HOUSING LOAN. (Plus service tax applicable from time to time) LOAN FOR EARNEST MONEY FOR ALLOTMENT OF A HOUSE/FLAT

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1 HOUSING LOAN (including service ) Inspection Rs. 500 for Nil 1.Out of Up to `.25, NIL Rs. Above Rs.25, /- per expenses REGULAR HOME LOAN: inspection 250for like 0.50% of Loan amount (inclusive of loans below Rs Advocate Min. Rs. 500/- and Max. service ) 5 fee and Rs.10000/-) valuers fee ONLINE HOME LOAN: 25 % concession on Processing Fee (Min. Rs. 500/- and Max. Rs.10000/-) if loan application is rejected: 25% of the fee should be retained by us in addition to the actual amount spent on search report and valuation report. The remaining amount should be refunded to the applicant by issue of banker's cheque crossed 'Account Payee Only' or by credit to SB/CA of the applicant. on actual basis 2. Stamp duty for registration of mortgage on actual basis LOAN FOR EARNEST MONEY FOR ALLOTMENT OF A HOUSE/FLAT 0.50% of the loan No prepayment 1.Out of amount + service at fee the rate, expenses if minimum Rs.100/-. any 2.. Late EMI

2 SBBJ CAR LOAN SCHEME FOR NEW VEHICLES Loan can be No prepayment 1.Out of Flat Rs. 750/- in each fee case.(applicable for availed at the expenses if both Regular and place of any Online applications ) 2. Late EMI if loan permanent application is rejected: residence or 25% of the work. However, Processing Fee will be retained if the inspection and application is rejected after pre-sanction verification of survey subject to asset would be minimum of Rs. 500/- and maximum of Rs. done by an 2500/-. office located at the centre where asset is maintained. An inspection fee of ` 350 will be charged for this purpose. SBBJ CAR LOAN SCHEME FOR USED VEHICLES Processing 1.Out of % of the loan amount is to be recovered. expenses if any SBBJ PERSONAL LOAN SCHEME

3 1.00% of loan amount (inclusive of Service ). Nil NA Nil 1.A penalty of Rs.250/- + service per cheque will be recovered in addition to the penal interest for any bounced cheque. 2. Late EMI SBBJ MORTGAGE LOAN SCHEME 1.15% (including service ) the limit sanctioned (upfront). Prescribed inspection charges Rs.120/- per Rs500 for Nil SBBJ RENT PLUS SCHEME 0.60% Of the loan amount -- Rs500 for -- on

4 SBBJ PENSION LOAN SCHEME Rs.500/- flat Nil NA Nil SBBJ HOME CASH 0.60% of the loan amount with a minimum of Rs.500/-. -- Rs500 for Nil on EDUCATION LOAN/SCHOLAR SCHEME No processing / NIL 1. Out of upfront charges VOCATIONAL EDUCATION AND TRAINING No processing / NIL upfront charges

5 SBBJ EZEE GOLD LOAN SCHEME 1% of loan Out of amount/limit subject to minimum of Rs. 200/- and maximum Rs 5000/- to be recovered upfront. SBBJ REVERSE MORTGAGE LOAN SCHEME 0.50% of the loan Inspection charges Rs500 for NIL amount, minimum Rs. Rs.120/- (inclusive 500/- and maximum of of Service ) Rs. 10,000/- on SBBJ REALTY i) For loans up to Rs /- : Nil ii) For loans above Rs /- : 0.25 % of loan amount + service -- Rs500 for NIL on

6 SBBJ COMBO CAR LOAN SCHEME Flat Rs. 1000/