should review and update your cover periodically.

To ensure that this Policy continues to meet your needs you should review and update your cover periodically. Summary of Cover iprism Tradesman & Contractor Policy This document provides a summary of the cover provided by the iprism Tradesman & Contractor policy. This summary is provided to you for information

More information

NICEIC Registered Contractors. Statement of Fact

NICEIC Registered Contractors. Statement of Fact Statement of Fact Date Issued: IMPORTANT NOTICE This Statement of Facts is a record of the information gathered and stated in the Insurance Schedule ref NICEIC13408 dated 20 th March 2015, and Material

More information

Schedule to the Policy

Schedule to the Policy Schedule to the Policy 1 Policy Number: SAL 61176 2 Form Number: SJC2010SAUA 3 Insured Name: Global Brigades UK Ltd 4 Insured Address: 290 Woolwich Church Street, London, SE18 5ND 5 Policy Period: From:

More information

MOTOR FLEET INSURANCE

MOTOR FLEET INSURANCE MOTOR FLEET INSURANCE Summary of Cover A commercial motor insurance package available for Partnerships or Companies who require more than four vehicles to be insured under the one Policy. Why choose the

More information

Tradesmen Insurance. Summary of cover

Tradesmen Insurance. Summary of cover Tradesmen Insurance Summary of cover December 2013 Why choose AXA s Tradesmen Insurance policy? Tailor-made for your business The Tradesmen Insurance is available to self employed people whose business

More information

AV 1 VA Certificate of Employers' Liability Insurance - A Brief Explanation

AV 1 VA Certificate of Employers' Liability Insurance - A Brief Explanation AV 1 VA Certificate of Employers' Liability Insurance (a) (Where required by regulation 5 of the Employers' Liability (Compulsory Insurance) Regulations 1998, one or more copies of this certificate must

More information

Business Insurance RICS - compliant professional indemnity section only Summary of cover

Business Insurance RICS - compliant professional indemnity section only Summary of cover Business Insurance RICS - compliant professional indemnity section only Summary of cover About this document This document is a summary of the insurance provided and does not contain the full terms and

More information

WORKING FROM HOME. Summary of Cover

WORKING FROM HOME. Summary of Cover WORKING FROM HOME Summary of Cover An insurance package for your business available for many occupations where the business is home based. Why choose AXA s Working From Home Insurance Package? Tailor-made

More information

SIGNIFICANT FEATURES AND BENEFITS: Your policy includes the following features, which are explained in detail in your Policy Booklet:

SIGNIFICANT FEATURES AND BENEFITS: Your policy includes the following features, which are explained in detail in your Policy Booklet: Motor Trade Policy Summary Some important facts about your Motor Trade Insurance are summarised below. This summary does not describe all the terms and conditions of your policy, so please take time to

More information

Shops Insurance. Summary of Cover September 2013 Edition. An Insurance Package for Retailers and Franchises. Why choose AXA s Shops Insurance Package?

Shops Insurance. Summary of Cover September 2013 Edition. An Insurance Package for Retailers and Franchises. Why choose AXA s Shops Insurance Package? Shops Insurance Summary of Cover September 201 Edition An Insurance Package for Retailers and Franchises. Why choose AXA s Shops Insurance Package? AXA s Shops Insurance Package offers you generous levels

More information

MINI FLEET. Policy Summary

MINI FLEET. Policy Summary MINI FLEET Policy Summary 2 Mini Fleet Policy Summary MINI FLEET Policy Summary Your RSA Mini Fleet Policy is an annual contract which may be renewed each year subject to your needs and our terms and conditions.

More information

R&Q Commercial Risk Services Limited Contractors All Risks and Liability Combined Insurance Summary of Cover

R&Q Commercial Risk Services Limited Contractors All Risks and Liability Combined Insurance Summary of Cover R&Q Commercial Risk Services Limited Contractors All Risks and Liability Combined Insurance Summary of Cover June 2012 Edition Contractors All Risks and Liability Combined Insurance Policy Overview About

More information

Your car insurance policy Features and benefits

Your car insurance policy Features and benefits Your car insurance policy Features and benefits FBD Insurance plc, trading as Clan Insurance, is regulated by the Central Bank of Ireland PMV Clan FAB 2015 02 V1.0 Welcome to Clan Insurance. Our car insurance

More information

The Tradesmen policy is available for self employed persons and small businesses with up to 8 people and a turnover of 500,000 or less.

The Tradesmen policy is available for self employed persons and small businesses with up to 8 people and a turnover of 500,000 or less. TRADESMEN Summary of Cover The Tradesmen policy is available for self employed persons and small businesses with up to 8 people and a turnover of 500,000 or less. Why choose AXA s Tradesmen policy? Tailor-made

More information

Mr R Davies 59 Redwood Park 02 April 2015 Hollystown

Mr R Davies 59 Redwood Park 02 April 2015 Hollystown Perkins Slade Limited Tricorn House 51-53 Hagley Road Birmingham B16 8TP Tel: +44 (0)121 698 8000 Fax: +44 (0)121 625 9000 E-mail: info@perkins-slade.com Website: www.perkins-slade.com Mr R Davies 59 Redwood

More information

The Tradesmen policy is available for self employed persons and small businesses with up to 8 people and a turnover of 500,000 or less.

The Tradesmen policy is available for self employed persons and small businesses with up to 8 people and a turnover of 500,000 or less. TRADESMEN Summary of Cover The Tradesmen policy is available for self employed persons and small businesses with up to 8 people and a turnover of 500,000 or less. Why choose AXA s Tradesmen policy? Tailor-made

More information

WORKING FROM HOME. Summary of Cover

WORKING FROM HOME. Summary of Cover WORKING FROM HOME Summary of Cover An insurance package for your business available for many occupations where the business is home based. Why choose AXA s Working From Home Package? Tailor-made for Your

More information

Key Policy Information

Key Policy Information Key Information Inside you ll find a summary of your car insurance tescobank.com Tesco Bank Car Insurance Key Information This is a summary of cover available under Tesco Bank Car Insurance. It does not

More information

You should read this Summary of Cover in conjunction with your Policy Schedule and Policy Wording.

You should read this Summary of Cover in conjunction with your Policy Schedule and Policy Wording. Summary of Cover iprism Retail Policy About Your Policy This document provides a summary of the cover provided by the iprism Retail Policy. This summary is provided to you for information purposes only

More information

Employers Liability Insurance

Employers Liability Insurance Employers Liability Insurance Policy Zurich Global Corporate UK Contents Welcome to Zurich Global Corporate UK 3 Employers Liability Policy 4 Law applicable to the contract 4 Extensions 5 Exclusions 7

More information

EXCESS PROTECT MOTOR EXCESS INSURANCE POLICY WORDING

EXCESS PROTECT MOTOR EXCESS INSURANCE POLICY WORDING EXCESS PROTECT MOTOR EXCESS INSURANCE POLICY WORDING This document sets out the terms and conditions of your cover and it is important that you read it carefully. It explains what is covered and what is

More information

Photographic Alliance of Great Britain Clubs Public/Products Liability

Photographic Alliance of Great Britain Clubs Public/Products Liability Underwritten by Photographic Alliance of Great Britain Clubs Public/Products Liability Policy Summary Arranged by 2 Photographic Alliance of Great Britain Public/Products Liability Policy Summary Photographic

More information

R&Q Commercial Risk Services Limited Liability Combined Insurance Summary of Cover

R&Q Commercial Risk Services Limited Liability Combined Insurance Summary of Cover R&Q Commercial Risk Services Limited Liability Combined Insurance Summary of Cover March 2014 Edition Contractors All Risks and Liability Combined Insurance Policy Overview About R&Q This Insurance product

More information

Personal Injury Cover. Terms and Conditions

Personal Injury Cover. Terms and Conditions Personal Injury Cover Terms and Conditions Demands and Needs Statement This Policy meets the demands and needs of those who wish to ensure that in the event of an Accident an Insured Person will be covered

More information

FLEET UNDERWRITING POLICY SUMMARY

FLEET UNDERWRITING POLICY SUMMARY FLEET UNDERWRITING POLICY SUMMARY Some important facts about your Motor Insurance are summarised below. This summary does not contain the full terms and conditions of the contract which can be found in

More information

CENTRAL. Hire Car Cover Comprehensive

CENTRAL. Hire Car Cover Comprehensive ST CENTRAL Hire Car Cover Comprehensive Page 1 of 11 1 st Central Hire Car Policy - Comprehensive Demands and Needs Statement This Policy meets the demands and needs of a driver whose vehicle has been

More information

Professionals Insurance. Summary of cover

Professionals Insurance. Summary of cover Professionals Insurance Summary of cover December 2013 Why choose AXA s Professionals Insurance policy? Tailor-made for your business The Professionals Insurance is available to self employed people whose

More information

OPTIMA TRADE PLUS SUMMARY OF COVER

OPTIMA TRADE PLUS SUMMARY OF COVER ABC OPTIMA TRADE PLUS SUMMARY OF COVER This document provides a guide to the cover provided. It is however only a summary of the terms of cover and does not contain full details of the insurance policy

More information

Van Insurance Summary of cover

Van Insurance Summary of cover Van Insurance Summary of cover About this document This document is a summary of the insurance provided by our Van insurance policy. Therefore it does not contain the full terms and conditions of your

More information

Policy document. Employers Liability

Policy document. Employers Liability Policy document Employers Liability Contents Employers Liability 4 The cover 5 Exclusions 8 Conditions 9 Complaints procedure 10 A warm welcome to Zurich Thank you for taking out your Employers Liability

More information

NAME OF INSURER: Chaucer Insurance - a trading name of an authorised Lloyd's syndicate managed by Chaucer Syndicates Limited.

NAME OF INSURER: Chaucer Insurance - a trading name of an authorised Lloyd's syndicate managed by Chaucer Syndicates Limited. Motor Trade Policy Summary Some important facts about your Motor Trade Insurance are summarised below. This summary does not describe all the terms and conditions of your policy, so please take time to

More information

AXA Third Party Fire & Theft Car Insurance Policy Summary

AXA Third Party Fire & Theft Car Insurance Policy Summary AXA Third Party Fire & Theft Car Insurance Policy Summary This policy summary does not contain full details and conditions of your insurance these are located in your policy wording. This insurance is

More information

Motor Fleet. Aon Risk Solutions. Description of Cover. Cover. Driving. Limitation of Use. Excess. National. Insured

Motor Fleet. Aon Risk Solutions. Description of Cover. Cover. Driving. Limitation of Use. Excess. National. Insured Aon Risk Solutions National Motor Fleet Insured The University of Greenwich Period of Insurance 1 August 2015 to 1 August 2016 Policy No / Form Reference Insurer BV/21705066 Allianz Insurance plc This

More information

Tradesman Essential Per Capita Liability Insurance Summary of Cover

Tradesman Essential Per Capita Liability Insurance Summary of Cover Tradesman Essential Per Capita Liability Insurance www.towergate.co.uk This leaflet provides a summary of the significant features, benefits and limitations of the cover provided by your Tradesman Essentials

More information

STUDENT PLACEMENT GUIDELINES LIABILITY COVER

STUDENT PLACEMENT GUIDELINES LIABILITY COVER STUDENT PLACEMENT GUIDELINES LIABILITY COVER Contents: 1. INTRODUCTION 2. WHAT LIABILITY COVER SHOULD THE HOST HAVE IN PLACE? 3. GAPS IN COVER WHY MIGHT THERE BE AN ISSUE? 4. IS PERSONAL ACCIDENT COVER

More information

Personal Injury Cover. Terms and Conditions

Personal Injury Cover. Terms and Conditions Personal Injury Cover Terms and Conditions Demands and Needs Statement This Policy meets the demands and needs of those who wish to ensure that in the event of an Accident an Insured Person will be covered

More information

The information provided in this policy summary is key information which you should read.

The information provided in this policy summary is key information which you should read. Policy Summary Horse and Carriage Policy The information provided in this policy summary is key information which you should read. This insurance is underwritten by Catlin Insurance Company (UK) Ltd. and

More information

Bell does not make personal recommendations as to the suitability of the Policy to individual circumstances.

Bell does not make personal recommendations as to the suitability of the Policy to individual circumstances. Car Hire Cover Demands and Needs Statement This Policy meets the demands and needs of a driver whose vehicle has been rendered a total loss in a road traffic accident or stolen recovered incident or had

More information

Full details of what you have chosen are shown in your personal quotation and policy schedule.

Full details of what you have chosen are shown in your personal quotation and policy schedule. CAR INSURANCE SUMMARY μ Car Insurance is underwritten by Royal & Sun Alliance Insurance plc. It is an annual contract and may be renewed each year subject to the terms and conditions then applicable. You

More information

Online Motor Excess Protect Insurance. Policy Wording

Online Motor Excess Protect Insurance. Policy Wording Online Motor Excess Protect Insurance Policy Wording Motor Excess Protect Insurance Policy Wording Introduction Thank you for choosing Motor Excess Protect Insurance. The information in this policy wording

More information

FLEETSHIELD. Policy Summary

FLEETSHIELD. Policy Summary FLEETSHIELD Policy Summary FleetShield Policy Summary FleetShield Policy Summary Your Tower Insurance FleetShield Policy is an annual contract which may be renewed each year subject to your needs and our

More information

... How to make a claim. Individual Income Protection Personal Income Replacement Plan Primary Income Replacement Plan. unum.co.uk

... How to make a claim. Individual Income Protection Personal Income Replacement Plan Primary Income Replacement Plan. unum.co.uk Individual Income Protection Personal Income Replacement Plan Primary Income Replacement Plan... unum.co.uk Contents Introduction 3 Step 1 - Making a claim 4 Call us for a claims pack 4 Complete and return

More information

AfPP Medical Professional Liability Insurance FREQUENTLY ASKED QUESTIONS

AfPP Medical Professional Liability Insurance FREQUENTLY ASKED QUESTIONS fpp Medical Professional Liability Insurance FREUENTLY SKED UESTIONS This document has been compiled by us in conjunction with underwriters MPLC to assist you in personally deciding whether you need or

More information

Touring Caravan Excess Protect

Touring Caravan Excess Protect Touring Caravan Excess Protect In the event of a claim please call: 0800 587 2976 2 TRINITY LANE TOURING CARAVAN EXCESS PROTECT INSURANCE POLICY About your Insurance This insurance is underwritten by Trinity

More information

AXA Car Insurance. Policy summary. June 2014 edition

AXA Car Insurance. Policy summary. June 2014 edition AXA Car Insurance Policy summary June 2014 edition 35372_APLD0144ZF_SUM_A5.indd 1 17/06/2014 13:36 Policy summary This document is a summary of the insurance cover provided by the AXA Car policy. Therefore

More information

Drive. Policy Summary

Drive. Policy Summary 1 Drive Policy Summary Drive Policy Summary Drive is underwritten by Royal & Sun Alliance Insurance plc. It is an annual contract and may be renewed each year subject to the terms and conditions then applicable.

More information

Motor car insurance. Policy summary. This document is liable to alteration from time to time. February 2011 cancelling all previous issues.

Motor car insurance. Policy summary. This document is liable to alteration from time to time. February 2011 cancelling all previous issues. Motor car insurance Policy summary This document is liable to alteration from time to time. February 2011 cancelling all previous issues. Policy Summary Type of insurance and cover This is an insurance

More information

Personal Accident Insurance. Arranged by Golfguard Ltd

Personal Accident Insurance. Arranged by Golfguard Ltd Personal Accident Insurance Arranged by Golfguard Ltd 1 This is your Personal Accident Insurance policy document. If you have any questions about these documents, please contact your insurance adviser

More information

Policy Summary. Inside you ll find a summary of your car insurance. tescobank.com

Policy Summary. Inside you ll find a summary of your car insurance. tescobank.com Summary Inside you ll find a summary of your car insurance tescobank.com Tesco Bank Car Insurance Summary This is a summary of cover available under Tesco Bank Car Insurance. It does not include all the

More information

CAR INSURANCE POLICY SUMMARY

CAR INSURANCE POLICY SUMMARY CAR INSURANCE SUMMARY μ Car Insurance is underwritten by Royal & Sun Alliance Insurance plc. It is an annual contract and may be renewed each year subject to the terms and conditions then applicable. You

More information

How To Get A Car Insurance From Tesco Bank Value Car Insurance

How To Get A Car Insurance From Tesco Bank Value Car Insurance Policy Summary Inside you ll find a summary of your Value car insurance tescobank.com Tesco Bank Value Car Insurance Policy Summary This is a summary of cover available under Tesco Bank Value Car Insurance.

More information

Motor Excess Protection Insurance

Motor Excess Protection Insurance Motor Excess Protection Insurance For Private Cars, Motorcycles and Commercial Vehicles. Questor Insurance Services Limited First Floor Suite West A Orchard House, Station Road Rainham, Kent ME8 7RS United

More information

EVIDENCE OF COVER. PERSONAL ACCIDENT & ROAD RAGE INSURANCE for PRIVATE MOTORCYCLES

EVIDENCE OF COVER. PERSONAL ACCIDENT & ROAD RAGE INSURANCE for PRIVATE MOTORCYCLES EVIDENCE OF COVER PERSONAL ACCIDENT & ROAD RAGE INSURANCE for PRIVATE MOTORCYCLES Arranged by The AA Insurance Services Limited Enbrook Park Sandgate Folkestone Kent CT20 3SE PLEASE READ THIS CERTIFICATE,

More information

Policy Summary. Inside you ll find a summary of: Tesco Bank Car Insurance. Car Insurance

Policy Summary. Inside you ll find a summary of: Tesco Bank Car Insurance. Car Insurance Policy Summary Inside you ll find a summary of: Tesco Bank Car Insurance Car Insurance Tesco Bank Car Insurance Policy Summary This is a summary of cover available under Tesco Bank Car Insurance. It does

More information

Employers Liability Policy of Insurance

Employers Liability Policy of Insurance Employers Liability Policy of Insurance EMPLOYERS' LIABILITY POLICY OF INSURANCE MSI Corporate Capital Limited as the Underwriting Member of MIT Syndicate 3210 at Lloyd s hereinafter referred to as the

More information

SUMMARY OF COVER. Max 10/10 Liability and Construction

SUMMARY OF COVER. Max 10/10 Liability and Construction SUMMARY OF COVER Max 10/10 Liability and Construction Liability & Construction Max 10/10 Policy Summary of Cover This leaflet provides a summary of the significant features, benefits and of the cover provided

More information

English Volleyball Association &/or The British Volleyball Federation

English Volleyball Association &/or The British Volleyball Federation English Volleyball Association &/or The British Volleyball Federation Members Insurance FAQ s Public Liability (PL) Volleyball England members clearly appreciate the value of the insurance cover that is

More information

HSBC Private Car Insurance. Summary of cover

HSBC Private Car Insurance. Summary of cover HSBC Private Car Insurance Summary of cover 2 HSBC Private Car Insurance This is a generic summary of cover and does not contain the full terms and conditions of the cover which can be found in the policy

More information

Excess Protection Insurance Policy

Excess Protection Insurance Policy Excess Protection Insurance Policy Table of Contents SECTION 1: Policy Structure 2 SECTION 2: Definitions 3 SECTION 3: Eligibility 4 SECTION 4: General conditions of cover 5 SECTION 5: Exclusions 6 SECTION

More information

Fairway Visitors and Members Brochure

Fairway Visitors and Members Brochure Fairway Visitors and Members Brochure www.ccvsl.co.uk Fairway Visitors & Members Introduction CCV Underwriting Sports & Leisure have over 20 years experience within the Sports & Leisure Insurance sector.

More information

Saga Annual Multi-trip Travel Insurance

Saga Annual Multi-trip Travel Insurance Saga Annual Multi-trip Travel Insurance Important information for customers Important information for customers Saga Services ed is a wholly owned subsidiary of Acromas Holdings ed and is registered in

More information

Asda Value Car Insurance. Excess Protection. money

Asda Value Car Insurance. Excess Protection. money Asda Value Car Insurance Excess Protection money Contents page number Motor Excess Protection Policy Wording... 3 Introduction... 3 Regulatory Information... 3 Your Insurer... 3 What Makes up this Policy?...4

More information

Personal Accident and Accidental Death Benefit Policy Wording

Personal Accident and Accidental Death Benefit Policy Wording Personal Accident and Accidental Death Benefit Policy Wording This Policy has been arranged by Motorplus Limited (trading as ULR Additions) with Qdos Broker & Underwriting Services Limited and is underwritten

More information

Self-build Insurance. Proposal Form

Self-build Insurance. Proposal Form Introduction DMS SELF-BUILD The Self-build Specialists The Brit Insurance Limited Self-build insurance policy is tailor-made to meet the needs of those building a brand new detached house or bungalow which

More information

Motor Vehicle Excess Protection Policy Wording

Motor Vehicle Excess Protection Policy Wording Motor Vehicle Excess Protection Policy Wording www.greeninsurancecompany.co.uk Contents Demands and Needs Statement 2 Insurer 2 What makes up this policy? 2 Changing your mind Your right to cancel 2 Definitions

More information

AXA Car Insurance. Policy summary. April 2015 edition

AXA Car Insurance. Policy summary. April 2015 edition AXA Car Insurance Policy summary April 2015 edition Policy summary This document is a summary of the insurance cover provided by the AXA Car policy. Therefore it does not contain the full terms and conditions

More information

Aviva Motor Policy Summary and Important Information

Aviva Motor Policy Summary and Important Information Aviva Motor Policy Summary and Important Information This is a summary of the policy and does not contain the full terms and conditions of the cover which can be found in the policy documentation. It is

More information

Your Car Insurance Policy Summary Booklet

Your Car Insurance Policy Summary Booklet Your Car Insurance Policy Summary Booklet Contents Welcome to Brightside car insurance...4 Car Policy Summary...6 About Brightside car insurance...6 Summary of Cover...6 Claims and Glass Helpline...6 Insurer...6

More information

Income Protection Plan from Standard Life

Income Protection Plan from Standard Life Key features of the Income Protection Plan from Standard Life This Key Features Document gives you the main points about the Income Protection Plan you re considering. It is for a UK Plan and for use by

More information

Fleet Excess Protect

Fleet Excess Protect Fleet Excess Protect Policy Wording Thank you for choosing Fleet Excess Protect Insurance. The information in this policy wording contains important information and we have made it as easy as possible

More information

AfPP Medical Professional Liability Insurance FREQUENTLY ASKED QUESTIONS

AfPP Medical Professional Liability Insurance FREQUENTLY ASKED QUESTIONS fpp Medical Professional Liability Insurance FREUENTLY SKED UESTIONS This document has been compiled by us in conjunction with underwriters MPLC to assist you in personally deciding whether you need or

More information

Car Insurance. Summary of Cover

Car Insurance. Summary of Cover Car Insurance Summary of Cover Summary of cover Important you should read this This leaflet provides a summary of the key features, benefits and limitations of the cover provided by the Zurich Insurance

More information

If you have an accident call us straightaway on 0844 251 0190. For our joint protection, calls may be recorded and/or monitored. Your policy summary

If you have an accident call us straightaway on 0844 251 0190. For our joint protection, calls may be recorded and/or monitored. Your policy summary If you have an accident call us straightaway on 0844 251 0190. For our joint protection, calls may be recorded and/or monitored. Your policy summary Your policy summary 2. Your policy summary 5. Important

More information

Motor Insurance Database

Motor Insurance Database Allianz Insurance plc Motor Insurance Database Connect with us Contents An obligation to compliance 2 Supplying data making the right choice for your business 3 How to update MID 6 How does it all work?

More information

Fleet Legal Guard. Policy Wording

Fleet Legal Guard. Policy Wording Fleet Legal Guard Policy Wording What s inside... Introduction 3 What to do if you need to make a claim 4 Legal helpline 5 Claims for compensation 10 Claims for physiotherapy 12 Terms and Conditions 13

More information

Countrywide Insurance Services. MortgageCare. Exclusive to Countrywide. Proud to be associated with. www.countrywideinsurance.co.

Countrywide Insurance Services. MortgageCare. Exclusive to Countrywide. Proud to be associated with. www.countrywideinsurance.co. Countrywide Insurance Services MortgageCare Exclusive to Countrywide Proud to be associated with www.countrywideinsurance.co.uk Information booklet MortgageCare Buying a home is probably the largest financial

More information

SPECIAL EVENTS INSURANCE Special Events Insurance for charities, church groups and voluntary groups

SPECIAL EVENTS INSURANCE Special Events Insurance for charities, church groups and voluntary groups SPECIAL EVENTS INSURANCE Special Events Insurance for charities, church groups and voluntary groups Special Events Insurance is a flexible package designed for the charities, church groups, non-profit

More information

SISS TRADES & PROFESSIONS LIABILITY INSURANCE Summary of Cover

SISS TRADES & PROFESSIONS LIABILITY INSURANCE Summary of Cover SISS TRADES & PROFESSIONS LIABILITY INSURANCE Summary of Cover This is a basic summary of the benefits, features, limitations and exclusions of the cover provided and does not contain the full terms and

More information

Dance Teachers Insurance

Dance Teachers Insurance Dance Teachers Insurance Policy information and proposal form Royal Academy of Dance Insurance scheme available to members and authorised personnel based in the UK Policy information As a member or authorised

More information

Your policy summary. If you have an accident...call us straight away on 0844 891 5391.

Your policy summary. If you have an accident...call us straight away on 0844 891 5391. Your policy summary If you have an accident...call us straight away on 0844 891 5391. For our joint protection, calls may be recorded and/or monitored. Your policy summary 2. Your policy summary 5. Important

More information