ENERGY RATING REPORT

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1 ENERGY RATING REPORT D.R. NELSON & ASSOCIATES 222 WEST GREENSHIELD ROAD LAKE ORION, MI PHONE:

2 An ENERGY STAR This home built at Qualified Home STONEY POINT DRIVE, SOUTH LYON, MI by DREAMWORKS BUILDERS has been verified by D.R. NELSON & ASSOCIATES, INC., an independent professional or organization, to meet or exceed strict energy efficiency guidelines set by the U.S. Environmental Protection Agency. HERS Index: 61 02/25/08 David Lee Chief ENERGY STAR Residential Branch Sam Rashkin National Director ENERGY STAR for Homes

3 Uniform Energy Rating System STONEY POINT DRIVE SOUTH LYON, MI 5 Stars Plus Verified Condition Energy Efficient 1 Star 1 Star Plus 2 Stars 2 Stars Plus 3 Stars 3 Stars Plus 4 Stars 4 Stars Plus 5 Stars 5 Stars Plus HERS Index: 61 General Information Conditioned Area: 6435 sq. ft. HouseType: Single-family detached Conditioned Volume: cubic ft. Foundation: Conditioned basement Bedrooms: 4 Mechanical Systems Features Heating: Fuel-fired air distribution, Natural gas, 94.1 AFUE. Heating: Fuel-fired air distribution, Natural gas, 94.1 AFUE. Water Heating: Instant water heater, Electric, 1.00 EF. Duct Leakage to Outside: CFM. Ventilation System: Supply Only: 50 cfm, 10.0 watts. Programmable Thermostat: Heating: Yes Cooling: Yes Building Shell Features Ceiling Flat: R-50 Exposed Floor: R-19 Vaulted Ceiling: NA Window Type: Windsor LoE - Vinyl Above Grade Walls: R-13, R-20 Infiltration: Foundation Walls: R-22.0 Rate: Htg: 3426 Clg: 3426 CFM50 Slab: R-0.0 Edge, R-0.0 Under Method: Blower door test Lights and Appliance Features Percent Fluorescent Pin-Based: Clothes Dryer Fuel: Natural gas Percent Fluorescent CFL: 0.00 Range/Oven Fuel: Natural gas Refrigerator (kwh/yr): Ceiling Fan (cfm/watt): 0.00 Dishwasher Energy Factor: 0.46 The Home Energy Rating Standard Disclosure for this home is available from the rating provider. This information does not constitute any warranty of energy cost or savings. Rating Number: DRN2754 Certified Energy Rater: ANTHONY TRZASKOS Rating Date: 02/25/08 Rating Ordered For: NEW HOMEOWNER Estimated Annual Energy Cost Verified Condition Use MMBtu Cost Percent Heating $ % Cooling 6.1 $157 4% Hot Water 14.3 $369 10% Lights/Appliances 66.2 $ % Photovoltaics -0.0 $-0-0% Service Charges $210 6% Total $ % This home meets or exceeds the minimum criteria for all of the following: D.R. Nelson & Associates, Inc. 222 W. Greenshield Lake Orion, MI operations@drnelson.com Phone: Fax:

4 ENERGY STAR HOME REPORT Date: March 17, 2008 Rating No.: DRN2754 Building Name: CROTTY RESIDENCE Rating Org.: D.R. NELSON & ASSOCIATES, INC. Owner's Name: NEW HOMEOWNER Phone No.: (248) Property: STONEY POINT DRIVE Rater's Name: ANTHONY TRZASKOS Address: SOUTH LYON, MI Rater's No.: Builder's Name: DREAMWORKS BUILDERS Weather Site: Detroit, MI Rating Type: Verified Condition File Name: DRN2754.blg Rating Date: 02/25/08 Normalized, Modified End-Use Loads (MMBtu/year) ENERGY STAR As Designed Heating: Cooling: Water heating: Lighting & Appliances: Total: HERS Index: ENERGY STAR Mandatory Requirements X Thermal Bypass Inspection Checklist * X ENERGY STAR Products * X Ductwork Requirements X ENERGY STAR Scoring Exceptions * Thermal Bypass Checklist and ENERGY STAR Products are not checked in REM/Rate at this time. This home MEETS OR EXCEEDS the energy efficiency requirements for designation as an EPA ENERGY STAR Qualified Home. Pollution Prevented Type of Emissions Reduction (lb/year) Carbon Dioxide (CO2) Sulfur Dioxide (SO2) 27.4 Nitrogen Oxides (NOx) 34.6 Energy Cost Savings ($/year) Heating: $1181 Cooling: $196 Water Heating: $46 Lights & Appliances: $25 Total: $1448 The energy savings and pollution prevented are calculated by comparing the Rated Home to the Reference Home as defined in the "Mortgage Industry National Home Energy Rating Systems Standards" as promulgated by the Residential Energy Services Network (RESNET). In accordance with these guidelines, building inputs affecting setpoints, infiltration rates, window shading and the existence of mechanical systems may have been changed prior to calculating loads. This information does not constitute any warranty of energy cost or savings.

5 ENERGY STAR HOME VERIFICATION SUMMARY Date: March 17, 2008 Rating No.: DRN2754 Building Name: CROTTY RESIDENCE Rating Org.: D.R. NELSON & ASSOCIATES, INC. Owner's Name: NEW HOMEOWNER Phone No.: (248) Property: STONEY POINT DRIVE Rater's Name: ANTHONY TRZASKOS Address: SOUTH LYON, MI Rater's No.: Builder's Name: DREAMWORKS BUILDERS Weather Site: Detroit, MI Rating Type: Verified Condition File Name: DRN2754.blg Rating Date: 02/25/08 Building Information Conditioned Area (sq ft): 6435 Housing Type: Single-family detached Conditioned Volume (cubic ft): Foundation Type: Conditioned basement Insulated Shell Area (sq ft): HERS Index: 61 *****+ Number of Bedrooms: 4 Building Shell Ceiling w/attic: R-50 Blown, Attic U=0.020 Window/Wall Ratio: 0.18 Vaulted Ceiling: None Window Type: Windsor LoE - Vinyl Above Grade Walls: R-13 U=0.085 Window U-Value: Found. Walls (Cond): ICF R-22 R=22.0 Window SHGC: Found. Walls (Uncond): None Infiltration: Htg: 3426 Clg: 3426 CFM50 Frame Floors: R-19 U=0.049 Measured Duct Leakage: CFM25 Slab Floors: Uninsulated U=0.285 Leakage to Outside: CFM Mechanical Systems Heating: Heating: Water Heating: Water Heating: Cooling: Cooling: Programmable Thermostat: Fuel-fired air distribution, kbtuh, 94.1 AFUE. Fuel-fired air distribution, kbtuh, 94.1 AFUE. Instant water heater, Elec, 1.00 EF. Instant water heater, Elec, 1.00 EF. Air conditioner, 60.0 kbtuh, 15.0 SEER. Air conditioner, 60.0 kbtuh, 15.0 SEER. Heat=Yes; Cool=Yes Where feature level varies in home, the dominant value is shown. This home MEETS OR EXCEEDS the EPA's requirements for an ENERGY STAR Home. This information does not constitute any warranty of energy cost or savings.

6 File Name: DRN2754.blg Date: March 17, 2008 Property/Builder: Rating Building Name: CROTTY RESIDENCE Org. Name: D.R. NELSON & ASSOCIATES, INC. Owner's Name: NEW HOMEOWNER Phone No: (248) Prop. Address: STONEY POINT DRIVE Rater's Name: ANTHONY TRZASKOS City,St,Zip: SOUTH LYON, MI Rater's No.: Phone No: Rating Date: 02/25/08 Bldr's Name: DREAMWORKS BUILDERS Rating Type: Verified Condition Model: Walkout Reason: New Home Development: HIDDEN LAKE ESTATES Rating No.: DRN2754 Phone No: General Building Information Area of Cond. Space(sq ft): 6435 Floors on or Above-Grade: 2 Volume of Cond. Space: Number of Bedrooms: 4 Housing Type: Single-family detached Level Type(Apartments Only): None Foundation Type: Conditioned basement Enclosed Crawl Space Type: N/A Foundation Wall Info: 1 2 Name AMB GAR Library Type ICF R-22 ICF R-22 Length(ft) Total Height(ft) Depth Below Grade(ft) Height Above Grade(ft) Location Cond->ambient/grnd Cond->garage/grnd Uo Value

7 CROTTY RESIDENCE Page 2 Foundation Wall: ICF R-22 Type: Solid concrete or stone Thickness(in): 10.0 Studs: Steel, 2x4, 16" o.c. Interior Insulation: Continuous R-Value: 10.0 Frame Cavity R-Value: 12.0 Cavity Insulation Grade: 1.0 Ins top: 0.0 ft from top of wall Ins Bottom: 0.0 ft from bottom of wall Exterior Insulation: R-Value: 0.0 Ins top: 0.0 ft from top of wall Ins bottom: 0.0 ft below grade Slab Floor Info: 1 Name BsmntSlab-1 Library Type Uninsulated Area(sq ft) 2148 Depth Below Grade(ft) 8.0 Full Perimeter(ft) 231 Exposed Perimeter(ft) 231 On-Grade Perimeter(ft) 70 Slab Floor: Uninsulated Perimeter Insulation (R-Value): 0.0 Perimeter Insulation Depth (ft): 0.0 Under-Slab Insulation (R-Value): 0.0 Under-Slab Insulation Width (ft): 0.0 Slab Insulation Grade: 1 Radiant Slab: No Frame Floor Info: 1 Name Bathroom/Bed Library Type R-19 Area (sq ft) 536 Location Btwn cond & garage Uo Value 0.049

8 CROTTY RESIDENCE Page 3 Frame Floor: R-19 Information From Quick Fill Screen: Continous Insulation R-Value 0.0 Cavity Insulation R-Value 19.0 Cavity Insulation Thickness (in.) 6.5 Cavity Insulation Grade 1.0 Joist Size (w x h, in) 1.5 x 9.5 Joist Spacing (in oc) 16.0 Framing Factor - (default) Floor Covering CARPET Layers Paths Cavity Framing Inside Air Film Floor covering Subfloor Cavity ins Continuous ins Framing Outside Air Film Total R-Value U-Value Relative Area UA Total Component UA: Total Component Area: 1.0 Component Uo: 0.049

9 CROTTY RESIDENCE Page 4 Rim and Band Joist: Name Rim Ambient Band Ambient Rim Garage Area(sq ft) Continuous Ins Framed Cavity Ins Cavity Ins Thk(in) Joist Spacing Location Cond -> ambient Cond -> ambient Cond -> garage Uo Value Above-Grade Wall: Name AGW Ambient Basmt. Ambient Fram AGW Garage Library Type R-13 R-19 R-13 Gross Area(sq ft) Exterior Color Medium Medium Medium Location Cond -> ambient Cond -> ambient Cond -> garage Uo Value

10 CROTTY RESIDENCE Page 5 Above-Grade Wall: R-13 Information From Quick Fill Screen: Standard Wood Frame Continuous Insulation (R-Value) 0.0 Frame Cavity Insulation (R-Value) 13.0 Frame Cavity Insulation Thickness (in) 3.5 Frame Cavity Insulation Grade 1 Stud Size (w x d, in) 1.5 x 3.5 Stud Spacing (in o.c.) 16.0 Framing Factor - (default) Gypsum Thickness (in) 0.5 Layers Paths Cavity Framing Inside Air Film Gyp board Cavity ins/frm Continuous ins Ext Finish Outside Air Film Total R-Value U-Value Relative Area UA Total Component UA: Total Component Area: 1.0 Component Uo: 0.085

11 CROTTY RESIDENCE Page 6 Above-Grade Wall: R-19 Information From Quick Fill Screen: Standard Wood Frame Continuous Insulation (R-Value) 0.5 Frame Cavity Insulation (R-Value) 19.0 Frame Cavity Insulation Thickness (in) 5.5 Frame Cavity Insulation Grade 1 Stud Size (w x d, in) 1.5 x 5.5 Stud Spacing (in o.c.) 24.0 Framing Factor - (default) Gypsum Thickness (in) 0.5 Layers Paths Cavity Framing Grade Inside Air Film Gyp board Air Gap/Frm Cavity ins/frm Continuous ins Ext Finish Outside Air Film Total R-Value U-Value Relative Area UA Total Component UA: Total Component Area: 1.0 Component Uo: 0.058

12 CROTTY RESIDENCE Page 7 Window Information: Name Front Rear Right Library Type Windsor LoE - Vinyl Windsor LoE - Vinyl Windsor LoE - Vinyl U-Value SHGC Area(sq ft) Orientation North South East Overhang Depth Overhang To Top Overhang To Bottom Interior Winter Shading Interior Summer Shading Adjacent Winter Shading Some Some Some Adjacent Summer Shading Some Some Some Wall Assignment AGWall 1 AGWall 1 AGWall 1 Window Information: 4 5 Name Left BSMNT-Rear Library Type Windsor LoE - Vinyl Windsor LoE - Vinyl U-Value SHGC Area(sq ft) Orientation West South Overhang Depth Overhang To Top Overhang To Bottom Interior Winter Shading Interior Summer Shading Adjacent Winter Shading Some None Adjacent Summer Shading Some None Wall Assignment AGWall 1 AGWall 2 Window: Windsor LoE - Vinyl U-Value: Solar Heat Gain Coefficient: Door Information: Name Front Garage Serv. Rear Serv. Opaque Area(sq ft) Library Type Therma Tru Front 526 Therma Tru Service Therma Tru Service Wall Assignment AGWall 1 AGWall 1 AGWall 2 Uo Value

13 CROTTY RESIDENCE Page 8 Door: Therma Tru Front 526 R-Value of Opaque Area: 3.6 Storm Door: No Door: Therma Tru Service R-Value of Opaque Area: 6.3 Storm Door: No Roof Information: 1 Name Ceiling Library Type R-50 Blown, Attic Gross Area(sq ft) Color Medium Radiant Barrier No Type(Attic) Attic Uo Value 0.020

14 CROTTY RESIDENCE Page 9 Ceiling: R-50 Blown, Attic Information From Quick Fill Screen: Continous Insulation (R-Value) 37.0 Cavity Insulation (R-Value) 13.0 Cavity Insulation Thickness (in) 3.5 Cavity Insulation Grade 1.0 Gypsum Thickness (in) Bottom Chord/Rafter Size(w x h, in) 1.5 x 3.5 Bottom Chord/Rafter Spacing (in o.c.) 24.0 Framing Factor - (default) Ceiling Type Attic Layers Paths Framing Cavity Inside Air Film Gyp board Cavity Ins/Frm Continuous ins Outside Air Film Total R-Value U-Value Relative Area UA Total Component UA: Total Component Area: 1.0 Component Uo: Mechanical Equipment: General Number of Mechanical Systems: 6 Heating SetPoint(F): Heating Setback Thermostat: Present Cooling SetPoint(F): Cooling Setup Thermostat: Present

15 CROTTY RESIDENCE Page 10 Heat: 94.1AFUE Gas 110k SystemType: Fuel-fired air distribution Fuel Type: Natural gas Rated Output Capacity (kbtuh): Seasonal Equipment Efficiency: 94.1 AFUE Auxiliary Electric: 0 Eae Location: Conditioned area Performance Adjustment: 100 Percent Load Served: 50 Number Of Units: 1 Heat: 94.1AFUE Gas 110k SystemType: Fuel-fired air distribution Fuel Type: Natural gas Rated Output Capacity (kbtuh): Seasonal Equipment Efficiency: 94.1 AFUE Auxiliary Electric: 0 Eae Location: Conditioned area Performance Adjustment: 100 Percent Load Served: 50 Number Of Units: 1 Water Heating Equipment: Demand-Elec Water Heater Type: Instant water heater Fuel Type: Electric Energy Factor: 1.00 Recovery Efficiency: 0.00 Water Tank Size (gallons): 0 Extra Tank Insulation (R-Value): 0.0 Location: Conditioned area Percent Load Served: 50 Performance Adjustment: 100 Number Of Units: 1

16 CROTTY RESIDENCE Page 11 Water Heating Equipment: Demand-Elec Water Heater Type: Instant water heater Fuel Type: Electric Energy Factor: 1.00 Recovery Efficiency: 0.00 Water Tank Size (gallons): 0 Extra Tank Insulation (R-Value): 0.0 Location: Conditioned area Percent Load Served: 50 Performance Adjustment: 100 Number Of Units: 1 Cooling Equipment: 15SEER A/C 5 ton System Type: Air conditioner Fuel Type: Electric Rated Output Capacity (kbtuh): 60.0 Seasonal Equipment Efficiency: 15.0 SEER Sensible Heat Fraction (SHF): 0.70 Location: Conditioned area Performance Adjustment: 100 Percent Load Served: 50 Number Of Units: 1 Cooling Equipment: 15SEER A/C 5 ton System Type: Air conditioner Fuel Type: Electric Rated Output Capacity (kbtuh): 60.0 Seasonal Equipment Efficiency: 15.0 SEER Sensible Heat Fraction (SHF): 0.70 Location: Conditioned area Performance Adjustment: 100 Percent Load Served: 50 Number Of Units: 1

17 CROTTY RESIDENCE Page 12 Duct System Information: Name Heating System 94.1AFUE Gas 110k Cooling System 15SEER A/C 5 ton Supply Area(sq ft) Return Area(sq ft) # of Registers 1 Duct Leakage Qualitative Assessment - Not Applicable Total Duct Leakage: Pascals Supply Duct Leakage - Not Applicable Return Duct Leakage - Not Applicable Duct Information: Type Supply Return Supply Percent Area R-Value Location Conditioned space Conditioned space Conditioned basement Duct Information: 4 Type Return Percent Area 50.0 R-Value 0.0 Location Conditioned basement Infiltration and Mechanical Ventilation Whole House Infiltration Measurement Type: Heating Season Infiltration Value: Cooling Season Infiltration Value: Blower door test Pascals Pascals Mechanical Ventilation for IAQ Type: Supply Only Rate(cfm): 50 Sensible Recovery Efficiency(%): 0.00 Total Recovery Efficiency(%): 0.00 Hours per Day: 6.00 Fan Power (watts): Ventilation Strategy for Cooling Cooling Season Ventilation: Natural Ventilation

18 CROTTY RESIDENCE Page 13 Lights and Appliances Simplified Audit Oven/Range Fuel Type: Natural gas Clothes Dryer Fuel Type: Natural gas Percent Fluorescent - Pin-Based: Percent Fluorescent - CFL: 0.00 Refrigerator KWh: 775 Dishwasher EF: 0.46 Ceiling Fan CFM / Watt: 0.00

19 PERFORMANCE SUMMARY Date: March 17, 2008 Rating No.: DRN2754 Building Name: CROTTY RESIDENCE Rating Org.: D.R. NELSON & ASSOCIATES, INC. Owner's Name: NEW HOMEOWNER Phone No.: (248) Property: STONEY POINT DRIVE Rater's Name: ANTHONY TRZASKOS Address: SOUTH LYON, MI Rater's No.: Builder's Name: DREAMWORKS BUILDERS Weather Site: Detroit, MI Rating Type: Verified Condition File Name: DRN2754.blg Rating Date: 02/25/08 CROTTY RESIDENCE Annual Load (MMBtu/yr) Heating Cooling 37.9 Water Heating 14.3 Annual Consumption (MMBtu/yr) Heating Cooling 10.3 Water Heating 14.3 Lights & Appliances 65.9 Photovoltaics -0.0 Total Annual Energy Cost ($/yr) Heating $ 1512 Cooling $ 266 Water Heating $ 369 Lights & Appliances $ 1537 Photovoltaics $ -0 Service Charges $ 210 Total $ 3895 Design Loads (kbtu/hr) Space Heating 78.3 Space Cooling 35.0 Utility Rates: Electricity: Gas: Detroit DTE CONSUMERS ENERGY - GAS This information does not constitute any warranty of energy cost or savings.

20 PERFORMANCE SUMMARY Date: March 17, 2008 Rating No.: DRN2754 Building Name: CROTTY RESIDENCE Rating Org.: D.R. NELSON & ASSOCIATES, INC. Owner's Name: NEW HOMEOWNER Phone No.: (248) Property: STONEY POINT DRIVE Rater's Name: ANTHONY TRZASKOS Address: SOUTH LYON, MI Rater's No.: Builder's Name: DREAMWORKS BUILDERS Weather Site: Detroit, MI Rating Type: Verified Condition File Name: DRN2754.blg Rating Date: 02/25/08 Annual Load Annual Consumption MMBtu/yr MMBtu/yr Heat Cool Water Heating Heating Cooling Water Heating Lights & App Photovoltaics Total Annual Energy Cost $/yr CROTTY RESIDENCE Heating Cooling Water Heating Lights & App Photovoltaics Service Charge Total This information does not constitute any warranty of energy cost or savings.

21 PERFORMANCE SUMMARY CROTTY RESIDENCE Page 2 KBtu/Hr Design Loads Utility Rates: Electricity: Gas: Detroit DTE CONSUMERS ENERGY - GAS Space Heating Space Cooling This information does not constitute any warranty of energy cost or savings.

22 BUILDER'S AFFIDAVIT Property/Builder: Owner's Name: Property Address: City,St,Zip: Phone No.: NEW HOMEOWNER STONEY POINT DRIVE SOUTH LYON, MI Builder's Name: Model: Development: Phone No.: DREAMWORKS BUILDERS Walkout HIDDEN LAKE ESTATES Rating Date: 02/25/08 Rating No.: DRN2754 IMPORTANT NOTICE TO BUILDER Builder affirms in this affidavit that all components listed in the Building File Report are accurate and incorporated into this New Home. Builder agrees to permit home energy rating system (HERS) Provider and/or Rater, to randomly verify components solely for the benefit of the HERS Provider's and/or Rater's interest. The HERS Provider and Rater do not create or imply any duty or obligations to Builder or any subsequent owner. Builder is responsible for making any inspections to protect Builder's interest. There is no GUARANTEE or WARRANTY, expressed or implied, from the HERS Provider or Rater as to this New Home. Builder's Signature: Date: / / HERS Index: 61 Rating Reason: Verified Condition Rater's Signature: Date: / / This information does not constitute any warranty of energy cost or savings.

23 RESNET HOME ENERGY RATING Standard Disclosure For home located at: STONEY POINT DRIVE City: SOUTH LYON State: MI 1. X The Rater or the Rater's employer is receiving a fee for providing the rating on this home. 2. X In addition to the rating, the Rater or Rater's employer has also provided the following consulting services for this home: A. Mechanical system design B. Moisture control or indoor air quality consulting C. Performance testing and/or commissioning other than required for the rating itself D. Training for sales or construction personnel X E. Other (specify below) Nelson Energy Seal Service 3. X The Rater or Rater's employer is: X A. The seller of this home or their agent B. The mortgagor for some portion of the financed payments on this home C. An employee, contractor or consultant of the electric and/or natural gas utility serving this home 4. X The Rater or Rater's employer is a supplier or installer of products, which may include: Installed in this home by: OR Is in the business of: HVAC systems Rater X Employer Rater Employer Thermal insulation systems Rater X Employer Rater Employer Air sealing of envelope or duct systems X Rater Employer Rater Employer Windows or window shading systems Rater X Employer Rater Employer Energy efficient appliances Rater X Employer Rater Employer Construction (builder, developer, construction Rater X Employer Rater Employer contractor, etc.) Other (specify below): Rater Employer Rater Employer ANTHONY TRZASKOS Rater's Printed Name Certification # Rater's Signature March 17, 2008 Date I attest that the above information is true and correct to the best of my knowledge. As a Rater or Rating Provider I abide by the rating quality control provisions of the Mortgage Industry National Home Energy Rating Standard as set forth by the Residential Energy Services Network (RESNET). The national rating quality control provisions of the rating standard are contained in Chapter One 4.C.8 of the standard and are posted at RESNET Form

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