Survey: C&B Trucking Industry Benchmark Survey - -

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1 Survey: C&B Trucking Industry Benchmark Survey - - Welcome to the Trucking Benchmark Survey Please complete all sections of this survey as they apply to your company's current employee benefit and compensation package. After completing the survey all participants will receive instant access to the complete 2013 Trucking Benchmark Report and receive a personalized Report. Reports will be available after the survey closes on March 27th and all data has been collected. Results are provided in an aggregate format to each company along with full color charts and graphs comparing your company data to other motor carriers. Your individual company information will NEVER be shared with any other participant or third party without your written consent. Thank you for your participation. We are confident you will find this report to be a valuable tool for your future strategic planning. GENERAL COMPANY INFORMATION Your company information will not be shared, sold or utilized for any reason other than as needed for the generation and distribution of your customized comparative benchmark report. Company Name * Name (person that should receive survey results) * Address 1 * : Address 2 : City * : State * : Zip * : Phone * : Address * : How did you hear about the Trucking Benchmark Survey? * Cottingham & Butler Representative Postcard Association LinkedIn

2 1. Total number of full-time employees between all locations: * Total number of full-time company drivers (does not include owner operators): * Number of Owner Operators/Independent Contractors used: * Explain 4. What is your overall driver turnover percentage? * % 5. At what point in time does your driver turnover percentage drastically decrease? * 60 days 90 days 180 days 1-2 years 2+ years

3 6. How much do your drivers earn annually (including per diem & bonus)? * $ 7. Do you offer your drivers a bonus? (Please check all that apply) Amount they can Earn Sign-on Referral Tenure Clean DOT Safety (Please Explain) 8. Does your company offer financial assistance for identification, treatment and/or compliance for sleep apnea? * Which methods of financial assistance for sleep apnea do you offer? (Check all that appy) * Covered under health plan Company pays all or part, separate from the health plan Company uses contracted vendor 9. Drivers primary carrier type (length of haul): * Short Haul (0-200miles) Intermediate Haul ( miles) Long Haul (500+ miles)

4 one category - our carrier types vary 10. Which of the following best describes the majority of your company's truckloads? * Van Refrigerated Flatbed Tank Bulk Combination EMPLOYEE BENEFITS Please use driver data from your most recent plan year ( ) to complete this section. 11. Does your company have clear cut objectives that helped you design the benefit package you offer today? * Explain 12. Which of the following benefits do you offer to your employees on a contributory basis? (Check all that apply) * 401K and/or Profit Sharing Plan Group Health Plan (medical and rx coverage) Group Dental Plan Group Life Insurance Supplemental Group Life Insurance Group Short Term Disability Group Long Term Disability Group Vision Coverage Flexible Spending - Reimbursement Accounts Group Long Term Care Insurance Vacation Pay Paid Holidays Sick Leave or Paid Personal Days Employee Assistance Program Per Diem Safety and/or Performance Bonus Fuel Card Program What is the maxium weekly benefit payable to drivers through the Short Term Disability Policy? *

5 Please describe your Paid Vacation benefits: * Explain 13. Which of the following benefits do you offer to your employees on a voluntary basis only? (Check all that apply) * 401K and/or Profit Sharing Plan Group Health Plan (medical and rx coverage) Group Dental Plan Group Life Insurance Supplemental Group Life Insurance Group Short Term Disability Group Long Term Disability Group Vision Coverage Flexible Spending - Reimbursement Accounts Group Long Term Care Insurance Group Critical Illness Insurance Group Accident Insurance AFLAC Benefit Offerings through payroll deduction 14. Does your company offer a 401k match? * We do not offer a 401k company match 1-2% match 3-4% match 4-6% match 7%+ match BENEFITS PROGRAM DETAILS Please use driver data from your most recent plan year ( ) to complete this section.

6 15. Do you allow owner-operators to be covered on your group health plan? * 16. Does your company offer a separate plan with different benefits for Drivers vs. n-drivers? * 17. Does your company charge different monthly premiums for Driver vs. n-drivers? * 18. What is the average age of employees enrolled on your health plan: * -- Select -- MEDICAL PLAN Please use driver data from your most recent plan year ( ) to complete this section. 19. What type of group health plan(s) do you offer? (Check all that apply) * PPO POS HMO Indemnity (no out of network limitations) Limited Medical 20. Is your group health plan currently: * Fully-insured

7 Fully-insured Self-funded (using ASO or TPA - can be partially or totally self-funded) Split-funded or Minimum Premium (hybrid through a fully-insured arrangement) t Sure Explain 21. What is your gross annual cost per employee on the plan? * $ What is the total number of employees currently eligible for your health plan(s): * Explain 23. How many health plan options do you offer for your employees? * One Two Three or More How many employees are enrolled on your health plan? * How many employees are enrolled on each of your health plans? Plan 1 * Plan 2 * How many employees are enrolled on each of your health plans? Plan 1 * Plan 2 * Plan 3 * Please answer the following questions as they relate to your benefit plan: Amount of individual or single deductible ($) * (Plan 1) In-Network (Plan 1) Out-of-Network

8 Co-insurance percentage (% your plan pays after the deductible) * Individual or single out-of-pocket maximum, including the deductible ($) * Please answer the following questions as they relate to your benefit plan: Individual or single deductible ($) * Co-insurance percentage (% your plan pays after the deductible) * Individual or single out-of-pocket maximum, including the deductible ($) * (Plan 1) In-Network (Plan 1) Out-of-Network (Plan 2) In-Network (Plan 2) Out-of-Network Please answer the following questions as they relate to your benefit plan: (Plan 1) In- Network (Plan 1) Out-of- Network (Plan 2) In- Network (Plan 2) Out-of- Network (Plan 3) In- Network (Plan 3) Out-of- Network Individual or single deductible ($) * Co-insurance percentage (% your plan pays after the deductible) * Individual or single out-of-pocket maximum, including the deductible ($) * Please answer the following question as it relates to office visit copays (if no copay please enter $0): Primary Care Physician Copay Amount * Specialist Copay Amount * Emergency Room Copay * Please answer the following questions as they relate to your office visit copays (if no copay please enter $0): Plan 1 * Plan 2 * Primary Care Physician Copay Amount Specialist Copay Amount Emergency Room Copay Please answer the following questions as they relate to your office visit copays (if no copay please enter $0): Plan 1 * Plan 2 * Primary Care Physician Copay Amount Specialist Copay Amount Emergency Room Copay

9 Plan 3 * 24. What percent (%) of the premium does your company pay towards the cost of the health insurance plan: (Please use the closest percentage point listed) Employee Only * Employee + Spouse * Employee + Child(ren) * Full Family * 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% PRESCRIPTION DRUG BENEFITS 25. Does your plan have a prescription drug card benefit? (If each plan is different, please pick the plan that the majority of the employees are enrolled in) *, 2 tier Rx card, 3 tier Rx card, 4 tier Rx card, prescription drugs are subject to the deductible and co-insurance Prescription Drug Program (2 tier Rx Card) Please enter the co-pay dollar amount for each: Generic co-pay * $.00 Brand co-pay * $.00 (3 tier Rx Card) Please enter the co-pay dollar amount for each: Generic co-pay * $.00 Preferred brand co-pay * $.00 n-preferred brand co-pay * $.00

10 (4 tier Rx Card) Please enter the co-pay dollar amount for each: Generic co-pay * $.00 Preferred brand co-pay * $.00 n-preferred brand co-pay * $.00 Specialty medication co-pay * $ Does your health plan currently cover specialty medications? * EMPLOYEE PREMIUM CONTRIBUTIONS TO HEALTH PLAN 27. Does your company charge higher employee premiums for tobacco users? *, but thinking about implementing t Sure What are your WEEKLY employee contributions for your drivers? (Please enter the amount charged per driver per week - use the non-tobacco rate if you have separate rates for tobacco users) Employee Only(Tob acco Rate) * Employee Only(n-Tob acco Rate) * Employee + Spouse(Tob acco Rate) * Employee + Spouse(n-Tob acco Rate) * Employee + Child(ren)(Tob acco Rate) * Employee + Child(ren)(n-Tob acco Rate) * Full Family(Tob acco Rate) * Plan 1

11 Full Family(n-Tob acco Rate) * What are your WEEKLY employee contributions for your drivers? (Please enter the amount charged per driver per week - use the non-tobacco rate if you have separate rates for tobacco users) Employee Only (Tob acco Rate) * Employee Only (n-tob acco Rate) * Employee + Spouse (Tobacco Rate) * Employee + Spouse (n-tob acco Rate) * Employee + Child(ren) (Tobacco Rate) * Employee + Child(ren) (n-tobacco Rate) * Full Family (Tob acco Rate) * Full Family (n-tob acco Rate) * Plan 1 Plan 2 What are your WEEKLY employee contributions for your drivers? (Please enter the amount charged per driver per week - use the non-tobacco rate if you have separate rates for tobacco users) Employee Only (Tob acco Rate) * Employee Only (n-tob acco Rate) * Employee + Spouse (Tobacco Rate) * Employee + Spouse (n- Tob acco Rate) * Employee + Child(ren) (Tobacco Rate) Employee + Child(ren) (n- Tob acco Rate) Full Family (Tob acco Rate) Full Family (n-tob acco Rate) Plan 1 Plan 2 Plan What percentage of employees on your Medical plan elect Single vs. Employee + Dependent coverage? (Separate question asked later about wellness program incentives) * % ADDITIONAL HEALTH PLAN DETAIL

12 Explain 29. Does your company have a spousal carve-out provision? * 30. Does your company offer an "Opt Out" or "Pay-in-Lieu" benefit if employees have coverage elsewhere and do not elect coverage under your plan? * 31. Do you offer a plan coupled with HRAs (Health Reimbursement Arrangements) or HSAs (Health Savings Accounts)? *, we offer a plan that is combined with a Health Reimbursement Account (HRA), but we plan to offer a plan with an HRA within the next 12 months, we offer a plan that is HSA Qualified, we offer a plan that is HSA Qualified and we partially fund the accounts, but we plan to offer a plan that is HSA Qualified within the next 12 months t yet, but we are exploring these options Explain 32. Has your company conducted a dependent eligibility audit? * we have not conducted an audit, we have conducted an audit within the last 12 months, but we plan to conduct an audit in the next 12 months 33. How many times has your company changed health insurance carriers or TPAs in the last 5 years? * Zero At least once At least twice At least three times Four or more times 34. What has been your primary reason for changing insurance carrier or TPA? * Cost Customer Service or Claims Issues Member/Employee Dissatisfaction

13 Member/Employee Dissatisfaction PPO or HMO Network Issues Better Plan Benefits (please explain): 35. Who is your primary Group Health Plan Insurance Carrier or TPA? Examples: Blue Cross Blue Shield, UnitedHealth Care, Aetna, CIGNA, SISCO, etc. * 36. What has been the average percentage of renewal increase on your company's Medical plan, before plan changes, for the past two years? * 0-10% 10-20% 20-30% 30% + t Sure HEALTH CARE REFORM & COMPLIANCE 37. Is your health plan currently Grandfathered under Health Care Reform? * t Sure 38. What is your primary resource for ACA knowledge and advising? * Yourself Your current Broker The news A legal advisor Industry seminars/events

14 39. How confident are you in your knowledge and the compliance of your health plan under ACA? * Extremely Confident Confident Unconfident Extremely Unconfident 40. In 2015, how will or has your company offset any increasing health care costs? (Check all that apply) * planned changes Increase employee contribution amounts Change benefits (raise deductibles, copays, etc.) Cut wages Eliminate positions Charge customers more/raise rates 41. What metallic level does your current health plan fall under (if you offer more than one plan, please choose metallic tier for most comprehensive plan)? * Platinum Gold Silver Bronze t Sure 42. What percentage of your employees do you anticipate will exceed the 9.5% affordability test; therefore, qualifying for a subsidy? * % 25-50% 50% How is your company tracking employee status (full-time, part-time, hourly) for health plan eligibility? *

15 Internally Payroll vendor Broker t Tracking t Sure Explain 44. How is COBRA currently handled for your company? * Internally Outsourced t Sure t Applicable 45. How are you currently managing open plan enrollment? (Check all that apply) * Paper Benefits Administration System/Online - HR Access Only Employee Self Service Online Call Center DENTAL PLAN For the following questions, if you offer more than one dental plan, please provide information on the plan that the majority of the employees are enrolled in. 46. Do you offer a dental plan? * 47. Does your company contribute toward the cost of the Dental Plan? *

16 48. What is your ANNUAL dental deductible per employee? * $0 $25 $ What is your ANNUAL dental benefit maximum? * $750 $1,000 $1,500 $2, What is your orthodontia coverage maximum? * t Covered $750 $1,000 $1,500 $2, What is the weekly Employee contribution for Dental Insurance? Employee Only Employee + Spouse Employee + Child(ren) Full Family Weekly Contribution WELLNESS & HEALTH IMPROVEMENT INITIATIVES 52. Which of the following wellness or health improvement programs does your company currently offer or sponsor? (Check all that apply) * ne

17 Disease Management Program (through health plan) Health Risk Assessments with Biometric Screening Weight Loss Programs and/or Discounts Health Club Membership Reimbursments or Discounts Walking Program Health Awareness & Education (flyers and/or payroll stuffers) Wellness Newsletters Smoking Cessation Program or Benefits Onsite Fitness Equipment thing Offered Currently (please explain): Do you currently offer a premium differential for employees who participate and/or meet scoring criteria on their Health Risk Assessment? * How much is your weekly premium incentive for participating and/or meeting scoring criteria on the Health Risk Assessment? * $ 53. Which of the following wellness or health improvement programs is your company currently considering offering or sponsoring? (Check all that apply) * ne Disease Management Program (through health plan) Health Risk Assessments with Biometric Screening Weight Loss Programs and/or Discounts Health Club Membership Reimbursements or Discounts Walking Program Health Awareness & Education (flyers and/or payroll stuffers) Wellness Newsletters Smoking Cessation Program or Benefits Onsite Fitness Equipment (please explain):

18 Thank you for completing the Trucking Benchmark Survey! Your comments are important to us. Please let us know how we can improve our survey: Congratulations! You have reached the end of the survey. If all answers are completed to your satisfaction, please click "Submit". Please contact Kim Beck at ey.com or ext OR Jackie Ronning at j ackie@truckingsurv ey.com if you hav e any questions regarding this surv ey. Survey Software Powered by

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