Nova Scotia Pharmacare Programs
|
|
|
- Rodger Martin
- 10 years ago
- Views:
Transcription
1 Nova Scotia Pharmacare Programs The Nova Scotia Family Pharmacare Program Effective December 2012 The information in this booklet is subject to change and does not replace the Health Services and Insurance Act.
2 The Nova Scotia Family Pharmacare Program The Program The Province of Nova Scotia created the Family Pharmacare Program to assist Nova Scotians who do not have drug coverage or are experiencing high drug costs not covered by their private insurance. The Program helps cover the costs of certain prescribed medications, supplies and related services. Anyone with a valid Nova Scotia Health Card can enrol in the Program. There are no Family Pharmacare premiums and the Program s copayment and deductible have yearly maximums that are set depending on a family s size and annual income. Medavie Blue Cross is under contract with the Nova Scotia Department of Health and Wellness to administer the daily operations of the Nova Scotia Pharmacare Programs. What Is Covered? Pharmacare pays for certain prescribed drugs, supplies and related services dispensed by pharmacies in Nova Scotia. Drugs and supplies covered by the Program are listed in the Nova Scotia Formulary. A committee of pharmacists and physicians reviews evidence-based research, which is used to determine the drugs that are included as benefits under the Program. Before prescribing certain drugs, the medical professional prescribing will need to obtain special approval from Pharmacare. Our customer service representatives, your prescriber or pharmacist can answer questions about this process. You can also get information on our website, Who Is Eligible? You may register for this Program if you: are a permanent Nova Scotia resident; and have a valid Nova Scotia Health Card. You are not eligible if you are receiving drug coverage through: the Nova Scotia Seniors Pharmacare Program; the Nova Scotia Diabetes Assistance Program; the under 65-Long Term Care Pharmacare Plan; or any Department of Community Services Pharmacare Benefits. If you have just moved to Nova Scotia, you must first apply for and receive a Nova Scotia Health Card before you can register with the Nova Scotia Family Pharmacare Program. 2
3 The Value To You The amount of assistance your family receives will depend on your drug costs, family income and the size of your family. Lower income families will receive the greatest financial assistance toward the cost of certain prescription drugs and supplies through the Program. There are no yearly premiums. In other words, you do not have to pay a fee when you register. If you do not need any prescriptions, you will not be required to pay anything. What Is A Family? For the purposes of the Nova Scotia Family Pharmacare Program, a family is: a single adult (age 18 years or older whether or not you are living with your parents) an adult and spouse (a spouse is a person who is married to you or with whom you are living in a marriage-like relationship. A spouse may be of the same gender). an adult and all dependant children (a dependant child can only be registered with one family at any given time). A dependant child is defined as follows: a child or a legal ward of you or your spouse supported by you or your spouse younger than 18 years of age not married and not living in a marriage-like relationship an adult, spouse and all dependant children Note: Include all family members on the registration form, even if some family members have drug coverage through other programs. All family members are included in the copayment and deductible calculations. How It Works Your Family Pharmacare coverage starts on the first day of the month you join. Your Nova Scotia Health Card is also your Pharmacare Card. Each family member must show their Nova Scotia Health Card at the pharmacy when they have a prescription filled. Your family will be required to cost share the Program. The first 20 percent of every prescription is applied towards your annual family copayment maximum. The remaining 80 percent of the total will be applied against your annual family deductible. When your total deductible is paid, you will continue to pay 20 percent per prescription until your annual copayment is also paid in full. When you have paid both the annual maximum copayment and annual maximum deductible, Pharmacare will pay the approved cost of your medications that are covered under the Family Pharmacare Program until the end of the program year, which is March 31 st. You can contact the Pharmacare office for your copayment and deductible balance at any time. 3
4 Calculating Your Annual Family Copayment and Deductible Your family deductible is calculated each year. It is based on the number of people in your family and your total family income. Total family income is the sum of line 150 of the Canada Revenue Agency Notice of Assessment for each family member, as verified by Canada Revenue Agency. To take family size into consideration, the total family income is reduced by $3,000 for your spouse and every person in your family under the age of 18 years. This reduced amount, called the adjusted annual family income, is used to determine the amount of your family copayment and deductible. Our website offers an electronic calculator you can use to help determine your annual family copayment, deductible and out-of-pocket expense. Annual Registration Renewal The Nova Scotia Family Pharmacare Program has an annual renewal. Each year you will be required to re-register your family by April 1 st. The Program coverage year runs from April 1 st to March 31 st of the following year. Each year Pharmacare will send a renewal package to each family registered in the Program. How To Enrol If you wish to join the Nova Scotia Family Pharmacare Program, you must complete the Registration Form and forward it to our office. As enrolment in the Program is by family, be sure to include all family members even if they may not be eligible for the Program. For example, if a member of your family is in another Pharmacare Program, they are not eligible for Family Pharmacare Program but should be included in your family to ensure they are included in the adjusted family income calculation. Please visit the Pharmacare website at or call or for additional copies of the registration form. Mail or fax the completed registration form to: Nova Scotia Family Pharmacare Program Nova Scotia Pharmacare Programs PO Box 500 Halifax, NS B3J 2S1 Fax: Information About Your Coverage Once your registration form has been received and processed, you will receive a letter confirming your enrolment. This letter will also tell you your family s annual maximum copayment and deductible. 4
5 FREQUENTLY ASKED QUESTIONS What If I Have Private Insurance? You can join the Family Pharmacare Program and also have private insurance. It is important that you let your pharmacy know you have both private insurance and Family Pharmacare, so they can coordinate benefits between the two insurances. The Nova Scotia Family Pharmacare Program is the payer of last resort. This means that your private insurance would be the first to pay any claim. Any portion unpaid by your private insurance would then be sent to Family Pharmacare for coverage. What If I Have To Pay For A Prescription? Some circumstances may result in you paying cash for the prescription at the pharmacy. For example, if you forget your card. In such cases, you can be reimbursed for the portion Pharmacare would have paid. To obtain this reimbursement, send original prescription receipts to Pharmacare within six months of the date of purchase. If received after six months, receipts will not be considered for reimbursement. Travelling Outside Nova Scotia If you plan to travel outside the province, you must make sure you have enough medication and supplies for your trip. We also recommend you purchase health insurance before you depart. The Family Pharmacare Program will not pay for prescriptions filled in a pharmacy outside Nova Scotia. Exceptions may be considered on a case-by-case basis. For prescriptions filled outside of Canada, there is no reimbursement, emergency or otherwise. You Can Claim Your Copayment And Deductible On Your Income Tax Return The amount you pay as your copayment and deductible is considered medical expenses for taxation purposes. Your pharmacy can provide you with more information on your out-ofpocket prescription expenses. For further information on how to claim these expenses, please contact Canada Revenue Agency at
6 FOR MORE INFORMATION, PLEASE CONTACT: Program Questions By Mail Nova Scotia Family Pharmacare Program Nova Scotia Pharmacare Programs PO Box 500 Halifax, NS B3J 2S1 In Person Nova Scotia Family Pharmacare Program Nova Scotia Pharmacare Programs 230 Brownlow Avenue Dartmouth, NS By Phone Telephone: Toll Free: Health Card Questions Medical Services Insurance PO Box 500 Halifax, NS B3J 2S1 Telephone: Toll Free: Income Tax Notice Of Assessment Canada Revenue Agency Tax Centre PO Box 12077, Station A St. John s, NL A1B 3Z2 Toll Free: By Fax Website 6 BRO /12
Nova Scotia Pharmacare Programs
Nova Scotia Pharmacare Programs The Nova Scotia Seniors Pharmacare Program Effective April 2013 The information in this booklet is subject to change and does not replace the Health Services and Insurance
PUMP (NSIPP) Insulin. Program. Nova Scotia
NSIPP Nova Scotia Insulin PUMP Program (NSIPP) April 2015 The information in this booklet is subject to change and does not replace the Health Services and Insurance Act. The Nova Scotia Insulin Pump Program
BRITISH COLUMBIA PHARMACARE PROGRAM CHANGES EFFECTIVE MAY 1, 2003
LEGISLATION UPDATE BRITISH COLUMBIA PHARMACARE PROGRAM CHANGES EFFECTIVE MAY 1, 2003 The Government of British Columbia has announced major changes to the provincial PharmaCare program effective May 1,
Pharmacare Programs Pharmacists Guide August 1, 2015
Pharmacare Programs Pharmacists Guide August 1, 2015 This guide provides information on the Nova Scotia Pharmacare Programs, but it does not replace the Fair Drug Pricing Act, Pharmacy Act, Prescription
PROVINCE OF NOVA SCOTIA INSURED PRESCRIPTION DRUG PROGRAM FOR THE TWELVE MONTHS ENDING MARCH 31, 2008
INSURED PRESCRIPTION DRUG PROGRAM FOR THE TWELVE MONTHS ENDING MARCH 31, 2008 Deloitte & Touche LLP 1969 Upper Water Street Suite 1500 Purdy's Wharf Tower II Halifax NS B3J 3R7 Canada Tel: (902) 422-8541
Health. Government of New Brunswick Questions and Answers. Page 1 of 8
Page 1 of 8 Health Government of New Brunswick Questions and Answers 1) What is the New Brunswick Drug Plan? 2) The government s platform committed to a catastrophic drug plan. Is this the same thing?
A Guide to Understanding the Trillium Drug Program
Ministry of Health and Long-Term Care A Guide to Understanding the Trillium Drug Program This program may make you eligible for Ontario drug benefits TRILLIUM DRUG PROGRAM What's in this Guide 1. What
Summary of Benefits. Blue Shield of California Medicare Rx Plan (PDP)
Summary of Benefits Blue Shield of California Medicare Rx Plan (PDP) An employer-sponsored Medicare Prescription Drug Plan for University of California (UC) retirees January 1, 2015 December 31, 2015 State
Adult Learning Act. Looking for Feedback on the Regulations that We Propose
Adult Learning Act Looking for Feedback on the Regulations that We Propose i Contents What This Paper Is About... 1 Purpose of the Paper: to gather feedback on the regulations we propose for the Adult
PUBLIC PRESCRIPTION DRUG INSURANCE PLAN. Provisions of the REFERENCE DOCUMENT
You may encounter problems viewing this document with adaptative technology. For an accessible version, please refer to our website. REFERENCE DOCUMENT Provisions of the PUBLIC PRESCRIPTION DRUG INSURANCE
How To Get A New Bronwell Drug Plan
Questions and Answers New Brunswick Drug Plan December 10, 2013 1) What is the New Brunswick Drug Plan? The New Brunswick Drug Plan is a prescription drug insurance plan that provides drug coverage for
Consumer Driven Health Plan (CDHP) with Health Savings Account (HSA)
Consumer Driven Health Plan (CDHP) with Health Savings Account (HSA) Michigan State University 2014 Open Enrollment Blue Care Network is a nonprofit corporation and independent licensee of the Blue Cross
Post-Retirement Health Care Spending Account for CAW Retired Employees Canada. Issued April 2011 ON TRACK TOWARD THE FUTURE
Post-Retirement Health Care Spending Account for CAW Retired Employees Canada ON TRACK TOWARD THE FUTURE Table of Contents 1 Introduction 2 Eligibility 3 Plan Description 5 Options under the HCSA 6 Who
Access to Prescription Drugs in New Brunswick
Access to Prescription Drugs in New Brunswick Discussion Paper Department of Health June 2015 Department of Health Published by: Department of Health Government of New Brunswick P. O. Box 5100 Fredericton,
What is a Medicare Advantage Plan?
CENTERS FOR MEDICARE & MEDICAID SERVICES What is a Medicare Advantage Plan? A Medicare Advantage Plan (like an HMO or PPO) is a way to get your Medicare benefits. Unlike Original Medicare, in which the
Summary of benefits. 2009 idaho, utah. Health Net orange prescription drug plan
Health Net orange prescription drug plan Summary of benefits 2009 idaho, utah Benefits effective January 1, 2009 (S5678-064) PDP Option 1 (S5678-063) PDP Value Option 2 Section I INTRODUCTION TO SUMMARY
Group Retiree Health Insurance Mandatory Plan Enrollment Form
Group Retiree Health Insurance Mandatory Plan Enrollment Form Hartford Life & Accident Insurance Company Policy Numbers: Policyholder: TRUSTEES OF BENISTAR EMPLOYER SERVICES TRUST Participating Firm: Elon
Annual Notice of Changes for 2015
BlueRx (PDP) Local Government Health Insurance Plan (LGHIP) Prescription Drug Coverage for Medicare Members offered by Blue Cross and Blue Shield of Alabama Annual Notice of Changes for 2015 You are currently
Guide to the Summary and Benefits of Coverage
Guide to the Summary and Benefits of Coverage The Affordable Care Act (ACA) makes health insurance available to nearly all Americans. Each state has a health insurance marketplace, also known as a health
PLANDIRECT USER GUIDE PLANDIRECT HEALTHCARE COVERAGE
USER GUIDE PLANDIRECT USER GUIDE This User Guide provides practical information on using your PlanDirect plan. It includes additional information on features of PlanDirect, how to access services and how
Retiree Health Care Strategy
Retiree Health Care Strategy Medicare Part D Prescription Drug Coverage for Montgomery County Government Retirees June 4, 2014 Prepared by Consulting Health & Benefits Retirement Medicare Retirees Prescription
Public Health Care Insurance in Canada:
A Comparison of Provincial and Territorial Programs Provisions current to October 1 2010 A Comparison of Provincial and Territorial Programs i CANADA Supplementary group employee health benefit programs,
TREATMENT BENEFITS HEALTH RELATED TRAVEL VETERANS INDEPENDENCE PROGRAM
TREATMENT BENEFITS HEALTH RELATED TRAVEL VETERANS INDEPENDENCE PROGRAM 2013 TABLE OF CONTENTS INTRODUCTION... 1 TREATMENT BENEFITS.................. 2 OVERVIEW... 2 PROGRAMS... 2 VAC HEALTH IDENTIFICATION
Flexible Spending Accounts (FSAs)
Flexible Spending Accounts (FSAs) Frequently Asked Participant Questions (FAQ) GENERAL FSA What Is A Health Care Flexible Spending Account (FSA)? The Health Care FSA is an employer-sponsored plan, which
Medicare. Prescription Drug Plan Guide. Simple steps to help you choose the right prescription drug coverage
Medicare Prescription Drug Plan Guide An educational resource developed by Simple steps to help you choose the right prescription drug coverage and published by Rite Aid Corporation. Rite Aid pharmacists
Your Medicare Health Benefits and Services and Prescription Drug Coverage as a Member of Molina Medicare Options Plus HMO SNP
January 1 December 31, 2015 Evidence of Coverage: Your Medicare Health Benefits and Services and Prescription Drug Coverage as a Member of Molina Medicare Options Plus HMO SNP This booklet gives you the
Evidence of Coverage:
January 1 December 31, 2014 Evidence of Coverage: Your Medicare Health Benefits and Services and Prescription Drug Coverage as a Member of First Choice VIP Care (HMO-SNP) This booklet gives you the details
2016 Evidence of Coverage for Passport Advantage
2016 Evidence of Coverage for Passport Advantage EVIDENCE OF COVERAGE January 1, 2016 - December 31, 2016 Your Medicare Health Benefits and Services and Prescription Drug Coverage as a Member of Passport
Evidence of Coverage
January 1 December 31, 2016 Evidence of Coverage Your Medicare Health Benefits and Services and Prescription Drug Coverage as a Member of Kaiser Permanente Medicare Plus (Cost) This booklet gives you the
How To Contact Us
Molina Medicare Options Plus HMO SNP Member Services Method Member Services Contact Information CALL (800) 665-1029 Calls to this number are free. 7 days a week, 8 a.m. to 8 p.m., local time. Member Services
Oak Ridge National Laboratory. New Coverage New Choices
Oak Ridge National Laboratory New Coverage New Choices What we ll cover today What is changing and why? How this affects you Introducing Extend Health Medicare marketplace Going forward Questions & answers
New York City Office of Labor Relations Employee Benefits Program/Municipal Labor Committee
New York City Office of Labor Relations Employee Benefits Program/Municipal Labor Committee PICA PRESCRIPTION DRUG PROGRAM Self-Injectable Medications Chemotherapy Medications Questions & Answers Last
LCRA Open Enrollment for 2015 Frequently Asked Questions: Medicare and Retiree Reimbursement Accounts (RRAs)
LCRA Open Enrollment for 2015 Frequently Asked Questions: Medicare and Retiree Reimbursement Accounts (RRAs) Medicare Supplement Insurance Plan and Medicare Prescription Drug Plan 1. Do I have to enroll
Prescription Drug Plan (PDP)
Prescription Drug Plan (PDP) Blue Shield of California Medicare Rx Plan (PDP) Evidence of Coverage Effective January 1, 2015 Blue Shield of California is a PDP with a Medicare contract. Enrollment in Blue
PERS Health Insurance Program. 2015 Fall Plan Change Meetings
PERS Health Insurance Program 2015 Fall Plan Change Meetings Agenda What is the PERS Health Insurance Program (PHIP)? Health Plans (Medicare / Non-Medicare) Providence Health Plans Kaiser Permanente PacificSource
Nova Scotia Student Assistance Office. Information on the Student Assistance Program
Nova Scotia Student Assistance Office Information on the Student Assistance Program What is Student Assistance? Government funded student financial assistance ensures students have equal access to post
Your Medicare Prescription Drug Coverage as a Member of First UA Medicare Part D Silver EVIDENCE OF COVERAGE (EOC)
January 1 December 31 2010 Your Medicare Prescription Drug Coverage as a Member of EVIDENCE OF COVERAGE (EOC) This booklet gives you the details about your Medicare prescription drug coverage from January
HOW TO COMPLETE THIS FORM
HOW TO COMPLETE THIS FORM For your convenience, Sharp Health plan makes this reimbursement form available for your use. All requests for reimbursement received in writing shall be processed. 1. The Member
Vermont Blue 65. Coverage for Vermonters with Medicare. 2016 Medicare Supplemental Products. Group Brochure. An independent, local Vermont company
Vermont Blue 65 SM Coverage for Vermonters with Medicare 2016 Medicare Supplemental Products Group Brochure An independent, local Vermont company Three smart steps to quality health care after retirement:
Out-of-Scope Health Care Spending Account (HCSA)
Out-of-Scope Health Care Spending Account (HCSA) The Supplementary Health Care and Dental Plans provided through your employment with the City of Edmonton offers you and your family considerable protection
Newly-Eligible Medicare Advantage TRAIL Members FAQs What do I need to know about TRAIL as a newly-eligible annuitant or survivor?
Newly-Eligible Medicare Advantage TRAIL Members FAQs What do I need to know about TRAIL as a newly-eligible annuitant or survivor? TRAIL is a retiree healthcare program sponsored by the Teachers Retirement
evidence of coverage
evidence of coverage Your Medicare Health Benefits and Services and Prescription Drug Coverage as a Member of Blue Shield 65 Plus Choice Plan (HMO) Los Angeles (partial) and Orange counties January 1 December
Your Pharmacy Benefit: Make it Work for You!
Your Pharmacy Benefit: Make it Work for You! www.yourpharmacybenefit.org Table of Contents Choose Your Plan.............................................2 Steps in Choosing Your Pharmacy Benefits.........................
Guide to the D&B Post-65 Retiree SilverScript Prescription Drug Plan
Guide to the D&B Post-65 Retiree SilverScript Prescription Drug Plan What s Inside: Get to Know the D&B Post-65 Retiree SilverScript Prescription Drug Plan...1 Understand These Plan Features...2 Additional
Express Scripts Medicare TM (PDP) through State of Delaware Medicare Retiree Prescription Plan Frequently Asked Questions
Express Scripts Medicare TM (PDP) through State of Delaware Medicare Retiree Prescription Plan Frequently Asked Questions Section 1 General Information (Questions 1-5) Section 2 Enrollment Information
CENTERS FOR MEDICARE & MEDICAID SERVICES. Cost
CENTERS FOR MEDICARE & MEDICAID SERVICES Things to Think about when You Compare Medicare Drug Coverage You have two options to get Medicare coverage for your prescription drugs. If you have Original Medicare,
EVIDENCE OF COVERAGE Molina Medicare Options Plus HMO SNP
Molina Medicare Options Plus HMO SNP Member Services CALL (866) 440-0012 Calls to this number are free. 7 days a week, 8 a.m. to 8 p.m., local time. Member Services also has free language interpreter services
FREQUENTLY ASKED QUESTIONS ABOUT TURNING 65
EVERGREEN TEACHERS ASSOCIATION HEALTH AND WELFARE TRUST MAILING ADDRESS: P.O. BOX 5057, SAN JOSE, CA 95150-5057 PHONE (408) 288-4400 1120 S. BASCOM AVE., SAN JOSE, CA 95128-3590 ADMINISTRATORS UNITED ADMINISTRATIVE
PACE and MEDICARE PART D FREQUENTLY ASKED QUESTIONS 2015
The following Questions and Answers address program policies and procedures as they relate to how the PACE Program is working with Medicare Part D in 2015: 1. If I have PACE or PACENET, why should I enroll
2015 Evidence of Coverage
2015 Evidence of Coverage Akamai Advantage Complete Plus (PPO) HMSA Akamai Advantage An Independent Licensee of the Blue Cross and Blue Shield Association H3832_1127_15_AA_Complete_Plus Accepted January
CIDNY FACT SHEET. Elderly Pharmaceutical Insurance Coverage (EPIC) Information below is from the website: https://www.health.ny.gov/health_care/epic/
Information below is from the website: https://www.health.ny.gov/health_care/epic/ What is EPIC: The program is a New York State program for seniors administered by the Department of Health. It helps more
Frequently Asked Questions. High Deductible Health Plan (HDHP) with Health Savings Account (HSA)
Frequently Asked Questions High Deductible Health Plan (HDHP) with Health Savings Account (HSA) There are two components to the High Deductible Health Plan (HDHP) with HSA Medical Plan the HDHP Health
Evidence of Coverage:
January 1 December 31, 2016 Evidence of Coverage: Your Medicare Health Benefits and Services and Prescription Drug Coverage as a Member of Advantra Silver (HMO) This booklet gives you the details about
LCRA Frequently Asked Questions: Medicare Health Plans and Retiree Reimbursement Accounts (RRAs)
LCRA Frequently Asked Questions: Medicare Health Plans and Retiree Reimbursement Accounts (RRAs) Medicare Health and Prescription Drug Plans 1. Q: Do I have to enroll in Medicare Part A and Part B? A:
Evidence of Coverage
January 1 December 31, 2014 Evidence of Coverage Your Medicare Health Benefits and Services and Prescription Drug Coverage as a Member of Kaiser Permanente Senior Advantage (HMO) This booklet gives you
Medigap Insurance 54110-0306
Medigap Insurance Overview A summary of the insurance policies to supplement and fill gaps in Medicare coverage. How to be a smart shopper for Medigap insurance Medigap policies Medigap and Medicare prescription
Instructions to fill out this Application
Application Information for Children s Health Insurance Program (CHIP), Children s Medicaid, and CHIP perinatal coverage CHIP CHIP offers health care for children, from birth to age 18, whose families
Health Reimbursement Account (HRA) Frequently Asked Questions (FAQ)
Health Reimbursement Account (HRA) Frequently Asked Questions (FAQ) What is a Health Reimbursement Account (HRA)? The HRA is an employer-sponsored plan that can be used to reimburse a portion of you and
First Health Part D Value Plus (PDP) offered by First Health Life & Health Insurance Company
First Health Part D Value Plus (PDP) offered by First Health Life & Health Insurance Company Annual Notice of Changes for 2016 You are currently enrolled as a member of First Health Part D Value Plus (PDP).
Application Information for Children s Health Insurance Program (CHIP), Children s Medicaid, and CHIP perinatal coverage
Application Information for Children s Health Insurance Program (CHIP), Children s Medicaid, and CHIP perinatal coverage CHIP CHIP covers children from birth through age 18 who do not qualify for Medicaid
FREQUENTLY ASKED QUESTIONS (FAQs) About Your New Retiree Prescription Drug Plan
DRAFT: 4B World Bank Group RMIP DATE: 9/08/15 FAQS for Pre-pre-enrollment mailing Sept 2015 FREQUENTLY ASKED QUESTIONS (FAQs) About Your New Retiree Prescription Drug Plan On January 1, 2016, SilverScript
Flexible Benefits Guide A Guide to Your Benefits for Excluded Employees in the BC Public Service
Plan Year 2013 Flexible Benefits Guide A Guide to Your Benefits for Excluded Employees in the BC Public Service Table of contents Welcome 2 Program Overview 4 Eligibility 6 Co-ordination of Benefits 8
FREQUENTLY ASKED QUESTIONS ABOUT:
FREQUENTLY ASKED QUESTIONS ABOUT: RETIREE PRESCRIPTION DRUG COVERAGE & THE NEW MEDICARE PRESCRIPTION DRUG COVERAGE SIntroduction Starting January 1, 2006, Medicare prescription drug coverage will be available
FREQUENTLY ASKED QUESTIONS QUALIFIED HIGH DEDUCTIBLE HEALTH PLAN WITH A HEALTH SAVINGS ACCOUNT
FREQUENTLY ASKED QUESTIONS QUALIFIED HIGH DEDUCTIBLE HEALTH PLAN WITH A HEALTH SAVINGS ACCOUNT Qualified High Deductible Health Plans (QHDHP) What is a QHDHP? A QHDHP is a medical plan regulated by the
EVIDENCE OF COVERAGE Your Medicare Benefits and Services as a Member of EmblemHealth MLTC Plus (HMO SNP) January 1 December 31, 2015 H3330_124504
EVIDENCE OF COVERAGE Your Medicare Benefits and Services as a Member of EmblemHealth MLTC Plus (HMO SNP) January 1 December 31, 2015 H3330_124504 January 1 December 31, 2015 Evidence of Coverage: Your
Frequently Asked Questions: DuPont Retiree Health Plan Changes
New questions and answers added after September 6th, 2012 are shown in blue. The following questions and answers are general in nature. Medicare eligible retirees with specific questions regarding the
Solutions for Today Flexibility for Tomorrow.
Solutions for Today Flexibility for Tomorrow. Medicare Products and Services For More Information call our Senior Care Specialist, Raun Lynch at 856.380.5079 Or visit us on the web at www.cbdi-inc.com
Information provided by NYS Civil Service Medicare for Disability Retirees - September 2007
Information provided by NYS Civil Service Medicare for Disability Retirees - September 2007 For employees of New York State agencies who are awarded a Disability Retirement Disability Retirees Must Enroll
Flexible Spending Account
The Flexible Spending Account (FSA) is designed to enhance your Supplementary Health and Dental benefits coverage and encourage fitness and wellness, professional development, assist with family care needs,
FREQUENTLY ASKED QUESTIONS ID CARDS / ELIGIBILITY / ENROLLMENT
FREQUENTLY ASKED QUESTIONS ID CARDS / ELIGIBILITY / ENROLLMENT BENEFIT INFORMATION CLAIMS STATUS/INFORMATION GENERAL INFORMATION PROVIDERS THE SIGNATURE 90 ACCOUNT PLAN THE SIGNATURE 80 PLAN USING YOUR
Annual Notice of Changes for 2014
ConnectiCare VIP Employer Group (HMO-POS) offered by ConnectiCare, Inc. Connecticut Business & Industry Association (CBIA) Annual Notice of Changes for 2014 You are currently enrolled as a member of ConnectiCare
A Patient s Guide to Medicare Part D
Keeping up with all the changes in Medicare can leave you with questions. We ve got the answers... A Patient s Guide to Medicare Part D A Message from the President As lawmakers continue to take a look
Welcome to your Premera HSA plan!
Welcome to your Premera HSA plan! You re enrolled in the HSA plan from Premera Blue Cross. It comes fully assembled and integrated, so you can immediately enjoy the financial advantages of its health savings
Medicare 101 Guide Your Guide to Medicare Basics
Medicare 101 Guide Your Guide to Medicare Basics Y0013_16_MEDGUI Accepted 11232015 bcbstmedicare.com Get More from Your Medicare This guide helps you understand how Medicare s different parts work and
HELPING SOMEONE CHOOSE A MEDICARE PLAN? MVP IS HERE TO HELP YOU!
HELPING SOMEONE CHOOSE A MEDICARE PLAN? MVP IS HERE TO HELP YOU! Y0051_2387 Accepted WHAT YOU NEED TO KNOW ABOUT MEDICARE When you re helping a friend or family member choose a Medicare plan, be sure you
Things you need to know about Medicare.
Things you need to know about Medicare. 1 2 3 1OPTION Original Medicare We re here to help. Approaching 65 is an important milestone in life, and becoming eligible for Medicare is part of that. Whether
Cabrillo College Retiree Benefits and Medicare Frequently Asked Questions
Cabrillo College Retiree Benefits and Medicare Frequently Asked Questions Table of Contents What is Medicare?... 3 What are the different parts of Medicare?... 4 What does Medicare help cover Part A?...
Health Insurance Marketplace in Illinois Plan Comparison Charts
2015 Independent Authorized Agent for An Independent Licensee of the Blue Cross Blue Shield Association Health Insurance Marketplace in Illinois Plan Comparison Charts preventive services and maternity
welcome to 2016 Annual Enrollment! OCTOBER 15 NOVEMBER 18, 2015
welcome to 2016 Annual Enrollment! OCTOBER 15 NOVEMBER 18, 2015 The purpose of this guide is to help you take a closer look at the five health plan options available to you and show you what s changing,
Publication CM-6 March 2013. Black Lung Medical Benefits: Questions and Answers about the Federal Black Lung Program
Publication CM-6 March 2013 Black Lung Medical Benefits: Questions and Answers about the Federal Black Lung Program U.S. Department of Labor Office of Workers Compensation Programs Black Lung Medical Benefits:
Flexible Spending Account Employee Guide
WHAT IS A FLEXIBLE SPENDING ACCOUNT (FSA)? A Flexible Spending Account, sometimes referred to as a Section 125 Plan, is a company-sponsored program, which allows you to voluntarily set aside pre-tax dollars
It s Time for Medicare
It s Time for Medicare med-waageinbook-1214 Medicare What you need to know. You re turning 65. Or you re already 65 and getting ready to retire and lose your healthcare coverage. You re almost ready for