Wells Fargo Today. 1st Quarter 2015 Quarterly Fact Sheet
|
|
- Allyson Miles
- 8 years ago
- Views:
Transcription
1 1st Quarter 2015 Quarterly Fact Sheet Wells Fargo Today With the help of four local builders, Wells Fargo team members from London and Dubai built brick homes for a single mother caring for eight children and an elderly couple raising their six grandchildren who were orphaned. The group was responsible for starting and completing the homes within one week as part of a Habitat for Humanity project in Zambia. Maisie Roberts, a Business Banking relationship manager for Wells Fargo in Denver, spends countless volunteer hours working to feed people in need in the most populous area of her state the Front Range. The Front Range includes Denver, Fort Collins, and other large areas. Together, Maisie and her sister Tracy Lowery built Foraged Feast, a nonprofit that connects locally grown food that would otherwise go to waste with food service organizations in their community Wells Fargo Bank, N.A. All rights reserved. NMLSR ID
2 We re strong for our customers and communities Wells Fargo & Company (NYSE: WFC) is a nationwide, diversified financial services company with $1.7 trillion in assets. Founded in 1852, Wells Fargo provides banking, insurance, investments, mortgage, and consumer and commercial finance services through more than 8,700 locations, more than 12,500 ATMs, online (wellsfargo.com), and mobile devices. We re headquartered in San Francisco, but we re decentralized so every local Wells Fargo store is a headquarters for satisfying all our customers financial needs and helping them succeed financially. We do business with 70 million customers and one in three U.S. households. Wells Fargo has approximately 266,000 team members in 36 countries across our more than 90 businesses. At the end of first quarter 2015, Wells Fargo ranked fourth in assets among U.S. banks and was the world s most valuable bank by market capitalization. In 2014, Wells Fargo was named Most Respected Bank by Barron s, Most Admired among the world s largest banks by Fortune, and Best U.S. Bank by The Banker. The Chronicle of Philanthropy ranked Wells Fargo s corporate cash giving in the top two among all U.S. companies each of the past two years. Our vision: We want to satisfy all our customers financial needs and help them succeed financially. Company Brand 8th Biggest Public Company in the World* (2014) Forbes 11th Most Respected Company in the World (2014) Barron s 29th Biggest Company by Revenue in the U.S. (2014) Fortune 22nd Most Admired Company in the World (2015) Fortune Best U.S. Bank (2014) The Banker Best Trade Finance Bank in the U.S. (2014) Global Finance Best Trade Finance Bank in North America (2014) Trade & Forfaiting Review Distinguished Provider for Global Transaction Services ( ) 2015 FImetrix Global Stats Best Bank for Payments and Collections (North America) ( ) Global Finance in Overall Institutional Satisfaction among Global Financial Institution ( ) 2015 FImetrix Global Stats Most Valuable Bank Brand in World ( ) Brand Finance Most Valuable Brand in Banking (2014), Top 100 Most Valuable Global Brands, BrandZ TM. Wells Fargo was the highest rated bank brand in the world with a 2014 valuation of over $54 billion, up 14% from Across all industries, Wells Fargo was among the top 20 brands in the world. *Based on sales, profits, assets and market value. Innovation Leadership Best Corporate/Institutional Internet Bank United States (World s Best Corporate/Institutional Internet Banks in North America, 2014) Global Finance Best Online Treasury Services, Best Investment Management Services, Best in Mobile Banking, Best Web Site Design, Best Social Media, Best Mobile App, Best SMS/Text Banking (World s Best Corporate/Institutional Internet Banks in North America, 2014) Global Finance Gold for retail banking mobile performance (2014) Compuware Best of the Web in Overall Mobile Performance, Ease of Use, and Quality & Availability (2015) Keynote Competitive Research for Clear and Simple Security and Privacy Information, Extensive Money Management Tools, and Wide Variety of Alerts 2014 U.S. Online Banking Benchmark (2015) Forrester Research Best Mobile App (Best Banks in America) (2014) Money Best iphone and Android apps (2014) Keynote Competitive Research Wells Fargo Mobile Banking Most Complete Alerting Platform in the annual Mobile Banking FI Scorecard (2015) Javelin Research Diversity Corporate citizenship No. 1 Top Company For Lesbian, Gay, Bisexual, and Transgender Employees (LGBT) (2015) DiversityInc 7th Top Company For Veterans (2015) DiversityInc 9th Best Company for Diversity (2014) Hispanic Business 11th Top Company For Diversity (2015) DiversityInc 18th Best Company For Latinas (2014) LATINA Style Largest national workplace employee giving campaign for sixth consecutive year, based on 2014 donations (U.S.) (2015) United Way Worldwide Most Generous Cash Donor (U.S.) (2013) The Chronicle of Philanthropy A List Climate performance and disclosure (2014) CDP (Carbon Disclosure Project) Perfect Score 100 Corporate Equality Index (2015, 12th year) Human Rights Campaign 2
3 We re an industry leader In supporting homeowners and consumers Retail mortgage lender (2014) Inside Mortgage Finance Home loan originator to minority and low- to moderate-income borrowers, and in low- to moderate-income neighborhoods (2013) HMDA data Mortgage servicer (2014) Inside Mortgage Finance Overall auto lender (March 2014 Feb excluding leases) AutoCount Used auto lender (March 2014 Feb excluding leases) AutoCount Provider of private student loans among banks Provider of student loans overall Key facts as of 03/31/2015 In helping small businesses Small business lender (U.S. in dollars 2013) Community Reinvestment Act government data SBA 7(a) lender in dollars (2014) Small Business Administration federal fiscal year-end data In wealth, brokerage and retirement in U.S. Annuity sales (2014) Transamerica Roundtable Survey #3 in U.S. Full-service retail brokerage provider (1Q15) Company and competitor reports #4 in U.S. Wealth management provider, assets under management of accounts greater than $5 million (2014) Barron s #6 in U.S. IRA provider (4Q14) Cerulli Associates #8 in U.S. Institutional retirement plan record keeper, based on assets as of 12/31/13 (2014) PLANSPONSOR Magazine #9 internationally Family wealth provider (2014) Bloomberg In commercial and residential real estate Bond administrator for Commercial MBS Asset Backed Alert U.S. Bank Lender of the Year, UK Lender of the Year (2014) Real Estate Capital Awards In total commercial real estate originations in the U.S. (2014) MBA Commercial/Multifamily Mortgage Origination Rankings Trustee for GNMA Multiclass REMIC Program (2014) Government National Mortgage Association Largest servicing portfolio of commercial real estate loans in the U.S. (Year-end 2014) MBA Commercial/Multifamily Mortgage Servicer Rankings Affordable housing lender (2014) MBA Commercial/ Multifamily Mortgage Origination Rankings In insurance In commercial banking Best Insurance Broker in the U.S. (2015) Global Finance #6 Provider of Health Savings Accounts (HSA) in U.S. (2015) Devenir Share of lead banking relationships with middle-market companies (2014) TNS Commercial Banking Momentum Monitor 3
4 We have a broad range of expertise Transfer agent in client satisfaction Group 5 Trustee for High Yield Debt (2014) Thomson Reuters LPC Real estate loan syndications High grade trading (1Q15) MarketAxess Best Mobile Solution (World s Best Treasury & Cash Management Providers, 2015) Global Finance Best Trade Outsourcing Bank in Asia Pacific (2Q14) Global Trade Review Commercial Bank Agribusiness lender (4Q14) *FDIC ranking data Best Financial Institution in Taiwan for Treasury and Working Capital (2014) Triple A Transaction Banking Awards, The Asset Largest Financial Institution Originator of Automated Clearing House Payments (2015) NACHA The Electronic Payments Association REIT preferred stock underwriter (1Q15) Company Filings Bookrunner for closed-end funds (1Q15) CEFA Bookrunner for BDCs (Business Development Companies) (1Q15) Dealogic *Defined as percentage of companies with revenues of $ MM citing Wells Fargo as their lead banking provider. Largest factor in the U.S. according to factoring volume (2014) Commercial Finance Association (CFA) Annual Factoring Survey Largest import factor in world based on import factoring volume (2014) Factors Chain International (FCI) Debit card issuer (2014) Nilson Report Financial Institution Receiver of Automated Clearing House Payments (2015) NACHA The Electronic Payments Association Oil & gas loan syndications Fannie Mae multifamily originator (2014) MBA Commercial/Multifamily Mortgage Origination Rankings Second largest bank-affiliated equipment finance company in U.S. by both net assets and new business volume (2014 Monitor 100 industry ranking) REIT loan syndications Non-investment grade loan syndications (1Q15) Thomson Reuters LPC Asset-based left lead arranger Trustee for Convertible Debt (2014) Thomson Reuters LPC Convertible securities (1Q15) SDC Utilities loan syndications Bookrunner for MLPs (Master Limited Partnerships) (1Q15) Dealogic Hotel & gaming loan syndications (1Q15) Thomson Reuters LPC #3 #4 #5 Loan syndications Middle market loan syndications High grade loan syndications High yield trading (1Q15) MarketAxess Preferred stock underwriter (1Q15) Bloomberg Trustee for Investment Grade debt (2014) Thomson Reuters LPC Bookrunner for yield-oriented securities (1Q15) Dealogic Total multifamily originator (2014) MBA Commercial/ Multifamily Mortgage Origination Rankings High grade bonds (1Q15) Dealogic Financial services loan syndications (1Q15) Thomson Reuters LPC M&A loan syndications Additional recognition 18 A+ or A grades out of 23 total no bank received more A+ grades than Wells Fargo (2015) Phoenix- Hecht Middle Market Quality Index 19 A+ or A grades out of 23 total no bank received more A+ grades than Wells Fargo (2015) Phoenix- Hecht Large Corporate Quality Index Nation s leading crop insurance provider (2014) Risk Management Agency, a division of the USDA 4
5 We have a culture of caring for communities 4 At Wells Fargo, we embrace our responsibility to be a leading corporate citizen socially, economically, and environmentally and the opportunity to create more resilient, sustainable communities through our operations and actions. We look for diverse perspectives to inform our business strategy, strive to strengthen financial knowledge and opportunities for our customers and communities, and are proactive in caring for and improving the environment. Philanthropy Donated $281.2 million to 17,100 nonprofits in 2014 Arts and Culture Civic Community Development Education Environmental Human Services $1.1 billion in grants to nonprofits over the last four years ( ) to support and revitalize communities, help charitable organizations, and grow local economies $7 billion in community development loans and investments in low- and moderate-income areas (2014) 1.74 million hours volunteered by team members (2014) $97.7 million in team member donations pledged, earning No. 1 workplace giving campaign in the U.S. by United Way Worldwide (2014, 6th consecutive year) Social: Inviting diverse perspectives $49 million in financial education, jobs assistance, and home donations to military veterans (Nov Dec. 2014) $1 billion spent with certified diverse-owned businesses, representing 10 percent of our total annual procurement budget (2014) 38,000 team members participated in 10 Team Member Networks representing 290 chapters supporting diversity and inclusion (2014) Economic: Strengthening financial knowledge and opportunities $18 billion in new loan commitments to small businesses across the U.S. (2014) 135,882 people received financial education through Hands on Banking workshops during our Teach Children to Save and Get Smart About Credit campaigns (2014) $230 million committed to Wells Fargo LIFT programs, helping more than 8,500 new homeowners in 32 communities ( ) Environment: Being environmentally proactive $15 billion in environmental loans and investments for greener buildings, clean technology, and other environmentally sustainable businesses (2014) 24 percent reduction in absolute greenhouse gas emissions ( ) 18 percent of total square footage across Wells Fargo owned and leased buildings is LEED -certified (2014) Deposit products offered by Wells Fargo Bank, N.A. Member FDIC. To learn more, read our 2014 Investment and Insurance Products: Not FDIC Insured NO Bank Guarantee MAY Lose Value Corporate Social Responsibility Wells Fargo Advisors is the trade name used by two separate registered broker-dealers: Wells Fargo Advisors, LLC and Wells Fargo Advisors Financial Network, LLC, Members SIPC, non-bank affiliates of Wells Fargo & Company. Interim Report wellsfargo.com/ about/csr/reports/. 5
Wells Fargo Today. 2nd Quarter 2015 Quarterly Fact Sheet
2nd Quarter 2015 Quarterly Fact Sheet Wells Fargo Today At a Wells Fargo-sponsored Cinco de Mayo event in San Jose, California, a troupe of Mexican dancers from Ballet Folklorico Netzahualcoyotl dance
More informationSterne Agee Financial Institutions Investor Conference. David Carroll Senior Executive Vice President Head of Wealth, Brokerage and Retirement
Sterne Agee Financial Institutions Investor Conference David Carroll Senior Executive Vice President Head of Wealth, Brokerage and Retirement February 14, 2012 Wells Fargo vision We want to satisfy all
More informationNO FEE BB&T Plus Package
BB&T@WORK BB&T@Work offers valuable savings on a wide range of BB&T products and services, and more perks than ever before. NO FEE BB&T Plus Package This coupon enables you to receive BB&T s Plus Package
More information2014 Wells Fargo Millennial Study
2014 Wells Fargo Millennial Study Overview Table of contents Overview 1 Key findings 2 Background and methodology 7 The contents of this report are for information purposes only. They should not be construed
More informationYour story is unique. Your Financial Advisor will work with Wells Fargo Private Bank to build a team designed around you
Your story is unique Your Financial Advisor will work with Wells Fargo Private Bank to build a team designed around you A team of local professionals focused on your needs Your relationship with your Wells
More information2015 Wells Fargo Affluent Investor Survey
2015 Wells Fargo Affluent Investor Survey Table of contents Overview 1 Key findings 2 Background and methodology 8 Harris Poll conducted the survey online of 1,993 affluent investors, ages 30 75 who have
More informationIPAA Private Capital Conference. January 2014
IPAA Private Capital Conference January 2014 Employer of Choice Technology Leader Community PNC Corporate Profile PNC Franchise History: Established in 1852 Employees: Approximately 55,000 employees in
More informationThe following businesses use the JPMorgan brand: Worldwide Securities Services Private Client Services
JPMorgan Chase & Co. (NYSE: JPM) is a leading global financial services firm with assets of $1.2 trillion and operations in more than 50 countries. The firm is a leader in investment banking, financial
More informationWells Fargo Energy Capital
Wells Fargo Energy Capital IPAA Private Capital Conference Mark M. Green January 21, 2014 Table of Contents I Overview of the Wells Fargo Energy Group II Wells Fargo Energy Capital III Market Activity
More informationFull Service Offices Lending Offices
CALIFORNIA S BANK More than 90% of our loans are issued in California or to Californians. We loan out $1 for every $1 deposited, projected at over $5 billion for 2014. $5.5B Assets 1,000+ Small Business
More informationBusiness Developments in the Americas
Business Developments in the Americas Mizuho Corporate Bank To Our Clients Mizuho Corporate Bank ("Mizuho" or "MHCB") continues to strengthen its network and services across the Americas, despite difficult
More informationFinancing Your Dreams
Financing Your Dreams Working together for your benefit Your personal balance sheet comprises assets what you own and liabilities what you owe. When or whether you eventually reach your long-term financial
More informationINVESTMENT BANK. #1 in Investment Banking fees (a). #2 in Global Debt, Equity and Equity-related (b).
Total net revenue $18,277 $14,613 Net income 3,674 3,673 Return on equity 18% 18% PHOTO TO COME INVESTMENT BANK JPMorgan is one of the world s leading investment banks, with deep client relationships and
More informationFinancial health in the United States
Financial health in the United States Table of contents Overview 1 Key findings 2 Background and methodology 7 The contents of this report are for information purposes only. They should not be construed
More informationStrong, stable and committed to keeping our promises
Strong, stable and committed to keeping our promises NATIONWIDE BUSINESS SOLUTIONS GROUP 1 At Nationwide, our proud mutual heritage and ongoing commitment to our communities help us put customers first.
More informationWholesale Banking. Dave Hoyt Senior Executive Vice President Head of Wholesale Banking. May 22, 2012. 2012 Wells Fargo & Company. All rights reserved.
Wholesale Banking Dave Hoyt Senior Executive Vice President Head of Wholesale Banking May 22, 2012 2012 Wells Fargo & Company. All rights reserved. Agenda Business overview - Distribution - Segment highlights
More informationCredit Suisse Financial Services Forum
Credit Suisse Financial Services Forum John Shrewsberry Chief Financial Officer February 9, 2016 2016 Wells Fargo & Company. All rights reserved. Wells Fargo Vision We want to satisfy our customers financial
More informationCMA Affinity Program Offers
CMA Affinity Program Offers Union Bank is proud to partner with the California Medical Association to serve the unique financial needs of your practice, your staff, and yourself. We approach our customer
More informationClient Questions & Answers The Bank of Kentucky
Client Questions & Answers The Bank of Kentucky We re excited about our future with BB&T and look forward to continuing to serve you. Be assured that you will continue to see the same smiling faces and
More information2015 Wells Fargo Retirement Study
2015 Wells Fargo Retirement Study Table of contents Overview 1 Key findings 2 Background and methodology 8 Harris Poll conducted the survey online of 1,993 affluent investors, ages 30 75 who have $250,000
More informationInitial Planning Questionnaire
Initial Planning Questionnaire Josh Koehnen CERTIFIED FINANCIAL PLANNER TM Registered representative of and offering securities and advisory services through Independent Financial Group, LLC (IFG) member
More informationFacts About keybank. Who We Are
Facts About keybank Who We Are Cleveland-based KeyCorp is one of the nation's largest bank-based financial services companies, with assets of approximately $89 billion. Key companies provide investment
More information2015 Community Reinvestment Act Plan Approved at Board CRA Committee Meeting Wednesday, March 4, 2015
2015 Community Reinvestment Act Plan Approved at Board CRA Committee Meeting Wednesday, March 4, 2015 Table of Contents Community Reinvestment Act Plan 2015... 2 The Community Reinvestment Act Overview...
More informationWELLS FARGO REPORTS $5.7 BILLION IN NET INCOME Diluted EPS of $1.02, Up 3 Percent From Prior Year
Media Investors Mary Eshet Jim Rowe 7043837777 4153968216 Tuesday, October 14, 2014 WELLS FARGO REPORTS $5.7 BILLION IN NET INCOME Diluted EPS of $1.02, Up 3 Percent From Prior Year x x x x Continued strong
More informationOrganizing your financial life
Organizing your financial life Critical information at your fingertips Date Your Name Financial Advisor / Team Name Financial Advisor / Team Phone Number Financial Advisor / Team Email Financial Advisor
More informationRecognized for work in Banking & Finance, Corporate/M&A, Dispute Resolution, Real Estate and Construction, and Restructuring and Insolvency
Firm Highlights The American Lawyer: AmLaw Corporate Scorecard, 2013 Issuer s Counsel REIT Equity - 3rd (by number of issues), 4th (by proceeds) Mortgage-Backed Securities - 5th (by number of issues) Underwriter
More informationRetirement Planning and Wealth Management
Retirement Planning and Wealth Management Kurt Rohrs Principal Advisor, Inc. www.swretire.com About, Inc. Principal Advisor Kurt Rohrs is the Principal Financial Advisor with, Inc. specializing in Financial
More informationSimplify your success.
Simplify your success. CALIFORNIA S BANK We are committed to building the top full-service bank serving California s diverse private businesses, entrepreneurs and homeowners. We loan out $1 for every $1
More informationEXPERT: Brad Blackwell, Executive VP, Wells Fargo Home Mortgage. VIDEO DESCRIPTION: Refinancing is the best way to save money because
WELLS FARGO BUSINESS INSIGHT SERIES VIDEO TITLE: Benefits of refinancing your mortgage MODERATOR: Rich Sloan, StartupNation EXPERT: Brad Blackwell, Executive VP, Wells Fargo Home Mortgage VIDEO DESCRIPTION:
More informationA guide to investing in hybrid securities
A guide to investing in hybrid securities Before you make an investment decision, it is important to review your financial situation, investment objectives, risk tolerance, time horizon, diversification
More informationWednesday, January 14, 2015
Wednesday, January 14, 2015 Media Investors Mary Eshet Jim Rowe 704-383-7777 415-396-8216 WELLS FARGO REPORTS RECORD FULL YEAR NET INCOME Net Income of $23.1 Billion, Up 5% from 2013; Diluted EPS of $4.10
More informationto Wealth Management resources of one of the world s largest financial services firms. The Caribbean Group
A Defined Approach to Wealth Management Giving UWI access to the combined resources of one of the world s largest financial services firms. The Caribbean Group The information in this presentation is intended
More informationWhat is Wealth Management?
What is Wealth Management? INVESTMENT AND INSURANCE PRODUCTS: NOT FDIC INSURED. NOT A BANK DEPOSIT. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT BANK GUARANTEED. MAY LOSE VALUE The Wealth Management
More informationTuesday, January 14, 2014
Media Investors Mary Eshet Jim Rowe 704-383-7777 415-396-8216 Tuesday, January 14, 2014 WELLS FARGO REPORTS RECORD FULL YEAR AND QUARTERLY NET INCOME 2013 Net Income of $21.9 Billion, Up 16% from 2012;
More informationWELLS FARGO REPORTS $5.8 BILLION IN NET INCOME
Media Ancel Martinez Wednesday, October 14, Investors Jim Rowe 415-222-3858 415-396-8216 WELLS FARGO REPORTS $5.8 BILLION IN NET INCOME Diluted EPS of $1.05, Revenue of $21.9 Billion Continued strong financial
More informationGREAT-WEST LIFECO $2,052 MILLION $758 BILLION 15.0% 100% 100% 100% 100% 100% [2] 100%
GREAT-WEST LIFECO Great-West Lifeco Inc. is an international financial services holding company with interests in life insurance, health insurance, retirement and investment services, asset management
More informationOrganizing your financial life
Organizing your financial life Critical information at your fingertips Building the life you want means more than wealth and money. It means being prepared to meet new opportunities and to adapt when significant
More informationStrength You Can Trust
Strength You Can Trust RBC Wealth Management It All Starts With You Our relationship managers are focused on serving your best interests, and we aim to develop highly effective and customised solutions
More informationYour future. Our focus. Financial planning services program for American Association of Physician Specialists, Inc. (AAPS) Members
Your future. Our focus. Financial planning services program for American Association of Physician Specialists, Inc. (AAPS) Members Pursue your goals with confidence As a member of American Association
More informationTrinen Wealth. There s Wealth in Our Approach. 3003 East Harmony Road Suite 400 Fort Collins, CO 80528
Trinen Wealth Management Group There s Wealth in Our Approach. 3003 East Harmony Road Suite 400 Fort Collins, CO 80528 Phone: (970) 282-6565 Toll Free: (888) 300-0143 Fax: (970) 206-1464 www.rbcwmfa.com/michael.trinen
More informationWells Fargo s perspective:
Third Quarter Update 2015 Wells Fargo s perspective: Topics in the news We want all our stakeholders customers, communities, investors, and our team members to have the facts on where Wells Fargo stands
More informationBusiness Developments in the Americas
Business Developments in the Americas Mizuho Corporate Bank Mitsuhiro Nagahama Managing Executive Officer Head of the Americas To Our Customers Although we remain in the midst of economic and financial
More informationGlobal Wealth Management
Global Wealth Management RBC: A Global Leader with a Proud Canadian Heritage Royal Bank of Canada provides personal and commercial banking, wealth management services, insurance, corporate and investment
More informationNATIONAL FINANCIAL SERVICES LLC
NATIONAL FINANCIAL SERVICES LLC A GUIDE TO YOUR BROKERAGE ACCOUNT As part of our effort to provide you with quality service, our broker/dealer has an agreement with National Financial Services LLC in which
More informationUsing Credit Strategies Wisely in Retirement Planning.
Using Credit Strategies Wisely in Retirement Planning. Prepared by. Lawrence Katz, Regional Private Banking Manager. Todd Barfield, Regional Private Banking Manager. In this white paper. 1 Meeting capital
More informationABA Online Training Self-Paced Price and Credit List Credit Hours
ABA Online Training Self-Paced and Credit List Credit Revision: Nov. 2014 Banking Basics Catalog Business Lending 3005840 ABA Small Business Banker Certificate $595 $795 19.75 1.25 3000366 Credit Products
More informationPrepare your practice to provide multigenerational wealth planning
Prepare your practice to provide multigenerational wealth planning WHITE PAPER OVERVIEW Serving your clients who control the family money is a demanding job and it doesn t leave you much time to develop
More informationBalanced fund: A mutual fund with a mix of stocks and bonds. It offers safety of principal, regular income and modest growth.
Wealth for Life Glossary Aggressive growth fund: A mutual fund that aims for the highest capital gains. They often invest in smaller emerging companies that offer maximum growth potential. Adjustable Rate
More informationAN INTRODUCTION TO PACIFIC LIFE THE VALUES THAT DEFINE US
AN INTRODUCTION TO PACIFIC LIFE THE VALUES THAT DEFINE US PEOPLE ACCOUNTABILITY CUSTOMER FOCUS INTEGRITY FINANCIAL STRENGTH INNOVATION COMMUNITY 2013 FINANCIAL SUMMARY Pacific Mutual Holding Company DOLLARS
More informationH i l l t o p S e c u r i t i e s C o r p o r a t e O v e r v i e w On Higher Ground
Hi l ltop S e c u ri t i e s C orp or at e O v e rv i ew On Higher Ground HilltopSecurities On Higher Ground Relationships. Expertise. Passion. At HilltopSecurities, our goal is to provide solutions tailored
More informationHow To Become A Successful Finance Major
FINANCE What can I do with this degree? Transferable Skills In addition to the specific subject matter that Finance majors learn, skills are acquired that can easily transfer to any field including: Reading
More informationAwards 2014 For the 10th consecutive year, Hyatt was named in 2014 as one of the Best Places to Work for LGBT Equality as a result of the 100 percent rating it earned on the Corporate Equality Index (CEI),
More informationSBA 504 Non Bank Business Model. Presented by Sok Cordell
SBA 504 Non Bank Business Model Presented by Sok Cordell CH Capital Partners LLC (SBA Non Bank Lending Program) The information contained in this presentation has been obtained from sources believed to
More informationInvestment advisory and brokerage services
Investment advisory and brokerage services A guide to what you should know before investing with us Differences in our services Wells Fargo Advisors can offer brokerage and investment-advisory account
More informationGet Your Multifamily Deal Done With FHA
January 7, 2009 Get Your Multifamily Deal Done With FHA Arbor Commercial Mortgage, LLC Overview In 2008, the housing finance system came to a near standstill as creditors began losing confidence in the
More informationIndependent and strong
Our global parent Together, Questar Capital and Allianz Life Insurance Company of North America are a part of Allianz SE one of the world s largest financial services organizations. How large? Over 85
More informationFlexible technology. Empower your business with Pershing s NetX360
Flexible technology Today s fiercely competitive environment requires powerful, flexible technology to optimize your productivity and performance. Pershing s open architecture platform gives you the freedom
More informationChapter 1 The Financial Assessment
Chapter 1 The Financial Assessment 64 P leasant S treet P hon e: ( 415) 830-52 44 Copyright 2007-2009 Harrison Lazarus Advisors, Inc. All Rights Reserved Page 1 of 15 It doesn t matter where you are in
More informationYour vision. Let s make it happen.
Your vision. Let s make it happen. CORPORATE AND INVESTMENT BANKING CAPITAL MARKETS COMMERCIAL BANKING TRANSACTION BANKING TRADE FINANCE Creating opportunities Strength and stability, far and wide Scotiabank
More informationHow To Divide Life Insurance Assets Into Two Accounts
2ASSETS Assets held by life insurers back the companies life, annuity, and health liabilities. Accumulating these assets via the collection of premiums from policyholders and earnings on investments provides
More informationPUBLIC DISCLOSURE COMMUNITY REINVESTMENT ACT PERFORMANCE EVALUATION
PUBLIC DISCLOSURE August 03, 2015 COMMUNITY REINVESTMENT ACT PERFORMANCE EVALUATION The First National Bank of Durango Charter Number 2637 259 West 9th Street Durango, CO 81302 Office of the Comptroller
More informationBankImpact Dashboard. Introduction to the Reporting Process at National Community Investment Fund. Telling the Story of Mission Oriented Banks
BankImpact Dashboard Introduction to the Reporting Process at National Community Investment Fund Telling the Story of Mission Oriented Banks 1 Contents Introduction to BankImpact Dashboard Reporting...
More informationThis material is derived from sources believed to be reliable, but its accuracy and the opinions based thereon are not guaranteed.
Using Debt Wisely INVESTMENT AND INSURANCE PRODUCTS: NOT FDIC INSURED NOT A BANK DEPOSIT NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY NO BANK GUARANTEE MAY LOSE VALUE Disclosures The information provided
More informationConsumer Deposits Products Disclosure
Private Banking Consumer Deposits Products Disclosure Table of Contents General Private Banking PMA Package PMA Private Banking Interest Checking PMA Money Market Checking 5 Private Banking Consumer Checking
More informationFinancial Institution Disclosure Form City of Minneapolis, Minnesota
Financial Institution Disclosure Form City of Minneapolis, Minnesota Financial institutions which participate in or desire to participate in City of Minneapolis programs or the provision of banking services
More information1st Quarter 2010. Wells Fargo Today. Who we are
1st Quarter 2010 Wells Fargo Today Who we are Who we are 2 Wells Fargo & Company is a diversified financial services company providing banking, insurance, investments, mortgage, and consumer and commercial
More informationThe Weiner Wealth Management Group
The Weiner Wealth Management Group Helping you pursue your financial goals. The Weiner Wealth Management Group Our mission is to guide our clients in their quest to preserve and grow their assets over
More informationUNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended
More informationLending Solutions. Leverage-based products to complement investment strategies. Your Business Without Limits
Lending Solutions Leverage-based products to complement investment strategies Your Business Without Limits Let Pershing Help You Set Yourself Apart Your clients count on you to manage their assets. But
More informationWealth Management Solutions
Wealth Management Solutions Delray Financial Group LLC is an independent regional boutique wealth management firm whose sole business is to serve its clients. With over 25 years of personalized, professional
More informationTHE BERWYN FUNDS. Shareholder Services Ultimus Fund Solutions, LLC P.O. Box 46707 Cincinnati, Ohio 45246-0707 800-992-6757
THE BERWYN FUNDS Shareholder Services Ultimus Fund Solutions, LLC P.O. Box 46707 Cincinnati, Ohio 45246-0707 800-992-6757 Berwyn Fund (BERWX) Berwyn Income Fund (BERIX) Berwyn Cornerstone Fund (BERCX)
More informationA LEADER IN MULTIFAMILY AND HEALTHCARE LENDING
A LEADER IN MULTIFAMILY AND HEALTHCARE LENDING Greystone will work hard to help you accomplish your financial needs. We will use our creativity, drive and passion to deliver unparalleled business solutions
More informationS P E A K E R B I O G R A P H I E S
Jamie Dimon, Chairman and Chief Executive Officer Jamie Dimon is Chairman of the Board and Chief Executive Officer of JPMorgan Chase & Co., a global financial services firm with assets of $2.6 trillion
More informationTapping the $7.5 Trillion Mass Affluent Market MARKETING SERVICES
Tapping the $7.5 Trillion Mass Affluent Market MARKETING SERVICES Mass Affluents are growing in their importance to financial institutions. They ve spent a lifetime working to build successful careers.
More informationAwards. Quality of Life
Awards Sodexo provides Services that contribute to individual well-being and organizational performance. In improving people s daily well-being and comfort, our award-winning Services make work and living
More informationLincoln Financial Advisors
Lincoln Financial Advisors A Commitment to Excellence A promise to listen When you retain Lincoln Financial Advisors, you benefit from personal service and our extensive financial experience. We take the
More informationPutting You First. A guide to your new accounts and services
Putting You First A guide to your new accounts and services FirstMerit is committed to putting you first. For more than 165 years, we ve delivered solutions that help our customers finance homes, pay for
More informationThe Brunner Fox Group at Morgan Stanley. Wealth Management Solutions for the Privately Held Business
The Brunner Fox Group at Morgan Stanley Wealth Management Solutions for the Privately Held Business 717 Texas Avenue, Suite 3050 Houston, TX 77002 800-890-2774 / TOLL-FREE 713-658-2786 / MAIN 713-658-2729
More informationATEL Growth Capital Fund 8, LLC. Financing Tomorrow s Technologies... Today
ATEL Growth Capital Fund 8, LLC Financing Tomorrow s Technologies... Today RISK FACTORS Investors are encouraged to carefully read the Prospectus for ATEL Growth Capital Fund 8, LLC which has been provided
More informationBrown Advisory Strategic Bond Fund Class/Ticker: Institutional Shares / (Not Available for Sale)
Summary Prospectus October 30, 2015 Brown Advisory Strategic Bond Fund Class/Ticker: Institutional Shares / (Not Available for Sale) Before you invest, you may want to review the Fund s Prospectus, which
More informationNational Financial Services LLC. A guide to your brokerage account
National Financial Services LLC A guide to your brokerage account Quality service for your account As part of our effort to provide you with quality service, our broker-dealer has an agreement with National
More informationAskTheBusinessLawyer.com; Jagdeep Dayal, Senior VP of Wells Fargo. VIDEO DESCRIPTION: Just like in the residential sector, it is a great time to
WELLS FARGO BUSINESS INSIGHT SERIES VIDEO TITLE: Refinancing commercial property MODERATOR: Rich Sloan, StartupNation EXPERT: Nina Kaufman, Esq., founder and president, AskTheBusinessLawyer.com; Jagdeep
More informationPUBLIC DISCLOSURE COMMUNITY REINVESTMENT ACT PERFORMANCE EVALUATION
SMALL BANK Comptroller of the Currency Administrator of National Banks PUBLIC DISCLOSURE July 12, 2004 COMMUNITY REINVESTMENT ACT PERFORMANCE EVALUATION First National Bank of LaGrange Charter Number 13941
More informationNATIONAL FINANCIAL SERVICES LLC
NATIONAL FINANCIAL SERVICES LLC A Guide to Your Brokerage Account Portions 2008 FMR LLC. All rights reserved. Reprinted by permission. National Financial Services LLC, Member NYSE, SIPC 491662 06-08 1.862411.100
More informationFOR IMMEDIATE RELEASE November 7, 2013 MEDIA CONTACT: Lisa Gagnon 703-903-3385 INVESTOR CONTACT: Robin Phillips 571-382-4732
FOR IMMEDIATE RELEASE MEDIA CONTACT: Lisa Gagnon 703-903-3385 INVESTOR CONTACT: Robin Phillips 571-382-4732 FREDDIE MAC REPORTS PRE-TAX INCOME OF $6.5 BILLION FOR THIRD QUARTER 2013 Release of Valuation
More information1 Regional Bank Regional banks specialize in consumer and commercial products within one region of a country, such as a state or within a group of states. A regional bank is smaller than a bank that operates
More informationTREASURY MONTHLY INTERMEDIATION SNAPSHOT
Person to be contacted about this report: David Turner, Chief Financial Officer PART I. QUANTITATIVE OVERVIEW TREASURY MONTHLY INTERMEDIATION SNAPSHOT SCHEDULE A: CONSUMER LENDING (Millions $) 1. First
More informationNorthStar Asset Management Group Inc. New York Office. Harness the Benefits of Real Estate Lending
NorthStar Asset Management Group Inc. New York Office Harness the Benefits of Real Estate Lending Forward Looking Statements This sales material includes forward-looking statements that can be identified
More informationCOMMUNITY DEVELOPMENT FINANCE & REGULATION CROWDFUNDING A new capital source for CDFIs and the communities we serve
COMMUNITY DEVELOPMENT FINANCE & REGULATION CROWDFUNDING A new capital source for CDFIs and the communities we serve Agenda 1. City First Enterprises 2. What is Crowdfunding? 3. New Access to Capital through
More informationFinancing and Liquidity Strategies
Financing and Liquidity Strategies A Morgan Stanley offers you a comprehensive approach to financing and liquidity delivering customized solutions for you that complement your overall investment strategy
More informationPrepared for: Prepared by: Date: Jane and John Sample. Trusted Advisor Senior Vice President
Prepared for: Jane and John Sample Prepared by: Trusted Advisor Senior Vice President Wells Fargo Advisors One North Jefferson St. Louis, MO 63103 314-955-5555 Date: June 2011 The Financial Strategy Action
More informationAccount Fees: Fee. Physical Certificate Fee Check Delivery. Fees. Outgoing fed wire fee
ERISA Section 408(b)(2) Disclosure Document Brokerage Services Introduction: This disclosure document (this Disclosure Document ) provides an overview of the fees and other compensation charged for or
More informationYour Personal Information
Your Personal Information An organizer that can be used for planning or emergencies Prepared/Updated Personal profile Name Social Security number Birth date Location of birth certificate Client 1 Client
More informationHow to Handle a Windfall
Rethinking your financial opportunities How to Handle a Windfall INVESTMENT AND INSURANCE PRODUCTS: NOT FDIC INSURED NOT A BANK DEPOSIT NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY NO BANK GUARANTEE MAY
More informationMORTGAGE BANKING TERMS
MORTGAGE BANKING TERMS Acquisition cost: Add-on interest: In a HUD/FHA transaction, the price the borrower paid for the property plus any of the following costs: closing, repairs, or financing (except
More informationCitizenship. MICROFINANCE Building Local Business Globally GLOBAL CITIZENSHIP 2009. Improving financial capability See page 4
Citizenship GLOBAL CITIZENSHIP 2009 MICROFINANCE Building Local Business Globally What Citizenship means at Citi See page 3 Improving financial capability See page 4 Reducing our environmental footprint
More informationThe Advisors Inner Circle Fund. Westwood LargeCap Value Fund. Summary Prospectus March 1, 2015 Ticker: Institutional Shares WHGLX
The Advisors Inner Circle Fund Westwood LargeCap Value Fund Summary Prospectus March 1, 2015 Ticker: Institutional Shares WHGLX Before you invest, you may want to review the Fund s complete prospectus,
More informationINTERMEDIATE SMALL BANK
INTERMEDIATE SMALL BANK Comptroller of the Currency Administrator of National Banks Washington, DC 20219 PUBLIC DISCLOSURE January 28, 2013 COMMUNITY REINVESTMENT ACT PERFORMANCE EVALUATION First Federal
More informationReference guide for clients of MML Investors Services, LLC
Reference guide for clients of MML Investors Services, LLC In order to enhance your understanding of MML Investors Services, we are providing this brochure which includes information regarding: MML Investors
More informationFinancial Review. Overview. Earnings Performance. Balance Sheet Analysis. Off-Balance Sheet Arrangements. Risk Management. Capital Management
Financial Review 30 Overview 50 3 Cash, Loan and Dividend Restrictions 34 Earnings Performance 5 4 Federal Funds Sold, Securities Purchased under Resale Agreements and Other Short-Term Investments 49 Balance
More information