Home Loan. Details of Project Own Construction Apartment Purchase Takeover Renovation

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Osborn Nichols
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1 Home Loan (Joint Applicant) (Applicant) Affix Applicant s & Joint Applicant s Business Card Affix Joint Applicant s Photograph Affix Applicant s Photograph Date: To The Manager/Head of Retail ONE Bank Limited.Branch/HO Dear Sir, I/We request you to kindly sanction me/us a ONE Bank Home Loan of BDT... (Taka.) on your usual terms and conditions. I/We furnish you the following particulars and bind myself/our self to furnish other relevant information and to complete required formalities as and when asked for and comply with the terms and conditions. I/We hereby certify that all information given below is valid and authentic. A. LOAN FACILITY DETAILS Details of Project Own Construction Apartment Purchase Takeover Renovation Developer s Name (If applicable) Project Name (If applicable) Project Address / Location Others Area of Land Katha/Sft Land Value (Tk.) Type of Land (Please the appropriate box) Private Housing & Settlement RAJUK CDA Others Name of Land Owner(s)/Lessee Total No. of Apartments No. of Floors Total Area in Each Floor Expected Date of Handover D D M M Y Y RAJUK/CDA/Others Approval No. & Date (dd) (mm) (yyyy) Present Status of the Project: Applicant's Signature Joint Applicant's Signature Page 1 of 9

I/We furnish you the following particulars and bind myself/our self to furnish other relevant information and to complete required formalities as and when asked for and comply with the terms and

2 Details of Apartment Apartment No. Floor(s) No. Size of Apartment(s) (Sft) Facing / Side Your Portion of Land Flat Type Car Park(s) Taken Other Facilities (Specify) Do you intend to rent out the property? Yes No Expected Monthly Rent (if to be rented) Loan Tenure Requested For: Moratorium Period: B. FINANCING PLAN Requirement of Funds Sources of Funds a) Purchase Price/Estimated Cost Tk. a) Amount Spent/Paid Tk. b) Registration Cost Tk. b) Loan Requested from OBL Tk. c) Other Cost (please specify) c) Balance Amount Tk. I. Tk. II. Tk. III. Tk. Total Fund Required (a+b+c) Tk. Total Planned Funds (a+b+c) Tk. C1. APPLICANT S INFORMATION Applicant's Signature Joint Applicant's Signature Page 2 of 9

Yes No Expected Monthly Rent (if to be rented) Loan Tenure Requested For: Moratorium Period: B.

3 Mother s Name : Present Address : Permanent Address : Employment Category : Salaried Personnel Nature of Business: Total Experience: Address : Previous Employer s/organization Name: C2. JOINT APPLICANT S INFORMATION Relationship with Applicant Applicant's Signature Joint Applicant's Signature Page 3 of 9

4 Mother s Name : Present Address : Permanent Address : Employment Category : Salaried Personnel Nature of Business: Total Experience: Address : Previous Employer s/organization Name: C3. APPLICANT S SPOUSE INFORMATION Applicant's Signature Joint Applicant's Signature Page 4 of 9

Address : Previous Employer s/organization Name: C3.

5 Mother s Name : Present Address : Permanent Address : Employment Category : Salaried Personnel Nature of Business: Total Experience: Address : Previous Employer s/organization Name: For Spouse Guarantor Only: I declare that I have read and understood the terms and conditions of Home Loan of ONE Bank Limited (the Bank ). I hereby agree to guarantee any credit facilities agreed to be granted or continued, or granted and continued, by the Bank. I shall notify the Bank immediately of any changes to any of the information stated in this application. Signature: Date: Signature Verified by Applicant: Applicant's Signature Joint Applicant's Signature Page 5 of 9

I hereby agree to guarantee any credit facilities agreed to be granted or continued, or granted and continued, by the Bank.

6 C4. JOINT APPLICANT S SPOUSE INFORMATION Mother s Name : Present Address : Permanent Address : Employment Category : Salaried Personnel Nature of Business: Total Experience: Address : Applicant's Signature Joint Applicant's Signature Page 6 of 9

Salaried Personnel Nature of Business: Total Experience:

7 Previous Employer s/organization Name: For Joint Spouse Guarantor Only: I declare that I have read and understood the terms and conditions of Home Loan of ONE Bank Limited (the Bank ). I hereby agree to guarantee any credit facilities agreed to be granted or continued, or granted and continued, by the Bank. I shall notify the Bank immediately of any changes to any of the information stated in this application. Signature: Date: Signature Verified by Applicant: C5. GUARANTOR S INFORMATION Relationship with Applicant Mother s Name : Present Address : Permanent Address : Applicant's Signature Joint Applicant's Signature Page 7 of 9

I shall notify the Bank immediately of any changes to any of the information stated in this application. Signature: Date: Signature Verified by Applicant: C5.

8 Employment Category : Salaried Personnel Nature of Business: Total Experience: Address : Previous Employer s/organization Name: For Guarantor Only: I declare that I have read and understood the terms and conditions of Home Loan of ONE Bank Limited (the Bank ). I hereby agree to guarantee any credit facilities agreed to be granted or continued, or granted and continued, by the Bank. I shall notify the Bank immediately of any changes to any of the information stated in this application. Signature: Date: Signature Verified by Applicant: D. REFERENCE Name of Referee 1 : Relationship : Occupation: Service Self-employed Business Other Name of Organisation :_ Designation: Residence Address : Telephone : Home: Office: Mobile: Name of Referee 1 : Relationship : Occupation: Service Self-employed Business Other Name of Organisation :_ Designation: Residence Address : Telephone : Home: Office: Mobile: Applicant's Signature Joint Applicant's Signature Page 8 of 9

9 E. DECLARATION & SIGNATURE I/We have read and understood the terms and conditions under which this application is being submitted, and shall abide by its term and conditions as stated and as amended from time to time and to such terms and conditions made applicable to the loan by ONE Bank Limited (the Bank ) at any time, without any prior notice or without my/our consent. I/We authorize the Bank to debit my/our account(s) with the Bank and appropriate amounts for payment of monthly installments and for interest and of any amount payable in relation to the loan, until the loan is repaid to the satisfaction of the Bank. I/We undertake to provide sufficient funds in my/our account(s) with the Bank for such loans. I/We have declared all my existing indebtedness of whatever nature and guarantees, and I/We will not without the prior written approval of the Bank incur any indebtedness whatsoever in addition to the said indebtedness and the loan or give a guarantee or by standing surety for payment of money by any person. I further declare that there are no legal or arbitration proceedings involving or relating in any way to me/us not threatened or likely before any judicial or quasijudicial or other body, which has or may in any material way affect my financial condition, wealth or assets. I/We hereby also declare, confirm and undertake that I/We have not defaulted on any loans in the past, neither is my/our name in the defaulters list of Bangladesh Bank. All costs and expenses incurred in relation to the loan shall be on my/our account and I/we shall indemnify the Bank against and for all claims, demands, actions, suits, proceedings, costs, expenses, fees and damages in relation to the loan, including legal fees and expenses. The loan shall become due and repayable immediately if in the opinion of the Bank I/we have failed to comply with any of the terms and conditions of the loan made applicable by the Bank from time to time, or if my employment ceased for any reason or on my death or insolvency or other reasons specified by the Bank. From the date of such event(s), amounts outstanding will bear interest rate(s) as determined by the Bank from time to time compounded on such periods as determined by the Bank until settlement of all amounts payable in relation to the loan to the satisfaction of the Bank. I/We acknowledge that the availability of the loan is at the discretion of the Bank, on such terms and conditions as the Bank may from time to time or at any time require without prior notice or without my/our consent. I/We hereby confirm that the loan obtained by me/us will not be utilized/used for any purpose which is considered illegal or immoral by the law of the land. I/We hereby declare that all the information provided by me/us in this application is true, complete and correct and that I/We have not concealed any material information. (Verified by Bank Official) Signature of the Principal Applicant with date (Verified by Bank Official) Signature of the Joint Applicant with date Applicant's Signature Joint Applicant's Signature Page 9 of 9

I/We authorize the Bank to debit my/our account(s) with the Bank and appropriate amounts for payment of monthly installments and for interest and of any amount payable in relation to the loan, until

APPLICATION FOR HOME LOAN

APPLICATION FOR HOME LOAN Please affix photograph(s) 1 copy PP size photograph of the Applicant 1 copy PP size photograph of the Co-Applicant Particulars Applicant Co-Applicant Please note that the column above titled applicant