Monthly Budget Worksheet Current
|
|
- Irene Myrtle Hopkins
- 8 years ago
- Views:
Transcription
1 Monthly Budget Worksheet Current Current Review current pay stubs, checkbooks, credit card and bank statements, and write down how much is made and how much is spent currently each week, month and/or year. Income Per Month Witholdings Per Month Salary $ Federal Tax $ Salary $ State Tax $ Commissions $ Social Sec/Medicare $ Social Security $ Other $ Other $ Total Income $ Other $ Total Withholdings $ Other $ SPENDABLE INCOME $ A must expense is something you must pay each month. MUST Expenses Per Month Per Month Home Mortgage/Rent $ Insurance Life $ Property Tax $ Disability $ Insurance $ Liability $ Electric/Gas $ Other $ Water/Sewer $ Debts Credit Card #1 $ Telephone $ Credit Card #2 $ Maintenance $ Other $ Other $ Other $ Car Loan Payment $ Savings Emergency $ Insurance $ Retirement $ Gas/Oil $ Other $ Maintenance $ Daily Groceries $ Other $ Child Care $ Medical Insurance $ Other $ Doctor/Dentist $ Other $ Prescriptions $ Other Miscellaneous $ Other $ Miscellaneous $ Other Miscellaneous $ TOTAL MUSTS $
2 Monthly Budget Worksheet (Cont d) Current A want expense is something that makes life better but isn t truly necessary. You can be flexible some people would say charity or pets are musts but don t put everything you like into the must list. WANT Expenses Per Month Per Month Cable TV $ Gifts $ Dining Out $ Allowances $ Hobbies/Clubs $ Other $ Vacation $ Other $ Pet Care $ Other $ Charity $ TOTAL WANTS $ If expenses are greater than income, changes need to be made - starting with a new spending plan. Spendable Income $ Less TOTAL MUSTS & TOTAL WANTS $ MONTHLY SURPLUS OR DEFICIT $
3 Monthly Budget Worksheet Future Future write down where there is a desire to direct spending cut back on what s not important so that more spending can be focused on what s important. Do this periodically, especially when the financial situation changes. Income Per Month Witholdings Per Month Salary $ Federal Tax $ Salary $ State Tax $ Commissions $ Social Sec/Medicare $ Social Security $ Other $ Other $ Total Income $ Other $ Total Withholdings $ Other $ SPENDABLE INCOME $ Must expenses are difficult to eliminate, but they may be able to be reduced. A different insurer or a smaller house may help, but these are big decisions that require care. Getting rid of debt does have a dramatic impact. MUST Expenses Per Month Per Month Home Mortgage/Rent $ Insurance Life $ Property Tax $ Disability $ Insurance $ Liability $ Electric/Gas $ Other $ Water/Sewer $ Debts Credit Card $ Telephone $ Credit Card $ Maintenance $ Other $ Other $ Other $ Car Loan Payment $ Savings Emergency $ Insurance $ Retirement $ Gas/Oil $ Other $ Maintenance $ Daily Groceries $ Other $ Child Care $ Medical Insurance $ Other $ Doctor/Dentist $ Other $ Prescriptions $ Other Miscellaneous $ Other $ Miscellaneous $ Other Miscellaneous $ TOTAL MUSTS $
4 Monthly Budget Worksheet (Cont d) Future Not all wants are bad things it s just prudent to be selective. It s also best to be prepared to reduce those items that aren t important when and if the need arises. WANT Expenses Per Month Per Month Cable TV $ Gifts $ Dining Out $ Allowances $ Hobbies/Clubs $ Other $ Vacation $ Other $ Pet Care $ Other $ Charity $ TOTAL WANTS $ If expenses are greater than income, changes needs to be made! Spendable Income $ Less TOTAL MUSTS & TOTAL WANTS $ MONTHLY SURPLUS OR DEFICIT $
5 Net Worth Worksheet Financial Assets Owner Additions/Year (Annual Contribution) Checking Account #1 Individual: #1 #2 $ $ Checking Account #2 Individual: #1 #2 $ $ Bank Savings/Deposits Individual: #1 #2 $ $ CDs Individual: #1 #2 $ $ Brokerage Account #1 Individual: #1 #2 $ $ Brokerage Account #2 Individual: #1 #2 $ $ Current Value Total Financial Assets $ $ Retirement Assets Owner Additions/Year (Annual Contribution) 401K #1 Individual: #1 #2 $ $ 401K #2 Individual: #1 #2 $ $ IRA #1 Individual: #1 #2 $ $ IRA #2 Individual: #1 #2 $ $ Roth IRA #1 Individual: #1 #2 $ $ Roth IRA #2 Individual: #1 #2 $ $ Annuity Assets* Individual: #1 #2 $ $ Current Value Total Retirement Assets $ $ Other Assets Owner Current Value Residence Individual: #1 #2 Joint $ Business Individual: #1 #2 Joint $ Other: Individual: #1 #2 Joint $ Other: Individual: #1 #2 Joint $ Other: Individual: #1 #2 Joint $ Total Other Assets $
6 Net Worth Worksheet (Cont d) Short-Term Liabilities Owner Monthly Payments Current Balance Credit Card #1 Individual: #1 #2 $ $ Credit Card #2 Individual: #1 #2 $ $ Total Short-Term Liabilities $ $ Long-Term Liabilities Owner Monthly Payments Current Balance Mortgage Individual: #1 #2 $ $ Auto Loan #1 Individual: #1 #2 $ $ Auto Loan #2 Individual: #1 #2 $ $ Business Loan Individual: #1 #2 $ $ Total Long-Term Liabilities $ $ Total Assets (Financial + Retirement + Other Assets) $ Total Liabilities (Debt) (Short-Term + Long Term Liabilities) $ Net Worth (Total Assets Total Liabilities) $
REAL LIFE 101: Financial Tips for Graduating Students
REAL LIFE Financial Tips for Graduating Students 190 High Street, Suite 5 Boston, MA 02110-3031 Helpline: 800.426.1234 Business: 617.426.4554 TTY: 617.426.1855 Fax: 617.426.4555 email: gambling@aol.com
More informationA financial statement captures a person s overall wealth at a specific point in time. In this lesson, students will:
PROJECT 3 CASH FLOW AND BALANCE SHEETS INSTRUCTOR OVERVIEW Financial statements are compilations of personal financial data that describe an individual s current financial condition. Financial statements
More informationA financial statement captures a person s overall wealth at a specific point in time. In this lesson, students will:
PROJECT 3 CASH FLOW AND BALANC E SHEETS INSTRUCTOR OVERVIEW Financial statements are compilations of personal financial data that describe an individual s current financial condition. Financial statements
More informationLifetime Income Financial Evaluation
Lifetime Income Financial Evaluation Client Name We will hold in the strictest confidence the information collected and entered in this document, other documents, and computerized software programs. We
More information1430 Broadway, Suite 1105 New York, NY 10018 212.944.4400 Fax: 212.944.1744 www.kramerfinancialgroup.com. Financial Inventory
Financial Inventory Financial Planning Retirement Planning Estate Planning Asset Management The financial planning process requires that a client s overall situation be fully understood before recommendations
More informationPlease Note. In today s session, your CalSTRS benefits specialist will guide you through the basics of financial literacy and retirement planning.
Please Note In today s session, your CalSTRS benefits specialist will guide you through the basics of financial literacy and retirement planning. All specialists have CalSTRS benefits knowledge and are
More informationBEACON FINANCIAL PLANNING, INC.
BEACON FINANCIAL PLANNING, INC. Offering comprehensive, fee-only financial planning and investment management Walter K. Herlihy, ChFC Chartered Financial Consultant Linda Gadkowski, CFP Certified Financial
More information60 minutes to change:
60 minutes to change: help improve your financial life in just nine pages PERSONAL FINANCE The four stages of your financial life You must progress. But when it comes to money, progression is often mistaken
More informationClient Checklist. local tax withholding, retirement contributions, benefits, Tax Planning.
Client Checklist We request you provide the following information in order to establish your financial goals and objectives and to support our analysis and calculations. Every item has its purpose as annotated.
More informationBuilding Your Future. Basics in Budgeting. in BLOG. Extraco Banks is a Member FDIC.
Building Your Future Basics in Budgeting Extraco Banks is a Member FDIC. f in BLOG TABLE OF CONTENTS DEBT Assessment WEALTH What is wealth? Net worth BUDGET Financial goals Budget worksheet INVEST Types
More informationPERSONAL WEALTH DEVELOPMENT QUESTIONNAIRE
PERSONAL WEALTH DEVELOPMENT QUESTIONNAIRE Canby Financial Advisors, LLC 161 Worcester Road, Suite 408 Framingham, MA 01701 Phone 508-598-1082 Fax 508-598-1087 www.canbyfinancial.com Securities and some
More informationPersonal Information - Client - Page 1. Employment. Education. Military Service. Children & Dependents
Personal Information - Client - Page Date Mr. Mrs. Ms. First Name M.I. Last Name Birth Date Age S.S. Number Street Address City/Town Home Phone Cell Phone State/Zip Fax Email Address Employment Occupation
More informationPersonal Financial Statements
Personal Financial Statements Overview Personal financial statements provide a summary of an individual s financial situation. The most commonly used financial statements are the Net Worth Statement and
More information$ Set Up a Spending Plan $
$ Set Up a Spending Plan $ Setting up a spending plan includes: Figuring out your average monthly income Identifying financial goals Keeping track of your average monthly living expenses Figure out your
More informationCONSUMER TIPS FOR WORKING DIRECTLY WITH YOUR LENDER ON A LOAN MODIFICATION
FAQ s: CONSUMER TIPS FOR WORKING DIRECTLY WITH YOUR LENDER ON A LOAN MODIFICATION Important advice to anyone planning to contact their lender directly for a loan modification: The key here is to be tenacious.
More informationEffective Strategies for Personal Money Management
Effective Strategies for Personal Money Management The key to successful money management is developing and following a personal financial plan. Research has shown that people with a financial plan tend
More informationTax Resolution Underwriting Worksheet
Tax Resolution Underwriting Worksheet Office: Tax Consultant: Date: Personal Information Spouse info Taxpayer's name DOB SSN Filing Status (SINGLE, JOINTLY, SEPARATELY) Address Home Phone Number Cell Phone
More informationEDUCATIONAL BENEFITS GROUP Providing solutions to make college an affordable reality. Cash Flow Planning for College & Retirement
EDUCATIONAL BENEFITS GROUP Providing solutions to make college an affordable reality Cash Flow Planning for College & Retirement Table of Contents Cash Flow Planning for College & Retirement Introduction
More informationIncome Sources Recap Jot down your streams of income, even if it s just a trickle right now.
Income Sources Recap Jot down your streams of income, even if it s just a trickle right now. Money s fun. If you ve got some. You ve got money coming in from somewhere, right? Then write it down. This
More informationFinancial Planning Questionnaire
Please fill out this questionnaire as accurately and completely as possible. In some cases, a statement from your bank, broker/custodian, mutual fund company, etc. will suffice. Complete only those sections
More informationFINANCIAL SUPPORT INVENTORY: Needs and Wants Budget
FINANCIAL SUPPORT INVENTORY: Needs and Wants Budget Willard F. Harley, Jr. 1992 Name Date This budget is designed to help clarify the need for financial support. The spouse with this need is to complete
More informationFinancial planning data and information requests
A Financial Planning Workbook for Clients Financial planning data and information requests MML Investors Services, LLC Name Name Advisor Date This workbook is designed to assist you with the gathering
More informationMoney Basics: Spending, Borrowing and Saving It
Money Basics: Spending, Borrowing and Saving It Training Program Participant Packet Presented by CLC Incorporated 4170 Douglas Blvd. Granite Bay CA 95746 (800) 541-9701 1 CLC Incorporated Presents Money
More informationACCOMPLISHING YOUR FINANCIAL MISSION
ACCOMPLISHING YOUR FINANCIAL MISSION HELPING YOU TAKE CONTROL OF YOUR FINANCIAL LIFE. FINANCIAL TIPS FOR FAMILIES OF ACTIVATED MILITARY PERSONNEL Reservist and National Guard families whose loved ones
More informationLIFE PLANNING GUIDE Investment Centers of America, Inc.
Rep: Craig Prudhomme (N22) Phone # LIFE PLANNING GUIDE Date: Updated: PART I Personal Information & Results from Dialogue Date of Birth (Age) Occupation Address Family Members included in the Planning
More informationRetirement Income Planning Worksheet
Retirement Income Planning Worksheet Build a comprehensive plan A straightforward resource to help gather the data you need Use this simple worksheet to get started on your retirement income plan Your
More informationList any past due bills provide account balance and status, i.e., in collections, charged off, etc.
Dear Workshop Participant (s): Welcome to the Increasing Your Cash Flow workshop! I am looking forward to working with you as we explore ways to improve your current financial situation and secure your
More informationBudgeting Made Easy Simple Step-by-Step Instructions to Help You Build an Accurate Household Budget
Budgeting Made Easy Simple Step-by-Step Instructions to Help You Build an Accurate Household Budget Why Budget? Staying in control of your finances is tough, but it s even harder when you try to keep everything
More informationSTART HERE: Bank On Blog: www.bankonhamptonroads.com. Financial Empowerment. Mayor's Action Challenge. Financial Education. Affordable Housing
Financial Empowerment Mayor's Action Challenge Financial Education Savings Income/Tax Affordable Housing Bank On Virginia Beach Virginia Saves Volunteer Income Tax Assistance VIDA Financial Planning Day
More informationYour Retirement Lifestyle Workbook
Your Retirement Lifestyle Workbook Purpose of This Workbook This workbook is designed to help you collect and organize the information needed to develop your Retirement Lifestyle Plan, and will include
More informationSwitch to MAKE THE. We make the switch easy!
MAKE THE Switch to We make the switch easy! 3 Switch Kit Checklist 3 Direct Deposit Information Sheet 3 Authorization to Change Automatic Payments 3 Automatic Payment & Deposit Checklist 3 Account Closure
More informationSaving And Investing for Life. This publication is made possible by a grant from FINRA Investor Education Foundation.
Saving And Investing for Life This publication is made possible by a grant from FINRA Investor Education Foundation. Debt: How Much is Too Much? Are you carrying too much debt? Is it good debt or bad debt?
More informationYOUR PERSONAL FINANCIAL ORGANIZER
YOUR PERSONAL FINANCIAL ORGANIZER WHAT'S INSIDE INTRODUCTION: UNDERSTANDING YOUR FINANCIAL ORGANIZER...1 I. FIGURING YOUR FINANCES...2 Net Worth Analysis...2 Cash Flow Analysis...4 II. GOALS, PRODUCTS
More informationINSERT SECTION DAILY EXPENDITURES TRACKING SHEETS EXPENSE WORKSHEET INCOME WORKSHEET
INSERT SECTION DAILY EXPENDITURES TRACKING SHEETS EXPENSE WORKSHEET INCOME WORKSHEET U N D E R S T A N D I N G M O N E Y A N D C R E D I T R E F E R E N C E G U I D E 17 Record Of Daily Expenditures MONTH
More informationUnderstand the relationship between financial plans and statements.
#2 Budget Development Your Financial Statements and Plans Learning Goals Understand the relationship between financial plans and statements. Prepare a personal balance sheet. Generate a personal income
More informationYour Retirement Lifestyle Workbook
Your Retirement Lifestyle Workbook Purpose of This Workbook This workbook is designed to help you collect and organize the information needed to develop your Retirement Lifestyle Plan, and will include
More informationThe Newlywed s Guide. To Budgeting
The Newlywed s Guide To Budgeting How to create and manage a budget for your new life together. Congratulations! Whether you re about to be married or have been married for a few years now, I m glad that
More informationCompromise Application
Compromise Application Before we will consider accepting less than the full amount due, we must receive all of the information requested below. Your documentation will be reviewed and verified. A Revenue
More informationPRELIMINARY FACT FINDER
CLIENT INFORMATION Family Information Client Spouse Full Name (First, MI, Last) Date of Birth (MM/DD/YYYY) Social Security # Drivers License # / State Address City / State / Zip Home Phone # Business Phone
More informationMaking a Budget and Sticking to It
Budgeting and money management Making a Budget and Sticking to It Do you cringe when you hear the word budget? Sure, a budget involves a bit of work on your part, but the payoff is financial discipline
More informationBasics of a Special Needs Trust
Tuesday, 2:30 4:00, C5 Basics of a Special Needs Trust Thomas Doyle 517-323-7366 tdoyle@doylelawpc.com Marc Merritt, CFP, CRPC, CSNA 517-324-4639 marc_merritt@ml.com Objectives: 1. Develop strategies for
More informationYour Financial Action Plan 1
FCS5204 1 Adapted by Josephine Turner and Michael Gutter 2 Overview Families today are faced with a financial puzzle. In addition to stretching their income from one paycheck to the next, they face the
More informationBudgeting: Managing Your Money with a Spending Plan
Budgeting: Managing Your Money with a Spending Plan Budgeting: Managing Your Money with a Spending Plan Are you making the best use of your money? Do you have a handle on how much comes in each month and
More information"People don't plan to fail, they fail to plan." Anonymous
Cash Flow Planning "People don't plan to fail, they fail to plan." Anonymous Cash Flow Planning Money is. You must do a written plan monthly. Bounced checks are a sign of crisis living and sloppy, lazy
More informationData Gathering Questionnaire
Data Gathering Questionnaire Personal Information Personal Information Name Date of Birth / / M F / / M F Employment Employed Retired Employed Retired Employment Income State of Residence Children and
More informationYour fiscal fitness review. Financial wellness tips, tools and checklists from TIAA-CREF
Your fiscal fitness review Financial wellness tips, tools and checklists from TIAA-CREF Keeping fiscally fit is more important than ever before No matter where you are in your life and career, chances
More informationQuick-Start Budget Your first budget! It s also the simplest, so you can relax now.
Quick-Start Budget Your first budget! It s also the simplest, so you can relax now. It s time to get your feet wet with budgeting. This form is only one page, but it will show you how much money you need
More informationYour fiscal fitness review. Financial wellness tips, tools and checklists from TIAA-CREF
Your fiscal fitness review Financial wellness tips, tools and checklists from TIAA-CREF Keeping fiscally fit is more important than ever before. No matter where you are in your life and career, chances
More informationESTATE PLANNING WORKSHEET
ESTATE PLANNING WORKSHEET Please complete the following worksheet and mail it to my office prior to our initial meeting, or e-mail it, or bring it with you. At the end of the worksheet is a list of documents
More informationIN THE SUPERIOR COURT FOR THE COUNTY OF STATE OF GEORGIA. case No. DOMESTIC RELATIONS FINANCIAL AFFIDAVIT
IN THE SUPERIOR COURT FOR THE COUNTY OF STATE OF GEORGIA Plaintiff v case No. Defendant DOMESTIC RELATIONS FINANCIAL AFFIDAVIT Section 1 Affiant's Name Spouse's Name Date of Marriage Age Age Date of Separation
More informationFinancial Goal Setting Worksheet
Financial Goal Setting Worksheet SMART goals are.. Specific states exactly what is to be achieved. Measurable the dollar amount needed is included in the goal. Attainable determine how a goal can be reached.
More informationFinancial Planning Worksheet
Financial Planning Worksheet Date SSN Rate Name Age Pay Grade Yrs. in Svc. Date Reported/PRD (Transfer) Marital Status Spouse s Name Age Spouse s Place of Employment Number of Children and Ages Home Address
More informationSusan & David Example
Personal Financial Analysis for Susan & David Example Asset Advisors Example, LLC A Registered Investment Advisor 2430 NW Professional Drive Corvallis, OR 97330 877-421-9815 www.moneytree.com IMPORTANT:
More informationSAVING TO ACHIEVE YOUR GOALS
SAVING TO ACHIEVE YOUR GOALS Saving to Achieve Your Goals Table of Contents Saving Points to Ponder 1 Set Goals to Guide You 2 Budgeting Basics and Assumptions 4 Saving Begins with Budgeting 5 Annual Budget
More informationFinancial planning. Financial planning. Financial goals
Financial planning Where are you now? How d you get there? Where do you want to be? How re you going to get there? Financial planning Process of developing and implementing a coordinated series of strategies
More informationMoney Management & Savings Basics
Money Management & Savings Basics Financial Education Taking the first step is always the hardest. Many workers want to learn more about financial planning and budgeting, but they don t know where to start,
More informationIn Preparation for Our First Meeting. In our first visit with you there are two objectives. Overview Questionnaire
In our first visit with you there are two objectives 1. You need to learn about us so you can decide if we are the right financial advisor for you. We want to make sure that you understand what we do,
More informationBorrower Assistance Package
Borrower Assistance Package In order for us to properly evaluate your request for assistance with your mortgage loan or home equity loan, you must complete the enclosed forms and return it promptly to
More informationMake the Switch. Make the switch to Two Rivers Bank & Trust. You ll be glad you did! We ve included everything you ll need for a seamless switch...
Make the Switch Make the switch to Two Rivers Bank & Trust. You ll be glad you did! We ve included everything you ll need for a seamless switch... Switch Kit Checklist Direct Deposit Transfer Letter Automatic
More informationpersonal financial planning interview questionnaire
name: name: Financial advisor s name: Tony Novak, Freedom Benefits, 800-609-0683 Date of interview: Documents reviewed: Tax returns Liability insurance policies Medical insurance policies Life insurance
More informationTHE ABC S OF VEHICLE FINANCING CURRICULUM. Counting Your Money
Counting Your Money Section Objectives Counting your money and managing your money wisely is the most important part of your trip on the road to personal financial success. It is a critical step in achieving
More informationFinancial Planning for Physicians
Financial Planning for Physicians Harvard Medical School March 20, 2014 Presented by: Richard Sentnor 1 Introductions 8th year speaking at Harvard Focus: Residency to retirement Doctors all around the
More informationFinancial Planning Review Prepared for Mark & Maria Green
Financial Planning Review Prepared for Mark & Maria Green Prepared by: Lynne Myles PlanPlus Page 1 May 29, 2014 Table of Contents Financial Planning Review Process... 3 Your Planning Scorecard... 4 Net
More informationPERSONAL FINANCIAL ORGANIZER
PERSONAL FINANCIAL ORGANIZER SENIOR SOLUTIONS OF AMERICA, INC. www.todaysseniors.com COPYRIGHT 2007 SENIOR SOLUTIONS OF AMERICA, INC. ALL RIGHTS RESERVED. ORGANIZING YOUR PERSONAL FINANCES Are your financial
More informationCONTENTS. Not FDIC Insured May Lose Value Not Bank Guaranteed
GettinG Your Financial House in order A Step-by-Step Guide CONTENTS 1 Plan for Your Future Today 2 Step 1 Assess Where You Are Today Planning Worksheets 4 Your Net Worth 5 Your Cash Flow 6 Step 2 Decide
More informationFINANCIAL PLANNING QUESTIONNAIRE
Client Information: Client Co-client Full Name Date of Birth Address City/State/ZIP Phone (Home) Phone (Cell) Email FINANCIAL PLANNING QUESTIONNAIRE Advisors Financial Advisor Accountant Lawyer Insurance
More informationYour Budget. Blueprint. www.cccsnid.org. 1113 Main Street - P.O. Box 1105 Lewiston, ID 83501
Your Budget Blueprint www.cccsnid.org 1113 Main Street - P.O. Box 1105 Lewiston, ID 83501 Planning Goals and Objectives There are few places where planning is more necessary than in our financial lives.
More informationPersonal Financial Planning Questionnaire
Part I: Personal and Family Information 1. Your General Information Your Full Name Your Date of Birth Your Place of Birth Your State of Residency s Full Name s Date of Birth s Place of Birth s State of
More informationFINANCIAL OVERVIEW. Registered Investment Advisors Since 1983. Trusted Financial, Tax and Estate Planning
FINANCIAL OVERVIEW Registered Investment Advisors Since 1983 Trusted Financial, Tax and Estate Planning For more regarding our planning services, please give us a call, send us an email or visit our website,
More informationWELCOME TO THE FAMILY!
WELCOME TO THE FAMILY! Thank you for choosing Fulton Bank. Enclosed you will find everything you need to switch your deposit accounts from your current financial institution to Fulton Bank. Switch your
More informationKENT FAMILY FINANCES
FACTS KENT FAMILY FINANCES Ken and Kendra Kent have been married twelve years and have twin 4-year-old sons. Kendra earns $78,000 as a Walmart assistant manager and Ken is a stay-at-home dad. They give
More informationCouples Dual Questionnaire
Investor Profile Questionnaire Your responses will help us recommend a custom investment program tailored to your needs. Clients names How did you hear about us? Are you: Married Single Please complete
More informationKelli A. Adams, EA, CFP Counselor kadams@gwwade.com Meg Welborn, JD Associate Counselor mwelborn@gwwade.com
Kelli A. Adams, EA, CFP Counselor kadams@gwwade.com Meg Welborn, JD Associate Counselor mwelborn@gwwade.com GW & Wade provides a comprehensive array of financial services to address your unique financial
More informationFarm & Family Connections: Taking Control of Farm-Family Living Expenses. Farm-Family Financial Challenges
Farm Business Management for the 21st Century ID-238 Farm & Family Connections: Taking Control of Farm-Family Living Expenses Department of Consumer Sciences and Retailing Calculating how much is spent
More informationFinancial Needs Analysis. Frank and Kathy Sample-Accumulator Hartford, Connecticut
Financial Needs Analysis Frank and Kathy Sample-Accumulator Hartford, Connecticut PREPARED BY: JANET LERNER, CFP - LERNER, STEVENSON & ASSOC. JUNE 8, 2012 Table of Contents Introduction... 4 Net Worth...
More informationWill you have enough income in retirement?
INCOME PLANNING WORKSHEET Will you have enough income in retirement? This worksheet has been designed to help you get a rough idea of how your income will compare with expenses in retirement, including
More information234 Kinderkamack Road Oradell, NJ 07649 201.262.1040
Financial Planning Organizer 234 Kinderkamack Road Oradell, NJ 07649 201.262.1040 www.tfgllc.com Personal Data Summary Date Prepared / / Client Spouse 1. Full Name Social Security # Date of Birth / / /
More informationFinancial Considerations The balance sheet is a listing of all assets (what is owned), liabilities or debt, and net worth at a certain point in time.
How do I determine ahead of time that my farm business arrangement can achieve the financial performance adequate to satisfy everyone involved? In cases where an existing business will not be substantially
More informationBenefits. Get you started. Prepare you for the 1 st of 3 Financial Hotspots. Create strong habits now to last a lifetime
Introductions 10 th year speaking at Harvard Focus: Residency to retirement Doctors all around the united states Specialty: financial literacy for new professionals Work as part of a team Session Goals
More informationVertex Wealth Management LLC 10/22/2013
Vertex Wealth Management LLC Michael J. Aluotto, CRPC President Private Wealth Manager 1325 Franklin Ave., Ste. 335 Garden City, NY 11530 516-294-8200 mjaluotto@1stallied.com Retirement Basics 10/22/2013
More informationAssets and Liabilities Worksheet
Assets and Liabilities Worksheet 1. Print this worksheet. 2. Enter the details about your assets and liabilities. 3. copies for your family, attorney, and financial agents. 4. Keep this worksheet in your
More informationThe cornerstone of retirement
Your Financial Action Plan for Retirement The cornerstone of retirement planning is financial planning. Planning allows you more satisfaction and security in retirement. Many people avoid thinking seriously
More informationAlexander Financial Planning, Inc. Registered Investment Adviser
DATA GATHERING FORM Alexander Financial Planning, Inc. Registered Investment Adviser 1621 W. First Avenue Grandview Heights, Ohio 43212 614.538.1600 fax: 614.824.4865 www.alexanderfinancialplanning.com
More informationFinancial Literacy Course Outline Maryland, USA
Financial Literacy Course Outline UNIT 1 INCOME AND PURCHASING The purpose of this unit is to develop the concepts of income and purchasing. Class discussions should include gross versus net pay, buying
More informationInitial Data Gathering Workbook
Initial Data Gathering Workbook Client Name: Date returned from client: / / Version 06.10 1 Overview This worksheet is designed to help you gather the required information for your customized financial
More informationBankFirst Mortgage Services
BankFirst Mortgage Services Thank you for taking the time to educate yourself on your new mortgage loan. We understand that it is a difficult process for new home buyers. We ll be happy to answer any question
More informationPreparing Family Net Worth and Income Statements
Family and Consumer Sciences FSFCS49 Preparing Family Net Worth and Income Statements Laura Connerly Instructor - Family Resource Management Arkansas Is Our Campus Visit our web site at: http://www.uaex.edu
More informationNames of all Co-owners w/ Address (if different)
Foreclosure Prevention Intake Form I. CLIENT INFORMATION Date: Name(s) Address Home Phone Work Phone Best Times to Reach Marital Status Spouse (if any) Children (names and ages) Others in Household: II.
More informationFinancial Planning Worksheet
Financial Planning Worksheet Date SSN Rate Name Age Pay Grade Yrs. in Svc. Date Reported/PRD (Transfer) Marital Status Spouse s Name Age Spouse s Place of Employment Number of Children and Ages Home Address
More informationSelf-Service Center CONSERVATORSHIP. INSTRUCTIONS for the AMENDED BUDGET
Self-Service Center CONSERVATORSHIP INSTRUCTIONS for the AMENDED BUDGET I. GENERAL INFORMATION A. WHO should file the AMENDED BUDGET? The Conservator or Guardian/Conservator responsible for the protected
More informationPROJECT-BASED LEARNING FOR THE PERSONAL FINANCE CLASSROOM
MAKING FINANCE PERSONAL PROJECT-BASED LEARNING FOR THE PERSONAL FINANCE CLASSROOM BY JULIE KORNEGAY TABLE OF CONTENTS Introduction... 3 Project-Based Learning for the Personal Finance Classroom... 3 Personal
More informationFinancial Checkup. Use this Checkup to: Get Organized Identify the Gaps in Your Financial Life Work More Effectively With Your Financial Advisor
Financial Use this to: Get Organized Identify the Gaps in Your Financial Life Work More Effectively With Your Financial Advisor Table of Contents Financial Topics: Page Investments General......................................
More informationELDER LAW. PLANNING QUESTIONNAIRE (Married) PART A: PERSONAL INFORMATION
Page 1 of 6 ELDER LAW PLANNING QUESTIONNAIRE (Married) Date Home Phone Business Phone PART A: PERSONAL INFORMATION CLIENT HUSBAND: Full Name Birth Date Social Security Number Street Address City Zip U.S.
More informationBanking and Credit Card Info
Banking and Credit Card Info Digital Media or File Company Login Name Password Security Questions/Answers(?) What to do with Who should Access the Information? Beneficiary of Info? Bank s - Checking Savings
More informationDIVORCE & MADE EASY:
DIVORCE & YOUR B U D GCREDIT E T I N G MADE EASY: WHAT YOU NEED TO KNOW A free publication provided by Consolidated Credit Counseling Services of Canada, Inc. This complimentary a registered publication
More informationSetting Financial Goals
Setting Financial Goals Short Term Goals - Less than 1 year Number of s to Each for Note: Short-term goals you'll set and accomplish within one year. Goals can include birthday gifts, holiday gifts. Taking
More informationPERSONAL FINANCIAL STATEMENT
PERSONAL FINANCIAL STATEMENT As of, 20 BUSINESS PLAN GUIDELINES Name: Residence Phone: Residence Address: City, State, Zip Code: Social Security Number: PERSONAL ASSETS PERSONAL LIABILITIES Cash in Bank
More informationHOME OWNER INFORMATION WORKSHEET
HOME OWNER INFORMATION WORKSHEET Homeowner (A) Homeowner (B) Homeowner (A) Street Address City State Zip Code Homeowner (B) Street Address City State Zip Code Property Address (if different) City State
More informationGENERAL INSTRUCTIONS FOR COMPLETING NRCP 16.2 FINANCIAL DISCLOSURE FORM (Remove These Instructions Before Filing Form)
GENERAL INSTRUCTIONS FOR COMPLETING NRCP 16.2 FINANCIAL DISCLOSURE FORM (Remove These Instructions Before Filing Form) 1. Nevada Rule of Civil Procedure 16.2 requires that this Financial Disclosure Form
More informationPERSONAL FINANCIAL WORKSHEET
PERSONAL FINANCIAL WORKSHEET This is NOT the Personal Financial Statement required for DBE certification and cannot be substituted for the mandatory Personal Financial Statement. This document is intended
More information