Accidents do happen but luckily, he is an SDA Member! Y O U R V O I C E A T W O R K
|
|
- Warren Morton
- 8 years ago
- Views:
Transcription
1 Accidents do happen but luckily, he is an SDA Member! Y O U R V O I C E A T W O R K
2 The SDA provides a FREE Accident Insurance Policy for all financial members - NO Medical required, NO forms to complete and NO premium to pay! The policy provides protection for members outside working hours, this way the member has 24 hour cover... WorkCover while at work and the SDA Accident Insurance cover at all other times. We ve got you covered against Personal Accident injuries outside work. Accidents Can Happen The Scheme covers you in the event of: Death; Total incapacity to work in the job in which you were trained and/or educated to perform; and Other defined injuries as listed over.
3 Increased - Benefits Payable EVENT ACCIDENT DESCRIPTION AMOUNT 1 Death - Members with Dependants... $45,000 Death - Members without Dependants... $15,000 2 Permanent Paraplegia... $45,000 3 Permanent Quadraplegia... $45,000 4 Permanent Total Loss of sight of both eyes... $45,000 5 Permanent Total Loss of sight of one eye... $45,000 6 Permanent Total Loss of use of two limbs... $45,000 7 Permanent Total Loss of one limb... $45,000 8 Permanent Total Loss of the lens of both eyes... $45,000 9 Permanent Total Loss of the lens of one eye... $22, Permanent Total Loss of hearing in (a) both ears... $33,750 (b) one ear... $ 6, Third degree burns and/or resultant disfigurement received from fire or chemical reaction which extend to cover (a) more than 40% of the entire external body... $22,500 (b) up to 20% of the entire external body... $11, Permanent Loss of Use of four fingers and thumb of either hand...$31, Permanent Total Loss of use of four fingers of either hand... $18, Permanent Total Loss of use of one Thumb of either hand (a) both joints... $13,500 (b) one joint... $ 6, Permanent Total Loss of use of Fingers of either hand (a) three joints... $ 4,500 (b) two joints... $ 3,150 (c) one joint... $ 2, Permanent Total Loss of use of Toes of either foot: (a) all - one Foot... $ 6,750 (b) great - both joints... $ 2,250 (c) great - one joint... $ 1,350 (d) other than great, each Toe... $ Fractured leg or Patella with established non-union... $ 4, Shortening of leg by at least 5cm... $ 3, Achilles Tendon Rupture involving: (a) a complete tear... $ 3,375 (b) a partial tear - New!... $ 2, Knee Reconstruction: (a) replacing the anterior or posterior cruciate ligament... $ 3,375 (b) arthroscopic surgery - New!... $ 2, Dislocations of: (a) Hip, Knee, Wrist, Elbow, Shoulder Blade, Collar Bone or Jaw... $ 600 (b) Thumb, Finger or Toe... $ 300 (c) Other Joints not specified... $ Permanent partial disablement not otherwise provided for under Events 9 to Maximum* - $37,500
4 Broken Bones - Increased Benefits Injury resulting in breaks or simple fractures to: EVENT ACCIDENT DESCRIPTION AMOUNT (a) Neck or spine (full break)... $ 600 (b) Hip, pelvis... $ 600 (c) Skull, shoulder blade... $ 600 (d) Collar bone, upper leg... $ 600 (e) Upper arm, kneecap, forearm, elbow, lower leg, jaw, wrist, cheek, ankle, hand or foot... $ 600 (f) Vertebrae, ribs (per rib)... $ 300 (g) Thumbs, fingers, toes (per thumb, finger or toe)... $ 300 (h) Other bones not specified... $ 300 Maximum compensation any one injury...$1200 Education Fund Supplement for Dependent Children If a member suffers death and is survived by dependent child(ren) the insurer will pay the deceased member s estate an additional $10,000 for each dependent child up to a maximum benefit of $30,000 with respect to any one family. Funeral Benefit Refund If the next-of-kin receive a payment for a member s death, they will also receive an amount up to $3,000 in respect of any funeral cost paid. Emergency Transport Benefits In the event that the Insured Person suffers Accidental Bodily Injury, the Insurer will reimburse the cost of such reasonable road, air or water transportation costs up to a maximum of $2,500 per accident. Provided always that the Insurer will not be liable for: (a) Any costs that the insurers are prohibited by law from paying. (b) Any costs that are recoverable from any other source. Accidental HIV Infection Benefit A member will receive compensation of $27,500 if he/she accidentally contracts HIV as a direct result of: New! New! New! (a) Injury caused by a physical and violent bodily assault by another person. (b) During the administering of medical treatment provided by a registered and legally qualified medical practitioner or registered nurse. Note: Other special conditions apply to this offer. Full details are included in the policy document itself.
5 Home Renovation/Motor Vehicle Modification Benefit If as a direct result of injury in any one Event 2 to 9, the person is required to: (a) Renovate his/her existing residence (including but not limited to the installation of ramps for wheel chair access, internal guide rails, emergency alert system and similar disability aids) necessary for the member to perform daily activities (ie washing, cooking, bathing and dressing) and to remain in and move around his or her existing residence and/or; (b) Modify the member s motor vehicle (including but not limited to hand operated acceleration and brakes and wheel chair brackets) necessary to enable the member to drive themselves or be transported. The insurer will pay 80% of the cost incurred for such renovations to a maximum of $11,000. The benefit is only payable if the renovations or modifications are undertaken with the insurer s prior written agreement and the agreement of the member s attending physician. The benefit is payable in respect of one residence and vehicle only. Accidents Not Covered The policy does not apply to any event arising directly or indirectly out of: War injury Any aerial activities except as a powered aircraft passenger Intentional self-injury, suicide or criminal or illegal act Pregnancy, childbirth or miscarriage Sexually transmitted disease or AIDS/HIV unless contracted means described in the Accidental HIV Infection Benefit clause printed at left Training or participating as a professional in any sport Racing in or on any motor powered device Radioactive contamination (*EVENT 22 - Such percentage of the Capital Sum Insured as the Insurers in their absolute discretion shall determine and being in our opinion not inconsistent with the compensation provided under Events 9 to 21. The Maximum amount payable under Event 22 is 75% of the Capital Sum Insured shown in the Policy Schedule).
6 Other Conditions The details contained in this brochure are an outline only. The Union is bound by the full terms and conditions of the policy which is available for inspection by members at the Union office. Personal Papers The Union suggests that you file this brochure with your personal papers, so that in the event of an accident, your spouse or next of kin will be aware of this policy which covers all financial members of the SDA. What You Save The SDA Accident Insurance scheme is absolutely FREE for every financial member of this Union. The buying power of over 200,000 members nationally, enables the SDA to cover you for FREE. If you had to insure yourself with a similar type of policy, it would cost you approximately $ each year for a member with dependents or $ each year for a member who does not have dependents. The benefits of the SDA scheme are NOT affected if you have other insurance cover. Making A Claim A claim under the SDA Accident Insurance policy must be submitted within 30 days to: The Shop, Distributive and Allied Employees Association (Queensland Branch) PO Box 490, Spring Hill, Qld. 4004
7 Other SDA Benefits and Services The BIG ones... FREE world-wide Personal Accident Insurance cover FREE student scholarships FREE legal assistance for industrial matters and first call free for domestic issues FREE counselling service FREE mortality benefit FREE publications FREE competitions FREE training seminars All for FREE! Other offers... FREE Frequent Value TM and Union Shopper services which provide discounts on: Movie tickets Theme Park entry such as: - Dreamworld - Seaworld - Movieworld - Wet n Wild - Whitewater World - Australia Zoo - Currumbin Wildlife - Skypoint & Climb Holiday accommodation Travel insurance Car hire Home services Magazine subscriptions Restaurant & cafe dining Car buying & white goods Flights & travel We also have the SDA family footy night, regional family days and movie nights. Offers are available across the State of Queensland and if you are travelling interstate on holidays, there is more to be saved. Y O U R V O I C E A T W O R K It doesn t cost to be a member of the SDA... IT PAYS!
8 Your Secretary, Chris Gazenbeek says... We are a positive, progressive Union, working for the betterment of our members. The Accident Insurance Scheme shows how the SDA cares for its members 24 hours a day. The SDA provides an extensive range of benefits and services for our members; the Accident Insurance cover is just one of many. Call our office for further details on how you can take advantage of these services. Authorised by: CHRIS GAZENBEEK, State Secretary Shop Distributive & Allied Employees Association (Qld. Branch) SDA House, 385 St Pauls Terrace, Fortitude Valley PO Box 490, Spring Hill, Qld Local: Regional: Fax: (07) Website: secretary@sdaq.asn.au
GROUP PERSONAL ACCIDENT
GROUP PERSONAL ACCIDENT AND SICKNESS INSURANCE POLICY IMPORTANT YOUR DUTY OF DISCLOSURE Before You enter into a contract of insurance with an insurer, You have a duty to disclose to the insurer every matter
More informationCertificate of Currency Our Ref: 076719. Surf Life Saving Western Australia, including clubs, branches and/or affiliated entities.
24 October 2014 Jardine Lloyd Thompson Pty Ltd ABN 69 009 098 864 27 Evelyn Street NEWSTEAD QLD 4006 PO Box 2321 Fortitude Valley BC QLD 4006 Tel +61 7 3246 7555 Fax +61 7 3246 7590 www.jlta.com.au Certificate
More informationProtect your students quality of life
Gold Gold Plus Platinum Protect your students quality of life A quality education is an investment in a child s future, providing students with the skills, knowledge and experience to make the most of
More informationInjury insurance designed for AMWU members
INJURY INSURANCE Injury insurance designed for AMWU members up to $75,000 death benefit (plus at-work cover) up to $35,000 serious trauma benefit up to $8,000 broken bones benefit higher dental injury
More informationPersonal Accident Plan. Fracture benefits and cash lump sums from accidental injury. Changing the image of insurance.
Personal Accident Plan Fracture benefits and cash lump sums from accidental injury UK Changing the image of insurance. Cash benefits for fractures & injuries... We all believe it will never happen to me
More informationPersonal Accident Plan. Fracture benefits and cash lump sums from accidental injury. Ireland. Changing the image of insurance.
Personal Accident Plan Fracture benefits and cash lump sums from accidental injury Ireland Changing the image of insurance. Cash benefits for fractures & injuries... We all believe it will never happen
More informationAll paid up members and voluntary workers of Bicycle QLD.
Bicycle QLD Summary of Member Insurances as at 31 st January 2014. Insured: Cover: Limits: All paid up members and voluntary workers of Bicycle QLD. The compensation provided shall be payable should an
More informationHORSE RIDING CLUBS ASSOCIATION OF VICTORIA INC SUMMARY OF COVER PERSONAL ACCIDENT INSURANCE. Horse Riding Clubs Association of Victoria Inc.
HORSE RIDING CLUBS ASSOCIATION OF VICTORIA INC SUMMARY OF COVER PERSONAL ACCIDENT INSURANCE Name of Insured: Insured Persons: Policy Class: Period: Geographic Limit: IMPORTANT: Horse Riding Clubs Association
More informationStudent Accident Insurance Platinum Protect TABLE OF EVENTS
Student Accident Insurance Platinum Protect TABLE OF EVENTS Injury as defined, resulting in; Section 1 Permanent Disabilities (In each case the Injury suffered must be Permanent). Compensation Payable
More informationHEALTH LEGISLATION FROM PAYING ANY MEDICARE SERVICE INCLUDING THE MEDICARE GAP
ABN 76 000 005 210 AFSL No. 235415 GPO Box 180 Melbourne 3001 Telephone 1300 138 498 Facsimile 03 9934 3468 schoolcareclaims@ccinsurances.com.au www.ccinsurances.com.au SchoolCare Claim Form Important
More informationPolicy Schedule. Personal Accident Insurance for Voluntary Workers
Policy Number: 2400013510 Named Insured: Queensland Council of Parents and Citizens' Association (QCPCA) trading as P&Cs QLD, P&Cs QLD Areas and the President, Board and Members for the time being of the
More informationGROUP PERSONAL ACCIDENT INSURANCE PROPOSAL
(65) 6338 7288 (65) 6338 2522 www.axa.com.sg GROUP PERSONAL ACCIDENT INSURANCE PROPOSAL Proposer : Singapore Management University (SMU) Intermediary : MYCG Pte Ltd Period of Insurance : 2 Academic Years
More informationPersonal Accident Insurance for Students
Personal Accident Insurance for Students The Deakin University Personal Accident Insurance Policy provides personal accident insurance cover for Deakin University Students, including postgraduate Students,
More informationThe benefit also includes $10,000 of AD&D coverage. See certificate for breakdown of benefits.
ACCIDENT MEDICAL BENEFIT Underwritten and insured by: If you are injured in a covered accident and receive treatment from a physician, you are eligible for benefits during the benefit period of 52 weeks;
More informationAccident & Health International Underwriting Pty Ltd STUDENT INJURY POLICY. Product Disclosure Statement (PDS) and Wording
Accident & Health International Underwriting Pty Ltd STUDENT INJURY POLICY Product Disclosure Statement (PDS) and Wording FEDERATION OF PARENTS & CITIZENS ASSOCIATION OF NSW STUDENT INJURY INSURANCE This
More informationHow To Get A Job On An Ipt
Accident and Illness Benefits Program Building & Construction Industry Accident & Illness Benefits Program This brochure has been produced to assist workers in understanding the benefits that apply under
More informationPersonal Accident or Personal Accident and Sickness
Personal Accident or Personal Accident and Sickness Product Disclosure Statement and Certificate Wording Version Number 011005 SRS Underwriting Agency Pty Ltd AFSL 290518 ABN 89 113 929 516 Brisbane: Level
More informationVOLUNTARY ACCIDENTAL DEATH & DISMEMBERMENT INSURANCE
SCOPE OF INSURANCE ELIGIBILITY VOLUNTARY ACCIDENTAL DEATH & DISMEMBERMENT INSURANCE This Voluntary Accident Insurance Plan provides accident coverage 24 hours a day...365 days a year...worldwide...on or
More informationFor the Employees of Bloomington Independent School District #271. Accident Insurance. A limited benefit policy
For the Employees of Bloomington Independent School District #271 + Accident Insurance A limited benefit policy Accidents are unexpected as are the financial consequences. Consider the following: In the
More informationFor the Employees of Santa Barbara County Superior Courts. Accident Insurance. A limited benefit policy 164762 (05/17/2013)
For the Employees of Santa Barbara County Superior Courts + Accident Insurance A limited benefit policy 164762 (05/17/2013) Accidents are unexpected as are the financial consequences. Consider the following:
More informationQBE PA EXTRA Cover TM
Accidents may impact your financial health. With QBE, YOU are protected. YOUR well-being is our business! for Individual for Business Accidents may impact your financial health. With QBE Personal Accident
More informationPRUmyprotection. 10-pay accident plan
PRUmyprotection 10-pay accident plan Protect your family against the financial impact of major and minor accidents with a limited-pay protection plan You can never be sure what the future holds. No matter
More informationFor the Employees of Saint Louis University. Accident Insurance A limited benefit policy
For the Employees of Saint Louis University Accident Insurance A limited benefit policy Consider the following: In the United States, there were nearly 30 million unintentional non-fatal injuries in 2012
More informationSun Life Financial Accident Insurance Plan. Frequently Asked Questions
Accident Insurance Plan FAQ Sun Life Financial Accident Insurance Plan Frequently Asked Questions 1. Can I make more than one claim per accident? A: Yes. For example, an individual who has torn knee cartilage
More informationLincoln Voluntary Accident Plan Highlights
Lincoln Voluntary Accident Plan Highlights With Voluntary Accident Benefits from Lincoln Financial Group, employees are empowered to protect their income from unexpected expenses related to an accident.
More informationHussmann Corporation
Compass Accident Insurance A limited benefit policy Enrollment at a Glance Affordable insurance that can help you pay for the out-of-pocket costs you may experience after an accident. For the employees
More informationEMS insurance. Details of insurance cover for our student members
EMS insurance Details of insurance cover for our student members Free student insurance As a student member of the British Veterinary Association (BVA) you benefit from our free student insurance. Student
More informationCombined Product Disclosure Statement and Policy Wording. Group Injury & Sickness Insurance
Combined Product Disclosure Statement and Policy Wording How is your insurance arranged? This insurance is issued/insured by: AIG Australia Limited (AIG) ABN 93 004 727 753 AFSL 381686 Level 12 717 Bourke
More informationDecember 31, 2011 to April 1, 2012
December 31, 2011 to April 1, 2012 1 1 December 31, 2011 to April 1, 2012 2 2 Canadian Cycling Association Insurance Program January 1, 2011 to January 1, 2012 Medical Payments: Non Members Exclusion Endorsement:
More informationAccident Coverage Details
Accident Coverage Details Choose Level 1 or Level 2 Benefits Accident Coverage provides 24-hour coverage or off-the-job coverage. Select the level of coverage that best meets your needs and budget. BENEFITS
More informationAccidents Happen. AccidentAdvance SM accident insurance. Wouldn t you like extra protection for your family?
Accidents Happen. Wouldn t you like extra protection for your family? Underwritten by Transamerica Life Insurance Company, Cedar Rapids, Iowa. AccidentAdvance SM accident insurance Now there s help if
More informationProduct Summary. GROUP PERSONAL ACCIDENT INSURANCE Group Policy 2000019-03
Product Summary GROUP PERSONAL ACCIDENT INSURANCE Group Policy 2000019-03 Life often takes unexpected turns, and not always for the better. How well-prepared are you to deal with emergency events? Have
More informationZurich Group Personal Accident and Sickness Insurance. Product Disclosure Statement
Zurich Group Personal Accident and Sickness Insurance Product Disclosure Statement Preparation date: 14 February 2014 / Effective date: 12 March 2014 Contents About our Group Personal Accident and Sickness
More informationSaga Personal Accident Insurance Your Policy Booklet
Saga Personal Accident Insurance Your Policy Booklet Welcome to Saga Personal Accident Insurance. As with all our services, we have designed this policy with our customers needs in mind and I hope you
More informationAccident insurance can help offset medical deductible, help reduce stress and recovery time.
What happens if you get hurt? Accident insurance can help offset medical deductible, help reduce stress and recovery time. Accident Insurance Underwritten by Transamerica Life Insurance Company, Cedar
More informationVariations in Prescribed Amount and other Workers' Compensation Payments
Workers' Compensation and Injury Management Act 1981 Variations in Prescribed Amount and other Workers' Compensation Payments Effective 1 July 2014 For the financial year beginning 1 July 2014, the Prescribed
More informationPersonal Accident. Schedule of Benefits
Personal Accident INSURED Harness Racing Australia Inc (HRA) and it s Members (State Controlling Bodies excluding Harness Racing New South Wales), Australian Mini Trotting Clubs (as below), Junior Member
More informationsolutions Accidents happen an unintentional-injury death occurs every 4 minutes and a disabling injury every 1 second. 1
GROUP solutions Accidents happen an unintentional-injury death occurs every 4 minutes and a disabling injury every 1 second. 1 1 Injury Facts 2010 Edition, National Safety Council. THIS IS NOT A POLICY
More informationLife and Accident Insurance
Life and Accident Insurance Honda offers basic life and accident insurance and business travel insurance benefits for you or your survivors in the event of your accidental death or serious injury. Table
More informationUnderwritten by Washington National Insurance Company. ACCIDENTassure accidental injury insurance A3-BR-WA-DIR-PRE
Underwritten by Washington National Insurance Company ACCIDENTassure accidental injury insurance A3-BR-WA-DIR-PRE You can t prevent every accident but you can protect yourself and your family with ACCIDENTassure.
More informationPersonal Injury Cover. Terms and Conditions
Personal Injury Cover Terms and Conditions Demands and Needs Statement This policy meets the demands and needs of those who wish to ensure that in the event of a motoring Accident an Insured Person will
More informationZurich Group Personal Accident and Sickness Insurance. Product Disclosure Statement
Zurich Group Personal Accident and Sickness Insurance Product Disclosure Statement Preparation date: 31 May 2010 Effective date: 1 June 2010 Contents About our Group Personal Accident and Sickness Insurance
More informationCOLONIAL LIFE & ACCIDENT INSURANCE COMPANY P.O. Box 1365, Columbia, South Carolina 29202 (800) 325 4368
COLONIAL LIFE & ACCIDENT INSURANCE COMPANY P.O. Box 1365, Columbia, South Carolina 29202 (800) 325 4368 ACCIDENT ONLY INSURANCE POLICY OUTLINE OF COVERAGE (Applicable to Policy Form ACCPOL-GA.) THE POLICY
More informationINJURY & ILLNESS INSURANCE
INJURY & ILLNESS INSURANCE Contents administers Australia s leading range of personal injury and illness insurance covers for workers. The insurance policy schedules are held by the relevant trade union
More informationgood to know you Group Personal Accident Insurance Policy for Randstad Workers Key fact document
good to know you Group Personal Accident Insurance Policy for Randstad Workers Key fact document Welcome to the Group Personal Accident Insurance Policy for Randstad Workers. This Group Personal Accident
More informationMcMaster University Voluntary Accidental Death & Dismemberment Insurance (AD&D) CHUBB Insurance Company of Canada Policy #6477 45 51-04
McMaster University Voluntary Accidental Death & Dismemberment Insurance (AD&D) CHUBB Insurance Company of Canada Policy #6477 45 51-04 CHUBB Insurance Company of Canada SCOPE OF INSURANCE This Voluntary
More informationD-Pax Insurance. Live life full on
D-Pax Insurance Live life full on Live life full on. Whether you re at sea or ashore, you want to be able to live life to the full. With D-Pax, the new comprehensive Personal Accident Insurance package
More informationPrincipally promoters, organisers and operators of Mini Trotting events including all associated activities.
Personal Accident INSURED BENEFICIARIES BUSINESS GEOGRAPHICAL SCOPE PERIOD OF INSURANCE SCOPE OF COVER Voluntary Workers of Mini Trotting Clubs and Associations as detailed below including all members,
More informationClaim Form Claim Number (office use only)
SchoolCare Claim Form Claim Number (office use only) How to Get Quick Action on Your Claim Catholic Church Insurance Limited will act on your claim as soon as we receive this form. You can help us to act
More informationSUPPLEMENTARY GROUP PERSONAL ACCIDENT POLICY
SUPPLEMENTARY GROUP PERSONAL ACCIDENT POLICY WHEREAS the Policyholder named in the Policy hereto has by signed proposal and declaration (hereinafter called Group Application Form ) has applied to MCIS
More informationQBE INSURANCE (AUSTRALIA) LIMITED ABN 78 003 191 035
GROUP PERSONAL ACCIDENT POLICY SCHEDULE Policy Number: Policy Wording: The Insured: The Business: AN A042331 PAD QBE QM 360-0312 Sports Injury Insurance Policy Wording (as attached) Cycling Australia Inc.,
More informationINJURY & ILLNESS INSURANCE
INJURY & ILLNESS INSURANCE Contents administers Australia s leading personal injury and illness insurance cover for workers. The insurance policy is held by the Electrical Trades Union Victorian Branch
More informationPolicy wording. AMI Life Injury Insurance. What you need to know about your policy. When the insurance cover begins.
AMI Life Injury Insurance Policy wording What you need to know about your policy Please read your policy wording and schedule carefully to ensure it meets your needs. If there is any error please contact
More informationPersonal Accident Insurance Especially designed for those aged 55 and over
Personal Accident Insurance Especially designed for those aged 55 and over Combined Product Disclosure Statement and Financial Services Guide Product Disclosure Statement About Personal Accident Insurance
More informationRandstad Group Personal Accident Insurance Policy
Randstad Group Personal Accident Insurance Policy What you need to know Welcome to Randstad s Group Personal Accident Insurance Policy The Randstad s Group Personal Accident Insurance Policy is an insurance
More informationYOUR PERSONAL ACCIDENT POLICY
EVERYTHING YOU NEED TO KNOW ABOUT YOUR PERSONAL ACCIDENT POLICY Important Documents Please keep this document and enclosed schedule in a safe place. You may need to refer to it at a later date. Welcome
More informationINDIVIDUAL ACCIDENT INSURANCE
PAYCHECK POWER SM SERIES INDIVIDUAL ACCIDENT INSURANCE It s not possible to forecast an accident. You simply can t predict if climbing the ladder to change a light bulb will send you to the emergency room
More informationZurich Group Personal Accident and Sickness Insurance. Product Disclosure Statement
Zurich Group Personal Accident and Sickness Insurance Product Disclosure Statement Preparation date: 10 September 2015 Effective date: 20 November 2015 Contents ZU12295 - V3 10/15 - PCUS-010626-2015 About
More informationMETROPOLITAN LIFE INSURANCE COMPANY NEW YORK, NEW YORK
METROPOLITAN LIFE INSURANCE COMPANY NEW YORK, NEW YORK Group Policy Form No: GPNP12-AX (Referred to as the Group Policy ) Certificate Form No: GCERT12-AX (Referred to as the Certificate ) GROUP ACCIDENT
More informationgood to know you Randstad Group Personal Accident Insurance
good to know you Randstad Group Personal Accident Insurance Welcome to Randstad s Group Personal Accident Insurance Randstad s Group Personal Accident Insurance is an insurance policy which provides you
More informationClaim Form Claim Number (office use only)
SchoolCare Claim Form Claim Number (office use only) How to Get Quick Action on Your Claim Catholic Church Insurance Limited will act on your claim as soon as we receive this form. You can help us to act
More informationPupils 1m personal accident insurance scheme (incorporating dental)
Education Practice Pupils 1m personal accident insurance scheme (incorporating dental) Scheme details and keyfacts effective from winter term 2011 Benefits for permanent disability or death, loss or loss
More informationHow To Get A Free Accident Insurance From Allstate Benefits
Are you protected from life s accidents? There are things that you or your family do outside of work that may lead to an accidental injury. SPORTS TRAVEL SCHOOL VACATION Benefit coverage for A Plus Benefits
More informationKEELE UNIVERSITY STAFF TRAVEL INSURANCE
KEELE UNIVERSITY STAFF TRAVEL INSURANCE Introduction There follows a summary of the insurance cover arranged by Keele University. The person travelling is the Insured Person. Keele is the Insured and Insurers
More informationStandard Life and Accident Insurance Company
Standard Life and Accident Insurance Company SLAFCB Introducing Accident Plan Highlights At Standard Life and Accident Insurance Company, we know that life happens and things can go wrong. Accidents can
More informationGROUP PERSONAL ACCIDENT POLICY SCHEDULE
QBE INSURANCE (AUSTRALIA) LIMITED ABN 78 003 191 035 GROUP PERSONAL ACCIDENT POLICY SCHEDULE Policy Number: AN A043307 PAD Policy Wording: The Insured: The Business: Period of Insurance: QBE QM 360-0312
More informationPolicy Wording. Group Personal Accident Insurance. Policy Number PAG2015-V1 Issued to clients of VMIA
Policy Wording Group Personal Accident Insurance Policy Number PAG2015-V1 Issued to clients of VMIA For the period 30 June 2015 to 30 June 2016 Contents Insuring Clause... 3 General Definitions... 4 Personal
More informationPersonal Accident and Sickness Insurance Policy Product Disclosure Statement and Policy Wording
Personal Accident and Sickness Insurance Policy Product Disclosure Statement and Policy Wording PA V04.14 1 of 15 Table of Contents Page Introduction 3 Part A: Product Disclosure Statement 4 About Us 4
More informationZurich Corporate Travel Insurance. Product Disclosure Statement
Zurich Corporate Travel Insurance Product Disclosure Statement Effective date 1 June 2011 / Preparation date 11 May 2011 Contents About our Corporate Travel Insurance About Zurich... 2 How to apply for
More informationpersonal accident plan
personal accident plan...policy document premier plan UK Changing the image of insurance. This plan is underwritten by Sterling Insurance Company Limited Premier Personal Accident Plan Thank you for choosing
More informationGroup Personal Accident Insurance Product Summary Smartcare Shield (Private Education Institution)
Group Personal Accident Insurance Product Summary Smartcare Shield (Private Education Institution) Product Information This insurance plan will pay a lump sum benefit when the Insured Member sustains accidental
More informationGENERAL INSURANCE CONDITIONS FOR ACCIDENT INSURANCE ACCIDENTA C-225
GENERAL INSURANCE CONDITIONS FOR ACCIDENT INSURANCE ACCIDENTA C-225 CONTENTS A. GENERAL Article 1 Insured persons Article 2 Policyholders Article 3 Object of the insurance Article 4 Definition of "accident"
More informationINDIVIDUAL PERSONAL ACCIDENT AND SICKNESS INSURANCE PLAN
INDIVIDUAL PERSONAL ACCIDENT AND SICKNESS INSURANCE PLAN Policy wording Version AHI CBUS L PDS 1-7-2015 PRODUCT DISCLOSURE STATEMENT (PDS) Preparation Date: 3 June 2015 The purpose of this PDS This PDS
More informationJourney Cover Insurance Policy Product Disclosure Statement and Policy Wording
Journey Cover Insurance Policy Product Disclosure Statement and Policy Wording ProRisk Journey Cover Insurance Policy V10.15 1 of 15 Table of Contents Page Introduction 3 Part A: Product Disclosure Statement
More informationAFFILIATE ORGANISATIONS INSURANCE
The Arabian Horse Society of Australia Ltd AFFILIATE ORGANISATIONS INSURANCE 31 December 2014-31 December 2015 The Arabian Horse Society of Australia Ltd (AHSA), together with Gow-Gates Insurance Brokers
More informationAre you protected from life s accidents? There are things that you or your family do outside of work that may lead to an accidental injury.
Are you protected from life s accidents? There are things that you or your family do outside of work that may lead to an accidental injury. SPORTS TRAVEL SCHOOL VACATION Group Accident Insurance Helps
More informationPersonal Accident Insurance. Product Disclosure Statement
Personal Accident Insurance Product Disclosure Statement Preparation date: 28 November 2013 / Effective date: 17 December 2013 Contents ZU10814 - V2 11/13 - CGEL-008027-2013 About our Personal Accident
More informationPUPILS 600K PERSONAL ACCIDENT INSURANCE SCHEME (INCORPORATING DENTAL)
EDUCATION PRACTICE PUPILS 600K PERSONAL ACCIDENT INSURANCE SCHEME (INCORPORATING DENTAL) SCHEME DETAILS AND KEYFACTS EFFECTIVE FROM WINTER TERM 2013 Benefits for permanent disability or death, loss or
More informationA Summary of the INS insured Plans & Benefits
Personal Accident Insurance Plan ACCIDENTAL DEATH and DISMEMBERMENT COMA BENEFITS COMMON DISASTER CONVERSION PRIVILEGE DAY CARE BENEFIT EDUCATION BENEFITS PERMANENT TOTAL DISABILITY REHABILITATION BENEFIT
More informationCombined Product Disclosure Statement and Policy Wording. EBM StudentCover Personal Accident Insurance Policy
Combined Product Disclosure Statement and Policy Wording EBM StudentCover Personal Accident Insurance Policy How This Insurance Is Arranged This insurance is issued/insured by: AIG Australia Limited (AIG)
More informationBenefit Solutions for Federal Employees
Benefit Solutions for Federal Employees Accident insurance: You re not a kid anymore, even if you still play like one Insurance that helps you act the age you feel Because you re never too old to have
More informationINDIVIDUAL ACCIDENT CLAIM FORM
INDIVIDUAL ACCIDENT CLAIM FORM Dear Claimant, We are sorry to learn about your accident. In order for us to process your claim, we require the following: (1) Claimant s Statement (2) Doctor s Statement
More informationSuncorp Accidental Injury Plan. Product Disclosure Statement
Suncorp Accidental Injury Plan Product Disclosure Statement Prepared on: 14 February 2014 Effective date: 12 March 2014 Important information This is the Product Disclosure Statement (PDS) for Suncorp
More informationPolicy document Group Salary Continuance. Employer non-superannuation DRAFT ONLY
Policy document Group Salary Continuance Employer non-superannuation DRAFT ONLY Contents 1 Important information about this policy 2 1.1 Introduction 2 1.2 Policy commencement 2 1.3 Interpreting the policy
More informationProduct Summary SAF GROUP TERM LIFE POLICY (GROUP POLICY 2000002)
Product Summary SAF GROUP TERM LIFE POLICY (GROUP POLICY 2000002) The SAF Group Term Life policy is designed for SAF and MINDEF personnel as well as those who have committed to National Service. This policy
More informationBlanket Student Accident Insurance including Enhanced Coverage underwritten by Industrial Alliance Pacific Insurance and Financial Services
Who is Eligible? Blanket Student Accident Insurance including Enhanced Coverage underwritten by Industrial Alliance Pacific Insurance and Financial Services Full-time students of the Policyholder under
More informationVII. Life & Accident Insurance Programs Table of Contents
VII. Life & Accident Insurance Programs Table of Contents About This Section...1 An Overview of the Life and Accident Insurance Programs...2 How Benefits Are Paid...2 Basic Life Insurance...3 Imputed Income...3
More informationPersonal Accident Insurance. Arranged by Golfguard Ltd
Personal Accident Insurance Arranged by Golfguard Ltd 1 This is your Personal Accident Insurance policy document. If you have any questions about these documents, please contact your insurance adviser
More informationsolutions Accidents happen an unintentional-injury death occurs every 4 minutes and a disabling injury every 1 second. 1 GROUP
GROUP solutions Accidents happen an unintentional-injury death occurs every 4 minutes and a disabling injury every 1 second. 1 1 Injury Facts 2010 Edition, National Safety Council. GVAP1 GROUP ACCIDENT
More informationHome - WILLIS ED Page 1 of 3 WILLIS ED FREQUENTLY ASKED QUESTIONS for GROUP STUDENT ACCIDENT COVER What is the time limit for submitting a claim and how long can we claim for? Claims should be lodged as
More informationPERSONAL ACCIDENT. YOUR PERSONAL ACCIDENT INSURANCE POLICY Everything you need to know.
PERSONAL ACCIDENT YOUR PERSONAL ACCIDENT INSURANCE POLICY Everything you need to know. GENERAL PROVISIONS 1. The Insured or the Policyholder is requested to read this Policy carefully and to advise the
More informationIndividual Accidental Injury Insurance Enrollment Form
Administrative Office P.O. Box 535050 Pittsburgh, PA 15253-5050 www.hminsurancegroup.com or Home Office Use Only Policy # RP ID Effective Date Type of Application: Initial Premium ode: Additional Quarterly
More informationINDIVIDUAL ACCIDENT CLAIM FORM
INDIVIDUAL ACCIDENT CLAIM FORM Dear claimant, We are sorry to learn about your accident. In order for us to process your claim, we require the following: (1) Claimant s Statement (2) Doctor s Statement
More informationPOLICY 2: DEATH AND PERMANENT DISABILITY
POLICY 2: DEATH AND PERMANENT DISABILITY Article 1 - Death (as a result from any cause) 1.1. - Amount of indemnity The capital sum payable on the death of an Insured Person, shall be: 1. 25.000 USD in
More informationFinancial protection for on- and off-the-job accidents Voluntary Plans
Quality health plans & benefits Healthier living Financial well-being Intelligent solutions Financial protection for on- and off-the-job accidents Voluntary Plans www.aetnavoluntary.com 77.02.308.1 (5/12)
More informationACCIDENTAL INJURY INSURANCE
ACCIDENTAL INJURY INSURANCE Product Disclosure Statement and Policy Document This product and combined Product Disclosure Statement and Policy Document are issued by Suncorp Life & Superannuation Limited
More informationINSURANCE SUMMARY FOR MEMBERS GUIDE
1 MARCH 2015 TO 1 MARCH 2016 P&Cs QLD INSURANCE SUMMARY FOR MEMBERS GUIDE P&Cs QLD has organised for the following insurance covers to be available to P&C associations who are affiliated members: POLICY
More informationGroup Accident Insurance
Group Accident Insurance UMB Bank announces Accident Insurance protection Proposed effective date:08/01/2011 Accident Insurance: Because accidents happen Have you ever thought about what you would do if
More informationIndustry insurance designed for Australian workers
INJURY INSURANCE Industry insurance designed for Australian workers up to $75,000 death benefit (plus at-work cover) higher broken bones and dental injury benefits no requirement to use your sick leave
More information