Welcome to Your National Advantage TM Plan!

Transcription

1

2 National Advantage TM WELCOME! Welcome to Your National Advantage TM Plan! (TEXAS: Administrated by Dorsey Discount Services; Administered by Careington International in all states other than Texas) We hope you will enjoy your new membership. You now have access to thousands of local and national providers. Your membership is simple and easy to use. You may begin saving money as soon as you receive this membership packet. It is quick and easy to locate participating providers in your area by using the toll-free number listed in your membership literature or the attached provider lists. Simply present your membership card at provider locations to receive immediate savings. Refer to this booklet for complete information on the use of each service. We believe in customer satisfaction. Please keep the Plan Membership booklet in a safe place for future reference. Put your membership cards in your wallet so they are with you at all times. This will help you if you need to call us for information. If you have any questions or need assistance in using your new membership services, contact us at in the Houston Metropolitan Area or Our office is open from 8:30 a.m. to 5:00 p.m. Monday through Thursday, and 8:30 a.m. to 2:00 p.m. on Friday. If you cannot contact us directly, please leave a message and we will return your call in a timely manner. Member Services/Billing Inquiries: This package of services is not a substitute for comprehensive health insurance. ii Your National Advantage TM Plan Membership Book

3 National WellnessShield Advantage TM TM Table Table Of of Contents Table of Of Contents Introductory Section Introduction Terms & Conditions Terms The Solution & Conditions. To The Healthcare Crisis 4-5 Listing of All Services with Toll-Free Numbers...4 Dental Plus Plan Section National Introduction Premier To Advantage Section... TM Plan 6-7 National Dental Plan Aetna Dental Access TM Plan National Vision EyeMed Dental Plan Vision Aetna Care (National Dental Access Plan) TM... Plan National Prescription Vision Drug Plan Plan (National Plan) 13 National Pet Assure Prescription... Drug Plan Hearing Aids and Audiology Services Prevention Plus Section Nutritional Supplements Introduction To Section Comprehensive Wellness Profile National Discount Laboratory Services Chiropractic and Alternative Medical Networks (National) PHCS Section (National Medical Services) Introduction To Section PHCS Medical Network Letter for Doctors...25 Legal Plus Stress Easers Section Introduction To Section Legal Plan ID Theft Restoration & Insurance Program Roadside Assistance Credit Repair Services Debt Resolution...33 Option Section Introduction To Section CallMD Your National Advantage TM Plan Membership Book Your WellnessShield 1 TM Plan Membership Book N Adv US11 05/2012

4 National WellnessShield Advantage TM TM Terms and Conditions Terms and Conditions of Your Membership This discount health care card is NOT insurance. WellnessShield TM Service is not available in WA, VT and MT. RENEWAL CONDITIONS: By joining a plan, you are authorizing Dorsey Discount Services to bill your credit card or checking account for the plan you have selected. This charge shall remain in in force until you notify Dorsey Discount Services of request to to cancel. By joining, you indicate you have read the terms and conditions of the plan. This plan will automatically renew at the end of your membership term on on an an annual basis, and your credit card or or bank account will be automatically charged or or drafted for for the the appropriate amount. Termination Conditions: Dorsey Discount Services and Careington reserves the right to to terminate plan members from its plan for any reason, including non-payment. Cancellation Conditions: You have the right to to cancel within the first 30 days from the date you join the plan to use the plan risk-free. FL Residents: You have the right to cancel within FL Residents: You have the right to cancel within the first 30 days after effective date. If for any the first 30 days after effective date. If for any reason during this time period you are dissatisfied reason during this time period you are dissatisfied with the plan and wish to cancel and obtain a refund, with the plan and wish to cancel and obtain a refund, you you must must submit submit a written written cancellation cancellation request. request. Dorsey Discount Services will will accept accept and and cancel cancel plan memberships at at any time during the the membership period and will cease collecting membership fees in a reasonable amount of of time, but no later than 30 days after receiving a a cancellation notice. Please send a cancellation letter and a request for refund with your name and member number to Dorsey Discount Services, Cornerstone Village Drive, Houston, Texas or fax to: (281) You may also submit cancellation by cs@dorseydiscountservices.com. If Dorsey Discount Services is billing you quarterly, semi-annually or annually, Dorsey Discount Services If will, Dorsey in the Discount event of Services cancellation is billing of the you membership quarterly, semi-annually by either party, or make annually, a pro-rata Dorsey reimbursement Discount Services will, of the in the periodic event charges of cancellation to the member. of the membership by either party, make a pro-rata reimbursement of the Description periodic charges of Services: to the Please member. see the enclosed materials for a specific description of the programs Description that you have of purchased. Services: Please see the enclosed materials for a specific description of the programs that Limitations, you have purchased. Exclusions & Exceptions: Savings are based upon the provider s normal fees. Limitations, Actual savings Exclusions will vary depending & Exceptions: upon Savings location are and based specific upon services the provider s or products normal purchased. fees. Please Actual verify such savings services will vary with depending each individual upon location provider. and The specific discounts services contained or products herein purchased. may not be Please used in verify conjunction such services with any with other each discount individual plan provider. or program. The All listed discounts or quoted contained prices herein are current may not prices be used by in participating conjunction providers with any other and subject discount to plan change or program. without notice. All listed Any or procedures quoted prices performed are current by prices a by non-participating providers and are subject not discounted. to change without From time notice. to time, Any procedures certain providers performed may offer by a products non-participating or services provider to the general are not discounted. public at prices From lower time than to the time, discounted certain providers prices available may offer through products this program. or services In such to event, the general members public will at be prices lower charged than the the lowest discounted price. prices Discounts available on professional through this services program. are not In such available event, where members prohibited will be by law. charged This plan the does lowest not price. discount Discounts all procedures. on professional services Providers are are not subject available to change where prohibited without notice by law. This and plan services does may not vary discount in some all procedures. states. It is the member s responsibility to verify that the provider Providers are subject to change without notice is a participant in the plan. At any time Dorsey and services may vary in some states. It is the Discount Services has the right to eliminate a member s responsibility to verify that the provider Participating Professional from the respective network is a participant in the plan. At any time Dorsey in which they are associated and may substitute Discount Services has the right to eliminate a Provider networks at its sole discretion. Dorsey Participating Discount Services Professional cannot from guarantee the respective the continued network participation in which of any they provider. are associated If he or and she may leaves substitute the plan, you Provider will need networks to select at its another sole discretion. provider. Providers contracted by Dorsey Discount Services are 222 Your Your National WellnessShield Advantage TM TM Plan Membership Book

5 National WellnessShield Advantage TM TM Terms Terms and Conditions and Conditions Terms and Conditions of Your Membership (continued) solely Dorsey responsible Discount Services for the professional cannot guarantee advice the and continued treatment participation rendered of to any members provider. and If he Dorsey or Discount she leaves Services the plan, disclaims you will any need liability to select with another respect to such matters. Services and service providers may provider. Providers contracted by Dorsey Discount change or be discontinued at anytime with notice as Services are solely responsible for the professional required by law. advice and treatment rendered to members and Complaint Dorsey Discount Procedure: Services If disclaims you would any like liability to file a with complaint respect or to grievance such matters. regarding Services your and plan service membership, providers may you change must or submit be discontinued your grievance at anytime in with writing notice to: as Dorsey required Discount by law. Services, Cornerstone Village Drive, Houston,Texas Complaint Procedure: If you would like to file All complaints or grievances are documented a complaint or grievance regarding your plan in the monthly Quality Assurance log along with membership, you must submit your grievance the date and content of the complaint or grievance. in writing to: Dorsey Discount Services, Members have the right to request an appeal of the complaint Cornerstone and grievance Village Drive, resolution. Houston, Appeals Texas will be sent All complaints to the Committee or grievances and will are be documented entitled to in a the second monthly review Quality with Assurance different individuals. log along with After completing the date and the content complaint of the resolution complaint process or grievance. and you Members remain have dissatisfied, the right you to request may contact an appeal your of state insurance the complaint department. and grievance resolution. Appeals will be sent to the Committee and will be entitled TX to a Residents: second review All complaints with different will individuals. be completed within After completing 72 hours of the receipt complaint with the resolution exception of billing process inquiries and you that remain require dissatisfied, further research you may or documentation. contact your state insurance department. Disclosures: TX Residents: THIS All complaints PLAN IS NOT will INSURANCE. be completed THIS IS NOT within A MEDICARE 72 hours of PRESCRIPTION receipt with the DRUG exception PLAN. of * billing This plan inquiries does that not meet require the further minimum research creditable coverage or documentation. requirements under M.G.L. c. 111M and 956 CMR The plan provides discounts at certain health care providers for medical services. The range of discounts will vary depending on the type of provider and service. The plan does not make payments directly to the providers of medical services. Plan members are obligated to pay for all health care services but will receive a discount from Disclosures: those health care providers who have contracted with the discount medical plan organization. You may THIS access PLAN a list IS of NOT participating INSURANCE. health THIS care IS NOT providers A at MEDICARE PRESCRIPTION Upon DRUG request PLAN.* the plan will This make plan available does not a written meet the list minimum of participating creditable health coverage care providers. requirements You have under the M.G.L. right to c. cancel 111M and within the 956 first CMR 30 days after The receipt plan provides of membership discounts materials at and receive a full refund, less a nominal processing fee certain health care providers for medical services. (nominal fee for MD residents is $5). Discount Medical The range of discounts will vary depending on the Plan Organization and administrator: Careington type of provider and service. The plan does not International Corporation, 7400 Gaylord Parkway, make payments directly to the providers of medical Frisco,TX 75034; phone The program services. Plan members are obligated to pay for all and its administrators have no liability for providing health or guaranteeing care services service but will by receive providers a discount or the quality from those of service health rendered care providers by providers. who have This contracted program is with not the available discount in Montana medical plan and Vermont. organization. *Medicare You may access statement a list applies of participating to MD residents health when care providers pharmacy at discounts are part of program. Upon request the plan will make available a written list of participating health care FLORIDA providers. RESIDENTS: You have THIS the right PLAN to IS cancel NOT INSURANCE. within the The first plan 30 provides days after discounts receipt of at membership certain health materials care and providers receive for a full medical refund, services. less a nominal The range processing of discounts fee (nominal will vary fee depending for MD residents on the type is $5). of Discount provider Medical and Plan service. Organization The plan and does administrator: not make payments Careington directly to International the providers Corporation, of medical services Gaylord Plan Parkway, members are Frisco, obligated TX 75034; to pay phone for all health care services but will receive a discount from those health care providers The who program have contracted and its administrators with the discount have no medical liability plan for organization. providing or You guaranteeing may access service a list of by participating providers or health the quality care providers of service online rendered using by the providers. website This printed program on your is membership not available ID in card. Montana Discount and Vermont. Medical Plan Organization and Administrator: Careington International Corporation, 7400 Gaylord Parkway, *Medicare Frisco, TX statement 75034; phone: applies to MD residents when pharmacy discounts are part of program. The program and its administrators have no liability for providing or guaranteeing service by providers or the quality of service rendered by providers. Your Your National WellnessShield Advantage TM Plan TM Plan Membership Membership Book Book 333

6 Services Available Plus Toll-Free Numbers, Listed Plan-by-Plan. National AdvantageTM Plan National Aetna Dental Access Plan EyeMed Vision Care National MedImpact RX Plan (Mail Order Pharmacy: ) Newport Audiology/ Hearing Aids Swanson Nutritional Supplements When calling, use the term: Partners Promotional Code is CARE 725. For any questions regarding any plan, call the DDS Customer Service telephone toll-free at Your National AdvantageTM Plan Membership Book

7 We Offer Additional Benefit Plans For You! Services Karis Basic Comprehensive Total Group Wellness Wellness Wellness Only Shield Shield Shield The Karis Group Medical Bill Negotiation Service Patient Advocacy and Surgery Saver CallMD 12 Free Doctor Consultations per year Available 24/7 Call In Prescription Service National Dental Network National Vision Network Pharmacy and Mail Order Rx Discounts Newport Hearing Aids and Audiology Services Lab Tests Imaging MRIs, CT Scans, X-rays Swanson Nutritional Supplements National Chiropractic & Alternative Medicine Network Free Annual Comprehensive Blood Profile Personal Health Coach Trotter Wellness PHCSTM Physician Network Medical Supplies & Equipment; MRIs, CT Scans & X-rays Also includes Access to Nationwide Services for Away from Home Needs: National Aetna Dental Network National Imaging National Labs National Vision National Chiropractic & Alternative Medicine Cost for Entire Household For groups of 20 or more please call for quote Your National AdvantageTM Plan Membership Book $15.00 $23.00 Month Month $33.00 Month $49.95 Month 5

8 National WellnessShield Advantage TM TM TM National Dental Aetna Dental Plan Access Plan National Aetna Dental Access Plan National Aetna VERY IMPORTANT, PLEASE NOTE: The Provider of of the discounts below are from the Aetna Dental Dental Access Plan. Access To To locate a a participating Plan provider for for the Aetna Plan, call (800) and identify yourself as as a a member of of the Aetna Dental Access Plan. What Are Your National Dental Savings? Members may take advantage of of savings through the Aetna Dental Access Network, one of of the largest, most recognized discount dental networks in in the nation. Members save an an average of of 15% to to 50% on on everything from general dentistry to to root canals, crowns and orthodontia at at over 76,000 80,000 available dental practices nationwide. How to to Access Discounts: Step 1: 1: To To locate a a participating provider, call or or visit our website at at When calling a a dentist for for an an appointment, members identify themselves as as a a member with access to to the Aetna Dental Access Network. Step 2: 2: Members must show the membership card at at the time of of service to to receive the discount. Step 3: 3: Members are are responsible for for the total bill, less the applicable savings, at at the time service is is rendered Your Your National Your WellnessShield Advantage TM TM TM Plan Plan Membership Book

9 TM WellnessShield TM TM National Advantage WellnessShield National Aetna Dental Access Plan National National Aetna Dental AccessDental Plan Plan What What Are AreYour YourNational NationalDental DentalSavings? Savings?(continued) (continued) Current Aetna Sample Savings Sample Savings Sample Savings Product/Service Product/Service Service and ADA Code Select Regional Cost with Select Regional Average Cost with Member Savings Usual Fee Average Discounted Fee Average Cost Aetna Dental Access Savings Average Cost Aetna Dental Access Total Total Savings D111 Adult Cleaning $121 $58 $63 Adult Cleaning $88 $53 $35 Adult Cleaning $88 $53 $35 D1120 Child Cleaning $76 $41 $35 Child Cleaning $63 $37 $26 Child Cleaning $63 $37 $26 D0120 Periodic Oral Exam $55 $30 $25 Routine Checkup $43 $28 $15 Routine Checkup $43 $28 $15 D0274 Four Bitewing X-rays $67 $35 $32 Four Bitewing X-rays $55 $32 $23 Four Bitewing X-rays $55 $32 $23 D2330 Filling -(White) 1 SurfaceFilling Resin (White) Filling $170 $87 $83 Composite $144 $78 $66 Composite (White) Filling $144 $78 $66 Front (Anterior) Tooth Crown (porcelain fused to noble metal) $889 $597 $292 Crown (porcelain to noble metal) $889 $1236 $597 $292 D5110 Complete Upperfused Denture (Maxilliary) $859 $377 Complete Upper Denture $1,037 $777 $260 Complete Upper Denture $1,037 $1238 $777 $260 D3330 Molar Root Canal (excluding final restoration) $725 $513 MolarExtraction Root Canal $900 $638 $262 D7140 of erupted tooth or exposed root - $184 $80 $104 Molar Root Canal $900 $638 $262 includes local anesthesia and suturing if needed Extraction (single tooth) $136 $70 $66 Extraction (single tooth) $136 $70 $66 Aetna Dental Access Network - Information Aetna Dental Access Network - Information This This program is not available in VT and MT. program is not available in VT, MT & Washington State This program is not available in VT and MT. The select regional average fee represents the average fees for the procedures listed above in Los Angeles, Orlando, Chicago and The select regional average fee represents the average fees for the procedures listed above in Los Angeles, Orlando, Chicago and New York City New York City Participants must pay health care providers directly. Participants must pay health care providers directly. This is NOT insurance This is NOT insurance Actual Discounts will vary based on the geographic location of the dental provider and the services provided. Actual Discounts will vary based on the geographic location of the dental provider and the services provided. TM TMTM Plan Membership Book Your National Advantage Your Your WellnessShield WellnessShield Plan Plan Membership Membership Book Book Your WellnessShieldTM Plan Membership Book Careington provides access to Aetna Dental Access Network. This Careington provides access to Aetna Dental Access Network. This network is administered by Aetna Life Insurance Company (ALIC). network is administered by Aetna Life Insurance Company (ALIC). Neither ALIC nor any of its affiliates offers or administers the Careington Neither ALIC nor any of its affiliates offers or administers the Careington membership. Neither ALIC nor any of its affiliates is an affiliate, agent, membership. Neither ALIC nor any of its affiliates is an affiliate, agent, representative, or employee of Careington International Corporation. representative, or employee of Careington International Corporation. Dental providers are independent contractors and not employees or Dental providers are independent contractors and not employees or agents of ALIC or its affiliates. ALIC does not provide dental care or agents of ALIC or its affiliates. ALIC does not provide dental care or treatment and is not responsible for outcomes. treatment and is not responsible for outcomes. Aetna Dental Access is a service mark of Aetna Inc. Aetna Dental Access is a service mark of Aetna Inc. Careington International Corporation, 7400 Gaylord PKWY, Frisco, TX 75034, Careington International Corporation, 7400 Gaylord PKWY, Frisco, TX 75034,

10 National WellnessShield Advantage TM TM TM National Vision Plan Plan Vision: EyeMed Vision Care (800) What Is Is The The EyeMed Vision Care Plan? Members save save 20% 20% to 40% to 40% off off the the retail retail price price of of eyewear with with the the EyeMed Vision Vision Care Care Access Access Plan Plan D D discount program. Members are are eligible for for discounts on on exams, eyeglasses and and contact lenses lenses from from more more than than 40,000 40,000 providers nationwide including How How to to Access Your Your Discounts Step Step 1: Locate 1: Locate the the EyeMed provider most most convenient for for you you by by calling calling our our Customer Service at (800) at (800) or by or by visiting our our Web Web site site at at Step Step 2: Schedule 2: an an appointment. When When making an an appointment tell tell the the provider you you are are an an EyeMed independent optometrists, ophthalmologists, opticians, and and leading optical optical retailers such such as as LensCrafters, Sears Sears Optical Target Target Optical, JCPenney Optical, and and most most Pearle Pearle Vision locations. member and and provide your your name, name, name name of your of your organization or plan or plan and and your your member number. Step Step 3: When 3: When you you arrive, arrive, identify yourself as an as an EyeMed member and and present your your membership card. card Your Your National Your WellnessShield Advantage TM Plan TM Plan Membership Book Book

11 National WellnessShield WellnessShield Advantage TM TM National National Vision Vision Plan Plan EyeMed Vision Care Plan (continued) Program Description Program Description Vision Care Service Member Discount Vision Care Service Member Discount Exam Exam Exam with Dilation as Necessary $5 off comprehensive exam Exam with Dilation as Necessary $5 off comprehensive exam $10 off contact lens exam $10 off contact lens exam Complete Pair Eyeglasses Purchase Discounts*: Complete Pair Eyeglasses Purchase Discounts*: Frames, lenses and lens options purchased in the same transaction Frames Frames, lenses and lens options purchased in the same transaction Any Frames available frame at provider location 35% off the retail price Any Standard available Plastic frame at Lenses: provider location 35% off the retail price Single Standard Vision Plastic Lenses: $50 Bifocal Single Vision $70 $50 Trifocal Bifocal $105 $70 Lens Trifocal Options $105 UV Lens Coating Options $15 Standard UV Coating Scratch Resistant Coating $15 $15 Tint Standard (Solid Scratch and Gradient Resistant Coating $15 $15 Standard Tint (Solid Polycarbonate and Gradient $40 $15 Standard Anti-Reflective Polycarbonate Coating $45 $40 Standard Progressive Anti-Reflective (Add-on Coating bifocal) $65 $45 Other Standard Add-Ons Progressive and Services (Add-on bifocal) 20% off the $65 retail price Contact Other Add-Ons Lenses: and (discounts Services applies to materials 20% only) off the retail price Conventional Contact Lenses: (discounts applies to materials 15% off only) the retail price Laser Conventional Vision Correction: 15% off the retail price LASIK Laser or Vision PRK from Correction: U.S. Laser Network 15% off the retail price LASIK or PRK from U.S. Laser Network 15% off -or- the retail price 5% off the promotional -or- price *Frame, lenses and lens options discounts apply 5% off only the when promotional purchasing price *Frame, a complete lenses pair and of eyeglasses. lens options If purchased discounts separately, apply only members when purchasing receive 20% a complete off the retail pair of price. eyeglasses. If purchased separately, members receive 20% off the retail price. Laser Vision Correction Laser Vision Correction EyeMed and LCA-Vision have arranged to provide this discount EyeMed and to all LCA-Vision EyeMed members have arranged through to one provide of the this largest discount laser to networks all EyeMed available, members the through U.S. Laser one Network. of the Members largest laser are networks entitled to available, 15% off the the retail U.S. Laser price Network. Members are entitled to 15% off the retail price or Your Your National WellnessShield Advantage TM Plan TM Plan Membership Membership Book Book Your WellnessShield TM Plan Membership Book Vision Care Service Member Discount Vision Care Service Member Discount Sample Savings Chart Sample Savings Chart Vision Care Service Retail Price* Member Cost Savings Vision Care Service Retail Price* Member Cost Savings Exam Exam Eye Exam $100 $95 $5 Eye Exam $100 $95 $5 Lenses Lenses Single Vision Lenses $120 $50 $70 Single Vision Lenses $120 $50 $70 Frame Frame Example $150 $98 $52 Example $150 $98 $52 Lens Options Lens Options Standard Scratch Standard Scratch Resistant and UV Coating $40 $30 $10 TOTAL Resistant and UV Coating $410 $40 $273 $30 $137 $10 *This TOTAL chart reflects a sample savings $410 and actual retail $273 pricing $137 will *This vary chart by location. reflects a sample savings and actual retail pricing will vary by location. 5% off the promotional price of LASIK or PRK procedures, 5% off the whichever promotional is the price greater of LASIK discount. or PRK procedures, whichever is the greater discount. Replacement Contact Lenses by Mail Replacement Contact Lenses by Mail EyeMed members may order replacement contact EyeMed lenses members via the may Internet order and replacement have them mailed contact directly lenses to via the the member s Internet home. and have This them service mailed is for directly replacement to the member s contact lenses home. only, This and service the EyeMed is for replacement discount does contact not apply. lenses only, The member s and the EyeMed initial pair discount of contact does lenses not apply. must still The be member s purchased initial from their pair of eye contact care provider lenses must to still ensure be purchased proper fit and from follow-up their eye care. care Visit provider to ensure proper fit and for follow-up more information care. Visit or to place an order. for more information or to place an order

12 WellnessShield TM National WellnessShield Advantage Vision Plan TM TM National Vision Plan Plan Vision: EyeMed Vision Care (800) Vision: EyeMed Vision Care (800) National LASIK Network (LCA-VISION) [EyeMed, continued] National LASIK Network (LCA-VISION) [EyeMed, continued] LASIK can provide freedom for many individuals LASIK who can wear provide glasses freedom or contact for many lenses. individuals The National who Lasik wear Network glasses surgeons or contact have lenses. performed The National over Lasik 1,000,000 Network procedures surgeons have to correct performed nearsightedness, over 1,000,000 farsightedness, procedures and to astigmatism. correct nearsightedness, The medical farsightedness, professionals and at National astigmatism. Lasik The Network medical will work professionals with you to create National a personalized Lasik Network vision will work plan to with achieve you to optimal create a vision. personalized vision plan to achieve optimal vision. Member Pricing: Member Pricing: Significant Savings and a Free initial consultation Significant Savings and a Free initial consultation All in-network providers extend All in-network providers extend the following discounts the following discounts 15% off standard prices OR 5% 15% off standard prices OR 5% off off promotional promotional prices prices Featured Pricing: Pricing: Exclusively available available with with featured featured providers (locations nationwide): Program Description Technology Set Set Price Price Enhancements Traditional LASIK LASIK $695 $695 per per eye* eye* Free Free enhancements with with IntraLase *Nearsighted better better than than for one for year one year -2 with -2 with a stigmatism a stigmatism better better than than -1 and -1 other and other restrictions restrictions apply. apply. Traditional LASIK $1,395 per eye Free enhancements Traditional LASIK $1,395 per eye Free enhancements with IntraLase for life with IntraLase for life NATIONAL LASIK NETWORK NATIONAL (LCA-VISION) LASIK NETWORK (LCA-VISION) Careington International Corporation has a Careington preferred pricing International plan for Corporation LASIK eye surgery has a preferred through pricing the National plan Lasik for LASIK Network eye surgery with over through 570 locations the National nationwide. Lasik The Network arrangement with over with 570 the locations National nationwide. Lasik Network The means arrangement you can have with the LASIK National vision Lasik correction Network surgery means at a you significantly have LASIK reduced vision rate. correction surgery at a significantly reduced rate. Custom or $1.895 per eye Free enhancements Wavelight Custom or LASIK $1.895 per eye Free for enhancements life with Wavelight IntraLaseLASIK for life with IntraLase To locate a provider or to obtain additional information, To locate a please provider call or to obtain additional or visit information, our website please at call or visit our website at Some Restrictions May Apply Some Restrictions May Apply 10 Your National Advantage TM Plan Membership Book 12 Your WellnessShield TM Plan Membership Book 12 Your WellnessShield TM Plan Membership

13 National WellnessShield Advantage TM TM National Prescription Drug Drug Plan Plan MedImpact - Prescription Drug Plan Prescription Drug Plan About Your National Prescription Plan What Is Your Prescription Drug Plan? As a member, you are entitled to prescription savings offered allowed by your plan (e.g. 90 days with three refills). Send by MedImpact. Normal Savings Discounts 10% are available up to 60% at over 58,000 How the completed To Use This form, your Program: prescription and payment to the participating Over 33,000 pharmacies Pharmacies nationwide. Available Nationally address above. Your order should arrive in 10 to 14 days. Go to wellnessshield.com and enter your At the pharmacy, Pharmacies simply Available present Include: your membership card I.D. If Number you need to to access start your the medicine website or right show away, ask your to receive Albertson s an average Brookshire savings from Brothers 15% to 60% CVS off generic your doctor I.D. card to write at the you pharmacy. two prescriptions one for a smaller drugs and Costco average Drug saving Emporium from 15% HEB to 25% K-Mart off brand Publix name quantity (less than a 30-day supply) to be filled at a prescriptions. Randall s The pharmacist Rite-Aid Tom will enter Thumb your Target information Von s from Questions, participating call: pharmacy, Pharmacy and Help one Desk, for between a 30 and or the identification Walgreens card Wal-Mart and you will Winn receive Dixie significant and More savings Dorsey 90 day Discount supply to Services be filled at by MedVantx. at the time Dorsey of purchase. Mail Order for Prescriptions Refills can be ordered online, by telephone through For prescription drug pricing or to locate a participating the automated refill service, or use the refill form that pharmacy RX Comparative in your area, please Pricing call toll free Chart* (800) , or arrives with your order. visit Maximum Savings National Local by Dorsey Generic Mail Order Pharmacy Average Retail Pharmacy DDS Mail Order Mail Order vs. Brand Name Price** DDS Generic Price*** DDS Generic Price*** Average Retail Save Brand more Name on maintenance 30 Days 30 Days 90 Days Price for 30 Days medications through our convenient Tenormain and 50 money mg saving (100 count) $ $20.50 $ % mail-service MedVantx. To start using Vasotec the mail 10 service, mg please call toll free (866) (30 count) $ $17.50 $ % or visit Lasix 40 mg You may (30 also count) mail your prescription $ along with a completed order form $ 7.00 $ % and payment to: * Prices at various locations may vary and are subject to change without notice. ** Based on pricing of brand name drugs as listed as of 1/2010 obtained from internet pricing of major chain drugstores. Prices are not guaranteed and are MedVantx subject to change without notice. *** Quantity of 30 available at national retail stores only. Quantities and prices for 90 tablets based on a 3 month supply available through our mail order provider. PO Box 5736 Sioux Falls, SD When starting mail order, please ask your doctor for a new prescription for the maximum day's supply Your National Your WellnessShield Advantage TM TM Plan Membership Book 13 Your WellnessShield TM Plan Membership Book IMPORTANT There are important questions you should ask your doctor regarding possible side effects before accepting a prescription. See the WellnessShield TM website at to find out more! 11 13

14 National Advantage TM Hearing Aids and Audiology Services Newport Audiology - Hearing About Your Hearing Aid Plan For years hearing loss was considered only a disease of the aging population. Research has proven that hearing problems can affect anyone at any age, regardless of his or her background or occupation. Hearing loss most often occurs at such a gradual rate that individuals are not aware of its severity until they are in the latter stages of hearing loss. It is then that they begin to seek help. As a Careington member, you and your family have access to hearing aid discounts of 35% at 2,000 Newport Audiology network providers nationwide. Newport Audiology Centers also offer the latest technology for hearing aids and accessories as well as wireless capabilities for television and cellular devices. How to Access 1. For information about the program or to schedule an appointment, please call Newport Audiology at When you schedule an appointment with a participating provider, the provider will test your hearing to determine if a hearing aid will help, and a recommendation will be made as to which technology and style would best suit your needs. 3. If you choose to purchase hearing aids from the participating provider, the discounted rate for the hearing aids must be paid at the time of delivery. (Payment plans are available) 4. You have a 60 day, no obligation trial period. If not completely satisfied, the money will be refunded. (Less applicable state & restocking fees) See Chart. Your Plan Offers: Usual Cost for General Public: Initial Audiology Screening...$119 Two year supply of batteries per instrument...$98 Two year manufacturers warranty (Loss + Damage)... $350 Unlimited follow-up visits... $439 (assumes a minimum of 6 visits) 100% Service Satisfaction Guarantee Cost To You: FREE FREE FREE FREE FREE The above is valued at over $1,000. PLUS you receive: 35% Discount for Members on the Cost of Hearing Devices 12 Your National Advantage TM Plan Membership Book

15 National Advantage TM Nutritional Supplements Swanson Health Products What Is Swanson Health Products? Swanson Health Products sells discount vitamins and supplements, organic foods, natural skincare products, homeopathic remedies and more at the lowest possible prices....swanson Health Products is in the unique position of being able to offer products direct to customers without going through a middleman. They are able to save customers 50% to 70% on their nutritional supplements and those savings are on some of the highest quality products in the world... Lee Swanson Now as a Dorsey Discount Services member your savings are even greater! When you order your supplements, call or visit their website then give your Promotional Code CARE725 for an additional 10% savings! If you need further assistance call our member services hotline at I have been buying Swanson products for many years and can t say enough good things about the quality. I have spent an incredible amount of time researching nutritional products and consulting with the leading experts in the field. Swanson simply provides the best for less. I encourage everyone to put their health and wellness at the forefront because no matter what you have or do, it means nothing without good health. Mike Stern, CEO of Dorsey Discount Services Swanson Health Products is the Leader in affordable vitamins and offers discounts on products related to: Blood Pressure Herbs Blood Sugar Homeopathic Rememdies Calcium and Bone Health Immune Support Cardiovascular Health Joint Health Children s Health Memory and Brain Support Cholesterol Mood and Emotional Health Digestive Health Stress Relief and Sleep Fitness and Energy Our members have access to: Flat Rate Shipping of $4.99 on any size order shipped within the 48 contiguous states. Swanson s 100% Money Back Guarantee: If a customer is not satisified with a product for any reason, the total cost of the product is refunded whenn returned within one year from the pruchase date, including return shipping and handling on domestic orders. Outstanding Customer Service is available 24 hours a day 7 days a week. Phone, and live chat representatives have been trained to efficiently handle members concerns with a high degree of product expertise and professionalism. In-Depth Articles, expert information, supplemental facts, newsletters and many other leading tools both in Swanson s catalog and on the website. How to Access Savings: Step 1: To access site, please visit Step 2: Shop online and fill your shopping cart. When you checkout, enter the promo code CARE725 to receive an additional 10% off. Step 3: For customer care assistance, call or customercare@swansonvitamins.com or go to live chat on Your National Advantage TM Plan Membership Book 13

16 National AdvantageTM From Our Family To Yours. National N Adv 05/12 Dorsey Discount Services P.O. Box Houston, TX 77268