RPS PRODUCTS AND PROGRAMS GUIDE

Transcription

1 RPS PRODUCTS AND PROGRAMS GUIDE FARM & RANCH CHIROPRACTORS BOILER MACHINERY FLOOD & EXCESS FLOOD BED & BREAKFAST EQUINE PROFESSIONAL COVERAGES SOCIAL SERVICES STUDENT BLANKET PROPERTY AND CASUALTY WORKERS COMPENSATION RELIGIOUS & NONPROFIT LENDER PLACED HOT AIR BALLOON TECHNOLOGY & CYBER SPORTS AGROPRO PERSONAL LINES BEAUTY SERVICES JEWELERS BLOCK ALL LINES AGGREGATE BICYCLE/SKI/ SEGWAY AVIATION Knowledge. Relationships. Trust and Confidence.

2 AGROPRO PROFESSIONAL LIABILITY Agropro Professional Liability coverage is crafted to meet the needs of Agriculture Consultants and Related Agronomic Specialties, including services as an agricultural consultant, agronomist, horticulturalist, agricultural scientist, viticulturalist, orchard manager, farm manager, rural appraiser, rural real estate and land agent. Linda Deiss ALL LINES AGGREGATE The All Lines Aggregate program is a contemporary alternative to conventional insurance. It is a tailor-made package that blends risk retention, risk transfer, and customized claims management within a framework designed to effectively manage today s total cost of risk and unlock significant longterm savings. Shawn McCall Itasca, IL Shawn_McCall@RPSins.com ALLIED HEALTHCARE This admitted program is designed by underwriters who understand the unique insurance needs of allied healthcare professionals for professional liability and general liability insurance. Target clients include nurse registries, home healthcare agencies, hospice organizations and staffing agencies. Available nationwide. Nick Spano Nick_Spano@RPSins.com Alecia Mathis Alecia_Mathis@RPSins.com ARCHITECTS, ENGINEERS & SURVEYORS DESIGN & BUILD CONTRACTORS (PROFESSIONAL LIABILITY) Coverage for Architects, Engineers, Land Surveyors, Construction Managers, In-house Design and Build as well as Contingent Design and Build, moonlighters, and for Construction Managers both as agent or at risk. Linda Deiss Linda_Deiss@RPSins.com AVIATION RPS has assembled a wide variety of specialty aviation markets and typical aviation insurance risks, including Aerial Photography/Mapping; Air Ambulance Operations, Aircraft News/Traffic Reporting, Airport Contractors, Airport Premises Liability, Air Show Liability, Aviation Fueling Operations, Aviation Workers Compensation, Charter, Cargo Operations, Completed Operations Liability, Control Tower Liability, Corporate Aircraft & Fleets, Excess Aircraft Liability, Fixed Based Operations, Flight Schools, Flying Clubs, General Aviation Airports, Hangar (Property), Helicopters, Mfr. Aviation Product Liability, Nonowned Aircraft Liability, Pleasure and Business Aircraft, Private Airstrips, Products Liability, Repair and Service Operations, Sales, Demo Aircraft, Vintage, Warbird Aircraft, and Transitioning Pilots. Brian Riehl Lexington, KY Brian_Riehl@RPSins.com BEAUTY SERVICES Our comprehensive program is written with underwriters at Lloyd s, rated A (Excellent) by A.M. Best and A+ (Strong) by Standard & Poor s. Eligible classes available in all 50 states include: Tattoo Services, Medi-Spas, Permanent Cosmetics, Body Piercing, Beauty Parlors, Hair Salons, and Tanning Services. Jamie Augustine Poulsbo, WA Jamie_Augustine@RPSins.com BED & BREAKFAST Package policies to cover both Property & Liability with no protection class restrictions. A rated E&S carrier (Lloyd s of London), available in all states except: FL, GA, IL, KY, and WV. Coverage includes: Personal Liability & GL limits up to $1,000,000, Loss of Business Income, Host Liquor, Restaurant Liability, Personal Injury Protection, Equipment Breakdown, Additional Living Expenses, Owner Occupied Risks and Scheduled Personal Property. Ashley Granberg Federal Way, WA Ashley_Granberg@RPSins.com BICYCLE/SKI/SEGWAY The program includes Bicycle/Ski/Segway Dealers/ Rental Operators and Bicycle/Segway Tour Operators, and Manufacturers of Bicycles, Bicycle Components, Distributors, Importers and Suppliers of Bicycling-related accessories (clothing, shoes, etc.) The program is available to you in all 50 states, so you get the national coverage you need combined with the service you expect from RPS! Jamie Augustine Poulsbo, WA Jamie_Augustine@RPSins.com 2

3 BOILER & MACHINERY The Risk Placement Services (RPS), Boiler & Machinery Unit located in Chicago, Illinois, is the only unit of its kind in the country. We work exclusively with equipment breakdown insurance coverage. Exclusive Equipment Breakdown Coverage Programs: Religious, Housing Authorities, Municipal and Scholastic, Higher Education, Real Estate and Other Nonprofit Groups; MGA Underwriting Authority and Boiler & Machinery Program Reinsurance. Open Market Placement, including Coverage Design Assistance: We place all occupancies of manufacturing, commercial and retail businesses, ranging from dairies to electric districts. You name it, we have placed it or have worked on the occupancy in the past. We also can provide Boiler & Machinery Builders Risk coverage. CONTRACTORS POLLUTION LIABILITY FOR ARTISAN CONTRACTORS Our in-house binding Contractors Pollution Liability program through Markel is designedfor small- to mid-sized Trade and Artisan Contractors (up to $5,000,000 in gross receipts) who need to show evidence of pollution coverage for work they do. Target states: IA, IL, IN, KS, MI, MN, MO, ND, NE, OH, SD, WI and in other states on a case-by-case review. Lisa Westerdale Waukesha, WI Lisa_Westerdale@RPSins.com Kelly Tautges Waukesha, WI Kelly_Tautges@RPSins.com Joel Bissing Joel_Bissing@RPSins.com CASUALTY PRACTICE GROUP Our Casualty Practice Group includes dedicated insurance brokers from our national network of office locations who specialize in this line of business. Casualty Lines include: Liability, General & Products Liability, Umbrella & Excess Liability, Environmental/Pollution Liability, Product Recall, Discontinued Products, Warranty Coverage, and Foreign Liability. For more information on marketing territories, carriers and contacts, go to for RPS Casualty Practice Group in the Marketing Library. CHIROPRACTOR The RPS Healthcare Chiropractor + insurance program is designed to meet the professional liability and general liability insurance needs of chiropractors with broad coverage, competitive pricing and outstanding customer service from experienced broker underwriters who understand chiropractors unique insurance needs. Program Highlights Include: Occurrence or claims made coverage; available on an admitted basis countrywide except KS; Premises Liability and Personal Injury Liability and Billing E&O defense included; HIPAA defense only and administrative hearings defense, loss of earnings for defense assist, assault upon the insured, first aid expense, medical payments to others, and more. Available nationwide except Kansas. Sarah Dore Sarah_Dore@RPSins.com DIRECTORS AND OFFICERS RPS Executive Lines offers a state of the art on-line D&O program for private and non-profit entities through their exclusive Innovas platform. Innovas was designed to provide quotes for D&O, EPL, and Fiduciary in a matter of minutes. The application, quoting and binding process takes 10 minutes and provides three admitted quotes, a proprietary intuitive coverage analysis, and a predetermined suite of negotiated endorsements. Adam Connor Chiacgo, IL Adam_Connor@RPSins.com EQUINE Our Equine Program provides coverage for bodily injury and property damage if held liable for others; injuries or property losses due to horse-related activities. This is vital protection for stable owners, trainers, instructors and people in the equine business. Risk Profile includes: Boarding, Riding Academies, Private Lessons, Clinics, Horse Sales/Shows, Riding Club Liability, Private Horseowner Liability, Farm and Ranch Owners, Farm Umbrella, Care, Custody or Control, Tack Insurance, Equine Clubs, and Equestrian Multiguard. Sandy Williamson Federal Way, WA x1021 Sandy_Williamson@RPSins.com Kim Mayer Eau Claire, WI x256 Kim_Mayer@RPSins.com Teri Goulet Eau Claire, WI x246 Teri_Goulet@RPSins.com 3

4 FARM & RANCH We offer comprehensive coverage for many different types of farm and ranch exposures. Types of exposures include: Dairy Farms, Grain Farms/Crop Farms, Hobby Farms with a farm liability exposure, Cattle Ranches, Equine Related, Fruit, Vegetable, Nut Farms, Christmas Tree Farms, Farm Excess Liability. Sandy Williamson Federal Way, WA x1021 Sandy_Williamson@RPSins.com Kim Mayer Eau Claire, WI x256 Kim_Mayer@RPSins.com Teri Goulet Eau Claire, WI Teri_Goulet@RPSins.com Phil Rellinger Hawaii Only Phil_Rellinger@RPSins.com HOT AIR BALLOON RPS dominates the Hot Air Balloon market in the U.S. Our target market is the individual operators and small to midsized commercial operators, for personal and passenger rides. We offer liability and hull coverage, airport operations, host liquor liability, advertising and other coverages. Other exposure types include: Special Shapes or balloons with commercial messages; Helium and Hydrogen Gas balloons; Remote controlled blimps and blimps used for photographic platforms; Thermal airships used as advertising platforms. Larry Konash Bloomington, MN x120 Larry_Konash@RPSins.com FLOOD AND EXCESS FLOOD RPS Flood Services can assist with your flood insurance placements for Underlying National Flood Insurance Program (NFIP) and our In-House Excess Flood facility through Lloyd s of London. Target risks include School Districts/Universities, Public Entities, Townships, Water Treatment Facilities, Apartment Complexes, and Shopping Centers. Our team can assist with Flood Zone Determinations, Elevation Certificate ordering, Letter of Map Amendment and Removal (LOMA, LOMR), and NFIP Alternative Programs. Ben Davidson Ben_Davidson@RPSins.com GOLF & CLUB INSURANCE Brokers around the country target our programs to insure: Private Golf & Country Clubs, Semiprivate and Daily Fee Courses, Private Tennis Clubs, Golf Management Companies, Homeowners Associations in gated, year-round communities, City Clubs and Dining Clubs, and National, Regional and State Golf Associations. Available in 50 states through A rated carriers. Lori Crispo Short Hills, NJ Lori_Crispo@RPSins.com Tom Walker Short Hills, NJ Tom_Walker@RPSins.com JEWELERS BLOCK Coverage is offered for physical loss or damage to precious and semiprecious stones, jewels, jewelry, precious metals, fine arts/ art gallery/precious collections and other related property usual to the jewelry trade. This includes property of others entrusted to the insured or property of an insured entrusted to others. Kathy Gallagher-Burton Minneapolis, MN Kathy_Gallagher-Burton@RPSins.com LENDER PLACED/REAL ESTATE OWNED HAZARD (REO) Lender Placed Hazard coverages for Financial Institutions who have extended property loans to customers: Special program covers commercial or residential property when the property owners own insurance is canceled, has lapsed or is insufficient in meeting the requirements of the lender. REO Hazard covers losses to property that the financial institution has repossessed from a borrower. Both programs are direct bill basis with exposures reported online by a financial institution customer directly to the insurance carrier. We simplify the process of covering these exposures for the financial institutions and alleviate their exposure to uncovered Property losses. Suzanne Coggon Waukesha, WI Suzanne_Coggon@RPSins.com 4

5 MORTGAGE BANKERS AND BROKERS The RPS Mortgage Bankers and Brokers Program provides tailored coverage for Professional Liability as well as the investor and warehouse lender required Mortgagee s E&O and Fidelity Bond. The Program is designed to serve independent mortgage bankers and brokers who focus on 1-4 family residential lending. Coverage is available in all 50 states and is designed to be a one stop shop with quotes provided by multiple A rated carriers through an easy on-line quote, bind, and policy issuance system. Bob Hanson Bob_Hanson@RPSins.com OCEAN MARINE RPS marine specialists offer coverage for Ocean Marine coverages for Boat Yards and Marinas including Marina Operators Legal Liability, MOLL P&I, Hull, Contractors Equipment, Property, G.L., Business Auto, and Bumbershoot (excess liability). Target clients for Hull and P&I Coverage are Charter Fishing, Boat Rentals, Boat Dealers, Tugs & Barges, Commercial Vessels, Excursion Vessels, and Yachts. Also available are: Ocean Cargo, Marine Contractors, Stevedore/Wharfingers, Product liability, and Excess Marine liabilities. Jack Papas Minneapolis, MN ext. 117 Jack_Papas@RPSins.com Joe Zaloudek Tulsa, OK Joseph_Zaloudek@RPSins.com PERSONAL LINES Homeowner s, Mobile Homes, Scheduled Articles, Watercraft, Stand Alone Umbrella/CPL, Earthquake, DIC, COC and Motorcycle are among the products available from many RPS locations. For more information on marketing territories, carriers and contacts, go to for the National Personal Lines Directory in the Marketing Library. NATUROPATHS Our program is designed to meet the professional liability insurance needs of naturopaths with enhanced coverage and attractive pricing. Program Highlights Include: Limits available up to $2 million per occurrence; Premises Liability, and Personal Injury Liability are included; Coverage for HIPAA defense, administrative hearings, biomedical waste defense, and more; Billing E&O defense coverage is included at no additional cost. Available in AK, AZ, CA, CO, CT, DC, HI, ID, KS, ME, MN, MT, NH, OR, UT, VT, WA. Jim Bishop Colorado Springs, CO Jim_Bishop@RPSins.com OCCUPATIONAL ACCIDENT Occupational Accident Insurance provides benefits for eligible on-the-job accidents that owner/operators or contract drivers sustain while on dispatch with a motor carrier. Policy Highlights: Survivors Benefits; Temporary Total Disability; Accidental Dismemberment; Accidental Medical Expenses. Dida Taylor New Albany, IN x505 Dida_Taylor@RPSins.com PROPERTY PRACTICE GROUP The RPS national team-based approach to market intelligence and technical expertise of senior members means you always have access to the best of the best. Brokerage Property includes: All-Risks, Florida Windstorm, Coastal Properties, California Quake, Builders Risks (including Renovations), Deductible Buy-Backs and Wind Buy-Backs, Excess Property, Flood Coverage (including A&V Zones), DIC, Vacant Property, Caribbean Risks, Inland Marine, Equipment Floaters, Ocean Marine & Cargo, and Terrorism. For more information on marketing territories, carriers and contacts, go to for RPS Property Practice Group in the Marketing Library. PROFESSIONAL LIABILITY Many RPS locations place a variety of professional liability products. RPS Executive Lines team has developed a state of the art quoting system called Innovas to quote D&O, EPL, Fiduciary, Crime and Kidnap & Ransom with multiple carriers via a quick and easy-to-use interface. For more information on marketing territories, carriers and contacts, go to for RPS National Professional Liability Directory and many product specific flyers in the Marketing Library. 5

6 PUBLIC ENTITY & SCHOLASTIC RPS PSI brings expertise proven through a large variety of placements for a wide range of public entity risks. Excellent market relationships allow us to respond with competitive products to meet the needs of the Public Entity Sector. We have the capability to market and place primary, umbrella and excess liability accounts of all sizes. Classes: Towns, Villages, Boroughs and Counties, Housing Authorities, Special Districts, Utility Authorities, Public K-12, Colleges & Universities, Social Services. Shawn McCall Itasca, IL Shawn_McCall@RPSins.com RELIGIOUS INSTITUTIONS The RPS Religious Institution Program brings property, general liability, professional and management liability coverages together to meet the risk management needs of religious organizations. This unique program was also designed to address other services, such as schools and various social services that the religious organizations provide to the community. The policy has specific coverage forms for these services, eliminating the need to purchase separate policies for various operations. SCHOOL VIOLENT ACTS POLICY School Violent Acts Policy is first party coverage to pay the expenses incurred in managing what is traditionally a third party event. The policy provides indemnification for crisis management service expenses incurred by the school or school district such as; intervention and containment, media, public relations; communications and security personnel; travel expenses for family of a victim to the location where the incident occurred; security related property or equipment expenses for the mitigation or prevention of future acts. This coverage is available only to public, K-12 schools and school districts. Matt Meyer Lexington, KY Matt_Meyer@RPSins.com Katie Detroit Poulsbo, WA Katie_Detroit@RPSins.com RELIGIOUS & NONPROFIT Types of religious and nonprofit organizations we offer customized insurance solutions in Casualty, Property and Executive Protection: All Denominations; Dioceses of All Sizes; Mega Churches Single/ Multiple Location Churches; Schools or Ministries Religious Affiliated Organizations; All Secular Nonprofits. Shawn McCall Itasca, IL Shawn_McCall@RPSins.com SAFE PRODUCT RESOURCES (PRODUCT RECALL) The Safe Product Resources program indemnifies loss arising from Voluntary Recall of any inadvertent or unintentional contamination or deficiency or mislabeling of the insured s product that has or would have caused bodily injury or property damage. Accidental Contamination, Accidental Defect, Malicious Product Tampering, Reputational Damage, Product Extortion, or Government Recall. Tom Webster Boise, ID Tom_Webster@RPSins.com SEEDSMEN S E&O Seedsmens E&O covers Seed producers, who are members of a recognized seed trade association, for financial loss for liability arising from the failure of the seed sold, or treated, to be of the correct variety or quality. It is designed to complement GL/Products Liability which only covers physical damage to property or bodily injury, not financial loss. This Seedsmens Program is also available for Nurserymen (i.e. fruit/nut trees and shrubs), Seedling Growers, Crop Consultants, Vineyard Consultants/Managers and Seed Testing Facilities. Linda Deiss Linda_Deiss@RPSins.com SOCIAL SERVICES RPS specializes in a unique, comprehensive program designed exclusively for social service agencies. This nationwide SocialWorks Protection is available for the nonprofit sector, as well as for-profit agencies. Each policy is designed to address the insured s unique exposures. Providing protection for social service agencies allows them to take care of their clients and takes the risk out of helping. 6 Katie Detroit Poulsbo, WA Katie_Detroit@RPSins.com

7 SPORTS We are the exclusive Program Manager and TPA for the insurance companies who underwrite our Sports Insurance plans. Sports insurance plans are specifically tailored for: Independent Youth and Adult Sports and Recreation organizations, National, Regional and Statewide amateur and Olympic sports associations, Sports facilities and venues, Sports camps, tournaments and events, Sports academies, training facilities and sports instruction. Lori Crispo Short Hills, NJ AJ Morgan Short Hills, NJ RPS takes pride in having excellent relationships and products with the best carriers in the industry. All programs are placed with a minimum A.M. Best rating of A, with financial stability and claims expertise. All Marketing Materials are available on Marketing Library. TRANSPORTATION & GARAGE Commercial Auto, Garage Liability and Public Auto are the categories for a long list of trucker s, hauler s, shops, dealers, buses, taxis and so on. STUDENT BLANKET Our program is designed to meet the professional liability insurance needs of colleges and universities offering training in the healthcare field. The RPS Student Blanket program seamlessly covers students, instructors, and schools for risks associated with students training in the field with cost-effective coverage for their allied health, nursing, and other healthcarerelated programs. Jim Bishop Colorado Springs, CO Jim_Bishop@RPSins.com TECHNOLOGY & CYBER RPS has been helping agents insure risk from traditional IT consulting and software companies to cutting edge firms in video game development, online media publishing and social networking. Drawing on their vast experience in systems integration and the online environment that is home to many hi-tech businesses, RPS established itself as an expert in the field of Privacy and Network Security Liability for brick-andmortar businesses new to traditional businesses have long been a part of their vocabulary and experience. Exposures such as hacking, viruses, denial of service attacks and social engineering that seem new to traditional businesses have long been a part of our vocabulary and experience. For more information on marketing territories, carriers and contacts, go to for the National Transportation Directory in the Marketing Library. WORKERS COMPENSATION Target States: All states except Alaska and monopolistic states Risk Appetite: Tough exposures/high experience mods; healthcare, especially home health and medical temp staffing, social services, multistate risks, specialty placements including Excess Workers Compensation for qualified self-insureds, large deductibles and USL&H coverage. Pat Edwards Patrick_Edwards@RPSins.com Steve Robinson Cambridge, MD Steven_Robinson@RPSins.com 7

8 Let simplify your insurance search! Two Pierce Place Itasca, IL Ph: Fax: RPSins.com Q:\estore\RPS\23977A