Customized Patient Care through Patient Support Programs for Rare/Orphan Drugs. Sandra Anderson August 2015
|
|
|
- Naomi Norton
- 10 years ago
- Views:
Transcription
1 Customized Patient Care through Patient Support Programs for Rare/Orphan Drugs Sandra Anderson August 2015
2 Why Orphan Drugs are Different Difficult to diagnose Population size Unique patient and caregiver needs Cost Reimbursement challenges Wait times for Specialist Large amount of stakeholders involved to get patient on therapy There is no clear path to get Orphan Drugs Funded 2
3 A Typical Journey of a Patient with a Common Disease Insert visual of patient with high blood pressure- ie asymptomatic disease Insert visual of a patient with asthmaa symptomatic disease Physician Office
4 The Patient Journey in Rare Disease Prescription Enrolment in PSP Demographics, clinical history PSP Introduction Coverage information is captured Services explained Onboarding SA submissions Explore Reimbursement coverage Journey to Dx Patient set up to receive treatment Coverage is secured Injection/Infusion Life time Services? Max Copay? Call review Coverage decision Rx $ Infusio/Injectionn Continued Care Calls Determine status Coach patient Maintenance Annual Renewals
5 Why are orphan Drugs Different? Different reimbursement routes across Canada. Public reimbursement/private reimbursement 50/50 Traditionally very high cost medication requires additional administrative work ie. Special authorization Increase in private payer restriction calls for strong private payer strategy Small patient populations may have regional bias
6 The Patient Perspective The high drug cost, and out-ofpocket component, (copayment or deductible) can be unmanageable for many patients (especially for Orphan drugs ~hundreds of 000s/year) Most income-based public plans such as Trillium in Ontario require patient contributions in the form of copayments/deductibles (~3-5% of household income) With complex therapies, the primary concerns for patients are access, convenience and the level of customer service Private plans vary: range from 100% coverage to 50% coverage, though the most commonly seen co-payments are set between 0 and 20%
7 Case Study: Patient Access Barriers Defined Condition and Therapy Patient Healthcare System Source: Berry SA, et al. Genet Med 2013:15(8): Social and Economic
8 Needs for Orphan Rare Disease PSPs High Touch Require specific administration or monitoring requirements before and ordering administration High Support Education, counselling, compliance monitoring, and drug information Special Distribution Special handling techniques; and / or require special handling, have special shipping requirements or need complex reconstitution Customized Patient Assistance Clinical, Diet and Lobbying/Financial Support to assist with access to drug (i.e. co-pay assistance)
9 Customized Patient Support Programs Nurse Case Manager One point of contact to deliver quality care at every touch-point Update on Patient Progress Innomar Nurse Case Manager Enrolment Enrolment: Entered in CRM, NCM assigned, patient contacted Reimbursement: Case Manager confirms coverage with the patient and sets up financial assistance Infusion Nurse completes pre-infusion checklist Patient Experience ***** Drug Dispensed, shipped to clinic) Specialty Pharmacy Reimbursement Infusion Scheduled Pre Infusion Checklist (Program) Infusion Scheduled: Clinic chosen, Fax to physician, Pre-infusion checklist, Reminder call, Drug order Specialty Pharmacy: Deferral of copay, Drug Order (Direct through Database), Warehouse sends drug to pharmacy, Drug delivered to Clinic Infusion: Nurse confirms Drug is onsite, Preinfusion assessment by nurse, Medical clarification needed?, Infusion, PIR Patient experience touch-point
10 PSP Case Manager, RN Case Manager / Reimbursement Specialist interacts with key stakeholders and customers - Highly experienced in Orphan/Rare products and motivated by offering best in class patient care Regular and customized updates on patient progress START: Enrolment - Experienced in coordinating patients therapy regimens - The Case Manager role is the one point of contact for the patient and their HCP Pre & Post clinical assessment follow-up Coordinates reimbursement & Co-pay - Experience working with Specialist s offices Schedules and coordinates patient infusions
11 Extensive Knowledge and experience in Rare Disorders Case Study 1 Challenge: Patient was hospitalized with multiple organ failure. The medication was still under review by the Province. Solution Public EAP requested Patient Advocacy: Lobby on behalf of patient; media releases; Canada wide petition; add pressure to decision makers; weekly telephone conferences with stakeholders Outcome Provincial compassionate program obtained to start and then successfully gained full approval from the province Patient is still on therapy!
12 Extensive Knowledge and experience in Rare Disorders Case Study 2 Challenge: Patient had a major stroke and hospitalized for over 2 years. Patient is in need of drug to prevent future thrombotic events, hospital refused to pay out of their budget. Solution Public/Private Requested that private payer cover medication (even though patient was hospitalized) Concierge (FCM) went to the physician s office to complete paperwork Provided private payer clinical evidence to support patient stability and improvement Outcome Gained approval through private payer for a period of one year after demonstrating clinical need
13 Conclusions > Rare diseases present unique challenges for: Diagnosis Testing Reimbursement Financial assistance Ongoing treatment Monitoring
14 Goal: Manufactures should leverage the PSP to demonstrate real world effectiveness value to gain access to payers Value to Payers Patient Support Program Demonstrate Real World Effectiveness and Value Health Outcomes Research Our ultimate objective is to build a build a different framework for Orphan Drugs which will shorten the timelines to access 14
15 Thank-you
16 Capitalize on PSP to generate real world data Purpose: To decrease reimbursement and commercial timelines pre-launch NOC post-launch SAP Patient Support Programs Objectives Allow patients to access commercial therapy Assist in the navigation of multidisciplinary services Coordinate patient logistic services (F/A, Pharmacy, Distribution, Nursing) Post Marketing Surveillance and Real World Data - Objectives To track outcomes in real world setting To illustrate and prove value of drug Clinical Research To prove clinical efficacy and safety (Phase I III) Reimbursement Objectives To gain coverage and funding with payers To gain coverage on behalf of patients 16
17
Specialty Drug Care: Case management services in Quebec
Specialty Drug Care: Case management services in Quebec QUEBEC SUPPORTING HEALTHIER OUTCOMES Your health benefit plan is designed to provide you and your family with financial protection for a variety
Patient Assistance Program Primer
Patient Assistance Program Primer Suzanne Lepage Private Health Plan Strategist Suzanne Lepage Consulting Inc. Kitchener, Ontario The opinions expressed in this presentation are those of the speaker. The
Remove Access Barriers and Maximize Product Uptake with an Integrated Hub Model Approach
Remove Access Barriers and Maximize Product Uptake with an Integrated Hub Model Approach When it comes to supporting the clinical and marketing objectives of any pharmaceutical franchise, helping to remove
Prior Authorization, Pharmacy and Health Case Management Information. Prior Authorization. Pharmacy Information. Health Case Management
Prior Authorization, Pharmacy and Health Case Management Information The purpose of this information sheet is to provide you with details on how Great-West Life will be assessing and managing your claim
Prior Authorization, Pharmacy and Health Case Management Information. Prior Authorization. Pharmacy Information. Health Case Management
Prior Authorization, Pharmacy and Health Case Management Information The purpose of this information sheet is to provide you with details on how Great-West Life will be assessing and managing your claim
FREQUENTLY ASKED QUESTIONS ABOUT THE CVS CAREMARK PRESCRIPTION DRUG PROGRAM
FREQUENTLY ASKED QUESTIONS ABOUT THE CVS CAREMARK PRESCRIPTION DRUG PROGRAM ABBVIE EMPLOYEES WANT TO KNOW What s New in 2015? AbbVie is making changes in its pharmacy benefit program to ensure our medical
Prior Authorization, Pharmacy and Health Case Management Information. Prior Authorization. Pharmacy Information. Health Case Management
Prior Authorization, Pharmacy and Health Case Management Information The purpose of this information sheet is to provide you with details on how Great-West Life will be assessing and managing your claim
Parallel Session 2 Five Pillars to succes A framework for approaching market research in Emerging Markets
Parallel Session 2 Five Pillars to succes A framework for approaching market research in Emerging Markets Steve Kretschmer, Ipsos, Turkey and Beyza Ozel, Novartis, Turkey 5 Pillars to Success: A Framework
Prior Authorization, Pharmacy and Health Case Management Information. Prior Authorization. Pharmacy Information. Health Case Management
Prior Authorization, Pharmacy and Health Case Management Information The purpose of this information sheet is to provide you with details on how Great-West Life will be assessing and managing your claim
Drug Coverage Programs for Patients with Cancer
Drug Coverage Programs for Patients with Cancer UHN Information for patients and families Read this guide to learn about: different drug coverage programs which program to use and how to use it who to
Prescription Drug Plan (PDP)
Prescription Drug Plan (PDP) Blue Shield of California Medicare Rx Plan (PDP) Evidence of Coverage Effective January 1, 2015 Blue Shield of California is a PDP with a Medicare contract. Enrollment in Blue
Your Retiree Health Care Travel Guide
SPECIAL EDITION for Individuals Not Yet Eligible for Medicare Your Retiree Health Care Travel Guide 2010 Enrollment for BorgWarner Pre-Medicare Health Care Coverage Welcome to 2010 Pre-Medicare enrollment!
Nova Scotia Pharmacare Programs
Nova Scotia Pharmacare Programs The Nova Scotia Family Pharmacare Program Effective December 2012 The information in this booklet is subject to change and does not replace the Health Services and Insurance
Get access to health care around the world. Blue Shield and UC help expats, their families, and travelers access health care abroad
Get access to health care around the world Blue Shield and UC help expats, their families, and travelers access health care abroad Effective January 1, 2015 A plan for your personal state of health Get
Medicare Advantage Plans: An Overview
Medicare Advantage Plans: An Overview June 2014 Prepared by: Penny Finch, Benefits Consultant Copyright 2014 by The Segal Group, Inc. All rights reserved. 5432273.1 CONTENTS Medicare 101 Understanding
You have from October 15 until December 7 to make changes to your Medicare coverage for next year.
Advantra Gold (HMO) offered by HealthAmerica Pennsylvania, Inc. Annual Notice of Changes for You are currently enrolled as a member of Advantra Gold (HMO). Next year, there will be some changes to the
Telemedicine Offers Growth for Hospitals, Rural Care Opportunities
Telemedicine Offers Growth for Hospitals, Rural Care Opportunities The internet and digital technology have transformed our lives, changing the way we keep in touch with our family and friends, shop, pay
Using Clinical Registries to Create Evidence-based Health Care Policy : Experiences from Ontario, Canada
Using Clinical Registries to Create Evidence-based Health Care Policy : Experiences from Ontario, Canada April 2009 Jack V. Tu, MD PhD FRCPC CANADA RESEARCH CHAIR IN HEALTH SERVICES RESEARCH Institute
Novel Opportunities for Engagement Utilizing in House Pharmacy Services
Novel Opportunities for Engagement Utilizing in House Pharmacy Services Ray Bailey, BSPharm RPh Director of Pharmacy, FCS Rx to Go Pharmacy [email protected] Angel Aslo, Pharm.D. Director of Pharmacy,
Contents General Information... 1. General Information
Contents General Information... 1 Preferred Drug List... 2 Pharmacies... 3 Prescriptions... 4 Generic and Preferred Drugs... 5 Express Scripts Website and Mobile App... 5 Specialty Medicines... 5 Prior
Medicare. What you need to know. Choose the plan that s right for you GNHH2ZTHH_15
Medicare What you need to know Choose the plan that s right for you GNHH2ZTHH_15 Choosing a Medicare plan is a lot like buying a car. There are lots of options to consider. And what s right for you may
Vital Incite. Case Study: Vital Incite. Introduction
Case Study: Vital Incite Introduction Historically, companies have struggled with the best way to package and deliver benefits to attract talent and retain staff. Today, companies understand that they
Powered by iassist. User Guide and FAQs
User Guide and Helpful information about, how to use the platform, and answers to some frequently asked questions () Table of Contents Click an option below to get started Setting up your account eprescribing
Health Matters. A Guide for Medicare-Eligible Healthcare Options. Important health plan information enclosed.
Health Matters A Guide for Medicare-Eligible Healthcare Options Important health plan information enclosed. Why am I receiving this booklet? Brookhaven Science Associates (BSA) has decided to offer SelectQuote
Workshop on Patient Support and Market Research Programmes
Workshop on Patient Support and Market Research Programmes Spectrum of programmes falling under the terms of PSP and MRPs and the and the type of safety data collected Pharmaceutical Industry Associations
Medicare doesn t have to be complicated. This guide is provided to help you better understand Medicare and how a Medicare Advantage plan may offer
clarity YOUR GUIDE TO MEDicare AdvantaGE Medicare doesn t have to be complicated. This guide is provided to help you better understand Medicare and how a Medicare Advantage plan may offer the coverage
HEALTH INSURANCE: CHOICES PLANS DECISIONS
HEALTH INSURANCE: CHOICES PLANS DECISIONS HERE ARE MANY CHOICES IN PRIVATE HEALTH INSURANCE. Most people receive group health insurance coverage through their employers. Some people buy individual plans.
Get access to health care around the world. Blue Shield and UC help expats, their families, and travelers access health care abroad
Get access to health care around the world Blue Shield and UC help expats, their families, and travelers access health care abroad Effective January 1, 2016 A plan for your personal state of health Get
GENERAL INFORMATION. With Express Scripts, you have access to:
CONTENTS GENERAL INFORMATION... 1 PREFERRED DRUG LIST....2 PHARMACIES... 3 PRESCRIPTIONS... 4 GENERIC AND PREFERRED DRUGS... 5 EXPRESS SCRIPTS WEBSITE AND MOBILE APP... 5 SPECIALTY MEDICATIONS... 6 PRIOR
Thrifty White Pharmacy 9/5/2014. Specialty Pharmacy. Specialty Pharmacy: The Opportunities and the Challenges
Specialty Pharmacy: The Opportunities and the Challenges MPhA Annual Conference September 12, 2014 Justin Heiser, PharmD Senior Vice President, Pharmacy Operations Specialty Pharmacy High cost and/or high
SUPPORT PATH PROGRAM INTAKE FORM PHONE: 1-855-769-7284 FAX: 1-855-298-8700
SUPPORT PATH PROGRAM INTAKE FORM PHONE: 1-855-769-7284 FAX: 1-855-298-8700 1 REQUESTED SERVICE(S) (REQUIRED) CHECK ALL BOXES THAT APPLY Benefits Investigation Prior Authorization and Appeals Support Patient
Enroll in Interconnect
Enroll in Interconnect Enrollment Form Checklist In this packet, you will find all of the necessary forms to enroll your patients in Interconnect and give them access to a full suite of support services
Hello. Medicare Advantage plans. Overview 2. Plans 3. Timing 6. Tools 7
Hello Advantage At UnitedHealthcare, we want you to get the most from your Medicare coverage. Our simple, all-in-one Medicare Advantage plans are designed to offer you benefits, services and tools to help
Arthritis Foundation Position Statement on Biosimilar Substitution
Arthritis Foundation Position Statement on Biosimilar Substitution The Affordable Care Act creates a regulatory pathway for the approval of a new generation of biologic medications called biosimilars.
Healthcare Associates Caring for You
Healthcare Associates Caring for You Welcome to Healthcare Associates Dedicated to You At Healthcare Associates (HCA), patients come first, and caring for you is what we do best. We are pleased to offer
Essentials Rx 15 (HMO) Plan offered by PacificSource Medicare. Annual Notice of Changes for 2014
Essentials Rx 15 (HMO) Plan offered by PacificSource Medicare Annual Notice of Changes for 2014 You are currently enrolled as a member of Essentials Rx 15 (HMO) Plan. Next year, there will be some changes
Initial Preventive Physical Examination
Initial Preventive Physical Examination Overview The Medicare Prescription Drug, Improvement, and Modernization Act (MMA) of 2003 expanded Medicare's coverage of preventive services. Central to the Centers
I Have Health Insurance! Now What?
I Have Health Insurance! Now What? A Guide to Using Your Private Health Insurance Plan Brought to you by: Congratulations on Your New Health Plan! This guide is an overview of private insurance plans and
A Co-Payment Assistance Program for Insured Patients
A Co-Payment Assistance Program for Insured Patients Providing Critical Financial Support for Patients Access Financial Assistance Simply and Efficiently Patient Advocate Foundation s (PAF) Co-Pay Relief
I Have Health Insurance! Now What?
I Have Health Insurance! Now What? A Guide to Using Your Private Health Insurance Plan Brought to you by: Congratulations on Your New Health Plan! This guide is an overview of private insurance plans and
Guide to Purchasing Health Insurance
Guide to Purchasing Health Insurance What are your health insurance choices? Which type is right for you? Sample questions Looking for insurance in specific situations Tips for shopping for health coverage
Population Health Solutions for Employers MEDIA RESOURCES
Population Health Solutions for Employers MEDIA RESOURCES ABOUT MISSIONPOINT MissionPoint s mission is to make healthcare more affordable, accessible and improve the quality of care for our members. MissionPoint
Evaluating the impact of REMS on burden and patient access
Evaluating the impact of REMS on burden and patient access Doris Auth, Pharm.D. Team Leader, Division of Risk Management Office of Medication Error Prevention and Risk Management Center for Drug Evaluation
Your Guide to GeoBlue Expat
New York University Abu Dhabi Your Guide to GeoBlue Expat Welcome to GeoBlue, a program designed to keep you safe and healthy as you travel the world. Your GeoBlue Expat health insurance plan features
Introduction. Plan sponsors include employers, unions, trust funds, associations and government agencies, and are also referred to as payors.
Maintaining the Affordability of the Prescription Drug Benefit: How Managed Care Organizations Secure Price Concessions from Pharmaceutical Manufacturers Introduction The purpose of this paper is to explain
ANSWERS TO COMMON INSURANCE QUESTIONS for Members of the Canadian Diabetes Association
ANSWERS TO COMMON INSURANCE QUESTIONS for Members of the Canadian Diabetes Association WE WILL HELP YOU AND YOUR FAMILY NAVIGATE THE WORLD OF INSURANCE. We provide access to insurance products and services
PENNSYLVANIA'S AUTISM INSURANCE ACT: A FACT SHEET. Prepared by the Disability Rights Network of Pennsylvania
PENNSYLVANIA'S AUTISM INSURANCE ACT: A FACT SHEET Prepared by the Disability Rights Network of Pennsylvania Prior to the Pennsylvania Autism Insurance Act (sometimes called "Act 62"), 40 P.S. 764h, almost
Individual Health Insurance
Individual Health Insurance Plans that fit every need, lifestyle and budget. Through It All. 866-303-BLUE (2583) bcbsok.com SM Call 866-303-BLUE (2583), visit bcbsok.com, or contact an independent Blue
How to Request an Exception or Appeal a Decision From Your Prescription Drug Plan
How to Request an Exception or Appeal a Decision From Your Prescription Drug Plan Exceptions What is an Exception? Sometimes you may not be able to obtain a prescription medication that your healthcare
2015 Summary of Healthcare Plan Changes
2015 Summary of Healthcare Plan Changes Change Plan names the OA POS plan becomes the Comprehensive Care Plan and the HSA OA POS plan becomes the Consumer Choice HSA plan Comprehensive Care Plan Increase
A different kind of health insurance.
A different kind of health insurance. For individuals, families, and small businesses. We were built for you. CHM_SMM01_1013 A different kind of partner for the new world of health insurance. The Affordable
Annual Notice of Changes for 2016
Healthy Advantage Plus HMO offered by Molina Healthcare of Utah Annual Notice of Changes for 2016 You are currently enrolled as a member of Healthy Advantage Plus HMO. Next year, there will be some changes
Specialty Pharmacy Definition
Isn t All of Special? Developing Services Presented to: 2015 ICHP Annual Meeting Presented on: September 10, 2015 Presented by: Lana Gerzenshtein, Pharm.D., BCPS The speaker has no conflicts of interest
PHARMACEUTICAL MANAGEMENT PROCEDURES
PHARMACEUTICAL MANAGEMENT PROCEDURES THE FORMULARY The purpose of Coventry Health Care s formulary is to encourage use of the most cost-effective drugs. The formulary is necessary because the cost of prescription
Choosing a Medicare prescription drug plan.
Choosing a Medicare prescription drug plan. Medicare Made Clear TM Get Answers Series Look inside to: Learn about Part D prescription drug coverage options Find out what you need to know about the Part
Medicare Supplement hap.org/medicare
Medicare Supplement hap.org/medicare 2 0 1 4 Y0076_PDP 2014014 SUP FF BRO CMS ACCEPTED 09/09/2013 We all can use a little reassurance. Alliance Medicare Supplement helps fill the gaps in Original Medicare.
EVIDENCE OF COVERAGE
Samaritan Advantage Health Plan (HMO) EVIDENCE OF COVERAGE Conventional Plan 2016 H3811_MM170_2016B Form CMS 10260-ANOC/EOC OMB Approval 0938-1051 (Approved 03/2014) January 1 December 31, 2016 Evidence
Financial Assistance for People with Diabetes in Ontario
Financial Assistance for People with Diabetes in Ontario There are a number of financial assistance programs available to help offset some of the costs associated with diabetes care. For more information
ACTIVELY MANAGED DRUG SOLUTIONS. for maintenance and specialty medication. Actively Managed Drug Solutions is not available in the province of Quebec
ACTIVELY MANAGED DRUG SOLUTIONS for maintenance and specialty medication Actively Managed Drug Solutions is not available in the province of Quebec ARE YOU UNDERESTIMATING THE IMPACT OF CHRONIC DISEASE?
Schedule of Benefits Summary. Health Plan. Out-of-network Provider
Schedule of Benefits Summary University Name: University of Nebraska - Student Plan Health Plan : 2014/2015 Academic Year (see attached) Payment for Services Covered Services are reimbursed based on the
CCPOA Medical Plan Prescription Drug Plan (PDP)
CCPOA Medical Plan Prescription Drug Plan (PDP) Blue Shield of California Medicare Rx Plan (PDP) Evidence of Coverage Effective January 1, 2016 Sponsored by California Correctional Peace Officers Association
Your Plan: Value HMO 25/40/20% (RX $10/$30/$45/30%) Your Network: Select Plus HMO
Your Plan: Value HMO 25/40/20% (RX $10/$30/$45/30%) Your Network: Select Plus HMO This summary of benefits is a brief outline of coverage, designed to help you with the selection process. This summary
What is the overall deductible? Are there other deductibles for specific services?
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.anthem.com/cuhealthplan or by calling 1-800-735-6072.
Annual Enrollment 2013. Plan Design and Rates
Annual Enrollment 2013 Plan Design and Rates Today s Meeting Enrollment Dates and Assistance What s New for 2013? Medical Plans Flexible Spending Accounts Dental Plans Vision Plan Disability Life Insurance
Managed Care 101. What is Managed Care?
Managed Care 101 What is Managed Care? Managed care is a system to provide health care that controls how health care services are delivered and paid. Managed care has grown quickly because it offers a
How To Get A Better Price On Health Care From Your Printer (Xerox)
Recovery and Audit Services Recouping hundreds of millions of dollars every year. It is estimated that over 10% of U.S. medical claims are paid incorrectly by healthcare payers. This costs the healthcare
SIMPLICITY. 2015 Your Plan Explained
Hello SIMPLICITY 2015 Your Plan Explained PFIZER UnitedHealthcare Group Medicare Advantage (PPO) Effective January 1, 2015, through December 31, 2015 Group Number: 12367, 12368 Benefit Highlights UnitedHealthcare
PerformPlus A standard product made to order! GROUP INSURANCE
PerformPlus A standard product made to order! GROUP INSURANCE PerformPlus Healthy employees make for a healthy company. That s why businesses of all sizes have started paying more attention to health and
Evidence of Coverage:
January 1 December 31, 2014 Evidence of Coverage: Your Medicare Health Benefits and Services and Prescription Drug Coverage as a Member of First Choice VIP Care (HMO-SNP) This booklet gives you the details
Understanding Health Insurance
Understanding Health Insurance Health insurance can play an important role when it comes to medical bills and prescription medications it can help protect you from high expenses. There are many types of
Make sure you re covered for your biologic medicine!
It s open enrollment time Make sure you re covered for your biologic medicine! Joint Decisions is brought to you by Janssen Biotech, Inc., in partnership with CreakyJoints CreakyJoints Bringing arthritis
Your Medicare Health Benefits and Services and Prescription Drug Coverage as a Member of Molina Medicare Options Plus HMO SNP
January 1 December 31, 2015 Evidence of Coverage: Your Medicare Health Benefits and Services and Prescription Drug Coverage as a Member of Molina Medicare Options Plus HMO SNP This booklet gives you the
Outpatient Prescription Drug Benefit
Outpatient Prescription Drug Benefit GENERAL INFORMATION This supplemental Evidence of Coverage and Disclosure Form is provided in addition to your Member Handbook and Health Plan Benefits and Coverage
Intake / Admissions Processes
Intake / Admissions Processes Now that the elements of providing quality customer service have been reviewed, the intake and admission processes will be covered. Some homecare companies make a distinction
You can usually only shop for insurance during a specific timeframe that occurs once a year called open enrollment.
Getting Started So many of us forget about health insurance until we need to use it. Even when we have insurance, sometimes we forget about the routine and preventive services that help us to get and stay
