Wells Fargo Today. 1st Quarter 2016 Quarterly Fact Sheet

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1 1st Quarter 2016 Quarterly Fact Sheet Wells Fargo Today Participants in the Grand Teton National Park Foundation s Youth Conservation Program prepare to work on a historical site in Wyoming. With financial support from Wells Fargo, the program pays 16- to 19-year-olds to work on the park s miles of trails improving access, protecting animal habitats, preserving historical sites, and learning about overall park management Wells Fargo Bank, N.A. All rights reserved. NMLSR ID Investment and Insurance Products: NOT FDIC-Insured NO Bank Guarantee MAY Lose Value

2 We re strong for our customers and communities Wells Fargo & Company (NYSE: WFC) is a diversified, community-based financial services company with $1.8 trillion in assets. Founded in 1852, Wells Fargo provides banking, insurance, investments, mortgage, and consumer and commercial financial services through 8,800 locations, 13,000 ATMs, online (wellsfargo.com), and mobile devices. We re headquartered in San Francisco, but we re decentralized so every local Wells Fargo store is a headquarters for satisfying our customers financial needs and helping them succeed financially. We do business with 70 million customers and one in three U.S. households. Wells Fargo has approximately 269,000 team members in 36 countries across our more than 90 businesses. At the end of first quarter 2016, Wells Fargo ranked third in assets among U.S. banks and was the world s most valuable bank by market capitalization. In 2015, Wells Fargo was named Most Respected Bank by Barron s, Most Admired among the world s largest banks by Fortune, and Best U.S. Bank by The Banker. Our vision: We want to satisfy our customers financial needs and help them succeed financially. Company 3rd Total Deposits (2015) FDIC data 7th Most Respected Company in the World (2015) Barron s 10th Biggest Public Company in the World* (2015) Forbes 25th Most Admired Company in the World (2016) Fortune 30th Biggest Company by Revenue in the U.S. (2015) Fortune *Based on sales, profits, assets, and market value CEO of the Year Morningstar, Inc. Best Global and U.S. Bank of the Year (2015) The Banker Best Bank in the U.S. ( ) Euromoney Best Bank in North America (2016) Global Finance Best Trade Finance Bank in North America (2016) Global Finance Brand Best Bank in the U.S Most Valuable Bank Brand in (2016) Global Finance the World ( ) Best Bank for Payments and Brand Finance Collections (North America) ( ) Global Finance Distinguished Provider for Global Transaction Services ( ) 2015 FImetrix Global Stats in Overall Institutional Satisfaction among Global Financial Institutions ( ) 2015 FImetrix Global Stats Innovation leadership Monarch Innovation Awards, Most Innovative Feature: Wells Fargo s CEO Mobile biometric authentication, Barlow Research Associates The Innovators: Transaction Services 2015: CEO Mobile biometric authentication, Global Finance in Overall Mobile Performance, Ease of Use, Functionality, Quality and Availability (1Q16) Keynote Competitive Research Best Digital Bank in North America (World s Best Corporate/Institutional Digital Banks Global, 2015) Global Finance North America: Best in Mobile Banking, Best Investment Services, Best Website Design, Best Information Security Initiatives; Global Best in Social Media (World s Best Corporate/Institutional Digital Banks in North America, 2015) Global Finance for Clear and Simple Security and Privacy Information, Extensive Money Management Tools, and Wide Variety of Alerts 2014 U.S. Online Banking Benchmark (2015) Forrester Research Wells Fargo Mobile Banking Most Complete Alerting Platform in the annual Mobile Banking FI Scorecard (2015) Javelin Research Diversity No. 4 Top Company For LGBT (2016) DiversityInc 12th Top Company For Diversity (2016) DiversityInc 8th Best Company For Latinas (2015) LATINA Style Perfect Score 100 Corporate Equality Index (2016, 13th year) Human Rights Campaign Corporate social responsibility Largest workplace employee Perfect Score 100 giving campaign in the U.S. for S&P 500 Climate Disclosure seventh consecutive year, based Leadership Index (2015) on 2015 donations (2016) United Carbon Disclosure Project Way Worldwide 2

3 We re an industry leader In supporting homeowners and consumers Retail mortgage lender Used auto lender (February (2015) Inside Mortgage Finance 2016) AutoCount Home loan originator to minority Overall auto lender (February and low- to moderate-income 2016 excluding leases) borrowers, and in low- to moderate-income neighborhoods AutoCount (2014) HMDA data Provider of private student loans among banks (2015) Company and Competitor Home loan servicer reports (2015) Inside Mortgage Finance Provider of student loans overall Debit card transaction volume (2015) Company and Nilson Report * Competitor reports * April 2016, total 2015 debit and prepaid transaction volume for consumer and small business In insurance Best Insurance Broker in the U.S. (2015) Global Finance Key facts as of 03/31/2016 Assets Team members Customers Locations ATMs Market value of stock *Includes domestic and global locations. $1.8 trillion Approximately 269, million 8,800* 13,000 $245 billion In helping small businesses Small business lender (U.S. in SBA 7(a) lender in dollars and dollars 2014) Community Reinvest- units (2015) Small Business ment Act government data Administration federal fiscal year-end data In wealth and investment management in U.S. #4 in U.S. Annuity sales (2015) Wealth management provider, Transamerica Roundtable Survey assets under management of accounts greater than $5 million #3 in U.S. (2015) Barron s Full-service retail brokerage provider (4Q15) Company and #6 in U.S. competitor reports IRA provider (4Q15) Cerulli Associates In overall performance and best in functionality for providing a positive small business banking experience through digital channels (2015) Keynote Competitive Research In treasury management #8 in U.S. Institutional retirement plan Fastest Wholesale Lockbox record keeper, based on Network in the U.S. assets as of 12/31/14 (2015) (Fall 2015) Phoenix-Hecht PLANSPONSOR Magazine Mail Study 1 internationally Best Bank for Payments and Family wealth provider Collections in North America (2015) Bloomberg (2016) Global Finance In commercial and residential real estate U.S. Bank Lender of the Year In total commercial real estate ( ) Real Estate originations in the U.S. (2015) Capital Awards MBA Commercial/Multifamily Mortgage Origination Rankings Asset-based Lender of the Year (2015) Real Deals Trustee for GNMA Multiclass REMIC Program (3Q15) Government National Mortgage Association Largest servicing portfolio of Affordable housing lender commercial real estate loans in (2015) MBA Commercial/ the U.S. (Year-end 2015) Multifamily Origination MBA Commercial/Multifamily Rankings Servicer Rankings Home loan servicer (2015) Inside Mortgage Finance 3

4 We have a broad range of expertise Transfer agent in client satisfaction (2015) Group 5 High grade trading (1Q16) MarketAxess Largest Financial Institution Originator of Automated Clearing House Payments (2016) NACHA The Electronic Payments Association Lead in middle-market banking relationships in the U.S. and total middle-market banking market share in the U.S.** Asset-based left lead arranger (1Q16) Thomson Reuters LPC Preferred stock underwriter (1Q16) Bloomberg Trustee for convertible debt (2015) Thomson Reuters LPC #3 #4 Real estate loan syndications (1Q16) Thomson Reuters LPC Wells Fargo agency trading (1Q16) Bloomberg Trustee for high yield debt (2015) Thomson Reuters LPC Municipal bond underwriter (1Q16) Thompson Reuters Financial Institution Receiver of Automated Clearing House Payments (2016) NACHA The Electronic Payments Association Non-investment grade loan syndications (1Q16) Thomson Reuters LPC Trustee for investment grade debt (2015) Thomson Reuters LPC Municipal bond bookrunner (1Q16) Thomson Reuters Loan syndications (1Q16) Thomson Reuters LPC Additional recognition Wells Fargo recieved 16 As out of 22 grades total (2016) Phoenix-Hecht Middle Market Quality Index Middle Market Banking awards for Digital Functionality and Investment Banking (2015) Greenwich Excellence Awards Wells Fargo received the most A+ grades of any bank (2016) Phoenix-Hecht Large Corporate Quality Index on Bloomberg, on Knight Bond Point, and #3 on Tradeweb Direct for total par traded in March 2016 (1Q16) Bloomberg, Knight Bond Point, Tradeweb Direct Top 3 credit and liquidity provider in municipal market (Moody s Investors Service Municipal VRDBs and CP: Q4 Up-tick in Bank Support Activity Following Lackluster First Half of 2015, February 10, 2016, and Bloomberg, March 31, 2016) Global top 10 in investment banking revenue (1Q16) Dealogic IB Strategy Review Most-often mentioned additional middle market bank used, making Wells Fargo in total banking (primary + up to 3 additional banks)** Of the companies that added a new middle market bank other than primary in the last year, Wells Fargo was the most often mentioned new bank added** **Barlow Research Middle Market Rolling 8 Quarter Data 1Q2014-4Q2015, showing Wells Fargo s competitive market performance with companies $25MM-<$500MM in sales International recognition Best Trade Finance Bank in the U.S. ( ) Global Finance Best International Trade Finance Bank in Asia Pacific (2016) Global Finance Best International Trade Finance Bank in Asia Pacific (2015) The Asian Banker 4 Participants in the Youth Conservation Program peel logs to be used for new bridges along Cascade Creek. To learn more about the program, visit:

5 Creating solutions for stronger communities 4 Corporate Social Responsibility (CSR) is rooted in a culture of caring for our communities that has guided our company s growth and success for more than 160 years. To continue to succeed as a financial services company, we must address the social, economic, and environmental challenges of our time and strengthen the communities in which we operate for future and current generations. Please visit our 2015 CSR report to learn more about our performance and progress, which focus on three priorities: diversity and social inclusion, economic empowerment, and environmental sustainability. 4% 28% 16% 5% 5% 42% Philanthropy Donated $281.3 million to 16,300 nonprofits in 2015 Arts and culture Civic Community development 16% Education Environmental Human services Diversity and social inclusion 41% of U.S. workforce is ethnically/racially diverse 56% of global workforce is women 8,200 military veterans $68.5 million in grants and home donations to military veterans since November % of total procurement budget spent with diverse suppliers 1.8 million volunteer hours 40,000+ team members participate in 130 Volunteer Chapters 30% increase in Team Member Network membership $98.8 million in team member donations to nonprofits and schools, marking the 13th consecutive year of increased giving Economic empowerment $18.8 billion in new loan commitments to small business customers* 165,700 people participated in Hands on Banking financial education workshops $278 million committed to Wells Fargo LIFT programs since 2012, helping more than 10,725 new homeowners in 39 communities $7.6 billion in community development loans and investments in lowand moderate-income neighborhoods $1.4 million in aid donated to disaster relief and recovery Environmental sustainability $52 billion in environmental loans and investments for greener buildings, clean technology, and other environmentally sustainable businesses since % reduction in absolute greenhouse gas emissions since % increase in water efficiency 26% increase in energy efficiency since % of total square footage in leased and owned buildings is LEED -certified 5,000+ team members participated in 40 Green Teams $53 million in grants to environmental nonprofits since 2012 The time frame for all data on this page is January-December 2015 unless otherwise noted. *Primarily businesses with annual revenues less than $20 million. Deposit products offered by Wells Fargo Bank, N.A. Member FDIC. Wells Fargo Advisors is the trade name used by two separate registered broker-dealers: Wells Fargo Advisors, LLC and Wells Fargo Advisors Financial Network, LLC, Members SIPC, non-bank affiliates of Wells Fargo & Company. CAR To learn more, read our 2015 Corporate Social Responsibility Report wellsfargo. com/about/csr/reports/. 5