Contractors Combined Insurance

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1 Contractors Combined Insurance SCHEDULE TO THE POLICY Policy Number B1053BAGL027 XLTS0258 Insurance Broker Camberford Law Plc Lygon House 50 London Road Bromley, Kent BR1 3RA Assured: TreeAbility Ltd Of: 142 London Road Dunton Green Sevenoaks TN13 2UR (and no other for the purpose of this policy) Business Tree Surgery, Hedge Cutting & Gardening (and no other for the purpose of this Policy) Offshore Risks Does this Policy provide coverage in respect of risks located Offshore? NO Limit of Indemnity Section A Contractors All Risks Property Insured ITEM NO. DESCRIPTION LIMITS OF INDEMNITY 1) The Contract works Not Insured any one Occurrence (as defined) 2) Temporary site buildings &/or site accommodation Not Insured any one Occurrence (as defined) 3) Construction plant tools machinery and equipment but excluding property as described in any other item GBP 32,500 any one Occurrence (as defined) 4) Property as described in items No. 2 and 3 hired by the Assured (but not on free loan unless otherwise agreed) Not Insured any one Occurrence (as defined) 5) Tools clothing and personal effects (but not furs money and jewellery) belonging to any: Not Insured in respect of the tools and i) director or Employee of the Assured; ii) clerk of works resident engineer or his employee personal effects of any one Employee

2 Section B Employers Liability Section C Public Liability Section D Pollution GBP 10,000,000 GBP 5,000,000 GBP 5,000,000 GBP 10,000,000 but GBP 5,000,000 in respect of Bodily Injury arising from Terrorism or occurring Offshore (if applicable) or arising out of exposure to asbestos or alleged exposure to asbestos or materials or products containing asbestos any one occurrence or series of occurrences arising out of one originating cause in respect of any one occurrence or series of occurrences arising out of one originating cause in all in the Period of Insurance Excess Section A Contractors All Risks The first each and every loss in respect of Item 1 The first GBP 50 each and every loss in respect of Item 5 The first each and every claim in respect of Items 2, 3 and 4 increasing to 750 each and every claim in respect of loss or damage caused by theft or malicious damage Section B Employers Liability Nil Section C Public Liability each and every third party claim costs inclusive Section D Pollution each and every third party claim costs inclusive Applicable Wordings and Conditions (Attached) Policy Form: Endorsements: CCL/CLTS/MM/D02 The following endorsements are contained within the Policy Wording but apply only where shown as operative below. Number Description CLXLTS001 CLXLTS002 CLXLTS003 CLXLTS004 CLXLTS005 TSE/BSE Exclusion Bona Fide Sub Contractors Warranty Electromagnetic Radiation Exclusion Personal Protective Clothing Condition Total Professional Indemnity Exclusion Not CLXLTS006 Professional Liability Endorsement Limit Of Indemnity 500,000 CLXLTS007 Burning Conditions CLXLTS008 Suitable Employee Warranty CLXLTS009 Railway Condition CLXLTS010 Contractors Plant Conditions CLXLTS011 HIP Hired Out Condition Not Not

3 Any endorsements detailed below are shown in full and are applicable. The limit of liability in respect of Endorsement CLXLTS006 (Professional Indemnity Endorsement) is GBP In respect of Endorsement CLXLTS006 (Professional Indemnity Endorsement) the Assured shall be responsible for the first GBP250 of each and every claim inclusive of expenses The Retroactive Date in respect of CLXLTS006 is 11/02/2014 Period of Insurance From: 13 May 2014 Renewal Date: 13 May 2015 To: 12 May 2015 (Both dates inclusive Local Standard Time at the address of the Assured)

4 SEVERAL LIABILITY NOTICE It is understood and agreed that Underwriters liability shall not exceed the limits of liability expressed in the Schedule or such other limits of liability as may be substituted by memorandum hereon or attached hereto signed by or on behalf of Underwriters. The subscribing Underwriters obligations under contracts of Insurance to which they subscribe are several and not joint and are limited solely to the extent of their individual proportions. IN WITNESS WHEREOF this Policy has been signed as follows: 100% XL London Market Ltd (for and on behalf of the Underwriting members of Lloyd s Syndicate 1209) Please notify the Underwriters or your Insurance Broker immediately of any amendments required to the coverage provided by this Policy giving full details Signed in London this day of 12 May 2014 Important Notices All claims and enquiries should be addressed to: XL Services UK Ltd XL House 70 Gracechurch Street London EC3V 0XL Telephone: You are reminded that a failure to comply with your duty to disclose all material facts accurately and completely at inception and all material changes during the period of cover could result in the contract being avoided by Underwriters and/or claims not being met. You are also reminded that claims must be promptly notified in accordance with the terms herein and that all material facts thereto must be disclosed XL Services UK Ltd is an appointed representative of XL London Market Ltd which is authorised and regulated by the Financial Conduct Authority Any insurer monies held by XL Services UK Limited are held as agent for XL London Market Ltd at Lloyd s Please read this document carefully to ensure it meets your requirements. Please advise Underwriters or your broker immediately if any of the details contained herein are incorrect

5 Certificate of Employers' Liability Insurance (a) (where required by regulation 5 of the Employers' Liability (Compulsory Insurance) Regulations 1998 (the Regulations), one or more copies of this certificate must be displayed at each place of business at which the policy holder employs persons covered by the policy) Policy No: B1053BA13GL027XLTS Name of policy holder: TreeAbility Ltd 2 Date of commencement of insurance policy: 3 Date of expiry of insurance policy: 13 May May 2015 We hereby certify that subject to paragraph 2:- 1 the policy to which this certificate relates satisfies the requirements of the relevant law applicable in Great Britain, Northern Ireland, the Isle of Man, the Island of Jersey, the Island of Guernsey and the Island of Alderney, or to offshore installations in any waters outside the United Kingdom to which the Employers' Liability (Compulsory Insurance) Act 1969 or any amending primary legislation applies(b); and 2 (a) the minimum amount of cover provided by this policy is no less than 5,000,000 (c) or (b) the cover provided under this policy relates to claims in excess of but not exceeding Signed on behalf of those Lloyd's Underwriters subscribing to the above policy (Authorised Insurers) Signature (a) Where the employer is a company to which regulation 3(2) of the Regulation applies, the certificate shall state in a prominent place, either that the policy covers the holding company and all its subsidiaries, or that the policy covers the holding company and all its subsidiaries except any specifically excluded by name, or that the policy covers the holding company and only the named subsidiaries. (b) Specify applicable law as provided for in regulation 4(6) of the Regulations. (c) See regulation 3(1) of the Regulations and delete whichever or paragraphs 2(a) or 2(b) does not apply. Where 2(b) is applicable, specify the amount of cover provided by the relevant policy. Note: The Information below this line does not form part of the statutory certificate. Those Underwriters at Lloyd's on whose behalf this certificate is issued require the following information to be entered by the issuing intermediary: Name and address of issuing intermediary: Camberford Law Plc Lygon House Bromley Kent BR1 3RA Issuing intermediary's reference: (if different from the Policy Number stated above) NMA2838 ( )

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