Business Services Guide to Products and Services

Size: px
Start display at page:

Download "Business Services Guide to Products and Services"

Transcription

1 Business Services Guide to Products and Services TM Where Life Comes Together

2 Welcome Delta Community Credit Union is a not-for-profit financial institution with greater than $4 billion in assets. We are a cooperative, owned and operated by our members, which is one of the things that distinguishes us from other financial institutions. Our mission is to take care of your financial needs by offering you service you can trust, a wide variety of products designed to meet your individual needs and a well-trained staff ready to work with you as you determine which products best fit your business needs. Delta Community Credit Union Business Services is distinguished by the convenience of multiple ways to connect with your money via well-located branches, robust online banking services and a knowledgeable, friendly staff a commitment to a relationship we work to earn the right to be your partner, not just your vendor our expertise in the area of financial solutions for businesses advice backed by the knowledge and experience that you need as your business grows the value of our business members you are more than an account number, you are our valued partner in the pursuit of mutual financial strength

3 Small Business Savings Products Build security for your business as it grows. Our Savings Accounts have nominal balance requirements and offer convenient access to your funds. Your savings deposits will earn competitive dividends which are paid monthly. Best of all, there is no monthly fee. Business Savings Account Earn competitive rates and enjoy convenient account access. $5 minimum deposit Interest-bearing account (tiered based on average daily balance) No monthly service fees Free, unlimited access to Online Banking with estatements Overdraft protection tool for checking Business Money Market Our Money Market Accounts earn competitive interest rates on short-term funds while giving you the access you need. The tiered rate structure offers higher returns for higher balances with no monthly fees. Interest-bearing account (tiered based on average daily balance) No monthly service fees No minimum deposit or balance required Access to Online Banking including estatements Up to six electronic withdrawals per month without penalty, including Online Banking, Audioline Transfers, Automated Clearing House (ACH), and Account to Account (A2A) non-check writing account

4 Small Business Checking Products Our Business Checking accounts are perfect for every business. With easy access to your cash from our branches, our online banking services, or the Delta Community Visa Business Check Card, we offer account choices that are right for your business. Value Checking This checking option is available with no monthly service fee when you maintain a low minimum balance. It gives you free, convenient access to your account and funds with a Visa Business Check Card and Online Banking. No monthly service fee with a minimum or average balance requirement 1 No charge for the first 100 combined transactions with a nominal $.10 charge for each transaction over 100 Free Delta Community Visa Business Check Card with Free Reward Points program where you can earn 1 point for every $3 spent on eligible transactions Unlimited use of thousands of surcharge-free ATMs Free access to Online Banking services including Online Bill Pay, estatements, ealerts and Mobile Banking Business Checking Our Business Checking option offers all of the benefits of our Value Checking Account with greater transaction flexibility and a tiered interest rate structure. Interest-bearing account (tiered based on average daily balance) No monthly service fee with a minimum or average balance requirement 2 No charge for the first 500 combined transactions with a nominal $.20 charge for each transaction over 500 Free Delta Community Visa Business Check Card with Free Reward Points program where you can earn 1 point for every $3 spent on eligible transactions Unlimited use of thousands of surcharge-free ATMs Free access to Online Banking services including Online Bill Pay, estatements, ealerts and Mobile Banking 1 $500 average daily balance, $5,000 deposit balance or combined deposit totaling $10,000 is required to waive $5 monthly service fee. 2 $750 average daily balance, $10,000 deposit balance or combined deposit totaling $20,000 required to waive $10 monthly service fee. PIN-based transactions do not accumulate points. No points are earned for purchase of travelers checks, balance transfers, interest or service charges, cash advances or ATM withdrawals. Questions as to what constitutes a qualifying transaction, as well as any exceptions, are at the sole discretion of Delta Community Credit Union.

5 Small Business Insurance Products Protect Your Business Assets with Members Insurance Advisors As a business owner or manager, you want to make sure you properly protect your company s assets. An important step in accomplishing this goal is to choose an insurance agency that understands your needs and is committed to ensuring your business is secure. Business Insurance Products Members Insurance Advisors, LLC, a subsidiary of Delta Community Credit Union, offers a variety of insurance products that help you protect your business including: Workers Compensation Business Auto Property and General Liability Bonds Management Liability Business Related Life Insurance Risk Management Services We also specialize in creating and implementing comprehensive risk management programs for small to mid-sized businesses. This service seeks to protect your company s assets by identifying, analyzing, mitigating and eliminating exposures throughout your organization. When we are unable to reduce or eliminate a particular risk, we attempt to transfer it contractually or through the use of insurance products. And, we ll monitor the risk management program on an ongoing basis so that your business remains strong. The best and least costly loss for your business is the one that never occurs. That s why we make it easy for you to access a high level of risk management expertise and to offer this service to you in the most cost effective way possible. A Trusted Partner For All Your Business Insurance Needs Members Insurance Advisors welcomes the opportunity to talk with you about how we can work together to ensure your business assets are protected in a way that s good for you - and your business. To learn more about business insurance, risk management services and other personal insurance products offered through Members Insurance Advisors, call or You can also visit us online at or send an to info@membersia.com.

6 Small Business Remote Banking Services Manage your finances anytime, anywhere with our free remote banking services. You ll have the peace of mind of knowing you can complete your account transactions safely and securely online. And, you ll hardly ever need to leave your home or business. Our electronic features include: Online Banking Enjoy 24/7 access to your account to view your account balances and loan information, transfer funds between accounts and pay your bills electronically with Online Bill Pay. estatements Escape the paper and stay on top of your account activity by receiving your statements electronically. estatements are totally FREE, and you ll receive your statements faster than U.S. Mail delivery. In addition, you ll be able to access all of your statement history. ealerts Receive timely and important account information via or by mobile phone. Customize your profile settings for any account to set up alerts that will notify you when there is a change to your account. Mobile Banking Take your accounts with you wherever you go. With our Mobile Banking service, you can check your balance, find the nearest branch or ATM, transfer funds and receive account updates via text messaging services. Small Business Merchant Services As you know, business doesn t work unless you have money coming in. That s why you want to make it as easy and convenient for your customers and clients to pay you as soon as possible. Delta Community offers many convenient payment options for you to choose from. We re sure you ll find the right payment acceptance system to fit your small businesses needs. Knowing each small business is unique, we ve partnered with a number of reputable and service-oriented merchant payment providers that offer tailored solutions and products to fit the needs of the small business owner. To find out more information about our partnered merchant payment providers, please call us at or

7 Get Started today Stop by any of our metro Atlanta branch locations for information or to open an account. Our Member Service Advisors are available to help you with selecting product and service options that will best suit your business needs. E N W Atlanta (Midtown) 80 Peachtree Place Atlanta, GA Atlanta (Hartsfield-Jackson Int l Airport) Hartsfield-Jackson Atlanta Int l Airport Atlanta, GA Atlanta (Virginia Avenue) 1025 Virginia Avenue Atlanta, GA Buford (Kroger) 3300 Hamilton Mill Road Buford, GA Canton (Kroger) 6766 Hickory Flat Highway Canton, GA Decatur 245 West Ponce De Leon Decatur, GA Duluth (Sugarloaf) 1980 Satellite Blvd., NW Duluth, GA Fayetteville (Summit Point) 140 Highway 92, South Fayetteville, GA E S Gainesville (Dawsonville Highway) Village Shoppes at Gainesville 891 Dawsonville Hwy, Suite 140 Gainesville, GA Johns Creek (McGinnis Ferry Road) 6700 McGinnis Ferry Road, NE Johns Creek, GA Marietta (Dallas Highway) 2627 Dallas Hwy., SW Marietta, GA Marietta (Johnson Ferry Road) 1205 Johnson Ferry Road, Suite 108 Marietta, GA Newnan (Highway 34 East) Newnan Branch 1825 Hwy. 34 East Newnan, GA Peachtree City (Braelinn Village) Braelinn Village Shopping Center 472 Crosstown Drive Peachtree City, GA Peachtree City (Wisdom Road) 315 Highway 74, North Peachtree City, GA Sandy Springs (Hammond Drive) 1100 Hammond Drive, Suite 100 Sandy Springs, GA Snellville (Kroger) Presidential Commons Shopping Center 1670 Scenic Hwy N. Snellville, GA Stockbridge (Eagles Landing) 285 Center Pointe Parkway Stockbridge, GA Stockbridge (Mt. Zion Parkway) 5006 Mt. Zion Parkway Stockbridge, GA Suwanee (Kroger) 2121 Lawrenceville- Suwanee Road Suwanee, GA Vinings (Cumberland Boulevard) 3250 Riverwood Parkway Atlanta, GA For hours of operation, please visit W N S E For more information contact us at business.services@deltacommunitycu.com or call us at

COBB COUNTY. A-1 Marietta DUI 341 Cobb Parkway South Marietta, GA 30060 (770) 434-4831

COBB COUNTY. A-1 Marietta DUI 341 Cobb Parkway South Marietta, GA 30060 (770) 434-4831 COBB COUNTY A-1 Marietta DUI 341 Cobb Parkway South Marietta, GA 30060 (770) 434-4831 A & A Alcohol or Drug Risk Reduction Program 5750 Mulberry Street, Suite F Austell, GA 30106 (770) 948-8687 A & A ALFA

More information

advice backed by our knowledge and experience Delta Community Credit Union Business Services distinguished by

advice backed by our knowledge and experience Delta Community Credit Union Business Services distinguished by Delta Community Credit Union is a financial institution with over $3.3 billion in assets. Delta Community Credit Union Business Services distinguished by We are a cooperative, owned and operated by our

More information

C O N V E R S I O N G U I D E

C O N V E R S I O N G U I D E CONVERSION GUIDE The Independent Way Independent Bank s origins extend back to 93 when it first formed a local bank to serve the needs of its community. Independent Bank pledges to deliver unparalleled

More information

products & services Building lifelong relationships one member at a time.

products & services Building lifelong relationships one member at a time. products & services Building lifelong relationships one member at a time. Joining CDC FCU For more than 60 years, CDC Federal Credit Union has been helping our members achieve their dreams with quality

More information

Personal and Business Checking and Savings Solutions

Personal and Business Checking and Savings Solutions 2015 Bank of Texas, a division of BOKF, NA. Member FDIC. Equal Housing Lender. TX CN 4000 Rev. 3/15 Personal and Business Checking and Savings Solutions Call our 24-Hour ExpressBank TABLE OF CONTENTS Personal

More information

CMA Affinity Program Offers

CMA Affinity Program Offers CMA Affinity Program Offers Union Bank is proud to partner with the California Medical Association to serve the unique financial needs of your practice, your staff, and yourself. We approach our customer

More information

C O N V E R S I O N G U I D E

C O N V E R S I O N G U I D E CONVERSION GUIDE The Independent Way The Independent Bank charter was founded in 93 by a group of businessmen who wanted to form a local bank to serve the needs of their community. Independent Bank pledges

More information

2014 Bank of Oklahoma, a division of BOKF, NA. Member FDIC. Equal Housing Lender.

2014 Bank of Oklahoma, a division of BOKF, NA. Member FDIC. Equal Housing Lender. 2014 Bank of Oklahoma, a division of BOKF, NA. Member FDIC. Equal Housing Lender. OK CN 4000 Rev. 11/14 Personal and Business Checking and Savings Solutions TABLE OF CONTENTS Personal Checking 02 Personal

More information

CONVERSION GUIDE. independent-bank.com

CONVERSION GUIDE. independent-bank.com CONVERSION GUIDE independent-bank.com The Independent Way Independent Bank s origins extend back to 93 when it first formed a local bank to serve the needs of its community. Independent Bank pledges to

More information

Business Accounts. Sole Proprietorship Partnership LLC C-Corp S-Corp Association* If incorporated, must be incorporated in the State of Florida.

Business Accounts. Sole Proprietorship Partnership LLC C-Corp S-Corp Association* If incorporated, must be incorporated in the State of Florida. Business Accounts Florida Telco Credit Union is proud to offer our members Business Accounts. This Business Account package is designed to give you a brief insight on what Florida Telco has to offer you.

More information

How To Pay A Tractor Trailer Price In An Atlanta

How To Pay A Tractor Trailer Price In An Atlanta FREIGHT FORCE, INC. (J & D TRUCKING) 560 ATLANTA SOUTH PKWY STE 600 COLLEGE PARK, GA 30349 ATL Effective 2/1/2014 Phone: (404) 366-9901 Emergency Phone: (678) 776-6403 Manager: Jim Gulrich Fax: (404) 366-9771

More information

Welcome to. Banking in your best interest. A HELPFUL GUIDE FOR GCF BANK CUSTOMERS

Welcome to. Banking in your best interest. A HELPFUL GUIDE FOR GCF BANK CUSTOMERS Welcome to Banking in your best interest. A HELPFUL GUIDE FOR GCF BANK CUSTOMERS Welcome to Investors Bank! We re So Pleased to Welcome Our GCF Bank Customers into the Investors Bank Family! As a loyal

More information

Service, value, and convenience for your business

Service, value, and convenience for your business Service, value, and convenience for your business Alaska USA for your business. It makes great business sense! To learn more about Business Checking Visit any branch Go to alaskausa.org Call (800) 525-9094

More information

simple. convenient. hassle-free. Local people. Local decisions. switch

simple. convenient. hassle-free. Local people. Local decisions. switch SWITCH KIT simple. convenient. hassle-free. Local people. Local decisions. CLICK TO switch Member FDIC/ Equal Housing Lender SIMPLE It s Easy To Switch Follow these simple steps to move your checking to

More information

Welcome to Broward HealthCare Federal Credit Union

Welcome to Broward HealthCare Federal Credit Union Welcome to Broward HealthCare Federal Credit Union what is a credit union? Credit Unions are member-owned cooperatives; in fact, that s why savings in a credit union are technically called shares. Unlike

More information

Facility Name Type Address 1 Address 2 City State Zip Diagnostic Atlanta Diagnostic Center

Facility Name Type Address 1 Address 2 City State Zip Diagnostic Atlanta Diagnostic Center Atlanta Center Imaging 720 Transit Ave Suite 201 Canton GA 30114 Atlanta Medical Center Atlanta Outpatient Peachtree Dunwoody Ctr ASC 5505 Peachtree Dunwoody Rd Suite 150 Macon GA 31217 Atlanta Outpatient

More information

TRANSITION GUIDE. Important Changes to Your Business Account. 800.901.8075 Member FDIC

TRANSITION GUIDE. Important Changes to Your Business Account. 800.901.8075 Member FDIC TRANSITION GUIDE Important Changes to Your Business Account For Essex Bank Business Customers transitioning to Community & Southern Bank 800.901.8075 Transition Guide for Your Services Page 3 4 5-10 11

More information

Checking Services (Share Draft Accounts)

Checking Services (Share Draft Accounts) Checking Services Checking Services (Share Draft Accounts) UCF FCU makes simple and convenient. Our accounts (called share draft accounts), offer flexible choices to access funds and make purchases - pay

More information

COMPARATIVE BALANCE SHEET Balances as of December 31, COMPARATIVE STATEMENT OF INCOME For the year ending December 31,

COMPARATIVE BALANCE SHEET Balances as of December 31, COMPARATIVE STATEMENT OF INCOME For the year ending December 31, COMPARATIVE BALANCE SHEET Balances as of December 31, ASSETS 2008 2007 Unsecured Loans 5,085,192 4,444,349 Mortgage/Home Equity Loans 11,949,860 10,429,249 New and Used Vehicle Loans 16,456,915 18,233,688

More information

Your First Choice in Financial Services A dependable resource for generations

Your First Choice in Financial Services A dependable resource for generations Your First Choice in Financial Services A dependable resource for generations America First Credit Union played an integral role in shaping the financial landscape of the West, and we are proud to provide

More information

E-SERVICES. Chicago Municipal Employees Credit Union

E-SERVICES. Chicago Municipal Employees Credit Union E-SERVICES Chicago Municipal Employees Credit Union CME@Home Chicago Municipal Employees Credit Union offers 24/7/365 access to your account information from your personal computer. Our online banking

More information

Choices BANKTENNESSEE

Choices BANKTENNESSEE Choices BANKTENNESSEE Choices Banking is personal again! You ve made a great decision to choose BankTennessee. We re known for our personal service and our dedication to making our customers lives better.

More information

Corestone Account Frequently Asked Questions

Corestone Account Frequently Asked Questions Corestone Account Frequently Asked Questions This document will help you answer the most frequently asked questions about Corestone Account. GENERAL... 2 OPERATIONS... 4 REWARDSUITE... 6 FEES... 9 As of

More information

ADAMSVILLE NATATORIUM. AGNES SCOTT COLLEGE 8 lanes Diving Meters

ADAMSVILLE NATATORIUM. AGNES SCOTT COLLEGE 8 lanes Diving Meters ADAMSVILLE NATATORIUM I-285 on the West side Exit 9 (Onto Martin Luther King Jr Dr) Left on MLK if coming from the east Stay in left hand lane Pool on left just past Phillips 66, behind black spiked fence

More information

Important Update to Your Deposit Account

Important Update to Your Deposit Account Important Update to Your Deposit Account Beginning February 12, 2012, U.S. Bank changed the way we post transactions to your deposit account to better align with the way you actually make those transactions.

More information

We Stand for the Prosperity of Our Members; We Stand for Unmatched Service; and We Stand for a Healthy Planet.

We Stand for the Prosperity of Our Members; We Stand for Unmatched Service; and We Stand for a Healthy Planet. About Georgia s Own Welcome to Georgia s Own Credit Union. We are a full service, not-for-profit financial institution founded in 1934. With more than 155,000 members and nearly $1.6 billion in assets,

More information

SMALL BUSINESS BANKING

SMALL BUSINESS BANKING SMALL BUSINESS BANKING for your business GET MORE FROM YOUR BANKING RELATIONSHIP We understand that there are no two businesses alike. In fact, in today s competitive environment, business owners have

More information

YOUNG PROFESSIONALS. Guide to Getting Started on the Right Financial Foot. Presented by:

YOUNG PROFESSIONALS. Guide to Getting Started on the Right Financial Foot. Presented by: YOUNG PROFESSIONALS Guide to Getting Started on the Right Financial Foot Presented by: 1 As a young professional, you know that the financial choices you make today can impact your future goals and lifestyle.

More information

Contact us! MATT Locations: Phone: Online: Direct Deposit Rate Update

Contact us! MATT Locations: Phone: Online: Direct Deposit Rate Update Savings Services Savings Services We ll Help You Reach Your Financial Goals Whether you re interested in short-term savings with immediate access to your funds or long-range investments with high earning

More information

Welcome Packet. The official merger date of ILWU-FSC FCU and ILWU Credit Union is February 1, 2016. 866.445.9828 www.iiwucu.org

Welcome Packet. The official merger date of ILWU-FSC FCU and ILWU Credit Union is February 1, 2016. 866.445.9828 www.iiwucu.org Welcome Packet The official merger date of ILWU-FSC FCU and ILWU Credit Union is February 1, 2016. Table of Contents Welcome to ILWU Credit Union page... 1 Important dates for you to know... 2 Explore

More information

We Stand for the Prosperity of Our Members; We Stand for Unmatched Service; and We Stand for a Healthy Planet.

We Stand for the Prosperity of Our Members; We Stand for Unmatched Service; and We Stand for a Healthy Planet. About Georgia s Own Welcome to Georgia s Own Credit Union. We are a full service, not-for-profit financial institution founded in 1934. With more than 155,000 members and nearly $1.6 billion in assets,

More information

WELCOME TO COMMUNITY BANKS OF COLORADO

WELCOME TO COMMUNITY BANKS OF COLORADO WELCOME TO COMMUNITY BANKS OF COLORADO A guide for the conversion of Pine River Valley Bank and Miners & Merchants Bank and how it affects your business accounts. 1 CONTENT Introduction... 1 What s the

More information

TABLE OF CONTENTS: Holiday, Vacation & Club Accounts... 10. Account Conversion... 2. Identity Theft Recovery Plan... 10. Account Number...

TABLE OF CONTENTS: Holiday, Vacation & Club Accounts... 10. Account Conversion... 2. Identity Theft Recovery Plan... 10. Account Number... TABLE OF CONTENTS: Account Conversion... 2 Account Number... 2 Account Ownership/Share... 2 ACH Payments/Payroll... 2 ATM Cards... 2 ATMs/ATM Locator... 2 Bill Pay Online... 3 Branches... 3 Certificate

More information

TABLE OF CONTENTS. Introduction 3. General Guidelines for Successful Account Management 3. Managing Your Checking Account. 1.

TABLE OF CONTENTS. Introduction 3. General Guidelines for Successful Account Management 3. Managing Your Checking Account. 1. TABLE OF CONTENTS Introduction 3 General Guidelines for Successful Account Management 3 Managing Your Checking Account 1. Check Register 2. Planning 3. Recording Your Transactions 4. Balancing Your Account

More information

June 30, 2015. <Name> <Address 1> <Address 2> <City>, <State> <Zip> Important changes to your Checking account coming August 3 rd.

June 30, 2015. <Name> <Address 1> <Address 2> <City>, <State> <Zip> Important changes to your Checking account coming August 3 rd. June 30, 2015 , Important changes to your Checking account coming August 3 rd Dear Member, As part of the integration of HealthOne into New England Federal

More information

Vantage West Business Banking. We will recommend the best checking account option for your business

Vantage West Business Banking. We will recommend the best checking account option for your business Vantage West Business Banking At Vantage West Credit Union, you can enjoy the difference of banking with a local financial institution that listens to your needs and provides solutions to help you run

More information

TRUTH IN SAVINGS DISCLOSURE STATEMENT

TRUTH IN SAVINGS DISCLOSURE STATEMENT TRUTH IN SAVINGS DISCLOSURE STATEMENT This brochure, including any individual account brochures that accompany this brochure, is intended to provide you with information about one or more accounts offered

More information

Consumer Deposits Products Disclosure

Consumer Deposits Products Disclosure Private Banking Consumer Deposits Products Disclosure Table of Contents General Private Banking PMA Package PMA Private Banking Interest Checking PMA Money Market Checking 5 Private Banking Consumer Checking

More information

U.S. Bank Corporate Travel Card. OR ST Overview

U.S. Bank Corporate Travel Card. OR ST Overview U.S. Bank Corporate Travel Card OR ST Overview September 24, 2013 Discussion Topics Corporate Travel Industry Trends U.S. Bank Solutions 2 Executive Summary T&E expenses continue to be one of the largest

More information

Welcome to SchoolsFirst Federal Credit Union

Welcome to SchoolsFirst Federal Credit Union Welcome to SchoolsFirst Federal Credit Union This guide will help you understand how your All Valley FCU accounts will be transitioning over to SchoolsFirst FCU. In the coming weeks, look for a guide on

More information

Products and Services

Products and Services Products and Services Enjoy Life s Journey 401.233.4700 navigantcu.org Federally insured by the National Credit Union Administration. Products and Services Navigant Credit Union provides you with the products

More information

Welcome. Details you must know regarding your Bank of Sacramento personal accounts are enclosed.

Welcome. Details you must know regarding your Bank of Sacramento personal accounts are enclosed. Welcome Details you must know regarding your Bank of Sacramento personal accounts are enclosed. It is very important you are aware of upcoming deadlines and ramifications of the conversion to Banner Bank.

More information

Free access to Teller24, our automated telephone system. A lot of other financial institutions offer free checking with a lot of strings.

Free access to Teller24, our automated telephone system. A lot of other financial institutions offer free checking with a lot of strings. Switch To A City Credit Union Checking Account And Enjoy... No minimum balance No monthly fee No per check fees Free Online Banking with access to canceled checks! Free Online Bill Pay* Free VISA Debit

More information

Welcome. Important information about the transfer of your personal bank account from Siuslaw to Banner Bank

Welcome. Important information about the transfer of your personal bank account from Siuslaw to Banner Bank Welcome Important information about the transfer of your personal bank account from Siuslaw to Banner Bank Siuslaw Bank becomes Banner Bank on March 6, 2015 In this booklet, you ll find important information

More information

How To Change Your Checking Account At Nb Az Checking Account Line Up

How To Change Your Checking Account At Nb Az Checking Account Line Up YOUR CHECKING ACCOUNT WILL CHANGE JULY 2, 2012 The transition will be seamless Your account number, checks and debit card all remain the same. Your electronic transfers, bill pay and direct deposits will

More information

FREQUENTLY ASKED QUESTIONS

FREQUENTLY ASKED QUESTIONS Park Community Credit Union & Louisville Medical Federal Credit Union Merger FREQUENTLY ASKED QUESTIONS These pages contain answers to frequently asked questions, links to important websites and general

More information

The Summit FCU Simple SwitchKit

The Summit FCU Simple SwitchKit The Summit FCU Simple SwitchKit Making the Switch from your current financial institution to The Summit is a breeze. Our step-by-step, easy to follow Simple SwitchKit will walk you through the process

More information

The Webster Visa Prepaid Debit Card Frequently Asked Questions

The Webster Visa Prepaid Debit Card Frequently Asked Questions Contact Us Welcome to Webster Bank. Please contact our Card Services support line at 866.242.0861 with any questions or concerns, 24/7. Thank you for being a valued Webster Customer! The Webster Visa Prepaid

More information

Choose Alaska USA and save!

Choose Alaska USA and save! Choose Alaska USA and save! Open a new personal checking account with Alaska USA and get your first box of checks FREE. Alaska USA doesn t charge per-check fees regardless of how many you write per month.

More information

ELECTRONIC FUND TRANSFERS YOUR RIGHTS AND RESPONSIBILITIES

ELECTRONIC FUND TRANSFERS YOUR RIGHTS AND RESPONSIBILITIES ELECTRONIC FUND TRANSFERS YOUR RIGHTS AND RESPONSIBILITIES Indicated below are types of Electronic Fund Transfers we are capable of handling, some of which may not apply to your account. Please read this

More information

Business Checking & Savings Options

Business Checking & Savings Options Business Checking & Savings Options Solutions for businesses of all sizes and types Smart, Tailored Solutions Select the business banking package, stand-alone checking, or savings account that best fits

More information

Home Performance with ENERGY STAR Network

Home Performance with ENERGY STAR Network HVAC Acker Heating and Cooling, Inc. 55 Sorrow Patterson Rd. Colbert, GA 30628 706 788 2681 Air Conditioning Services, LLC 4619 Suite A Smithson Blvd. Oakwood, GA 30566 770 532 0731 Air Service HVAC Inc.

More information

COMPARATIVE BALANCE SHEET Balances as of December 31, COMPARATIVE STATEMENT OF INCOME Balances as of December 31,

COMPARATIVE BALANCE SHEET Balances as of December 31, COMPARATIVE STATEMENT OF INCOME Balances as of December 31, COMPARATIVE BALANCE SHEET Balances as of December 31, ASSETS 2009 2008 Unsecured Loans 6,112,423 5,085,192 Mortgage/Home Equity Loans 13,022,496 11,949,860 New and Used Vehicle Loans 18,028,532 16,456,915

More information

Marketplace Addendum

Marketplace Addendum Marketplace Addendum Effective May 20, 2014 Welcome to Citibank and thank you for choosing us for your banking needs. This Marketplace Addendum is a supplement to the Client Manual Consumer Accounts. This

More information

CUSTOMER GUIDE WELCOME ARTHUR STATE BANK CUSTOMERS. Trust. Integrity. Since 1922. NMLS #463813

CUSTOMER GUIDE WELCOME ARTHUR STATE BANK CUSTOMERS. Trust. Integrity. Since 1922. NMLS #463813 CUSTOMER GUIDE WELCOME ARTHUR STATE BANK CUSTOMERS Trust. Integrity. Since 1922. NMLS #463813 Table of Contents Transition Overview... 2 Service Interruptions over the Transition Weekend... 2 Debit Cards....2

More information

Business Checking Accounts*

Business Checking Accounts* YOUR SATISFACTION MATTERS Business s* Our goal is to convert your current business checking account to a new First Niagara account with comparable features, benefits and options. If you would like to switch

More information

Financial Services Handbook

Financial Services Handbook Financial Services Handbook www.pefcu.com 1.800.226.6673 When you join Publix Employees Federal Credit Union, you re more than just a number. You re an owner of a not-for-profit cooperative an association

More information

Putting You and Your Business First

Putting You and Your Business First Putting You and Your Business First A guide to your new business accounts and services FirstMerit puts you and your business first. FirstMerit can make a true difference when it comes to helping you build

More information

Everything you need to know as New Century Bank & Select Bank Merge

Everything you need to know as New Century Bank & Select Bank Merge Merger Handbook Everything you need to know as New Century Bank & Select Bank Merge Table of Contents CUSTOMER LETTER... 3 KEY ITEMS TO NOTE....................................... 4 KEY DATES..............................................

More information

Module 2 Lesson 3 Narrative

Module 2 Lesson 3 Narrative Module 2 Lesson 3 Narrative What are savings tools/products/instruments? If you have a specific savings goal in mind and know the amount you need to save and how long you have to save for it, you have

More information

Small Business Banking. It s your business

Small Business Banking. It s your business Small Business Banking It s your business No matter what stage your business is at, the right partnerships can make all the difference. Whether you ve got a great business idea, wanting to expand or just

More information

How To Switch Your Bank To Highlands State Bank

How To Switch Your Bank To Highlands State Bank SWITCH KIT FOR BUSINESS ACCOUNTS www.highlandsstatebank.com SWITCHING HAS NEVER BEEN EASIER OR MORE CONVENIENT! Our mission at Highlands State Bank is to help make banking more convenient, easy and an

More information

DELTA COMMUNITY ONLINE AND MOBILE BANKING CONVERSION USER GUIDE

DELTA COMMUNITY ONLINE AND MOBILE BANKING CONVERSION USER GUIDE DELTA COMMUNITY ONLINE AND MOBILE BANKING CONVERSION USER GUIDE Learn more at DeltaCommunityCU.com/Upgrade TABLE OF CONTENTS Customizable Username & Password...4 New Look & Feel...5 Account Display & Setup...6

More information

TABLE OF CONTENTS. Introduction 3. General Guidelines for Successful Account Management 3. Managing Your Checking Account. 1.

TABLE OF CONTENTS. Introduction 3. General Guidelines for Successful Account Management 3. Managing Your Checking Account. 1. TABLE OF CONTENTS Introduction 3 General Guidelines for Successful Account Management 3 Managing Your Checking Account 1. Check Register 2. Planning 3. Recording Your Transactions 4. Balancing Your Account

More information

Frequently Asked Questions:

Frequently Asked Questions: Frequently Asked Questions: Electric Blue Rewards Checking and Qualifications 1. What are the rewards of Electric Blue Rewards Checking? 2.26% APY (Annual Percentage Yield) on balances up to $25,000 0.50%

More information

SEE YOUR MONEY DIFFERENTLY. 2013 Media Kit

SEE YOUR MONEY DIFFERENTLY. 2013 Media Kit 2013 Media Kit Vision Statement To become the financial institution and employer of choice by consistently exceeding member and employee expectations. Our Core Values: Respect, Integrity, Empathy, & Trust

More information

Switch Kit. Banking the way it ought to be

Switch Kit. Banking the way it ought to be The LNB is just one more way LNB is working to make your life simpler. It s easy follow the 5 simple steps and you ll be banking the way it ought to be! Banking the way it ought to be Switching has never

More information

Managing your checking account.

Managing your checking account. We re here for you We hope you have found this guide helpful. In the future, anytime you have a question about your account, visit a Webster branch or call us. You can rely on Webster for whatever assistance

More information

Contents. General Information

Contents. General Information Welcome to Citibank and thank you for choosing us for your banking needs. This Marketplace Addendum is a supplement to the Client Manual Consumer Accounts. This Addendum incorporates all of the terms,

More information

OU FEDERAL CREDIT UNION SWITCH KIT

OU FEDERAL CREDIT UNION SWITCH KIT OU FEDERAL CREDIT UNION SWITCH KIT Switching your checking account to has never been easier! Just follow these five (5) simple steps! Open your Checking Account Complete an application for your free checking

More information

elcome to Webster Personal Banking. For Your Convenience Our Customer Care Center is open 7 am - 10 pm, 7 days a week.

elcome to Webster Personal Banking. For Your Convenience Our Customer Care Center is open 7 am - 10 pm, 7 days a week. For Your Convenience Our Customer Care Center is open 7 am - 0 pm, 7 days a week. Call -888-4WEBSTER (-888-493-2783) We also have over 65 branches and almost 500 ATMs so that you can bank on your schedule.

More information

welcome NORTH AKRON SAVINGS BANK CUSTOMERS

welcome NORTH AKRON SAVINGS BANK CUSTOMERS welcome NORTH AKRON SAVINGS BANK CUSTOMERS welcome TO PEOPLES BANK! Remember why you chose a community bank? Chances are you wanted to have your financial services institution know you, know your particular

More information

MEMBERSHIP GUIDE CONTACT US. Website: www.guthriefcu.org. Sayre Main Office 104 N. Elmer Avenue Sayre, PA 18840

MEMBERSHIP GUIDE CONTACT US. Website: www.guthriefcu.org. Sayre Main Office 104 N. Elmer Avenue Sayre, PA 18840 CONTACT US MEMBERSHIP GUIDE Sayre Main Office 104 N. Elmer Avenue Sayre, PA 18840 Tel: (570) 888-7135 Toll free: (877) 493-6161 Fax: (570) 882-9564 Email: info@guthriefcu.org Troy Branch Office 454 Canton

More information

Mountain West Bank Business E-Z Switch Kit 800-641-5401 MOUNTAINWESTBANK.COM

Mountain West Bank Business E-Z Switch Kit 800-641-5401 MOUNTAINWESTBANK.COM Mountain West Bank Business E-Z Switch Kit MOUNTAIN WEST BANK SWITCH KIT FOR SMART BUSINESSES Save your business money with E-Z Switch from Mountain West Bank. No financial institution is better positioned

More information

MEMBERSHIP. Benefits PRODUCTS & SERVICES

MEMBERSHIP. Benefits PRODUCTS & SERVICES MEMBERSHIP Benefits PRODUCTS & SERVICES Accessing Your Accounts 4-7 Mortgages 8-11 Auto & Consumer Loans 12-13 Personal Loans 14-15 VISA 16-17 Checking & Deposit Accounts 18-21 Financial Education 22-23

More information

Interest Checking Earn interest on higher checking balances and pay no monthly service fee as long as minimum balance is maintained. $100.

Interest Checking Earn interest on higher checking balances and pay no monthly service fee as long as minimum balance is maintained. $100. Today, more than ever, managing your personal finances can be a challenging experience whether it s covering your day-to-day living expenses, buying a home, or saving for your retirement. At BankFinancial,

More information

FREQUENTLY ASKED QUESTIONS

FREQUENTLY ASKED QUESTIONS Welcome to Georgia United! Below you ll find answers to commonly asked questions. Our goal is to ensure that the transition process is seamless for you. If at any time you would like more information,

More information

Working together to build successful businesses

Working together to build successful businesses AA Credit Union is one of the largest and strongest not-for-profit financial institutions in the country. Now, after 75 successful years of serving our member-owners and helping them achieve their financial

More information

Getting started with your checking account

Getting started with your checking account Getting started with your checking account Thank you for checking with UICCU Thank you for choosing University of Iowa Community Credit Union for your checking account needs. We would like to take a moment

More information

It s that time of the year again!

It s that time of the year again! Emory Alliance credit Union newsletter Fall 2015 Inside this issue: Your Holiday Loan is in the Bag! ed Representative INVESTofFinancial Corporation, member FINRA/SIPC. INVEST and its affiliated insurance

More information

TRUTH IN SAVINGS DISCLOSURE STATEMENT

TRUTH IN SAVINGS DISCLOSURE STATEMENT TRUTH IN SAVINGS DISCLOSURE STATEMENT This brochure, including any individual account information brochures that accompany this brochure, is intended to provide you with information about one or more accounts

More information

PERSONAL ACCOUNT SPECIFICATIONS AND FEE LISTING

PERSONAL ACCOUNT SPECIFICATIONS AND FEE LISTING PERSONAL ACCOUNT SPECIFICATIONS AND FEE LISTING Account Opening and Usage Sterling Eagle & Club Sterling TM Eagle Checking Minimum balance to open account: $500 Monthly average balance to avoid fee: $500

More information

Bank on the Difference

Bank on the Difference Bank on the Difference THE BENEFITS OF AFFILIATION Wouldn t it be great if you could offer more valuable employee benefits at no additional cost? Affiliation with Central Credit Union can help you do just

More information

BENEFITS QUALIFICATION CYCLE REQUIREMENTS

BENEFITS QUALIFICATION CYCLE REQUIREMENTS BENEFITS What are the benefits of MidWest Reward Checking? Earn 1.51% APY (Annual Percentage Yield) on balances through $10,000 Earn 0.26% APY on any amount in excess of $10,000 ATM fees refunded up to

More information

Money Matters A newsletter for First Credit Union members.

Money Matters A newsletter for First Credit Union members. Money Matters A newsletter for First Credit Union members. July 2015 ROAD TRIP DYK Did You Know? As a member of First Credit Union, you are eligible for $2,000 of Accidental Death & Dismemberment insurance

More information

Over $1,700 in total value and savings! TABIA Business and Personal Banking Program

Over $1,700 in total value and savings! TABIA Business and Personal Banking Program Over $1,700 in total value and savings! TABIA Business and Personal Banking Program July 27, 2012 Program Overview RBC Royal Bank is pleased to provide TABIA members with a special banking program for

More information

Truth in Savings Disclosure, Fee Schedule and Privacy Notice

Truth in Savings Disclosure, Fee Schedule and Privacy Notice Truth in Savings Disclosure, Fee Schedule and Privacy Notice Welcome to One Nevada Credit Union. We hope you enjoy the benefits of credit union membership and take advantage of our many affordable services.

More information

WE HAVE MORE ROOM IN OUR FAMILY. INTERESTED?

WE HAVE MORE ROOM IN OUR FAMILY. INTERESTED? WE HAVE MORE ROOM IN OUR FAMILY. INTERESTED? Make the switch and join the Bronco family. Maybe you re unhappy with the service you get at your bank. Perhaps you re paying too much for their products. Could

More information

HIGH YIELD CHECKING. EXPLANATION OF SOME OF OUR KEY SERVICES AND CHARGES Here are details about High Yield Checking services.

HIGH YIELD CHECKING. EXPLANATION OF SOME OF OUR KEY SERVICES AND CHARGES Here are details about High Yield Checking services. EXPLANATION OF SOME OF OUR KEY SERVICES AND CHARGES Here are details about High Yield Checking services. KEY ACCOUNT TERMS AND CHARGES: Monthly Service Charge: No monthly service charge. Includes free

More information

Products & Services. Enabling our members to secure their financial future and realize their dreams.

Products & Services. Enabling our members to secure their financial future and realize their dreams. Products & Services Enabling our members to secure their financial future and realize their dreams. MEMBERSHIP FedEx Employees Credit Association membership is available to employees and retirees of the

More information

easy electronic access to your money SuMMERLAND

easy electronic access to your money SuMMERLAND eaccess easy electronic access to your money SuMMERLAND eaccess The safe and flexible way to access your money and financial information, whether you re shopping, on holiday, at home or on the go. eaccess

More information

Personal Checking & Savings Options

Personal Checking & Savings Options Personal Checking & Savings Options Smart solutions for individuals and families Many Flexible Options to Fit Any Lifestyle. Checking Account Comparison Find the right checking account for you by using

More information

Offering Real Value To Our Members

Offering Real Value To Our Members strength knowledge trust care listen strength knowledge trust care ten strength eal knowledge Interest trust care listen strength knowledge trust listen strength knowledge trust care listen strength knowledge

More information

Welcome to. Bank of the Cascades. News and Information for new customers from Home Federal Bank

Welcome to. Bank of the Cascades. News and Information for new customers from Home Federal Bank Welcome to Bank of the Cascades News and Information for new customers from Home Federal Bank Welcome to Bank of the Cascades We are very pleased to share the information on the following pages, specifically

More information

Federally Insured by NCUA. Business Banking

Federally Insured by NCUA. Business Banking Federally Insured by NCUA Business Banking It s important you have someone you can trust when it comes to your business needs. Helping you achieve your financial goals is our top priority, and our experienced

More information

Business Banking. Visit any of our convenient locations or visit us online at www.fsbank.com for more information.

Business Banking. Visit any of our convenient locations or visit us online at www.fsbank.com for more information. Business Banking We are committed to making your move to First Security quick and simple. Just follow the steps below, and you re ready to realize all the benefits of Banking Better! 1 Open a First Security

More information

578326 (Rev 14) Cash Sweep Program Disclosure Statement

578326 (Rev 14) Cash Sweep Program Disclosure Statement 578326 (Rev 14) Cash Sweep Program Disclosure Statement Cash Sweep Program Disclosure Statement Summary Please consult the full text of the disclosure statement below for further information at the pages

More information

DEPOSIT ACCOUNT AGREEMENT AND REGULATORY DISCLOSURE Contents Branch Locations... 3 Customer Identification Program... 3 Important Information about

DEPOSIT ACCOUNT AGREEMENT AND REGULATORY DISCLOSURE Contents Branch Locations... 3 Customer Identification Program... 3 Important Information about DEPOSIT ACCOUNT AGREEMENT AND REGULATORY DISCLOSURE Contents Branch Locations... 3 Customer Identification Program... 3 Important Information about Procedures for Opening a New Account... 3 Customer Information...

More information

YOUR NEW CSB SOLUTIONS

YOUR NEW CSB SOLUTIONS YOUR NEW CSB SOLUTIONS For Community Business Bank Customers transitioning to Community & Southern Bank Important Transition Information mycsbonline.com 800.901.8075 Member FDIC YOU MATTER TO US. One very

More information