Residential Property Owners Policy Schedule for Insurance

Transcription

1 Residential Property Owners Policy Schedule for Liability Insurance The Schedule, Specification(s), Policy and Endorsements form one document. The Schedule replaces any previous Schedule Insurer Policy Number Insured Business Zurich Insurance plc JA392633lTEMPL01 Templewood Gate Management Company (No 2) Ltd Residential Property Owners in respect of communal areas Roads, Paths, Landscaping, Hedges and the like Risk Address For which the insured is responsible at: Templewood Gate Templewood Lane Farnham South Buckinghamshire SL2 3HD Period of Insurance From 01 /06/10 To 01/06/11 Or any subsequent period for which the lnsurer accepts renewal of this Policy. Next Renewal Date 01/06/11 Date of This Schedule 11 May Operative Sections 2, 3 Operative Endorsements 1, 2, 68 Premium Premium lnsurance Premium Tax 5% levied by HM Government Total amount payable Zurich lnsurance PIC A public limited company incorporated in Ireland. Registered No Registered Office: Zurich House, Ballsbridge Park, Dublin 4, Ireland. UK Branch registered in England and Wales Registration No. BR7985. UK Branch Head Office: The Zurich Centre, 3000 Parkway, Whiteley, Fareham, Hampshire PO15 7JZ Authorised by the Irish Financial Regulator and subject to limited regulation by the Financial Services Authority. Details about the extent of our regulation by the Financial Services Authority are available from us on request. FSA registration number These details can be checked on the FSA's register by visiting their website or by contacting them on Communications may be monitored to improve our service and for security and regulatory purposes. ZCYX ( ) (07109) RRO

2 Residential Property Owners Schedule for Material Damage and Associated Liability Policy Continuation Section I Buildings Declared Value Section lnoperative Sections 2 and 3: Limits of Indemnity Section 2 Property Owners Liability f 10,000,000 In total for any CLAIM in respect of the COVER, ADDITIONAL COVER and EXTENSIONS 1, 2, 3 & 4 applicable to Section 2. Extension 5 Tenants Liability Cover Inoperative In total for any CLAIM in respect of the COVER applicable to Extension 5 Section 3 Employers Liability f 10,000,000 In total for any CLAIM in respect of the COVER, ADDITIONAL COVER and EXTENSIONS applicable to Section 3. Section 4 Directors and Officer's Liability Section Inoperative Section 5 Legal expenses for the eviction of squatters Section Inoperative Section 6 Terrorism Extension Section Inoperative Zurich Insurance PIC A public limited company incorporated in Ireland. Registered No Registered Office: Zurich House, Ballsbridge Park, Dublin 4, Ireland. UK Branch registered in England and Wales Registration No. BR7985. UK Branch Head Office: The Zurich Centre, 3000 Parkway, Whiteley, Fareham, Hampshire PO15 7JZ Authorised by the Irish Financial Regulator and subject to limited regulation by the Financial Services Authority. Details about the extent of our regulation by the Financial Services Authority are available from us on request. FSA registration number These details can be checked on the FSA's register by visiting their website or by contacting them on Communications may be monitored to improve our service and for security and regulatory purposes. ZCYX ( ) (07109) RRD

3 Endorsement No. I Public Liability Endorsement Corporate Manslaughter and Corporate Homicide Act 2007 Cover Under Section 2 - Property Owners Liability extends to indemnify the lnsured in respect of legal costs and expenses incurred with the Insurer's prior written consent in connection with the defence of any criminal proceedings (including any appeal against conviction arising from any such proceedings) brought in respect of a charge and or investigations connected with a charge of corporate manslaughter or corporate homicide under the Corporate Manslaughter and Corporate Homicide Act 2007 or any equivalent legislation in the Channel Islands or the lsle of Man committed or alleged to have been committed during the Period of Insurance in the course of the business. Provided always that: a) the Insurer's liability under this extension shall not exceed 5,000,000 in any one period of insurance or the Limit of lndemnity stated in the schedule whichever is the lesser. This limit will form part of and not be in addition to the Limit of lndemnity stated in the schedule b) this Extension shall apply only to proceedings brought in Great Britain, Northern Ireland, the Channel Islands or the lsle of Man c) the lnsurer must consent in writing to the appointment of any solicitor or counsel who are to act for and on behalf of the lnsured d) the lnsured shall give to the lnsurer immediate notice of any summons or other process served upon the lnsured which may give rise to proceedings under this extension e) in relation to any appeal counsel has advised there are strong prospects of such appeal succeeding f) the lnsurer shall be under no liability: i) where the Insured has committed any deliberate or intentional criminal act giving rise to a corporate manslaughter or corporate homicide charge i i) iii) iv) in respect of fines or penalties of any kind in respect of the defence of any criminal proceedings brought or in an appeal against conviction arising from such proceedings in respect of a breach of: 1) the Health and Safety at Work Act 1974 or the Health and Safety at Work Act (Northern Ireland) Order 1978 or any regulations made thereunder 2) the Food Safety Act 1990 or any regulations made thereunder 3) the Consumer Protection Act 1987or any regulations made thereunder where indemnity for defence costs is available from any other source or is provided by any other insurance or where but for the existence of this extension indemnity would have been provided by such other source or insurance g) where the lnsurer has already indemnified the lnsured in respect of legal costs or expenses incurred in the defence of any criminal proceedings arising out of the same cause or occurrence which gave rise to the charge of and or investigation connected with corporate manslaughter or corporate homicide under another section of the policy the amount paid under that section will be taken into account in arriving at the Insurer's liability payable under this extension. Endorsement No. 68 Section 2 - Property Owners Liability Third Party Property Damage Excess It is noted and agreed that You will be responsible for the first 250 of each and every claim for damage to any property. ZCYX ( ) (07109) RRD

4 Certificate of Employers' Liability Insurance (a) ZURICH- (Where required by regulation 5 of the Employers' Liability (Compulsory Insurance) Regulations 2008 (the Regulations), a copy of this certificate must be displayed at all places where you employ persons covered by the policy or an electronic copy of the certificate must be retained and be reasonably accessible to each employee to whom it relates). Policy No. JA I TEMPLOI 1. Name of policy Templewood Gate IWanagement Company (No 2) Ltd holder 2. Date of 01/06/10 commencement of insurance policy 3. Date of expiry of 01/06/11 insurance policy We hereby certify that subject to paragraph 2: 1. The policy to which this certificate relates satisfies the requirements of the relevant law applicable in Great Britain, Northern Ireland, the Isle of Man, the lsland of Jersey, the Island of Guernsey and the Island of Alderney (h) 2. (a) the minimum amount of cover provided by this policy is no less than f 5 million (c) Signed on behalf of Zurich lnsurance plc (Authorised Insurer). Signature 5-& - Stephen Lewis Chief Executive Officer Zurich lnsurance plc, UK Branch. Zurich Insurance plc A public limited company incorporated in Ireland Registration No Registered Office Zurich House, Ballsbridge Park,Dublin 4 Ireland. UK branch registered in England and Wales Registration No.. BR 7985 UK Branch Head Office The Zurich Centre, 3000 Parkway, Whiteley, Fareham. Hampshire PO15 7JZ Notes (a) Where the employer is a company to which regulation 3(2) of the Regulations applies, the certificate shall state in a prominent place, either that the policy covers the holding company and all its subsidiaries, or that the policy covers the holding company and all its subsidiaries except any specifically excluded by name, or that the policy covers the holding company and only the named subsidiaries. (b) Specify applicable law as provided for in regulation 4(6) of the Regulations. (c) See regulation 3(1) of the Regulations and delete whichever of paragraphs 2(a) or 2(b) does not apply. Where 2(b) is applicable, specify the amount of cover provided by the relevant policy. Authorised by the Irish Financial Regulator and subject lo limited regulation by the Financial Services Authority. Details about the extent of our regulation by the Financial Services Authority are available from us on request ZCUI 2 (OFF A) 5/99

5 Endorsement No. 2 Employers' Liability Endorsement Corporate Mansiaughter and Corporate Homicide Act 2007 Cover Under Section 3 - Employers Liability extends to indemnify the lnsured in respect of legal costs and expenses incurred with the Insurer's prior written consent in connection with the defence of any criminal proceedings (including any appeal against conviction arising from any such proceedings) brought in respect of a charge and or investigations connected with a charge of corporate manslaughter or corporate homicide under the Corporate Manslaughter and Corporate Homicide Act 2007 or any equivalent legislation in the lsle of Man or the Channel Islands committed or alleged to have been committed during the Period of Insurance in the course of the business. Provided always that: a) the Insurer's liability under this extension shall not exceed 5,000,000 in any one period of insurance. This limit will form part of and not be in addition to the limit of indemnity stated in the schedule b) this Extension shall only apply to proceedings brought in Great Britain, Northern Ireland, the lsle of Man or the Channel Islands c) the lnsurer must consent in writing to the appointment of any solicitor or counsel who are to act for and on behalf of the lnsured d) the lnsured shall give to the lnsurer immediate notice of any summons or other process served upon the lnsured which may give rise to proceedings under this extension e) in relation to any appeal counsel has advised there are strong prospects of such appeal succeeding f) the lnsurer shall be under no liability: i) where the Insured has committed any deliberate or intentional criminal act giving rise to a corporate manslaughter or corporate homicide charge ii) iii) iv) in respect of fines or penalties of any kind in respect of the defence of any criminal proceedings brought or in an appeal against conviction arising from such proceedings in respect of a breach of the Health and Safety at Work Act 1974 or the Health and Safety at Work Act (Northern Ireland) Order 1978 or any regulations made thereunder where indemnity for defence costs is available from any other source or is provided by any other insurance or where but for the existence of this extension indemnity would have been provided by such other source or insurance g) where the lnsurer has already indemnified the lnsured in respect of legal costs or expenses incurred in the defence of any criminal proceedings arising out of the same cause or occurrence which gave rise to the charge of and or investigation connected with corporate manslaughter or corporate homicide under another section of the policy the amount paid under that section will be taken into account in arriving at the Insurer's liability payable under this extension.