CERTIFICATE OF EMPLOYERS LIABILITY INSURANCE
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1 ACE European Group Ltd. UK Head Office: The ACE Building 100 Leadenhall Street London EC3A 3BP tel fax CERTIFICATE OF EMPLOYERS LIABILITY INSURANCE (Where required by regulation 5 of the Employers' Liability (Compulsory Insurance) Regulations 1998 (the Regulations), one or more copies of this certificate must be displayed at each place of business at which the Policyholder employs persons covered by the policy) Policy Number : 43UKA10336/ Name of Policyholder: P.M. Resources Ltd 2. Date of commencement of insurance policy: 10th October 2013 L.S.T. 3. Date of expiry of insurance policy: 9th October 2014 L.S.T. We hereby certify that: both days inclusive L.S.T. (Local Standard Time) means the time applicable on the relevant date at the Address of the Insured as shown on the Schedule to the Policy 1. The policy to which this certificate relates satisfies the requirements of the relevant law applicable in Great Britain, Northern Ireland, the Isle of Man, the Island of Jersey, the Island of Guernsey and the Island of Alderney; and 2. the minimum amount of cover provided by this policy is no less than GBP5,000,000. Signed on behalf of ACE European Group Ltd. Andrew Kendrick, Chairman and Chief Executive Officer Part of the ACE Group of Insurance & Reinsurance Companies ACE European Group Limited Registered in England Number Registered Office: 100 Leadenhall Street, London EC3A 3BP Authorised and Regulated by the Financial Conduct Authority
2 EMPLOYERS LIABILITY INSURANCE IMPORTANT NOTES TO YOUR POLICY Please keep this safe as part of your policy wording It is important for us to remind you that since there have been a number of changes resulting from the Employers Liability (Compulsory Insurance) Regulations 1998, as follows: Change in Insurance Certificate It must be clear as to whether subsidiaries are included in the insurance or excluded. Information shown on the Certificates has to be more detailed to reflect this. Action you have to take In order for you to comply with the Regulations, where applicable you will need to provide us with a full list of companies, split between subsidiary and associated companies, so that we may issue the correct documentation to you. We must also be informed of any changes to these companies. Please inform us of any changes immediately. Note: Associated companies have to maintain Employers Liability insurance with a separate limit of liability. For any associated company we will issue a separate Employers Liability policy. Retention of Certificate The Regulations have also placed a duty upon employers to retain the Employers Liability Certificates for 40 years. Health & Safety Inspectors have the right to see Certificates of Insurance for past years as well as that for the current year. Action you have to take You must ensure that the Employers Liability Certificate(s) is retained carefully for any future inspection within the next 40 years by Inspectors. Increase in the minimum limit of liability provided by Insurers As a result of the 1998 Regulations the minimum limit of liability provided by Insurers was increased to 5m. Our policies already included a minimum limit of liability of 10m, so there was no change required. The exception to this is for policies which cover offshore work and you should seek appropriate advice from your insurance advisor. Action you have to take (Offshore work risks only) There is a duty on the employer with employees on an offshore installation to supply a copy of the Certificate of Insurance within 10 days to any employee who requests one. This replaced the employer s duty to keep a copy of the Insurance Certificate on every offshore installation where they have employees. Note: Unless your policy has been specifically extended, offshore work is not covered under the policy. If you require cover for work offshore please contact your insurance advisor. Don t forget to call your Insurance Advisor if you have any questions about your insurance Dallas Kirkland Recruitinsure Birchin Court, 3rd Floor, 20 Birchin Lane, London, EC3V 9DU Tel: Fax: info@dkri.co.uk Website: Dallas Kirkland Recruitinsure is a trading name of Ink Underwriting Agencies Ltd.
3 INSURANCE RENEWAL SCHEDULE P.M. RESOURCES LTD COMBINED LIABILITY 10 OCTOBER OCTOBER 2014 This is your Renewal Schedule Please ensure that it is kept with your existing insurance policy
4 RENEWAL SCHEDULE NO. 43UKA10336/ Attaching to and forming part of original Policy No. IT IS UNDERSTOOD AND AGREED THAT this Policy is renewed subject otherwise to the terms, exceptions and conditions contained in or endorsed on the original Policy. Effected with ACE European Group Limited under the terms of Contract Number 43UKA10336 issued to Dallas Kirkland Recruitinsure Type: Insured: Address: Business: Combined Liability P.M. Resources Ltd 99 Wellcroft Road Welwyn Garden City Hertfordshire AL7 3JX Various as declared Period Of Insurance: (a) From 10 October 2013 LST to 09 October 2014 LST Renewal Date: 10 October 2014 LST (Local Standard Time) means the time applicable on the relevant date at the Address of the Insured as shown above (b) Any subsequent period for which the Insured shall pay and the Company shall accept a Renewal Premium Limits of Liability: Section Limit of Liability 1. Employers Liability 10,000, Public and Products Liability 5,000, Drivers Negligence Not covered Minimum & Deposit Premium: 2, plus Insurance Premium Tax Adjustable Rate: Adjustable on turnover at year 0.25% Condition Precedent: Excess: It shall be a condition precedent to any liability of the Company to make any payment under this Policy that:- i) the Insured shall conduct business on Standard Terms of Business as defined in the Policy or on terms specifically agreed and accepted by the Company ii) all staff are supplied through bona fide recruitment businesses iii) where a statutory licence or certificate of registration is necessary to operate the Business noted above a valid statutory licence or certificate of registration shall be in force throughout the Period of Insurance Section 2 is subject to an excess of 250 each and every claim in respect of accidental damage to third party material property increasing to 2,500 in respect of Safety Critical Railwork and 5,000 in respect of Welding where such cover is provided Memoranda: 1. No Section of this Policy applies to liability arising in circumstances where the Insured is responsible for any supervision direction or control of a Contractor 2. Insofar as concerns any activity involving the use of heat on third party premises the Limit of Liability in respect of Section 2 of this Policy shall be limited to 1,000,000 Premium: Sections 1 and 2 2, plus Insurance Premium Tax Section 3 Not covered plus Insurance Premium Tax Not covered Optional Extensions Applicable: 1. Indemnity to Principal 4. Waiver of Subrogation Countersigned:.. Date: 09 October 2013 Dallas Kirkland Recruitinsure, Birchin Court, 3rd Floor, 20 Birchin Lane, London, EC3V 9DU for and on behalf of the Company
5 ACE European Group Ltd. UK Head Office: The ACE Building 100 Leadenhall Street London EC3A 3BP tel fax CERTIFICATE OF EMPLOYERS LIABILITY INSURANCE (Where required by regulation 5 of the Employers' Liability (Compulsory Insurance) Regulations 1998 (the Regulations), one or more copies of this certificate must be displayed at each place of business at which the Policyholder employs persons covered by the policy) Policy Number : 43UKA10336/ Name of Policyholder: P.M. Resources Ltd 2. Date of commencement of insurance policy: 10 October 2013 L.S.T. 3. Date of expiry of insurance policy: 09 October 2014 L.S.T. We hereby certify that: both days inclusive L.S.T. (Local Standard Time) means the time applicable on the relevant date at the Address of the Insured as shown on the Schedule to the Policy 1. The policy to which this certificate relates satisfies the requirements of the relevant law applicable in Great Britain, Northern Ireland, the Isle of Man, the Island of Jersey, the Island of Guernsey and the Island of Alderney; and 2. the minimum amount of cover provided by this policy is no less than GBP5,000,000. Signed on behalf of ACE European Group Ltd. Andrew Kendrick, Chairman and Chief Executive Officer Part of the ACE Group of Insurance & Reinsurance Companies ACE European Group Limited Registered in England Number Registered Office: 100 Leadenhall Street, London EC3A 3BP Authorised and Regulated by the Financial Conduct Authority
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