QBE European Operations Academy Combined Liability Insurance (UK) Schedule

Save this PDF as:
 WORD  PNG  TXT  JPG

Size: px
Start display at page:

Download "QBE European Operations Academy Combined Liability Insurance (UK) Schedule"

Transcription

1 QBE European Operations Academy Combined Insurance (UK) Schedule Policy Number: Y080684QBE0114A/085 Policy Wording Reference: PACC Period of Insurance: From: 01/09/2014 To: 31/08/2015 both days inclusive Greenwich Mean Time and for such further period or periods as may be mutually agreed upon. Issue Number: 1 Effective From: 01/09/2014 Date Issued: 17/09/2014 Reason for Issue: Renewal Contract Parties Insurer: Registered Address: Academy: Address: QBE Insurance (Europe) Limited (registered in England number ; Home State - United Kingdom. Authorised and regulated by the Financial Services Authority; registration number ) Plantation Place, 30 Fenchurch Street, London, EC3M 3BD Tel: + 44 (0) Fax: + 44 (0) Langmoor Primary School Kenilworth Drive Oadby Leicestershire LE2 5HS Business: Academy Contact Details Broker Name: Broker Address: Broker Account: Issue Office: Claim Notification: Aon Limited 125/129 Vaughan Way, Leicester, LE1 4SB AONR0036 QBE Insurance (Europe) Limited Gallagher Bassett Lichfield Complaints: Customer Relations Plantation Place, 30 Fenchurch Street, London, EC3M 3BD Tel: + 44 (0) Fax: + 44 (0) If an eligible complainant and the matter has not been resolved to your satisfaction you may contact: The Financial Ombudsman Service, South Quay Plaza 2, 183 Marsh Wall, Docklands, London E14 9SR. Where the insurer is or includes a Lloyd s syndicate policyholders may also be eligible to complain to: Policyholder and Market Assistance, Lloyd s Market Services, One Lime Street, London EC3M 7HA, tel: +44 (0) , fax: +44 (0) A summary of the insurer s complaint handling procedure is available on request and will also be provided to you when acknowledging a complaint.

2 A - Employers' Limit of Indemnity Employers INSURED GBP 25,000,000 any one occurrence Including sub-limits of indemnity for: Offshore work NOT GBP Nil any one occurrence INSURED Statutory defence INSURED GBP 1,000,000 any one prosecution and in the Prosecution INSURED GBP 1,000,000 any one prosecution and in the War and terrorism INSURED GBP 5,000,000 any one occurrence Claim jurisdiction: Policy Law and Jurisdiction excluding North America The law of that part of the United Kingdom where the head office of the insured is located Limit of Indemnity B - Public INSURED GBP 25,000,000 any one occurrence C - Products INSURED GBP 25,000,000 any one occurrence and in the aggregate D - Pollution INSURED GBP 25,000,000 any one occurrence and in the aggregate Including sub-limits of indemnity Hirers liability extension INSURED GBP 2,000,000 any one occurrence or series of occurrences arising out of one occurrence Statutory defence INSURED GBP 1,000,000 any one prosecution and in the Prosecution INSURED GBP 1,000,000 any one prosecution and in the Libel & Slander INSURED GBP 2,000,000 any one claim Combined single limit s B, C and D: INSURED GBP 25,000,000 any one insured event Claim jurisdiction: Policy Law and Jurisdiction excluding North America The law of that part of the United Kingdom where the public authority is headquartered

3 F Premises environmental liability Aggregate environmental limit of liability Claims jurisdiction : Policy law and jurisdiction: GBP00,000,000 The law of that part of the United Kingdom where the head office of the insured is located Each pollution condition Own clean-up NOT INSURED GBP00,000,000 Retroactive Date N/A Each pollution condition Third-party liability NOT INSURED GBP00,000,000 Retentions Amount of retention Employers' liability GBP N/A Public liability retention GBP 500 Any one claim in respect of Products liability retention GBP 500 Any one claim in respect of Pollution liability retention GBP 500 Any one claim in respect of Libel or Slander retention GBP 500 any one claim Hirers liability extension GBP Nil any one claim Payment Details Premium payable by this transaction GBP 2, IPT/tax GBP Total payable GBP 2, Signed on behalf of the insurer.

4 QBE European Operations Endorsement Schedule Policy Number: Y080684QBE0114A/085 Period of Insurance: From: 01/09/2014 To: 31/08/2015 both days inclusive Greenwich Mean Time and for such further period or periods as may be mutually agreed upon. This schedule sets out additional clauses that form part of the policy. The undernoted clauses amend the insured section and / or clause stated and is each otherwise subject to the terms and conditions of this policy. Indemnity to other persons The following persons or organisations shall at the request of the academy and subject to the written approval of the academy as indicated by the inclusion of the word yes in the applicable box next to each listed entity to be indemnified below, be included as part of the insured from the appropriate effective date shown below. The limits of indemnity and retentions are applicable unless specifically stated to the contrary. Entities to be indemnified Any member of the committee for the time being of Parent Teacher Associations or other similar bodies associated with the academy, but only in respect of any legal liability arising out of the performance of their duties in an official capacity as a member of such committees. Inception or renewal date s under which indemnity is available Employer s Public Products Pollution 01/09/2014 NO YES YES YES

5 Entities to be indemnified Any person in the employment of governors, managers, head teachers and/or trustees of voluntary aided or voluntary controlled schools, in respect of claims arising from the voluntary organisation or supervision of games, athletics, other sporting activities, dramatic productions, clubs, camps, journeys and other similar activities on behalf of the academy which are complementary to, but not part of, the duties of said persons under their contract of service with the academy or such governors, managers, head teachers or trustees. The committee for the time being of the School Organisation Committee, but only in respect of any legal liability arising out of such School Organisation Committee. Any member for the time being of the Duke of Edinburgh Award scheme committee where the academy is the operating Authority, but only in respect of any legal liability arising out of or in connection with award activities. Any party with whom the academy enters into a contract, lease or other agreement to the extent required by such contract, lease or other agreement. Any owner or supplier of plant hired in by the academy, but only to the extent required by the conditions of hire. Inception or renewal date 01/09/2014 s under which indemnity is available Employer s Public Products Pollution NO YES YES YES 01/09/2014 YES YES YES YES 01/09/2014 NO YES YES YES 01/09/2014 NO YES NO NO 01/09/2014 NO YES NO NO

QBE European Operations Academy Combined Liability Insurance (UK) Schedule

QBE European Operations Academy Combined Liability Insurance (UK) Schedule QBE European Operations Academy Combined Insurance (UK) Schedule Policy Number: Y080684QBE0115A/085 Policy Wording Reference: PPBL020113 Period of Insurance: From: 01/09/2015 To: 31/08/2016 both days inclusive

More information

Waste and Environmental Contractors (including Asbestos) Liability Insurance Schedule

Waste and Environmental Contractors (including Asbestos) Liability Insurance Schedule Waste and Environmental Contractors (including Asbestos) Liability Insurance Schedule Policy Number: Y025187QBE0114A Policy Wording Reference: PWST080811 Period of Insurance: From: 21 November 2014 To:

More information

QBE European Operations

QBE European Operations QBE European Operations STATEMENT OF FACT Policy Number: QBE22879/Y072953QBE0112A Period of Insurance: From: 21/03/14 To: 27/05/14 both days inclusive Greenwich Mean Time and for such further period or

More information

Employers' Liability Insurance Insurance Summary

Employers' Liability Insurance Insurance Summary Employers' Liability Insurance Underwritten by a member of the QBE Insurance Group (QBE) This insurance is an annual contract unless stated otherwise in the quotation or renewal documentation and as confirmed

More information

QBE European Operations Suttons Electrical Contractors Insurance Schedule

QBE European Operations Suttons Electrical Contractors Insurance Schedule QBE European Operations Suttons Electrical Contractors Insurance Schedule Policy Number: Y025641QBE0115A Policy Wording Reference: PSEC011114 Period of Insurance: From: 18 February 2015 To: 17 February

More information

Intellectual Property Pursuit and Defence. Summary of Cover

Intellectual Property Pursuit and Defence. Summary of Cover Intellectual Property Pursuit and Defence Summary of Cover Intellectual Property Pursuit and Defence Summary of cover This insurance is an annual contract unless stated otherwise in the quotation or renewal

More information

Non-Negligence Liability Insurance (UK) Insurance Summary

Non-Negligence Liability Insurance (UK) Insurance Summary Non-Negligence Liability Insurance (UK) Non-Negligence Liability Insurance (UK) is underwritten by a member of the QBE Insurance Group (QBE) This insurance is a non-renewable insurance contract and the

More information

Public and Product Liability Claims Made Insurance (UK) Insurance Summary

Public and Product Liability Claims Made Insurance (UK) Insurance Summary Public and Product Liability Claims Made Insurance (UK) Underwritten by a member of the QBE Insurance Group (QBE) This insurance is an annual contract unless stated otherwise in the quotation or renewal

More information

Construction Consultants Professional Liability Insurance Summary

Construction Consultants Professional Liability Insurance Summary Construction Consultants Professional Liability Insurance Underwritten by a member of the QBE Insurance Group (QBE) This insurance is an annual contract unless stated otherwise in the quotation or renewal

More information

Specialist Miscellaneous Professions (Legal Liability) Professional Liability Insurance Summary

Specialist Miscellaneous Professions (Legal Liability) Professional Liability Insurance Summary Specialist Miscellaneous Professions (Legal Liability) Professional Liability Insurance Summary Specialist Miscellaneous Professions Underwritten by a member of the QBE Insurance Group (QBE) This insurance

More information

Contractors' Combined Liability Insurance Summary

Contractors' Combined Liability Insurance Summary Contractors' Combined Liability Underwritten by a member of the QBE Insurance Group (QBE) This insurance is an annual contract unless stated otherwise in the quotation or renewal documentation and as confirmed

More information

Architects and Engineers Professional Liability Insurance Summary

Architects and Engineers Professional Liability Insurance Summary Architects and Engineers Professional Liability Insurance Summary Underwritten by a member of the QBE Insurance Group (QBE) This insurance is an annual contract unless stated otherwise in the quotation

More information

Surveyors Professional Liability Insurance Summary

Surveyors Professional Liability Insurance Summary Surveyors Professional Liability Surveyors Professional Liability Underwritten by a member of the QBE Insurance Group (QBE) This insurance is an annual contract unless stated otherwise in the quotation

More information

Design and Construct Professional Liability Insurance Summary

Design and Construct Professional Liability Insurance Summary Design and Construct Professional Liability Insurance Summary Design and Construct Professional Underwritten by a member of the QBE Insurance Group (QBE) This insurance is an annual contract unless stated

More information

Employers' Liability Insurance Notice of Change

Employers' Liability Insurance Notice of Change Employers' Liability Insurance Employers' Liability Insurance Significant Policy Cover Changes Your policy has been revised as a response to a need to update and/or clarify cover. The undernoted summarizes

More information

Contractors' Combined Liability Insurance Notice of Change

Contractors' Combined Liability Insurance Notice of Change Contractors' Combined Liability Insurance Contractors' Combined Liability Insurance Significant Policy Cover Changes Your policy has been revised as a response to a need to update and/or clarify cover.

More information

R&Q Commercial Risk Services Limited Contractors All Risks and Liability Combined Insurance Summary of Cover

R&Q Commercial Risk Services Limited Contractors All Risks and Liability Combined Insurance Summary of Cover R&Q Commercial Risk Services Limited Contractors All Risks and Liability Combined Insurance Summary of Cover June 2012 Edition Contractors All Risks and Liability Combined Insurance Policy Overview About

More information

Public and Products Liability Claims Made Insurance (UK) Notice of Change

Public and Products Liability Claims Made Insurance (UK) Notice of Change Public and Products Liability Claims Made Insurance (UK) Significant Policy Cover Changes Your policy has been revised as a response to a need to update and/or clarify cover. The undernoted summarizes

More information

FIFA Professional Indemnity Insurance Proposal Form

FIFA Professional Indemnity Insurance Proposal Form FIFA Professional Indemnity Insurance Proposal Form Important Notice 1. This is a proposal for a contract of insurance, in which 'proposer' or 'you/your' means the individual, company, partnership, limited

More information

EXCESS EMPLOYERS LIABILITY. A Chubb liability insurance policy

EXCESS EMPLOYERS LIABILITY. A Chubb liability insurance policy EXCESS EMPLOYERS LIABILITY A Chubb liability insurance policy COVERAGE Subject to all the provisions of this Policy, the Company agrees to indemnify the Insured as shown in Item 1 of the Schedule for Loss

More information

First Excess Directors and Officers Liability and Company Reimbursement Policy SPECIMEN. Zurich Global Corporate UK

First Excess Directors and Officers Liability and Company Reimbursement Policy SPECIMEN. Zurich Global Corporate UK First Excess Directors and Officers Liability and Company Reimbursement Policy Reimbursement insurance schedule Item 1 Item 2 Item 3 Item 4 Item 5 Item 6 Item 7 Item 8 Policy number: From to both days

More information

R&Q Commercial Risk Services Limited Liability Combined Insurance Summary of Cover

R&Q Commercial Risk Services Limited Liability Combined Insurance Summary of Cover R&Q Commercial Risk Services Limited Liability Combined Insurance Summary of Cover March 2014 Edition Contractors All Risks and Liability Combined Insurance Policy Overview About R&Q This Insurance product

More information

Professional Liability Insurance for Charities Associations, Societies, Clubs and the like Proposal Form

Professional Liability Insurance for Charities Associations, Societies, Clubs and the like Proposal Form Professional Liability Insurance for Charities Associations, Societies, Clubs and the like Proposal Form Important Notice 1. This is a proposal for a contract of insurance, in which 'proposer' or 'you/your'

More information

QBE Trade Credit Trade Credit Insurance proposal form

QBE Trade Credit Trade Credit Insurance proposal form QBE Trade Credit Trade Credit Insurance proposal form QBE European Operations Please read the following information carefully This document sets out the important information that you, or your insurance

More information

Directors and Officers Liability and Company Reimbursement Insurance Proposal Form

Directors and Officers Liability and Company Reimbursement Insurance Proposal Form Directors and Officers Liability and Company Reimbursement Insurance Proposal Form Important Notice 1. This is a proposal for a contract of insurance, in which 'proposer' or 'you/your' means the individual,

More information

MAKING MUSIC INSURANCE SCHEME Policy Summary

MAKING MUSIC INSURANCE SCHEME Policy Summary MAKING MUSIC INSURANCE SCHEME This is a policy summary only and does not contain the full terms and conditions of the policy. Full terms and conditions can be found in the policy document, a copy of which

More information

Per Capita Pest Control Insurance Summary Underwritten by QBE Insurance (Europe) Limited

Per Capita Pest Control Insurance Summary Underwritten by QBE Insurance (Europe) Limited Per Capita Pest Control Insurance Summary Per Capita Pest Control Insurance Policy is an annual insurance contract and may be renewed each year subject to the terms and conditions then applicable. This

More information

Sports Liability Insurance. for Clubs & Associations, Sports Coaching Businesses, Sports Coaches & Trainers and Event/Camp Organisers

Sports Liability Insurance. for Clubs & Associations, Sports Coaching Businesses, Sports Coaches & Trainers and Event/Camp Organisers Sports Liability Insurance for Clubs & Associations, Sports Coaching Businesses, Sports Coaches & Trainers and Event/Camp Organisers Contents Choose sportsinsurance4u from General & Medical Healthcare

More information

2016 Summary of Cover for Combined Liability Insurance

2016 Summary of Cover for Combined Liability Insurance 2016 Summary of Cover for Combined Liability Insurance Insured: Any Member of the Countryside Alliance or Countryside Alliance Ireland whilst participating in a Recognised Activity Cover will apply from

More information

Directors & Officers Liability Insurance Financial Institutions

Directors & Officers Liability Insurance Financial Institutions AIG CorporateGuard SEC Schedule Directors & Officers Liability Insurance Financial Institutions Policy Number 1 Policyholder 2 Registered Address 3 Policy Period From: Inception Date To: Expiry Date 00.01

More information

Employers Liability Policy of Insurance

Employers Liability Policy of Insurance Employers Liability Policy of Insurance EMPLOYERS' LIABILITY POLICY OF INSURANCE MSI Corporate Capital Limited as the Underwriting Member of MIT Syndicate 3210 at Lloyd s hereinafter referred to as the

More information

Excess PI Insurance Policy Wording

Excess PI Insurance Policy Wording Excess PI Insurance Policy Wording GBUL Excess PI AGG June 2013 CONTENTS Notice To The Insured 02 General Conditions 03 Claims Conditions 03 Several Liability 03 Definitions 03 Excess PI Insurance Policy

More information

TERMS OF BUSINESS AGREEMENT

TERMS OF BUSINESS AGREEMENT Insurance and Reinsurance Brokers Iris Insurance Brokers Ltd 7 th Floor, New London House 6 London Street, London, EC3R 7LP United Kingdom. Tel: +44 (0)20 3178 7872 Fax: +44 (0)1702 431 644 Email: mail@irisib.com

More information

CENTRAL. Hire Car Cover Comprehensive

CENTRAL. Hire Car Cover Comprehensive ST CENTRAL Hire Car Cover Comprehensive Page 1 of 11 1 st Central Hire Car Policy - Comprehensive Demands and Needs Statement This Policy meets the demands and needs of a driver whose vehicle has been

More information

FLEET UNDERWRITING POLICY SUMMARY

FLEET UNDERWRITING POLICY SUMMARY FLEET UNDERWRITING POLICY SUMMARY Some important facts about your Motor Insurance are summarised below. This summary does not contain the full terms and conditions of the contract which can be found in

More information

Policy document. Employers Liability

Policy document. Employers Liability Policy document Employers Liability Contents Employers Liability 4 The cover 5 Exclusions 8 Conditions 9 Complaints procedure 10 A warm welcome to Zurich Thank you for taking out your Employers Liability

More information

Employers Liability Insurance

Employers Liability Insurance Employers Liability Insurance Policy Zurich Global Corporate UK Contents Welcome to Zurich Global Corporate UK 3 Employers Liability Policy 4 Law applicable to the contract 4 Extensions 5 Exclusions 7

More information

Touchstone Underwriting PROPERTY POLICY SUMMARY Commercial Legal Expenses Insurance

Touchstone Underwriting PROPERTY POLICY SUMMARY Commercial Legal Expenses Insurance Touchstone Underwriting PROPERTY POLICY SUMMARY Commercial Legal Expenses Insurance The purpose of this Policy Summary is to help you understand the insurance by setting out the significant features, benefits,

More information

QBE European Operations Miscellaneous Professional Indemnity Insurance

QBE European Operations Miscellaneous Professional Indemnity Insurance QBE European Operations Miscellaneous Professional Indemnity Insurance Policy Wording In consideration of the payment of premium specified in the Schedule the Insurer hereby agrees to insure against loss

More information

Photographic Alliance of Great Britain Clubs Public/Products Liability

Photographic Alliance of Great Britain Clubs Public/Products Liability Underwritten by Photographic Alliance of Great Britain Clubs Public/Products Liability Policy Summary Arranged by 2 Photographic Alliance of Great Britain Public/Products Liability Policy Summary Photographic

More information

EXCESS PROFESSIONAL INDEMNITY INSURANCE POLICY. DECLARATIONS Policy Number: Chubb Insurance Company of Europe SE (herein called the Company )

EXCESS PROFESSIONAL INDEMNITY INSURANCE POLICY. DECLARATIONS Policy Number: Chubb Insurance Company of Europe SE (herein called the Company ) EXCESS PROFESSIONAL INDEMNITY INSURANCE POLICY Item 1. Policyholder: Address DECLARATIONS Policy Number: Chubb Insurance Company of Europe SE (herein called the Company ) Item 2. Limit of Liability: Item

More information

QBE European Operations OAMPS Insurance Policy Schedule

QBE European Operations OAMPS Insurance Policy Schedule QBE European Operations OAMPS Insurance Policy Schedule Policy Number: Y037009QBE0112A Policy Wording Reference: PODP040811 Period of Insurance: From: 1 August 2012 To: 31 July 2013 both days inclusive

More information

Accountants Professional Liability Insurance Proposal

Accountants Professional Liability Insurance Proposal AIG Europe Limited Proposer Details Name of Firm(s) Principal Address line one Principal Address line two City and postcode Telephone number Fax number Website address Does the Firm(s) have any branch

More information

Requirements made under the Intermediaries Byelaw

Requirements made under the Intermediaries Byelaw Chapter 2 Requirements made under the Intermediaries Byelaw Section 1 Delegated Underwriting Registers of coverholders and registered binding authorities Part B of the Intermediaries Byelaw Format and

More information

Contractors Policy Summary UK General - Contractors Insurance Policy Summary 06.2014

Contractors Policy Summary UK General - Contractors Insurance Policy Summary 06.2014 Introduction This document provides a summary only of the significant aspects of cover (including restrictions) provided by the UK General Contractors Insurance Policy. For full details, please refer to

More information

Group Life Assurance. Registered Policy Terms and Conditions. GLA Policy Conditions and Definitions/06.11(4)

Group Life Assurance. Registered Policy Terms and Conditions. GLA Policy Conditions and Definitions/06.11(4) Group Life Assurance Registered Policy Terms and Conditions GLA Policy Conditions and Definitions/06.11(4) GENERAL CONDITIONS 1. PERIOD OF POLICY Subject to the provisions of these General Conditions this

More information

Online Home and Contents Excess Protect Insurance. Policy Wording

Online Home and Contents Excess Protect Insurance. Policy Wording Online Home and Contents Excess Protect Insurance Policy Wording Important Numbers Claims Helpline 0844 225 9653 Scheme Number 10033 Customer Services 0845 683 0743 Home Excess Protect Insurance Policy

More information

PROFESSIONAL INDEMNITY FOR ARCHITECTS AND CONSULTING ENGINEERS. Policy Summary

PROFESSIONAL INDEMNITY FOR ARCHITECTS AND CONSULTING ENGINEERS. Policy Summary PROFESSIONAL INDEMNITY FOR ARCHITECTS AND CONSULTING ENGINEERS Policy Summary 2 Professional Indemnity for Architects and Consulting Engineers Policy Summary PROFESSIONAL INDEMNITY FOR ARCHITECTS AND CONSULTING

More information

THE SCHEDULE CAMBERFORD LAW PLC TOUR OPERATORS AND TRAVEL AGENTS INSURANCE SCHEDULE

THE SCHEDULE CAMBERFORD LAW PLC TOUR OPERATORS AND TRAVEL AGENTS INSURANCE SCHEDULE CAMBERFORD LAW PLC TOUR OPERATORS AND TRAVEL AGENTS INSURANCE SCHEDULE Binding Authority Agreement Number Section 1 Section 2 Section 3 Section 4 Section 5 Section 6 B1053BA15072 B1053BA15072 Policy Number

More information

Important Trading and Legal Information

Important Trading and Legal Information Important Trading and Legal Information Trading Details: R J P MARINE INSURANCE SERVICES R J P Marine Insurance Services is a Trading Name of Johnstone Insurance Brokers Ltd. (Company Registration number

More information

CHUBB INSURANCE COMPANY OF EUROPE SE

CHUBB INSURANCE COMPANY OF EUROPE SE CHUBB INSURANCE COMPANY OF EUROPE SE 106 Fenchurch Street, London EC3M 5NB, England Telephone: +44 (0) 20 7956 5000 Facsimile: +44 (0) 20 7956 5900 Website: www.chubb.com/uk EXCESS EMPLOYERS LIABILITY

More information

DRAFT Version 1.2 Revision Date: 16/7/10

DRAFT Version 1.2 Revision Date: 16/7/10 LOCAL AUTHORITY SEARCH REPORT INSURANCE POLICY 1. Policy Issuer: Stanley Davis Group Limited trading as York Place Policy Number: SDGLA0001 Definitions In this policy unless the context otherwise requires:

More information

Employment Practices Liability Insurance Proposal Form

Employment Practices Liability Insurance Proposal Form Employment Practices Liability Insurance Proposal Form Important Notice 1. This is a proposal for a contract of insurance, in which 'proposer' or 'you/your' means the individual, company, partnership,

More information

Motor Vehicle Excess Protection Policy Wording

Motor Vehicle Excess Protection Policy Wording Motor Vehicle Excess Protection Policy Wording www.greeninsurancecompany.co.uk Contents Demands and Needs Statement 2 Insurer 2 What makes up this policy? 2 Changing your mind Your right to cancel 2 Definitions

More information

Y063202QBE0114A - PL Y063202QBE0114A - EL FI0522414 & FI0522514 & FI0522714 - PI. Date for Renewal: 1 September 2015

Y063202QBE0114A - PL Y063202QBE0114A - EL FI0522414 & FI0522514 & FI0522714 - PI. Date for Renewal: 1 September 2015 & Insurance Details Policy Summary Insurance Type: Contractors All Risks Public Liability Employers Liability Professional Indemnity Policy Numbers: Insurance Company: 025443012014 - CAR Y063202QBE0114A

More information

CARD BASED LIFE ASSURANCE

CARD BASED LIFE ASSURANCE CARD BASED LIFE ASSURANCE We, the Underwriters, will pay the Sum Assured mentioned in the Certificate to the Person or Persons to whom the same is therein expressed to be payable under production of proof

More information

Commercial Vehicle Insurance Summary of Cover

Commercial Vehicle Insurance Summary of Cover Summary of Cover Please read this document carefully. This is a summary of the cover provided by the Brit. It contains references to the key features and benefits of the policy, as well as references to

More information

Professional Liability Insurance for Educational Establishments Proposal Form

Professional Liability Insurance for Educational Establishments Proposal Form Professional Liability Insurance for Educational Establishments Proposal Form Important Notice 1. This is a proposal for a contract of insurance, in which 'proposer' or 'you/your' means the individual,

More information

Motor Excess Protection Insurance

Motor Excess Protection Insurance Motor Excess Protection Insurance For Private Cars, Motorcycles and Commercial Vehicles. Questor Insurance Services Limited First Floor Suite West A Orchard House, Station Road Rainham, Kent ME8 7RS United

More information

Welcome Pack. Fixed Rate Business Bond

Welcome Pack. Fixed Rate Business Bond Welcome Pack Fixed Rate Business Bond Creating better futures Cambridge & Counties Bank is a unique partnership between two established and respected institutions Trinity Hall, Cambridge and Cambridgeshire

More information

SISS TRADES & PROFESSIONS LIABILITY INSURANCE Summary of Cover

SISS TRADES & PROFESSIONS LIABILITY INSURANCE Summary of Cover SISS TRADES & PROFESSIONS LIABILITY INSURANCE Summary of Cover This is a basic summary of the benefits, features, limitations and exclusions of the cover provided and does not contain the full terms and

More information

Commercial & Motor Trade Excess Reimbursement Policy Wording. Please refer to Your Certificate of Insurance for confirmation of coverage details

Commercial & Motor Trade Excess Reimbursement Policy Wording. Please refer to Your Certificate of Insurance for confirmation of coverage details Please refer to Your Certificate of Insurance for confirmation of coverage details This is Your Commercial & Motor Trade Excess Reimbursement Insurance Policy. It contains details of cover, conditions

More information

Motor Legal Protection Policy Summary

Motor Legal Protection Policy Summary Motor Legal Protection Policy Summary This summary is designed to provide an overview of Motor Legal Protection. The full terms and conditions of this insurance contract can be found in the policy booklet.

More information

COMBINED LIABILITY INSURANCE For Tour Operators and Travel Agents Policy Summary

COMBINED LIABILITY INSURANCE For Tour Operators and Travel Agents Policy Summary Arranged by Your document is an annual contract which may be renewed each year subject to your needs and our terms and conditions The policy cover provides packaged insurance cover including Combined Liability

More information

CLEMENTS WORLDWIDE TERM LIFE INSURANCE PROGRAM FOR IEEE MEMBERS

CLEMENTS WORLDWIDE TERM LIFE INSURANCE PROGRAM FOR IEEE MEMBERS CLEMENTS WORLDWIDE TERM LIFE INSURANCE PROGRAM FOR IEEE MEMBERS We, the Underwriters, will pay the Sum Assured mentioned in the Certificate to the Person or Persons to whom the same is therein expressed

More information

PROFESSIONAL INDEMNITY. Policy summary

PROFESSIONAL INDEMNITY. Policy summary PROFESSIONAL INDEMNITY Policy summary 2 Professional Indemnity Policy Summary Professional Indemnity Policy Summary This policy is an annually renewable Professional Indemnity insurance, underwritten by

More information

Excess Professional Indemnity. Policy document

Excess Professional Indemnity. Policy document Excess Professional Indemnity Policy document Contents A warm welcome to Zurich 3 Your Excess Professional Indemnity policy 3 Section 1 Definitions 5 Section 2 The Cover 5 Section 3 Provisions 6 Section

More information

Professional Indemnity Insurance for Security Companies Proposal Form

Professional Indemnity Insurance for Security Companies Proposal Form Professional Indemnity Insurance for Security Companies Proposal Form Important Notice 1. This is a proposal for a contract of insurance, in which 'proposer' or 'you/your' means the individual, company,

More information

insurance details barclaycard commercial

insurance details barclaycard commercial insurance details This policy covers: Barclaycard Commercial Purchasing Cards Barclaycard Commercial PurchaseControl Cards Barclaycard Precisionpay Barclaycard Payables barclaycard commercial Contents

More information

W. R. Berkley Insurance (Europe), Limited

W. R. Berkley Insurance (Europe), Limited W. R. Berkley Insurance (Europe), Limited CONSTRUCTION INDUSTRY PROFESSIONAL INDEMNITY INSURANCE IMPORTANT NOTICE TO THE INSURED This insurance is a legal contract. Please read it carefully to ensure that

More information

Property Owners Insurance Policy Summary

Property Owners Insurance Policy Summary Property Owners Insurance Policy Summary Underwritten by QBE Insurance (Europe) Limited (QBE) This Property Owners Insurance Policy is an annual insurance contract unless stated otherwise in the quotation

More information

Octagon Insurance Lost Key Protection. Assists you to get home safely Recovers your lost or stolen keys Protects you and your keys

Octagon Insurance Lost Key Protection. Assists you to get home safely Recovers your lost or stolen keys Protects you and your keys Octagon Insurance Lost Key Protection Assists you to get home safely Recovers your lost or stolen keys Protects you and your keys lost Key Protection This Octagon insurance policy has been arranged by

More information

Policy Summary Hospitality Insurance Underwriting Agencies (HIUA) Insurance Policy for Guest Houses

Policy Summary Hospitality Insurance Underwriting Agencies (HIUA) Insurance Policy for Guest Houses Policy Summary Hospitality Insurance Underwriting Agencies (HIUA) Insurance Policy for Guest Houses The information provided in this policy summary is key information you should read This Policy Summary

More information

Excess Professional Liability Insurance PI-15-XS

Excess Professional Liability Insurance PI-15-XS Excess Professional Liability Insurance PI-15-XS PXAJ030115 Excess Professional Liability Insurance (QBE PI-15-XS) Page 1 of 16 Contents 1 Our agreement in general... 3 2 Insured section Excess Professional

More information

Motor Trade Road Risks

Motor Trade Road Risks Motor Trade Road Risks Policy Summary The Insurance cover is provided by Covéa Insurance plc, Norman Place, Reading, Berkshire, RG1 8DA. The Motor Trade Road Risks Insurance policy is for full or part-time

More information

Key Protection Policy Wording

Key Protection Policy Wording Key Protection Policy Wording This Policy has been arranged by Motorplus Limited and Boomerang-Tag Limited with Qdos Broker & Underwriting Services Limited and is underwritten by UK General Insurance Limited

More information

rotect Yacht Policy Summary

rotect Yacht Policy Summary rotect Yacht Policy Summary Yacht Policy Summary Thank you for choosing AIG Europe Limited and our Private Client Group for your personal insurance. Private Client Group is dedicated to providing insurance

More information

Tradesman Essential Per Capita Liability Insurance Summary of Cover

Tradesman Essential Per Capita Liability Insurance Summary of Cover Tradesman Essential Per Capita Liability Insurance www.towergate.co.uk This leaflet provides a summary of the significant features, benefits and limitations of the cover provided by your Tradesman Essentials

More information

A L L B R I G H T B I S H O P R O W L E Y L I M I T E D T E R M S OF B U S I N E S S

A L L B R I G H T B I S H O P R O W L E Y L I M I T E D T E R M S OF B U S I N E S S GENERAL POINTS A L L B R I G H T B I S H O P R O W L E Y L I M I T E D T E R M S OF B U S I N E S S 1. Allbright Bishop Rowley Limited (or ABR) is a General insurance broker based at 2-3 The Courtyard,

More information

Motor Fleet Proposal Form

Motor Fleet Proposal Form Motor Fleet Proposal Form Important tes Material Facts Failure to disclose material facts could result in your policy being invalidated. Material facts are those facts which might influence the acceptance

More information

Professional Indemnity Insurance for Insurance Brokers & Intermediaries Proposal Form

Professional Indemnity Insurance for Insurance Brokers & Intermediaries Proposal Form Professional Indemnity Insurance for Insurance Brokers & Intermediaries Proposal Form Important Notice 1. This is a proposal for a contract of insurance, in which 'proposer' or 'you/your' means the individual,

More information

You should read this Summary of Cover in conjunction with the Policy Schedule and Policy Wording.

You should read this Summary of Cover in conjunction with the Policy Schedule and Policy Wording. Summary of Cover iprism Office Policy About Your Policy This document provides a summary of the cover provided by the iprism Office policy. This summary is provided to you for information purposes only

More information

Welcome Pack. Fixed Rate Business Bond

Welcome Pack. Fixed Rate Business Bond Welcome Pack Fixed Rate Business Bond Creating better futures Cambridge & Counties Bank is a unique partnership between two established and respected institutions Trinity Hall, Cambridge and Cambridgeshire

More information

WIMSURE UNDERWRITING LIMITED INSURANCE BROKERS / INTERMEDIARIES PROFESSIONAL INDEMNITY INSURANCE CERTIFICATE

WIMSURE UNDERWRITING LIMITED INSURANCE BROKERS / INTERMEDIARIES PROFESSIONAL INDEMNITY INSURANCE CERTIFICATE WIMSURE UNDERWRITING LIMITED INSURANCE BROKERS / INTERMEDIARIES PROFESSIONAL INDEMNITY INSURANCE CERTIFICATE For and on behalf of Syndicates at Lloyd s IMPORTANT NOTICE TO THE INSURED This insurance is

More information

Homeworkers. Policy Summary

Homeworkers. Policy Summary Homeworkers Policy Summary 2 Homeworkers Policy Summary Homeworkers Policy Summary Your RSA Homeworkers Policy is an annual contract which may be renewed each year subject to your needs and our terms and

More information

Contractors Combined Insurance

Contractors Combined Insurance Contractors Combined Insurance SCHEDULE TO THE POLICY Policy Number B1053BAGL027 XLTS0258 Insurance Broker Camberford Law Plc Lygon House 50 London Road Bromley, Kent BR1 3RA Assured: TreeAbility Ltd Of:

More information

Excess Professional Indemnity policy

Excess Professional Indemnity policy Excess Professional Indemnity policy Contents A warm welcome to Vela Underwriting 3 Making yourself heard 4 Your Excess Professional Indemnity Insurance Policy 5 Section 1 Definitions 8 Section 2 The Cover

More information

Lost Key Protection. Assists you to get home safely Recovers your lost or stolen keys Protects you and your keys

Lost Key Protection. Assists you to get home safely Recovers your lost or stolen keys Protects you and your keys Lost Key Protection Assists you to get home safely Recovers your lost or stolen keys Protects you and your keys lost Key Protection This insurance policy has been arranged by Qdos Broker & Underwriting

More information

Excess Employers Liability. Policy document

Excess Employers Liability. Policy document Excess Employers Liability Policy document Contents A warm welcome to Zurich 3 Your Excess Employers Liability policy 3 Section 1 definitions 5 Section 2 the cover 5 Section 3 exclusions 5 Section 4 conditions

More information

PROPERTY DEVELOPMENT CONTINGENCY INSURANCE. Your Policy Terms and Conditions September 2013 Edition

PROPERTY DEVELOPMENT CONTINGENCY INSURANCE. Your Policy Terms and Conditions September 2013 Edition PROPERTY DEVELOPMENT CONTINGENCY INSURANCE Your Policy Terms and Conditions September 2013 Edition WELCOME TO AXA Introducing AXA One of the world s largest insurers With more than 50 million customers

More information

Medical Malpractice Insurance Key Facts Summary

Medical Malpractice Insurance Key Facts Summary Medical Malpractice Insurance Key Facts Summary Medical Liability Insurance - Key Facts Summary Our Medical Liability Insurance is specifically created to protect practitioners in the cosmetic industry.

More information

Proposal Form for Directors & Officers Liability Insurance

Proposal Form for Directors & Officers Liability Insurance Proposal Form for Directors & Officers Liability Insurance Guidance Notes and Important Notices These TICES apply to this Proposal and any attached Addenda 1. The answers to this form preferably should

More information

Fleet Excess Protect

Fleet Excess Protect Fleet Excess Protect Policy Wording Thank you for choosing Fleet Excess Protect Insurance. The information in this policy wording contains important information and we have made it as easy as possible

More information

Excess Directors and Officers Liability. Policy document

Excess Directors and Officers Liability. Policy document Excess Directors and Officers Liability Policy document Contents A warm welcome to Zurich 3 Your Excess Directors and Officers Liability policy 4 Section 1 Agreement with underlying policies 7 Section

More information

Home and Legacy Ultra Home Policy Summary

Home and Legacy Ultra Home Policy Summary Home and Legacy Ultra Home Policy Summary This is a policy summary only and does not contain the full terms and conditions of the contract. It does not form part of the contract between you and us. Full

More information

QBE Trade Credit Claim form

QBE Trade Credit Claim form QBE Trade Credit Claim form QBE European Operations Section 1: Policy details Name of Insured Policy Number Section 2: Buyer s details Full name National ID Address Town Postcode Country Buyer s industry

More information

Small Business Office Summary of Cover PUBLIC & PRODUCTS LIABILITY

Small Business Office Summary of Cover PUBLIC & PRODUCTS LIABILITY Small Business Office Summary of Cover PUBLIC & PRODUCTS LIABILITY What is a Summary of Cover This Summary of Cover was written to provide you with the main features of our Public and Products Liability

More information

Personal Accident Insurance Policy Summary. From 1st March 2013

Personal Accident Insurance Policy Summary. From 1st March 2013 Personal Accident Insurance Policy Summary From 1st March 2013 1 Personal Accident Who can apply for this insurance? Cover is available to members of HM Forces (except SAS or SBS) and civilians attached

More information

SUMMARY OF COVER. Max 10/10 Liability and Construction

SUMMARY OF COVER. Max 10/10 Liability and Construction SUMMARY OF COVER Max 10/10 Liability and Construction Liability & Construction Max 10/10 Policy Summary of Cover This leaflet provides a summary of the significant features, benefits and of the cover provided

More information

Professional Indemnity Insurance for Architects & Engineers Proposal Form

Professional Indemnity Insurance for Architects & Engineers Proposal Form Professional Indemnity Insurance for Architects & Engineers Proposal Form Important Notice 1. This is a proposal for a contract of insurance, in which 'proposer' or 'you/your' means the individual, company,

More information