Personal Accident Insurance for Students
|
|
- Rosemary Day
- 8 years ago
- Views:
Transcription
1 Personal Accident Insurance for Students Offering vital protection against injuries anywhere in the world, when taking part in organised activities. For more information call or
2 BUCS vision is to enhance the student experience through sport, be that in the BUCS leagues and events or at social and participative level. The Endsleigh personal accident product has been developed to be flexible, with options that suit every student who plays sport. Karen Rothery BUCS, CEO Over the last 20 years Endsleigh has been providing a personal accident product that is created specifically for students. Through regular consultation and engagement with our customers, students, officers and BUCS representatives, we continue to review and evolve our offering to ensure students participating in organised activities are protected. Endsleigh brings a great understanding of our organisation and the student movement, which enables them to deliver appropriate insurance solutions for both NUS and its members. The longstanding commitment to students is at the core of both our organisations. Dave Farbrother National Union of Students, Group Finance Director Our Personal Accident Insurance scheme is designed for both Universities and Students Unions, providing invaluable financial protection for students while participating in organised activities. Every full and affiliated member of your organisation, including part-time students, can be covered. Members will be protected anywhere in the world whilst taking part in organised activities, including training and practice sessions.
3 Claims examples American Football 3,966 Fractured Tibia and Fibula Temporary Total Disablement 1,246 Hospital Confinement 220 Course Deferment Expenses 2,500 Trampolining 472 Broken Leg Broken Bones 350 Travel Expenses 122 Cheerleading 3,922 Back injury Hospital Confinement 660 Temporary Total Disablement 762 Course Deferment Expenses 2,500 Gaelic Football 15,680 Damage to Kidney - a result of being elbowed Permanent Disabling Injuries 15,000 Hospital Confinement 360 Temporary Total Disablement 320 Hockey 728 Hit in the Mouth Dental Expenses Travel Expenses 100 Temporary Total Disablement 28 Sky Diving 104,260 Parachute became tangled Permanent Disabling Injuries 100,000 Temporary Total Disablement 1,560 Hospital Confinement 2,700 Rugby 22,530 Retinal tear Permanent Disabling Injuries 22,500 Hospital Confinement 30 Basketball 4,608 Ruptured Achilles Tendon Temporary Total Disablement 2,440 Loss of Earnings 1690 Travel Expenses 150 Cost of Medical Certificate 28 Hospital Confinement 300 Claims examples provided by Ace European Group Limited
4 Essential Endorsed by Accidental Death Permanent Disabling Injuries Temporary Total Disablement Loss of Earnings Hospital Confinement Travel Expenses Dental Expenses Supplementary Travel & Accommodation Expenses in UK Course Deferment Expenses Cost of Medical Certificate 30,000 Up to 50, per week (excluding first 7 days) Up to 65 per week 20 per day (max. 120 days) Up to 150 (min claim 25) Up to 1,000 ( 25 excess) Up to 1,000 Up to 3,000 Up to 40 Essential Cover Annual Premium The annual premium for ESSENTIAL Cover is 2.40 per person Inclusive of Insurance Premium Tax at 6%* Want to enhance your cover? Optional Top Up Benefits available Top Up Benefits Permanent Disabling Injuries Temporary Total Disablement 25, per week Annual Premium per person 11p 25p *Correct at 06/14
5 Elite Endorsed by Accidental Death Permanent Disabling Injuries Temporary Total Disablement Loss of Earnings Hospital Confinement Travel Expenses Dental Expenses Supplementary Travel & Accommodation Expenses in UK Course Deferment Expenses Coma Broken Bones Primary Dislocation Physiotherapy following Broken Bones or Primary Dislocation Cost of Medical Certificate 30,000 Up to 100, per week (excluding first 7 days) Up to 75 per week 40 per day (max. 120 days) Up to 500 (min claim 25) Up to 1,500 ( 25 excess) Up to 1,000 Up to 3, per week Up to 1, Up to 40 per session (subject to a maximum of 10 sessions) Up to 40 Elite Cover Annual Premium The annual premium for ELITE Cover is 3.50 per person Inclusive of Insurance Premium Tax at 6%* Want to enhance your cover? Optional Top Up Benefits available Top Up Benefits Permanent Disabling Injuries Temporary Total Disablement Physiotherapy 25, per week 20 per session Annual Premium per person 11p 25p 10p *Correct at 06/14
6 Basic The Basic cover is available for non-sporting activities Accidental Death Permanent Disabling Injuries Temporary Total Disablement Hospital Confinement Travel Expenses Dental Expenses Supplementary Travel & Accommodation Expenses in UK 10,000 Up to 50, per week (excluding first 7 days) 10 per day (max 120 days) Up to 100 (min claim 25) Up to 200 ( 25 excess) Up to 1,000 Basic Cover Annual Premium The annual premium for BASIC Cover is 1.00 per person Inclusive of Insurance Premium Tax at 6%* Want to enhance your cover? Optional Top Up Benefits available Top Up Benefits Permanent Disabling Injuries Temporary Total Disablement 25, per week Annual Premium per person 11p 25p *Correct at 06/14
7 Details of the Personal Accident Insurance Plan Accidental Death A cash benefit designed to pay funeral costs and other expenses that may arise at a distressing time. Permanent Disabling Injuries The scale of benefits depends on the extent of the injury. For instance, loss of sight in both eyes is covered for the full amount specified in the schedule, while 25% of this amount is paid for the loss of a thumb. For the most severe injuries, a substantial cash sum can help the Insured Person to adjust to a new way of life. Temporary Total Disablement A benefit for up to 52 weeks (after an initial deferment period) if the student is unable to attend university or college courses. Loss of Earnings Payment for up to 26 weeks, after an initial deferment period of 7 days, to help compensate for loss of a regular income. Hospital Confinement A payment up to 40 per day for each 24 hours spent as an in-patient, up to a maximum of 120 days. Travel Expenses Designed to cover all or part of the cost of travelling to and from hospital for out-patient treatment. Once 25 in travel expenses has been incurred, the full benefit limit will apply. Dental Expenses Payment up to the sum stated for dental treatment. A 25 excess applies. Supplementary Travel & Accommodation Expenses in UK If a student is injured in the United Kingdom, more than 50 miles away from their place of study and requires hospital treatment as an inpatient, the costs of private ambulance transportation to a local hospital, if this is medically necessary, are covered. Also, once released from hospital after inpatient treatment, reasonable transport costs up to 100, are covered for the student s journey home. Course Deferment Expenses Three payment levels are provided, in case a student s injury makes them unable to attend their course which results in their academic examinations being deferred for a year. 50 to help pay for the exam fee. An additional amount up to 250 to help cover the costs of travel and accommodation while re-sitting exams. Up to 3,000 if a student has to make up a whole academic year, due to missing more than 12 consecutive weeks of study. Coma A benefit payable of 140 per week if, following an accident, the Insured Person enters an unarousable unconscious state. Broken Bones Cover provides a benefit payable up to 1000 for any one claim. Primary Dislocation A benefit payable of 250 following a Primary Dislocation to the Hip, Shoulder or Kneecap. Physiotherapy Following a valid claim for either Broken Bones or a Primary Dislocation, a benefit is payable for up to 40 per physiotherapy session, up to a maximum of 10 sessions, to aid rehabilitation. Cost of Medical Certificate A benefit designed to reimburse the cost for the issuing of a Medical Certificate by a Qualified Medical Practitioner up to 40. Cover and benefits vary depending on the level of cover selected. Please refer to Endsleigh s Education Team for full details.
8 Get in touch If you would like to speak to us to discuss your insurance requirements, or you have a query, please contact us. We are open from: 9am 5pm Monday to Friday education@endsleigh.co.uk Telephone: Website: endsleigh.co.uk Visit endsleigh.co.uk or call the Education Team on Endsleigh Business Insurance Services is a trading name of Endsleigh Insurances (Brokers) Limited which is authorised and regulated by the Financial Conduct Authority. This can be checked on the Financial Services Register by visiting their website at Endsleigh Insurances (Brokers) Limited. Company No: registered in England at Shurdington Road, Cheltenham Spa, Gloucestershire GL51 4UE. Underwritten by ACE European Group Limited Head Office: ACE Building, 100 Leadenhall Street, London, EC3A 3BP Registered in England No Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
good to know you Group Personal Accident Insurance Policy for Randstad Workers Key fact document
good to know you Group Personal Accident Insurance Policy for Randstad Workers Key fact document Welcome to the Group Personal Accident Insurance Policy for Randstad Workers. This Group Personal Accident
More informationPersonal Accident Insurance ForAmateur Football Club Firms
The National Game Oet vered by The FA's ppoi'lted bmker, Bluefln Sport BlueAn Sport Gary White Shinfield Rangers 44 marefield lower early Berkshire RG63DZ Receipt Policy Number Policy Holder Class of Business
More informationProtect your students quality of life
Gold Gold Plus Platinum Protect your students quality of life A quality education is an investment in a child s future, providing students with the skills, knowledge and experience to make the most of
More informationHospital General and Hospice: For an inpatient admission to a hospital or hospice. Primary Scheme. consecutive calendar months.
Pre-existing condition restrictions apply to some benefits. Please see the Terms & Conditions for full details. Dental and Optical Help towards the cost of all dental treatment including check-ups, and
More informationProduct Summary. Cashback Accident Plan
Product Summary Customer Services Freephone: 0800 169 7733 Office hours: Monday to Friday, 9am to 6pm E-mail csd@uk.combined.com Website www.combinedinsurance.co.uk Headquarters European Headquarters The
More informationNorthern Ireland Soccer Insurance Proposal Form
Northern Ireland Soccer Insurance Proposal Form A simple personal accident / public liability policy for amateur football clubs Please note this is a summary of the features of this product. Full terms
More informationPersonal Accident Plan. Fracture benefits and cash lump sums from accidental injury. Ireland. Changing the image of insurance.
Personal Accident Plan Fracture benefits and cash lump sums from accidental injury Ireland Changing the image of insurance. Cash benefits for fractures & injuries... We all believe it will never happen
More informationPersonal Accident Plan. Fracture benefits and cash lump sums from accidental injury. Changing the image of insurance.
Personal Accident Plan Fracture benefits and cash lump sums from accidental injury UK Changing the image of insurance. Cash benefits for fractures & injuries... We all believe it will never happen to me
More informationThe benefit also includes $10,000 of AD&D coverage. See certificate for breakdown of benefits.
ACCIDENT MEDICAL BENEFIT Underwritten and insured by: If you are injured in a covered accident and receive treatment from a physician, you are eligible for benefits during the benefit period of 52 weeks;
More informationCertificate of Currency Our Ref: 076719. Surf Life Saving Western Australia, including clubs, branches and/or affiliated entities.
24 October 2014 Jardine Lloyd Thompson Pty Ltd ABN 69 009 098 864 27 Evelyn Street NEWSTEAD QLD 4006 PO Box 2321 Fortitude Valley BC QLD 4006 Tel +61 7 3246 7555 Fax +61 7 3246 7590 www.jlta.com.au Certificate
More informationHow To Insure A Group Personal Accident
New and improved benefits * Insurance Solutions Football team Group personal accident insurance Summary of benefits and premiums *Valid from May 2010 Insurance Solutions Group personal accident Football
More informationPersonal Accident Insurance For Youth Football Teams
Sport Group personal accident insurance Adult and youth football teams Summary of benefits Hellenic League policy summary Valid from 1 July 2015 In conjunction with Introducing the National Game Insurance
More informationChamber Plan. 0808 178 1179 admin@plutushealth.co.uk www.plutushealth.co.uk. Chamber
Chamber Plan 0808 178 1179 admin@plutushealth.co.uk www.plutushealth.co.uk Chamber Contents 03 04 05 06/07 08/09 10/11 About us Incentivising your employees How does a Plutus Health Chamber Plan work?
More informationHORSE RIDING CLUBS ASSOCIATION OF VICTORIA INC SUMMARY OF COVER PERSONAL ACCIDENT INSURANCE. Horse Riding Clubs Association of Victoria Inc.
HORSE RIDING CLUBS ASSOCIATION OF VICTORIA INC SUMMARY OF COVER PERSONAL ACCIDENT INSURANCE Name of Insured: Insured Persons: Policy Class: Period: Geographic Limit: IMPORTANT: Horse Riding Clubs Association
More informationkaplan care insurance Guide 2015 Travel, academic and medical insurance policy www.kic.org.uk
kaplan care insurance Guide 2015 Travel, academic and medical insurance policy www.kic.org.uk welcome to kaplan care Kaplan Care has been specially designed for international students by Kaplan International
More informationKAPLAN CARE INSURANCE GUIDE 2015 TRAVEL, ACADEMIC AND MEDICAL INSURANCE POLICY www.kic.org.uk
KAPLAN CARE INSURANCE GUIDE 2015 TRAVEL, ACADEMIC AND MEDICAL INSURANCE POLICY www.kic.org.uk WELCOME TO KAPLAN CARE Kaplan Care has been specially designed for international students by Kaplan International
More informationAccident Coverage Details
Accident Coverage Details Choose Level 1 or Level 2 Benefits Accident Coverage provides 24-hour coverage or off-the-job coverage. Select the level of coverage that best meets your needs and budget. BENEFITS
More informationAccidents do happen but luckily, he is an SDA Member! Y O U R V O I C E A T W O R K
Accidents do happen but luckily, he is an SDA Member! Y O U R V O I C E A T W O R K The SDA provides a FREE Accident Insurance Policy for all financial members - NO Medical required, NO forms to complete
More informationRandstad Group Personal Accident Insurance Policy
Randstad Group Personal Accident Insurance Policy What you need to know Welcome to Randstad s Group Personal Accident Insurance Policy The Randstad s Group Personal Accident Insurance Policy is an insurance
More informationSickness Hospitalisation Income Policy
Sickness Hospitalisation Income Policy Key Features and Product Summary This policy from Combined Insurance cover for hospitalisation and convalescence due to sickness. Please refer to your Policy Document
More informationGuidelines for the NSW Sporting Injuries Schemes
Guidelines for the NSW Sporting Injuries Schemes Disclaimer This publication may contain work health and safety and workers compensation information. It may include some of your obligations under the various
More informationAll paid up members and voluntary workers of Bicycle QLD.
Bicycle QLD Summary of Member Insurances as at 31 st January 2014. Insured: Cover: Limits: All paid up members and voluntary workers of Bicycle QLD. The compensation provided shall be payable should an
More informationSickness Income Policy
Sickness Income Policy Key Features and Product Summary This policy from Combined Insurance provides cover if you cannot work or become incapacitated due to sickness. Please refer to your Policy Document
More informationPolicy Booklet. Inside you ll find full details of your Driver Injury Cover. Driver Injury Cover
Policy Booklet Inside you ll find full details of your Driver Injury Cover Driver Injury Cover Contents Page Policy summary 1 Terms and conditions about your insurance 6 Meaning of words 7 Contract of
More informationAccident & Health International Underwriting Pty Ltd STUDENT INJURY POLICY. Product Disclosure Statement (PDS) and Wording
Accident & Health International Underwriting Pty Ltd STUDENT INJURY POLICY Product Disclosure Statement (PDS) and Wording FEDERATION OF PARENTS & CITIZENS ASSOCIATION OF NSW STUDENT INJURY INSURANCE This
More informationArchery Australia Insurance Handbook 2009-2010
Archery Australia Insurance Handbook 2009-2010 Index Introduction... 3 Public & Products Liability (including errors & omissions)... 4 Who is Insured? 4 When are you Insured? 4 Where are you Insured? 4
More informationGroup Accident Insurance
Group Accident Insurance UMB Bank announces Accident Insurance protection Proposed effective date:08/01/2011 Accident Insurance: Because accidents happen Have you ever thought about what you would do if
More informationPolicy Schedule. Personal Accident Insurance for Voluntary Workers
Policy Number: 2400013510 Named Insured: Queensland Council of Parents and Citizens' Association (QCPCA) trading as P&Cs QLD, P&Cs QLD Areas and the President, Board and Members for the time being of the
More informationHertfordshire County Council Personal Accident & Travel Insurance POLICY SUMMARY
Hertfordshire County Council Personal Accident & Travel Insurance POLICY SUMMARY The purpose of this Policy Summary is to help you understand the insurance by setting out the significant features, benefits,
More informationCorporate Personal Accident and Illness Insurance
Corporate Personal Accident Policy Summary This policy summary outlines the main features and significant exclusions and does not contain the full terms and conditions of the insurance contract. The full
More informationgood to know you Randstad Group Personal Accident Insurance
good to know you Randstad Group Personal Accident Insurance Welcome to Randstad s Group Personal Accident Insurance Randstad s Group Personal Accident Insurance is an insurance policy which provides you
More informationQBE INSURANCE (AUSTRALIA) LIMITED ABN 78 003 191 035
GROUP PERSONAL ACCIDENT POLICY SCHEDULE Policy Number: Policy Wording: The Insured: The Business: AN A042331 PAD QBE QM 360-0312 Sports Injury Insurance Policy Wording (as attached) Cycling Australia Inc.,
More informationScottish Rugby. Personal Accident Insurance For Clubs. 2013-14 Season Summary of Cover
Scottish Rugby Personal Accident Insurance For Clubs 2013-14 Season Summary of Cover The information contained is a summary only and does not provide the full policy terms and conditions. If anything is
More informationBenefit Solutions for Federal Employees
Benefit Solutions for Federal Employees Accident insurance: You re not a kid anymore, even if you still play like one Insurance that helps you act the age you feel Because you re never too old to have
More information2014 / 2015 Insurance Manual
Prepared by: Terry Berryman Account Executive OAMPS Insurance Brokers P: (07) 3367 5010 M: 0438 596 939 E: terry.berryman@oamps.com.au Closer to clients Closer to communities Table of Contents Executive
More informationEDUTRAVEL INSURANCE GUIDE 2016 TRAVEL, ACADEMIC AND MEDICAL INSURANCE POLICY www.kic.org.uk
EDUTRAVEL INSURANCE GUIDE 2016 TRAVEL, ACADEMIC AND MEDICAL INSURANCE POLICY www.kic.org.uk WELCOME TO EDUTRAVEL INSURANCE EduTravel Insurance has been specially designed for international students by
More informationCritical Five Policy. Key Features and Product Summary
Critical Five Policy Key Features and Product Summary This policy from Combined Insurance offers protection for you and your family in the event of a serious illness. Please refer to your Policy Document
More informationOver 50s Life Insurance with the Lifetime Payback Guarantee
Over 50s Life Insurance with the Lifetime Payback Guarantee Key Facts and Policy Terms and Conditions Welcome to British Seniors We all want the best for our loved ones. Now that you have chosen British
More informationHEALTH LEGISLATION FROM PAYING ANY MEDICARE SERVICE INCLUDING THE MEDICARE GAP
ABN 76 000 005 210 AFSL No. 235415 GPO Box 180 Melbourne 3001 Telephone 1300 138 498 Facsimile 03 9934 3468 schoolcareclaims@ccinsurances.com.au www.ccinsurances.com.au SchoolCare Claim Form Important
More informationPUPILS 600K PERSONAL ACCIDENT INSURANCE SCHEME (INCORPORATING DENTAL)
EDUCATION PRACTICE PUPILS 600K PERSONAL ACCIDENT INSURANCE SCHEME (INCORPORATING DENTAL) SCHEME DETAILS AND KEYFACTS EFFECTIVE FROM WINTER TERM 2013 Benefits for permanent disability or death, loss or
More informationSaga Personal Accident Insurance Your Policy Booklet
Saga Personal Accident Insurance Your Policy Booklet Welcome to Saga Personal Accident Insurance. As with all our services, we have designed this policy with our customers needs in mind and I hope you
More informationStudent Product Insurance. Policy Summary
Student Product Insurance Policy Summary Student Product Insurance is underwritten by Royal & Sun Alliance Insurance plc. It is an annual contract and may be renewed each year subject to the terms and
More informationAonProtect Arranged By Aon Underwriting Managers
AonProtect Arranged By Aon Underwriting Managers Policy Number 14-PAT-0000000289 AonProtect Policy Schedule Policyholder Address Business Liverpool Hope University Hope Park Liverpool L16 9JD Educational
More informationPLAYER INSURANCE BROCHURE 2016
PLAYER INSURANCE BROCHURE 2016 INSURANCE INFORMATION This plan has been arranged by the Australian Rugby Union on behalf of all Insured persons. WHO CAN MAKE A CLAIM? A claim can be made by any person
More informationPersonal Accident & Travel Insurance POLICY SUMMARY
Personal Accident & Travel Insurance POLICY SUMMARY The purpose of this Policy Summary is to help you understand the insurance by setting out the significant features, benefits and limitations. You should
More informationInjury insurance designed for AMWU members
INJURY INSURANCE Injury insurance designed for AMWU members up to $75,000 death benefit (plus at-work cover) up to $35,000 serious trauma benefit up to $8,000 broken bones benefit higher dental injury
More informationAbout Union Income Benefit Holdings Ltd. Contents. UIB Treating Customers Fairly
Life Cover Contents Title Page About Union Income Benefit Holdings Limited 1 Policy Summary 2 Welcome 3 Definitions 3 Life Cover Policy Wording The cover we provide 4 Return of Premiums 4 What we do not
More informationGROUP PERSONAL ACCIDENT POLICY SCHEDULE
QBE INSURANCE (AUSTRALIA) LIMITED ABN 78 003 191 035 GROUP PERSONAL ACCIDENT POLICY SCHEDULE Policy Number: AN A043307 PAD Policy Wording: The Insured: The Business: Period of Insurance: QBE QM 360-0312
More informationyour statement of insurance
your statement of insurance block international student travel insurance policyholder: Lewis School Limited policy number: IL9 0084715 issued on: 1st November 2014 reason for issue: new business This Statement
More informationAmerican Fidelity Assurance Company s. Accident Only. Insurance Plan. Accidents Happen. Are You Prepared?
American Fidelity Assurance Company s Accident Only Insurance Plan Accidents Happen. Are You Prepared? Accident Only Plan Accidents can happen to anyone at any time. You cannot plan for when an accident
More informationPersonal Accident. Schedule of Benefits
Personal Accident INSURED Harness Racing Australia Inc (HRA) and it s Members (State Controlling Bodies excluding Harness Racing New South Wales), Australian Mini Trotting Clubs (as below), Junior Member
More informationPupils 1m personal accident insurance scheme (incorporating dental)
Education Practice Pupils 1m personal accident insurance scheme (incorporating dental) Scheme details and keyfacts effective from winter term 2011 Benefits for permanent disability or death, loss or loss
More informationPERSONAL ACCIDENT INSURANCE POLICY. Sections 5 to 9 Page 1 of 15 Ref: CAHP2
PERSONAL ACCIDENT INSURANCE POLICY Sections 5 to 9 Page 1 of 15 Ref: CAHP2 SECTION 1 - INSURING AGREEMENT Policy Number 64796052 Group Policyholder Plutus Health Address 13 Cardiff Road, Newport, South
More informationGroup Personal Accident and Travel Insurance Schedule of Benefits Section A - Injury (a)
Section A - Injury (a) Category Insured Persons Operative Time Code A All employees and students MOT12 Operative Time Definition(s) Code MOT12 Definition All Business travel (including Incidental Holiday
More informationTotally Sports Insurance Personal Injury Plan
Totally Sports Insurance Personal Injury Plan Important Documents Please keep this document and enclosed schedule in a safe place. You may need to refer to it at a later date. Welcome Thank you for choosing
More informationPersonal Accident and Business Travel
Personal Accident and Business Travel Policyholder University of Greenwich Period of Insurance 1 August 2014 to 31 July 2015 Policy No Lead Insurer 14-PAT-0000000318 ACE European Group Limited This is
More informationINDIVIDUAL ACCIDENT INSURANCE
PAYCHECK POWER SM SERIES INDIVIDUAL ACCIDENT INSURANCE It s not possible to forecast an accident. You simply can t predict if climbing the ladder to change a light bulb will send you to the emergency room
More informationKEY FACTS KEY FACTS. Page 1. Version 3.2015k
KEY FACTS Page 1 TABLE OF CONTENTS ABOUT THIS DOCUMENT... 2 TYPE OF INSURANCE AND COVER... 3 1 PERSONAL ACCIDENT... 3 2 PERSONAL LIABILITY...4 3 LEGAL EXPENSES...4 4 OPTIONAL INSURANCE COVER FOR BIKES...5
More informationMaximum Skating. Sports Injury Insurance Cover for Junior Members. Closer to clients Closer to communities
Closer to clients Closer to communities Insurance Program Summary Dear Members, We are pleased to present this quick guide to the 2013-2014 Maximum Skating Sports Injury Insurance Program. The purpose
More informationCorporate Plan. 0808 178 1179 admin@plutushealth.co.uk www.plutushealth.co.uk. Corporate
Corporate Plan 0808 178 1179 admin@plutushealth.co.uk Corporate Contents 03 04 05 06/07 08/09 10/11 12 13 14 15 About us Incentivising your employees How does a Plutus Health Corporate plan work? List
More informationKEELE UNIVERSITY STAFF TRAVEL INSURANCE
KEELE UNIVERSITY STAFF TRAVEL INSURANCE Introduction There follows a summary of the insurance cover arranged by Keele University. The person travelling is the Insured Person. Keele is the Insured and Insurers
More informationBUPA SELECT KEY POLICY SUMMARY. Effective from 1 January 2014. bupa.co.uk BUPA. HELPING YOU FIND HEALTHY
BUPA SELECT KEY POLICY SUMMARY Effective from 1 January 2014 bupa.co.uk BUPA. HELPING YOU FIND HEALTHY Welcome to Bupa Select Key (the scheme). This policy summary contains key information about the scheme.
More informationGROUP PERSONAL ACCIDENT & SICKNESS POLICY SCHEDULE
Policy Number: Insured(s): Broker: NZGPAG02299 Fiji National University Aon Fiji Address: PO Box 16960 Period of Insurance: Suva - From: To: 30 June 2014 (at 4:00pm) 30 June 2015 (at 4:00pm) Both dates
More informationOver 50s Life Insurance with the Lifetime Payback Guarantee
Over 50s Life Insurance with the Lifetime Payback Guarantee Key Facts and Policy Terms and Conditions 2 Welcome to Smart Insurance We all want the best for our loved ones. Now that you have chosen Smart
More informationTrinity Forces Personal Accident Insurance
trinity Forces PERSONAL ACCIDENT insurance Trinity Forces Personal Accident Insurance From the specialist you can trust POLICY WORDING FEBRUARY 2015 www.trinity-ins.com 2 Welcome to Trinity Insurance Services
More informationYOUR PERSONAL ACCIDENT POLICY
EVERYTHING YOU NEED TO KNOW ABOUT YOUR PERSONAL ACCIDENT POLICY Important Documents Please keep this document and enclosed schedule in a safe place. You may need to refer to it at a later date. Welcome
More informationHow To Claim Disability Insurance In The Uk
UK Accident claim form Please make sure... 1. That you complete all the relevant sections and sign the claim form. 2. That you carefully read, then sign and date, sections 6.2 and 6.3 (Access to Medical
More informationSchool / Academy Personal Accident & Travel Insurance. Policy Summary
School / Academy Personal Accident & Travel Insurance Policy Summary The purpose of this policy summary is to help you understand the insurance by setting out the significant features,, limitations and
More informationDecember 31, 2011 to April 1, 2012
December 31, 2011 to April 1, 2012 1 1 December 31, 2011 to April 1, 2012 2 2 Canadian Cycling Association Insurance Program January 1, 2011 to January 1, 2012 Medical Payments: Non Members Exclusion Endorsement:
More informationCOLONIAL LIFE & ACCIDENT INSURANCE COMPANY P.O. Box 1365, Columbia, South Carolina 29202 (800) 325 4368
COLONIAL LIFE & ACCIDENT INSURANCE COMPANY P.O. Box 1365, Columbia, South Carolina 29202 (800) 325 4368 ACCIDENT ONLY INSURANCE POLICY OUTLINE OF COVERAGE (Applicable to Policy Form ACCPOL-GA.) THE POLICY
More informationPEOPLESURE. Personal Accident and Business Travel Insurance Policy
PEOPLESURE Personal Accident and Business Travel Insurance Policy CONTENTS SCHEDULE SECTION 1 SECTION 2 SECTION 3 INSURING AGREEMENT SPECIFICATIONS ENDORSEMENTS POLICY WORDING PAGE SECTION 4 OPERATIVE
More informationDirectors, Officials, Employees, Office Bearers, Committees, Medical Officers, Voluntary Workers. (who are not members of the Association already).
Pony Club Association of Western Australia Inc. CLUBS INSURANCE 31 December 2014-31 December 2015 Pony Club Association of Western Australia Inc. (PCAWA), together with Gow-Gates Insurance Brokers and
More informationKey features of Zurich Accidental Death Cover
Key features of Zurich Accidental Death Cover Contents Helping you decide This important document gives you a summary of Zurich Accidental Death Cover. Please read this and keep it for future reference.
More informationPersonal Accident and Business Travel (Secondees)
Personal Accident and Business Travel (Secondees) Policyholder University of Greenwich Period of Insurance 9 October 2013 to 8 October 2014 Policy No Lead Insurer 13-PAT-0000000628 ACE European Group Limited
More informationPrincipally promoters, organisers and operators of Mini Trotting events including all associated activities.
Personal Accident INSURED BENEFICIARIES BUSINESS GEOGRAPHICAL SCOPE PERIOD OF INSURANCE SCOPE OF COVER Voluntary Workers of Mini Trotting Clubs and Associations as detailed below including all members,
More informationPersonal Injury Cover. Terms and Conditions
Personal Injury Cover Terms and Conditions Demands and Needs Statement This policy meets the demands and needs of those who wish to ensure that in the event of a motoring Accident an Insured Person will
More informationLeicestershire County Council Personal Accident & Travel Insurance. Policy Summary
Leicestershire County Council Personal Accident & Travel Insurance Policy Summary The purpose of this policy summary is to help you understand the insurance by setting out the significant features,, limitations
More informationStudent Accident Insurance Platinum Protect TABLE OF EVENTS
Student Accident Insurance Platinum Protect TABLE OF EVENTS Injury as defined, resulting in; Section 1 Permanent Disabilities (In each case the Injury suffered must be Permanent). Compensation Payable
More information2014/2015 National Insurance Program Manual
2014/2015 National Insurance Program Manual Prepared by: Terry Berryman Account Executive OAMPS Insurance Brokers P: (07) 3367 5010 M: 0438 596 939 E: terry.berryman@oamps.com.au Closer to clients Closer
More informationKey features of Tesco Bank Over 50 s Life Assurance
Key features of Tesco Bank Over 50 s Life Assurance Key features of Tesco Bank Over 50 s Life Assurance Tesco Bank Over 50 s Life Assurance is provided by Aviva Life & Pensions UK Limited. Any references
More informationAgeas Over 50s Life Plan Plan Details
Ageas Over 50s Life Plan Plan Details Ageas Over 50s Life Plan 1 Ageas Over 50s Life Plan This booklet is the Plan Details. It explains how our Ageas Over 50s Life Plan works. Thank you for choosing the
More informationPUPILS 1MILLION PERSONAL ACCIDENT INSURANCE SCHEME
EDUCATION PRACTICE PUPILS 1MILLION PERSONAL ACCIDENT INSURANCE SCHEME POLICY WORDING EFFECTIVE FROM WINTER TERM 2015 (382/15) Benefits for permanent disability or death INSURANCE AGREEMENT The Insured
More informationGroup Accident Insurance
Group Accident Insurance Pearland Independent School District announces Accident Insurance protection Proposed effective date:09/01/2014 Accident Insurance: Because accidents happen Have you ever thought
More informationAFFILIATE ORGANISATIONS INSURANCE
The Arabian Horse Society of Australia Ltd AFFILIATE ORGANISATIONS INSURANCE 31 December 2014-31 December 2015 The Arabian Horse Society of Australia Ltd (AHSA), together with Gow-Gates Insurance Brokers
More informationLincoln Voluntary Accident Plan Highlights
Lincoln Voluntary Accident Plan Highlights With Voluntary Accident Benefits from Lincoln Financial Group, employees are empowered to protect their income from unexpected expenses related to an accident.
More informationAccidents Happen. AccidentAdvance SM accident insurance. Wouldn t you like extra protection for your family?
Accidents Happen. Wouldn t you like extra protection for your family? Underwritten by Transamerica Life Insurance Company, Cedar Rapids, Iowa. AccidentAdvance SM accident insurance Now there s help if
More informationSupplementary Dental Injury & Emergency Insurance Policy
Supplementary Dental Injury & Emergency Insurance Policy This document should be read in conjunction with the Policy Summary and your dental plan information leaflet. It contains full details, terms and
More informationHow To Get A Job On An Ipt
Accident and Illness Benefits Program Building & Construction Industry Accident & Illness Benefits Program This brochure has been produced to assist workers in understanding the benefits that apply under
More informationDance Teachers Insurance
Dance Teachers Insurance Policy information and proposal form Royal Academy of Dance Insurance scheme available to members and authorised personnel based in the UK Policy information As a member or authorised
More informationNGIS covers 60% of England A beginners guide to the NGIS Personal accident insurance Back to school - education
National Game Insurance Scheme Newsletter More County FAs are making personal accident insurance a mandatory requirement. Why? Find out more inside Also in this issue NGIS covers 60% of England A beginners
More informationSun Life Financial Accident Insurance Plan. Frequently Asked Questions
Accident Insurance Plan FAQ Sun Life Financial Accident Insurance Plan Frequently Asked Questions 1. Can I make more than one claim per accident? A: Yes. For example, an individual who has torn knee cartilage
More informationBodily Injury -Air Sports - Air Sports
Football team Group Personal Accident & Life Cover Policy wording Underwritten by Contents Introduction 3 Important Contact Numbers 3 Policy Definitions 4 What This Policy Covers 6 SECTION A: Life & Accidental
More informationPersonal and Liability Insurance
Personal and Liability Insurance Worldwide Sports Accident cover For squads of named individuals whilst playing or training for the team: Senior Loss of Earnings (optional) Personal Liability Protection
More informationAllianz Insurance plc. Embrace. Guide to cover. Group personal accident, business travel and sickness
Allianz Insurance plc Embrace Guide to cover Group personal accident, business travel and sickness Contents Introduction 1 Group Personal Accident 2 Sickness 3 Business Travel 4 Exclusions applying to
More informationRFU - TOURS INSURANCE SPECIALLY DESIGNED INSURANCE COVER FOR ALL RFU AUTHORISED RUGBY TOURS
RFU - TOURS INSURANCE SPECIALLY DESIGNED INSURANCE COVER FOR ALL RFU AUTHORISED RUGBY TOURS POLICY SUMMARY This policy is a short period travel insurance, arranged by Marsh and underwritten by Royal &
More informationGROUP PERSONAL ACCIDENT
GROUP PERSONAL ACCIDENT AND SICKNESS INSURANCE POLICY IMPORTANT YOUR DUTY OF DISCLOSURE Before You enter into a contract of insurance with an insurer, You have a duty to disclose to the insurer every matter
More informationtowards your funeral at no extra cost.
over 50s funeral benefit option An EXTRA 250 towards your funeral at no extra cost. An easy way to ensure your Legal & General Over 50s plan helps pay towards your funeral costs. Working in association
More informationBupa Dental Plan Scheme Policy Summary
Bupa Dental Plan Scheme Policy Summary Effective from 1 April 2010 This policy summary contains key information about the Bupa Dental Plan scheme. You should read this carefully and keep it in a safe place
More informationPROTECTION AIA PERSONAL ACCIDENT FOR LIFE
PROTECTION AIA PERSONAL ACCIDENT FOR LIFE A personal accident plan that helps you deal with life s uncertainties aia.com.sg 01 PROTECTION AIA PERSONAL ACCIDENT FOR LIFE Dealing with life s uncertainties
More informationGROUP PERSONAL ACCIDENT POLICY SCHEDULE
QBE INSURANCE (AUSTRALIA) LIMITED ABN 78 003 191 035 GROUP PERSONAL ACCIDENT POLICY SCHEDULE Policy Number: AN A044726 PAD Policy Wording: The Insured: The Business: Period of Insurance: QBE QM 360-0312
More information