ACE Renewable Energy

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1 ACE Renewable Energy Powering Insurance Solutions

2 ACE Renewable Energy A Leading Provider of Insurance for Renewable Energy Production ACE USA specializes in Renewable Energy insurance solutions for diverse industry segments engaged in all phases of energy development, construction and manufacturing, operations and maintenance. The energy industry is a crucial part of the U.S. infrastructure. Companies involved in renewable energy represent a wide array of highly specialized and fast developing industry sectors. These companies have in common a unique set of insurance requirements that demand comprehensive and tailored coverages. Developers & Integrators Construction Operational Maintenance & Service OEM Manufacturing ACE Offers Single Source Solutions ACE has the underwriting expertise, product breadth and national infrastructure, as well as claim management sophistication and loss prevention services, to address a wide range of exposures across the renewable energy industry. Renewable Energy Solutions for Companies of all Sizes Wind Solar (PV and Thermal) Biofuel Plants Waste to Energy Landfill Gas Recovery Algae Geothermal Tidal Power

3 ACE is Green ACE actively works to reduce its corporate environmental impact and contribute to environmental causes. In recognition, ACE was listed 6th in banks and insurance sector and 64th overall in Newsweek s 2010 Green Rankings of 500 largest U.S. companies. Reduced GHG Emissions - a partner in U.S. EPA Climate Leaders program, ACE met its goal to reduce global greenhouse gas emissions 8% per employee by 2010, two years early. Globally, ACE was named to 2010 Carbon Performance Leadership Index by the Carbon Disclosure Project one of 48 companies only 3 insurers in CDP s Global 500 to earn this recognition. Improved Energy Efficiency ACE North American headquarters in Philadelphia earned the prestigious EPA ENERGY STAR certification. ACE Green Global Employee Commitment - 16,000 employees in nearly 200 offices worldwide are taking steps to reduce ACE s local environmental impact. More than 90% of offices have recycling and sustainable paper purchasing programs and eliminated plastic water bottles and Styrofoam. Corporate Philanthropy Commitment ACE Charitable Foundation grants helped train farmers and improve crop yields; helped teach and implement sustainable agricultural techniques in Peru, and preserve sensitive lands and habitats in the U.S. Earned LEED Certification for North American headquarters first LEED-certified existing building in Philadelphia - for energy and water conservation and recycling. ACE USA Specializes in Green Energy Insurance Solutions Underwriting expertise and flexibility to respond to unique and evolving risks Claims and loss control specialization Broad and expanding underwriting appetite and product capabilities for green energy risks Account solutions for companies of all sizes Wide variety of program structures to support each insured s unique business needs and ability to share risk Strong financial backing: The ACE Group headed by ACE Limited (NYSE:ACE), is rated A+ (Superior) by A.M. Best and AA- (Very Strong) by Standard & Poor s For more information visit acegreen.com ACE USA 436 Walnut Street Philadelphia, PA ACE Renewable Energy is a unit of ACE USA, the U.S.-based retail operating division of the ACE Group. ACE USA, through its underwriting companies, provides insurance products and services throughout the U.S. Additional information on ACE USA and its products and services can be found at Celebrating 25 years of insuring progress, the ACE Group is a global leader in insurance and reinsurance serving a diverse group of clients. Headed by ACE Limited (NYSE:ACE), a component of the S&P 500 stock index, the ACE Group conducts its business on a worldwide basis with operating subsidiaries in more than 50 countries. Additional information can be found at ACE refers to the applicable insurance and service companies of the ACE Group. Insurance provided by ACE American Insurance Company, Philadelphia, PA, and in some states, other insurance companies in the ACE Group. All products may not be available in all jurisdictions. Surplus lines insurance sold only through licensed surplus lines brokers. Claims and risk management services provided by ESIS, Inc. (ESIS ), part of the ACE Group. Product highlights are summaries only; please see actual policy for terms and conditions. Loss prevention activities support underwriting through risk evaluation and improvement and are not offered or intended as a service or benefit to insureds. Copyright

4 ACE Renewable Energy Solutions ACE Renewable Energy Solutions ACE is an industry leader in providing comprehensive insurance solutions for companies involved in renewable energy production. In a changing marketplace, ACE USA offers stable capacity and innovative insurance programs designed for the unique needs of the renewable energy sector. One Stop Shopping" ACE provides coordinated comprehensive, multi-line industry solutions for renewable energy companies. We package a flexible array of products, including primary general liability, property, builders risk, installation floater, contractor's equipment, primary commercial automotive, lead umbrella, pollution liability and workers compensation programs. These packaged solutions address a broad cross section of energy related risks, from operators and project developers to OEM's With a dedicated staff of renewable energy insurance professionals, your local ACE renewable energy underwriter can offer a robust suite of options tailored for your clients' energy needs. ACE Insurance Offers Companies of All Sizes Involved in the Renewable Energy Sector: Unparalleled renewable energy underwriting expertise Comprehensive coverage Fast, flexible underwriting response Solutions and policy terms tailored for the size and complexity of exposure Dedicated claim and risk control services ACE stability and flexibility Coverage Highlights Primary General Liability: $1 million occurrence/$2 million aggregate with higher limits available upon request Coverage available on an occurrence or claims made basis ISO policy forms Options for first dollar/guaranteed cost, deductibles or self-insured retention Time element pollution coverage available, including sudden and accidental BI/PD with remediation expense coverage Primary Commercial Automobile Coverage written on an admitted basis, using 2006 ISO policy form Liability and physical damage coverage available Hired and non-owned coverage only available $1 million combined single limit

5 Primary All Risk Property Coverage All risk admitted coverage Per location capacity of up to $25 million in house and $150 million with Starr Tech; California Earthquake limits and CAT capacity available Dedicated underwriting expertise Comprehensive coverage including Business Income Loss control services Builders Risk Up to $100 million Owners, Contractors or Developers Contractors Equipment Up to $25 million; coverage for warehouse legal, motor truck cargo and towers Lead Umbrella Limits up to $25 million per occurence/$25 million aggregate with no SIR's. $250,000 in Catastrophe Management Coverage Follow form time element pollution coverage available Schedule of underlying insurance can include employers liability coverage provided by a non-ace policy, subject to a minimum insurer financial rating on A-VI by A.M. Best Catastrophe Management Coverage Extension Pollution Liability Limits up to $25 million per occurence/$25 million aggregate with optional per location aggregate Premises Pollution Liability Coverage available with premises, products, transportation or site disposal coverage Workers Compensation - Statutory $1 million Employers Liability; guaranteed cost or deductible plans Start Up & Initial Design Phase Construction Phase Operational Phase Maintenance & Service Architects & Engineers Errors & Omissions Professional Liability: D&O, Crime, Fiduciary, E&O General Liability Commerical Automobile Property Surety ESIS Disaster Planning Services Builders Risk Contractors Equipment Wrap Up or Standard Program Structures General Liability Commercial Automobile Contractors Pollution Liability International Property and Casualty Coverage ESIS Construction TPA Claim Handling ESIS Construction TPA Loss Control Services Professional Liability: D&O, Crime, Fiduciary, E&O General Liability Commercial Automobile Premises Pollution Liability Coverage Property Professional Liability: D&O, Crime, Fiduciary, E&O Kidnap & Extortion International Property & Casualty Coverage Merger & Acquisition Products and Services Accident and Health Coverages ESIS Energy Segment TPA Claim Handling ESIS Energy Segment TPA Loss Control Services Property Management Services E&O General Liability and Wrap Up Programs Property Commercial Automobile Contractors Pollution Liability Employment Practices Liability Commercial Marine Loss Control Services ESIS Program Training, Inspections, Audits The above is a product summary only. For current terms and conditions of coverage, please refer to the policy. Insurance provided by insurers within the ACE Group or its allied distribution associates. All products may not be available in all jurisdictions. ACE USA Renewable Energy is a unit of ACE USA, the retail U.S.-based operating division of the ACE. ACE USA, through its operating companies, is a leading provider of property, casualty, and accident and health insurance, as well as financial products and risk management services. ESIS, Inc. (ESIS ) is part of the ACE Group, providing claims and risk management services to a wide variety of commercial clients. Headed by ACE Limited (NYSE:ACE), a component of the S&P 500 stock index, the ACE Group conducts its business on a worldwide basis with operating subsidiaries in more than 50 countries. For additional information and applications, visit Copyright ACE /2012

6 ACE Renewable Energy Solutions ACE Renewable Energy National Contact Darren Small Vice President, National Renewable Energy Manager Phone: ACE Renewable Energy Regional Contacts 1. Northwest Region Jonathan Woodcock Phone: Western Region Jonathan Woodcock Phone: Southwest Region Alan Hartz Phone: Houston Region Alan Hartz Phone: Mid-Atlantic Region David Meyers Phone: New York Region Gregg Pellegrini Phone: Midwest Region James Wellman Phone: Southeast Region Jon Ray Phone: Northeast Region Gregg Pellegrini Phone: ACE Renewable Energy is a unit of ACE USA, the U.S.-based retail operating division of the ACE Group. ACE USA, through its underwriting companies, provides insurance products and services throughout the U.S. Additional information on ACE USA and its products and services can be found at Celebrating 25 years of insuring progress, the ACE Group is a global leader in insurance and reinsurance serving a diverse group of clients. Headed by ACE Limited (NYSE:ACE), a component of the S&P 500 stock index, the ACE Group conducts its business on a worldwide basis with operating subsidiaries in more than 50 countries. Additional information can be found at: Copyright ACE /2012

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