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1 Client: Is the subject Property currently listed? Yes, currently RESIDENTIAL VALUATION SERVICES (RVS) - BROKER PRICE OPINION Property Type: SFR Condo Co-op PUD Manufactured Other Original List Price: Date: Last List Price: Date: Subject Property Comments: One story ranch style with -car garage attached, composition roof, wood exterior and front yard properly maintained Loan # File # Subject Property Reject/Withdraw Check Reason Below -4 Units Commercial Acreage (5+) Mobile/Mfg. Home Vacant Land Other Property Address: 3 BARRINGTON CT : State: CA Zip: APN: Loan #: Order #: Order Type: Exterior BPO Vendor Order #: 358 Borrower: TY TRAN Owner of Public Record: Tran Ty : Address: 8 NW Walker Beaverton OR 96 Property is new construction: Yes Is the property currently impacted by a disaster? Yes If yes, disaster date: Yes, in Last Months Has the subject property been sold in the past mos.? Yes Price: Date: Listing Broker: Listing Broker Company: Listing Broker Phone: Occupancy: Owner Tenant Vacant Unknown Inspection Type: Exterior Interior Inspection Date: Subject listed multiple times in last months? Yes HOA per month 9//3 DOM: Neighborhood Location: Urban Median Market Rent: Predominant Occupancy: Number of Competitive Listings in the Subject Property's neighborhood on the market: Number of Comparable Sales in the Subject Property's neighborhood the last mos.: Neighborhood Description: Suburban,4. Owner Rural Tenant Property Values: Increasing Stable Declining REO Trend: Market Timing: Price Range Price Range rmal Days on Market Industrial within.5 mi.? Yes Vacancy: -5% 5-% -% +% Neighborhood is new construction: Yes Is there evidence of a disaster? Yes If yes, date: DECLINING 6 34 Market Timing Trend: 3,. 39,. to to 66,. 66,. The subject is in a popular, well established and average residential area in the South area.it has good access to schools, retail shopping and also to Highways and Capitol Exp ( a major communication artery with commercial activity). t far from Coyote Creek Park. STABLE Market Conditions: The local market has been stable in general during the pass 6-9 months. We have seen properties closing over listing price due to multiple offers and lack on inventory. The market started to cool down in the nd half of August. There are short sales ( ~5%) in the area with prices at the lower end of the price range for the neighborhood. Red Flags Damaged Construction Environmental Zoning Market Activity Boarded Stigma Other (See Comments) Comments: reg flags were observed during exterior inspection Comparable Properties Address Zip Code Data Source (MLS#) Proximity Original Listing Date Original Listing Price Last Listing Price Sale Date Sale Price DOM Loan Type Sales Concessions Distressed Sale HOA Fees/mo. (, if none) GLA Above Grade Actual Age Lot Size Site Rooms/Beds/Full/Partial Design View Comparison Number of Units Basement Type Basement SF Basement % Parking Type # Parking Stalls Pool/Spa Other Condition Overall Comparability Subject Sale # Sale # Sale #3 Listing # Listing # Listing #3 3 BARRINGTON CT tax records N/A d 4 -Story Ranch 48 Pusateri Way mi. NW 5//3 549,. 549,. 6//3 59,. 4 Conventional -- Ne Good 4 -Story Ranch Superior 38 Lightland Rd 8339.mi. N 6//3 59,. 59,. 8/5/3 56,. 6 Conventional -- New Story Ranch 934 Hellyer Ave mi. S //3 448,. 448,. 8/9/3 5,. 6 Conventional -- Ne Story Ranch Inferior 36 Cotterell Dr MLS # mi. N 5/5/3 539,95. 5,. 9 N/A Story Ranch Inferior 363 Alvernaz Dr MLS # mi. N 8/4/3 55,. 55,. N/A Story Ranch Inferior 64 Pusateri Way MLs# mi. NW 8/9/3 559,. 559,. N/A BROKER PRICE OPINION FORM Created by FNC, INC. 6/ Story Ranch Superior

2 43399 Loan # File # Comparable Property Comments Sale #: Regular sale with smaller living space, equivalent age, utility & lot size. New interior & exterior paint, newer composition roof, dp windows Regular sale with slightly smaller living space and lot size. It may have updates in kitchen and baths ( no details reported). Refinished flooring Sale #: Sale #3: Regular sale with smaller living space and comparable lot size. New carpeting throughtout, copper plumbing and Central A/C. Covered patio Listing #: Regular sale with smaller living space. Kitchen with maple cabinets, granite counter tops and central island. Pergo floor in living room. Living room with vaulted ceilings. Listing #: Regular sale with smaller living space and comparable lot size. Same utility count. upgrades or improvements reported. Listing #3: regular sale with inferior gla, larger lot size. Remodeled kitchen w/granite counters, SS appliances, new bathrooms. Repairs Repair item Interior/Exterior Estimated Cost Total estimated cost of recommended repairs:. Price Opinion *Typical Marketing Price: "As Is" *Typical Marketing Price: "As Repaired" 54,. 54,. Probable Sale Price * Typical Marketing Time is assumed to be 3-6 months unless otherwise noted. Comments The property was priced in the midrange of the adjusted sold comp range. The local market shows a mix of short sales and regular transactions with the short sales normally at the lower end of the price range. The price gap is getting smaller between regular transaction and adjusted short sales. The local market has shown a light increase for the last 6 months. The property should be marketed AS IS in an average marketing cycle of 3-45 days. The expectation is that the market will be stable since we have seen an increase in interest rates, however the low inventory will compensate and the prices should remain stable over fall and winter. The unadjusted listings show smaller value but the properties close higher than the listing prices.and two of them are inferior implying upwards adjustments. The most comparable comp is Sold #: It has equivalent physical features and while it may have some updates (no details provided) it should not be considered a remodeled home Most Likely Rent:,. (per month) Certification INTEREST IN PROPERTY: I have no present or prospective interest in the property that is the subject of this report, and I have no present or prospective personal interest or bias with respect to the participants in the transaction. Signature: Prepared By: Broker / License #: Company: Company Address: Lissette Robles 9493 Date: License State: 9/6/3 Ca Coralis Realty Phone: Rue Loiret,, Ca 9536 This is a BPO market analysis. This is not an appraisal. BROKER PRICE OPINION FORM Created by FNC, INC. 6/

3 43399 Loan # File # Product Disclaimers: All States: This valuation is not an appraisal. It was obtained from a market analysis and not from a person licensed or certified under applicable law to perform appraisals. Idaho: Unless the broker is licensed under the Idaho Real Estate Appraisers Act, Chapter 4, Title 54, Idaho Code, this report is not intended to meet the uniform standards of professional appraisal practice. It is not intended to be an appraisal of the market value of the property, and if an appraisal is desired, the services of a licensed or certified appraiser should be obtained. Maine: This opinion was prepared solely for the client, for the purpose and function stated in this report and is not intended for subsequent use. It was not prepared by a licensed or certified appraiser and may not comply with appraisal standards of the uniform standards of professional appraisal practice. Maryland: COMPETITIVE MARKET ANALYSIS DISCLOSURE. This analysis is not an appraisal. It is intended only for the purpose of assisting buyers or sellers or prospective buyers or sellers in deciding the listing, offering, or sale price of the real property. Michigan: This is a market analysis, not an appraisal and was prepared by a licensed real estate broker or associate broker, not a licensed appraiser. Minnesota: This opinion is not an appraisal of the market value of the property, and may not be used in lieu of an appraisal. If an appraisal is desired, the services of a licensed or certified appraiser must be obtained. Mississippi: This opinion is not an appraisal of the market value of the property, and may not be used in lieu of an appraisal. If an appraisal is desired, the services of a licensed or certified appraiser must be obtained. This opinion may not be used by any party as the primary basis to determine the value of a parcel of real property for a mortgage loan origination, including first and second mortgages, refinances or equity lines of credit. Nebraska: This opinion or analysis is not an appraisal. It is intended only for the benefit of the addressee for the purpose of assisting buyers or sellers or prospective buyers or sellers in deciding the listing, offering, or sale price of the real property or for lending purposes in a transaction other than a federally related transaction. This opinion or analysis is not governed by the Real Property Appraiser Act. Nevada: twithstanding any preprinted language to the contrary, this opinion is not an appraisal of the market value of the property. If an appraisal is desired, the services of a licensed or certified appraiser must be obtained. Oregon: Unless the licensee who prepared this report is also licensed by the Appraiser Certification and Licensure Board, the report is not intended to meet the requirements set out in the Uniform Standards of Appraisal Practice. The report is a competitive market analysis or letter opinion and is not intended as an appraisal. If an appraisal is desired, the services of a competent professional licensed appraiser should be obtained. Pennsylvania: This analysis has not been performed in accordance with the Uniform Standards of Professional Appraisal Practice which requires valuers to act as unbiased, disinterested third parties with impartiality, objectivity and independence and without accommodation of personal interest. It is not to be construed as an appraisal and may not be used as such for any purpose. Texas: THIS IS A BROKER PRICE OPINION OR COMPARATIVE MARKET ANALYSIS AND SHOULD NOT BE CONSIDERED AN APPRAISAL. In making any decision that relies upon my work, you should know that I have not followed the guidelines for development of an appraisal or analysis contained in the Uniform Standards of Professional Appraisal Practice of the Appraisal Foundation. Washington: This brokers price opinion is not an appraisal as defined in chapter 8.4 RCW and has been prepared by a real estate licensee, licensed under chapter 8.85 RCW, who IS IS NOT also state-certified or state-licensed as a real estate appraiser under chapter 8.4 RCW. BROKER PRICE OPINION FORM Created by FNC, INC. 6/

4 43399 Borrower/Client TY TRAN Property Address 3 BARRINGTON CT SUBJECT PHOTOGRAPH ADDENDUM CA State Zip Code File FRONT OF SUBJECT PROPERTY REAR OF SUBJECT PROPERTY STREET SCENE Street Scene

5 43399 ADDITIONAL PHOTOGRAPH ADDENDUM File Borrower/Client TY TRAN Property Address 3 BARRINGTON CT State CA Zip Code Side View Address Verification Side View

6 43399 COMPARABLES PHOTOGRAPH ADDENDUM (Comps -3) File Borrower/Client Property Address TY TRAN 3 BARRINGTON CT State CA Zip Code Comparable Sale 48 Pusateri Way Date of Sale: 6//3 Sale Price: 59,. Sq. Ft.: 594 / Sq. Ft.: Comparable Sale 38 Lightland Rd Date of Sale: 8/5/3 Sale Price: 56,. Sq. Ft.: 633 / Sq. Ft.: Comparable Sale Hellyer Ave Date of Sale: 8/9/3 Sale Price: 5,. Sq. Ft.: 5 95 / Sq. Ft.:

7 Borrower/Client TY TRAN Property Address 3 BARRINGTON CT LISTING COMPARABLE PHOTOGRAPH ADDENDUM State CA Zip Code File Listing # Comp List # Listing # Comp List # Listing # 3 Comp List #3

8 File Borrower/Client Property Address TY TRAN 3 BARRINGTON CT State CA Zip Code

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