How can I reach you when I need help?

Size: px
Start display at page:

Download "How can I reach you when I need help?"

Transcription

1 M-NCPPC

2 Why choose CIGNA? 2

3

4 How can I reach you when I need help? Call us anytime day or night live, 24/7 customer service Find information when you need it at mycigna.com We speak many languages For J.D. Power and Associates Certified Call Center Program SM information, visit 4

5 Life is unpredictable. How can you help me when something changes my health, I move, I m traveling, I get married? Find a doctor whenever you need one, online or by phone Open Access Plus (OAP) Network Nation-wide network of doctors No referrals to see specialists Your option to choose a Primary Care Physician Transition of Care Keep your doctor during transition for certain health care conditions 5

6 How can I see if my doctor participates with the Open Access Plus network? Log onto Click on Provider Directory at the top Select the type of provider you are searching Optional-complete information to narrow your search Enter your city/state or zip code Enter your search radius (distance you are willing to travel) Click next Select Open Access Plus under What type of plan do you have Select if you are searching for a Primary Care Physician or a Specialist from the drop down menu Click Search 6

7 What do I do if my physician does not participate? If your doctor does not currently participate with CIGNA s Open Access Plus Network: Please complete a Physician Nomination Form and send it back to CIGNA CIGNA will begin the recruitment and credentialing process Please note that this process takes approximately 3 6 months 7

8 My life is busy. How can you save me time? Talk to a trained nurse with questions when you can t reach your doctor day or night mycigna.com lets you: Print or order ID cards Find participating doctors and hospitals Check your coverage Access articles and health education resources, and sign up for online coaching programs Track deductibles and claims Keep track of your health history and records with a secure online database 8

9 Everyone says they are the best. Why should I trust you? Voted 2008 Best Managed Care Organization and Best Employee Assistance Program by Business Insurance Top industry rankings for Effectiveness of Care by the independent National Committee for Quality Assurance (NCQA) Winner of Innovation in Multicultural Health Care Award from NCQA Our customer call centers are certified by J.D. Power and Associates for providing an outstanding customer service experience. CIGNA HealthCare Mid-Atlantic voted one of America s best health plans by U.S. News and World Report 9

10

11 What are you doing to make sure I m getting quality care? Quality rankings let you compare doctors and hospitals Alerts sent to you and your doctor if we see or anticipate possible gaps or errors in care Support from our care coordinators if you are hospitalized with a serious illness 11

12 I want to know I won t be faced with big bills. How do you protect me financially? Medical Plan Highlights Summary of Services Deductible (Individual/Family) Out-of-Pocket Maximum Coinsurance Office Visits (Primary Care & Specialists) Emergency Room & Urgent Care Maximum Benefit Open Access Plus In-Network None/None $1,500 Individual $3,000 Family 100% $10 copay per visit $35 copay per visit (copay is waived if admitted) Unlimited * If you're considering a CIGNA Choice Fund with a Health Savings Account (HSA), you can contribute pre-tax dollars to build your balance, up to a yearly limit set by the IRS. Employees who reach age 55 may make an additional catch-up contribution of $900. Employer or incentive contributions reduce the maximum an employee can contribute by an amount equal to the contribution. 12

13

14 I m healthy. What will your plan do for me? Save money on health and wellness products and services like fitness clubs, eyewear, massage therapy and more Easy-to-use, confidential health assessment gives you an overall health score and a personalized report Online coaching programs to help you maintain a healthy lifestyle Coverage for wellness checkups, immunizations and preventive screenings Programs to help you better manage stress, quit tobacco or lose weight 15

15 The health of my family is my number one priority. Why should I trust our health to you? Healthy pregnancy education programs with March of Dimes help every baby get a healthy start Fit and Fun Family Toolkit created by Healthy Kids Challenge offers tips and activities to keep your family healthy and active Reminders to help you stay up-to-date on childhood immunizations Alerts sent to you and your doctor when we see a missed preventive screening, like a mammogram 16

16 I have a serious health condition. What can you do to make my life easier? Information and resources help you learn about your condition and treatment options and tips for self-care A dedicated health advocate to help you manage your health condition, treatment options and self-care Help with coordinating care if you re admitted to the hospital 17

17 Call our pre-enrollment hotline with questions prior to enrollment ( ) Questions? 19

18

19 CIGNA, CIGNA HealthCare and the Tree of Life logo are registered service marks of CIGNA Intellectual Property, Inc., licensed for use by CIGNA Corporation and its operating subsidiaries. All products and services are provided exclusively by such operating subsidiaries and not by CIGNA Corporation. Such operating subsidiaries include Connecticut General Life Insurance Company, Tel-Drug, Inc. and its affiliates, CIGNA Behavioral Health, Inc., Intracorp, and HMO or service company subsidiaries of CIGNA Health Corporation and CIGNA Dental Health, Inc. In Arizona, HMO plans are offered by CIGNA HealthCare of Arizona, Inc. In California, HMO plans are offered by CIGNA HealthCare of California, Inc. and Great-West Healthcare of California, Inc. In Connecticut, HMO plans are offered by CIGNA HealthCare of Connecticut, Inc. In Virginia, HMO plans are offered by CIGNA HealthCare Mid- Atlantic, Inc. In North Carolina, HMO plans are offered by CIGNA HealthCare of North Carolina, Inc. All other medical plans in these states are insured or administered by Connecticut General Life Insurance Company / CIGNA For J.D. Power and Associates Certified Call Center Program SM information, visit 21

YOUR CIGNA CHOICE FUND HEALTH SAVINGS ACCOUNT

YOUR CIGNA CHOICE FUND HEALTH SAVINGS ACCOUNT YOUR CIGNA CHOICE FUND HEALTH SAVINGS ACCOUNT Your health plan plus a Health Savings Account PLAN YEAR: January 1,2014 838559 d Offered by: Connecticut General Life Insurance Company or Cigna Health and

More information

YOUR CIGNA CHOICE FUND HEALTH SAVINGS ACCOUNT

YOUR CIGNA CHOICE FUND HEALTH SAVINGS ACCOUNT YOUR CIGNA CHOICE FUND HEALTH SAVINGS ACCOUNT Your health plan plus a Health Savings Account PLAN YEAR: July 2014 Town of Simsbury and Board of Education 838559 d Offered by: Connecticut General Life Insurance

More information

Cigna Open Access Plans for Tennessee

Cigna Open Access Plans for Tennessee Individual & Family Plans Insured by Connecticut General Life Insurance Company Cigna Open Access Plans for Tennessee medical & PHARMACY INSURANCE with the ONE-AND-ONLY YOU IN MIND. 858436 a 12/12 Services

More information

YOU. WHO S IN CHARGE? Cigna Choice Fund Health Savings Account (HSA)

YOU. WHO S IN CHARGE? Cigna Choice Fund Health Savings Account (HSA) Cigna Choice Fund Health Savings Account (HSA) WHO S IN CHARGE? YOU. Offered by: Connecticut General Life Insurance Company or Cigna Health and Life Insurance Company. 858455 a 05/13 THAT MEANS YOU SHOULD

More information

Cigna s Shared Administration Program the next generation

Cigna s Shared Administration Program the next generation Cigna s Shared Administration Program the next generation 841161 b 04/12 Offered by: Connecticut General Life Insurance Company or Cigna Health and Life Insurance Company. in-network access to care Through

More information

for patients, for families,

for patients, for families, Cigna Cancer Support Program for patients, for families, for every step of the way Approximately half of all men and one third of all women in the United States will face cancer in their lifetime. 1 Offered

More information

Small steps to a new you. Inside. 2014/2015 Benefit Enrollment Guide

Small steps to a new you. Inside. 2014/2015 Benefit Enrollment Guide Small steps to a new you 2014/2015 Benefit Enrollment Guide Inside New this Year - Benefit Changes Wellness Resources Online Tools welcometouhc.com/colorado Thank you for considering UnitedHealthcare We

More information

Simple. 2015 Benefit Guide. Personal. Empowering.

Simple. 2015 Benefit Guide. Personal. Empowering. 2015 Benefit Guide Simple. Personal. Empowering. An easy-to-use guide to understanding your UnitedHealthcare benefits offered by the Cook County Pension Fund. Open Enrollment is November 1 - November 30

More information

Simple. 2015 Benefits Guide. Personal. Empowering. An easy-to-use guide to understanding your UnitedHealthcare benefits offered by Smith & Nephew.

Simple. 2015 Benefits Guide. Personal. Empowering. An easy-to-use guide to understanding your UnitedHealthcare benefits offered by Smith & Nephew. 2015 Benefits Guide Simple. Personal. Empowering. An easy-to-use guide to understanding your UnitedHealthcare benefits offered by Smith & Nephew. What's Inside: Introduction...2 Health plan benefit information...3

More information

CIGNA Choice FundSM Consumer-driven health plans from a company you can trust.

CIGNA Choice FundSM Consumer-driven health plans from a company you can trust. CIGNA Choice FundSM Consumer-driven health plans from a company you can trust. 508792c 12/05 contents Know the Costs. Realize the Savings... 1 A Choice of Two Quality, Cost-Saving Plans... 2 CIGNA Choice

More information

CIGNA LIFESOURCE Transplant Network

CIGNA LIFESOURCE Transplant Network CIGNA LIFESOURCE Transplant Network Frequently Asked Questions About The CIGNA LIFESOURCE Transplant Network Your Transplant Case Manager Travel Medicare About The CIGNA LIFESOURCE Transplant Network What

More information

Good health happens together

Good health happens together Good health happens together CITY OF BALTIMORE 2016 HEALTH CARE OPTIONS WHAT S INSIDE BENEFITS OVERVIEW WELLNESS RESOURCES ONLINE TOOLS Thank you for considering UnitedHealthcare. We are proud to again

More information

Health care with a difference. Montgomery County Public Schools Employee and Retiree Health Benefits Program 2011 Group Policy Number 704567

Health care with a difference. Montgomery County Public Schools Employee and Retiree Health Benefits Program 2011 Group Policy Number 704567 Health care with a difference. Montgomery County Public Schools Employee and Retiree Health Benefits Program 2011 Group Policy Number 704567 One of a kind. We re delivering health care from a fresh -

More information

University of Michigan Health Risk Assessment (HRA) and Trend Management System (TMS)

University of Michigan Health Risk Assessment (HRA) and Trend Management System (TMS) University of Michigan Health Risk Assessment (HRA) and Trend Management System (TMS) CIGNA has entered into a long-term agreement with the University of Michigan, which gives it access to intellectual

More information

Introducing UnitedHealthcare North Shore-LIJ Advantage When doctors connect, everyone benefits

Introducing UnitedHealthcare North Shore-LIJ Advantage When doctors connect, everyone benefits Introducing UnitedHealthcare North Shore-LIJ Advantage When doctors connect, everyone benefits For New York fully insured employers with 2-50 enrolled employees (Queens, Nassau, Suffolk counties) UnitedHealthcare

More information

Your UnitedHealthcare Definity SM Health Reimbursement Account

Your UnitedHealthcare Definity SM Health Reimbursement Account Your UnitedHealthcare Definity SM Health Reimbursement Account At UnitedHealthcare, we believe that health insurance is much more than just coverage when you re ill or injured. When you are sick, your

More information

YOUR CIGNA CHOICE FUND HEALTH SAVINGS ACCOUNT. A health plan plus a health savings account.

YOUR CIGNA CHOICE FUND HEALTH SAVINGS ACCOUNT. A health plan plus a health savings account. YOUR CIGNA CHOICE FUND HEALTH SAVINGS ACCOUNT A health plan plus a health savings account. Basic Principles What if we bought groceries the way we buy health care? Pay $10 at the door No price tags on

More information

Aetna HealthFund Health Savings Account

Aetna HealthFund Health Savings Account Aetna HealthFund Health Savings Account Take control of your health care and your health care dollars! 14.02.305.1 D (12/08) Aetna is the brand name used for products and services provided by one or more

More information

YOU. WHO S IN CHARGE? Cigna Choice Fund Health Savings Account (HSA)

YOU. WHO S IN CHARGE? Cigna Choice Fund Health Savings Account (HSA) Cigna Choice Fund Health Savings Account (HSA) WHO S IN CHARGE? YOU. Cigna, the Tree of Life logo and Cigna Choice Fund are registered service marks of Cigna Intellectual Property, Inc., licensed for use

More information

Connecticut General Life Insurance Co.: Open Access 1000/80% Plan Coverage Period: Beginning on or after 9/23/2012

Connecticut General Life Insurance Co.: Open Access 1000/80% Plan Coverage Period: Beginning on or after 9/23/2012 Connecticut General Life Insurance Co.: Open Access 1000/80% Plan Coverage Period: Beginning on or after 9/23/2012 Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage for:

More information

Frequently Asked Questions Lumenos HSA Plan

Frequently Asked Questions Lumenos HSA Plan Frequently Asked Questions Lumenos HSA Plan Lumenos HSA Plan Overview The Lumenos HSA plan gives you medical coverage coupled with a health Savings Account (HSA). Henrico County will provide HSA funds

More information

Cigna Choice Fund Health Savings Account (HSA) Client Name State of Montana March 4, 2013

Cigna Choice Fund Health Savings Account (HSA) Client Name State of Montana March 4, 2013 Cigna Choice Fund Health Savings Account (HSA) Client Name State of Montana March 4, 2013 What Is a Health Savings Account (HSA) Plan? Qualified Medical Plan + Health Savings = Bank Account Tax Advantaged

More information

Medical Benefit Highlights for Employees. All Ages and Retirees Under Age 65* Plan Year 2013 September 1, 2012 August 31, 2013

Medical Benefit Highlights for Employees. All Ages and Retirees Under Age 65* Plan Year 2013 September 1, 2012 August 31, 2013 HealthSelectSM of Texas Medical Benefit Highlights for Employees All Ages and Retirees Under Age 65* Plan Year 2013 September 1, 2012 August 31, 2013 www.healthselectoftexas.com * Also applies to return-to-work

More information

Aetna HealthFund Health Savings Account

Aetna HealthFund Health Savings Account Aetna HealthFund Health Savings Account Take control of your health care and your health care dollars! 14.02.305.1 B (2/07) The Aetna HealthFund Health Savings Account (HSA) A new way to manage your health

More information

How to Successfully Take Maternity Leave. Certified Employees

How to Successfully Take Maternity Leave. Certified Employees WILSON COUNTY SCHOOLS Dr. Donna Wright Director of Schools 351 Stumpy Lane, Lebanon TN 37090 Tel : (615) 444-3282 Fax : (615) 449-3858 How to Successfully Take Maternity Leave Certified Employees For leave

More information

2015 New Jersey Small Group (1-50) Health Plan Portfolio (Oxford Product Offerings) Robust Benefits, Broad Network, Innovative Online Tools

2015 New Jersey Small Group (1-50) Health Plan Portfolio (Oxford Product Offerings) Robust Benefits, Broad Network, Innovative Online Tools 2015 New Jersey Small Group (1-50) Health Plan Portfolio (Oxford Product Offerings) Robust Benefits, Broad Network, Innovative Online Tools Offering a variety of plan designs, ranging from open access

More information

City of Tucson. Health and Wellness

City of Tucson. Health and Wellness City of Tucson Health and Wellness Did you know? That you have all of these CIGNA resources and programs FREE to you? 24/7 Customer Service Health Pregnancies, Health Babies Program Healthy Rewards Program

More information

How To Choose A Health Care Plan From Mycigna

How To Choose A Health Care Plan From Mycigna Insured by Cigna Health and Life Insurance Company MATCH ME TO MY HEALTH PLAN I AM: X A RESIDENT OF FLORIDA * X HAPPIEST WHEN I M HEALTHIEST X LIKE NO ONE ELSE 863952 D2C FL 09/13 *These plans are available

More information

Annual Enrollment 2013. Plan Design and Rates

Annual Enrollment 2013. Plan Design and Rates Annual Enrollment 2013 Plan Design and Rates Today s Meeting Enrollment Dates and Assistance What s New for 2013? Medical Plans Flexible Spending Accounts Dental Plans Vision Plan Disability Life Insurance

More information

Health Plan Comparison

Health Plan Comparison A healthier bottom line. For Agent Use Only Starmark Healthy Incentives Health Plan Comparison Self-Funded Health Plans Specifically for Businesses With Five or More Employees PPO Indemnity CDHP PPO CDHP

More information

High Deductible Health Plan (HDHP) with Health Savings Account (HSA) FREQUENTLY ASKED QUESTIONS

High Deductible Health Plan (HDHP) with Health Savings Account (HSA) FREQUENTLY ASKED QUESTIONS High Deductible Health Plan (HDHP) with Health Savings Account (HSA) FREQUENTLY ASKED QUESTIONS Part I HIGH DEDUCTIBLE HEALTH PLAN (HDHP) Q. What is the HDHP? A. The High Deductible Health Plan (HDHP)

More information

LEARN. Your guide to health insurance. How to choose the best plan for you and your family

LEARN. Your guide to health insurance. How to choose the best plan for you and your family LEARN Your guide to health insurance How to choose the best plan for you and your family Table of Contents Understanding health insurance...1 Health care law and you...2 Health insurance basics...4 Why

More information

Health Care Subscriber Education Tools. BlueCross BlueShield of IL

Health Care Subscriber Education Tools. BlueCross BlueShield of IL Health Care Subscriber Education Tools BlueCross BlueShield of IL Health Care Subscriber Education Tools BlueCross BlueShield of Illinois Register for Blue Access for Members (BAM) at www.bcbsil.com REGISTRATION

More information

2015 BENEFITS. There are important decisions to make. Look inside to learn more.

2015 BENEFITS. There are important decisions to make. Look inside to learn more. 2015 BENEFITS There are important decisions to make. Look inside to learn more. 1 Welcome to Enable Midstream! This is an exciting time to work at Enable Midstream. We are so glad you are part of our team.

More information

Let us help you choose the health insurance plan that fits you best

Let us help you choose the health insurance plan that fits you best Let us help you choose the health insurance plan that fits you best Call 855-381-1212, visit bcbstx.com or contact an independent Blue Cross and Blue Shield of Texas agent to get a quote today. Life is

More information

2015 New York Small Group (1-50) Health Plan Portfolio (Oxford Product Offerings) Robust Benefits, Broad Network, Innovative Online Tools

2015 New York Small Group (1-50) Health Plan Portfolio (Oxford Product Offerings) Robust Benefits, Broad Network, Innovative Online Tools 2015 New York Small Group (1-50) Health Plan Portfolio (Oxford Product Offerings) Robust Benefits, Broad Network, Innovative Online Tools Offering a variety of plan designs, ranging from open access to

More information

Northeastern University 2015 Medical Benefits

Northeastern University 2015 Medical Benefits Northeastern University 2015 Medical Benefits Northeastern s 2015 Open Enrollment Effective Date: January 1, 2015 2015 Medical Plan Options Blue Choice New England Core POS Plan New Plan Blue Choice New

More information

Blue Cross and Blue Shield of Oklahoma, a Division of Health Care Service Health Corporation, a Mutual Legal Reserve Company, an Independent Licensee

Blue Cross and Blue Shield of Oklahoma, a Division of Health Care Service Health Corporation, a Mutual Legal Reserve Company, an Independent Licensee Blue Cross and Blue Shield of Oklahoma, a Division of Health Care Service Health Corporation, a Mutual Legal Reserve Company, an Independent Licensee of the Blue Cross and Blue Shield Association. 012

More information

How To Buy Health Insurance. An Introduction To Healthcare Coverage

How To Buy Health Insurance. An Introduction To Healthcare Coverage How To Buy Health Insurance An Introduction To Healthcare Coverage Table of Contents What Is Health Insurance? How Do I Get Health Insurance? When Can I Get Health Insurance? What Terms Should I Know?

More information

Take charge of your health

Take charge of your health Quality health plans & benefits Healthier living Financial well-being Intelligent solutions Take charge of your health Choose Aetna, choose affordable coverage The information you need to choose quality

More information

Consumer Driven Health Plan (CDHP) with Health Savings Account (HSA)

Consumer Driven Health Plan (CDHP) with Health Savings Account (HSA) Consumer Driven Health Plan (CDHP) with Health Savings Account (HSA) Interact with this ebrochure. Here s how. This ebrochure is designed for onscreen viewing, allowing you to navigate through the document

More information

You can usually only shop for insurance during a specific timeframe that occurs once a year called open enrollment.

You can usually only shop for insurance during a specific timeframe that occurs once a year called open enrollment. Getting Started So many of us forget about health insurance until we need to use it. Even when we have insurance, sometimes we forget about the routine and preventive services that help us to get and stay

More information

Insurance 101 for Students

Insurance 101 for Students Insurance 101 for Students Health Care in the United States The U.S. does not offer free medical care to the general public Medical care is very expensive Doctor office visit: $150 - $200 Annual asthma

More information

Health Insurance Basics:

Health Insurance Basics: Health Insurance Basics: Key Words and Phrases You Need to Know Shopping for insurance can be confusing, but the Affordable Care Act (ACA) makes it easier to understand. This simple guide will help you

More information

Choice Plus Plan. UnitedHealthcare. with a HEALTH REIMBURSEMENT ACCOUNT. Medical. You can choose any doctor or hospital you want.

Choice Plus Plan. UnitedHealthcare. with a HEALTH REIMBURSEMENT ACCOUNT. Medical. You can choose any doctor or hospital you want. Medical UnitedHealthcare Choice Plus Plan with a HEALTH REIMBURSEMENT ACCOUNT welcometouhc.com Find a network doctor. Choose with confidence. Our UnitedHealth Premium designation program recognizes physicians

More information

Health Insurance Shopper s Guide 3 steps to choosing the right health plan for you and your family.

Health Insurance Shopper s Guide 3 steps to choosing the right health plan for you and your family. Health Insurance Shopper s Guide 3 steps to choosing the right health plan for you and your family. Ready to get started? We re here for you online, on the phone or in person. Visit for a quick and free

More information

RUSH BENEFITS GUIDE. grow WEALTH. choose HEALTH. develop CAREER

RUSH BENEFITS GUIDE. grow WEALTH. choose HEALTH. develop CAREER 2015 RUSH BENEFITS GUIDE choose HEALTH grow WEALTH develop CAREER PUTTING RUSH BENEFITS TO WORK FOR YOU Rush is committed to having the best people, the best quality and the highest value. Your employee

More information

health insurance Why It s Important & What You Need to Know

health insurance Why It s Important & What You Need to Know health insurance Why It s Important & What You Need to Know HEALTH INSURANCE: WHY IT S IMPORTANT & WHAT YOU NEED TO KNOW Worry Less: Protect Your Health and Your Wallet No one plans to get sick or hurt,

More information

health insurance Why It s Important & What You Need to Know

health insurance Why It s Important & What You Need to Know health insurance Why It s Important & What You Need to Know If you do not have health insurance: Fixing a broken arm can cost up to $7,500 The average cost of a 3-day hospital stay is around Worry Less:

More information

LEARN. Your guide to health insurance

LEARN. Your guide to health insurance LEARN Your guide to health insurance Table of Contents Why health insurance is important...1 How the Affordable Care Act affects you...2 See if you may qualify for a subsidy...4 Types of health plans...6

More information

State Retiree Medicare Advantage Plans

State Retiree Medicare Advantage Plans State Retiree Medicare Advantage Plans October/November 2015 Copyright 2013 by The Segal Group, Inc. All rights reserved. Your 2016 Retiree Benefits www.cms.illinois.gov/thetrail 2 Eligibility Who is Required

More information

Aetna HealthFund Health Savings Account

Aetna HealthFund Health Savings Account Aetna HealthFund Health Savings Account Take control of your health care and your health care dollars! Small Group 41.02.326.1 B (9/08) Aetna is the brand name used for products and services provided by

More information

Understanding Your Health

Understanding Your Health Understanding Your Health 2015 Objectives of Understanding Your Health After today s presentation, you will: Have a basic understanding of what is driving healthcare costs and how wellness and preventive

More information

AMO Medical Plan. Important FAQs, Tips, Features and Information for Transition to CIGNA HealthCare PPO Network

AMO Medical Plan. Important FAQs, Tips, Features and Information for Transition to CIGNA HealthCare PPO Network AMO Medical Plan Important FAQs, Tips, Features and Information for Transition to CIGNA HealthCare PPO Network How can I get a list of doctors who participate in the AMO Medical Plan CIGNA Healthcare PPO

More information

ANNUAL NOTICE OF CHANGES FOR 2016

ANNUAL NOTICE OF CHANGES FOR 2016 Cigna HealthSpring TotalCare SMS (HMO SNP) offered by Cigna HealthSpring ANNUAL NOTICE OF CHANGES FOR 2016 You are currently enrolled as a member of Cigna HealthSpring TotalCare SMS (HMO SNP). Next year,

More information

Let us help you choose the health insurance plan that fits your needs

Let us help you choose the health insurance plan that fits your needs Let us help you choose the health insurance plan that fits your needs Call 866-445-1396, visit bcbsnm.com or contact an independent Blue Cross and Blue Shield of New Mexico broker to get a quote today.

More information

ANNUAL NOTICE OF CHANGES FOR 2016

ANNUAL NOTICE OF CHANGES FOR 2016 Cigna HealthSpring Preferred KNX (HMO) offered by Cigna HealthSpring ANNUAL NOTICE OF CHANGES FOR 2016 You are currently enrolled as a member of Cigna HealthSpring Premier KNX (HMO POS). Next year, there

More information

2015 HSA Plan Quick Guide

2015 HSA Plan Quick Guide 2015 HSA Plan Quick Guide The HSA Plan consists of two parts that work together to give you more control over how you receive and pay for medical care and services, both now and in the future: the Health

More information

ANNUAL NOTICE OF CHANGES FOR 2016

ANNUAL NOTICE OF CHANGES FOR 2016 Cigna HealthSpring Preferred NGA (HMO) offered by Cigna HealthSpring ANNUAL NOTICE OF CHANGES FOR 2016 You are currently enrolled as a member of Cigna HealthSpring Premier NGA (HMO POS). Next year, there

More information

Welcome to your Premera HSA plan!

Welcome to your Premera HSA plan! Welcome to your Premera HSA plan! You re enrolled in the HSA plan from Premera Blue Cross. It comes fully assembled and integrated, so you can immediately enjoy the financial advantages of its health savings

More information

Purdue Choice Fund Health S i av A ngs t ccoun (HSA)

Purdue Choice Fund Health S i av A ngs t ccoun (HSA) Purdue Choice Fund Health Savings Account (HSA) What Is a Health Savings Account (HSA) Plan? Qualified Medical Plan + Health Savings = Bank Account Tax Advantaged HSA Plan A tax advantaged health plan

More information

Annual Notice of Changes for 2015

Annual Notice of Changes for 2015 Cigna-HealthSpring Advantage (HMO) offered by Cigna-HealthSpring Annual Notice of Changes for 2015 You are currently enrolled as a member of Cigna-HealthSpring Advantage (HMO). Next year, there will be

More information

Self-Insured Schools of California:

Self-Insured Schools of California: Helping SISC III SELF-INSURED SCHOOLS OF CALIFORNIA Self-Insured of California: Helping Access+ HMO SaveNet 2013/2014 Enrollment Guide Blue Shield of California offers health benefits to school districts

More information

What Every Small Business Needs to Know About Consumer-Driven Health Plans

What Every Small Business Needs to Know About Consumer-Driven Health Plans What Every Small Business Needs to Know About Consumer-Driven Health Plans Section Get to the bottom of Consumer-Driven Health plans 2 Table of Contents The Purpose of this Handbook 3 UnitedHealthcare

More information

2015 Summary of Healthcare Plan Changes

2015 Summary of Healthcare Plan Changes 2015 Summary of Healthcare Plan Changes Change Plan names the OA POS plan becomes the Comprehensive Care Plan and the HSA OA POS plan becomes the Consumer Choice HSA plan Comprehensive Care Plan Increase

More information

GROUP MEDICARE PLANS AT A GLANCE FOR EMPLOYER GROUPS. Toll-free 1-800-851-3379 ext. 8024 TTY: 711 HealthAlliance.org

GROUP MEDICARE PLANS AT A GLANCE FOR EMPLOYER GROUPS. Toll-free 1-800-851-3379 ext. 8024 TTY: 711 HealthAlliance.org GROUP MEDICARE PLANS GROUP MEDICARE PLANS AT A GLANCE FOR EMPLOYER GROUPS 2016 Toll-free 1-800-851-3379 ext. 8024 TTY: 711 HealthAlliance.org Coverage You Know and Trust If you ve worked with Health Alliance

More information

Your Guide to Health Insurance Learn how to choose the best health plan

Your Guide to Health Insurance Learn how to choose the best health plan Your Guide to Health Insurance Learn how to choose the best health plan Subsidy Welcome Thank you for considering AmeriHealth New Jersey as your health insurer. We know the importance of having quality

More information

HEALTH INSURANCE FOR INDIVIDUALS AND FAMILIES. Insuring Minnesota One Life At A Time. www.preferredone.com

HEALTH INSURANCE FOR INDIVIDUALS AND FAMILIES. Insuring Minnesota One Life At A Time. www.preferredone.com foreveryone HEALTH INSURANCE FOR INDIVIDUALS AND FAMILIES Insuring Minnesota One Life At A Time www.preferredone.com for EveryOne Insuring Minnesota One Life At A Time Thank you for your interest in the

More information

Blue Shield EPO plan A welcome guide

Blue Shield EPO plan A welcome guide Blue Shield EPO plan A welcome guide Welcome, new Stanford EPO member! Thank you for choosing the Blue Shield EPO plan. We re proud to provide you and your family with access to quality care, as well as

More information

Simple. UnitedHealthcare Plan Benefits. Personal. Empowering. An easy-to-use guide to understanding your UnitedHealthcare benefits offered by Sprint.

Simple. UnitedHealthcare Plan Benefits. Personal. Empowering. An easy-to-use guide to understanding your UnitedHealthcare benefits offered by Sprint. UnitedHealthcare Plan Benefits Simple. Personal. Empowering. An easy-to-use guide to understanding your UnitedHealthcare benefits offered by Sprint. What s Inside: Introduction..........................

More information