2016 AFCC Spring Conference April Ritz-Carlton, New Orleans

Transcription

1 Sunday, April 17, :00-3:00 Registration Open 3:00-3:30 AFCC Welcome and Introduction to the AFCC Board AFCC Executive Board Our opening session will outline progress made since our last conference in the fall and the plans for 2016 and :30-4:30 AFCC Federal and State Legislative Update Robby Birnbaum, Greenspoon Marder, AFCC President Robert Linderman, Freedom Debt Relief, AFCC Vice President As the leading experts on debt settlement compliance and regulation Mr. Birnbaum, the President of the American Fair Credit Council and Mr. Linderman, the Vice President of the American Fair Credit Council will provide a state legislative update on Massachusetts and Maryland. These are timely regulatory updates on what every attendee needs to know to run their business in a safe and compliant manner. Attendees will have a review the current status of state laws, consumer protection, the approaches and what to expect from the CFPB, FTC and state regulators, and the latest licensing requirements for the industry. Mr. Birnbaum will also review new marketing approaches and their compliance requirements. 4:30-5:00 Veritas Legal Plan How a Performance Model Can Offer Protection from Lawsuits Angelo Anzalone, Owner Veritas Legal 5:00-7:00 AFCC Opening Cocktail Reception - Sponsored by Veritas Legal Plan

2 Monday, April 18, :00-9:00 Breakfast- Sponsored by VERITAS LEGAL 9:00-10:00 Heartburn Avoidance What every owner needs to know about the Telephone Consumer Protection Act (TCPA) Robby Birnbaum, AFCC President & Partner Greenspoon Marder In 2013 the Federal Communications Commission (FCC) amended its Telephone Consumer Protection Act to prohibit dialing systems like the ones you probably use- from dialing any cellular phone numbers or sending text messages to consumers and to existing customers. Since the amendment took effect, there has been a significant rise in TCPA lawsuits and class actions filed against debt relief providers for using the most typical dialing systems and marketing techniques. For 18 years, Robby Birnbaum has been helping his clients with TCPA compliance deal with and prevent claims on these exact issues. Learn exactly what you need to know about cutting edge developments and technology to avoid such claims, how to stay out of the line of fire, and keep your response rates where you need them. You will learn about the plaintiffs and lists that will help you avoid them, and how to balance compliance with your dialing systems and lead providers. 10:00-10:30 Following the CFPB s Recent Data Security Action and What This Means for the Debt Settlement Industry Felix Shipkevich, Principal of Shipkevich PLLC Felix Shipkevich will discuss how industry members can improve data security practices by having privacy policies that match privacy practices, implement employee training and practices that ensure compliance and avoiding some of the pitfalls that come up when contracting with third-party vendors who can leave your customers information vulnerable to breaches. 10:30-11:00 Networking Break Sponsored by Leadsconnection

3 11:00-12:00 KEYNOTE: Debt Settlement and Ohio: Are We In or Out? Senator Bill Seitz (R-Cincinnati) OH Kurt Leib, AFCC lobbyist and a partner in Capitol Advocates Join Senator Bill Seitz (R-Cincinnati), sponsor of Ohio SB 226, and Kurt Leib, AFCC lobbyist and a partner in Capitol Advocates, for an in depth discussion on the challenges associated with passing legislation to authorize and allow debt settlement services in the Buckeye State. They will share insights into the process involved in advancing legislation in the face of stiff opposition from the bankruptcy bar and credit counseling industry - presently the only options available to consumers with crushing personal unsecured debt burden. Sen. Seitz, a practicing attorney, has broken ranks with many of his colleagues in the profession who maintain that providing debt settlement services constitutes the unauthorized practice of law. Ohio is the only state where this unique argument intended to keep debt settlement out of the state has been raised. 12:00-12:30 Tax Resolution: How to Add This Vertical to Your Business and Provide More Value for Your Clients! Michael D. Sullivan, Former IRS Agent, Founder of Fresh Start Tax LLC Fresh Start Tax LLC is a nationwide, A+ rated BBB tax resolution firm. In this session you ll learn how to be able to provide this service to your debt settlement clients that need tax help as well. It s much easier than you think! 12:30-1:30 LUNCH Sponsored by Rescue One Financial 1:30-2:30 CFPB and the Debt Settlement Industry (Live, not Skype) John McNamara, Debt Collections Program Manager, CFPB Vanessa Megaw, Financial Analyst for the Installment Lending and Collections Market, CFPB John McNamara and Vanessa Megaw will discuss the latest actions that have taken place in the debt settlement industry post TSR. As well as how the current activities and expectations of the Bureau pertain to debt settlement and collection industries. John is an expert on debt collection practices and acts as a liaison between the CFPB and both the collection industry and consumer advocates.

4 2:30 3:00 How important understanding credit data and credit scoring for debt settlement customers is and why point deduction technology will impact customers entering and exiting the program Rusty Bresse, CEO Crednology Holding Corp Point Deduction Technology is Scientific Analytical Mathematical Software, based on rigorous credit weight algorithms, analyzes credit data to identify where the impacts are placed on a credit file. The software analyzes an electronic version of a credit report and assigns a point deduction number per item, both positive and negative. The numbers assigned range from 0 to 100+ depending on the type accounts being reported. The software also determines where most errors occur on a credit report and how many points may be recovered by having the credit data corrected. Learn steps on overcoming consumer credit score fears to close more deals while adding another revenue stream. 3:00-3:30 What a Debt Collector Sees About Your Client, That You Don't Phillip Duff, Owner Lighthouse Consulting In this session you will gain Insight into the mind of a debt collector and the data they rely on. Be given a higher understanding of the flow or movement of accounts between collectors and law firms. Understand why clean data is important and how to mine your clean data to decrease the days to settlement. Learn how to use analytics to get faster settlements. 3:30-4:00 Afternoon Networking Break Sponsored by Reliant Account Management 4:00-4:30 What s Next? - Restoring and Rebuilding Credit Post-Debt Settlement Damon DeCrescenzo, CEO Credit Pros Jason Kaplan, President & Compliance Officer Credit Pros In this discussion, we will discuss the importance of credit repair after the debt settlement process as a complimentary monetization path and a key way to continue to provide value to your clients. See will also address general credit repair compliance requirements and the benefit of engaging a vetted credit repair organization vs. going it alone.

5 4:30-5:00 IAPDA - The history, course content and features of IAPDA Certification Training Programs for Debt Relief Professionals and the benefits of training and certification to their company Laurence Larose, Founder and Executive Director of IAPDA A detailed look inside IAPDA training and certification programs for debt relief professionals. Beginning with the history of IAPDA, a summary of the content of each training course module and the many benefits of training and certification to companies and individuals. 5:00-7:00 AFCC Closing Cocktail Reception Sponsored by Crossroads Financial Technologies